American Airlines Federal Cred Mortgage Lending & HMDA Data, 2025
In 2025, American Airlines Federal Cred of Fort Worth, TX reported 4,578 mortgage applications totaling $1.2 billion, down 15% from 2024. The average application was for $253,285, and applicants reported an average income of $171,347. 46% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Fort Worth-Arlington, TX (616), Dallas-Plano-Irving, TX (423) and Tulsa, OK (249) (applications in parentheses).
| Mortgage Company & Address | American Airlines Federal Cred 4151 Amon Carter Blvd Fort Worth, TX 76155 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,578 |
| Total Mortgage Loan Application Amount | $1,159,540,000 |
| Average Mortgage Loan Application Amount | $253,285 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $171,347 |
| Highest Applicant Income | $4,587,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Airlines Federal Cred filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 884 | $ 348,920,000 | $ 394,705 | $ 157,787 |
| Fort Worth-Arlington, TX | 616 | $ 127,020,000 | $ 206,201 | $ 173,000 |
| Dallas-Plano-Irving, TX | 423 | $ 101,885,000 | $ 240,862 | $ 202,000 |
| Tulsa, OK | 249 | $ 40,575,000 | $ 162,951 | $ 123,000 |
| Miami-Miami Beach-Kendall, FL | 177 | $ 35,975,000 | $ 203,248 | $ 154,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 159 | $ 35,005,000 | $ 220,157 | $ 170,000 |
| Charlotte-Concord-Gastonia, NC-SC | 156 | $ 38,210,000 | $ 244,935 | $ 185,750 |
| Phoenix-Mesa-Scottsdale, AZ | 145 | $ 28,175,000 | $ 194,310 | $ 162,000 |
| Chicago-Naperville, IL | 143 | $ 23,945,000 | $ 167,447 | $ 139,000 |
| New York-Jersey City-White Plains, NY-NJ | 130 | $ 26,980,000 | $ 207,538 | $ 148,046 |
| Nassau County-Suffolk County, NY | 60 | $ 14,490,000 | $ 241,500 | $ 162,000 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 16,170,000 | $ 278,793 | $ 144,000 |
| Newark, NJ-PA | 55 | $ 9,255,000 | $ 168,272 | $ 156,000 |
| Houston-The Woodlands-Sugar Land, TX | 48 | $ 12,720,000 | $ 265,000 | $ 231,000 |
| Orlando-Kissimmee-Sanford, FL | 48 | $ 9,280,000 | $ 193,333 | $ 152,000 |
| Raleigh, NC | 44 | $ 7,880,000 | $ 179,090 | $ 113,000 |
| Cambridge-Newton-Framingham, MA | 41 | $ 9,905,000 | $ 241,585 | $ 136,000 |
| Atlanta-Sandy Springs-Roswell, GA | 32 | $ 6,520,000 | $ 203,750 | $ 265,000 |
| Philadelphia, PA | 31 | $ 5,455,000 | $ 175,967 | $ 136,000 |
| Boston, MA | 30 | $ 7,680,000 | $ 256,000 | $ 157,000 |
| Arlington-Alexandria-Reston, VA-WV | 26 | $ 10,970,000 | $ 421,923 | $ 357,692 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 5,485,000 | $ 219,400 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 8,315,000 | $ 332,600 | $ 171,000 |
| Las Vegas-Henderson-Paradise, NV | 23 | $ 5,285,000 | $ 229,782 | $ 134,000 |
| Elgin, IL | 22 | $ 3,530,000 | $ 160,454 | $ 156,000 |
| Lakewood-New Brunswick, NJ | 20 | $ 4,300,000 | $ 215,000 | $ 143,000 |
| Tampa, FL | 20 | $ 5,090,000 | $ 254,500 | $ 224,000 |
| St. Louis, MO-IL | 18 | $ 2,500,000 | $ 138,888 | $ 116,888 |
| Austin-Round Rock, TX | 17 | $ 4,045,000 | $ 237,941 | $ 157,000 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 6,055,000 | $ 356,176 | $ 207,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 5,450,000 | $ 340,625 | $ 326,000 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 4,880,000 | $ 305,000 | $ 220,000 |
| Oklahoma City, OK | 16 | $ 4,120,000 | $ 257,500 | $ 144,000 |
| Kansas City, MO-KS | 15 | $ 4,165,000 | $ 277,666 | $ 134,400 |
| Providence-Warwick, RI-MA | 14 | $ 3,180,000 | $ 227,142 | $ 283,714 |
| Anaheim-Santa Ana-Irvine, CA | 13 | $ 3,765,000 | $ 289,615 | $ 183,000 |
| St. Petersburg-Clearwater-Largo, FL | 13 | $ 2,185,000 | $ 168,076 | $ 182,000 |
| Camden, NJ | 12 | $ 1,410,000 | $ 117,500 | $ 260,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 3,520,000 | $ 293,333 | $ 208,000 |
| Pittsburgh, PA | 12 | $ 2,400,000 | $ 200,000 | $ 127,000 |
| Port St. Lucie, FL | 12 | $ 3,650,000 | $ 304,166 | $ 317,000 |
| San Diego-Carlsbad, CA | 12 | $ 4,050,000 | $ 337,500 | $ 224,000 |
| Washington, DC-MD | 12 | $ 3,230,000 | $ 269,166 | $ 165,250 |
