American Airlines Federal Cred Mortgage Lending & HMDA Data, 2025

In 2025, American Airlines Federal Cred of Fort Worth, TX reported 4,578 mortgage applications totaling $1.2 billion, down 15% from 2024. The average application was for $253,285, and applicants reported an average income of $171,347. 46% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Fort Worth-Arlington, TX (616), Dallas-Plano-Irving, TX (423) and Tulsa, OK (249) (applications in parentheses).

Mortgage Company & Address American Airlines Federal Cred
4151 Amon Carter Blvd
Fort Worth, TX 76155
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,578
Total Mortgage Loan Application Amount $1,159,540,000
Average Mortgage Loan Application Amount $253,285
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $171,347
Highest Applicant Income $4,587,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Airlines Federal Cred filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Airlines Federal Cred by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 564 $ 112,400,000 $ 199,290 $ 171,000
Denton, Texas 188 $ 47,170,000 $ 250,904 $ 249,000
Miami-Dade, Florida 177 $ 35,975,000 $ 203,248 $ 154,000
Broward, Florida 159 $ 35,005,000 $ 220,157 $ 170,000
Dallas, Texas 158 $ 36,870,000 $ 233,354 $ 158,000
Tulsa, Oklahoma 154 $ 23,620,000 $ 153,376 $ 123,000
Maricopa, Arizona 131 $ 25,925,000 $ 197,900 $ 166,000
Cook, Illinois 101 $ 17,135,000 $ 169,653 $ 134,000
Queens, New York 61 $ 10,595,000 $ 173,688 $ 125,000
Los Angeles, California 58 $ 16,170,000 $ 278,793 $ 144,000
Rogers, Oklahoma 58 $ 10,550,000 $ 181,896 $ 131,000
Mecklenburg, North Carolina 53 $ 10,815,000 $ 204,056 $ 158,000
Collin, Texas 52 $ 12,610,000 $ 242,500 $ 195,000
Nassau, New York 42 $ 10,520,000 $ 250,476 $ 156,000
Wake, North Carolina 35 $ 6,975,000 $ 199,285 $ 121,000
York, South Carolina 32 $ 8,270,000 $ 258,437 $ 227,000
Essex, Massachusetts 29 $ 6,095,000 $ 210,172 $ 133,000
Palm Beach, Florida 25 $ 8,315,000 $ 332,600 $ 171,000
Kings, New York 24 $ 6,160,000 $ 256,666 $ 131,000
Parker, Texas 24 $ 7,290,000 $ 303,750 $ 230,000
Clark, Nevada 23 $ 5,285,000 $ 229,782 $ 134,000
DuPage, Illinois 22 $ 3,780,000 $ 171,818 $ 141,000
Union, New Jersey 22 $ 3,760,000 $ 170,909 $ 119,000
Orange, Florida 21 $ 4,575,000 $ 217,857 $ 152,000
Kane, Illinois 21 $ 3,425,000 $ 163,095 $ 155,000
Harris, Texas 21 $ 5,885,000 $ 280,238 $ 161,000
Wagoner, Oklahoma 19 $ 3,695,000 $ 194,473 $ 129,000
Suffolk, New York 18 $ 3,970,000 $ 220,555 $ 174,000
Philadelphia, Pennsylvania 18 $ 3,010,000 $ 167,222 $ 149,000
Bergen, New Jersey 17 $ 3,845,000 $ 226,176 $ 213,000
Essex, New Jersey 17 $ 2,515,000 $ 147,941 $ 156,000
Ellis, Texas 17 $ 2,755,000 $ 162,058 $ 150,000
Cabarrus, North Carolina 16 $ 4,020,000 $ 251,250 $ 158,000
Suffolk, Massachusetts 15 $ 5,075,000 $ 338,333 $ 153,000
Gaston, North Carolina 15 $ 2,545,000 $ 169,666 $ 117,000
Union, North Carolina 15 $ 8,745,000 $ 583,000 $ 298,000
Johnson, Texas 15 $ 3,365,000 $ 224,333 $ 180,000
Pinal, Arizona 14 $ 2,250,000 $ 160,714 $ 127,000
Montgomery, Texas 14 $ 2,160,000 $ 154,285 $ 162,000
Fairfax, Virginia 14 $ 8,600,000 $ 614,285 $ 329,000
Orange, California 13 $ 3,765,000 $ 289,615 $ 183,000
Pinellas, Florida 13 $ 2,185,000 $ 168,076 $ 182,000
Middlesex, New Jersey 13 $ 2,725,000 $ 209,615 $ 129,000
Delaware, Pennsylvania 13 $ 2,445,000 $ 188,076 $ 118,000
Wise, Texas 13 $ 3,965,000 $ 305,000 $ 165,000
San Diego, California 12 $ 4,050,000 $ 337,500 $ 224,000
Lake, Illinois 12 $ 3,520,000 $ 293,333 $ 208,000
Middlesex, Massachusetts 12 $ 3,810,000 $ 317,500 $ 145,000
Collier, Florida 11 $ 4,355,000 $ 395,909 $ 210,000
Osceola, Florida 11 $ 1,805,000 $ 164,090 $ 126,000
