Aaxy LLC Mortgage Lending & HMDA Data, 2021

In 2021, Aaxy LLC of Austin, TX reported 1,453 mortgage applications totaling $456.4 million, down 19% from 2020. The average application was for $314,077, and applicants reported an average income of $162,116. 95% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Austin-Round Rock, TX (941), Houston-The Woodlands-Sugar Land, TX (265) and Dallas-Plano-Irving, TX (145) (applications in parentheses).

Mortgage Company & Address Aaxy LLC
13284 Pond Springs Rd Ste 405
Austin, TX 78729
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 1,453
Total Mortgage Loan Application Amount $456,355,000
Average Mortgage Loan Application Amount $314,077
Highest Mortgage Loan Application Amount $965,000
Average Applicant Income $162,116
Highest Applicant Income $1,470,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaxy LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aaxy LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Williamson, Texas 516 $ 165,650,000 $ 321,027 $ 153,000
Travis, Texas 394 $ 133,400,000 $ 338,578 $ 183,000
Harris, Texas 120 $ 34,290,000 $ 285,750 $ 151,000
Fort Bend, Texas 107 $ 30,885,000 $ 288,644 $ 151,000
Collin, Texas 63 $ 19,365,000 $ 307,380 $ 145,000
Denton, Texas 61 $ 19,875,000 $ 325,819 $ 146,000
Bexar, Texas 49 $ 13,995,000 $ 285,612 $ 127,000
Hays, Texas 30 $ 10,040,000 $ 334,666 $ 180,000
Dallas, Texas 20 $ 6,420,000 $ 321,000 $ 215,000
Montgomery, Texas 18 $ 4,480,000 $ 248,888 $ 161,000
Tarrant, Texas 15 $ 3,885,000 $ 259,000 $ 200,000
Brazoria, Texas 14 $ 2,840,000 $ 202,857 $ 177,000
Brazos, Texas 10 $ 2,250,000 $ 225,000 $ 198,000
Los Alamos, New Mexico 5 $ 1,295,000 $ 259,000 $ 148,000
Bell, Texas 4 $ 990,000 $ 247,500 $ 190,000
Galveston, Texas 4 $ 710,000 $ 177,500 $ 110,000
Grayson, Texas 3 $ 805,000 $ 268,333 $ 215,000
Nueces, Texas 3 $ 755,000 $ 251,666 $ 95,000
Guadalupe, Texas 2 $ 380,000 $ 190,000 $ 158,000
McLennan, Texas 2 $ 210,000 $ 105,000 $ 0
Los Angeles, California 1 $ 335,000 $ 335,000 $ 180,000
Orange, California 1 $ 505,000 $ 505,000 $ 102,000
Sacramento, California 1 $ 315,000 $ 315,000 $ 306,000
Santa Clara, California 1 $ 485,000 $ 485,000 $ 141,000
Bastrop, Texas 1 $ 295,000 $ 295,000 $ 161,000
Hidalgo, Texas 1 $ 255,000 $ 255,000 $ 70,000
Jefferson, Texas 1 $ 285,000 $ 285,000 $ 188,000
Liberty, Texas 1 $ 175,000 $ 175,000 $ 47,000
Midland, Texas 1 $ 175,000 $ 175,000 $ 341,000
Rockwall, Texas 1 $ 205,000 $ 205,000 $ 175,000
San Jacinto, Texas 1 $ 175,000 $ 175,000 $ 77,000
Victoria, Texas 1 $ 315,000 $ 315,000 $ 0
Waller, Texas 1 $ 315,000 $ 315,000 $ 68,000

Mortgage Loan Application Detail Totals for Aaxy LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 833 $249,485,000 $299,000 $785,000 $154,000 $938,000
Cash-out Refinancing 317 $109,405,000 $345,000 $545,000 $174,000 $1,232,000
Home Purchase 303 $97,465,000 $321,000 $965,000 $172,000 $1,470,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,282 $407,080,000 $317,000 $965,000 $162,000 $1,470,000
White 98 $28,750,000 $293,000 $545,000 $159,000 $525,000
Not Provided 22 $5,490,000 $249,000 $345,000 $153,000 $350,000
Hispanic 13 $3,345,000 $257,000 $415,000 $150,000 $258,000
Black or African American 4 $870,000 $217,000 $285,000 $114,000 $155,000
American Indian or Alaskan Native 2 $440,000 $220,000 $255,000 $114,000 $147,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,453 $456,355,000 $314,000 $965,000 $162,000 $1,470,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,375 $431,355,000 $313,000 $785,000 $163,000 $1,470,000
Application Withdrawn By Applicant 60 $19,350,000 $322,000 $965,000 $134,000 $487,000
Application Denied By Financial Institution 15 $4,545,000 $303,000 $545,000 $151,000 $525,000
Application Approved But Not Accepted 3 $1,105,000 $368,000 $445,000 $131,000 $166,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,438 $451,810,000 $314,000 $965,000 $162,000 $1,470,000
Debt-To-Income Ratio 8 $1,890,000 $236,000 $395,000 $133,000 $468,000
Other 3 $1,245,000 $415,000 $545,000 $187,000 $408,000
Collateral 3 $1,115,000 $371,000 $385,000 $215,000 $525,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaxy LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aaxy LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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