Alliant Credit Union Mortgage Lending & HMDA Data, 2014

In 2014, Alliant Credit Union of Chicago, IL reported 2,228 mortgage applications totaling $1.0 billion, down 26% from 2013. The average application was for $469,462, and applicants reported an average income of $181,277. 84% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (679), Denver-Aurora-Lakewood, CO (117) and Los Angeles-Long Beach-Glendale, CA (85) (applications in parentheses).

Mortgage Company & Address Alliant Credit Union
11545 W Touhy
Chicago, IL 60666
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 2,228
Total Mortgage Loan Application Amount $1,045,963,000
Average Mortgage Loan Application Amount $469,462
Highest Mortgage Loan Application Amount $20,000,000
Average Applicant Income $181,277
Highest Applicant Income $1,943,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliant Credit Union by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 558 $ 272,226,000 $ 487,860 $ 198,000
Los Angeles, California 85 $ 48,983,000 $ 576,270 $ 176,000
DuPage, Illinois 78 $ 36,402,000 $ 466,692 $ 196,000
Lake, Illinois 74 $ 41,546,000 $ 561,432 $ 235,000
Santa Clara, California 55 $ 39,291,000 $ 714,381 $ 178,000
Maricopa, Arizona 51 $ 17,650,000 $ 346,078 $ 189,000
San Diego, California 51 $ 27,355,000 $ 536,372 $ 164,000
Middlesex, Massachusetts 43 $ 22,549,000 $ 524,395 $ 169,000
Orange, California 39 $ 27,991,000 $ 717,717 $ 260,000
San Mateo, California 39 $ 23,479,000 $ 602,025 $ 163,000
Suffolk, Massachusetts 34 $ 18,906,000 $ 556,058 $ 224,000
Kane, Illinois 33 $ 10,956,000 $ 332,000 $ 149,000
Contra Costa, California 30 $ 15,198,000 $ 506,600 $ 158,000
Arapahoe, Colorado 26 $ 7,658,000 $ 294,538 $ 133,000
King, Washington 25 $ 9,704,000 $ 388,160 $ 155,000
Alameda, California 24 $ 14,140,000 $ 589,166 $ 195,000
Denver, Colorado 24 $ 10,891,000 $ 453,791 $ 214,000
Will, Illinois 24 $ 8,230,000 $ 342,916 $ 138,000
Jefferson, Colorado 23 $ 7,061,000 $ 307,000 $ 115,000
Harris, Texas 22 $ 7,550,000 $ 343,181 $ 147,000
San Francisco, California 20 $ 11,624,000 $ 581,200 $ 183,000
Douglas, Colorado 20 $ 8,421,000 $ 421,050 $ 167,000
Hudson, New Jersey 19 $ 10,556,000 $ 555,578 $ 198,000
McHenry, Illinois 17 $ 3,940,000 $ 231,764 $ 133,000
Essex, Massachusetts 17 $ 9,546,000 $ 561,529 $ 203,000
Norfolk, Massachusetts 16 $ 9,742,000 $ 608,875 $ 179,000
Mecklenburg, North Carolina 14 $ 4,964,000 $ 354,571 $ 145,000
Ventura, California 12 $ 6,626,000 $ 552,166 $ 145,000
Adams, Colorado 12 $ 2,505,000 $ 208,750 $ 111,000
Kings, New York 12 $ 26,152,000 $ 2,179,333 $ 151,000
Fairfax, Virginia 12 $ 5,938,000 $ 494,833 $ 155,000
Boulder, Colorado 11 $ 4,638,000 $ 421,636 $ 176,000
Worcester, Massachusetts 11 $ 4,656,000 $ 423,272 $ 164,000
Riverside, California 10 $ 4,255,000 $ 425,500 $ 128,000