Riverside, California 10 $ 4,210,000 $ 421,000 $ 223,000
Martin, Florida 10 $ 3,150,000 $ 315,000 $ 267,000
Pasco, Florida 10 $ 2,200,000 $ 220,000 $ 216,000
Polk, Florida 10 $ 1,590,000 $ 159,000 $ 119,000
McHenry, Illinois 10 $ 1,330,000 $ 133,000 $ 125,000
Will, Illinois 10 $ 1,700,000 $ 170,000 $ 192,000
Pima, Arizona 9 $ 885,000 $ 98,333 $ 125,000
Brevard, Florida 9 $ 1,855,000 $ 206,111 $ 155,000
Hillsborough, Florida 9 $ 2,085,000 $ 231,666 $ 205,000
Morris, New Jersey 9 $ 2,295,000 $ 255,000 $ 262,000
Lincoln, North Carolina 9 $ 1,185,000 $ 131,666 $ 184,000
Creek, Oklahoma 9 $ 1,095,000 $ 121,666 $ 99,000
Davidson, Tennessee 9 $ 1,485,000 $ 165,000 $ 121,000
Western Connecticut Planning Region, Connecticut 8 $ 2,630,000 $ 328,750 $ 196,000
Lake, Florida 8 $ 1,040,000 $ 130,000 $ 191,000
Lee, Florida 8 $ 2,360,000 $ 295,000 $ 139,000
Seminole, Florida 8 $ 1,860,000 $ 232,500 $ 151,000
Plymouth, Massachusetts 8 $ 1,650,000 $ 206,250 $ 180,000
Wayne, Michigan 8 $ 1,880,000 $ 235,000 $ 148,000
Forsyth, North Carolina 8 $ 1,130,000 $ 141,250 $ 147,000
Grayson, Texas 8 $ 1,950,000 $ 243,750 $ 142,000
San Bernardino, California 7 $ 1,845,000 $ 263,571 $ 184,000
New Castle, Delaware 7 $ 1,095,000 $ 156,428 $ 161,000
Sarasota, Florida 7 $ 1,355,000 $ 193,571 $ 182,000
Norfolk, Massachusetts 7 $ 955,000 $ 136,428 $ 140,000
Catawba, North Carolina 7 $ 1,085,000 $ 155,000 $ 310,000
Guilford, North Carolina 7 $ 1,645,000 $ 235,000 $ 132,000
Iredell, North Carolina 7 $ 935,000 $ 133,571 $ 224,000
Cleveland, Oklahoma 7 $ 1,885,000 $ 269,285 $ 151,000
Osage, Oklahoma 7 $ 1,425,000 $ 203,571 $ 105,000
Bucks, Pennsylvania 7 $ 2,055,000 $ 293,571 $ 261,000
Providence, Rhode Island 7 $ 1,525,000 $ 217,857 $ 197,000
Lancaster, South Carolina 7 $ 1,465,000 $ 209,285 $ 125,000
Spartanburg, South Carolina 7 $ 965,000 $ 137,857 $ 235,000
Williamson, Tennessee 7 $ 2,715,000 $ 387,857 $ 225,000
Travis, Texas 7 $ 1,895,000 $ 270,714 $ 118,000
Williamson, Texas 7 $ 1,505,000 $ 215,000 $ 145,000
King, Washington 7 $ 2,475,000 $ 353,571 $ 199,000
Pierce, Washington 7 $ 2,715,000 $ 387,857 $ 196,000
Contra Costa, California 6 $ 580,000 $ 96,666 $ 109,000
Clayton, Georgia 6 $ 520,000 $ 86,666 $ 202,000
Fulton, Georgia 6 $ 1,150,000 $ 191,666 $ 235,000
Platte, Missouri 6 $ 1,720,000 $ 286,666 $ 128,000
Camden, New Jersey 6 $ 710,000 $ 118,333 $ 134,000
Hudson, New Jersey 6 $ 730,000 $ 121,666 $ 154,000
Passaic, New Jersey 6 $ 940,000 $ 156,666 $ 162,000
Erie, New York 6 $ 740,000 $ 123,333 $ 161,000
Johnston, North Carolina 6 $ 410,000 $ 68,333 $ 77,000
Oklahoma, Oklahoma 6 $ 1,480,000 $ 246,666 $ 140,000
Montgomery, Pennsylvania 6 $ 1,490,000 $ 248,333 $ 123,000
Horry, South Carolina 6 $ 1,420,000 $ 236,666 $ 110,000
Kaufman, Texas 6 $ 600,000 $ 100,000 $ 98,000
Benton, Arkansas 5 $ 1,755,000 $ 351,000 $ 223,000
Pulaski, Arkansas 5 $ 905,000 $ 181,000 $ 114,000
Alameda, California 5 $ 1,915,000 $ 383,000 $ 185,000
Sacramento, California 5 $ 745,000 $ 149,000 $ 246,000
District of Columbia, District Of Columbia 5 $ 1,955,000 $ 391,000 $ 132,000
Flagler, Florida 5 $ 1,545,000 $ 309,000 $ 155,000
Indian River, Florida 5 $ 2,105,000 $ 421,000 $ 178,000
Henry, Georgia 5 $ 1,165,000 $ 233,000 $ 600,000
Prince George's, Maryland 5 $ 955,000 $ 191,000 $ 214,000
Bristol, Massachusetts 5 $ 1,275,000 $ 255,000 $ 429,000
Hennepin, Minnesota 5 $ 725,000 $ 145,000 $ 296,000
Buncombe, North Carolina 5 $ 2,715,000 $ 543,000 $ 207,000
Cleveland, North Carolina 5 $ 1,185,000 $ 237,000 $ 202,000
New Hanover, North Carolina 5 $ 655,000 $ 131,000 $ 140,000
Allegheny, Pennsylvania 5 $ 975,000 $ 195,000 $ 139,000
Westmoreland, Pennsylvania 5 $ 1,235,000 $ 247,000 $ 135,000
