Alliant Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,228 |
| Total Mortgage Loan Application Amount | $1,045,963,000 |
| Average Mortgage Loan Application Amount | $343,000 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $154,666 |
| Highest Applicant Income | $1,943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 558 | $ 272,226,000 | $ 487,000 | $ 198,000 |
| Los Angeles County California | 85 | $ 48,983,000 | $ 576,000 | $ 176,000 |
| DuPage County Illinois | 78 | $ 36,402,000 | $ 466,000 | $ 196,000 |
| Lake County Illinois | 74 | $ 41,546,000 | $ 561,000 | $ 235,000 |
| Santa Clara County California | 55 | $ 39,291,000 | $ 714,000 | $ 178,000 |
| Maricopa County Arizona | 51 | $ 17,650,000 | $ 346,000 | $ 189,000 |
| San Diego County California | 51 | $ 27,355,000 | $ 536,000 | $ 164,000 |
| Middlesex County Massachusetts | 43 | $ 22,549,000 | $ 524,000 | $ 169,000 |
| Orange County California | 39 | $ 27,991,000 | $ 717,000 | $ 260,000 |
| San Mateo County California | 39 | $ 23,479,000 | $ 602,000 | $ 163,000 |
| Suffolk County Massachusetts | 34 | $ 18,906,000 | $ 556,000 | $ 224,000 |
| Kane County Illinois | 33 | $ 10,956,000 | $ 332,000 | $ 149,000 |
| Contra Costa County California | 30 | $ 15,198,000 | $ 506,000 | $ 158,000 |
| Arapahoe County Colorado | 26 | $ 7,658,000 | $ 294,000 | $ 133,000 |
| King County Washington | 25 | $ 9,704,000 | $ 388,000 | $ 155,000 |
| Alameda County California | 24 | $ 14,140,000 | $ 589,000 | $ 195,000 |
| Denver County Colorado | 24 | $ 10,891,000 | $ 453,000 | $ 214,000 |
| Will County Illinois | 24 | $ 8,230,000 | $ 342,000 | $ 138,000 |
| Jefferson County Colorado | 23 | $ 7,061,000 | $ 307,000 | $ 115,000 |
| Harris County Texas | 22 | $ 7,550,000 | $ 343,000 | $ 147,000 |
| San Francisco County California | 20 | $ 11,624,000 | $ 581,000 | $ 183,000 |
| Douglas County Colorado | 20 | $ 8,421,000 | $ 421,000 | $ 167,000 |
| Hudson County New Jersey | 19 | $ 10,556,000 | $ 555,000 | $ 198,000 |
| McHenry County Illinois | 17 | $ 3,940,000 | $ 231,000 | $ 133,000 |
| Essex County Massachusetts | 17 | $ 9,546,000 | $ 561,000 | $ 203,000 |
| Norfolk County Massachusetts | 16 | $ 9,742,000 | $ 608,000 | $ 179,000 |
| Mecklenburg County North Carolina | 14 | $ 4,964,000 | $ 354,000 | $ 145,000 |
| Ventura County California | 12 | $ 6,626,000 | $ 552,000 | $ 145,000 |
| Adams County Colorado | 12 | $ 2,505,000 | $ 208,000 | $ 111,000 |
| Kings County New York | 12 | $ 26,152,000 | $ 2,179,000 | $ 151,000 |
| Fairfax County Virginia | 12 | $ 5,938,000 | $ 494,000 | $ 155,000 |
| Boulder County Colorado | 11 | $ 4,638,000 | $ 421,000 | $ 176,000 |
| Worcester County Massachusetts | 11 | $ 4,656,000 | $ 423,000 | $ 164,000 |
| Riverside County California | 10 | $ 4,255,000 | $ 425,000 | $ 128,000 |
| Miami-Dade County Florida | 10 | $ 2,701,000 | $ 270,000 | $ 122,000 |
| Clark County Nevada | 10 | $ 2,041,000 | $ 204,000 | $ 196,000 |
| Loudoun County Virginia | 10 | $ 4,081,000 | $ 408,000 | $ 143,000 |
| San Bernardino County California | 9 | $ 3,335,000 | $ 370,000 | $ 174,000 |
| Larimer County Colorado | 9 | $ 3,300,000 | $ 366,000 | $ 141,000 |
| Palm Beach County Florida | 9 | $ 2,234,000 | $ 248,000 | $ 147,000 |
| Fulton County Georgia | 9 | $ 2,783,000 | $ 309,000 | $ 110,000 |
| Solano County California | 8 | $ 2,464,000 | $ 308,000 | $ 143,000 |
| New York County New York | 8 | $ 5,653,000 | $ 706,000 | $ 271,000 |
| Travis County Texas | 8 | $ 3,170,000 | $ 396,000 | $ 314,000 |
| Marin County California | 7 | $ 5,026,000 | $ 718,000 | $ 188,000 |
| Monterey County California | 7 | $ 3,702,000 | $ 528,000 | $ 180,000 |
