Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2008

In 2008, Accredited Home Lenders, Inc of San Diego, CA reported 10,972 mortgage applications totaling $2.7 billion, down 95% from 2007. The average application was for $245,371, and applicants reported an average income of $104,835. 16% of its applications resulted in an originated loan and 74% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (487), New York-White Plains-Wayne, NY-NJ (396) and Phoenix-Mesa-Scottsdale, AZ (395) (applications in parentheses).

Mortgage Company & Address Accredited Home Lenders, Inc
15253 Avenue of Science Bldg 1
San Diego, CA 92128
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,972
Total Mortgage Loan Application Amount $2,692,213,000
Average Mortgage Loan Application Amount $245,371
Highest Mortgage Loan Application Amount $1,560,000
Average Applicant Income $104,835
Highest Applicant Income $3,925,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Accredited Home Lenders, Inc by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 487 $ 179,024,000 $ 367,605 $ 118,000
Maricopa, Arizona 380 $ 92,463,000 $ 243,323 $ 95,000
Miami-Dade, Florida 289 $ 71,881,000 $ 248,723 $ 111,000
Cook, Illinois 177 $ 42,956,000 $ 242,689 $ 88,000
Riverside, California 172 $ 47,820,000 $ 278,023 $ 111,000
San Bernardino, California 141 $ 39,085,000 $ 277,198 $ 106,000
Broward, Florida 140 $ 33,433,000 $ 238,807 $ 104,000
San Diego, California 136 $ 46,231,000 $ 339,933 $ 139,000
Hillsborough, Florida 134 $ 21,987,000 $ 164,082 $ 75,000
King, Washington 131 $ 46,272,000 $ 353,221 $ 117,000
Harris, Texas 122 $ 20,997,000 $ 172,106 $ 98,000
Clark, Nevada 119 $ 30,786,000 $ 258,705 $ 122,000
Pinellas, Florida 100 $ 19,126,000 $ 191,260 $ 106,000
Fairfield, Connecticut 99 $ 34,615,000 $ 349,646 $ 128,000
Honolulu, Hawaii 95 $ 38,547,000 $ 405,757 $ 181,000
Queens, New York 95 $ 39,650,000 $ 417,368 $ 104,000
Suffolk, New York 94 $ 33,049,000 $ 351,585 $ 139,000
Kings, New York 92 $ 42,806,000 $ 465,282 $ 118,000
Orange, Florida 91 $ 20,590,000 $ 226,263 $ 109,000
Prince George's, Maryland 87 $ 26,487,000 $ 304,448 $ 96,000
Palm Beach, Florida 86 $ 19,709,000 $ 229,174 $ 104,000
Wayne, Michigan 84 $ 8,391,000 $ 99,892 $ 60,000
Orange, California 83 $ 32,094,000 $ 386,674 $ 128,000
Salt Lake, Utah 81 $ 21,436,000 $ 264,641 $ 118,000
New Haven, Connecticut 79 $ 16,380,000 $ 207,341 $ 109,000
Dallas, Texas 74 $ 15,306,000 $ 206,837 $ 85,000
Pierce, Washington 74 $ 21,557,000 $ 291,310 $ 109,000
Philadelphia, Pennsylvania 70 $ 12,209,000 $ 174,414 $ 73,000
El Paso, Texas 69 $ 8,780,000 $ 127,246 $ 76,000
Nassau, New York 60 $ 26,197,000 $ 436,616 $ 165,000
Multnomah, Oregon 60 $ 14,986,000 $ 249,766 $ 108,000
Essex, New Jersey 57 $ 16,271,000 $ 285,456 $ 109,000
Snohomish, Washington 57 $ 18,478,000 $ 324,175 $ 114,000
Sacramento, California 56 $ 14,595,000 $ 260,625 $ 126,000
Hartford, Connecticut 56 $ 10,245,000 $ 182,946 $ 70,000
Duval, Florida 53 $ 7,562,000 $ 142,679 $ 58,000
Baltimore City, Maryland 53 $ 7,575,000 $ 142,924 $ 118,000
Fresno, California 51 $ 10,489,000 $ 205,666 $ 79,000
St. Louis, Missouri 51 $ 6,654,000 $ 130,470 $ 68,000
Bexar, Texas 51 $ 10,124,000 $ 198,509 $ 100,000
Spokane, Washington 49 $ 8,833,000 $ 180,265 $ 73,000
Fulton, Georgia 48 $ 11,022,000 $ 229,625 $ 101,000
Alameda, California 46 $ 17,142,000 $ 372,652 $ 122,000
New Castle, Delaware 46 $ 8,364,000 $ 181,826 $ 75,000
Westchester, New York 46 $ 20,627,000 $ 448,413 $ 147,000
Pasco, Florida 45 $ 6,813,000 $ 151,400 $ 73,000
Tarrant, Texas 45 $ 8,658,000 $ 192,400 $ 100,000