| Winston-Salem, NC | 12 | $ 2,100,000 | $ 175,000 | $ 176,000 |
| Cincinnati, OH-KY-IN | 11 | $ 1,395,000 | $ 126,818 | $ 129,818 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 4,355,000 | $ 395,909 | $ 210,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 1,955,000 | $ 177,727 | $ 169,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 2,495,000 | $ 226,818 | $ 143,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,590,000 | $ 159,000 | $ 119,000 |
| San Antonio-New Braunfels, TX | 10 | $ 1,770,000 | $ 177,000 | $ 338,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 2,665,000 | $ 296,111 | $ 179,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,535,000 | $ 281,666 | $ 178,000 |
| Greensboro-High Point, NC | 9 | $ 2,045,000 | $ 227,222 | $ 146,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,185,000 | $ 131,666 | $ 268,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,855,000 | $ 206,111 | $ 155,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 2,635,000 | $ 292,777 | $ 196,555 |
| Sacramento--Roseville--Arden-Arcade, CA | 9 | $ 2,925,000 | $ 325,000 | $ 249,000 |
| Tucson, AZ | 9 | $ 885,000 | $ 98,333 | $ 125,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,100,000 | $ 137,500 | $ 113,750 |
| Baltimore-Columbia-Towson, MD | 8 | $ 870,000 | $ 108,750 | $ 215,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 2,360,000 | $ 295,000 | $ 139,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 1,880,000 | $ 235,000 | $ 148,000 |
| Jacksonville, FL | 8 | $ 3,960,000 | $ 495,000 | $ 931,000 |
| Sherman-Denison, TX | 8 | $ 1,950,000 | $ 243,750 | $ 142,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,660,000 | $ 207,500 | $ 175,500 |
| Wilmington, NC | 8 | $ 1,330,000 | $ 166,250 | $ 151,000 |
| Asheville, NC | 7 | $ 2,985,000 | $ 426,428 | $ 206,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 545,000 | $ 77,857 | $ 159,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 2,825,000 | $ 403,571 | $ 235,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 1,265,000 | $ 180,714 | $ 257,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 2,475,000 | $ 353,571 | $ 199,000 |
| Spartanburg, SC | 7 | $ 965,000 | $ 137,857 | $ 235,000 |
| Tacoma-Lakewood, WA | 7 | $ 2,715,000 | $ 387,857 | $ 196,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 740,000 | $ 123,333 | $ 161,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,150,000 | $ 191,666 | $ 148,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,860,000 | $ 310,000 | $ 223,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 1,220,000 | $ 203,333 | $ 174,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,010,000 | $ 168,333 | $ 143,000 |
| Marietta, GA | 6 | $ 1,680,000 | $ 280,000 | $ 174,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,420,000 | $ 236,666 | $ 110,000 |
| Richmond, VA | 6 | $ 780,000 | $ 130,000 | $ 206,000 |
| Waco, TX | 6 | $ 1,380,000 | $ 230,000 | $ 134,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 930,000 | $ 155,000 | $ 159,000 |
| Albuquerque, NM | 5 | $ 525,000 | $ 105,000 | $ 98,000 |
| Charleston-North Charleston, SC | 5 | $ 905,000 | $ 181,000 | $ 146,000 |
| Colorado Springs, CO | 5 | $ 1,785,000 | $ 357,000 | $ 161,000 |
| Lake County-Porter County-Jasper County, IN | 5 | $ 905,000 | $ 181,000 | $ 137,000 |
| Memphis, TN-MS-AR | 5 | $ 1,235,000 | $ 247,000 | $ 110,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,395,000 | $ 279,000 | $ 177,000 |
| Sebastian-Vero Beach, FL | 5 | $ 2,105,000 | $ 421,000 | $ 178,000 |
| Boise City, ID | 4 | $ 680,000 | $ 170,000 | $ 176,000 |
| Cleveland, OH | 4 | $ 520,000 | $ 130,000 | $ 130,000 |
| Columbia, SC | 4 | $ 480,000 | $ 120,000 | $ 89,000 |
| Columbus, OH | 4 | $ 930,000 | $ 232,500 | $ 195,000 |
| Des Moines-West Des Moines, IA | 4 | $ 360,000 | $ 90,000 | $ 203,000 |
| Flagstaff, AZ | 4 | $ 1,900,000 | $ 475,000 | $ 246,000 |
| Gainesville, FL | 4 | $ 600,000 | $ 150,000 | $ 135,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 900,000 | $ 225,000 | $ 186,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 4 | $ 420,000 | $ 105,000 | $ 106,000 |
