Alliance Credit, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Alliance Credit, LLC of Canfield, OH reported 733 mortgage applications totaling $50.8 million, up 22% from 2018. The average application was for $69,324, and applicants reported an average income of $54,017. 14% of its applications resulted in an originated loan and 71% were denied. Its largest markets were Harrisburg-Carlisle, PA (35), Pittsburgh, PA (35) and Montgomery County-Bucks County-Chester County, PA (30) (applications in parentheses).

Mortgage Company & Address Alliance Credit, LLC
7825 W. Akron-Canfield Rd
Canfield, OH 44406
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 733
Total Mortgage Loan Application Amount $50,815,000
Average Mortgage Loan Application Amount $69,324
Highest Mortgage Loan Application Amount $195,000
Average Applicant Income $54,017
Highest Applicant Income $300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliance Credit, LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Laurel, Kentucky 23 $ 1,605,000 $ 69,782 $ 38,000
Bucks, Pennsylvania 22 $ 1,580,000 $ 71,818 $ 69,000
Erie, Pennsylvania 22 $ 1,120,000 $ 50,909 $ 42,000
York, Pennsylvania 21 $ 1,015,000 $ 48,333 $ 58,000
Lawrence, Pennsylvania 19 $ 755,000 $ 39,736 $ 47,000
Dauphin, Pennsylvania 18 $ 960,000 $ 53,333 $ 40,000
Muhlenberg, Kentucky 17 $ 1,225,000 $ 72,058 $ 42,000
Whitley, Kentucky 17 $ 1,275,000 $ 75,000 $ 35,000
Adams, Pennsylvania 15 $ 845,000 $ 56,333 $ 39,000
Lancaster, Pennsylvania 14 $ 670,000 $ 47,857 $ 47,000
Pulaski, Kentucky 13 $ 1,055,000 $ 81,153 $ 79,000
Cumberland, Pennsylvania 13 $ 965,000 $ 74,230 $ 80,000
Stark, Ohio 12 $ 880,000 $ 73,333 $ 53,000
Ohio, Kentucky 11 $ 825,000 $ 75,000 $ 53,000
Adair, Kentucky 10 $ 630,000 $ 63,000 $ 47,000
Knott, Kentucky 10 $ 820,000 $ 82,000 $ 55,000
Knox, Kentucky 10 $ 760,000 $ 76,000 $ 66,000
Bedford, Pennsylvania 10 $ 630,000 $ 63,000 $ 67,000
Clay, Kentucky 9 $ 575,000 $ 63,888 $ 31,000
Beaver, Pennsylvania 9 $ 575,000 $ 63,888 $ 51,000
Clinton, Kentucky 8 $ 520,000 $ 65,000 $ 52,000
Daviess, Kentucky 8 $ 660,000 $ 82,500 $ 65,000
Perry, Kentucky 8 $ 510,000 $ 63,750 $ 48,000
Columbiana, Ohio 8 $ 570,000 $ 71,250 $ 43,000
Scioto, Ohio 8 $ 510,000 $ 63,750 $ 49,000
Chester, Pennsylvania 8 $ 520,000 $ 65,000 $ 49,000
Westmoreland, Pennsylvania 8 $ 490,000 $ 61,250 $ 55,000
Grayson, Kentucky 7 $ 805,000 $ 115,000 $ 73,000
Logan, Kentucky 7 $ 835,000 $ 119,285 $ 60,000
Pike, Kentucky 7 $ 525,000 $ 75,000 $ 37,000
Russell, Kentucky 7 $ 395,000 $ 56,428 $ 55,000
Washington, Pennsylvania 7 $ 435,000 $ 62,142 $ 60,000
Floyd, Kentucky 6 $ 550,000 $ 91,666 $ 60,000
Hopkins, Kentucky 6 $ 510,000 $ 85,000 $ 43,000
Madison, Kentucky 6 $ 530,000 $ 88,333 $ 57,000
McCreary, Kentucky 6 $ 340,000 $ 56,666 $ 48,000
Guernsey, Ohio 6 $ 340,000 $ 56,666 $ 45,000
Ross, Ohio 6 $ 400,000 $ 66,666 $ 52,000
Butler, Pennsylvania 6 $ 350,000 $ 58,333 $ 28,000