Galveston, Texas 5 $ 1,265,000 $ 253,000 $ 148,000
Milwaukee, Wisconsin 5 $ 475,000 $ 95,000 $ 171,000
Mobile, Alabama 4 $ 430,000 $ 107,500 $ 66,000
Coconino, Arizona 4 $ 1,900,000 $ 475,000 $ 246,000
Douglas, Colorado 4 $ 2,270,000 $ 567,500 $ 733,000
El Paso, Colorado 4 $ 1,070,000 $ 267,500 $ 117,000
Jefferson, Colorado 4 $ 1,370,000 $ 342,500 $ 260,000
Capitol Planning Region, Connecticut 4 $ 220,000 $ 55,000 $ 116,000
Alachua, Florida 4 $ 600,000 $ 150,000 $ 135,000
Duval, Florida 4 $ 2,680,000 $ 670,000 $ 1,685,000
Manatee, Florida 4 $ 600,000 $ 150,000 $ 147,000
Monroe, Florida 4 $ 2,160,000 $ 540,000 $ 301,000
Volusia, Florida 4 $ 990,000 $ 247,500 $ 206,000
Cobb, Georgia 4 $ 1,110,000 $ 277,500 $ 181,000
Maui, Hawaii 4 $ 900,000 $ 225,000 $ 186,000
Kenton, Kentucky 4 $ 650,000 $ 162,500 $ 113,000
Anne Arundel, Maryland 4 $ 560,000 $ 140,000 $ 289,000
Jackson, Missouri 4 $ 1,140,000 $ 285,000 $ 174,000
St. Charles, Missouri 4 $ 450,000 $ 112,500 $ 99,000
St. Louis, Missouri 4 $ 720,000 $ 180,000 $ 127,000
Belknap, New Hampshire 4 $ 1,690,000 $ 422,500 $ 546,000
Hillsborough, New Hampshire 4 $ 1,270,000 $ 317,500 $ 167,000
Rockingham, New Hampshire 4 $ 690,000 $ 172,500 $ 136,000
Gloucester, New Jersey 4 $ 340,000 $ 85,000 $ 468,000
Hunterdon, New Jersey 4 $ 300,000 $ 75,000 $ 152,000
Mercer, New Jersey 4 $ 500,000 $ 125,000 $ 158,000
Bernalillo, New Mexico 4 $ 460,000 $ 115,000 $ 114,000
Richmond, New York 4 $ 560,000 $ 140,000 $ 149,000
Durham, North Carolina 4 $ 1,000,000 $ 250,000 $ 133,000
Harnett, North Carolina 4 $ 260,000 $ 65,000 $ 72,000
Washington, Oregon 4 $ 1,270,000 $ 317,500 $ 241,000
Bexar, Texas 4 $ 790,000 $ 197,500 $ 153,000
Fort Bend, Texas 4 $ 1,290,000 $ 322,500 $ 136,000
Hood, Texas 4 $ 1,720,000 $ 430,000 $ 239,000
McLennan, Texas 4 $ 540,000 $ 135,000 $ 107,000
Smith, Texas 4 $ 710,000 $ 177,500 $ 223,000
Alexandria, Virginia 4 $ 1,380,000 $ 345,000 $ 899,000
Clark, Washington 4 $ 1,170,000 $ 292,500 $ 151,000
Spokane, Washington 4 $ 720,000 $ 180,000 $ 273,000
Madison, Alabama 3 $ 665,000 $ 221,666 $ 143,000
Yuma, Arizona 3 $ 265,000 $ 88,333 $ 214,000
Placer, California 3 $ 1,515,000 $ 505,000 $ 194,000
San Mateo, California 3 $ 1,325,000 $ 441,666 $ 180,000
Stanislaus, California 3 $ 195,000 $ 65,000 $ 121,000
Ventura, California 3 $ 1,465,000 $ 488,333 $ 283,000
Denver, Colorado 3 $ 655,000 $ 218,333 $ 96,000
Lower Connecticut River Valley Planning Region, Connecticut 3 $ 325,000 $ 108,333 $ 217,000
Leon, Florida 3 $ 485,000 $ 161,666 $ 78,000
Marion, Florida 3 $ 525,000 $ 175,000 $ 75,000
Fayette, Georgia 3 $ 675,000 $ 225,000 $ 201,000
Lake, Indiana 3 $ 595,000 $ 198,333 $ 163,000
St. Joseph, Indiana 3 $ 555,000 $ 185,000 $ 44,000
Polk, Iowa 3 $ 345,000 $ 115,000 $ 160,000
Johnson, Kansas 3 $ 945,000 $ 315,000 $ 112,000
Jefferson, Kentucky 3 $ 245,000 $ 81,666 $ 116,000
Bossier, Louisiana 3 $ 795,000 $ 265,000 $ 164,000
Baltimore, Maryland 3 $ 295,000 $ 98,333 $ 138,000
Montgomery, Maryland 3 $ 2,185,000 $ 728,333 $ 220,000
Wicomico, Maryland 3 $ 875,000 $ 291,666 $ 172,000
Worcester, Massachusetts 3 $ 295,000 $ 98,333 $ 239,000
Kalamazoo, Michigan 3 $ 475,000 $ 158,333 $ 748,000
Oakland, Michigan 3 $ 595,000 $ 198,333 $ 184,000
Harrison, Mississippi 3 $ 575,000 $ 191,666 $ 250,000
Monmouth, New Jersey 3 $ 1,175,000 $ 391,666 $ 253,000
Somerset, New Jersey 3 $ 345,000 $ 115,000 $ 104,000
Sussex, New Jersey 3 $ 385,000 $ 128,333 $ 120,000
Warren, New Jersey 3 $ 165,000 $ 55,000 $ 100,000
New York, New York 3 $ 1,495,000 $ 498,333 $ 258,000
Orange, New York 3 $ 375,000 $ 125,000 $ 127,000
Putnam, New York 3 $ 975,000 $ 325,000 $ 192,000
Westchester, New York 3 $ 1,335,000 $ 445,000 $ 238,000