| Knoxville, TN | 4 | $ 630,000 | $ 157,500 | $ 127,000 |
| Manchester-Nashua, NH | 4 | $ 1,270,000 | $ 317,500 | $ 167,000 |
| Mobile, AL | 4 | $ 430,000 | $ 107,500 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 2,030,000 | $ 507,500 | $ 265,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,530,000 | $ 382,500 | $ 163,000 |
| Savannah, GA | 4 | $ 1,920,000 | $ 480,000 | $ 197,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 700,000 | $ 175,000 | $ 128,000 |
| Spokane-Spokane Valley, WA | 4 | $ 720,000 | $ 180,000 | $ 273,000 |
| Trenton, NJ | 4 | $ 500,000 | $ 125,000 | $ 158,000 |
| Tyler, TX | 4 | $ 710,000 | $ 177,500 | $ 223,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 2,310,000 | $ 577,500 | $ 173,000 |
| Abilene, TX | 3 | $ 225,000 | $ 75,000 | $ 218,000 |
| Anchorage, AK | 3 | $ 1,115,000 | $ 371,666 | $ 210,000 |
| Baton Rouge, LA | 3 | $ 295,000 | $ 98,333 | $ 121,000 |
| Chattanooga, TN-GA | 3 | $ 1,095,000 | $ 365,000 | $ 109,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 985,000 | $ 328,333 | $ 217,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 635,000 | $ 211,666 | $ 284,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 575,000 | $ 191,666 | $ 250,000 |
| Huntsville, AL | 3 | $ 665,000 | $ 221,666 | $ 143,000 |
| Kalamazoo-Portage, MI | 3 | $ 475,000 | $ 158,333 | $ 748,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 245,000 | $ 81,666 | $ 116,000 |
| Madison, WI | 3 | $ 865,000 | $ 288,333 | $ 227,000 |
| Modesto, CA | 3 | $ 195,000 | $ 65,000 | $ 121,000 |
| Ocala, FL | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,465,000 | $ 488,333 | $ 283,000 |
| Provo-Orem, UT | 3 | $ 1,095,000 | $ 365,000 | $ 295,000 |
| Reading, PA | 3 | $ 1,035,000 | $ 345,000 | $ 170,000 |
| Reno, NV | 3 | $ 915,000 | $ 305,000 | $ 164,000 |
| Salisbury, MD-DE | 3 | $ 875,000 | $ 291,666 | $ 172,000 |
| Salt Lake City, UT | 3 | $ 2,135,000 | $ 711,666 | $ 440,000 |
| Shreveport-Bossier City, LA | 3 | $ 795,000 | $ 265,000 | $ 164,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 555,000 | $ 185,000 | $ 44,000 |
| Tallahassee, FL | 3 | $ 485,000 | $ 161,666 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 695,000 | $ 231,666 | $ 115,000 |
| Worcester, MA-CT | 3 | $ 295,000 | $ 98,333 | $ 239,000 |
| Yuma, AZ | 3 | $ 265,000 | $ 88,333 | $ 214,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 450,000 | $ 225,000 | $ 125,000 |
| Bakersfield, CA | 2 | $ 170,000 | $ 85,000 | $ 154,000 |
| Burlington-South Burlington, VT | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Charlottesville, VA | 2 | $ 800,000 | $ 400,000 | $ 61,000 |
| College Station-Bryan, TX | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Corpus Christi, TX | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 960,000 | $ 480,000 | $ 217,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 920,000 | $ 460,000 | $ 478,000 |
| Dover, DE | 2 | $ 180,000 | $ 90,000 | $ 116,000 |
| El Paso, TX | 2 | $ 290,000 | $ 145,000 | $ 113,000 |
| Evansville, IN-KY | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Fresno, CA | 2 | $ 230,000 | $ 115,000 | $ 287,000 |
| Great Falls, MT | 2 | $ 130,000 | $ 65,000 | $ 168,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 180,000 | $ 90,000 | $ 407,000 |
| Homosassa Springs, FL | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Johnson City, TN | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Joplin, MO | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| Lafayette, LA | 2 | $ 190,000 | $ 95,000 | $ 254,000 |
| Lancaster, PA | 2 | $ 710,000 | $ 355,000 | $ 177,000 |
| Lawton, OK | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Lubbock, TX | 2 | $ 290,000 | $ 145,000 | $ 121,000 |
| Manhattan, KS | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Midland, TX | 2 | $ 490,000 | $ 245,000 | $ 178,000 |
| New Haven-Milford, CT | 2 | $ 430,000 | $ 215,000 | $ 47,000 |
| New Orleans-Metairie, LA | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Norwich-New London, CT | 2 | $ 470,000 | $ 235,000 | $ 241,000 |