Carter, Kentucky 5 $ 235,000 $ 47,000 $ 69,000
Fleming, Kentucky 5 $ 445,000 $ 89,000 $ 47,000
Hart, Kentucky 5 $ 405,000 $ 81,000 $ 57,000
Wayne, Kentucky 5 $ 275,000 $ 55,000 $ 45,000
Centre, Pennsylvania 5 $ 345,000 $ 69,000 $ 49,000
Clarion, Pennsylvania 5 $ 405,000 $ 81,000 $ 62,000
Snyder, Pennsylvania 5 $ 215,000 $ 43,000 $ 73,000
Breathitt, Kentucky 4 $ 260,000 $ 65,000 $ 53,000
Breckinridge, Kentucky 4 $ 470,000 $ 117,500 $ 64,000
Butler, Kentucky 4 $ 220,000 $ 55,000 $ 55,000
Christian, Kentucky 4 $ 490,000 $ 122,500 $ 55,000
Hancock, Kentucky 4 $ 430,000 $ 107,500 $ 69,000
Henderson, Kentucky 4 $ 200,000 $ 50,000 $ 46,000
Jackson, Kentucky 4 $ 270,000 $ 67,500 $ 47,000
Johnson, Kentucky 4 $ 280,000 $ 70,000 $ 57,000
Letcher, Kentucky 4 $ 280,000 $ 70,000 $ 55,000
Lincoln, Kentucky 4 $ 320,000 $ 80,000 $ 80,000
Magoffin, Kentucky 4 $ 220,000 $ 55,000 $ 53,000
McLean, Kentucky 4 $ 470,000 $ 117,500 $ 62,000
Montgomery, Kentucky 4 $ 320,000 $ 80,000 $ 56,000
Franklin, Ohio 4 $ 190,000 $ 47,500 $ 46,000
Franklin, Pennsylvania 4 $ 200,000 $ 50,000 $ 55,000
Huntingdon, Pennsylvania 4 $ 290,000 $ 72,500 $ 79,000
Jefferson, Pennsylvania 4 $ 250,000 $ 62,500 $ 66,000
Perry, Pennsylvania 4 $ 280,000 $ 70,000 $ 41,000
Somerset, Pennsylvania 4 $ 350,000 $ 87,500 $ 86,000
Venango, Pennsylvania 4 $ 290,000 $ 72,500 $ 55,000
Boyle, Kentucky 3 $ 185,000 $ 61,666 $ 22,000
Casey, Kentucky 3 $ 185,000 $ 61,666 $ 30,000
Clark, Kentucky 3 $ 345,000 $ 115,000 $ 98,000
Estill, Kentucky 3 $ 285,000 $ 95,000 $ 92,000
Garrard, Kentucky 3 $ 205,000 $ 68,333 $ 44,000
Jefferson, Kentucky 3 $ 165,000 $ 55,000 $ 32,000
Morgan, Kentucky 3 $ 155,000 $ 51,666 $ 64,000
Rockcastle, Kentucky 3 $ 145,000 $ 48,333 $ 56,000
Taylor, Kentucky 3 $ 225,000 $ 75,000 $ 57,000
Todd, Kentucky 3 $ 335,000 $ 111,666 $ 38,000
Union, Kentucky 3 $ 205,000 $ 68,333 $ 56,000
Webster, Kentucky 3 $ 235,000 $ 78,333 $ 65,000
Pike, Ohio 3 $ 205,000 $ 68,333 $ 79,000
Wayne, Ohio 3 $ 235,000 $ 78,333 $ 46,000
Armstrong, Pennsylvania 3 $ 285,000 $ 95,000 $ 72,000
Blair, Pennsylvania 3 $ 165,000 $ 55,000 $ 58,000
Clearfield, Pennsylvania 3 $ 245,000 $ 81,666 $ 30,000
Crawford, Pennsylvania 3 $ 225,000 $ 75,000 $ 69,000
Indiana, Pennsylvania 3 $ 125,000 $ 41,666 $ 38,000
Mifflin, Pennsylvania 3 $ 195,000 $ 65,000 $ 38,000
Warren, Pennsylvania 3 $ 315,000 $ 105,000 $ 43,000
Bullitt, Kentucky 2 $ 200,000 $ 100,000 $ 43,000
Campbell, Kentucky 2 $ 190,000 $ 95,000 $ 46,000
Grant, Kentucky 2 $ 220,000 $ 110,000 $ 90,000
Graves, Kentucky 2 $ 170,000 $ 85,000 $ 60,000
Jessamine, Kentucky 2 $ 60,000 $ 30,000 $ 20,000
Kenton, Kentucky 2 $ 270,000 $ 135,000 $ 39,000
Lawrence, Kentucky 2 $ 150,000 $ 75,000 $ 61,000
Leslie, Kentucky 2 $ 130,000 $ 65,000 $ 26,000
Marion, Kentucky 2 $ 120,000 $ 60,000 $ 49,000
Mason, Kentucky 2 $ 100,000 $ 50,000 $ 48,000
McCracken, Kentucky 2 $ 210,000 $ 105,000 $ 68,000
