Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Advancial Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,240 |
| Total Mortgage Loan Application Amount | $400,161,000 |
| Average Mortgage Loan Application Amount | $237,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $190,666 |
| Highest Applicant Income | $2,481,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 78 | $ 23,502,000 | $ 301,000 | $ 206,000 |
| Dallas County Texas | 64 | $ 12,762,000 | $ 199,000 | $ 137,000 |
| Lafayette County Louisiana | 47 | $ 6,618,000 | $ 140,000 | $ 99,000 |
| Maricopa County Arizona | 44 | $ 12,896,000 | $ 293,000 | $ 236,000 |
| San Diego County California | 41 | $ 16,251,000 | $ 396,000 | $ 348,000 |
| Fort Bend County Texas | 40 | $ 9,926,000 | $ 248,000 | $ 166,000 |
| Collin County Texas | 39 | $ 6,697,000 | $ 171,000 | $ 138,000 |
| Los Angeles County California | 35 | $ 26,741,000 | $ 764,000 | $ 376,000 |
| Cook County Illinois | 30 | $ 13,615,000 | $ 453,000 | $ 423,000 |
| Denton County Texas | 18 | $ 3,746,000 | $ 208,000 | $ 144,000 |
| Orange County California | 17 | $ 9,736,000 | $ 572,000 | $ 390,000 |
| Montgomery County Texas | 17 | $ 4,317,000 | $ 253,000 | $ 179,000 |
| Broward County Florida | 16 | $ 7,608,000 | $ 475,000 | $ 279,000 |
| Orange County Florida | 16 | $ 3,754,000 | $ 234,000 | $ 177,000 |
| Clark County Nevada | 16 | $ 5,569,000 | $ 348,000 | $ 214,000 |
| Anchorage County Alaska | 15 | $ 4,207,000 | $ 280,000 | $ 166,000 |
| Miami-Dade County Florida | 15 | $ 5,340,000 | $ 356,000 | $ 218,000 |
| Tarrant County Texas | 14 | $ 5,119,000 | $ 365,000 | $ 208,000 |
| King County Washington | 14 | $ 6,261,000 | $ 447,000 | $ 197,000 |
| San Francisco County California | 13 | $ 9,131,000 | $ 702,000 | $ 315,000 |
| Fairfield County Connecticut | 12 | $ 5,797,000 | $ 483,000 | $ 370,000 |
| Pinellas County Florida | 12 | $ 3,045,000 | $ 253,000 | $ 176,000 |
| Alameda County California | 11 | $ 2,970,000 | $ 270,000 | $ 198,000 |
| Santa Clara County California | 11 | $ 8,056,000 | $ 732,000 | $ 267,000 |
| Oklahoma County Oklahoma | 11 | $ 1,852,000 | $ 168,000 | $ 142,000 |
| New York County New York | 10 | $ 6,648,000 | $ 664,000 | $ 348,000 |
| Queens County New York | 10 | $ 2,484,000 | $ 248,000 | $ 155,000 |
| Travis County Texas | 10 | $ 4,656,000 | $ 465,000 | $ 299,000 |
| Contra Costa County California | 9 | $ 3,972,000 | $ 441,000 | $ 260,000 |
| Osceola County Florida | 9 | $ 1,524,000 | $ 169,000 | $ 167,000 |
| Palm Beach County Florida | 9 | $ 2,901,000 | $ 322,000 | $ 182,000 |
| St. Landry County Louisiana | 9 | $ 1,096,000 | $ 121,000 | $ 90,000 |
| Horry County South Carolina | 9 | $ 1,200,000 | $ 133,000 | $ 198,000 |
| Riverside County California | 8 | $ 2,176,000 | $ 272,000 | $ 297,000 |
| Larimer County Colorado | 8 | $ 1,386,000 | $ 173,000 | $ 134,000 |
| Fulton County Georgia | 8 | $ 2,352,000 | $ 294,000 | $ 275,000 |
| Vermilion County Louisiana | 8 | $ 553,000 | $ 69,000 | $ 89,000 |
| Currituck County North Carolina | 8 | $ 6,449,000 | $ 806,000 | $ 350,000 |
| Summit County Utah | 8 | $ 5,573,000 | $ 696,000 | $ 880,000 |
| Pima County Arizona | 7 | $ 1,860,000 | $ 265,000 | $ 217,000 |
| Sarasota County Florida | 7 | $ 1,877,000 | $ 268,000 | $ 184,000 |
| Kings County New York | 7 | $ 3,572,000 | $ 510,000 | $ 161,000 |
| Dare County North Carolina | 7 | $ 2,700,000 | $ 385,000 | $ 510,000 |
| San Luis Obispo County California | 6 | $ 2,488,000 | $ 414,000 | $ 158,000 |