Contra Costa, California 44 $ 16,808,000 $ 382,000 $ 140,000
Santa Clara, California 43 $ 18,454,000 $ 429,162 $ 127,000
DeKalb, Georgia 43 $ 7,418,000 $ 172,511 $ 73,000
Kern, California 42 $ 8,705,000 $ 207,261 $ 98,000
Utah, Utah 42 $ 13,751,000 $ 327,404 $ 134,000
Allegheny, Pennsylvania 41 $ 4,283,000 $ 104,463 $ 56,000
Pima, Arizona 40 $ 7,053,000 $ 176,325 $ 72,000
Tulare, California 40 $ 8,808,000 $ 220,200 $ 100,000
Brevard, Florida 40 $ 7,620,000 $ 190,500 $ 81,000
Hawaii, Hawaii 39 $ 11,418,000 $ 292,769 $ 96,000
Baltimore, Maryland 39 $ 11,771,000 $ 301,820 $ 117,000
Lee, Florida 38 $ 7,158,000 $ 188,368 $ 86,000
Travis, Texas 38 $ 10,077,000 $ 265,184 $ 135,000
Gwinnett, Georgia 37 $ 7,380,000 $ 199,459 $ 97,000
Oakland, Michigan 37 $ 6,337,000 $ 171,270 $ 87,000
Bronx, New York 36 $ 14,813,000 $ 411,472 $ 114,000
Clackamas, Oregon 36 $ 12,552,000 $ 348,666 $ 126,000
Bergen, New Jersey 35 $ 14,698,000 $ 419,942 $ 171,000
Clark, Washington 35 $ 9,451,000 $ 270,028 $ 103,000
Polk, Florida 34 $ 5,287,000 $ 155,500 $ 87,000
San Joaquin, California 33 $ 8,081,000 $ 244,878 $ 97,000
Osceola, Florida 33 $ 6,961,000 $ 210,939 $ 92,000
Ada, Idaho 33 $ 8,006,000 $ 242,606 $ 102,000
Montgomery, Maryland 32 $ 10,432,000 $ 326,000 $ 140,000
Bernalillo, New Mexico 32 $ 5,469,000 $ 170,906 $ 68,000
Washington, Oregon 32 $ 9,133,000 $ 285,406 $ 99,000
Seminole, Florida 30 $ 7,597,000 $ 253,233 $ 89,000
Orleans, Louisiana 30 $ 4,837,000 $ 161,233 $ 64,000
St. Louis City, Missouri 30 $ 4,414,000 $ 147,133 $ 143,000
Atlantic, New Jersey 30 $ 7,370,000 $ 245,666 $ 84,000
Volusia, Florida 29 $ 4,890,000 $ 168,620 $ 76,000
Middlesex, New Jersey 29 $ 9,135,000 $ 315,000 $ 114,000
Passaic, New Jersey 29 $ 7,414,000 $ 255,655 $ 90,000
Denver, Colorado 28 $ 6,268,000 $ 223,857 $ 88,000
Marion, Florida 28 $ 4,540,000 $ 162,142 $ 75,000
Burlington, New Jersey 28 $ 8,266,000 $ 295,214 $ 101,000
Collin, Texas 28 $ 7,445,000 $ 265,892 $ 116,000
Canyon, Idaho 27 $ 6,256,000 $ 231,703 $ 116,000
Fort Bend, Texas 27 $ 7,207,000 $ 266,925 $ 192,000
Maui, Hawaii 26 $ 10,964,000 $ 421,692 $ 117,000
Union, New Jersey 26 $ 7,712,000 $ 296,615 $ 111,000
Escambia, Florida 25 $ 4,078,000 $ 163,120 $ 116,000
Cobb, Georgia 25 $ 4,564,000 $ 182,560 $ 94,000
Jefferson, Kentucky 25 $ 3,633,000 $ 145,320 $ 66,000
East Baton Rouge, Louisiana 25 $ 2,543,000 $ 101,720 $ 53,000
Essex, Massachusetts 25 $ 7,727,000 $ 309,080 $ 138,000
Hudson, New Jersey 25 $ 7,955,000 $ 318,200 $ 123,000
Davidson, Tennessee 25 $ 3,567,000 $ 142,680 $ 49,000
Anne Arundel, Maryland 23 $ 6,613,000 $ 287,521 $ 113,000
Lane, Oregon 23 $ 5,485,000 $ 238,478 $ 106,000
Montgomery, Pennsylvania 23 $ 6,352,000 $ 276,173 $ 109,000
Providence, Rhode Island 23 $ 4,997,000 $ 217,260 $ 97,000
Virginia Beach, Virginia 23 $ 4,916,000 $ 213,739 $ 85,000
Thurston, Washington 23 $ 6,261,000 $ 272,217 $ 119,000
Lake, Illinois 22 $ 6,041,000 $ 274,590 $ 182,000
Suffolk, Massachusetts 22 $ 6,254,000 $ 284,272 $ 177,000
Camden, New Jersey 22 $ 3,678,000 $ 167,181 $ 66,000
Monmouth, New Jersey 22 $ 9,731,000 $ 442,318 $ 185,000
Bucks, Pennsylvania 22 $ 4,639,000 $ 210,863 $ 132,000
Delaware, Pennsylvania 22 $ 5,516,000 $ 250,727 $ 97,000
Litchfield, Connecticut 21 $ 5,821,000 $ 277,190 $ 95,000
Jefferson, Louisiana 21 $ 2,706,000 $ 128,857 $ 81,000
Hennepin, Minnesota 21 $ 4,233,000 $ 201,571 $ 110,000
Orange, New York 21 $ 6,492,000 $ 309,142 $ 133,000
Mecklenburg, North Carolina 21 $ 4,393,000 $ 209,190 $ 142,000
Washington, Utah 21 $ 8,079,000 $ 384,714 $ 229,000
Henrico, Virginia 21 $ 4,435,000 $ 211,190 $ 78,000
El Paso, Colorado 20 $ 4,098,000 $ 204,900 $ 72,000