| Fairfield County Connecticut | 7 | $ 2,779,000 | $ 397,000 | $ 152,000 |
| Broward County Florida | 7 | $ 980,000 | $ 140,000 | $ 135,000 |
| Hennepin County Minnesota | 7 | $ 2,187,000 | $ 312,000 | $ 136,000 |
| Westchester County New York | 7 | $ 4,217,000 | $ 602,000 | $ 214,000 |
| Montgomery County Texas | 7 | $ 2,029,000 | $ 289,000 | $ 184,000 |
| Sacramento County California | 6 | $ 2,509,000 | $ 418,000 | $ 132,000 |
| Sonoma County California | 6 | $ 2,305,000 | $ 384,000 | $ 163,000 |
| Honolulu County Hawaii | 6 | $ 1,868,000 | $ 311,000 | $ 133,000 |
| Nassau County New York | 6 | $ 3,982,000 | $ 663,000 | $ 181,000 |
| Fort Bend County Texas | 6 | $ 3,000,000 | $ 500,000 | $ 305,000 |
| Placer County California | 5 | $ 2,220,000 | $ 444,000 | $ 169,000 |
| Santa Barbara County California | 5 | $ 4,437,000 | $ 887,000 | $ 189,000 |
| El Paso County Colorado | 5 | $ 1,807,000 | $ 361,000 | $ 199,000 |
| Elbert County Colorado | 5 | $ 2,192,000 | $ 438,000 | $ 152,000 |
| DeKalb County Georgia | 5 | $ 2,591,000 | $ 518,000 | $ 194,000 |
| Maui County Hawaii | 5 | $ 2,257,000 | $ 451,000 | $ 124,000 |
| Porter County Indiana | 5 | $ 1,731,000 | $ 346,000 | $ 163,000 |
| Plymouth County Massachusetts | 5 | $ 2,907,000 | $ 581,000 | $ 310,000 |
| Jackson County Missouri | 5 | $ 1,710,000 | $ 342,000 | $ 171,000 |
| Bergen County New Jersey | 5 | $ 3,413,000 | $ 682,000 | $ 245,000 |
| Essex County New Jersey | 5 | $ 1,909,000 | $ 381,000 | $ 192,000 |
| Somerset County New Jersey | 5 | $ 1,816,000 | $ 363,000 | $ 166,000 |
| Wake County North Carolina | 5 | $ 1,885,000 | $ 377,000 | $ 135,000 |
| Dallas County Texas | 5 | $ 2,832,000 | $ 566,000 | $ 410,000 |
| Tarrant County Texas | 5 | $ 1,614,000 | $ 322,000 | $ 151,000 |
| Summit County Utah | 5 | $ 3,509,000 | $ 701,000 | $ 415,000 |
| Prince William County Virginia | 5 | $ 2,071,000 | $ 414,000 | $ 166,000 |
| Clark County Washington | 5 | $ 2,774,000 | $ 554,000 | $ 199,000 |
| Milwaukee County Wisconsin | 5 | $ 2,225,000 | $ 445,000 | $ 277,000 |
| El Dorado County California | 4 | $ 2,160,000 | $ 540,000 | $ 302,000 |
| Broomfield County Colorado | 4 | $ 956,000 | $ 239,000 | $ 122,000 |
| Collier County Florida | 4 | $ 918,000 | $ 229,000 | $ 246,000 |
| Cobb County Georgia | 4 | $ 1,692,000 | $ 423,000 | $ 182,000 |
| Montgomery County Maryland | 4 | $ 1,155,000 | $ 288,000 | $ 98,000 |
| St. Louis County Missouri | 4 | $ 1,941,000 | $ 485,000 | $ 188,000 |
| Mercer County New Jersey | 4 | $ 2,288,000 | $ 572,000 | $ 246,000 |
| Monmouth County New Jersey | 4 | $ 1,274,000 | $ 318,000 | $ 135,000 |
| Morris County New Jersey | 4 | $ 2,398,000 | $ 599,000 | $ 253,000 |
| Multnomah County Oregon | 4 | $ 1,747,000 | $ 436,000 | $ 184,000 |
| Bucks County Pennsylvania | 4 | $ 1,799,000 | $ 449,000 | $ 207,000 |
| Chester County Pennsylvania | 4 | $ 2,850,000 | $ 712,000 | $ 198,000 |
| Charleston County South Carolina | 4 | $ 2,537,000 | $ 634,000 | $ 214,000 |
| Williamson County Tennessee | 4 | $ 2,640,000 | $ 660,000 | $ 213,000 |
| Pierce County Washington | 4 | $ 890,000 | $ 222,000 | $ 136,000 |
| Jefferson County West Virginia | 4 | $ 734,000 | $ 183,000 | $ 102,000 |
| Waukesha County Wisconsin | 4 | $ 2,044,000 | $ 511,000 | $ 226,000 |
| Pima County Arizona | 3 | $ 1,082,000 | $ 360,000 | $ 120,000 |
| Napa County California | 3 | $ 1,529,000 | $ 509,000 | $ 126,000 |
| Park County Colorado | 3 | $ 611,000 | $ 203,000 | $ 147,000 |
| Weld County Colorado | 3 | $ 1,455,000 | $ 485,000 | $ 242,000 |
| Lake County Indiana | 3 | $ 896,000 | $ 298,000 | $ 162,000 |
| Johnson County Kansas | 3 | $ 1,172,000 | $ 390,000 | $ 172,000 |