Brunswick, North Carolina 3 $ 675,000 $ 225,000 $ 170,000
Davidson, North Carolina 3 $ 225,000 $ 75,000 $ 223,000
Franklin, North Carolina 3 $ 495,000 $ 165,000 $ 95,000
Cuyahoga, Ohio 3 $ 265,000 $ 88,333 $ 94,000
Cherokee, Oklahoma 3 $ 645,000 $ 215,000 $ 225,000
Delaware, Oklahoma 3 $ 1,165,000 $ 388,333 $ 198,000
Washington, Oklahoma 3 $ 295,000 $ 98,333 $ 53,000
Berks, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 170,000
Chester, Pennsylvania 3 $ 1,335,000 $ 445,000 $ 320,000
Luzerne, Pennsylvania 3 $ 635,000 $ 211,666 $ 121,000
Northampton, Pennsylvania 3 $ 595,000 $ 198,333 $ 74,000
Anderson, South Carolina 3 $ 635,000 $ 211,666 $ 284,000
Richland, South Carolina 3 $ 375,000 $ 125,000 $ 70,000
Hamilton, Tennessee 3 $ 1,095,000 $ 365,000 $ 109,000
Rutherford, Tennessee 3 $ 235,000 $ 78,333 $ 81,000
Shelby, Tennessee 3 $ 935,000 $ 311,666 $ 80,000
Wilson, Tennessee 3 $ 455,000 $ 151,666 $ 229,000
Brazoria, Texas 3 $ 1,615,000 $ 538,333 $ 1,285,000
Comal, Texas 3 $ 675,000 $ 225,000 $ 797,000
Gillespie, Texas 3 $ 2,155,000 $ 718,333 $ 319,000
Henderson, Texas 3 $ 475,000 $ 158,333 $ 83,000
Taylor, Texas 3 $ 225,000 $ 75,000 $ 218,000
Van Zandt, Texas 3 $ 485,000 $ 161,666 $ 133,000
Salt Lake, Utah 3 $ 2,135,000 $ 711,666 $ 440,000
Utah, Utah 3 $ 1,095,000 $ 365,000 $ 295,000
Chesterfield, Virginia 3 $ 395,000 $ 131,666 $ 216,000
Loudoun, Virginia 3 $ 545,000 $ 181,666 $ 184,000
Island, Washington 3 $ 1,085,000 $ 361,666 $ 158,000
Dane, Wisconsin 3 $ 865,000 $ 288,333 $ 227,000
Baldwin, Alabama 2 $ 920,000 $ 460,000 $ 478,000
Kenai Peninsula, Alaska 2 $ 530,000 $ 265,000 $ 325,000
Matanuska-Susitna, Alaska 2 $ 830,000 $ 415,000 $ 259,000
Jefferson, Arkansas 2 $ 60,000 $ 30,000 $ 46,000
Fresno, California 2 $ 230,000 $ 115,000 $ 287,000
Kern, California 2 $ 170,000 $ 85,000 $ 154,000
Monterey, California 2 $ 530,000 $ 265,000 $ 201,000
San Joaquin, California 2 $ 410,000 $ 205,000 $ 234,000
Santa Clara, California 2 $ 170,000 $ 85,000 $ 202,000
Adams, Colorado 2 $ 490,000 $ 245,000 $ 159,000
Arapahoe, Colorado 2 $ 640,000 $ 320,000 $ 203,000
South Central Connecticut Planning Region, Connecticut 2 $ 430,000 $ 215,000 $ 47,000
Southeastern Connecticut Planning Region, Connecticut 2 $ 470,000 $ 235,000 $ 241,000
Kent, Delaware 2 $ 180,000 $ 90,000 $ 116,000
Bay, Florida 2 $ 540,000 $ 270,000 $ 348,000
Charlotte, Florida 2 $ 180,000 $ 90,000 $ 347,000
Citrus, Florida 2 $ 290,000 $ 145,000 $ 42,000
Clay, Florida 2 $ 870,000 $ 435,000 $ 177,000
Escambia, Florida 2 $ 1,840,000 $ 920,000 $ 427,000
Hendry, Florida 2 $ 310,000 $ 155,000 $ 160,000
Santa Rosa, Florida 2 $ 190,000 $ 95,000 $ 104,000
St. Johns, Florida 2 $ 410,000 $ 205,000 $ 176,000
St. Lucie, Florida 2 $ 500,000 $ 250,000 $ 563,000
Bryan, Georgia 2 $ 1,120,000 $ 560,000 $ 253,000
Chatham, Georgia 2 $ 800,000 $ 400,000 $ 142,000
Cherokee, Georgia 2 $ 570,000 $ 285,000 $ 160,000
Coweta, Georgia 2 $ 1,190,000 $ 595,000 $ 208,000
Forsyth, Georgia 2 $ 180,000 $ 90,000 $ 227,000
Gwinnett, Georgia 2 $ 90,000 $ 45,000 $ 75,000
Newton, Georgia 2 $ 270,000 $ 135,000 $ 129,000
Pike, Georgia 2 $ 1,120,000 $ 560,000 $ 331,000
Ada, Idaho 2 $ 200,000 $ 100,000 $ 224,000
Boone, Illinois 2 $ 100,000 $ 50,000 $ 57,000
Madison, Illinois 2 $ 300,000 $ 150,000 $ 166,000
St. Clair, Illinois 2 $ 150,000 $ 75,000 $ 120,000
Hamilton, Indiana 2 $ 90,000 $ 45,000 $ 81,000
Hendricks, Indiana 2 $ 710,000 $ 355,000 $ 175,000
Porter, Indiana 2 $ 310,000 $ 155,000 $ 97,000
Vanderburgh, Indiana 2 $ 110,000 $ 55,000 $ 102,000
Geary, Kansas 2 $ 370,000 $ 185,000 $ 136,000
Boone, Kentucky 2 $ 130,000 $ 65,000 $ 306,000
East Baton Rouge, Louisiana 2 $ 90,000 $ 45,000 $ 69,000
Charles, Maryland 2 $ 320,000 $ 160,000 $ 126,000