Miami-Dade, Florida 10 $ 2,701,000 $ 270,100 $ 122,000
Clark, Nevada 10 $ 2,041,000 $ 204,100 $ 196,000
Loudoun, Virginia 10 $ 4,081,000 $ 408,100 $ 143,000
San Bernardino, California 9 $ 3,335,000 $ 370,555 $ 174,000
Larimer, Colorado 9 $ 3,300,000 $ 366,666 $ 141,000
Palm Beach, Florida 9 $ 2,234,000 $ 248,222 $ 147,000
Fulton, Georgia 9 $ 2,783,000 $ 309,222 $ 110,000
Solano, California 8 $ 2,464,000 $ 308,000 $ 143,000
New York, New York 8 $ 5,653,000 $ 706,625 $ 271,000
Travis, Texas 8 $ 3,170,000 $ 396,250 $ 314,000
Marin, California 7 $ 5,026,000 $ 718,000 $ 188,000
Monterey, California 7 $ 3,702,000 $ 528,857 $ 180,000
Fairfield, Connecticut 7 $ 2,779,000 $ 397,000 $ 152,000
Broward, Florida 7 $ 980,000 $ 140,000 $ 135,000
Hennepin, Minnesota 7 $ 2,187,000 $ 312,428 $ 136,000
Westchester, New York 7 $ 4,217,000 $ 602,428 $ 214,000
Montgomery, Texas 7 $ 2,029,000 $ 289,857 $ 184,000
Sacramento, California 6 $ 2,509,000 $ 418,166 $ 132,000
Sonoma, California 6 $ 2,305,000 $ 384,166 $ 163,000
Honolulu, Hawaii 6 $ 1,868,000 $ 311,333 $ 133,000
Nassau, New York 6 $ 3,982,000 $ 663,666 $ 181,000
Fort Bend, Texas 6 $ 3,000,000 $ 500,000 $ 305,000
Placer, California 5 $ 2,220,000 $ 444,000 $ 169,000
Santa Barbara, California 5 $ 4,437,000 $ 887,400 $ 189,000
El Paso, Colorado 5 $ 1,807,000 $ 361,400 $ 199,000
Elbert, Colorado 5 $ 2,192,000 $ 438,400 $ 152,000
DeKalb, Georgia 5 $ 2,591,000 $ 518,200 $ 194,000
Maui, Hawaii 5 $ 2,257,000 $ 451,400 $ 124,000
Porter, Indiana 5 $ 1,731,000 $ 346,200 $ 163,000
Plymouth, Massachusetts 5 $ 2,907,000 $ 581,400 $ 310,000
Jackson, Missouri 5 $ 1,710,000 $ 342,000 $ 171,000
Bergen, New Jersey 5 $ 3,413,000 $ 682,600 $ 245,000
Essex, New Jersey 5 $ 1,909,000 $ 381,800 $ 192,000
Somerset, New Jersey 5 $ 1,816,000 $ 363,200 $ 166,000
Wake, North Carolina 5 $ 1,885,000 $ 377,000 $ 135,000
Dallas, Texas 5 $ 2,832,000 $ 566,400 $ 410,000
Tarrant, Texas 5 $ 1,614,000 $ 322,800 $ 151,000
Summit, Utah 5 $ 3,509,000 $ 701,800 $ 415,000
Prince William, Virginia 5 $ 2,071,000 $ 414,200 $ 166,000
Clark, Washington 5 $ 2,774,000 $ 554,800 $ 199,000
Milwaukee, Wisconsin 5 $ 2,225,000 $ 445,000 $ 277,000
El Dorado, California 4 $ 2,160,000 $ 540,000 $ 302,000
Broomfield, Colorado 4 $ 956,000 $ 239,000 $ 122,000
Collier, Florida 4 $ 918,000 $ 229,500 $ 246,000
Cobb, Georgia 4 $ 1,692,000 $ 423,000 $ 182,000
Montgomery, Maryland 4 $ 1,155,000 $ 288,750 $ 98,000
St. Louis, Missouri 4 $ 1,941,000 $ 485,250 $ 188,000
Mercer, New Jersey 4 $ 2,288,000 $ 572,000 $ 246,000
Monmouth, New Jersey 4 $ 1,274,000 $ 318,500 $ 135,000
Morris, New Jersey 4 $ 2,398,000 $ 599,500 $ 253,000
Multnomah, Oregon 4 $ 1,747,000 $ 436,750 $ 184,000
Bucks, Pennsylvania 4 $ 1,799,000 $ 449,750 $ 207,000
Chester, Pennsylvania 4 $ 2,850,000 $ 712,500 $ 198,000
Charleston, South Carolina 4 $ 2,537,000 $ 634,250 $ 214,000