| Union County New Jersey | 3 | $ 64,000 | $ 21,000 | $ 51,000 |
| Deschutes County Oregon | 3 | $ 734,000 | $ 244,000 | $ 56,000 |
| Florence County South Carolina | 3 | $ 565,000 | $ 188,000 | $ 109,000 |
| Collin County Texas | 3 | $ 1,483,000 | $ 494,000 | $ 233,000 |
| Utah County Utah | 3 | $ 1,857,000 | $ 619,000 | $ 195,000 |
| Frederick County Virginia | 3 | $ 918,000 | $ 306,000 | $ 184,000 |
| Kitsap County Washington | 3 | $ 1,262,000 | $ 420,000 | $ 140,000 |
| Snohomish County Washington | 3 | $ 1,579,000 | $ 526,000 | $ 158,000 |
| Brown County Wisconsin | 3 | $ 331,000 | $ 110,000 | $ 119,000 |
| Dane County Wisconsin | 3 | $ 1,139,000 | $ 379,000 | $ 211,000 |
| Teton County Wyoming | 3 | $ 1,727,000 | $ 575,000 | $ 445,000 |
| Butte County California | 2 | $ 314,000 | $ 157,000 | $ 51,000 |
| San Joaquin County California | 2 | $ 70,000 | $ 35,000 | $ 124,000 |
| San Luis Obispo County California | 2 | $ 115,000 | $ 57,000 | $ 170,000 |
| Santa Cruz County California | 2 | $ 1,635,000 | $ 817,000 | $ 156,000 |
| Yolo County California | 2 | $ 1,219,000 | $ 609,000 | $ 310,000 |
| Montezuma County Colorado | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Summit County Colorado | 2 | $ 669,000 | $ 334,000 | $ 216,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,104,000 | $ 552,000 | $ 258,000 |
| Brevard County Florida | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Duval County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 32,000 |
| Flagler County Florida | 2 | $ 389,000 | $ 194,000 | $ 167,000 |
| Orange County Florida | 2 | $ 424,000 | $ 212,000 | $ 105,000 |
| Sarasota County Florida | 2 | $ 311,000 | $ 155,000 | $ 84,000 |
| Seminole County Florida | 2 | $ 786,000 | $ 393,000 | $ 145,000 |
| Volusia County Florida | 2 | $ 238,000 | $ 119,000 | $ 155,000 |
| Cherokee County Georgia | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Gwinnett County Georgia | 2 | $ 246,000 | $ 123,000 | $ 67,000 |
| Coles County Illinois | 2 | $ 95,000 | $ 47,000 | $ 44,000 |
| Jo Daviess County Illinois | 2 | $ 226,000 | $ 113,000 | $ 58,000 |
| Marion County Indiana | 2 | $ 513,000 | $ 256,000 | $ 139,000 |
| Jefferson County Kentucky | 2 | $ 647,000 | $ 323,000 | $ 94,000 |
| Cumberland County Maine | 2 | $ 660,000 | $ 330,000 | $ 177,000 |
| Anne Arundel County Maryland | 2 | $ 1,165,000 | $ 582,000 | $ 429,000 |
| Cheboygan County Michigan | 2 | $ 283,000 | $ 141,000 | $ 55,000 |
| Grand Traverse County Michigan | 2 | $ 1,075,000 | $ 537,000 | $ 196,000 |
| Kalamazoo County Michigan | 2 | $ 990,000 | $ 495,000 | $ 162,000 |
| Washtenaw County Michigan | 2 | $ 2,050,000 | $ 1,025,000 | $ 174,000 |
| Wayne County Michigan | 2 | $ 332,000 | $ 166,000 | $ 108,000 |
| Cass County Missouri | 2 | $ 1,199,000 | $ 599,000 | $ 285,000 |
| Douglas County Nevada | 2 | $ 1,020,000 | $ 510,000 | $ 105,000 |
| Camden County New Jersey | 2 | $ 900,000 | $ 450,000 | $ 89,000 |
| Middlesex County New Jersey | 2 | $ 359,000 | $ 179,000 | $ 99,000 |
| Ocean County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Santa Fe County New Mexico | 2 | $ 1,081,000 | $ 540,000 | $ 349,000 |
| Queens County New York | 2 | $ 858,000 | $ 429,000 | $ 97,000 |
| Rockland County New York | 2 | $ 95,000 | $ 47,000 | $ 126,000 |
| Suffolk County New York | 2 | $ 1,198,000 | $ 599,000 | $ 150,000 |
| Buncombe County North Carolina | 2 | $ 399,000 | $ 199,000 | $ 124,000 |
| Durham County North Carolina | 2 | $ 294,000 | $ 147,000 | $ 217,000 |
| Cuyahoga County Ohio | 2 | $ 130,000 | $ 65,000 | $ 102,000 |
| Delaware County Ohio | 2 | $ 1,673,000 | $ 836,000 | $ 78,000 |
