Jones County, IA Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,072 mortgage applications in Jones County, IA totaling $141.1 million, up 12% from 2015. The average application was for $131,000, and applicants reported an average income of $82,000. 64% of applications resulted in an originated loan and 13% were denied. The most active lender was Collins Community Credit Union, with 107 applications, followed by Citizens State Bank and Ohnward Bank & Trust.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,072
Total Mortgage Loan Application Amount $141,128,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $2,300,000
Average Applicant Income $82,000
Highest Applicant Income $1,847,000

Mortgage Company List for Lending in Jones County, IA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 924,526,000 107 $ 11,349,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 368,357,000 103 $ 13,720,000
Ohnward Bank & Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 228,967,000 77 $ 9,454,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 52 $ 6,421,000
Citizens Savings Bank
215 EAST MAIN STREET
ANAMOSA, IA 52205
* $ 128,569,000 48 $ 5,281,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 772,507,000 46 $ 8,426,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 3,195,095,000 45 $ 5,961,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 34 $ 4,083,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 533,281,000 30 $ 2,971,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 2,492,054,000 28 $ 3,578,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 27 $ 4,067,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 27 $ 3,171,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 20 $ 2,821,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 20 $ 3,714,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,339,209,000 20 $ 2,224,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 19 $ 1,802,000
Citizens State Bank
114 W MAIN ST, PO BOX 198
WYOMING, IA 52362
* $ 97,312,000 19 $ 716,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,952,894,000 17 $ 1,819,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 366,047,000 13 $ 1,319,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 11 $ 1,517,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 11 $ 5,388,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 11 $ 655,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 10 $ 1,208,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,650,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 623,440,000 10 $ 1,184,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 10 $ 1,537,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 10 $ 1,338,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 9 $ 1,081,000
Security State Bank
933 16TH ST SW
WAVERLY, IA 50677
* $ 90,749,000 9 $ 1,124,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 9 $ 1,141,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 1,044,063,000 8 $ 1,671,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 7 $ 923,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 693,061,000 7 $ 923,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 114,754,000 7 $ 834,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 7 $ 693,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 7 $ 871,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 385,750,000 6 $ 988,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,617,322,000 6 $ 709,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 852,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 111,474,000 5 $ 725,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 5 $ 699,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 564,882,000 5 $ 788,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 671,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 4 $ 188,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 391,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 4 $ 77,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 316,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 530,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 582,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 347,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 3 $ 327,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 83,550,000 3 $ 370,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 3 $ 268,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 3 $ 334,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 502,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 356,249,000 3 $ 348,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 3,376,012,000 3 $ 649,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 2 $ 266,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 784,567,000 2 $ 334,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 433,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 210,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 182,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 132,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 175,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 485,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 206,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 270,567,000 2 $ 1,961,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 241,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 274,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 146,000
Guaranty Bank and Trust Company
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 248,588,000 1 $ 120,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 107,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 92,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 100,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 238,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 183,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 146,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 94,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 61,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 650,443,000 1 $ 18,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 862,680,000 1 $ 130,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 25,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 703,748,000 1 $ 184,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 1 $ 103,000
First Trust and Savings Bank
123 S. MAIN STREET
WHEATLAND, IA 52777
* $ 146,011,000 1 $ 27,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 124,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 182,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 305,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 267,301,000 1 $ 122,000
Community Bank
1121 SOUTH G AV ENUE
NEVADA, IA 50201
* $ 192,777,000 1 $ 314,000
Hiawatha Bank & Trust Company
777 N CENTER PT RD
HIAWATHA, IA 52233
* $ 51,705,000 1 $ 42,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 119,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 64,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 65,000
Nxt Bank
320 3RD ST SE
CEDAR RAPIDS, IA 52401
* $ 257,162,000 1 $ 143,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 572,586,000 1 $ 830,000
Gsf Mortgage Corp
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ 10,000,000 1 $ 86,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 82,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 1 $ 71,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 610,982,000 1 $ 131,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,776,865,000 1 $ 80,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 91,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 185,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 277,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 100,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 88,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 72,000

The tables below break down 2016 mortgage applications in Jones County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jones County, IA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 514 $80,144,000 $155,000 $2,300,000 $103,000 $1,440,000
Home Purchase 486 $55,972,000 $115,000 $830,000 $60,000 $1,847,000
Home Improvement 72 $5,012,000 $69,000 $616,000 $81,000 $351,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 887 $116,609,000 $131,000 $2,300,000 $92,000 $1,847,000
Not applicable 109 $14,521,000 $133,000 $400,000 $9,000 $185,000
Not Provided 48 $6,678,000 $139,000 $830,000 $83,000 $351,000
Hispanic 15 $1,776,000 $118,000 $350,000 $83,000 $261,000
American Indian or Alaskan Native 6 $713,000 $118,000 $209,000 $65,000 $105,000
Black or African American 4 $597,000 $149,000 $306,000 $64,000 $93,000
Asian 2 $173,000 $86,000 $161,000 $59,000 $86,000
Native Hawaiin or Other Pacific Islander 1 $61,000 $61,000 $61,000 $21,000 $21,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 830 $107,549,000 $129,000 $2,300,000 $92,000 $1,847,000
FHA-insured (Federal Housing Administration) 88 $11,320,000 $128,000 $272,000 $46,000 $351,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $9,891,000 $126,000 $1,026,000 $54,000 $573,000
VA-guaranteed (Veterans Administration) 76 $12,368,000 $162,000 $372,000 $53,000 $165,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 690 $90,784,000 $131,000 $1,890,000 $92,000 $1,254,000
Application Denied By Financial Institution 144 $15,795,000 $109,000 $315,000 $78,000 $1,440,000
Loan Purchased By The Institution 96 $14,128,000 $147,000 $417,000 $21,000 $244,000
Application Withdrawn By Applicant 70 $8,042,000 $114,000 $305,000 $57,000 $128,000
Application Approved But Not Accepted 49 $8,525,000 $173,000 $2,300,000 $113,000 $1,847,000
File Closed For Incompleteness 23 $3,854,000 $167,000 $616,000 $90,000 $215,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $2,233,000 $89,000 $238,000 $60,000 $165,000
Credit Application Incomplete 17 $2,360,000 $138,000 $226,000 $63,000 $142,000
Collateral 15 $1,710,000 $114,000 $274,000 $73,000 $180,000
Debt-To-Income Ratio 11 $1,388,000 $126,000 $315,000 $43,000 $95,000
Other 5 $322,000 $64,000 $115,000 $101,000 $351,000
Employment History 2 $127,000 $63,000 $76,000 $31,000 $36,000
Unverifiable Information 1 $86,000 $86,000 $86,000 $40,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Iowa Lender List