Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Affinity Plus 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,374 |
| Total Mortgage Loan Application Amount | $1,189,776,000 |
| Average Mortgage Loan Application Amount | $93,666 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,096 | $ 164,283,000 | $ 149,000 | $ 100,000 |
| Ramsey County Minnesota | 1,010 | $ 135,054,000 | $ 133,000 | $ 93,000 |
| Itasca County Minnesota | 750 | $ 82,606,000 | $ 110,000 | $ 68,000 |
| Dakota County Minnesota | 594 | $ 86,054,000 | $ 144,000 | $ 98,000 |
| Beltrami County Minnesota | 532 | $ 53,685,000 | $ 100,000 | $ 66,000 |
| St. Louis County Minnesota | 439 | $ 51,666,000 | $ 117,000 | $ 74,000 |
| Anoka County Minnesota | 395 | $ 54,512,000 | $ 138,000 | $ 88,000 |
| Washington County Minnesota | 378 | $ 60,420,000 | $ 159,000 | $ 107,000 |
| Olmsted County Minnesota | 271 | $ 35,803,000 | $ 132,000 | $ 82,000 |
| Crow Wing County Minnesota | 216 | $ 25,230,000 | $ 116,000 | $ 73,000 |
| Rice County Minnesota | 184 | $ 22,698,000 | $ 123,000 | $ 74,000 |
| Clay County Minnesota | 157 | $ 16,504,000 | $ 105,000 | $ 79,000 |
| Blue Earth County Minnesota | 155 | $ 18,624,000 | $ 120,000 | $ 78,000 |
| Otter Tail County Minnesota | 153 | $ 15,142,000 | $ 98,000 | $ 68,000 |
| Winona County Minnesota | 146 | $ 12,788,000 | $ 87,000 | $ 61,000 |
| Hubbard County Minnesota | 142 | $ 15,247,000 | $ 107,000 | $ 71,000 |
| Stearns County Minnesota | 142 | $ 17,700,000 | $ 124,000 | $ 78,000 |
| Isanti County Minnesota | 135 | $ 15,406,000 | $ 114,000 | $ 76,000 |
| Cass County North Dakota | 133 | $ 14,124,000 | $ 106,000 | $ 84,000 |
| Scott County Minnesota | 123 | $ 20,987,000 | $ 170,000 | $ 111,000 |
| Clearwater County Minnesota | 108 | $ 8,743,000 | $ 80,000 | $ 68,000 |
| Sherburne County Minnesota | 106 | $ 14,254,000 | $ 134,000 | $ 93,000 |
| Chisago County Minnesota | 103 | $ 12,523,000 | $ 121,000 | $ 79,000 |
| Cass County Minnesota | 96 | $ 13,473,000 | $ 140,000 | $ 80,000 |
| Wright County Minnesota | 86 | $ 12,085,000 | $ 140,000 | $ 118,000 |
| Nicollet County Minnesota | 79 | $ 10,057,000 | $ 127,000 | $ 72,000 |
| Carlton County Minnesota | 62 | $ 8,344,000 | $ 134,000 | $ 73,000 |
| Goodhue County Minnesota | 57 | $ 7,362,000 | $ 129,000 | $ 88,000 |
| Douglas County Wisconsin | 55 | $ 5,144,000 | $ 93,000 | $ 81,000 |
| Carver County Minnesota | 50 | $ 10,777,000 | $ 215,000 | $ 107,000 |
| Pine County Minnesota | 47 | $ 5,506,000 | $ 117,000 | $ 74,000 |
| St. Croix County Wisconsin | 46 | $ 6,456,000 | $ 140,000 | $ 98,000 |
| Douglas County Minnesota | 44 | $ 6,088,000 | $ 138,000 | $ 82,000 |
| Becker County Minnesota | 43 | $ 4,722,000 | $ 109,000 | $ 62,000 |
| Morrison County Minnesota | 41 | $ 4,616,000 | $ 112,000 | $ 70,000 |
| Le Sueur County Minnesota | 40 | $ 5,182,000 | $ 129,000 | $ 82,000 |
| Aitkin County Minnesota | 39 | $ 4,215,000 | $ 108,000 | $ 66,000 |
| Wabasha County Minnesota | 37 | $ 4,106,000 | $ 110,000 | $ 94,000 |
| Dodge County Minnesota | 33 | $ 3,417,000 | $ 103,000 | $ 67,000 |
| Benton County Minnesota | 28 | $ 2,873,000 | $ 102,000 | $ 70,000 |
| Kandiyohi County Minnesota | 28 | $ 3,581,000 | $ 127,000 | $ 100,000 |
| Lake County Minnesota | 26 | $ 2,563,000 | $ 98,000 | $ 57,000 |
| Mille Lacs County Minnesota | 26 | $ 2,944,000 | $ 113,000 | $ 90,000 |
| Polk County Minnesota | 25 | $ 3,038,000 | $ 121,000 | $ 80,000 |
| Todd County Minnesota | 24 | $ 2,438,000 | $ 101,000 | $ 82,000 |
| Kanabec County Minnesota | 22 | $ 2,180,000 | $ 99,000 | $ 73,000 |
| Koochiching County Minnesota | 21 | $ 2,007,000 | $ 95,000 | $ 76,000 |