| Curry County Oregon | 2 | $ 450,000 | $ 225,000 | $ 289,000 |
| Philadelphia County Pennsylvania | 2 | $ 396,000 | $ 198,000 | $ 46,000 |
| Beaufort County South Carolina | 2 | $ 2,000,000 | $ 1,000,000 | $ 238,000 |
| Richland County South Carolina | 2 | $ 394,000 | $ 197,000 | $ 82,000 |
| York County South Carolina | 2 | $ 455,000 | $ 227,000 | $ 102,000 |
| Brazoria County Texas | 2 | $ 1,061,000 | $ 530,000 | $ 157,000 |
| Denton County Texas | 2 | $ 802,000 | $ 401,000 | $ 202,000 |
| Galveston County Texas | 2 | $ 581,000 | $ 290,000 | $ 130,000 |
| Salt Lake County Utah | 2 | $ 1,175,000 | $ 587,000 | $ 226,000 |
| Montgomery County Virginia | 2 | $ 323,000 | $ 161,000 | $ 150,000 |
| Kenosha County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 69,000 |
| Ozaukee County Wisconsin | 2 | $ 607,000 | $ 303,000 | $ 127,000 |
| Coconino County Arizona | 1 | $ 572,000 | $ 572,000 | $ 192,000 |
| Pinal County Arizona | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Yavapai County Arizona | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Calaveras County California | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Fresno County California | 1 | $ 348,000 | $ 348,000 | $ 338,000 |
| Glenn County California | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Merced County California | 1 | $ 312,000 | $ 312,000 | $ 50,000 |
| Tehama County California | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Tuolumne County California | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Eagle County Colorado | 1 | $ 368,000 | $ 368,000 | $ 124,000 |
| Garfield County Colorado | 1 | $ 590,000 | $ 590,000 | $ 52,000 |
| Pueblo County Colorado | 1 | $ 194,000 | $ 194,000 | $ 89,000 |
| Routt County Colorado | 1 | $ 738,000 | $ 738,000 | $ 232,000 |
| Teller County Colorado | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Hartford County Connecticut | 1 | $ 62,000 | $ 62,000 | $ 166,000 |
| Litchfield County Connecticut | 1 | $ 296,000 | $ 296,000 | $ 198,000 |
| Middlesex County Connecticut | 1 | $ 298,000 | $ 298,000 | $ 83,000 |
| Alachua County Florida | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Bay County Florida | 1 | $ 264,000 | $ 264,000 | $ 175,000 |
| Charlotte County Florida | 1 | $ 139,000 | $ 139,000 | $ 147,000 |
| Hernando County Florida | 1 | $ 134,000 | $ 134,000 | $ 35,000 |
| Highlands County Florida | 1 | $ 95,000 | $ 95,000 | $ 208,000 |
| Lee County Florida | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 157,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Putnam County Florida | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| St. Johns County Florida | 1 | $ 165,000 | $ 165,000 | $ 214,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Chatham County Georgia | 1 | $ 310,000 | $ 310,000 | $ 86,000 |
| Dawson County Georgia | 1 | $ 390,000 | $ 390,000 | $ 214,000 |
| Hawaii County Hawaii | 1 | $ 450,000 | $ 450,000 | $ 69,000 |
| Douglas County Illinois | 1 | $ 3,950,000 | $ 3,950,000 | $ 0 |
| Grundy County Illinois | 1 | $ 240,000 | $ 240,000 | $ 139,000 |
| Kendall County Illinois | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| LaSalle County Illinois | 1 | $ 58,000 | $ 58,000 | $ 188,000 |
| Saline County Illinois | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| Allen County Indiana | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Bartholomew County Indiana | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Carroll County Indiana | 1 | $ 123,000 | $ 123,000 | $ 112,000 |
| Clay County Indiana | 1 | $ 120,000 | $ 120,000 | $ 225,000 |
