Affinity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Affinity Plus 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity Plus 175 West Lafayette Frontage Road Saint Paul, MN 55107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,340 |
| Total Mortgage Loan Application Amount | $1,660,800,000 |
| Average Mortgage Loan Application Amount | $106,800 |
| Highest Mortgage Loan Application Amount | $4,105,000 |
| Average Applicant Income | $103,800 |
| Highest Applicant Income | $6,240,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Affinity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Affinity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity Plus's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,680 | $ 299,220,000 | $ 178,000 | $ 118,000 |
| Ramsey County Minnesota | 1,335 | $ 214,825,000 | $ 160,000 | $ 102,000 |
| Dakota County Minnesota | 890 | $ 139,240,000 | $ 156,000 | $ 116,000 |
| Anoka County Minnesota | 692 | $ 107,930,000 | $ 155,000 | $ 113,000 |
| Itasca County Minnesota | 640 | $ 70,400,000 | $ 110,000 | $ 82,000 |
| Washington County Minnesota | 514 | $ 94,040,000 | $ 182,000 | $ 123,000 |
| Beltrami County Minnesota | 452 | $ 53,850,000 | $ 119,000 | $ 79,000 |
| St. Louis County Minnesota | 371 | $ 48,155,000 | $ 129,000 | $ 82,000 |
| Olmsted County Minnesota | 352 | $ 51,700,000 | $ 146,000 | $ 84,000 |
| Isanti County Minnesota | 258 | $ 31,640,000 | $ 122,000 | $ 101,000 |
| Stearns County Minnesota | 242 | $ 29,170,000 | $ 120,000 | $ 79,000 |
| Rice County Minnesota | 236 | $ 31,000,000 | $ 131,000 | $ 83,000 |
| Crow Wing County Minnesota | 210 | $ 22,760,000 | $ 108,000 | $ 79,000 |
| Otter Tail County Minnesota | 209 | $ 19,825,000 | $ 94,000 | $ 76,000 |
| Sherburne County Minnesota | 172 | $ 26,090,000 | $ 151,000 | $ 113,000 |
| Scott County Minnesota | 163 | $ 27,835,000 | $ 170,000 | $ 121,000 |
| Chisago County Minnesota | 153 | $ 22,845,000 | $ 149,000 | $ 94,000 |
| Winona County Minnesota | 152 | $ 15,970,000 | $ 105,000 | $ 74,000 |
| Wright County Minnesota | 148 | $ 23,840,000 | $ 161,000 | $ 112,000 |
| Blue Earth County Minnesota | 107 | $ 16,425,000 | $ 153,000 | $ 108,000 |
| Carver County Minnesota | 93 | $ 16,785,000 | $ 180,000 | $ 135,000 |
| Hubbard County Minnesota | 92 | $ 9,030,000 | $ 98,000 | $ 86,000 |
| Cass County Minnesota | 91 | $ 9,985,000 | $ 109,000 | $ 81,000 |
| Clay County Minnesota | 83 | $ 12,705,000 | $ 153,000 | $ 93,000 |
| Nicollet County Minnesota | 78 | $ 11,350,000 | $ 145,000 | $ 118,000 |
| St. Croix County Wisconsin | 74 | $ 12,530,000 | $ 169,000 | $ 134,000 |
| Goodhue County Minnesota | 72 | $ 10,210,000 | $ 141,000 | $ 100,000 |
| Clearwater County Minnesota | 68 | $ 7,690,000 | $ 113,000 | $ 77,000 |
| Benton County Minnesota | 56 | $ 5,690,000 | $ 101,000 | $ 88,000 |
| Douglas County Minnesota | 56 | $ 6,850,000 | $ 122,000 | $ 90,000 |
| Le Sueur County Minnesota | 52 | $ 7,620,000 | $ 146,000 | $ 99,000 |
| Carlton County Minnesota | 49 | $ 6,245,000 | $ 127,000 | $ 107,000 |
| Aitkin County Minnesota | 45 | $ 4,645,000 | $ 103,000 | $ 74,000 |
| Wabasha County Minnesota | 44 | $ 4,910,000 | $ 111,000 | $ 91,000 |
| Morrison County Minnesota | 43 | $ 4,505,000 | $ 104,000 | $ 92,000 |
| Pine County Minnesota | 42 | $ 4,180,000 | $ 99,000 | $ 77,000 |
| Dodge County Minnesota | 41 | $ 4,325,000 | $ 105,000 | $ 94,000 |
| Cass County North Dakota | 41 | $ 5,845,000 | $ 142,000 | $ 86,000 |
| Douglas County Wisconsin | 35 | $ 4,295,000 | $ 122,000 | $ 69,000 |
| Steele County Minnesota | 32 | $ 4,170,000 | $ 130,000 | $ 77,000 |
| Mille Lacs County Minnesota | 31 | $ 4,395,000 | $ 141,000 | $ 82,000 |
| Pierce County Wisconsin | 31 | $ 3,605,000 | $ 116,000 | $ 118,000 |
| Fillmore County Minnesota | 26 | $ 2,310,000 | $ 88,000 | $ 87,000 |
| Kandiyohi County Minnesota | 26 | $ 2,070,000 | $ 79,000 | $ 171,000 |
| Kanabec County Minnesota | 25 | $ 2,235,000 | $ 89,000 | $ 71,000 |
| Todd County Minnesota | 23 | $ 2,475,000 | $ 107,000 | $ 77,000 |
| Becker County Minnesota | 22 | $ 2,680,000 | $ 121,000 | $ 86,000 |
| Polk County Minnesota | 22 | $ 2,410,000 | $ 109,000 | $ 82,000 |
| Polk County Wisconsin | 21 | $ 2,375,000 | $ 113,000 | $ 89,000 |
| Mower County Minnesota | 19 | $ 2,005,000 | $ 105,000 | $ 71,000 |