| Arapahoe County Colorado | 6 | $ 3,861,000 | $ 643,000 | $ 349,000 |
| Manatee County Florida | 6 | $ 1,601,000 | $ 266,000 | $ 191,000 |
| Middlesex County Massachusetts | 6 | $ 2,675,000 | $ 445,000 | $ 265,000 |
| Williamson County Texas | 6 | $ 1,017,000 | $ 169,000 | $ 93,000 |
| Matanuska-Susitna County Alaska | 5 | $ 1,056,000 | $ 211,000 | $ 134,000 |
| Marin County California | 5 | $ 2,752,000 | $ 550,000 | $ 181,000 |
| Mono County California | 5 | $ 784,000 | $ 156,000 | $ 208,000 |
| Sonoma County California | 5 | $ 2,943,000 | $ 588,000 | $ 208,000 |
| Ventura County California | 5 | $ 2,441,000 | $ 488,000 | $ 194,000 |
| Douglas County Colorado | 5 | $ 3,355,000 | $ 671,000 | $ 328,000 |
| Polk County Florida | 5 | $ 920,000 | $ 184,000 | $ 125,000 |
| Volusia County Florida | 5 | $ 734,000 | $ 146,000 | $ 158,000 |
| Kauai County Hawaii | 5 | $ 2,949,000 | $ 589,000 | $ 242,000 |
| St. Martin County Louisiana | 5 | $ 603,000 | $ 120,000 | $ 76,000 |
| Bexar County Texas | 5 | $ 1,119,000 | $ 223,000 | $ 114,000 |
| Kaufman County Texas | 5 | $ 847,000 | $ 169,000 | $ 99,000 |
| Coconino County Arizona | 4 | $ 1,047,000 | $ 261,000 | $ 169,000 |
| El Dorado County California | 4 | $ 944,000 | $ 236,000 | $ 204,000 |
| Placer County California | 4 | $ 1,939,000 | $ 484,000 | $ 431,000 |
| San Mateo County California | 4 | $ 1,998,000 | $ 499,000 | $ 370,000 |
| District of Columbia County District Of Columbia | 4 | $ 3,710,000 | $ 927,000 | $ 329,000 |
| Collier County Florida | 4 | $ 1,064,000 | $ 266,000 | $ 277,000 |
| Okaloosa County Florida | 4 | $ 1,563,000 | $ 390,000 | $ 234,000 |
| Hawaii County Hawaii | 4 | $ 1,557,000 | $ 389,000 | $ 655,000 |
| DuPage County Illinois | 4 | $ 961,000 | $ 240,000 | $ 148,000 |
| Acadia County Louisiana | 4 | $ 162,000 | $ 40,000 | $ 94,000 |
| Norfolk County Massachusetts | 4 | $ 2,002,000 | $ 500,000 | $ 212,000 |
| Mecklenburg County North Carolina | 4 | $ 885,000 | $ 221,000 | $ 271,000 |
| Onslow County North Carolina | 4 | $ 408,000 | $ 102,000 | $ 150,000 |
| Cleveland County Oklahoma | 4 | $ 659,000 | $ 164,000 | $ 88,000 |
| Custer County Oklahoma | 4 | $ 742,000 | $ 185,000 | $ 84,000 |
| Clackamas County Oregon | 4 | $ 790,000 | $ 197,000 | $ 145,000 |
| Ellis County Texas | 4 | $ 341,000 | $ 85,000 | $ 114,000 |
| Waller County Texas | 4 | $ 1,445,000 | $ 361,000 | $ 280,000 |
| Washington County Utah | 4 | $ 986,000 | $ 246,000 | $ 167,000 |
| Clark County Washington | 4 | $ 456,000 | $ 114,000 | $ 144,000 |
| San Bernardino County California | 3 | $ 917,000 | $ 305,000 | $ 550,000 |
| Bay County Florida | 3 | $ 449,000 | $ 149,000 | $ 238,000 |
| Brevard County Florida | 3 | $ 895,000 | $ 298,000 | $ 210,000 |
| Monroe County Florida | 3 | $ 743,000 | $ 247,000 | $ 160,000 |
| St. Johns County Florida | 3 | $ 393,000 | $ 131,000 | $ 212,000 |
| Chatham County Georgia | 3 | $ 583,000 | $ 194,000 | $ 253,000 |
| Evangeline County Louisiana | 3 | $ 143,000 | $ 47,000 | $ 100,000 |
| Iberia County Louisiana | 3 | $ 315,000 | $ 105,000 | $ 74,000 |
| Montgomery County Maryland | 3 | $ 1,887,000 | $ 629,000 | $ 276,000 |
| Suffolk County Massachusetts | 3 | $ 774,000 | $ 258,000 | $ 194,000 |
| Bergen County New Jersey | 3 | $ 752,000 | $ 250,000 | $ 140,000 |
| Essex County New Jersey | 3 | $ 2,365,000 | $ 788,000 | $ 319,000 |
| Hudson County New Jersey | 3 | $ 451,000 | $ 150,000 | $ 146,000 |
| Taos County New Mexico | 3 | $ 536,000 | $ 178,000 | $ 225,000 |
