Abbeville Building & Loan Mortgage Lending & HMDA Data, 2025
In 2025, Abbeville Building & Loan of Abbeville, LA reported 219 mortgage applications totaling $45.5 million, down 12% from 2024. The average application was for $207,785, and applicants reported an average income of $136,360. 84% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Lafayette, LA (157), Lake Charles, LA (16) and Baton Rouge, LA (2) (applications in parentheses).
| Mortgage Company & Address | Abbeville Building & Loan 1212 Charity St Abbeville, LA 70511 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 219 |
| Total Mortgage Loan Application Amount | $45,505,000 |
| Average Mortgage Loan Application Amount | $207,785 |
| Highest Mortgage Loan Application Amount | $695,000 |
| Average Applicant Income | $136,360 |
| Highest Applicant Income | $935,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Abbeville Building & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vermilion, Louisiana | 85 | $ 12,485,000 | $ 146,882 | $ 112,000 |
| Lafayette, Louisiana | 38 | $ 9,240,000 | $ 243,157 | $ 174,000 |
| Acadia, Louisiana | 30 | $ 6,820,000 | $ 227,333 | $ 140,000 |
| Iberia, Louisiana | 20 | $ 3,770,000 | $ 188,500 | $ 103,000 |
| Jefferson Davis, Louisiana | 14 | $ 3,760,000 | $ 268,571 | $ 148,000 |
| St. Landry, Louisiana | 12 | $ 3,820,000 | $ 318,333 | $ 180,000 |
| St. Martin, Louisiana | 4 | $ 860,000 | $ 215,000 | $ 106,000 |
| St. Mary, Louisiana | 4 | $ 1,450,000 | $ 362,500 | $ 222,000 |
| Allen, Louisiana | 3 | $ 785,000 | $ 261,666 | $ 158,000 |
| Evangeline, Louisiana | 3 | $ 965,000 | $ 321,666 | $ 226,000 |
| Calcasieu, Louisiana | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| East Baton Rouge, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| West Baton Rouge, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
Mortgage Loan Application Detail Totals for Abbeville Building & Loan in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 130 | $37,360,000 | $287,000 | $695,000 | $154,000 | $935,000 |
| Other Purpose | 37 | $2,155,000 | $58,000 | $355,000 | $117,000 | $303,000 |
| Cash-out Refinancing | 25 | $3,265,000 | $130,000 | $415,000 | $87,000 | $176,000 |
| Home Improvement | 18 | $840,000 | $46,000 | $115,000 | $125,000 | $182,000 |
| Refinancing | 9 | $1,885,000 | $209,000 | $525,000 | $121,000 | $297,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 130 | $27,440,000 | $211,000 | $695,000 | $135,000 | $935,000 |
| Not Provided | 76 | $15,570,000 | $204,000 | $675,000 | $146,000 | $766,000 |
| Black or African American | 6 | $780,000 | $130,000 | $435,000 | $101,000 | $164,000 |
| Asian | 4 | $680,000 | $170,000 | $255,000 | $80,000 | $92,000 |
| Hispanic | 2 | $950,000 | $475,000 | $645,000 | $133,000 | $165,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 219 | $45,505,000 | $207,000 | $695,000 | $137,000 | $935,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $39,645,000 | $214,000 | $695,000 | $142,000 | $935,000 |
| Application Denied By Financial Institution | 16 | $2,030,000 | $126,000 | $675,000 | $84,000 | $419,000 |
| Application Approved But Not Accepted | 15 | $2,885,000 | $192,000 | $395,000 | $126,000 | $238,000 |
| File Closed For Incompleteness | 3 | $945,000 | $315,000 | $405,000 | $140,000 | $185,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 219 | $45,505,000 | $207,000 | $695,000 | $137,000 | $935,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Abbeville Building & Loan's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Abbeville Building & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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