| Lake County Minnesota | 17 | $ 2,345,000 | $ 137,000 | $ 86,000 |
| Sibley County Minnesota | 14 | $ 1,290,000 | $ 92,000 | $ 84,000 |
| Waseca County Minnesota | 14 | $ 1,110,000 | $ 79,000 | $ 87,000 |
| Burnett County Wisconsin | 14 | $ 1,130,000 | $ 80,000 | $ 69,000 |
| Pope County Minnesota | 13 | $ 1,335,000 | $ 102,000 | $ 85,000 |
| Wilkin County Minnesota | 13 | $ 1,245,000 | $ 95,000 | $ 58,000 |
| Watonwan County Minnesota | 12 | $ 1,360,000 | $ 113,000 | $ 91,000 |
| Cook County Minnesota | 11 | $ 1,425,000 | $ 129,000 | $ 149,000 |
| Martin County Minnesota | 11 | $ 985,000 | $ 89,000 | $ 168,000 |
| Grant County Minnesota | 10 | $ 1,070,000 | $ 107,000 | $ 80,000 |
| Lyon County Minnesota | 10 | $ 1,010,000 | $ 101,000 | $ 93,000 |
| Koochiching County Minnesota | 9 | $ 865,000 | $ 96,000 | $ 109,000 |
| Meeker County Minnesota | 9 | $ 925,000 | $ 102,000 | $ 83,000 |
| Stevens County Minnesota | 8 | $ 1,020,000 | $ 127,000 | $ 97,000 |
| Freeborn County Minnesota | 7 | $ 445,000 | $ 63,000 | $ 88,000 |
| McLeod County Minnesota | 7 | $ 735,000 | $ 105,000 | $ 83,000 |
| Wadena County Minnesota | 7 | $ 625,000 | $ 89,000 | $ 65,000 |
| Bayfield County Wisconsin | 7 | $ 695,000 | $ 99,000 | $ 122,000 |
| Big Stone County Minnesota | 6 | $ 210,000 | $ 35,000 | $ 59,000 |
| Roseau County Minnesota | 6 | $ 950,000 | $ 158,000 | $ 64,000 |
| Barron County Wisconsin | 6 | $ 1,360,000 | $ 226,000 | $ 107,000 |
| Buffalo County Wisconsin | 6 | $ 820,000 | $ 136,000 | $ 78,000 |
| La Crosse County Wisconsin | 6 | $ 620,000 | $ 103,000 | $ 73,000 |
| Trempealeau County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 67,000 |
| Brown County Minnesota | 5 | $ 325,000 | $ 65,000 | $ 46,000 |
| Lake of the Woods County Minnesota | 5 | $ 665,000 | $ 133,000 | $ 50,000 |
| Mahnomen County Minnesota | 5 | $ 255,000 | $ 51,000 | $ 48,000 |
| Pennington County Minnesota | 5 | $ 615,000 | $ 123,000 | $ 70,000 |
| Grand Forks County North Dakota | 5 | $ 905,000 | $ 181,000 | $ 118,000 |
| Richland County North Dakota | 5 | $ 335,000 | $ 67,000 | $ 116,000 |
| Williams County North Dakota | 5 | $ 895,000 | $ 179,000 | $ 96,000 |
| Ashland County Wisconsin | 5 | $ 545,000 | $ 109,000 | $ 143,000 |
| Chippewa County Minnesota | 4 | $ 220,000 | $ 55,000 | $ 60,000 |
| Marshall County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 79,000 |
| Swift County Minnesota | 4 | $ 200,000 | $ 50,000 | $ 80,000 |
| Dunn County Wisconsin | 4 | $ 280,000 | $ 70,000 | $ 68,000 |
| Portage County Wisconsin | 4 | $ 550,000 | $ 137,000 | $ 68,000 |
| Sawyer County Wisconsin | 4 | $ 270,000 | $ 67,000 | $ 162,000 |
| Cottonwood County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 75,000 |
| Houston County Minnesota | 3 | $ 365,000 | $ 121,000 | $ 50,000 |
| Jackson County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 122,000 |
| Traverse County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 239,000 |
| Dane County Wisconsin | 3 | $ 695,000 | $ 231,000 | $ 77,000 |
| Eau Claire County Wisconsin | 3 | $ 495,000 | $ 165,000 | $ 105,000 |
| Milwaukee County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 292,000 |
| Outagamie County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 108,000 |
| Lac qui Parle County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Nobles County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Norman County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Redwood County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Chippewa County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Columbia County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 118,000 |
| Marathon County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Oconto County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 144,000 |
| Pepin County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Vernon County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Washburn County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 24,000 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Cook County Illinois | 1 | $ 95,000 | $ 95,000 | $ 1,200,000 |
