Alaska USA Mortgage Co., LLC Mortgage Lending & HMDA Data, 2016
In 2016, Alaska USA Mortgage Co., LLC of Anchorage, AK reported 6,320 mortgage applications totaling $1.6 billion, down 2% from 2015. The average application was for $248,698, and applicants reported an average income of $96,047. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Anchorage, AK (2,948), Seattle-Bellevue-Everett, WA (485) and Fairbanks, AK (475) (applications in parentheses).
| Mortgage Company & Address | Alaska USA Mortgage Co., LLC Po Box 196850 Anchorage, AK 99519 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 6,320 |
| Total Mortgage Loan Application Amount | $1,571,775,000 |
| Average Mortgage Loan Application Amount | $248,698 |
| Highest Mortgage Loan Application Amount | $1,988,000 |
| Average Applicant Income | $96,047 |
| Highest Applicant Income | $2,057,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alaska USA Mortgage Co., LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anchorage, Alaska | 2,074 | $ 572,843,000 | $ 276,202 | $ 109,000 |
| Matanuska-Susitna, Alaska | 874 | $ 208,750,000 | $ 238,844 | $ 91,000 |
| Kenai Peninsula, Alaska | 636 | $ 133,438,000 | $ 209,808 | $ 88,000 |
| Fairbanks North Star, Alaska | 475 | $ 95,092,000 | $ 200,193 | $ 82,000 |
| King, Washington | 337 | $ 96,113,000 | $ 285,201 | $ 101,000 |
| Island, Washington | 301 | $ 76,934,000 | $ 255,594 | $ 80,000 |
| Juneau, Alaska | 274 | $ 80,113,000 | $ 292,383 | $ 101,000 |
| Pierce, Washington | 236 | $ 50,603,000 | $ 214,419 | $ 89,000 |
| San Bernardino, California | 181 | $ 27,858,000 | $ 153,911 | $ 79,000 |
| Snohomish, Washington | 148 | $ 41,292,000 | $ 279,000 | $ 95,000 |
| Ketchikan Gateway, Alaska | 58 | $ 15,024,000 | $ 259,034 | $ 93,000 |
| Bethel, Alaska | 50 | $ 13,204,000 | $ 264,080 | $ 90,000 |
| Kodiak Island, Alaska | 49 | $ 13,253,000 | $ 270,469 | $ 107,000 |
| Skagit, Washington | 45 | $ 12,084,000 | $ 268,533 | $ 83,000 |
| Southeast Fairbanks, Alaska | 41 | $ 7,531,000 | $ 183,682 | $ 73,000 |
| Thurston, Washington | 36 | $ 7,617,000 | $ 211,583 | $ 98,000 |
| Valdez-Cordova, Alaska | 27 | $ 5,029,000 | $ 186,259 | $ 108,000 |
| Whatcom, Washington | 25 | $ 5,922,000 | $ 236,880 | $ 79,000 |
| Kitsap, Washington | 20 | $ 4,472,000 | $ 223,600 | $ 88,000 |
| Spokane, Washington | 19 | $ 3,328,000 | $ 175,157 | $ 84,000 |
| Clark, Washington | 16 | $ 3,130,000 | $ 195,625 | $ 84,000 |
| Clallam, Washington | 15 | $ 3,158,000 | $ 210,533 | $ 99,000 |
| Sitka, Alaska | 14 | $ 4,440,000 | $ 317,142 | $ 103,000 |
| Aleutians West, Alaska | 12 | $ 2,664,000 | $ 222,000 | $ 108,000 |
| Northwest Arctic, Alaska | 12 | $ 2,498,000 | $ 208,166 | $ 86,000 |
| Nome, Alaska | 11 | $ 2,549,000 | $ 231,727 | $ 105,000 |
| Yakima, Washington | 11 | $ 2,200,000 | $ 200,000 | $ 70,000 |
| Denali, Alaska | 10 | $ 1,743,000 | $ 174,300 | $ 84,000 |
| Lewis, Washington | 8 | $ 1,678,000 | $ 209,750 | $ 117,000 |
| Dillingham, Alaska | 7 | $ 1,695,000 | $ 242,142 | $ 90,000 |
| Haines, Alaska | 7 | $ 1,837,000 | $ 262,428 | $ 124,000 |
| Los Angeles, California | 7 | $ 2,439,000 | $ 348,428 | $ 91,000 |
| Riverside, California | 7 | $ 1,945,000 | $ 277,857 | $ 129,000 |
| Grays Harbor, Washington | 7 | $ 1,428,000 | $ 204,000 | $ 101,000 |
| Mason, Washington | 6 | $ 1,509,000 | $ 251,500 | $ 108,000 |
| Stevens, Washington | 6 | $ 845,000 | $ 140,833 | $ 93,000 |
| North Slope, Alaska | 5 | $ 683,000 | $ 136,600 | $ 83,000 |
| Maricopa, Arizona | 5 | $ 1,980,000 | $ 396,000 | $ 136,000 |
| San Juan, Washington | 5 | $ 1,053,000 | $ 210,600 | $ 113,000 |
| Yukon-Koyukuk, Alaska | 4 | $ 730,000 | $ 182,500 | $ 70,000 |
| Orange, California | 4 | $ 2,126,000 | $ 531,500 | $ 149,000 |
| Chelan, Washington | 4 | $ 929,000 | $ 232,250 | $ 107,000 |
| Cowlitz, Washington | 4 | $ 1,003,000 | $ 250,750 | $ 72,000 |
| Jefferson, Washington | 4 | $ 1,317,000 | $ 329,250 | $ 139,000 |
| Bristol Bay, Alaska | 3 | $ 679,000 | $ 226,333 | $ 93,000 |
| Benton, Washington | 3 | $ 443,000 | $ 147,666 | $ 51,000 |
| Ferry, Washington | 3 | $ 305,000 | $ 101,666 | $ 51,000 |
| Grant, Washington | 3 | $ 367,000 | $ 122,333 | $ 62,000 |