Williamson, Tennessee 4 $ 2,640,000 $ 660,000 $ 213,000
Pierce, Washington 4 $ 890,000 $ 222,500 $ 136,000
Jefferson, West Virginia 4 $ 734,000 $ 183,500 $ 102,000
Waukesha, Wisconsin 4 $ 2,044,000 $ 511,000 $ 226,000
Pima, Arizona 3 $ 1,082,000 $ 360,666 $ 120,000
Napa, California 3 $ 1,529,000 $ 509,666 $ 126,000
Park, Colorado 3 $ 611,000 $ 203,666 $ 147,000
Weld, Colorado 3 $ 1,455,000 $ 485,000 $ 242,000
Lake, Indiana 3 $ 896,000 $ 298,666 $ 162,000
Johnson, Kansas 3 $ 1,172,000 $ 390,666 $ 172,000
Union, New Jersey 3 $ 64,000 $ 21,333 $ 51,000
Deschutes, Oregon 3 $ 734,000 $ 244,666 $ 56,000
Florence, South Carolina 3 $ 565,000 $ 188,333 $ 109,000
Collin, Texas 3 $ 1,483,000 $ 494,333 $ 233,000
Utah, Utah 3 $ 1,857,000 $ 619,000 $ 195,000
Frederick, Virginia 3 $ 918,000 $ 306,000 $ 184,000
Kitsap, Washington 3 $ 1,262,000 $ 420,666 $ 140,000
Snohomish, Washington 3 $ 1,579,000 $ 526,333 $ 158,000
Brown, Wisconsin 3 $ 331,000 $ 110,333 $ 119,000
Dane, Wisconsin 3 $ 1,139,000 $ 379,666 $ 211,000
Teton, Wyoming 3 $ 1,727,000 $ 575,666 $ 445,000
Butte, California 2 $ 314,000 $ 157,000 $ 51,000
San Joaquin, California 2 $ 70,000 $ 35,000 $ 124,000
San Luis Obispo, California 2 $ 115,000 $ 57,500 $ 170,000
Santa Cruz, California 2 $ 1,635,000 $ 817,500 $ 156,000
Yolo, California 2 $ 1,219,000 $ 609,500 $ 310,000
Montezuma, Colorado 2 $ 290,000 $ 145,000 $ 96,000
Summit, Colorado 2 $ 669,000 $ 334,500 $ 216,000
District of Columbia, District Of Columbia 2 $ 1,104,000 $ 552,000 $ 258,000
Brevard, Florida 2 $ 270,000 $ 135,000 $ 94,000
Duval, Florida 2 $ 1,400,000 $ 700,000 $ 32,000
Flagler, Florida 2 $ 389,000 $ 194,500 $ 167,000
Orange, Florida 2 $ 424,000 $ 212,000 $ 105,000
Sarasota, Florida 2 $ 311,000 $ 155,500 $ 84,000
Seminole, Florida 2 $ 786,000 $ 393,000 $ 145,000
Volusia, Florida 2 $ 238,000 $ 119,000 $ 155,000
Cherokee, Georgia 2 $ 360,000 $ 180,000 $ 54,000
Gwinnett, Georgia 2 $ 246,000 $ 123,000 $ 67,000
Coles, Illinois 2 $ 95,000 $ 47,500 $ 44,000
Jo Daviess, Illinois 2 $ 226,000 $ 113,000 $ 58,000
Marion, Indiana 2 $ 513,000 $ 256,500 $ 139,000
Jefferson, Kentucky 2 $ 647,000 $ 323,500 $ 94,000
Cumberland, Maine 2 $ 660,000 $ 330,000 $ 177,000
Anne Arundel, Maryland 2 $ 1,165,000 $ 582,500 $ 429,000
Cheboygan, Michigan 2 $ 283,000 $ 141,500 $ 55,000
Grand Traverse, Michigan 2 $ 1,075,000 $ 537,500 $ 196,000
Kalamazoo, Michigan 2 $ 990,000 $ 495,000 $ 162,000
Washtenaw, Michigan 2 $ 2,050,000 $ 1,025,000 $ 174,000
Wayne, Michigan 2 $ 332,000 $ 166,000 $ 108,000
Cass, Missouri 2 $ 1,199,000 $ 599,500 $ 285,000
Douglas, Nevada 2 $ 1,020,000 $ 510,000 $ 105,000
Camden, New Jersey 2 $ 900,000 $ 450,000 $ 89,000
Middlesex, New Jersey 2 $ 359,000 $ 179,500 $ 99,000
Ocean, New Jersey 2 $ 290,000 $ 145,000 $ 82,000
Santa Fe, New Mexico 2 $ 1,081,000 $ 540,500 $ 349,000
