Sre Mortgage Alliance Inc. Mortgage Lending & HMDA Data, 2010

In 2010, Sre Mortgage Alliance Inc. of El Segundo, CA reported 4,502 mortgage applications totaling $1.6 billion, up 33% from 2009. The average application was for $360,560, and applicants reported an average income of $139,630. 63% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,776), Santa Ana-Anaheim-Irvine, CA (534) and Riverside-San Bernardino-Ontario, CA (373) (applications in parentheses).

Mortgage Company & Address Sre Mortgage Alliance Inc.
2245 Campus Drive
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 4,502
Total Mortgage Loan Application Amount $1,623,244,000
Average Mortgage Loan Application Amount $360,560
Highest Mortgage Loan Application Amount $1,893,000
Average Applicant Income $139,630
Highest Applicant Income $1,930,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sre Mortgage Alliance Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sre Mortgage Alliance Inc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,776 $ 745,428,000 $ 419,722 $ 162,000
Orange, California 534 $ 214,226,000 $ 401,172 $ 148,000
San Diego, California 269 $ 98,511,000 $ 366,211 $ 136,000
Santa Clara, California 214 $ 85,230,000 $ 398,271 $ 135,000
Sacramento, California 201 $ 41,979,000 $ 208,850 $ 93,000
Riverside, California 191 $ 45,710,000 $ 239,319 $ 112,000
San Bernardino, California 182 $ 46,181,000 $ 253,741 $ 110,000
Contra Costa, California 119 $ 39,049,000 $ 328,142 $ 117,000
Placer, California 81 $ 21,869,000 $ 269,987 $ 117,000
Butte, California 75 $ 12,808,000 $ 170,773 $ 89,000
Santa Fe, New Mexico 73 $ 18,581,000 $ 254,534 $ 99,000
Ventura, California 72 $ 26,285,000 $ 365,069 $ 144,000
Alameda, California 68 $ 24,853,000 $ 365,485 $ 129,000
Sutter, California 56 $ 8,940,000 $ 159,642 $ 56,000
San Mateo, California 43 $ 20,496,000 $ 476,651 $ 203,000
Santa Barbara, California 38 $ 15,924,000 $ 419,052 $ 172,000
El Dorado, California 35 $ 10,629,000 $ 303,685 $ 168,000
San Joaquin, California 29 $ 6,013,000 $ 207,344 $ 108,000
Shasta, California 27 $ 5,075,000 $ 187,962 $ 95,000
San Francisco, California 26 $ 14,528,000 $ 558,769 $ 160,000
Solano, California 22 $ 4,286,000 $ 194,818 $ 86,000
Marin, California 17 $ 7,445,000 $ 437,941 $ 132,000
Sonoma, California 17 $ 7,507,000 $ 441,588 $ 161,000
Yolo, California 16 $ 3,471,000 $ 216,937 $ 102,000
Santa Cruz, California 14 $ 5,794,000 $ 413,857 $ 201,000
San Luis Obispo, California 11 $ 4,434,000 $ 403,090 $ 243,000
Yuba, California 11 $ 1,935,000 $ 175,909 $ 76,000
Fresno, California 10 $ 2,430,000 $ 243,000 $ 131,000
Kern, California 10 $ 2,293,000 $ 229,300 $ 134,000
Stanislaus, California 9 $ 1,428,000 $ 158,666 $ 60,000
San Benito, California 8 $ 2,353,000 $ 294,125 $ 80,000
Glenn, California 6 $ 554,000 $ 92,333 $ 60,000
Nevada, California 6 $ 1,349,000 $ 224,833 $ 63,000
Mono, California 5 $ 2,018,000 $ 403,600 $ 355,000
Monterey, California 5 $ 1,792,000 $ 358,400 $ 78,000
Mendocino, California 4 $ 890,000 $ 222,500 $ 59,000
Merced, California 3 $ 438,000 $ 146,000 $ 82,000
Napa, California 3 $ 1,024,000 $ 341,333 $ 200,000
Tehama, California 3 $ 308,000 $ 102,666 $ 62,000
Bernalillo, New Mexico 3 $ 539,000 $ 179,666 $ 58,000
Humboldt, California 2 $ 409,000 $ 204,500 $ 91,000
Imperial, California 2 $ 185,000 $ 92,500 $ 36,000
Lake, California 2 $ 391,000 $ 195,500 $ 117,000
Tulare, California 2 $ 400,000 $ 200,000 $ 35,000
Los Alamos, New Mexico 2 $ 213,000 $ 106,500 $ 48,000
Amador, California 1 $ 525,000 $ 525,000 $ 141,000
Colusa, California 1 $ 105,000 $ 105,000 $ 123,000
Inyo, California 1 $ 225,000 $ 225,000 $ 86,000
Madera, California 1 $ 137,000 $ 137,000 $ 35,000
Modoc, California 1 $ 363,000 $ 363,000 $ 122,000
Tuolumne, California 1 $ 100,000 $ 100,000 $ 54,000
Rockdale, Georgia 1 $ 209,000 $ 209,000 $ 96,000
Washoe, Nevada 1 $ 590,000 $ 590,000 $ 194,000
Rio Arriba, New Mexico 1 $ 417,000 $ 417,000 $ 94,000
San Miguel, New Mexico 1 $ 358,000 $ 358,000 $ 112,000
Sierra, New Mexico 1 $ 96,000 $ 96,000 $ 38,000