Hampden, Massachusetts 2 $ 270,000 $ 135,000 $ 21,000
Macomb, Michigan 2 $ 130,000 $ 65,000 $ 86,000
DeSoto, Mississippi 2 $ 300,000 $ 150,000 $ 155,000
Clay, Missouri 2 $ 360,000 $ 180,000 $ 112,000
Newton, Missouri 2 $ 330,000 $ 165,000 $ 43,000
St. Louis City, Missouri 2 $ 100,000 $ 50,000 $ 111,000
Cascade, Montana 2 $ 130,000 $ 65,000 $ 168,000
Washoe, Nevada 2 $ 160,000 $ 80,000 $ 124,000
Merrimack, New Hampshire 2 $ 590,000 $ 295,000 $ 160,000
Burlington, New Jersey 2 $ 360,000 $ 180,000 $ 225,000
Bronx, New York 2 $ 290,000 $ 145,000 $ 75,000
Jefferson, New York 2 $ 220,000 $ 110,000 $ 92,000
Onondaga, New York 2 $ 160,000 $ 80,000 $ 55,000
Schenectady, New York 2 $ 450,000 $ 225,000 $ 125,000
Chatham, North Carolina 2 $ 150,000 $ 75,000 $ 178,000
Dare, North Carolina 2 $ 170,000 $ 85,000 $ 38,000
Granville, North Carolina 2 $ 490,000 $ 245,000 $ 149,000
Henderson, North Carolina 2 $ 270,000 $ 135,000 $ 204,000
Montgomery, North Carolina 2 $ 310,000 $ 155,000 $ 227,000
Moore, North Carolina 2 $ 1,090,000 $ 545,000 $ 955,000
Nash, North Carolina 2 $ 620,000 $ 310,000 $ 250,000
Randolph, North Carolina 2 $ 400,000 $ 200,000 $ 196,000
Rowan, North Carolina 2 $ 230,000 $ 115,000 $ 227,000
Franklin, Ohio 2 $ 420,000 $ 210,000 $ 189,000
Hamilton, Ohio 2 $ 150,000 $ 75,000 $ 56,000
Licking, Ohio 2 $ 510,000 $ 255,000 $ 200,000
Miami, Ohio 2 $ 390,000 $ 195,000 $ 156,000
Bryan, Oklahoma 2 $ 270,000 $ 135,000 $ 130,000
Canadian, Oklahoma 2 $ 480,000 $ 240,000 $ 128,000
Comanche, Oklahoma 2 $ 130,000 $ 65,000 $ 50,000
Mayes, Oklahoma 2 $ 140,000 $ 70,000 $ 91,000
Muskogee, Oklahoma 2 $ 290,000 $ 145,000 $ 85,000
Coos, Oregon 2 $ 980,000 $ 490,000 $ 315,000
Lancaster, Pennsylvania 2 $ 710,000 $ 355,000 $ 177,000
Lehigh, Pennsylvania 2 $ 340,000 $ 170,000 $ 195,000
Monroe, Pennsylvania 2 $ 500,000 $ 250,000 $ 71,000
Beaufort, South Carolina 2 $ 180,000 $ 90,000 $ 407,000
Berkeley, South Carolina 2 $ 710,000 $ 355,000 $ 114,000
Charleston, South Carolina 2 $ 110,000 $ 55,000 $ 224,000
Georgetown, South Carolina 2 $ 300,000 $ 150,000 $ 156,000
Hampton, South Carolina 2 $ 130,000 $ 65,000 $ 81,000
Sumter, South Carolina 2 $ 370,000 $ 185,000 $ 199,000
Blount, Tennessee 2 $ 450,000 $ 225,000 $ 159,000
Sumner, Tennessee 2 $ 490,000 $ 245,000 $ 109,000
Washington, Tennessee 2 $ 480,000 $ 240,000 $ 149,000
Bosque, Texas 2 $ 840,000 $ 420,000 $ 189,000
Brazos, Texas 2 $ 660,000 $ 330,000 $ 207,000
Cooke, Texas 2 $ 530,000 $ 265,000 $ 156,000
El Paso, Texas 2 $ 290,000 $ 145,000 $ 113,000
Hays, Texas 2 $ 360,000 $ 180,000 $ 353,000
Lubbock, Texas 2 $ 290,000 $ 145,000 $ 121,000
Medina, Texas 2 $ 260,000 $ 130,000 $ 93,000
Midland, Texas 2 $ 490,000 $ 245,000 $ 178,000
Nueces, Texas 2 $ 290,000 $ 145,000 $ 77,000
Rockwall, Texas 2 $ 1,880,000 $ 940,000 $ 252,000
Wasatch, Utah 2 $ 1,510,000 $ 755,000 $ 688,000
Chittenden, Vermont 2 $ 330,000 $ 165,000 $ 116,000
Albemarle, Virginia 2 $ 800,000 $ 400,000 $ 61,000
Danville, Virginia 2 $ 320,000 $ 160,000 $ 265,000
Hanover, Virginia 2 $ 290,000 $ 145,000 $ 273,000
Orange, Virginia 2 $ 660,000 $ 330,000 $ 110,000
Prince William, Virginia 2 $ 90,000 $ 45,000 $ 117,000
Ozaukee, Wisconsin 2 $ 2,350,000 $ 1,175,000 $ 396,000
Vilas, Wisconsin 2 $ 460,000 $ 230,000 $ 247,000
Walworth, Wisconsin 2 $ 1,390,000 $ 695,000 $ 70,000
Lee, Alabama 1 $ 155,000 $ 155,000 $ 80,000
Montgomery, Alabama 1 $ 75,000 $ 75,000 $ 179,000
Shelby, Alabama 1 $ 655,000 $ 655,000 $ 330,000
Tallapoosa, Alabama 1 $ 755,000 $ 755,000 $ 350,000
Tuscaloosa, Alabama 1 $ 1,505,000 $ 1,505,000 $ 2,150,000
Anchorage, Alaska 1 $ 285,000 $ 285,000 $ 112,000
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 73,000
Mohave, Arizona 1 $ 165,000 $ 165,000 $ 51,000