Queens, New York 2 $ 858,000 $ 429,000 $ 97,000
Rockland, New York 2 $ 95,000 $ 47,500 $ 126,000
Suffolk, New York 2 $ 1,198,000 $ 599,000 $ 150,000
Buncombe, North Carolina 2 $ 399,000 $ 199,500 $ 124,000
Durham, North Carolina 2 $ 294,000 $ 147,000 $ 217,000
Cuyahoga, Ohio 2 $ 130,000 $ 65,000 $ 102,000
Delaware, Ohio 2 $ 1,673,000 $ 836,500 $ 78,000
Curry, Oregon 2 $ 450,000 $ 225,000 $ 289,000
Philadelphia, Pennsylvania 2 $ 396,000 $ 198,000 $ 46,000
Beaufort, South Carolina 2 $ 2,000,000 $ 1,000,000 $ 238,000
Richland, South Carolina 2 $ 394,000 $ 197,000 $ 82,000
York, South Carolina 2 $ 455,000 $ 227,500 $ 102,000
Brazoria, Texas 2 $ 1,061,000 $ 530,500 $ 157,000
Denton, Texas 2 $ 802,000 $ 401,000 $ 202,000
Galveston, Texas 2 $ 581,000 $ 290,500 $ 130,000
Salt Lake, Utah 2 $ 1,175,000 $ 587,500 $ 226,000
Montgomery, Virginia 2 $ 323,000 $ 161,500 $ 150,000
Kenosha, Wisconsin 2 $ 288,000 $ 144,000 $ 69,000
Ozaukee, Wisconsin 2 $ 607,000 $ 303,500 $ 127,000
Coconino, Arizona 1 $ 572,000 $ 572,000 $ 192,000
Pinal, Arizona 1 $ 162,000 $ 162,000 $ 37,000
Yavapai, Arizona 1 $ 130,000 $ 130,000 $ 45,000
Calaveras, California 1 $ 130,000 $ 130,000 $ 78,000
Fresno, California 1 $ 348,000 $ 348,000 $ 338,000
Glenn, California 1 $ 122,000 $ 122,000 $ 46,000
Merced, California 1 $ 312,000 $ 312,000 $ 50,000
Tehama, California 1 $ 65,000 $ 65,000 $ 51,000
Tuolumne, California 1 $ 120,000 $ 120,000 $ 46,000
Eagle, Colorado 1 $ 368,000 $ 368,000 $ 124,000
Garfield, Colorado 1 $ 590,000 $ 590,000 $ 52,000
Pueblo, Colorado 1 $ 194,000 $ 194,000 $ 89,000
Routt, Colorado 1 $ 738,000 $ 738,000 $ 232,000
Teller, Colorado 1 $ 100,000 $ 100,000 $ 35,000
Hartford, Connecticut 1 $ 62,000 $ 62,000 $ 166,000
Litchfield, Connecticut 1 $ 296,000 $ 296,000 $ 198,000
Middlesex, Connecticut 1 $ 298,000 $ 298,000 $ 83,000
Alachua, Florida 1 $ 240,000 $ 240,000 $ 150,000
Bay, Florida 1 $ 264,000 $ 264,000 $ 175,000
Charlotte, Florida 1 $ 139,000 $ 139,000 $ 147,000
Hernando, Florida 1 $ 134,000 $ 134,000 $ 35,000
Highlands, Florida 1 $ 95,000 $ 95,000 $ 208,000
Lee, Florida 1 $ 102,000 $ 102,000 $ 60,000
Martin, Florida 1 $ 350,000 $ 350,000 $ 157,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 101,000
Putnam, Florida 1 $ 182,000 $ 182,000 $ 74,000
St. Johns, Florida 1 $ 165,000 $ 165,000 $ 214,000
Walton, Florida 1 $ 275,000 $ 275,000 $ 128,000
Chatham, Georgia 1 $ 310,000 $ 310,000 $ 86,000
Dawson, Georgia 1 $ 390,000 $ 390,000 $ 214,000
Hawaii, Hawaii 1 $ 450,000 $ 450,000 $ 69,000
Douglas, Illinois 1 $ 3,950,000 $ 3,950,000 $ 0
Grundy, Illinois 1 $ 240,000 $ 240,000 $ 139,000
Kendall, Illinois 1 $ 50,000 $ 50,000 $ 98,000
LaSalle, Illinois 1 $ 58,000 $ 58,000 $ 188,000
Saline, Illinois 1 $ 117,000 $ 117,000 $ 80,000
Allen, Indiana 1 $ 162,000 $ 162,000 $ 50,000
Bartholomew, Indiana 1 $ 2,600,000 $ 2,600,000 $ 0