Robertson, Kentucky 2 $ 110,000 $ 55,000 $ 26,000
Rowan, Kentucky 2 $ 160,000 $ 80,000 $ 138,000
Warren, Kentucky 2 $ 90,000 $ 45,000 $ 43,000
Adams, Ohio 2 $ 180,000 $ 90,000 $ 36,000
Belmont, Ohio 2 $ 150,000 $ 75,000 $ 58,000
Coshocton, Ohio 2 $ 90,000 $ 45,000 $ 42,000
Geauga, Ohio 2 $ 100,000 $ 50,000 $ 58,000
Jackson, Ohio 2 $ 110,000 $ 55,000 $ 119,000
Lake, Ohio 2 $ 60,000 $ 30,000 $ 34,000
Lawrence, Ohio 2 $ 150,000 $ 75,000 $ 76,000
Lorain, Ohio 2 $ 70,000 $ 35,000 $ 34,000
Trumbull, Ohio 2 $ 70,000 $ 35,000 $ 46,000
Tuscarawas, Ohio 2 $ 120,000 $ 60,000 $ 58,000
Vinton, Ohio 2 $ 140,000 $ 70,000 $ 39,000
Clinton, Pennsylvania 2 $ 180,000 $ 90,000 $ 58,000
Mercer, Pennsylvania 2 $ 130,000 $ 65,000 $ 45,000
Allen, Kentucky 1 $ 125,000 $ 125,000 $ 85,000
Barren, Kentucky 1 $ 75,000 $ 75,000 $ 58,000
Bell, Kentucky 1 $ 85,000 $ 85,000 $ 57,000
Boone, Kentucky 1 $ 35,000 $ 35,000 $ 96,000
Boyd, Kentucky 1 $ 95,000 $ 95,000 $ 96,000
Bracken, Kentucky 1 $ 145,000 $ 145,000 $ 110,000
Caldwell, Kentucky 1 $ 105,000 $ 105,000 $ 82,000
Carroll, Kentucky 1 $ 135,000 $ 135,000 $ 89,000
Cumberland, Kentucky 1 $ 75,000 $ 75,000 $ 48,000
Edmonson, Kentucky 1 $ 85,000 $ 85,000 $ 139,000
Elliott, Kentucky 1 $ 85,000 $ 85,000 $ 94,000
Fayette, Kentucky 1 $ 35,000 $ 35,000 $ 97,000
Franklin, Kentucky 1 $ 95,000 $ 95,000 $ 41,000
Greenup, Kentucky 1 $ 25,000 $ 25,000 $ 22,000
Hardin, Kentucky 1 $ 75,000 $ 75,000 $ 42,000
Harrison, Kentucky 1 $ 95,000 $ 95,000 $ 56,000
Henry, Kentucky 1 $ 65,000 $ 65,000 $ 64,000
Larue, Kentucky 1 $ 75,000 $ 75,000 $ 76,000
Lee, Kentucky 1 $ 135,000 $ 135,000 $ 39,000
Lewis, Kentucky 1 $ 85,000 $ 85,000 $ 32,000
Livingston, Kentucky 1 $ 75,000 $ 75,000 $ 76,000
Lyon, Kentucky 1 $ 45,000 $ 45,000 $ 60,000
Marshall, Kentucky 1 $ 45,000 $ 45,000 $ 44,000
Martin, Kentucky 1 $ 25,000 $ 25,000 $ 27,000
Mercer, Kentucky 1 $ 75,000 $ 75,000 $ 44,000
Nelson, Kentucky 1 $ 25,000 $ 25,000 $ 40,000
Oldham, Kentucky 1 $ 85,000 $ 85,000 $ 42,000
Owen, Kentucky 1 $ 85,000 $ 85,000 $ 59,000
Owsley, Kentucky 1 $ 55,000 $ 55,000 $ 58,000
Pendleton, Kentucky 1 $ 65,000 $ 65,000 $ 82,000
Scott, Kentucky 1 $ 135,000 $ 135,000 $ 72,000
Washington, Kentucky 1 $ 75,000 $ 75,000 $ 58,000
Wolfe, Kentucky 1 $ 95,000 $ 95,000 $ 48,000
Woodford, Kentucky 1 $ 75,000 $ 75,000 $ 122,000
Brown, Ohio 1 $ 45,000 $ 45,000 $ 86,000
Carroll, Ohio 1 $ 55,000 $ 55,000 $ 42,000
Clermont, Ohio 1 $ 75,000 $ 75,000 $ 53,000
Fairfield, Ohio 1 $ 45,000 $ 45,000 $ 58,000
Gallia, Ohio 1 $ 45,000 $ 45,000 $ 16,000
Harrison, Ohio 1 $ 85,000 $ 85,000 $ 90,000
Holmes, Ohio 1 $ 65,000 $ 65,000 $ 24,000
Jefferson, Ohio 1 $ 85,000 $ 85,000 $ 136,000
Mahoning, Ohio 1 $ 95,000 $ 95,000 $ 45,000
Medina, Ohio 1 $ 45,000 $ 45,000 $ 35,000
Morgan, Ohio 1 $ 75,000 $ 75,000 $ 12,000
Muskingum, Ohio 1 $ 55,000 $ 55,000 $ 30,000
Noble, Ohio 1 $ 115,000 $ 115,000 $ 84,000
Ottawa, Ohio 1 $ 45,000 $ 45,000 $ 76,000