| Suffolk County New York | 3 | $ 2,360,000 | $ 786,000 | $ 246,000 |
| Westchester County New York | 3 | $ 3,270,000 | $ 1,090,000 | $ 351,000 |
| New Hanover County North Carolina | 3 | $ 684,000 | $ 228,000 | $ 227,000 |
| Washington County Oregon | 3 | $ 517,000 | $ 172,000 | $ 50,000 |
| Galveston County Texas | 3 | $ 882,000 | $ 294,000 | $ 202,000 |
| Navarro County Texas | 3 | $ 112,000 | $ 37,000 | $ 65,000 |
| Rockwall County Texas | 3 | $ 286,000 | $ 95,000 | $ 102,000 |
| Smith County Texas | 3 | $ 793,000 | $ 264,000 | $ 169,000 |
| Pinal County Arizona | 2 | $ 313,000 | $ 156,000 | $ 98,000 |
| Napa County California | 2 | $ 364,000 | $ 182,000 | $ 82,000 |
| Santa Barbara County California | 2 | $ 1,200,000 | $ 600,000 | $ 1,015,000 |
| Santa Cruz County California | 2 | $ 544,000 | $ 272,000 | $ 376,000 |
| Tulare County California | 2 | $ 293,000 | $ 146,000 | $ 47,000 |
| Boulder County Colorado | 2 | $ 409,000 | $ 204,000 | $ 106,000 |
| El Paso County Colorado | 2 | $ 227,000 | $ 113,000 | $ 218,000 |
| Hartford County Connecticut | 2 | $ 769,000 | $ 384,000 | $ 173,000 |
| Sussex County Delaware | 2 | $ 597,000 | $ 298,000 | $ 135,000 |
| Charlotte County Florida | 2 | $ 305,000 | $ 152,000 | $ 164,000 |
| Hillsborough County Florida | 2 | $ 402,000 | $ 201,000 | $ 101,000 |
| Indian River County Florida | 2 | $ 457,000 | $ 228,000 | $ 195,000 |
| Lee County Florida | 2 | $ 2,188,000 | $ 1,094,000 | $ 376,000 |
| Forsyth County Georgia | 2 | $ 376,000 | $ 188,000 | $ 140,000 |
| Ada County Idaho | 2 | $ 685,000 | $ 342,000 | $ 140,000 |
| Lake County Illinois | 2 | $ 1,299,000 | $ 649,000 | $ 226,000 |
| Howard County Maryland | 2 | $ 391,000 | $ 195,000 | $ 158,000 |
| Essex County Massachusetts | 2 | $ 573,000 | $ 286,000 | $ 111,000 |
| Hennepin County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 137,000 |
| St. Louis County Missouri | 2 | $ 1,004,000 | $ 502,000 | $ 107,000 |
| Douglas County Nebraska | 2 | $ 416,000 | $ 208,000 | $ 105,000 |
| Middlesex County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 313,000 |
| Morris County New Jersey | 2 | $ 1,276,000 | $ 638,000 | $ 254,000 |
| Ocean County New Jersey | 2 | $ 741,000 | $ 370,000 | $ 126,000 |
| Santa Fe County New Mexico | 2 | $ 312,000 | $ 156,000 | $ 117,000 |
| Carteret County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 179,000 |
| Canadian County Oklahoma | 2 | $ 392,000 | $ 196,000 | $ 66,000 |
| Logan County Oklahoma | 2 | $ 341,000 | $ 170,000 | $ 141,000 |
| Clatsop County Oregon | 2 | $ 1,153,000 | $ 576,000 | $ 407,000 |
| Deschutes County Oregon | 2 | $ 523,000 | $ 261,000 | $ 132,000 |
| Lincoln County Oregon | 2 | $ 250,000 | $ 125,000 | $ 309,000 |
| Multnomah County Oregon | 2 | $ 1,006,000 | $ 503,000 | $ 128,000 |
| Chester County Pennsylvania | 2 | $ 812,000 | $ 406,000 | $ 206,000 |
| Delaware County Pennsylvania | 2 | $ 1,028,000 | $ 514,000 | $ 150,000 |
| Charleston County South Carolina | 2 | $ 766,000 | $ 383,000 | $ 101,000 |
| Brazos County Texas | 2 | $ 684,000 | $ 342,000 | $ 138,000 |
| Cameron County Texas | 2 | $ 412,000 | $ 206,000 | $ 339,000 |
| Grayson County Texas | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Johnson County Texas | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Salt Lake County Utah | 2 | $ 462,000 | $ 231,000 | $ 104,000 |
| Lamoille County Vermont | 2 | $ 468,000 | $ 234,000 | $ 274,000 |
