Latimer County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 199 mortgage applications in Latimer County, OK totaling $31.2 million, up 2% from 2023. The average application was for $156,000, and applicants reported an average income of $103,000. 37% of applications resulted in an originated loan and 24% were denied. The most active lender was 21st Mortgage, with 29 applications, followed by Arvest Bank and Bancfirst.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 199
Total Mortgage Loan Application Amount $31,165,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $103,000
Highest Applicant Income $849,000

Mortgage Company List for Lending in Latimer County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 29 $ 3,395,000
Arvest Bank

TULSA, OK 74103
* $ n/a 19 $ 2,435,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 13 $ 1,945,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 8 $ 920,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 8 $ 660,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 415,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 1,415,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ n/a 5 $ 695,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 5 $ 1,265,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 740,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 530,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 1,080,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 565,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 955,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 475,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 455,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 3 $ 315,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 160,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 2 $ 680,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 2 $ 270,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 260,000
The Bank, National Association
201 E CARL ALBERT PKWY
MCALESTER, OK 74501
* $ n/a 2 $ 130,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 230,000
Shamrock Bank N.A.
101 N MAIN ST
COALGATE, OK 74538
* $ n/a 2 $ 180,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 2 $ 460,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 2 $ 370,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 450,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 190,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 2 $ 280,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 2 $ 50,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 380,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 2 $ 300,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 65,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 765,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 235,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 65,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 1 $ 425,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 175,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ n/a 1 $ 55,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 355,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 425,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 1 $ 305,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 1 $ 195,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 405,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 25,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 195,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 215,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 145,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 95,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ n/a 1 $ 75,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 85,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 435,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 55,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 185,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ n/a 1 $ 125,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 1 $ 85,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 165,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 185,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 65,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 175,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 215,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 245,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 85,000

The tables below break down 2024 mortgage applications in Latimer County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Latimer County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 126 $20,090,000 $159,000 $765,000 $96,000 $849,000
Cash-out Refinancing 23 $4,415,000 $191,000 $535,000 $86,000 $193,000
Refinancing 23 $3,495,000 $151,000 $425,000 $106,000 $294,000
Other Purpose 17 $2,165,000 $127,000 $505,000 $141,000 $398,000
Home Improvement 8 $880,000 $110,000 $495,000 $154,000 $380,000
Not Applicable 2 $120,000 $60,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 110 $18,590,000 $169,000 $765,000 $112,000 $849,000
American Indian or Alaskan Native 42 $5,820,000 $138,000 $355,000 $90,000 $193,000
Not Provided 24 $3,510,000 $146,000 $425,000 $84,000 $186,000
Not applicable 18 $2,560,000 $142,000 $395,000 $0 $0
Hispanic 4 $400,000 $100,000 $175,000 $116,000 $157,000
Asian 1 $285,000 $285,000 $285,000 $79,000 $79,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 122 $16,860,000 $138,000 $765,000 $112,000 $849,000
FHA-insured (Federal Housing Administration) 46 $7,370,000 $160,000 $395,000 $86,000 $212,000
VA-guaranteed (Veterans Administration) 23 $5,935,000 $258,000 $515,000 $94,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,000,000 $125,000 $215,000 $59,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 74 $11,460,000 $154,000 $405,000 $122,000 $849,000
Application Denied By Financial Institution 47 $6,295,000 $133,000 $505,000 $75,000 $380,000
Application Withdrawn By Applicant 32 $6,190,000 $193,000 $535,000 $109,000 $380,000
File Closed For Incompleteness 18 $2,570,000 $142,000 $355,000 $83,000 $292,000
Loan Purchased By The Institution 18 $2,560,000 $142,000 $395,000 $0 $0
Application Approved But Not Accepted 10 $2,090,000 $209,000 $765,000 $117,000 $345,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 151 $24,795,000 $164,000 $765,000 $113,000 $849,000
Credit History 13 $1,065,000 $81,000 $175,000 $52,000 $159,000
Debt-To-Income Ratio 12 $1,440,000 $120,000 $285,000 $56,000 $90,000
Collateral 9 $1,055,000 $117,000 $215,000 $82,000 $229,000
Credit Application Incomplete 6 $1,220,000 $203,000 $505,000 $147,000 $380,000
Other 3 $815,000 $271,000 $425,000 $73,000 $111,000
Unverifiable Information 3 $465,000 $155,000 $215,000 $57,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 2 $310,000 $155,000 $165,000 $132,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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