| Hendricks County Indiana | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Johnson County Indiana | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Putnam County Indiana | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Linn County Iowa | 1 | $ 700,000 | $ 700,000 | $ 948,000 |
| Polk County Iowa | 1 | $ 455,000 | $ 455,000 | $ 103,000 |
| Pottawattamie County Iowa | 1 | $ 83,000 | $ 83,000 | $ 100,000 |
| Wyandotte County Kansas | 1 | $ 56,000 | $ 56,000 | $ 138,000 |
| Calloway County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 114,000 |
| Kenton County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 180,000 |
| Warren County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| East Baton Rouge County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 328,000 |
| Orleans County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 1,943,000 |
| Rapides County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 125,000 |
| Howard County Maryland | 1 | $ 649,000 | $ 649,000 | $ 244,000 |
| Prince George's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 128,000 |
| Washington County Maryland | 1 | $ 277,000 | $ 277,000 | $ 115,000 |
| Barnstable County Massachusetts | 1 | $ 763,000 | $ 763,000 | $ 187,000 |
| Bristol County Massachusetts | 1 | $ 429,000 | $ 429,000 | $ 224,000 |
| Hampshire County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 164,000 |
| Allegan County Michigan | 1 | $ 321,000 | $ 321,000 | $ 297,000 |
| Berrien County Michigan | 1 | $ 500,000 | $ 500,000 | $ 200,000 |
| Macomb County Michigan | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Mason County Michigan | 1 | $ 176,000 | $ 176,000 | $ 282,000 |
| Midland County Michigan | 1 | $ 266,000 | $ 266,000 | $ 219,000 |
| Newaygo County Michigan | 1 | $ 320,000 | $ 320,000 | $ 138,000 |
| Oakland County Michigan | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Shiawassee County Michigan | 1 | $ 288,000 | $ 288,000 | $ 196,000 |
| Chisago County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Dakota County Minnesota | 1 | $ 316,000 | $ 316,000 | $ 197,000 |
| Isanti County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 203,000 |
| Ramsey County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 219,000 |
| Washington County Minnesota | 1 | $ 596,000 | $ 596,000 | $ 101,000 |
| Clay County Missouri | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Cole County Missouri | 1 | $ 163,000 | $ 163,000 | $ 82,000 |
| Jasper County Missouri | 1 | $ 304,000 | $ 304,000 | $ 100,000 |
| St. Charles County Missouri | 1 | $ 520,000 | $ 520,000 | $ 994,000 |
| Flathead County Montana | 1 | $ 164,000 | $ 164,000 | $ 251,000 |
| Cherry County Nebraska | 1 | $ 231,000 | $ 231,000 | $ 56,000 |
| Cheyenne County Nebraska | 1 | $ 224,000 | $ 224,000 | $ 106,000 |
| Washoe County Nevada | 1 | $ 240,000 | $ 240,000 | $ 56,000 |
| Hillsborough County New Hampshire | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| Rockingham County New Hampshire | 1 | $ 504,000 | $ 504,000 | $ 266,000 |
| Burlington County New Jersey | 1 | $ 468,000 | $ 468,000 | $ 51,000 |
| Hunterdon County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 181,000 |
| Passaic County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 175,000 |
| Bernalillo County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Valencia County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 189,000 |
| Dutchess County New York | 1 | $ 170,000 | $ 170,000 | $ 173,000 |
| Erie County New York | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Richmond County New York | 1 | $ 1,050,000 | $ 1,050,000 | $ 263,000 |
