Lavaca County, TX Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 504 mortgage applications in Lavaca County, TX totaling $44.0 million, down 5% from 2006. The average application was for $87,000, and applicants reported an average income of $71,000. 38% of applications resulted in an originated loan and 31% were denied. The most active lender was Wells Fargo Bank, NA, with 78 applications, followed by Citifinancial Inc and Nationstar Mortgage.

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Total Number of Mortgage Applications 504
Total Mortgage Loan Application Amount $43,970,000
Average Mortgage Loan Application Amount $87,000
Highest Mortgage Loan Application Amount $822,000
Average Applicant Income $71,000
Highest Applicant Income $1,044,000

Mortgage Company List for Lending in Lavaca County, TX for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 78 $ 7,212,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 29 $ 957,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 29 $ 3,327,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 116,853,000 23 $ 1,319,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 22 $ 1,960,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 1,114,269,000 20 $ 1,468,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 4,586,491,000 17 $ 1,863,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 16 $ 1,508,000
Wells Fargo Fin'l Texas, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 16 $ 990,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 14 $ 308,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 13 $ 1,297,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 958,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 11 $ 638,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 11 $ 927,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 11 $ 1,182,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 9 $ 1,098,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 716,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 6 $ 505,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 6 $ 256,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 6 $ 1,035,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 5 $ 549,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 5 $ 247,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 4 $ 427,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 518,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 145,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 753,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,349,419,000 4 $ 182,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 4 $ 458,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 396,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 4 $ 301,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 2,542,093,000 4 $ 435,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 4 $ 258,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 4 $ 695,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 3 $ 522,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 3 $ 215,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 3 $ 448,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 3 $ 172,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 228,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 353,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 120,000
Citizens Mortgage Corp
800 WASHINGTON AVE
WACO, TX 76701
* $ 119,391,000 2 $ 135,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 153,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 274,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 185,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 166,000
Morgan Stanley Credit Corp
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 167,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 242,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,857,914,000 2 $ 150,000
First Franklin Financial Corp
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 2 $ 133,000
Coastal Bend Mortgage, Inc.
5656 S. STAPLES #200
CORPUS CHRISTI, TX 78411
* $ 10,000,000 2 $ 281,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 136,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 91,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 2 $ 168,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 2 $ 328,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 2 $ 130,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 2 $ 421,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 2 $ 418,000
Newfirst National Bank
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 271,097,000 2 $ 67,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 505,261,000 1 $ 45,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 951,944,000 1 $ 404,000
Frost National Bank
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 13,306,861,000 1 $ 23,000
First Victoria National Bank
101 S MAIN
VICTORIA, TX 77901
* $ 1,176,458,000 1 $ 200,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 117,359,000 1 $ 52,000
The First State Bank
P O BOX 5
LOUISE, TX 77455
* $ 164,205,000 1 $ 42,000
First Commercial Bank, N.A.
1336 E COURT ST
SEGUIN, TX 78155
* $ 92,013,000 1 $ 27,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 1 $ 66,000
First National Bank in Port Lavaca
PO DRAWER 7
PORT LAVACA, TX 77979
* $ 173,137,000 1 $ 55,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 53,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 104,000
Resmae Mortgage Corporation
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 68,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 35,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 66,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 224,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 84,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 65,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 102,000
Rose Land and Finance Corp.
241 EAST SAGINAW PO BOX 980
EAST LANSING, MI 48826
* $ 546,462,000 1 $ 40,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 8,793,828,000 1 $ 68,000
Encore Bank, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,335,766,000 1 $ 11,000
Texas Capital Bank
2000 MCKINNEY AVE, SUITE 700
DALLAS, TX 75201
* $ 3,671,043,000 1 $ 63,000
State National Bank
4500 MERCANTILE PLAZA STE 300
FORT WORTH, TX 76137
* $ 1,715,694,000 1 $ 48,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ 461,417,000 1 $ 17,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,106,419,000 1 $ 76,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 138,000
Homeowners Mortgage Enterprise
2530 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 40,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 104,000
Castle Point Mortgage, Inc.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 83,000
Realty Mortgage
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 1 $ 73,000
Hometrust Mortgage Company
5353 W. ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 76,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 50,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 34,000
Chicago Bancorp
300 N. ELIZABETH ST., STE3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 280,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 162,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 114,000

The tables below break down 2007 mortgage applications in Lavaca County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lavaca County, TX in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 226 $22,176,000 $98,000 $822,000 $73,000 $1,044,000
Refinancing 185 $18,787,000 $101,000 $404,000 $76,000 $322,000
Home Improvement 93 $3,007,000 $32,000 $155,000 $55,000 $206,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 342 $31,658,000 $92,000 $822,000 $81,000 $1,044,000
Not Provided 60 $4,705,000 $78,000 $264,000 $56,000 $152,000
Hispanic 48 $3,577,000 $74,000 $352,000 $56,000 $250,000
Black or African American 28 $999,000 $35,000 $100,000 $30,000 $63,000
Not applicable 18 $2,420,000 $134,000 $550,000 $24,000 $136,000
American Indian or Alaskan Native 6 $469,000 $78,000 $132,000 $102,000 $247,000
Asian 1 $100,000 $100,000 $100,000 $45,000 $45,000
Native Hawaiian or Other Pacific Islander 1 $42,000 $42,000 $42,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 474 $41,198,000 $86,000 $822,000 $72,000 $1,044,000
FHA-insured (Federal Housing Administration) 23 $2,146,000 $93,000 $162,000 $56,000 $168,000
VA-guaranteed (Veterans Administration) 6 $490,000 $81,000 $102,000 $46,000 $51,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $136,000 $136,000 $136,000 $57,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 194 $19,157,000 $98,000 $822,000 $80,000 $1,044,000
Application Denied By Financial Institution 157 $11,007,000 $70,000 $417,000 $67,000 $300,000
Application Withdrawn By Applicant 64 $5,742,000 $89,000 $240,000 $67,000 $287,000
Loan Purchased By The Institution 46 $4,442,000 $96,000 $280,000 $55,000 $322,000
Application Approved But Not Accepted 32 $2,563,000 $80,000 $276,000 $71,000 $247,000
File Closed For Incompleteness 11 $1,059,000 $96,000 $173,000 $54,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 41 $2,993,000 $73,000 $417,000 $54,000 $174,000
Collateral 20 $1,804,000 $90,000 $228,000 $89,000 $300,000
Other 12 $1,358,000 $113,000 $292,000 $74,000 $172,000
Debt-To-Income Ratio 12 $887,000 $73,000 $301,000 $40,000 $174,000
Credit Application Incomplete 7 $455,000 $65,000 $135,000 $90,000 $179,000
Unverifiable Information 4 $343,000 $85,000 $135,000 $132,000 $300,000
Employment History 2 $108,000 $54,000 $92,000 $106,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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