Carroll, Indiana 1 $ 123,000 $ 123,000 $ 112,000
Clay, Indiana 1 $ 120,000 $ 120,000 $ 225,000
Hendricks, Indiana 1 $ 148,000 $ 148,000 $ 57,000
Johnson, Indiana 1 $ 100,000 $ 100,000 $ 55,000
Putnam, Indiana 1 $ 15,000 $ 15,000 $ 96,000
Linn, Iowa 1 $ 700,000 $ 700,000 $ 948,000
Polk, Iowa 1 $ 455,000 $ 455,000 $ 103,000
Pottawattamie, Iowa 1 $ 83,000 $ 83,000 $ 100,000
Wyandotte, Kansas 1 $ 56,000 $ 56,000 $ 138,000
Calloway, Kentucky 1 $ 86,000 $ 86,000 $ 114,000
Kenton, Kentucky 1 $ 94,000 $ 94,000 $ 180,000
Warren, Kentucky 1 $ 79,000 $ 79,000 $ 49,000
East Baton Rouge, Louisiana 1 $ 225,000 $ 225,000 $ 328,000
Orleans, Louisiana 1 $ 445,000 $ 445,000 $ 1,943,000
Rapides, Louisiana 1 $ 212,000 $ 212,000 $ 125,000
Howard, Maryland 1 $ 649,000 $ 649,000 $ 244,000
Prince George's, Maryland 1 $ 180,000 $ 180,000 $ 128,000
Washington, Maryland 1 $ 277,000 $ 277,000 $ 115,000
Barnstable, Massachusetts 1 $ 763,000 $ 763,000 $ 187,000
Bristol, Massachusetts 1 $ 429,000 $ 429,000 $ 224,000
Hampshire, Massachusetts 1 $ 148,000 $ 148,000 $ 164,000
Allegan, Michigan 1 $ 321,000 $ 321,000 $ 297,000
Berrien, Michigan 1 $ 500,000 $ 500,000 $ 200,000
Macomb, Michigan 1 $ 200,000 $ 200,000 $ 134,000
Mason, Michigan 1 $ 176,000 $ 176,000 $ 282,000
Midland, Michigan 1 $ 266,000 $ 266,000 $ 219,000
Newaygo, Michigan 1 $ 320,000 $ 320,000 $ 138,000
Oakland, Michigan 1 $ 10,000 $ 10,000 $ 35,000
Shiawassee, Michigan 1 $ 288,000 $ 288,000 $ 196,000
Chisago, Minnesota 1 $ 200,000 $ 200,000 $ 79,000
Dakota, Minnesota 1 $ 316,000 $ 316,000 $ 197,000
Isanti, Minnesota 1 $ 300,000 $ 300,000 $ 203,000
Ramsey, Minnesota 1 $ 276,000 $ 276,000 $ 219,000
Washington, Minnesota 1 $ 596,000 $ 596,000 $ 101,000
Clay, Missouri 1 $ 156,000 $ 156,000 $ 96,000
Cole, Missouri 1 $ 163,000 $ 163,000 $ 82,000
Jasper, Missouri 1 $ 304,000 $ 304,000 $ 100,000
St. Charles, Missouri 1 $ 520,000 $ 520,000 $ 994,000
Flathead, Montana 1 $ 164,000 $ 164,000 $ 251,000
Cherry, Nebraska 1 $ 231,000 $ 231,000 $ 56,000
Cheyenne, Nebraska 1 $ 224,000 $ 224,000 $ 106,000
Washoe, Nevada 1 $ 240,000 $ 240,000 $ 56,000
Hillsborough, New Hampshire 1 $ 223,000 $ 223,000 $ 111,000
Rockingham, New Hampshire 1 $ 504,000 $ 504,000 $ 266,000
Burlington, New Jersey 1 $ 468,000 $ 468,000 $ 51,000
Hunterdon, New Jersey 1 $ 380,000 $ 380,000 $ 181,000
Passaic, New Jersey 1 $ 136,000 $ 136,000 $ 175,000
Bernalillo, New Mexico 1 $ 70,000 $ 70,000 $ 41,000
Valencia, New Mexico 1 $ 235,000 $ 235,000 $ 189,000
Dutchess, New York 1 $ 170,000 $ 170,000 $ 173,000
Erie, New York 1 $ 240,000 $ 240,000 $ 155,000
Richmond, New York 1 $ 1,050,000 $ 1,050,000 $ 263,000
Ulster, New York 1 $ 25,000 $ 25,000 $ 38,000
Burke, North Carolina 1 $ 416,000 $ 416,000 $ 70,000
Caldwell, North Carolina 1 $ 166,000 $ 166,000 $ 111,000
Chatham, North Carolina 1 $ 608,000 $ 608,000 $ 174,000