| Ogden-Clearfield, UT | 2 | $ 690,000 | $ 345,000 | $ 209,000 |
| Panama City, FL | 2 | $ 540,000 | $ 270,000 | $ 348,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 1,090,000 | $ 545,000 | $ 955,000 |
| Punta Gorda, FL | 2 | $ 180,000 | $ 90,000 | $ 347,000 |
| Rockford, IL | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Rocky Mount, NC | 2 | $ 620,000 | $ 310,000 | $ 250,000 |
| Salinas, CA | 2 | $ 530,000 | $ 265,000 | $ 201,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 170,000 | $ 85,000 | $ 202,000 |
| Springfield, MA | 2 | $ 270,000 | $ 135,000 | $ 21,000 |
| Stockton-Lodi, CA | 2 | $ 410,000 | $ 205,000 | $ 234,000 |
| Sumter, SC | 2 | $ 370,000 | $ 185,000 | $ 199,000 |
| Syracuse, NY | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Watertown-Fort Drum, NY | 2 | $ 220,000 | $ 110,000 | $ 92,000 |
| Auburn-Opelika, AL | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Barnstable Town, MA | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Bellingham, WA | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Bend-Redmond, OR | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Billings, MT | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Birmingham-Hoover, AL | 1 | $ 655,000 | $ 655,000 | $ 330,000 |
| Bozeman, MT | 1 | $ 305,000 | $ 305,000 | $ 315,000 |
| Brunswick, GA | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Burlington, NC | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Canton-Massillon, OH | 1 | $ 105,000 | $ 105,000 | $ 171,000 |
| Carson City, NV | 1 | $ 105,000 | $ 105,000 | $ 12,000 |
| Champaign-Urbana, IL | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Columbus, GA-AL | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Duluth, MN-WI | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Eugene, OR | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Fort Collins, CO | 1 | $ 525,000 | $ 525,000 | $ 200,000 |
| Fort Wayne, IN | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Goldsboro, NC | 1 | $ 265,000 | $ 265,000 | $ 258,000 |
| Grand Junction, CO | 1 | $ 75,000 | $ 75,000 | $ 286,000 |
| Greeley, CO | 1 | $ 455,000 | $ 455,000 | $ 338,000 |
| Green Bay, WI | 1 | $ 105,000 | $ 105,000 | $ 272,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Harrisburg-Carlisle, PA | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Hattiesburg, MS | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Hinesville, GA | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Hot Springs, AR | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Houma-Thibodaux, LA | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Jackson, MS | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Killeen-Temple, TX | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Kingston, NY | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lexington-Fayette, KY | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Lynchburg, VA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Merced, CA | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Montgomery, AL | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Morgantown, WV | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Olympia-Tumwater, WA | 1 | $ 85,000 | $ 85,000 | $ 204,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 65,000 | $ 65,000 | $ 1,080,000 |
| Portland-South Portland, ME | 1 | $ 685,000 | $ 685,000 | $ 530,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Pueblo, CO | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Roanoke, VA | 1 | $ 565,000 | $ 565,000 | $ 110,000 |
| Rochester, MN | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Rochester, NY | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| San Angelo, TX | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Sandusky, OH | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Santa Fe, NM | 1 | $ 215,000 | $ 215,000 | $ 386,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,875,000 | $ 1,875,000 | $ 745,000 |