Navajo, Arizona 1 $ 65,000 $ 65,000 $ 172,000
Yavapai, Arizona 1 $ 55,000 $ 55,000 $ 94,000
Carroll, Arkansas 1 $ 265,000 $ 265,000 $ 144,000
Garland, Arkansas 1 $ 165,000 $ 165,000 $ 145,000
Howard, Arkansas 1 $ 25,000 $ 25,000 $ 266,000
Mississippi, Arkansas 1 $ 125,000 $ 125,000 $ 152,000
Pike, Arkansas 1 $ 185,000 $ 185,000 $ 146,000
Pope, Arkansas 1 $ 135,000 $ 135,000 $ 115,000
Saline, Arkansas 1 $ 105,000 $ 105,000 $ 288,000
Washington, Arkansas 1 $ 105,000 $ 105,000 $ 227,000
White, Arkansas 1 $ 45,000 $ 45,000 $ 69,000
El Dorado, California 1 $ 665,000 $ 665,000 $ 433,000
Merced, California 1 $ 5,000 $ 5,000 $ 80,000
San Francisco, California 1 $ 205,000 $ 205,000 $ 113,000
Santa Barbara, California 1 $ 1,875,000 $ 1,875,000 $ 745,000
Broomfield, Colorado 1 $ 25,000 $ 25,000 $ 224,000
Chaffee, Colorado 1 $ 205,000 $ 205,000 $ 150,000
Delta, Colorado 1 $ 405,000 $ 405,000 $ 195,000
Eagle, Colorado 1 $ 35,000 $ 35,000 $ 103,000
Garfield, Colorado 1 $ 495,000 $ 495,000 $ 60,000
Grand, Colorado 1 $ 675,000 $ 675,000 $ 59,000
La Plata, Colorado 1 $ 395,000 $ 395,000 $ 73,000
Larimer, Colorado 1 $ 525,000 $ 525,000 $ 200,000
Mesa, Colorado 1 $ 75,000 $ 75,000 $ 286,000
Mineral, Colorado 1 $ 885,000 $ 885,000 $ 390,000
Pueblo, Colorado 1 $ 25,000 $ 25,000 $ 29,000
Summit, Colorado 1 $ 1,335,000 $ 1,335,000 $ 463,000
Teller, Colorado 1 $ 715,000 $ 715,000 $ 338,000
Weld, Colorado 1 $ 455,000 $ 455,000 $ 338,000
Greater Bridgeport Planning Region, Connecticut 1 $ 35,000 $ 35,000 $ 48,000
Sussex, Delaware 1 $ 345,000 $ 345,000 $ 460,000
Columbia, Florida 1 $ 275,000 $ 275,000 $ 149,000
Hernando, Florida 1 $ 805,000 $ 805,000 $ 466,000
Highlands, Florida 1 $ 145,000 $ 145,000 $ 1,066,000
Okaloosa, Florida 1 $ 155,000 $ 155,000 $ 305,000
Sumter, Florida 1 $ 305,000 $ 305,000 $ 338,000
Walton, Florida 1 $ 805,000 $ 805,000 $ 129,000
Bibb, Georgia 1 $ 125,000 $ 125,000 $ 142,000
Douglas, Georgia 1 $ 75,000 $ 75,000 $ 192,000
Glynn, Georgia 1 $ 255,000 $ 255,000 $ 85,000
Gordon, Georgia 1 $ 345,000 $ 345,000 $ 469,000
Greene, Georgia 1 $ 1,005,000 $ 1,005,000 $ 491,000
Liberty, Georgia 1 $ 255,000 $ 255,000 $ 108,000
Muscogee, Georgia 1 $ 105,000 $ 105,000 $ 78,000
Peach, Georgia 1 $ 105,000 $ 105,000 $ 90,000
Rockdale, Georgia 1 $ 85,000 $ 85,000 $ 133,000
Hawaii, Hawaii 1 $ 1,005,000 $ 1,005,000 $ 139,000
Canyon, Idaho 1 $ 275,000 $ 275,000 $ 142,000
Gem, Idaho 1 $ 205,000 $ 205,000 $ 116,000
Christian, Illinois 1 $ 65,000 $ 65,000 $ 264,000
Ford, Illinois 1 $ 285,000 $ 285,000 $ 77,000
Franklin, Illinois 1 $ 75,000 $ 75,000 $ 154,000
Kendall, Illinois 1 $ 105,000 $ 105,000 $ 168,000
Monroe, Illinois 1 $ 165,000 $ 165,000 $ 130,000
Ogle, Illinois 1 $ 105,000 $ 105,000 $ 155,000
Sangamon, Illinois 1 $ 125,000 $ 125,000 $ 33,000
Stephenson, Illinois 1 $ 45,000 $ 45,000 $ 89,000
Allen, Indiana 1 $ 45,000 $ 45,000 $ 137,000
Jefferson, Indiana 1 $ 555,000 $ 555,000 $ 419,000
Madison, Indiana 1 $ 75,000 $ 75,000 $ 420,000
Marion, Indiana 1 $ 345,000 $ 345,000 $ 115,000
Vermillion, Indiana 1 $ 195,000 $ 195,000 $ 58,000
Cerro Gordo, Iowa 1 $ 75,000 $ 75,000 $ 286,000
Dallas, Iowa 1 $ 15,000 $ 15,000 $ 330,000
Emmet, Iowa 1 $ 35,000 $ 35,000 $ 125,000
Iowa, Iowa 1 $ 105,000 $ 105,000 $ 264,000
Franklin, Kansas 1 $ 305,000 $ 305,000 $ 89,000
Morton, Kansas 1 $ 145,000 $ 145,000 $ 60,000
Sedgwick, Kansas 1 $ 225,000 $ 225,000 $ 130,000
Fayette, Kentucky 1 $ 125,000 $ 125,000 $ 113,000
Laurel, Kentucky 1 $ 455,000 $ 455,000 $ 167,000
Simpson, Kentucky 1 $ 175,000 $ 175,000 $ 327,000
Ascension, Louisiana 1 $ 205,000 $ 205,000 $ 225,000
Beauregard, Louisiana 1 $ 285,000 $ 285,000 $ 80,000
Jefferson, Louisiana 1 $ 65,000 $ 65,000 $ 112,000