Columbus, North Carolina 1 $ 84,000 $ 84,000 $ 35,000
Iredell, North Carolina 1 $ 687,000 $ 687,000 $ 148,000
Jackson, North Carolina 1 $ 248,000 $ 248,000 $ 311,000
Lincoln, North Carolina 1 $ 782,000 $ 782,000 $ 132,000
New Hanover, North Carolina 1 $ 355,000 $ 355,000 $ 98,000
Perquimans, North Carolina 1 $ 178,000 $ 178,000 $ 190,000
Rowan, North Carolina 1 $ 234,000 $ 234,000 $ 83,000
Union, North Carolina 1 $ 415,000 $ 415,000 $ 185,000
Butler, Ohio 1 $ 416,000 $ 416,000 $ 193,000
Hamilton, Ohio 1 $ 360,000 $ 360,000 $ 135,000
Huron, Ohio 1 $ 35,000 $ 35,000 $ 26,000
Wayne, Ohio 1 $ 321,000 $ 321,000 $ 122,000
Oklahoma, Oklahoma 1 $ 246,000 $ 246,000 $ 114,000
Tulsa, Oklahoma 1 $ 610,000 $ 610,000 $ 222,000
Clackamas, Oregon 1 $ 264,000 $ 264,000 $ 118,000
Tillamook, Oregon 1 $ 134,000 $ 134,000 $ 107,000
Allegheny, Pennsylvania 1 $ 64,000 $ 64,000 $ 130,000
Dauphin, Pennsylvania 1 $ 175,000 $ 175,000 $ 96,000
Delaware, Pennsylvania 1 $ 102,000 $ 102,000 $ 502,000
Erie, Pennsylvania 1 $ 30,000 $ 30,000 $ 28,000
Lawrence, Pennsylvania 1 $ 144,000 $ 144,000 $ 67,000
Lehigh, Pennsylvania 1 $ 170,000 $ 170,000 $ 120,000
Montgomery, Pennsylvania 1 $ 578,000 $ 578,000 $ 211,000
Northampton, Pennsylvania 1 $ 313,000 $ 313,000 $ 110,000
Newport, Rhode Island 1 $ 565,000 $ 565,000 $ 180,000
Providence, Rhode Island 1 $ 612,000 $ 612,000 $ 250,000
Berkeley, South Carolina 1 $ 600,000 $ 600,000 $ 353,000
Fairfield, South Carolina 1 $ 220,000 $ 220,000 $ 139,000
Greenville, South Carolina 1 $ 98,000 $ 98,000 $ 85,000
Pickens, South Carolina 1 $ 273,000 $ 273,000 $ 173,000
Spartanburg, South Carolina 1 $ 92,000 $ 92,000 $ 252,000
Cumberland, Tennessee 1 $ 135,000 $ 135,000 $ 126,000
Davidson, Tennessee 1 $ 233,000 $ 233,000 $ 19,000
Bexar, Texas 1 $ 236,000 $ 236,000 $ 130,000
Brazos, Texas 1 $ 440,000 $ 440,000 $ 180,000
Ellis, Texas 1 $ 324,000 $ 324,000 $ 57,000
Guadalupe, Texas 1 $ 600,000 $ 600,000 $ 588,000
Kerr, Texas 1 $ 1,950,000 $ 1,950,000 $ 0
Liberty, Texas 1 $ 182,000 $ 182,000 $ 150,000
Llano, Texas 1 $ 275,000 $ 275,000 $ 178,000
Nueces, Texas 1 $ 178,000 $ 178,000 $ 26,000
Waller, Texas 1 $ 764,000 $ 764,000 $ 200,000
Williamson, Texas 1 $ 470,000 $ 470,000 $ 172,000
Davis, Utah 1 $ 650,000 $ 650,000 $ 115,000
Franklin, Vermont 1 $ 185,000 $ 185,000 $ 96,000
Albemarle, Virginia 1 $ 60,000 $ 60,000 $ 40,000
Arlington, Virginia 1 $ 860,000 $ 860,000 $ 218,000
Carroll, Virginia 1 $ 62,000 $ 62,000 $ 103,000
Charlottesville, Virginia 1 $ 130,000 $ 130,000 $ 96,000
Danville, Virginia 1 $ 80,000 $ 80,000 $ 79,000
James City, Virginia 1 $ 240,000 $ 240,000 $ 42,000
Lancaster, Virginia 1 $ 292,000 $ 292,000 $ 67,000
Powhatan, Virginia 1 $ 208,000 $ 208,000 $ 39,000
Richmond City, Virginia 1 $ 290,000 $ 290,000 $ 143,000
Rockingham, Virginia 1 $ 149,000 $ 149,000 $ 43,000