Hernando, Florida 20 $ 3,771,000 $ 188,550 $ 99,000
Will, Illinois 20 $ 4,261,000 $ 213,050 $ 100,000
Marion, Indiana 20 $ 3,033,000 $ 151,650 $ 73,000
Genesee, Michigan 20 $ 2,125,000 $ 106,250 $ 66,000
Ocean, New Jersey 20 $ 5,954,000 $ 297,700 $ 137,000
Lake, Indiana 19 $ 2,946,000 $ 155,052 $ 103,000
Middlesex, Massachusetts 19 $ 6,942,000 $ 365,368 $ 151,000
Worcester, Massachusetts 19 $ 4,125,000 $ 217,105 $ 111,000
Nueces, Texas 19 $ 3,619,000 $ 190,473 $ 110,000
Kitsap, Washington 19 $ 5,420,000 $ 285,263 $ 124,000
Ventura, California 18 $ 8,462,000 $ 470,111 $ 134,000
Lake, Florida 18 $ 4,468,000 $ 248,222 $ 106,000
Bristol, Massachusetts 18 $ 4,291,000 $ 238,388 $ 75,000
Albany, New York 18 $ 4,410,000 $ 245,000 $ 117,000
Schenectady, New York 18 $ 2,034,000 $ 113,000 $ 53,000
Ulster, New York 18 $ 4,273,000 $ 237,388 $ 114,000
Monroe, Pennsylvania 18 $ 3,524,000 $ 195,777 $ 76,000
Denton, Texas 18 $ 3,813,000 $ 211,833 $ 131,000
Milwaukee, Wisconsin 18 $ 1,844,000 $ 102,444 $ 81,000
Stanislaus, California 17 $ 3,333,000 $ 196,058 $ 101,000
Plymouth, Massachusetts 17 $ 6,386,000 $ 375,647 $ 132,000
Dutchess, New York 17 $ 4,953,000 $ 291,352 $ 122,000
Oklahoma, Oklahoma 17 $ 1,909,000 $ 112,294 $ 60,000
Marion, Oregon 17 $ 4,184,000 $ 246,117 $ 110,000
Galveston, Texas 17 $ 3,862,000 $ 227,176 $ 143,000
Richmond City, Virginia 17 $ 2,288,000 $ 134,588 $ 66,000
Yavapai, Arizona 16 $ 5,546,000 $ 346,625 $ 157,000
El Dorado, California 16 $ 5,498,000 $ 343,625 $ 123,000
New London, Connecticut 16 $ 3,095,000 $ 193,437 $ 96,000
Sarasota, Florida 16 $ 2,964,000 $ 185,250 $ 95,000
St. Lucie, Florida 16 $ 2,519,000 $ 157,437 $ 64,000
Kootenai, Idaho 16 $ 4,460,000 $ 278,750 $ 137,000
DuPage, Illinois 16 $ 3,308,000 $ 206,750 $ 78,000
Wake, North Carolina 16 $ 3,089,000 $ 193,062 $ 90,000
Lancaster, Pennsylvania 16 $ 3,261,000 $ 203,812 $ 79,000
Hidalgo, Texas 16 $ 2,106,000 $ 131,625 $ 143,000
Montgomery, Texas 16 $ 2,573,000 $ 160,812 $ 93,000
Pinal, Arizona 15 $ 3,133,000 $ 208,866 $ 73,000
Imperial, California 15 $ 2,914,000 $ 194,266 $ 103,000
Solano, California 15 $ 4,506,000 $ 300,400 $ 93,000
Kane, Illinois 15 $ 3,858,000 $ 257,200 $ 112,000
Jackson, Missouri 15 $ 3,662,000 $ 244,133 $ 152,000
Gloucester, New Jersey 15 $ 3,109,000 $ 207,266 $ 130,000
Erie, New York 15 $ 3,204,000 $ 213,600 $ 108,000
Franklin, Ohio 15 $ 2,511,000 $ 167,400 $ 66,000
Lehigh, Pennsylvania 15 $ 2,959,000 $ 197,266 $ 107,000
Charleston, South Carolina 15 $ 4,374,000 $ 291,600 $ 94,000
Williamson, Texas 15 $ 2,612,000 $ 174,133 $ 89,000
Chesterfield, Virginia 15 $ 2,439,000 $ 162,600 $ 83,000
Cowlitz, Washington 15 $ 2,756,000 $ 183,733 $ 162,000
Collier, Florida 14 $ 3,042,000 $ 217,285 $ 123,000
Manatee, Florida 14 $ 2,547,000 $ 181,928 $ 159,000
Kauai, Hawaii 14 $ 5,239,000 $ 374,214 $ 115,000
St. Charles, Missouri 14 $ 3,460,000 $ 247,142 $ 86,000
Mercer, New Jersey 14 $ 2,124,000 $ 151,714 $ 87,000
Richmond, New York 14 $ 5,032,000 $ 359,428 $ 160,000
Cuyahoga, Ohio 14 $ 2,214,000 $ 158,142 $ 97,000
Knox, Tennessee 14 $ 2,402,000 $ 171,571 $ 83,000
Shelby, Tennessee 14 $ 2,348,000 $ 167,714 $ 79,000
Norfolk, Virginia 14 $ 1,595,000 $ 113,928 $ 67,000
Adams, Colorado 13 $ 3,142,000 $ 241,692 $ 404,000
Bay, Florida 13 $ 3,094,000 $ 238,000 $ 135,000
Charlotte, Florida 13 $ 2,307,000 $ 177,461 $ 100,000
Clayton, Georgia 13 $ 1,426,000 $ 109,692 $ 67,000
Jefferson, Missouri 13 $ 1,711,000 $ 131,615 $ 52,000
Santa Fe, New Mexico 13 $ 4,341,000 $ 333,923 $ 95,000
Fairfax, Virginia 13 $ 4,419,000 $ 339,923 $ 142,000
Portsmouth, Virginia 13 $ 1,731,000 $ 133,153 $ 67,000