| Ulster County New York | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Burke County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 70,000 |
| Caldwell County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 111,000 |
| Chatham County North Carolina | 1 | $ 608,000 | $ 608,000 | $ 174,000 |
| Columbus County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Iredell County North Carolina | 1 | $ 687,000 | $ 687,000 | $ 148,000 |
| Jackson County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 311,000 |
| Lincoln County North Carolina | 1 | $ 782,000 | $ 782,000 | $ 132,000 |
| New Hanover County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Perquimans County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 190,000 |
| Rowan County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 83,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| Butler County Ohio | 1 | $ 416,000 | $ 416,000 | $ 193,000 |
| Hamilton County Ohio | 1 | $ 360,000 | $ 360,000 | $ 135,000 |
| Huron County Ohio | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Wayne County Ohio | 1 | $ 321,000 | $ 321,000 | $ 122,000 |
| Oklahoma County Oklahoma | 1 | $ 246,000 | $ 246,000 | $ 114,000 |
| Tulsa County Oklahoma | 1 | $ 610,000 | $ 610,000 | $ 222,000 |
| Clackamas County Oregon | 1 | $ 264,000 | $ 264,000 | $ 118,000 |
| Tillamook County Oregon | 1 | $ 134,000 | $ 134,000 | $ 107,000 |
| Allegheny County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 130,000 |
| Dauphin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Delaware County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 502,000 |
| Erie County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Lawrence County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Lehigh County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Montgomery County Pennsylvania | 1 | $ 578,000 | $ 578,000 | $ 211,000 |
| Northampton County Pennsylvania | 1 | $ 313,000 | $ 313,000 | $ 110,000 |
| Newport County Rhode Island | 1 | $ 565,000 | $ 565,000 | $ 180,000 |
| Providence County Rhode Island | 1 | $ 612,000 | $ 612,000 | $ 250,000 |
| Berkeley County South Carolina | 1 | $ 600,000 | $ 600,000 | $ 353,000 |
| Fairfield County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 139,000 |
| Greenville County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 85,000 |
| Pickens County South Carolina | 1 | $ 273,000 | $ 273,000 | $ 173,000 |
| Spartanburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 252,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Davidson County Tennessee | 1 | $ 233,000 | $ 233,000 | $ 19,000 |
| Bexar County Texas | 1 | $ 236,000 | $ 236,000 | $ 130,000 |
| Brazos County Texas | 1 | $ 440,000 | $ 440,000 | $ 180,000 |
| Ellis County Texas | 1 | $ 324,000 | $ 324,000 | $ 57,000 |
| Guadalupe County Texas | 1 | $ 600,000 | $ 600,000 | $ 588,000 |
| Kerr County Texas | 1 | $ 1,950,000 | $ 1,950,000 | $ 0 |
| Liberty County Texas | 1 | $ 182,000 | $ 182,000 | $ 150,000 |
| Llano County Texas | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
| Nueces County Texas | 1 | $ 178,000 | $ 178,000 | $ 26,000 |
| Waller County Texas | 1 | $ 764,000 | $ 764,000 | $ 200,000 |
| Williamson County Texas | 1 | $ 470,000 | $ 470,000 | $ 172,000 |
| Davis County Utah | 1 | $ 650,000 | $ 650,000 | $ 115,000 |
| Franklin County Vermont | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Albemarle County Virginia | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Arlington County Virginia | 1 | $ 860,000 | $ 860,000 | $ 218,000 |
