Advahome LLC Mortgage Lending & HMDA Data, 2006

In 2006, Advahome LLC of Gladstone, MO reported 662 mortgage applications totaling $105.9 million. The average application was for $159,995, and applicants reported an average income of $77,580. 92% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Kansas City, MO-KS (474), Reno-Sparks, NV (80) and Carson City, NV (7) (applications in parentheses).

Mortgage Company & Address Advahome LLC
4770 N Belleview Ste210
Gladstone, MO 64116
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  
Total Number of Mortgage Applications 662
Total Mortgage Loan Application Amount $105,917,000
Average Mortgage Loan Application Amount $159,995
Highest Mortgage Loan Application Amount $1,309,000
Average Applicant Income $77,580
Highest Applicant Income $996,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Advahome LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Advahome LLC by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 186 $ 26,470,000 $ 142,311 $ 75,000
Clay, Missouri 114 $ 15,942,000 $ 139,842 $ 74,000
Washoe, Nevada 80 $ 18,906,000 $ 236,325 $ 77,000
Johnson, Kansas 68 $ 11,771,000 $ 173,102 $ 98,000
Platte, Missouri 44 $ 8,666,000 $ 196,954 $ 96,000
Wyandotte, Kansas 28 $ 2,420,000 $ 86,428 $ 42,000
Ray, Missouri 12 $ 1,226,000 $ 102,166 $ 54,000
Lyon, Nevada 10 $ 2,034,000 $ 203,400 $ 72,000
Cass, Missouri 9 $ 1,278,000 $ 142,000 $ 80,000
Carson City, Nevada 7 $ 1,562,000 $ 223,142 $ 63,000
Polk, Florida 6 $ 797,000 $ 132,833 $ 90,000
Buchanan, Missouri 5 $ 525,000 $ 105,000 $ 52,000
Sedgwick, Kansas 4 $ 417,000 $ 104,250 $ 50,000
Clinton, Missouri 4 $ 559,000 $ 139,750 $ 44,000
Lafayette, Missouri 4 $ 342,000 $ 85,500 $ 101,000
Lancaster, Nebraska 4 $ 533,000 $ 133,250 $ 54,000
Los Angeles, California 3 $ 963,000 $ 321,000 $ 148,000
Jefferson, Colorado 3 $ 806,000 $ 268,666 $ 79,000
Orange, Florida 3 $ 556,000 $ 185,333 $ 60,000
Leavenworth, Kansas 3 $ 284,000 $ 94,666 $ 89,000
Franklin, Missouri 3 $ 354,000 $ 118,000 $ 52,000
Contra Costa, California 2 $ 390,000 $ 195,000 $ 127,000
Douglas, Colorado 2 $ 328,000 $ 164,000 $ 125,000
Harvey, Kansas 2 $ 204,000 $ 102,000 $ 115,000
Barry, Missouri 2 $ 305,000 $ 152,500 $ 50,000
Benton, Missouri 2 $ 143,000 $ 71,500 $ 56,000
Boone, Missouri 2 $ 306,000 $ 153,000 $ 80,000
Camden, Missouri 2 $ 444,000 $ 222,000 $ 120,000
Cedar, Missouri 2 $ 65,000 $ 32,500 $ 39,000
Johnson, Missouri 2 $ 185,000 $ 92,500 $ 51,000
Morgan, Missouri 2 $ 100,000 $ 50,000 $ 62,000
Pettis, Missouri 2 $ 206,000 $ 103,000 $ 46,000
St. Louis, Missouri 2 $ 418,000 $ 209,000 $ 93,000
St. Louis City, Missouri 2 $ 346,000 $ 173,000 $ 94,000
Douglas, Nevada 2 $ 353,000 $ 176,500 $ 121,000
Ellis, Texas 2 $ 478,000 $ 239,000 $ 135,000
Placer, California 1 $ 455,000 $ 455,000 $ 106,000
Sacramento, California 1 $ 372,000 $ 372,000 $ 100,000
Arapahoe, Colorado 1 $ 213,000 $ 213,000 $ 50,000
Denver, Colorado 1 $ 237,000 $ 237,000 $ 78,000
Duval, Florida 1 $ 160,000 $ 160,000 $ 42,000
Lee, Florida 1 $ 220,000 $ 220,000 $ 72,000
Osceola, Florida 1 $ 165,000 $ 165,000 $ 60,000
Seminole, Florida 1 $ 95,000 $ 95,000 $ 35,000
Volusia, Florida 1 $ 221,000 $ 221,000 $ 84,000
Fulton, Georgia 1 $ 378,000 $ 378,000 $ 159,000
Lake, Indiana 1 $ 83,000 $ 83,000 $ 39,000
Allamakee, Iowa 1 $ 57,000 $ 57,000 $ 47,000
Bourbon, Kansas 1 $ 70,000 $ 70,000 $ 36,000
Cloud, Kansas 1 $ 67,000 $ 67,000 $ 40,000
Franklin, Kansas 1 $ 99,000 $ 99,000 $ 66,000
Lyon, Kansas 1 $ 104,000 $ 104,000 $ 54,000
Miami, Kansas 1 $ 188,000 $ 188,000 $ 72,000
Reno, Kansas 1 $ 97,000 $ 97,000 $ 56,000
Riley, Kansas 1 $ 88,000 $ 88,000 $ 56,000
Washington, Kansas 1 $ 114,000 $ 114,000 $ 72,000
Monroe, Michigan 1 $ 117,000 $ 117,000 $ 50,000
Atchison, Missouri 1 $ 143,000 $ 143,000 $ 56,000
Cape Girardeau, Missouri 1 $ 76,000 $ 76,000 $ 33,000
Christian, Missouri 1 $ 105,000 $ 105,000 $ 48,000
Greene, Missouri 1 $ 81,000 $ 81,000 $ 81,000
Miller, Missouri 1 $ 40,000 $ 40,000 $ 406,000
Newton, Missouri 1 $ 112,000 $ 112,000 $ 44,000
Pulaski, Missouri 1 $ 111,000 $ 111,000 $ 44,000
Sarpy, Nebraska 1 $ 229,000 $ 229,000 $ 61,000
Churchill, Nevada 1 $ 342,000 $ 342,000 $ 138,000
Clark, Nevada 1 $ 232,000 $ 232,000 $ 83,000
Providence, Rhode Island 1 $ 164,000 $ 164,000 $ 120,000