| Steele County Minnesota | 18 | $ 1,840,000 | $ 102,000 | $ 99,000 |
| Stevens County Minnesota | 16 | $ 1,286,000 | $ 80,000 | $ 63,000 |
| Pierce County Wisconsin | 15 | $ 3,271,000 | $ 218,000 | $ 134,000 |
| Polk County Wisconsin | 15 | $ 1,641,000 | $ 109,000 | $ 68,000 |
| Mower County Minnesota | 14 | $ 1,675,000 | $ 119,000 | $ 71,000 |
| Fillmore County Minnesota | 13 | $ 1,257,000 | $ 96,000 | $ 78,000 |
| Bayfield County Wisconsin | 13 | $ 1,382,000 | $ 106,000 | $ 63,000 |
| Burnett County Wisconsin | 13 | $ 1,668,000 | $ 128,000 | $ 127,000 |
| Grant County Minnesota | 12 | $ 903,000 | $ 75,000 | $ 60,000 |
| Waseca County Minnesota | 12 | $ 1,141,000 | $ 95,000 | $ 76,000 |
| Lyon County Minnesota | 11 | $ 1,084,000 | $ 98,000 | $ 60,000 |
| McLeod County Minnesota | 11 | $ 1,194,000 | $ 108,000 | $ 79,000 |
| Buffalo County Wisconsin | 10 | $ 1,013,000 | $ 101,000 | $ 62,000 |
| Pope County Minnesota | 8 | $ 1,106,000 | $ 138,000 | $ 69,000 |
| Wadena County Minnesota | 8 | $ 877,000 | $ 109,000 | $ 59,000 |
| Watonwan County Minnesota | 8 | $ 949,000 | $ 118,000 | $ 72,000 |
| Big Stone County Minnesota | 7 | $ 587,000 | $ 83,000 | $ 79,000 |
| Martin County Minnesota | 7 | $ 497,000 | $ 71,000 | $ 90,000 |
| Pennington County Minnesota | 7 | $ 752,000 | $ 107,000 | $ 66,000 |
| Roseau County Minnesota | 7 | $ 609,000 | $ 87,000 | $ 72,000 |
| Sibley County Minnesota | 7 | $ 633,000 | $ 90,000 | $ 101,000 |
| Brown County Minnesota | 6 | $ 504,000 | $ 84,000 | $ 56,000 |
| Cottonwood County Minnesota | 6 | $ 240,000 | $ 40,000 | $ 70,000 |
| Freeborn County Minnesota | 6 | $ 603,000 | $ 100,000 | $ 70,000 |
| La Crosse County Wisconsin | 6 | $ 652,000 | $ 108,000 | $ 94,000 |
| Cook County Minnesota | 5 | $ 794,000 | $ 158,000 | $ 71,000 |
| Meeker County Minnesota | 5 | $ 466,000 | $ 93,000 | $ 79,000 |
| Redwood County Minnesota | 5 | $ 246,000 | $ 49,000 | $ 59,000 |
| Wilkin County Minnesota | 5 | $ 313,000 | $ 62,000 | $ 59,000 |
| Barron County Wisconsin | 5 | $ 678,000 | $ 135,000 | $ 138,000 |
| Chippewa County Minnesota | 4 | $ 258,000 | $ 64,000 | $ 80,000 |
| Houston County Minnesota | 4 | $ 573,000 | $ 143,000 | $ 74,000 |
| Norman County Minnesota | 4 | $ 402,000 | $ 100,000 | $ 43,000 |
| Renville County Minnesota | 4 | $ 277,000 | $ 69,000 | $ 131,000 |
| Morton County North Dakota | 4 | $ 383,000 | $ 95,000 | $ 112,000 |
| Sawyer County Wisconsin | 4 | $ 861,000 | $ 215,000 | $ 149,000 |
| Mahnomen County Minnesota | 3 | $ 250,000 | $ 83,000 | $ 77,000 |
| Swift County Minnesota | 3 | $ 319,000 | $ 106,000 | $ 124,000 |
| Yellow Medicine County Minnesota | 3 | $ 166,000 | $ 55,000 | $ 92,000 |
| Burleigh County North Dakota | 3 | $ 545,000 | $ 181,000 | $ 108,000 |
| Dunn County Wisconsin | 3 | $ 583,000 | $ 194,000 | $ 45,000 |
| Washburn County Wisconsin | 3 | $ 607,000 | $ 202,000 | $ 106,000 |
| Faribault County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 75,000 |
| Lac qui Parle County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Lake of the Woods County Minnesota | 2 | $ 118,000 | $ 59,000 | $ 42,000 |
| Murray County Minnesota | 2 | $ 179,000 | $ 89,000 | $ 80,000 |
| Grand Forks County North Dakota | 2 | $ 225,000 | $ 112,000 | $ 92,000 |
| Stark County North Dakota | 2 | $ 78,000 | $ 39,000 | $ 84,000 |
| Traill County North Dakota | 2 | $ 161,000 | $ 80,000 | $ 116,000 |
| Williams County North Dakota | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Eau Claire County Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 75,000 |
| Milwaukee County Wisconsin | 2 | $ 493,000 | $ 246,000 | $ 119,000 |