Prince William, Virginia 13 $ 4,158,000 $ 319,846 $ 102,000
Jefferson, Colorado 12 $ 4,394,000 $ 366,166 $ 150,000
Windham, Connecticut 12 $ 2,656,000 $ 221,333 $ 68,000
Paulding, Georgia 12 $ 2,179,000 $ 181,583 $ 79,000
McHenry, Illinois 12 $ 2,597,000 $ 216,416 $ 154,000
Hampden, Massachusetts 12 $ 2,110,000 $ 175,833 $ 100,000
Washoe, Nevada 12 $ 4,156,000 $ 346,333 $ 109,000
Rockingham, New Hampshire 12 $ 3,254,000 $ 271,166 $ 86,000
Cape May, New Jersey 12 $ 4,052,000 $ 337,666 $ 200,000
Rensselaer, New York 12 $ 1,749,000 $ 145,750 $ 67,000
Deschutes, Oregon 12 $ 2,893,000 $ 241,083 $ 89,000
Dauphin, Pennsylvania 12 $ 2,255,000 $ 187,916 $ 85,000
Northampton, Pennsylvania 12 $ 2,249,000 $ 187,416 $ 73,000
Horry, South Carolina 12 $ 5,093,000 $ 424,416 $ 180,000
Hamilton, Tennessee 12 $ 2,052,000 $ 171,000 $ 61,000
Chesapeake, Virginia 12 $ 2,145,000 $ 178,750 $ 101,000
Jefferson, Alabama 11 $ 1,266,000 $ 115,090 $ 49,000
Mohave, Arizona 11 $ 2,346,000 $ 213,272 $ 100,000
Placer, California 11 $ 4,732,000 $ 430,181 $ 155,000
District of Columbia, District Of Columbia 11 $ 3,310,000 $ 300,909 $ 127,000
Chatham, Georgia 11 $ 2,338,000 $ 212,545 $ 110,000
York, Maine 11 $ 2,129,000 $ 193,545 $ 60,000
Barnstable, Massachusetts 11 $ 3,941,000 $ 358,272 $ 139,000
Sandoval, New Mexico 11 $ 3,780,000 $ 343,636 $ 343,000
Monroe, New York 11 $ 1,621,000 $ 147,363 $ 117,000
Putnam, New York 11 $ 3,840,000 $ 349,090 $ 122,000
Saratoga, New York 11 $ 2,025,000 $ 184,090 $ 84,000
Weber, Utah 11 $ 2,340,000 $ 212,727 $ 100,000
Grays Harbor, Washington 11 $ 2,189,000 $ 199,000 $ 89,000
Yakima, Washington 11 $ 1,270,000 $ 115,454 $ 42,000
Mobile, Alabama 10 $ 1,880,000 $ 188,000 $ 109,000
Yuma, Arizona 10 $ 1,899,000 $ 189,900 $ 65,000
San Mateo, California 10 $ 4,708,000 $ 470,800 $ 194,000
Mesa, Colorado 10 $ 3,075,000 $ 307,500 $ 122,000
Henry, Georgia 10 $ 2,155,000 $ 215,500 $ 67,000
Wicomico, Maryland 10 $ 1,806,000 $ 180,600 $ 52,000
Macomb, Michigan 10 $ 2,422,000 $ 242,200 $ 84,000
Douglas, Nebraska 10 $ 1,428,000 $ 142,800 $ 83,000
Cumberland, New Jersey 10 $ 1,426,000 $ 142,600 $ 72,000
Morris, New Jersey 10 $ 4,462,000 $ 446,200 $ 207,000
Summit, Ohio 10 $ 1,572,000 $ 157,200 $ 141,000
Jackson, Oregon 10 $ 3,028,000 $ 302,800 $ 95,000
Cameron, Texas 10 $ 1,426,000 $ 142,600 $ 72,000
Chelan, Washington 10 $ 3,406,000 $ 340,600 $ 126,000
Santa Cruz, Arizona 9 $ 1,355,000 $ 150,555 $ 134,000
Butte, California 9 $ 1,505,000 $ 167,222 $ 67,000
Madera, California 9 $ 2,410,000 $ 267,777 $ 90,000
Sonoma, California 9 $ 3,418,000 $ 379,777 $ 213,000
Arapahoe, Colorado 9 $ 3,125,000 $ 347,222 $ 100,000
Douglas, Colorado 9 $ 2,576,000 $ 286,222 $ 100,000
Indian River, Florida 9 $ 1,902,000 $ 211,333 $ 79,000
Monroe, Florida 9 $ 3,777,000 $ 419,666 $ 215,000
Cherokee, Georgia 9 $ 1,929,000 $ 214,333 $ 79,000
Norfolk, Massachusetts 9 $ 2,261,000 $ 251,222 $ 105,000
Kent, Michigan 9 $ 1,548,000 $ 172,000 $ 60,000
New York, New York 9 $ 4,057,000 $ 450,777 $ 119,000
Yamhill, Oregon 9 $ 1,828,000 $ 203,111 $ 77,000
Washington, Pennsylvania 9 $ 1,159,000 $ 128,777 $ 56,000
Hunt, Texas 9 $ 1,945,000 $ 216,111 $ 106,000
Davis, Utah 9 $ 3,462,000 $ 384,666 $ 141,000
Navajo, Arizona 8 $ 1,647,000 $ 205,875 $ 83,000
Mendocino, California 8 $ 2,444,000 $ 305,500 $ 130,000
Merced, California 8 $ 1,526,000 $ 190,750 $ 99,000
Monterey, California 8 $ 3,714,000 $ 464,250 $ 112,000
Santa Barbara, California 8 $ 2,905,000 $ 363,125 $ 100,000
Santa Cruz, California 8 $ 3,964,000 $ 495,500 $ 212,000
Shasta, California 8 $ 2,261,000 $ 282,625 $ 75,000
Pueblo, Colorado 8 $ 1,844,000 $ 230,500 $ 95,000