| Fresno, California | 2 | $ 211,000 | $ 105,500 | $ 110,000 |
| Kern, California | 2 | $ 394,000 | $ 197,000 | $ 117,000 |
| San Diego, California | 2 | $ 512,000 | $ 256,000 | $ 88,000 |
| Kittitas, Washington | 2 | $ 298,000 | $ 149,000 | $ 53,000 |
| Pacific, Washington | 2 | $ 235,000 | $ 117,500 | $ 130,000 |
| Aleutians East, Alaska | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Nevada, California | 1 | $ 457,000 | $ 457,000 | $ 223,000 |
| San Francisco, California | 1 | $ 282,000 | $ 282,000 | $ 130,000 |
| San Luis Obispo, California | 1 | $ 300,000 | $ 300,000 | $ 58,000 |
| Santa Clara, California | 1 | $ 600,000 | $ 600,000 | $ 99,000 |
| Sonoma, California | 1 | $ 213,000 | $ 213,000 | $ 77,000 |
| Adams, Washington | 1 | $ 174,000 | $ 174,000 | $ 180,000 |
| Columbia, Washington | 1 | $ 229,000 | $ 229,000 | $ 81,000 |
| Douglas, Washington | 1 | $ 483,000 | $ 483,000 | $ 292,000 |
| Klickitat, Washington | 1 | $ 289,000 | $ 289,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Alaska USA Mortgage Co., LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,605 | $947,309,000 | $262,000 | $1,988,000 | $95,000 | $2,057,000 |
| Refinancing | 2,497 | $574,641,000 | $230,000 | $1,221,000 | $98,000 | $1,325,000 |
| Home Improvement | 218 | $49,825,000 | $228,000 | $1,500,000 | $91,000 | $297,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,251 | $1,051,328,000 | $247,000 | $1,988,000 | $98,000 | $2,057,000 |
| Not Provided | 729 | $175,307,000 | $240,000 | $815,000 | $98,000 | $645,000 |
| American Indian or Alaskan Native | 535 | $133,738,000 | $249,000 | $1,221,000 | $93,000 | $470,000 |
| Asian | 318 | $87,323,000 | $274,000 | $825,000 | $91,000 | $1,080,000 |
| Hispanic | 258 | $60,071,000 | $232,000 | $723,000 | $81,000 | $620,000 |
| Black or African American | 148 | $36,804,000 | $248,000 | $626,000 | $94,000 | $937,000 |
| Native Hawaiin or Other Pacific Islander | 60 | $16,890,000 | $281,000 | $1,286,000 | $79,000 | $270,000 |
| Not applicable | 21 | $10,314,000 | $491,000 | $1,596,000 | $6,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,930 | $943,030,000 | $239,000 | $1,988,000 | $105,000 | $2,057,000 |
| VA-guaranteed (Veterans Administration) | 1,088 | $304,405,000 | $279,000 | $765,000 | $85,000 | $743,000 |
| FHA-insured (Federal Housing Administration) | 1,058 | $270,864,000 | $256,000 | $723,000 | $81,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 244 | $53,476,000 | $219,000 | $458,000 | $68,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,475 | $1,127,569,000 | $251,000 | $1,988,000 | $95,000 | $2,057,000 |
| Application Withdrawn By Applicant | 1,110 | $268,803,000 | $242,000 | $1,068,000 | $103,000 | $1,325,000 |
| Application Approved But Not Accepted | 394 | $96,345,000 | $244,000 | $723,000 | $96,000 | $645,000 |
| Application Denied By Financial Institution | 233 | $52,560,000 | $225,000 | $696,000 | $81,000 | $296,000 |
| Preapproval Approved but not Accepted | 78 | $19,146,000 | $245,000 | $530,000 | $75,000 | $249,000 |
| Preapproval Denied by Financial Institution | 30 | $7,352,000 | $245,000 | $420,000 | $69,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 94 | $22,068,000 | $234,000 | $490,000 | $90,000 | $230,000 |
| Debt-To-Income Ratio | 80 | $17,183,000 | $214,000 | $473,000 | $57,000 | $197,000 |
| Collateral | 41 | $8,491,000 | $207,000 | $553,000 | $87,000 | $296,000 |
| Credit Application Incomplete | 18 | $3,898,000 | $216,000 | $420,000 | $102,000 | $199,000 |
| Employment History | 11 | $2,795,000 | $254,000 | $506,000 | $73,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,102,000 | $233,000 | $484,000 | $84,000 | $150,000 |
| Other | 6 | $2,041,000 | $340,000 | $696,000 | $121,000 | $193,000 |
| Unverifiable Information | 4 | $1,334,000 | $333,000 | $518,000 | $82,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alaska USA Mortgage Co., LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alaska USA Mortgage Co., LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alaska, download the full spreadsheet
with aggregated HMDA statistics today.
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