| Carroll County Virginia | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| Charlottesville County Virginia | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Danville County Virginia | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| James City County Virginia | 1 | $ 240,000 | $ 240,000 | $ 42,000 |
| Lancaster County Virginia | 1 | $ 292,000 | $ 292,000 | $ 67,000 |
| Powhatan County Virginia | 1 | $ 208,000 | $ 208,000 | $ 39,000 |
| Richmond City County Virginia | 1 | $ 290,000 | $ 290,000 | $ 143,000 |
| Rockingham County Virginia | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Spotsylvania County Virginia | 1 | $ 250,000 | $ 250,000 | $ 446,000 |
| Virginia Beach County Virginia | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Washington County Virginia | 1 | $ 273,000 | $ 273,000 | $ 150,000 |
| Franklin County Washington | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Island County Washington | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Skagit County Washington | 1 | $ 193,000 | $ 193,000 | $ 168,000 |
| Spokane County Washington | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Whitman County Washington | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Winnebago County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Albany County Wyoming | 1 | $ 372,000 | $ 372,000 | $ 109,000 |
| Lincoln County Wyoming | 1 | $ 760,000 | $ 760,000 | $ 274,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,394 | $688,953,000 | $494,000 | $1,760,000 | $194,000 | $1,943,000 |
| Refinancing | 715 | $351,855,000 | $492,000 | $20,000,000 | $170,000 | $1,261,000 |
| Home Improvement | 119 | $5,155,000 | $43,000 | $240,000 | $100,000 | $576,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,447 | $717,325,000 | $495,000 | $1,760,000 | $193,000 | $1,701,000 |
| Not Provided | 448 | $130,838,000 | $292,000 | $1,125,000 | $146,000 | $1,943,000 |
| Asian | 212 | $112,161,000 | $529,000 | $1,400,000 | $181,000 | $763,000 |
| Hispanic | 59 | $24,566,000 | $416,000 | $980,000 | $172,000 | $987,000 |
| Black or African American | 47 | $21,858,000 | $465,000 | $1,312,000 | $211,000 | $1,261,000 |
| Not applicable | 9 | $35,686,000 | $3,965,000 | $20,000,000 | $54,000 | $491,000 |
| American Indian or Alaskan Native | 5 | $2,995,000 | $599,000 | $1,000,000 | $146,000 | $284,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $534,000 | $534,000 | $534,000 | $129,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,228 | $1,045,963,000 | $469,000 | $20,000,000 | $181,000 | $1,943,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,868 | $956,481,000 | $512,000 | $20,000,000 | $191,000 | $1,943,000 |
| Application Withdrawn By Applicant | 200 | $55,046,000 | $275,000 | $3,950,000 | $138,000 | $987,000 |
| Application Denied By Financial Institution | 142 | $28,555,000 | $201,000 | $2,600,000 | $118,000 | $645,000 |
| Application Approved But Not Accepted | 10 | $3,223,000 | $322,000 | $725,000 | $148,000 | $375,000 |
| File Closed For Incompleteness | 8 | $2,658,000 | $332,000 | $590,000 | $173,000 | $502,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 26 | $7,163,000 | $275,000 | $983,000 | $126,000 | $311,000 |
| Credit Application Incomplete | 24 | $7,746,000 | $322,000 | $850,000 | $160,000 | $645,000 |
| Debt-To-Income Ratio | 20 | $5,663,000 | $283,000 | $1,000,000 | $113,000 | $601,000 |
| Other | 14 | $1,363,000 | $97,000 | $321,000 | $138,000 | $297,000 |
| Credit History | 6 | $942,000 | $157,000 | $650,000 | $109,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $373,000 | $186,000 | $189,000 | $172,000 | $293,000 |
| Unverifiable Information | 1 | $144,000 | $144,000 | $144,000 | $104,000 | $104,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.