Kiowa County, KS Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 30 mortgage applications in Kiowa County, KS totaling $4.6 million, down 9% from 2019. The average application was for $154,000, and applicants reported an average income of $81,000. 53% of applications resulted in an originated loan and 13% were denied. The most active lender was Mortgage Investment Services Corporation, with 2 applications, followed by Credit Union of America and Flat Branch Mortgage, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 30
Total Mortgage Loan Application Amount $4,620,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $645,000
Average Applicant Income $81,000
Highest Applicant Income $249,000

Mortgage Company List for Lending in Kiowa County, KS for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 2 $ 240,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 985,502,000 2 $ 200,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 160,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ 132,334,000 1 $ 125,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 395,000
Outdoor Bank
2401 N SETH CHILD RD
MANHATTAN, KS 66503
* $ 257,149,000 1 $ 645,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 1 $ 145,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 1 $ 35,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 155,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 155,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 115,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 85,000
Legacy Bank
3711 N RIDGE RD
WICHITA, KS 67205
* $ 468,066,000 1 $ 85,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 85,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 395,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 155,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 135,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 1 $ 105,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 275,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 65,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 135,000

The tables below break down 2020 mortgage applications in Kiowa County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kiowa County, KS in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17 $2,525,000 $148,000 $645,000 $75,000 $249,000
Refinancing 10 $1,170,000 $117,000 $155,000 $85,000 $126,000
Cash-out Refinancing 3 $925,000 $308,000 $395,000 $107,000 $117,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21 $3,205,000 $152,000 $645,000 $78,000 $249,000
Not applicable 4 $790,000 $197,000 $395,000 $126,000 $126,000
Not Provided 4 $590,000 $147,000 $155,000 $67,000 $117,000
Hispanic 1 $35,000 $35,000 $35,000 $138,000 $138,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18 $2,600,000 $144,000 $645,000 $91,000 $249,000
FHA-insured (Federal Housing Administration) 4 $490,000 $122,000 $155,000 $60,000 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $430,000 $107,000 $135,000 $44,000 $78,000
VA-guaranteed (Veterans Administration) 4 $1,100,000 $275,000 $395,000 $71,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16 $2,580,000 $161,000 $645,000 $90,000 $249,000
Loan Purchased By The Institution 5 $875,000 $175,000 $395,000 $85,000 $126,000
Application Withdrawn By Applicant 5 $505,000 $101,000 $155,000 $54,000 $85,000
Application Denied By Financial Institution 4 $660,000 $165,000 $275,000 $75,000 $111,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25 $3,875,000 $155,000 $645,000 $83,000 $249,000
Debt-To-Income Ratio 4 $590,000 $147,000 $275,000 $66,000 $111,000
Credit Application Incomplete 1 $155,000 $155,000 $155,000 $84,000 $84,000
Credit History 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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