| Washington County Vermont | 2 | $ 182,000 | $ 91,000 | $ 203,000 |
| Snohomish County Washington | 2 | $ 321,000 | $ 160,000 | $ 105,000 |
| Dane County Wisconsin | 2 | $ 389,000 | $ 194,000 | $ 95,000 |
| Jefferson County Alabama | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Yavapai County Arizona | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Benton County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Madera County California | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Sacramento County California | 1 | $ 140,000 | $ 140,000 | $ 139,000 |
| Adams County Colorado | 1 | $ 399,000 | $ 399,000 | $ 135,000 |
| Broomfield County Colorado | 1 | $ 167,000 | $ 167,000 | $ 707,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Eagle County Colorado | 1 | $ 215,000 | $ 215,000 | $ 309,000 |
| Gunnison County Colorado | 1 | $ 1,077,000 | $ 1,077,000 | $ 1,427,000 |
| La Plata County Colorado | 1 | $ 196,000 | $ 196,000 | $ 262,000 |
| Montezuma County Colorado | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Rio Grande County Colorado | 1 | $ 500,000 | $ 500,000 | $ 280,000 |
| San Miguel County Colorado | 1 | $ 189,000 | $ 189,000 | $ 141,000 |
| Summit County Colorado | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Litchfield County Connecticut | 1 | $ 989,000 | $ 989,000 | $ 598,000 |
| Alachua County Florida | 1 | $ 128,000 | $ 128,000 | $ 194,000 |
| Duval County Florida | 1 | $ 200,000 | $ 200,000 | $ 129,000 |
| Escambia County Florida | 1 | $ 467,000 | $ 467,000 | $ 350,000 |
| Flagler County Florida | 1 | $ 326,000 | $ 326,000 | $ 578,000 |
| Lake County Florida | 1 | $ 98,000 | $ 98,000 | $ 98,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| Seminole County Florida | 1 | $ 500,000 | $ 500,000 | $ 450,000 |
| Cobb County Georgia | 1 | $ 167,000 | $ 167,000 | $ 369,000 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Maui County Hawaii | 1 | $ 795,000 | $ 795,000 | $ 188,000 |
| Kane County Illinois | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Will County Illinois | 1 | $ 132,000 | $ 132,000 | $ 110,000 |
| Lake County Indiana | 1 | $ 251,000 | $ 251,000 | $ 162,000 |
| Warrick County Indiana | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Sedgwick County Kansas | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Ascension County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Calcasieu County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 137,000 |
| Concordia County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 141,000 |
| Lincoln County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Sabine County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 119,000 |
| St. Mary County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| St. Tammany County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 125,000 |
| Anne Arundel County Maryland | 1 | $ 539,000 | $ 539,000 | $ 302,000 |
| Carroll County Maryland | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 58,000 | $ 58,000 | $ 109,000 |
| Wicomico County Maryland | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Franklin County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Worcester County Massachusetts | 1 | $ 371,000 | $ 371,000 | $ 194,000 |
| Kent County Michigan | 1 | $ 64,000 | $ 64,000 | $ 1,048,000 |
| Forrest County Mississippi | 1 | $ 166,000 | $ 166,000 | $ 71,000 |
| George County Mississippi | 1 | $ 227,000 | $ 227,000 | $ 78,000 |
| Harrison County Mississippi | 1 | $ 209,000 | $ 209,000 | $ 106,000 |