Mortgage Loan Application Detail Totals for Advahome LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 436 $73,777,000 $169,000 $1,309,000 $78,000 $996,000
Home Purchase 224 $31,839,000 $142,000 $716,000 $77,000 $504,000
Home Improvement 2 $301,000 $150,000 $209,000 $51,000 $54,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 482 $79,252,000 $164,000 $1,309,000 $83,000 $996,000
Hispanic 77 $15,389,000 $199,000 $455,000 $65,000 $147,000
Black or African American 63 $6,067,000 $96,000 $267,000 $53,000 $168,000
Asian 18 $2,313,000 $128,000 $379,000 $96,000 $418,000
Not Provided 17 $1,636,000 $96,000 $227,000 $49,000 $77,000
American Indian or Alaskan Native 3 $676,000 $225,000 $324,000 $66,000 $79,000
Native Hawaiian or Other Pacific Islander 2 $584,000 $292,000 $304,000 $68,000 $88,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 662 $105,917,000 $159,000 $1,309,000 $77,000 $996,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 612 $98,970,000 $161,000 $1,309,000 $78,000 $996,000
Application Denied By Financial Institution 22 $2,912,000 $132,000 $350,000 $83,000 $286,000
Application Approved But Not Accepted 19 $2,511,000 $132,000 $355,000 $62,000 $216,000
Application Withdrawn By Applicant 8 $1,372,000 $171,000 $364,000 $70,000 $180,000
File Closed For Incompleteness 1 $152,000 $152,000 $152,000 $44,000 $44,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3 $352,000 $117,000 $143,000 $34,000 $59,000
Employment History 1 $218,000 $218,000 $218,000 $54,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Advahome LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Advahome LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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