Spotsylvania, Virginia 1 $ 250,000 $ 250,000 $ 446,000
Virginia Beach, Virginia 1 $ 149,000 $ 149,000 $ 42,000
Washington, Virginia 1 $ 273,000 $ 273,000 $ 150,000
Franklin, Washington 1 $ 136,000 $ 136,000 $ 64,000
Island, Washington 1 $ 200,000 $ 200,000 $ 44,000
Skagit, Washington 1 $ 193,000 $ 193,000 $ 168,000
Spokane, Washington 1 $ 112,000 $ 112,000 $ 37,000
Whitman, Washington 1 $ 186,000 $ 186,000 $ 82,000
Winnebago, Wisconsin 1 $ 128,000 $ 128,000 $ 79,000
Albany, Wyoming 1 $ 372,000 $ 372,000 $ 109,000
Lincoln, Wyoming 1 $ 760,000 $ 760,000 $ 274,000

Mortgage Loan Application Detail Totals for Alliant Credit Union in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,394 $688,953,000 $494,000 $1,760,000 $194,000 $1,943,000
Refinancing 715 $351,855,000 $492,000 $20,000,000 $170,000 $1,261,000
Home Improvement 119 $5,155,000 $43,000 $240,000 $100,000 $576,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,447 $717,325,000 $495,000 $1,760,000 $193,000 $1,701,000
Not Provided 448 $130,838,000 $292,000 $1,125,000 $146,000 $1,943,000
Asian 212 $112,161,000 $529,000 $1,400,000 $181,000 $763,000
Hispanic 59 $24,566,000 $416,000 $980,000 $172,000 $987,000
Black or African American 47 $21,858,000 $465,000 $1,312,000 $211,000 $1,261,000
Not applicable 9 $35,686,000 $3,965,000 $20,000,000 $54,000 $491,000
American Indian or Alaskan Native 5 $2,995,000 $599,000 $1,000,000 $146,000 $284,000
Native Hawaiian or Other Pacific Islander 1 $534,000 $534,000 $534,000 $129,000 $129,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,228 $1,045,963,000 $469,000 $20,000,000 $181,000 $1,943,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,868 $956,481,000 $512,000 $20,000,000 $191,000 $1,943,000
Application Withdrawn By Applicant 200 $55,046,000 $275,000 $3,950,000 $138,000 $987,000
Application Denied By Financial Institution 142 $28,555,000 $201,000 $2,600,000 $118,000 $645,000
Application Approved But Not Accepted 10 $3,223,000 $322,000 $725,000 $148,000 $375,000
File Closed For Incompleteness 8 $2,658,000 $332,000 $590,000 $173,000 $502,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 26 $7,163,000 $275,000 $983,000 $126,000 $311,000
Credit Application Incomplete 24 $7,746,000 $322,000 $850,000 $160,000 $645,000
Debt-To-Income Ratio 20 $5,663,000 $283,000 $1,000,000 $113,000 $601,000
Other 14 $1,363,000 $97,000 $321,000 $138,000 $297,000
Credit History 6 $942,000 $157,000 $650,000 $109,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 2 $373,000 $186,000 $189,000 $172,000 $293,000
Unverifiable Information 1 $144,000 $144,000 $144,000 $104,000 $104,000
Employment History 1 $295,000 $295,000 $295,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliant Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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