Weld, Colorado 8 $ 2,137,000 $ 267,125 $ 210,000
Tolland, Connecticut 8 $ 1,732,000 $ 216,500 $ 75,000
Hall, Georgia 8 $ 2,337,000 $ 292,125 $ 171,000
Harrison, Mississippi 8 $ 1,957,000 $ 244,625 $ 94,000
Lewis and Clark, Montana 8 $ 1,383,000 $ 172,875 $ 62,000
Hillsborough, New Hampshire 8 $ 1,657,000 $ 207,125 $ 64,000
Dona Ana, New Mexico 8 $ 1,088,000 $ 136,000 $ 61,000
Eddy, New Mexico 8 $ 953,000 $ 119,125 $ 45,000
Taos, New Mexico 8 $ 1,976,000 $ 247,000 $ 68,000
Cumberland, North Carolina 8 $ 783,000 $ 97,875 $ 49,000
Douglas, Oregon 8 $ 1,283,000 $ 160,375 $ 55,000
Linn, Oregon 8 $ 1,826,000 $ 228,250 $ 131,000
Brazoria, Texas 8 $ 1,284,000 $ 160,500 $ 70,000
Jefferson, Texas 8 $ 963,000 $ 120,375 $ 59,000
Midland, Texas 8 $ 1,024,000 $ 128,000 $ 72,000
Tooele, Utah 8 $ 2,469,000 $ 308,625 $ 93,000
Anchorage, Alaska 7 $ 1,777,000 $ 253,857 $ 85,000
Pulaski, Arkansas 7 $ 668,000 $ 95,428 $ 69,000
Kings, California 7 $ 1,229,000 $ 175,571 $ 72,000
Nevada, California 7 $ 1,949,000 $ 278,428 $ 100,000
Larimer, Colorado 7 $ 1,803,000 $ 257,571 $ 123,000
Sussex, Delaware 7 $ 1,656,000 $ 236,571 $ 81,000
Alachua, Florida 7 $ 1,169,000 $ 167,000 $ 103,000
Hendry, Florida 7 $ 1,358,000 $ 194,000 $ 62,000
Martin, Florida 7 $ 3,593,000 $ 513,285 $ 198,000
Carroll, Georgia 7 $ 657,000 $ 93,857 $ 42,000
Douglas, Georgia 7 $ 1,208,000 $ 172,571 $ 73,000
Newton, Georgia 7 $ 1,116,000 $ 159,428 $ 138,000
Rockdale, Georgia 7 $ 1,363,000 $ 194,714 $ 62,000
Hamilton, Indiana 7 $ 3,002,000 $ 428,857 $ 373,000
Lafayette, Louisiana 7 $ 1,086,000 $ 155,142 $ 93,000
Charles, Maryland 7 $ 2,250,000 $ 321,428 $ 94,000
Howard, Maryland 7 $ 3,046,000 $ 435,142 $ 160,000
Jackson, Michigan 7 $ 804,000 $ 114,857 $ 45,000
Hinds, Mississippi 7 $ 1,086,000 $ 155,142 $ 105,000
Grafton, New Hampshire 7 $ 1,620,000 $ 231,428 $ 50,000
Sullivan, New York 7 $ 1,246,000 $ 178,000 $ 78,000
Warren, New York 7 $ 1,051,000 $ 150,142 $ 114,000
Butler, Ohio 7 $ 981,000 $ 140,142 $ 52,000
Chester, Pennsylvania 7 $ 1,225,000 $ 175,000 $ 68,000
Westmoreland, Pennsylvania 7 $ 1,086,000 $ 155,142 $ 68,000
York, Pennsylvania 7 $ 1,493,000 $ 213,285 $ 78,000
Washington, Rhode Island 7 $ 1,708,000 $ 244,000 $ 97,000
Sumter, South Carolina 7 $ 1,054,000 $ 150,571 $ 72,000
Comal, Texas 7 $ 1,707,000 $ 243,857 $ 93,000
Ellis, Texas 7 $ 1,723,000 $ 246,142 $ 100,000
Webb, Texas 7 $ 1,018,000 $ 145,428 $ 92,000
Chittenden, Vermont 7 $ 1,437,000 $ 205,285 $ 99,000
Windsor, Vermont 7 $ 1,593,000 $ 227,571 $ 169,000
Hampton, Virginia 7 $ 1,493,000 $ 213,285 $ 84,000
Newport News, Virginia 7 $ 1,545,000 $ 220,714 $ 71,000
Suffolk, Virginia 7 $ 1,431,000 $ 204,428 $ 60,000
Benton, Washington 7 $ 1,080,000 $ 154,285 $ 88,000
Island, Washington 7 $ 3,827,000 $ 546,714 $ 209,000
Kittitas, Washington 7 $ 1,876,000 $ 268,000 $ 102,000
Lewis, Washington 7 $ 1,969,000 $ 281,285 $ 91,000
Whatcom, Washington 7 $ 2,516,000 $ 359,428 $ 137,000
Berkeley, West Virginia 7 $ 1,428,000 $ 204,000 $ 86,000
Baldwin, Alabama 6 $ 1,097,000 $ 182,833 $ 238,000
Madison, Alabama 6 $ 2,037,000 $ 339,500 $ 130,000
Matanuska-Susitna, Alaska 6 $ 1,154,000 $ 192,333 $ 116,000
Coconino, Arizona 6 $ 2,108,000 $ 351,333 $ 334,000
Humboldt, California 6 $ 1,325,000 $ 220,833 $ 66,000
Marin, California 6 $ 3,363,000 $ 560,500 $ 178,000
Yolo, California 6 $ 1,024,000 $ 170,666 $ 51,000
Boulder, Colorado 6 $ 2,044,000 $ 340,666 $ 112,000
Middlesex, Connecticut 6 $ 1,665,000 $ 277,500 $ 72,000
Kent, Delaware 6 $ 1,237,000 $ 206,166 $ 61,000
Citrus, Florida 6 $ 920,000 $ 153,333 $ 54,000
Leon, Florida 6 $ 1,241,000 $ 206,833 $ 77,000