| Guthrie County Iowa | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Lincoln County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Murray County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Pipestone County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Renville County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Yellow Medicine County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Burleigh County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Mercer County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Pembina County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Renville County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Walsh County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Grant County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Jackson County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Juneau County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Lincoln County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Manitowoc County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Monroe County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Price County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Racine County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
| Rock County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Rusk County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Sauk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 172,000 |
| Waukesha County Wisconsin | 1 | $ 1,025,000 | $ 1,025,000 | $ 624,000 |
| Winnebago County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Affinity Plus in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,282 | $874,250,000 | $204,000 | $4,105,000 | $85,000 | $2,400,000 |
| Refinancing | 2,832 | $371,470,000 | $131,000 | $1,415,000 | $107,000 | $6,240,000 |
| Cash-out Refinancing | 2,766 | $339,170,000 | $122,000 | $2,305,000 | $111,000 | $5,940,000 |
| Home Improvement | 1,459 | $75,885,000 | $52,000 | $405,000 | $112,000 | $949,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $104,000 | $104,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,180 | $1,301,040,000 | $141,000 | $4,105,000 | $100,000 | $6,240,000 |
| Not Provided | 838 | $131,580,000 | $157,000 | $1,025,000 | $117,000 | $1,200,000 |
| Black or African American | 446 | $84,020,000 | $188,000 | $2,305,000 | $87,000 | $1,560,000 |
| Asian | 353 | $65,735,000 | $186,000 | $565,000 | $104,000 | $1,116,000 |
| Hispanic | 260 | $38,600,000 | $148,000 | $705,000 | $85,000 | $1,080,000 |
| American Indian or Alaskan Native | 144 | $19,370,000 | $134,000 | $705,000 | $79,000 | $660,000 |
| Not applicable | 52 | $10,050,000 | $193,000 | $1,405,000 | $49,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $375,000 | $75,000 | $145,000 | $118,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,340 | $1,660,800,000 | $146,000 | $4,105,000 | $100,000 | $6,240,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,872 | $575,610,000 | $118,000 | $775,000 | $104,000 | $949,000 |
| Application Withdrawn By Applicant | 3,421 | $571,445,000 | $167,000 | $4,105,000 | $115,000 | $6,240,000 |
| Application Denied By Financial Institution | 1,934 | $281,810,000 | $145,000 | $805,000 | $70,000 | $5,940,000 |
| File Closed For Incompleteness | 1,111 | $231,425,000 | $208,000 | $1,405,000 | $95,000 | $696,000 |
| Preapproval Approved but not Accepted | 1 | $155,000 | $155,000 | $155,000 | $80,000 | $80,000 |
| Preapproval Denied by Financial Institution | 1 | $355,000 | $355,000 | $355,000 | $141,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,405 | $1,378,635,000 | $146,000 | $4,105,000 | $107,000 | $6,240,000 |
| Credit History | 983 | $141,185,000 | $143,000 | $805,000 | $78,000 | $5,940,000 |
| Debt-To-Income Ratio | 626 | $90,190,000 | $144,000 | $605,000 | $55,000 | $1,687,000 |
| Collateral | 126 | $16,220,000 | $128,000 | $485,000 | $100,000 | $612,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 100 | $17,730,000 | $177,000 | $465,000 | $56,000 | $134,000 |
| Employment History | 85 | $14,125,000 | $166,000 | $615,000 | $54,000 | $288,000 |
| Other | 6 | $1,170,000 | $195,000 | $535,000 | $98,000 | $160,000 |
| Unverifiable Information | 6 | $970,000 | $161,000 | $355,000 | $106,000 | $228,000 |
| Mortgage Insurance Denied | 2 | $460,000 | $230,000 | $275,000 | $56,000 | $66,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $69,000 | $69,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Plus's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.