Perry, Ohio 1 $ 75,000 $ 75,000 $ 61,000
Sandusky, Ohio 1 $ 45,000 $ 45,000 $ 63,000
Summit, Ohio 1 $ 45,000 $ 45,000 $ 89,000
Washington, Ohio 1 $ 75,000 $ 75,000 $ 46,000
Wyandot, Ohio 1 $ 45,000 $ 45,000 $ 18,000
Allegheny, Pennsylvania 1 $ 45,000 $ 45,000 $ 101,000
Cambria, Pennsylvania 1 $ 55,000 $ 55,000 $ 66,000
Fayette, Pennsylvania 1 $ 55,000 $ 55,000 $ 40,000
Forest, Pennsylvania 1 $ 105,000 $ 105,000 $ 29,000
Greene, Pennsylvania 1 $ 35,000 $ 35,000 $ 54,000
Juniata, Pennsylvania 1 $ 85,000 $ 85,000 $ 71,000
Lebanon, Pennsylvania 1 $ 55,000 $ 55,000 $ 120,000
Lehigh, Pennsylvania 1 $ 85,000 $ 85,000 $ 67,000
McKean, Pennsylvania 1 $ 55,000 $ 55,000 $ 34,000
Potter, Pennsylvania 1 $ 75,000 $ 75,000 $ 80,000
Davidson, Tennessee 1 $ 25,000 $ 25,000 $ 66,000
Franklin, Tennessee 1 $ 65,000 $ 65,000 $ 75,000
Grainger, Tennessee 1 $ 125,000 $ 125,000 $ 46,000
Hawkins, Tennessee 1 $ 35,000 $ 35,000 $ 47,000
Lewis, Tennessee 1 $ 145,000 $ 145,000 $ 34,000
Marion, Tennessee 1 $ 85,000 $ 85,000 $ 39,000
Marshall, Tennessee 1 $ 155,000 $ 155,000 $ 58,000
Maury, Tennessee 1 $ 85,000 $ 85,000 $ 32,000
Charlottesville, Virginia 1 $ 45,000 $ 45,000 $ 47,000
Clay, West Virginia 1 $ 135,000 $ 135,000 $ 72,000

Mortgage Loan Application Detail Totals for Alliance Credit, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 732 $50,770,000 $69,000 $195,000 $54,000 $300,000
Refinancing 1 $45,000 $45,000 $45,000 $67,000 $67,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 710 $49,460,000 $69,000 $195,000 $54,000 $300,000
Hispanic 13 $685,000 $52,000 $135,000 $38,000 $72,000
Black or African American 5 $395,000 $79,000 $125,000 $72,000 $101,000
Asian 4 $240,000 $60,000 $105,000 $48,000 $73,000
Not Provided 1 $35,000 $35,000 $35,000 $37,000 $37,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 733 $50,815,000 $69,000 $195,000 $54,000 $300,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 518 $36,450,000 $70,000 $195,000 $51,000 $282,000
Application Approved But Not Accepted 111 $7,535,000 $67,000 $175,000 $59,000 $148,000
Loan Originated 104 $6,830,000 $65,000 $175,000 $62,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 293 $20,115,000 $68,000 $185,000 $52,000 $282,000
Not applicable 215 $14,365,000 $66,000 $175,000 $60,000 $300,000
Debt-To-Income Ratio 95 $6,785,000 $71,000 $165,000 $45,000 $276,000
Employment History 82 $5,720,000 $69,000 $145,000 $45,000 $117,000
Credit Application Incomplete 32 $2,220,000 $69,000 $165,000 $57,000 $145,000
Other 9 $735,000 $81,000 $195,000 $74,000 $150,000
Collateral 6 $760,000 $126,000 $145,000 $90,000 $184,000
Unverifiable Information 1 $115,000 $115,000 $115,000 $84,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Credit, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliance Credit, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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