Okaloosa, Florida 6 $ 1,692,000 $ 282,000 $ 180,000
Bartow, Georgia 6 $ 623,000 $ 103,833 $ 45,000
Muscogee, Georgia 6 $ 774,000 $ 129,000 $ 51,000
Williamson, Illinois 6 $ 757,000 $ 126,166 $ 73,000
Wyandotte, Kansas 6 $ 589,000 $ 98,166 $ 55,000
Caddo, Louisiana 6 $ 580,000 $ 96,666 $ 40,000
Kennebec, Maine 6 $ 761,000 $ 126,833 $ 42,000
Oxford, Maine 6 $ 1,011,000 $ 168,500 $ 81,000
Cecil, Maryland 6 $ 2,622,000 $ 437,000 $ 108,000
Frederick, Maryland 6 $ 1,530,000 $ 255,000 $ 66,000
Harford, Maryland 6 $ 1,236,000 $ 206,000 $ 119,000
St. Mary's, Maryland 6 $ 2,028,000 $ 338,000 $ 92,000
Dakota, Minnesota 6 $ 1,454,000 $ 242,333 $ 84,000
Madison, Mississippi 6 $ 1,138,000 $ 189,666 $ 164,000
Lincoln, Missouri 6 $ 1,521,000 $ 253,500 $ 150,000
Sussex, New Jersey 6 $ 1,662,000 $ 277,000 $ 84,000
Broome, New York 6 $ 792,000 $ 132,000 $ 65,000
Livingston, New York 6 $ 865,000 $ 144,166 $ 55,000
Niagara, New York 6 $ 946,000 $ 157,666 $ 78,000
Washington, New York 6 $ 902,000 $ 150,333 $ 84,000
Durham, North Carolina 6 $ 882,000 $ 147,000 $ 109,000
Forsyth, North Carolina 6 $ 1,263,000 $ 210,500 $ 101,000
New Hanover, North Carolina 6 $ 810,000 $ 135,000 $ 81,000
Union, North Carolina 6 $ 2,264,000 $ 377,333 $ 145,000
Hamilton, Ohio 6 $ 688,000 $ 114,666 $ 53,000
Josephine, Oregon 6 $ 1,507,000 $ 251,166 $ 77,000
Pike, Pennsylvania 6 $ 1,844,000 $ 307,333 $ 98,000
Berkeley, South Carolina 6 $ 1,210,000 $ 201,666 $ 96,000
Greenville, South Carolina 6 $ 751,000 $ 125,166 $ 52,000
Gregg, Texas 6 $ 907,000 $ 151,166 $ 152,000
Parker, Texas 6 $ 1,141,000 $ 190,166 $ 83,000
Alexandria, Virginia 6 $ 1,519,000 $ 253,166 $ 407,000
Loudoun, Virginia 6 $ 2,644,000 $ 440,666 $ 131,000
Stafford, Virginia 6 $ 1,890,000 $ 315,000 $ 100,000
Skagit, Washington 6 $ 2,496,000 $ 416,000 $ 123,000
Gila, Arizona 5 $ 1,120,000 $ 224,000 $ 211,000
Washington, Arkansas 5 $ 393,000 $ 78,600 $ 44,000
Lake, California 5 $ 1,435,000 $ 287,000 $ 102,000
San Benito, California 5 $ 1,263,000 $ 252,600 $ 109,000
San Francisco, California 5 $ 2,054,000 $ 410,800 $ 153,000
San Luis Obispo, California 5 $ 2,351,000 $ 470,200 $ 269,000
Tuolumne, California 5 $ 1,679,000 $ 335,800 $ 107,000
Highlands, Florida 5 $ 582,000 $ 116,400 $ 69,000
Fayette, Georgia 5 $ 964,000 $ 192,800 $ 63,000
Bonneville, Idaho 5 $ 557,000 $ 111,400 $ 56,000
Hendricks, Indiana 5 $ 648,000 $ 129,600 $ 78,000
Ascension, Louisiana 5 $ 1,042,000 $ 208,400 $ 385,000
Ingham, Michigan 5 $ 397,000 $ 79,400 $ 46,000
Monroe, Michigan 5 $ 993,000 $ 198,600 $ 157,000
Anoka, Minnesota 5 $ 1,461,000 $ 292,200 $ 136,000
Ramsey, Minnesota 5 $ 923,000 $ 184,600 $ 72,000
Pearl River, Mississippi 5 $ 595,000 $ 119,000 $ 51,000
Douglas, Nevada 5 $ 1,606,000 $ 321,200 $ 113,000
Hunterdon, New Jersey 5 $ 1,427,000 $ 285,400 $ 103,000
Somerset, New Jersey 5 $ 2,543,000 $ 508,600 $ 209,000
Greene, New York 5 $ 1,639,000 $ 327,800 $ 147,000
Guilford, North Carolina 5 $ 806,000 $ 161,200 $ 54,000
Fairfield, Ohio 5 $ 1,509,000 $ 301,800 $ 155,000
Warren, Ohio 5 $ 1,217,000 $ 243,400 $ 67,000
Canadian, Oklahoma 5 $ 1,323,000 $ 264,600 $ 137,000
Tulsa, Oklahoma 5 $ 1,358,000 $ 271,600 $ 312,000
Coos, Oregon 5 $ 1,262,000 $ 252,400 $ 100,000
Carbon, Pennsylvania 5 $ 891,000 $ 178,200 $ 63,000
Franklin, Pennsylvania 5 $ 978,000 $ 195,600 $ 72,000
Luzerne, Pennsylvania 5 $ 523,000 $ 104,600 $ 71,000
Kent, Rhode Island 5 $ 1,342,000 $ 268,400 $ 95,000
Fayette, Tennessee 5 $ 914,000 $ 182,800 $ 66,000
Smith, Texas 5 $ 1,310,000 $ 262,000 $ 87,000
Wasatch, Utah 5 $ 2,887,000 $ 577,400 $ 152,000
Windham, Vermont 5 $ 1,635,000 $ 327,000 $ 429,000
