Knox County, MO Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 92 mortgage applications in Knox County, MO totaling $12.2 million, up 39% from 2024. The average application was for $132,000, and applicants reported an average income of $123,000. 48% of applications resulted in an originated loan and 17% were denied. The most active lender was Das Acquisition Company, LLC, with 18 applications, followed by Alliant Bank and Homebank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 92
Total Mortgage Loan Application Amount $12,150,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $1,095,000
Average Applicant Income $123,000
Highest Applicant Income $3,948,000

Mortgage Company List for Lending in Knox County, MO for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 18 $ 2,290,000
Alliant Bank
201 S BALTIMORE ST
KIRKSVILLE, MO 63501
* $ n/a 6 $ 980,000
Homebank
PO BOX 311
PALMYRA, MO 63461
* $ n/a 5 $ 465,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 4 $ 300,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 4 $ 450,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 3 $ 165,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 545,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 335,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 2 $ 130,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 240,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 2 $ 1,150,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 150,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 160,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 270,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 65,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 75,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 45,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 85,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 75,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 1 $ 105,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 205,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 25,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 165,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ n/a 1 $ 105,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 165,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 55,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 515,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 15,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 255,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 85,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 225,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ n/a 1 $ 95,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 55,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 135,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 395,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 45,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 115,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 315,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 55,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 145,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 175,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 175,000

The tables below break down 2025 mortgage applications in Knox County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Knox County, MO in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 56 $7,460,000 $133,000 $515,000 $152,000 $3,948,000
Refinancing 13 $1,835,000 $141,000 $315,000 $61,000 $167,000
Other Purpose 8 $490,000 $61,000 $75,000 $80,000 $215,000
Cash-out Refinancing 8 $1,980,000 $247,000 $1,095,000 $116,000 $365,000
Home Improvement 7 $385,000 $55,000 $95,000 $65,000 $93,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 72 $9,420,000 $130,000 $1,095,000 $132,000 $3,948,000
Not Provided 11 $1,455,000 $132,000 $225,000 $75,000 $237,000
Not applicable 8 $1,180,000 $147,000 $225,000 $0 $0
Hispanic 1 $95,000 $95,000 $95,000 $35,000 $35,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 55 $5,975,000 $108,000 $515,000 $152,000 $3,948,000
FHA-insured (Federal Housing Administration) 24 $3,770,000 $157,000 $395,000 $60,000 $120,000
VA-guaranteed (Veterans Administration) 7 $1,785,000 $255,000 $1,095,000 $119,000 $365,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $620,000 $103,000 $125,000 $45,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 44 $6,630,000 $150,000 $1,095,000 $91,000 $365,000
Application Withdrawn By Applicant 18 $2,300,000 $127,000 $515,000 $274,000 $3,948,000
Application Denied By Financial Institution 16 $1,190,000 $74,000 $155,000 $57,000 $124,000
Loan Purchased By The Institution 8 $1,260,000 $157,000 $225,000 $51,000 $51,000
Application Approved But Not Accepted 3 $285,000 $95,000 $115,000 $45,000 $63,000
File Closed For Incompleteness 3 $485,000 $161,000 $315,000 $125,000 $158,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 73 $10,575,000 $144,000 $1,095,000 $142,000 $3,948,000
Credit History 6 $490,000 $81,000 $155,000 $66,000 $124,000
Debt-To-Income Ratio 5 $525,000 $105,000 $235,000 $79,000 $144,000
Collateral 5 $445,000 $89,000 $135,000 $51,000 $74,000
Credit Application Incomplete 2 $110,000 $55,000 $55,000 $41,000 $47,000
Other 1 $5,000 $5,000 $5,000 $73,000 $73,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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