| Cascade County Montana | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
| Douglas County Nevada | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Camden County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Cape May County New Jersey | 1 | $ 900,000 | $ 900,000 | $ 260,000 |
| Hunterdon County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| Monmouth County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Passaic County New Jersey | 1 | $ 932,000 | $ 932,000 | $ 408,000 |
| Somerset County New Jersey | 1 | $ 540,000 | $ 540,000 | $ 200,000 |
| Erie County New York | 1 | $ 149,000 | $ 149,000 | $ 108,000 |
| Nassau County New York | 1 | $ 267,000 | $ 267,000 | $ 87,000 |
| Niagara County New York | 1 | $ 153,000 | $ 153,000 | $ 318,000 |
| Richmond County New York | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Buncombe County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 156,000 |
| Catawba County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 84,000 |
| Durham County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 150,000 |
| Union County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 213,000 |
| Wake County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 65,000 |
| Watauga County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 196,000 |
| Franklin County Ohio | 1 | $ 119,000 | $ 119,000 | $ 866,000 |
| Lorain County Ohio | 1 | $ 108,000 | $ 108,000 | $ 269,000 |
| Perry County Ohio | 1 | $ 450,000 | $ 450,000 | $ 323,000 |
| Warren County Ohio | 1 | $ 524,000 | $ 524,000 | $ 477,000 |
| Blaine County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Caddo County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Tulsa County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Allegheny County Pennsylvania | 1 | $ 760,000 | $ 760,000 | $ 279,000 |
| Bucks County Pennsylvania | 1 | $ 471,000 | $ 471,000 | $ 200,000 |
| Cumberland County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 1 | $ 356,000 | $ 356,000 | $ 108,000 |
| Wyoming County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Pickens County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 204,000 |
| Hamilton County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 379,000 |
| Shelby County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 127,000 |
| Williamson County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 110,000 |
| Brazoria County Texas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Comal County Texas | 1 | $ 157,000 | $ 157,000 | $ 326,000 |
| Cooke County Texas | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Coryell County Texas | 1 | $ 200,000 | $ 200,000 | $ 157,000 |
| Fayette County Texas | 1 | $ 286,000 | $ 286,000 | $ 369,000 |
| Guadalupe County Texas | 1 | $ 136,000 | $ 136,000 | $ 117,000 |
| Harrison County Texas | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| Hays County Texas | 1 | $ 179,000 | $ 179,000 | $ 144,000 |
| Henderson County Texas | 1 | $ 188,000 | $ 188,000 | $ 159,000 |
| Hood County Texas | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Milam County Texas | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Mills County Texas | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Parker County Texas | 1 | $ 130,000 | $ 130,000 | $ 99,000 |
| Rains County Texas | 1 | $ 160,000 | $ 160,000 | $ 338,000 |
| San Jacinto County Texas | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Taylor County Texas | 1 | $ 109,000 | $ 109,000 | $ 101,000 |