Petersburg, Virginia 5 $ 662,000 $ 132,400 $ 62,000
Shenandoah, Virginia 5 $ 1,121,000 $ 224,200 $ 88,000
Etowah, Alabama 4 $ 335,000 $ 83,750 $ 33,000
Lee, Alabama 4 $ 930,000 $ 232,500 $ 95,000
Cochise, Arizona 4 $ 700,000 $ 175,000 $ 83,000
Benton, Arkansas 4 $ 420,000 $ 105,000 $ 40,000
Calaveras, California 4 $ 1,425,000 $ 356,250 $ 193,000
Napa, California 4 $ 1,895,000 $ 473,750 $ 134,000
Sutter, California 4 $ 630,000 $ 157,500 $ 198,000
Garfield, Colorado 4 $ 2,518,000 $ 629,500 $ 215,000
Park, Colorado 4 $ 1,170,000 $ 292,500 $ 181,000
Columbia, Florida 4 $ 423,000 $ 105,750 $ 71,000
Levy, Florida 4 $ 869,000 $ 217,250 $ 107,000
Camden, Georgia 4 $ 687,000 $ 171,750 $ 73,000
Columbia, Georgia 4 $ 636,000 $ 159,000 $ 118,000
Effingham, Georgia 4 $ 638,000 $ 159,500 $ 265,000
Floyd, Georgia 4 $ 952,000 $ 238,000 $ 140,000
Walton, Georgia 4 $ 1,044,000 $ 261,000 $ 86,000
Bonner, Idaho 4 $ 1,099,000 $ 274,750 $ 93,000
Jefferson, Idaho 4 $ 2,036,000 $ 509,000 $ 115,000
Madison, Illinois 4 $ 459,000 $ 114,750 $ 66,000
Floyd, Indiana 4 $ 729,000 $ 182,250 $ 88,000
Johnson, Indiana 4 $ 837,000 $ 209,250 $ 120,000
Madison, Indiana 4 $ 420,000 $ 105,000 $ 74,000
Monroe, Indiana 4 $ 692,000 $ 173,000 $ 534,000
St. Joseph, Indiana 4 $ 383,000 $ 95,750 $ 45,000
Vigo, Indiana 4 $ 320,000 $ 80,000 $ 47,000
Oldham, Kentucky 4 $ 656,000 $ 164,000 $ 54,000
Livingston, Louisiana 4 $ 448,000 $ 112,000 $ 55,000
Cumberland, Maine 4 $ 799,000 $ 199,750 $ 108,000
Somerset, Maine 4 $ 796,000 $ 199,000 $ 64,000
Carroll, Maryland 4 $ 2,157,000 $ 539,250 $ 224,000
Garrett, Maryland 4 $ 610,000 $ 152,500 $ 47,000
Allegan, Michigan 4 $ 385,000 $ 96,250 $ 47,000
Berrien, Michigan 4 $ 804,000 $ 201,000 $ 81,000
Ottawa, Michigan 4 $ 506,000 $ 126,500 $ 75,000
Washtenaw, Michigan 4 $ 630,000 $ 157,500 $ 72,000
Sherburne, Minnesota 4 $ 942,000 $ 235,500 $ 59,000
Clay, Missouri 4 $ 475,000 $ 118,750 $ 87,000
Greene, Missouri 4 $ 607,000 $ 151,750 $ 102,000
Flathead, Montana 4 $ 1,218,000 $ 304,500 $ 208,000
Belknap, New Hampshire 4 $ 972,000 $ 243,000 $ 67,000
Cheshire, New Hampshire 4 $ 827,000 $ 206,750 $ 58,000
Warren, New Jersey 4 $ 1,270,000 $ 317,500 $ 157,000
Otero, New Mexico 4 $ 586,000 $ 146,500 $ 74,000
Rio Arriba, New Mexico 4 $ 1,240,000 $ 310,000 $ 89,000
Valencia, New Mexico 4 $ 322,000 $ 80,500 $ 51,000
Delaware, New York 4 $ 2,001,000 $ 500,250 $ 204,000
Fulton, New York 4 $ 355,000 $ 88,750 $ 47,000
Madison, New York 4 $ 669,000 $ 167,250 $ 742,000
Ontario, New York 4 $ 540,000 $ 135,000 $ 163,000
Otsego, New York 4 $ 707,000 $ 176,750 $ 83,000
Rockland, New York 4 $ 1,680,000 $ 420,000 $ 154,000
Dare, North Carolina 4 $ 1,685,000 $ 421,250 $ 148,000
Gaston, North Carolina 4 $ 476,000 $ 119,000 $ 56,000
Robeson, North Carolina 4 $ 493,000 $ 123,250 $ 87,000
Delaware, Ohio 4 $ 592,000 $ 148,000 $ 81,000
Hancock, Ohio 4 $ 364,000 $ 91,000 $ 72,000
Lorain, Ohio 4 $ 765,000 $ 191,250 $ 85,000
Rogers, Oklahoma 4 $ 913,000 $ 228,250 $ 131,000
Lincoln, Oregon 4 $ 786,000 $ 196,500 $ 119,000
Berks, Pennsylvania 4 $ 611,000 $ 152,750 $ 56,000
Lackawanna, Pennsylvania 4 $ 453,000 $ 113,250 $ 61,000
Bristol, Rhode Island 4 $ 918,000 $ 229,500 $ 338,000
Marion, Tennessee 4 $ 311,000 $ 77,750 $ 41,000
Liberty, Texas 4 $ 470,000 $ 117,500 $ 80,000
Rockwall, Texas 4 $ 1,015,000 $ 253,750 $ 140,000
James City, Virginia 4 $ 672,000 $ 168,000 $ 53,000
Lynchburg, Virginia 4 $ 514,000 $ 128,500 $ 72,000
Spotsylvania, Virginia 4 $ 1,086,000 $ 271,500 $ 96,000
Washington, Virginia 4 $ 1,188,000 $ 297,000 $ 211,000
Grant, Washington 4 $ 629,000 $ 157,250 $ 75,000
Walworth, Wisconsin 4 $ 1,393,000 $ 348,250 $ 134,000