Mortgage Loan Application Detail Totals for Sre Mortgage Alliance Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,566 $1,016,354,000 $396,000 $1,750,000 $159,000 $1,723,000
Home Purchase 1,855 $582,093,000 $313,000 $1,893,000 $114,000 $1,930,000
Home Improvement 81 $24,797,000 $306,000 $720,000 $113,000 $675,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,609 $966,511,000 $370,000 $1,625,000 $147,000 $1,930,000
Not Provided 789 $307,656,000 $389,000 $1,893,000 $156,000 $1,723,000
Hispanic 516 $153,169,000 $296,000 $1,375,000 $100,000 $440,000
Asian 453 $153,694,000 $339,000 $1,500,000 $126,000 $1,552,000
Black or African American 92 $29,034,000 $315,000 $1,410,000 $103,000 $473,000
Native Hawaiian or Other Pacific Islander 31 $8,761,000 $282,000 $722,000 $109,000 $283,000
American Indian or Alaskan Native 12 $4,419,000 $368,000 $604,000 $106,000 $200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,759 $1,414,072,000 $376,000 $1,893,000 $150,000 $1,930,000
FHA-insured (Federal Housing Administration) 743 $209,172,000 $281,000 $719,000 $89,000 $635,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,855 $1,017,186,000 $356,000 $1,893,000 $142,000 $1,930,000
Application Approved But Not Accepted 660 $235,962,000 $357,000 $1,340,000 $137,000 $1,422,000
Application Withdrawn By Applicant 508 $190,656,000 $375,000 $1,625,000 $146,000 $1,723,000
Application Denied By Financial Institution 269 $83,997,000 $312,000 $1,460,000 $109,000 $1,134,000
File Closed For Incompleteness 207 $94,739,000 $457,000 $1,750,000 $151,000 $1,552,000
Loan Purchased By The Institution 3 $704,000 $234,000 $404,000 $130,000 $192,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 31 $9,825,000 $316,000 $556,000 $89,000 $300,000
Other 16 $5,479,000 $342,000 $990,000 $128,000 $342,000
Collateral 8 $3,290,000 $411,000 $973,000 $217,000 $675,000
Credit History 7 $1,856,000 $265,000 $416,000 $69,000 $116,000
Employment History 5 $1,436,000 $287,000 $510,000 $67,000 $135,000
Unverifiable Information 3 $800,000 $266,000 $345,000 $65,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,291,000 $645,000 $1,200,000 $227,000 $425,000
Mortgage Insurance Denied 2 $450,000 $225,000 $297,000 $110,000 $182,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sre Mortgage Alliance Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sre Mortgage Alliance Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List