| Pepin County Wisconsin | 2 | $ 217,000 | $ 108,000 | $ 112,000 |
| Richland County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 179,000 |
| Jackson County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 66,000 |
| Marshall County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Nobles County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Red Lake County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Rock County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Traverse County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Barnes County North Dakota | 1 | $ 127,000 | $ 127,000 | $ 118,000 |
| McKenzie County North Dakota | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| McLean County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 88,000 |
| Richland County North Dakota | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Ashland County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Brown County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Dane County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Juneau County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Langlade County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 265,000 |
| Marathon County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 180,000 |
| Monroe County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Oneida County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Outagamie County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 134,000 |
| Portage County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Rusk County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Trempealeau County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Vernon County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Waushara County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,672 | $937,163,000 | $140,000 | $680,000 | $87,000 | $1,800,000 |
| Home Purchase | 1,997 | $235,531,000 | $117,000 | $800,000 | $70,000 | $841,000 |
| Home Improvement | 705 | $17,082,000 | $24,000 | $300,000 | $84,000 | $1,056,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,577 | $1,088,339,000 | $126,000 | $800,000 | $83,000 | $1,800,000 |
| Asian | 307 | $46,435,000 | $151,000 | $417,000 | $89,000 | $525,000 |
| Black or African American | 195 | $26,628,000 | $136,000 | $589,000 | $81,000 | $350,000 |
| Hispanic | 124 | $13,747,000 | $110,000 | $375,000 | $71,000 | $191,000 |
| Not Provided | 109 | $9,171,000 | $84,000 | $396,000 | $91,000 | $1,056,000 |
| American Indian or Alaskan Native | 47 | $4,256,000 | $90,000 | $266,000 | $78,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,200,000 | $80,000 | $180,000 | $62,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,374 | $1,189,776,000 | $126,000 | $800,000 | $83,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,112 | $756,879,000 | $123,000 | $680,000 | $87,000 | $1,056,000 |
| Application Withdrawn By Applicant | 1,268 | $172,694,000 | $136,000 | $652,000 | $81,000 | $906,000 |
| Application Approved But Not Accepted | 1,083 | $151,050,000 | $139,000 | $550,000 | $86,000 | $1,800,000 |
| Application Denied By Financial Institution | 429 | $46,985,000 | $109,000 | $417,000 | $58,000 | $426,000 |
| Preapproval Approved but not Accepted | 304 | $42,751,000 | $140,000 | $408,000 | $71,000 | $300,000 |
| Preapproval Denied by Financial Institution | 175 | $19,322,000 | $110,000 | $800,000 | $50,000 | $176,000 |
| File Closed For Incompleteness | 3 | $95,000 | $31,000 | $50,000 | $110,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.