Lafayette, Louisiana 1 $ 75,000 $ 75,000 $ 152,000
Lafourche, Louisiana 1 $ 145,000 $ 145,000 $ 107,000
Orleans, Louisiana 1 $ 85,000 $ 85,000 $ 46,000
St. Martin, Louisiana 1 $ 115,000 $ 115,000 $ 356,000
St. Tammany, Louisiana 1 $ 35,000 $ 35,000 $ 156,000
Hancock, Maine 1 $ 105,000 $ 105,000 $ 44,000
Piscataquis, Maine 1 $ 205,000 $ 205,000 $ 322,000
York, Maine 1 $ 685,000 $ 685,000 $ 530,000
Baltimore City, Maryland 1 $ 15,000 $ 15,000 $ 145,000
Cecil, Maryland 1 $ 565,000 $ 565,000 $ 277,000
Frederick, Maryland 1 $ 125,000 $ 125,000 $ 32,000
Washington, Maryland 1 $ 55,000 $ 55,000 $ 80,000
Barnstable, Massachusetts 1 $ 45,000 $ 45,000 $ 120,000
Barry, Michigan 1 $ 585,000 $ 585,000 $ 424,000
Charlevoix, Michigan 1 $ 805,000 $ 805,000 $ 342,000
Chippewa, Michigan 1 $ 35,000 $ 35,000 $ 35,000
Gogebic, Michigan 1 $ 525,000 $ 525,000 $ 360,000
Grand Traverse, Michigan 1 $ 175,000 $ 175,000 $ 330,000
Houghton, Michigan 1 $ 55,000 $ 55,000 $ 68,000
Kent, Michigan 1 $ 365,000 $ 365,000 $ 136,000
Livingston, Michigan 1 $ 205,000 $ 205,000 $ 232,000
Mecosta, Michigan 1 $ 505,000 $ 505,000 $ 510,000
Ottawa, Michigan 1 $ 35,000 $ 35,000 $ 91,000
Dakota, Minnesota 1 $ 35,000 $ 35,000 $ 60,000
Itasca, Minnesota 1 $ 155,000 $ 155,000 $ 286,000
Lake, Minnesota 1 $ 625,000 $ 625,000 $ 0
Olmsted, Minnesota 1 $ 265,000 $ 265,000 $ 149,000
Ramsey, Minnesota 1 $ 505,000 $ 505,000 $ 259,000
St. Louis, Minnesota 1 $ 25,000 $ 25,000 $ 61,000
Coahoma, Mississippi 1 $ 155,000 $ 155,000 $ 84,000
Forrest, Mississippi 1 $ 225,000 $ 225,000 $ 160,000
Rankin, Mississippi 1 $ 105,000 $ 105,000 $ 71,000
Dunklin, Missouri 1 $ 185,000 $ 185,000 $ 124,000
Franklin, Missouri 1 $ 235,000 $ 235,000 $ 73,000
Greene, Missouri 1 $ 305,000 $ 305,000 $ 76,000
Jefferson, Missouri 1 $ 325,000 $ 325,000 $ 171,000
Lawrence, Missouri 1 $ 225,000 $ 225,000 $ 149,000
Lincoln, Missouri 1 $ 55,000 $ 55,000 $ 30,000
Phelps, Missouri 1 $ 25,000 $ 25,000 $ 97,000
Stone, Missouri 1 $ 525,000 $ 525,000 $ 62,000
Gallatin, Montana 1 $ 305,000 $ 305,000 $ 315,000
Stillwater, Montana 1 $ 255,000 $ 255,000 $ 105,000
Douglas, Nebraska 1 $ 65,000 $ 65,000 $ 1,080,000
Carson City, Nevada 1 $ 105,000 $ 105,000 $ 12,000
Lyon, Nevada 1 $ 755,000 $ 755,000 $ 244,000
Carroll, New Hampshire 1 $ 205,000 $ 205,000 $ 78,000
Cheshire, New Hampshire 1 $ 365,000 $ 365,000 $ 106,000
Grafton, New Hampshire 1 $ 195,000 $ 195,000 $ 101,000
Strafford, New Hampshire 1 $ 705,000 $ 705,000 $ 338,000
Ocean, New Jersey 1 $ 55,000 $ 55,000 $ 112,000
Colfax, New Mexico 1 $ 55,000 $ 55,000 $ 51,000
Santa Fe, New Mexico 1 $ 215,000 $ 215,000 $ 386,000
Valencia, New Mexico 1 $ 65,000 $ 65,000 $ 36,000
Dutchess, New York 1 $ 45,000 $ 45,000 $ 44,000
Hamilton, New York 1 $ 45,000 $ 45,000 $ 96,000
Oneida, New York 1 $ 85,000 $ 85,000 $ 168,000
Rockland, New York 1 $ 55,000 $ 55,000 $ 159,000
Sullivan, New York 1 $ 335,000 $ 335,000 $ 101,000
Ulster, New York 1 $ 35,000 $ 35,000 $ 98,000
Wayne, New York 1 $ 165,000 $ 165,000 $ 216,000
Alamance, North Carolina 1 $ 155,000 $ 155,000 $ 120,000
Ashe, North Carolina 1 $ 535,000 $ 535,000 $ 309,000
Burke, North Carolina 1 $ 85,000 $ 85,000 $ 123,000
Caldwell, North Carolina 1 $ 15,000 $ 15,000 $ 120,000
Davie, North Carolina 1 $ 745,000 $ 745,000 $ 274,000
Haywood, North Carolina 1 $ 665,000 $ 665,000 $ 21,000
Lee, North Carolina 1 $ 165,000 $ 165,000 $ 139,000
Macon, North Carolina 1 $ 395,000 $ 395,000 $ 111,000
Polk, North Carolina 1 $ 615,000 $ 615,000 $ 126,000
Richmond, North Carolina 1 $ 75,000 $ 75,000 $ 29,000
Wayne, North Carolina 1 $ 265,000 $ 265,000 $ 258,000
Wilkes, North Carolina 1 $ 155,000 $ 155,000 $ 125,000
Yancey, North Carolina 1 $ 55,000 $ 55,000 $ 197,000