| Sebring, FL | 1 | $ 145,000 | $ 145,000 | $ 1,066,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Springfield, IL | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Springfield, MO | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Springfield, OH | 1 | $ 45,000 | $ 45,000 | $ 8,000 |
| Terre Haute, IN | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Toledo, OH | 1 | $ 55,000 | $ 55,000 | $ 306,000 |
| Traverse City, MI | 1 | $ 175,000 | $ 175,000 | $ 330,000 |
| Tuscaloosa, AL | 1 | $ 1,505,000 | $ 1,505,000 | $ 2,150,000 |
| Utica-Rome, NY | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
| Warner Robins, GA | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Wichita, KS | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Wildwood-The Villages, FL | 1 | $ 305,000 | $ 305,000 | $ 338,000 |
| Winchester, VA-WV | 1 | $ 85,000 | $ 85,000 | $ 418,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 415,000 | $ 415,000 | $ 254,000 |
Mortgage Loan Application Detail Totals for American Airlines Federal Cred in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,921 | $771,525,000 | $401,000 | $6,005,000 | $186,000 | $4,560,000 |
| Home Improvement | 1,424 | $159,740,000 | $112,000 | $855,000 | $153,000 | $4,319,000 |
| Other Purpose | 743 | $88,785,000 | $119,000 | $1,405,000 | $147,000 | $1,440,000 |
| Refinancing | 247 | $63,555,000 | $257,000 | $1,505,000 | $221,000 | $4,587,000 |
| Cash-out Refinancing | 243 | $75,935,000 | $312,000 | $2,405,000 | $187,000 | $2,150,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,010 | $564,400,000 | $280,000 | $6,005,000 | $177,000 | $2,064,000 |
| Hispanic | 911 | $199,605,000 | $219,000 | $1,825,000 | $165,000 | $4,587,000 |
| Not Provided | 841 | $197,065,000 | $234,000 | $1,685,000 | $165,000 | $1,800,000 |
| Black or African American | 473 | $100,555,000 | $212,000 | $1,095,000 | $147,000 | $4,319,000 |
| Asian | 273 | $84,925,000 | $311,000 | $1,355,000 | $210,000 | $2,437,000 |
| American Indian or Alaskan Native | 50 | $9,520,000 | $190,000 | $555,000 | $258,000 | $3,900,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,470,000 | $173,000 | $915,000 | $115,000 | $217,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,578 | $1,159,540,000 | $253,000 | $6,005,000 | $172,000 | $4,587,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,099 | $514,765,000 | $245,000 | $2,705,000 | $174,000 | $1,277,000 |
| Application Denied By Financial Institution | 1,049 | $138,935,000 | $132,000 | $1,565,000 | $136,000 | $4,319,000 |
| Preapproval Approved but not Accepted | 518 | $227,630,000 | $439,000 | $6,005,000 | $166,000 | $1,767,000 |
| Application Withdrawn By Applicant | 337 | $82,345,000 | $244,000 | $2,035,000 | $249,000 | $4,587,000 |
| Application Approved But Not Accepted | 291 | $82,365,000 | $283,000 | $2,005,000 | $174,000 | $1,149,000 |
| Preapproval Denied by Financial Institution | 181 | $68,475,000 | $378,000 | $1,505,000 | $105,000 | $548,000 |
| File Closed For Incompleteness | 103 | $45,025,000 | $437,000 | $2,405,000 | $372,000 | $4,560,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,348 | $952,130,000 | $284,000 | $6,005,000 | $186,000 | $4,587,000 |
| Debt-To-Income Ratio | 365 | $99,085,000 | $271,000 | $1,505,000 | $97,000 | $1,350,000 |
| Credit Application Incomplete | 287 | $39,345,000 | $137,000 | $855,000 | $156,000 | $3,900,000 |
| Collateral | 231 | $26,555,000 | $114,000 | $1,565,000 | $159,000 | $4,319,000 |
| Credit History | 219 | $25,175,000 | $114,000 | $1,005,000 | $112,000 | $1,440,000 |
| Unverifiable Information | 80 | $6,440,000 | $80,000 | $255,000 | $172,000 | $874,000 |
| Other | 33 | $6,215,000 | $188,000 | $1,225,000 | $145,000 | $433,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,360,000 | $295,000 | $475,000 | $110,000 | $196,000 |
| Employment History | 6 | $2,040,000 | $340,000 | $1,005,000 | $181,000 | $548,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $132,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Airlines Federal Cred's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Airlines Federal Cred's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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