| Washington County Texas | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
| Zapata County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Utah County Utah | 1 | $ 131,000 | $ 131,000 | $ 120,000 |
| Windham County Vermont | 1 | $ 124,000 | $ 124,000 | $ 126,000 |
| Windsor County Vermont | 1 | $ 225,000 | $ 225,000 | $ 439,000 |
| Alexandria County Virginia | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
| Arlington County Virginia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 126,000 | $ 126,000 | $ 288,000 |
| Harrisonburg County Virginia | 1 | $ 123,000 | $ 123,000 | $ 122,000 |
| Loudoun County Virginia | 1 | $ 374,000 | $ 374,000 | $ 124,000 |
| Lynchburg County Virginia | 1 | $ 84,000 | $ 84,000 | $ 138,000 |
| Richmond City County Virginia | 1 | $ 262,000 | $ 262,000 | $ 145,000 |
| Virginia Beach County Virginia | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Kitsap County Washington | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Kittitas County Washington | 1 | $ 170,000 | $ 170,000 | $ 342,000 |
| Pierce County Washington | 1 | $ 121,000 | $ 121,000 | $ 187,000 |
| Thurston County Washington | 1 | $ 114,000 | $ 114,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 793 | $270,300,000 | $340,000 | $3,000,000 | $222,000 | $2,481,000 |
| Refinancing | 384 | $127,270,000 | $331,000 | $2,030,000 | $227,000 | $2,205,000 |
| Home Improvement | 63 | $2,591,000 | $41,000 | $100,000 | $123,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 748 | $267,092,000 | $357,000 | $3,000,000 | $229,000 | $2,205,000 |
| Not Provided | 321 | $84,814,000 | $264,000 | $1,565,000 | $207,000 | $2,481,000 |
| Asian | 88 | $26,352,000 | $299,000 | $1,513,000 | $197,000 | $1,000,000 |
| Hispanic | 47 | $15,768,000 | $335,000 | $1,500,000 | $194,000 | $566,000 |
| Black or African American | 26 | $4,261,000 | $163,000 | $580,000 | $178,000 | $866,000 |
| American Indian or Alaskan Native | 6 | $1,032,000 | $172,000 | $275,000 | $128,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $842,000 | $210,000 | $227,000 | $306,000 | $452,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,240 | $400,161,000 | $322,000 | $3,000,000 | $218,000 | $2,481,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 974 | $317,750,000 | $326,000 | $2,750,000 | $220,000 | $2,098,000 |
| Application Denied By Financial Institution | 111 | $32,961,000 | $296,000 | $2,009,000 | $182,000 | $2,205,000 |
| Application Withdrawn By Applicant | 111 | $42,740,000 | $385,000 | $3,000,000 | $267,000 | $2,481,000 |
| Application Approved But Not Accepted | 34 | $4,896,000 | $144,000 | $1,320,000 | $142,000 | $775,000 |
| File Closed For Incompleteness | 8 | $1,619,000 | $202,000 | $601,000 | $229,000 | $1,048,000 |
| Preapproval Denied by Financial Institution | 2 | $195,000 | $97,000 | $105,000 | $39,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $2,709,000 | $135,000 | $515,000 | $111,000 | $261,000 |
| Other | 9 | $1,957,000 | $217,000 | $543,000 | $357,000 | $2,205,000 |
| Collateral | 5 | $821,000 | $164,000 | $364,000 | $124,000 | $313,000 |
| Debt-To-Income Ratio | 4 | $443,000 | $110,000 | $189,000 | $62,000 | $81,000 |
| Unverifiable Information | 3 | $1,082,000 | $360,000 | $675,000 | $213,000 | $447,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $465,000 | $232,000 | $240,000 | $263,000 | $303,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.