Aaxy LLC Mortgage Lending & HMDA Data, 2020

In 2020, Aaxy LLC of Austin, TX reported 1,787 mortgage applications totaling $552.1 million, up 254% from 2019. The average application was for $308,978, and applicants reported an average income of $160,412. 96% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Austin-Round Rock, TX (1,140), Houston-The Woodlands-Sugar Land, TX (316) and Dallas-Plano-Irving, TX (229) (applications in parentheses).

Mortgage Company & Address Aaxy LLC
13284 Pond Springs Rd Ste 405
Austin, TX 78729
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 1,787
Total Mortgage Loan Application Amount $552,145,000
Average Mortgage Loan Application Amount $308,978
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $160,412
Highest Applicant Income $742,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaxy LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aaxy LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Williamson, Texas 675 $ 205,045,000 $ 303,770 $ 157,000
Travis, Texas 449 $ 147,045,000 $ 327,494 $ 168,000
Fort Bend, Texas 150 $ 43,960,000 $ 293,066 $ 161,000
Harris, Texas 128 $ 37,440,000 $ 292,500 $ 165,000
Denton, Texas 89 $ 30,315,000 $ 340,617 $ 161,000
Collin, Texas 84 $ 26,460,000 $ 315,000 $ 139,000
Bexar, Texas 71 $ 18,955,000 $ 266,971 $ 152,000
Dallas, Texas 54 $ 18,390,000 $ 340,555 $ 175,000
Montgomery, Texas 22 $ 6,090,000 $ 276,818 $ 157,000
Tarrant, Texas 18 $ 5,300,000 $ 294,444 $ 163,000
Hays, Texas 15 $ 4,585,000 $ 305,666 $ 173,000
Galveston, Texas 8 $ 2,510,000 $ 313,750 $ 169,000
Brazoria, Texas 7 $ 1,675,000 $ 239,285 $ 119,000
Brazos, Texas 6 $ 1,360,000 $ 226,666 $ 138,000
San Diego, California 3 $ 1,225,000 $ 408,333 $ 160,000
Bastrop, Texas 1 $ 215,000 $ 215,000 $ 79,000
Bell, Texas 1 $ 135,000 $ 135,000 $ 168,000
Guadalupe, Texas 1 $ 505,000 $ 505,000 $ 233,000
Hunt, Texas 1 $ 185,000 $ 185,000 $ 143,000
Kaufman, Texas 1 $ 175,000 $ 175,000 $ 160,000
McLennan, Texas 1 $ 225,000 $ 225,000 $ 137,000
Midland, Texas 1 $ 195,000 $ 195,000 $ 118,000
Waller, Texas 1 $ 155,000 $ 155,000 $ 68,000

Mortgage Loan Application Detail Totals for Aaxy LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,360 $424,830,000 $312,000 $545,000 $157,000 $742,000
Home Purchase 296 $85,740,000 $289,000 $545,000 $172,000 $475,000
Cash-out Refinancing 130 $41,210,000 $317,000 $515,000 $170,000 $632,000
Other Purpose 1 $365,000 $365,000 $365,000 $125,000 $125,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,553 $482,565,000 $310,000 $545,000 $159,000 $742,000
White 110 $34,050,000 $309,000 $515,000 $163,000 $454,000
Not Provided 71 $19,845,000 $279,000 $515,000 $168,000 $632,000
Hispanic 14 $4,640,000 $331,000 $515,000 $205,000 $452,000
Black or African American 11 $3,005,000 $273,000 $365,000 $184,000 $335,000
American Indian or Alaskan Native 5 $975,000 $195,000 $275,000 $131,000 $172,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,783 $550,845,000 $308,000 $545,000 $160,000 $742,000
FHA-insured (Federal Housing Administration) 2 $670,000 $335,000 $365,000 $139,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $435,000 $435,000 $435,000 $119,000 $119,000
VA-guaranteed (Veterans Administration) 1 $195,000 $195,000 $195,000 $125,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,723 $530,505,000 $307,000 $545,000 $161,000 $742,000
Application Withdrawn By Applicant 34 $11,310,000 $332,000 $515,000 $134,000 $404,000
Application Denied By Financial Institution 29 $10,105,000 $348,000 $485,000 $138,000 $298,000
Preapproval Denied by Financial Institution 1 $225,000 $225,000 $225,000 $212,000 $212,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,757 $541,815,000 $308,000 $545,000 $161,000 $742,000
Debt-To-Income Ratio 28 $9,540,000 $340,000 $485,000 $131,000 $234,000
Other 2 $790,000 $395,000 $445,000 $268,000 $298,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaxy LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aaxy LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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