Brown, Ohio 1 $ 405,000 $ 405,000 $ 104,000
Clark, Ohio 1 $ 45,000 $ 45,000 $ 8,000
Clermont, Ohio 1 $ 25,000 $ 25,000 $ 72,000
Columbiana, Ohio 1 $ 95,000 $ 95,000 $ 138,000
Erie, Ohio 1 $ 55,000 $ 55,000 $ 100,000
Geauga, Ohio 1 $ 255,000 $ 255,000 $ 238,000
Knox, Ohio 1 $ 105,000 $ 105,000 $ 97,000
Lawrence, Ohio 1 $ 55,000 $ 55,000 $ 48,000
Lucas, Ohio 1 $ 55,000 $ 55,000 $ 306,000
Mahoning, Ohio 1 $ 415,000 $ 415,000 $ 254,000
Montgomery, Ohio 1 $ 105,000 $ 105,000 $ 46,000
Preble, Ohio 1 $ 85,000 $ 85,000 $ 137,000
Stark, Ohio 1 $ 105,000 $ 105,000 $ 171,000
Warren, Ohio 1 $ 35,000 $ 35,000 $ 71,000
Craig, Oklahoma 1 $ 15,000 $ 15,000 $ 120,000
Garvin, Oklahoma 1 $ 325,000 $ 325,000 $ 96,000
Grady, Oklahoma 1 $ 275,000 $ 275,000 $ 155,000
Le Flore, Oklahoma 1 $ 65,000 $ 65,000 $ 43,000
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Mortgage Loan Application Detail Totals for American Airlines Federal Cred in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,921 $771,525,000 $401,000 $6,005,000 $186,000 $4,560,000
Home Improvement 1,424 $159,740,000 $112,000 $855,000 $153,000 $4,319,000
Other Purpose 743 $88,785,000 $119,000 $1,405,000 $147,000 $1,440,000
Refinancing 247 $63,555,000 $257,000 $1,505,000 $221,000 $4,587,000
Cash-out Refinancing 243 $75,935,000 $312,000 $2,405,000 $187,000 $2,150,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,010 $564,400,000 $280,000 $6,005,000 $177,000 $2,064,000
Hispanic 911 $199,605,000 $219,000 $1,825,000 $165,000 $4,587,000
Not Provided 841 $197,065,000 $234,000 $1,685,000 $165,000 $1,800,000
Black or African American 473 $100,555,000 $212,000 $1,095,000 $147,000 $4,319,000
Asian 273 $84,925,000 $311,000 $1,355,000 $210,000 $2,437,000
American Indian or Alaskan Native 50 $9,520,000 $190,000 $555,000 $258,000 $3,900,000
Native Hawaiian or Other Pacific Islander 20 $3,470,000 $173,000 $915,000 $115,000 $217,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,578 $1,159,540,000 $253,000 $6,005,000 $172,000 $4,587,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,099 $514,765,000 $245,000 $2,705,000 $174,000 $1,277,000
Application Denied By Financial Institution 1,049 $138,935,000 $132,000 $1,565,000 $136,000 $4,319,000
Preapproval Approved but not Accepted 518 $227,630,000 $439,000 $6,005,000 $166,000 $1,767,000
Application Withdrawn By Applicant 337 $82,345,000 $244,000 $2,035,000 $249,000 $4,587,000
Application Approved But Not Accepted 291 $82,365,000 $283,000 $2,005,000 $174,000 $1,149,000
Preapproval Denied by Financial Institution 181 $68,475,000 $378,000 $1,505,000 $105,000 $548,000
File Closed For Incompleteness 103 $45,025,000 $437,000 $2,405,000 $372,000 $4,560,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,348 $952,130,000 $284,000 $6,005,000 $186,000 $4,587,000
Debt-To-Income Ratio 365 $99,085,000 $271,000 $1,505,000 $97,000 $1,350,000
Credit Application Incomplete 287 $39,345,000 $137,000 $855,000 $156,000 $3,900,000
Collateral 231 $26,555,000 $114,000 $1,565,000 $159,000 $4,319,000
Credit History 219 $25,175,000 $114,000 $1,005,000 $112,000 $1,440,000
Unverifiable Information 80 $6,440,000 $80,000 $255,000 $172,000 $874,000
Other 33 $6,215,000 $188,000 $1,225,000 $145,000 $433,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,360,000 $295,000 $475,000 $110,000 $196,000
Employment History 6 $2,040,000 $340,000 $1,005,000 $181,000 $548,000
Mortgage Insurance Denied 1 $195,000 $195,000 $195,000 $132,000 $132,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Airlines Federal Cred's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Airlines Federal Cred's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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