Dallas, Alabama 3 $ 429,000 $ 143,000 $ 92,000
St. Clair, Alabama 3 $ 635,000 $ 211,666 $ 56,000
Amador, California 3 $ 1,190,000 $ 396,666 $ 125,000
Tehama, California 3 $ 1,065,000 $ 355,000 $ 86,000
Fremont, Colorado 3 $ 775,000 $ 258,333 $ 71,000
Summit, Colorado 3 $ 1,850,000 $ 616,666 $ 141,000
Clay, Florida 3 $ 713,000 $ 237,666 $ 293,000
Jackson, Florida 3 $ 453,000 $ 151,000 $ 67,000
Santa Rosa, Florida 3 $ 580,000 $ 193,333 $ 139,000
St. Johns, Florida 3 $ 838,000 $ 279,333 $ 106,000
Coweta, Georgia 3 $ 416,000 $ 138,666 $ 90,000
Lowndes, Georgia 3 $ 444,000 $ 148,000 $ 82,000
Peach, Georgia 3 $ 659,000 $ 219,666 $ 81,000
Pickens, Georgia 3 $ 715,000 $ 238,333 $ 81,000
Richmond, Georgia 3 $ 217,000 $ 72,333 $ 126,000
Union, Georgia 3 $ 348,000 $ 116,000 $ 94,000
Whitfield, Georgia 3 $ 495,000 $ 165,000 $ 46,000
Bannock, Idaho 3 $ 393,000 $ 131,000 $ 48,000
Custer, Idaho 3 $ 427,000 $ 142,333 $ 79,000
Twin Falls, Idaho 3 $ 370,000 $ 123,333 $ 57,000
Rock Island, Illinois 3 $ 173,000 $ 57,666 $ 47,000
Winnebago, Illinois 3 $ 425,000 $ 141,666 $ 93,000
Allen, Indiana 3 $ 577,000 $ 192,333 $ 78,000
LaPorte, Indiana 3 $ 433,000 $ 144,333 $ 93,000
Montgomery, Indiana 3 $ 389,000 $ 129,666 $ 90,000
Morgan, Indiana 3 $ 362,000 $ 120,666 $ 57,000
Porter, Indiana 3 $ 235,000 $ 78,333 $ 138,000
Vanderburgh, Indiana 3 $ 407,000 $ 135,666 $ 81,000
Johnson, Kansas 3 $ 976,000 $ 325,333 $ 447,000
Leavenworth, Kansas 3 $ 667,000 $ 222,333 $ 75,000
Sedgwick, Kansas 3 $ 427,000 $ 142,333 $ 53,000
Shawnee, Kansas 3 $ 316,000 $ 105,333 $ 60,000
Jessamine, Kentucky 3 $ 1,194,000 $ 398,000 $ 127,000
Warren, Kentucky 3 $ 257,000 $ 85,666 $ 58,000
St. Bernard, Louisiana 3 $ 280,000 $ 93,333 $ 90,000
Tangipahoa, Louisiana 3 $ 313,000 $ 104,333 $ 57,000
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Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,764 $2,113,141,000 $241,000 $1,560,000 $99,000 $1,745,000
Home Purchase 2,208 $579,072,000 $262,000 $1,450,000 $128,000 $3,925,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,623 $1,385,919,000 $246,000 $1,120,000 $112,000 $3,925,000
Hispanic 1,766 $411,960,000 $233,000 $1,560,000 $94,000 $1,495,000
Black or African American 1,673 $360,462,000 $215,000 $1,225,000 $87,000 $1,529,000
Not Provided 1,487 $400,562,000 $269,000 $1,140,000 $107,000 $1,745,000
Asian 304 $97,020,000 $319,000 $1,450,000 $125,000 $642,000
Native Hawaiian or Other Pacific Islander 69 $21,882,000 $317,000 $780,000 $106,000 $1,005,000
American Indian or Alaskan Native 50 $14,408,000 $288,000 $742,000 $122,000 $940,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,236 $2,552,114,000 $249,000 $1,560,000 $107,000 $3,925,000
FHA-insured (Federal Housing Administration) 736 $140,099,000 $190,000 $750,000 $72,000 $476,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,161 $2,085,734,000 $255,000 $1,560,000 $107,000 $1,745,000
Loan Originated 1,773 $372,977,000 $210,000 $829,000 $95,000 $1,634,000
Application Withdrawn By Applicant 870 $196,558,000 $225,000 $1,201,000 $108,000 $3,925,000
Application Approved But Not Accepted 168 $36,944,000 $219,000 $499,000 $92,000 $738,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $652,000 $130,000 $216,000 $64,000 $126,000
Credit Application Incomplete 4 $920,000 $230,000 $380,000 $67,000 $110,000
Debt-To-Income Ratio 2 $813,000 $406,000 $647,000 $62,000 $84,000
Collateral 1 $209,000 $209,000 $209,000 $60,000 $60,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Accredited Home Lenders, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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