Alliant Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Alliant Credit Union of Chicago, IL reported 16,438 mortgage applications totaling $4.9 billion, up 20% from 2024. The average application was for $299,562, and applicants reported an average income of $231,434. 51% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville, IL (1,323), Los Angeles-Long Beach-Glendale, CA (731) and Phoenix-Mesa-Scottsdale, AZ (637) (applications in parentheses).
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,438 |
| Total Mortgage Loan Application Amount | $4,924,210,000 |
| Average Mortgage Loan Application Amount | $299,562 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $231,434 |
| Highest Applicant Income | $8,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 1,323 | $ 383,185,000 | $ 289,633 | $ 198,000 |
| Outside any metro area | 1,201 | $ 328,045,000 | $ 273,143 | $ 219,524 |
| Los Angeles-Long Beach-Glendale, CA | 731 | $ 238,835,000 | $ 326,723 | $ 288,000 |
| Phoenix-Mesa-Scottsdale, AZ | 637 | $ 173,445,000 | $ 272,284 | $ 219,000 |
| Denver-Aurora-Lakewood, CO | 478 | $ 143,580,000 | $ 300,376 | $ 235,000 |
| Atlanta-Sandy Springs-Roswell, GA | 403 | $ 103,245,000 | $ 256,191 | $ 231,000 |
| Oakland-Hayward-Berkeley, CA | 396 | $ 167,310,000 | $ 422,500 | $ 272,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 392 | $ 101,160,000 | $ 258,061 | $ 250,826 |
| Riverside-San Bernardino-Ontario, CA | 344 | $ 78,480,000 | $ 228,139 | $ 231,000 |
| San Diego-Carlsbad, CA | 339 | $ 125,935,000 | $ 371,489 | $ 259,000 |
| Seattle-Bellevue-Everett, WA | 299 | $ 112,145,000 | $ 375,066 | $ 338,000 |
| New York-Jersey City-White Plains, NY-NJ | 276 | $ 88,950,000 | $ 322,282 | $ 246,021 |
| Sacramento--Roseville--Arden-Arcade, CA | 258 | $ 67,950,000 | $ 263,372 | $ 225,000 |
| Las Vegas-Henderson-Paradise, NV | 241 | $ 72,335,000 | $ 300,145 | $ 253,000 |
| Miami-Miami Beach-Kendall, FL | 239 | $ 41,625,000 | $ 174,163 | $ 260,000 |
| Anaheim-Santa Ana-Irvine, CA | 226 | $ 86,430,000 | $ 382,433 | $ 308,000 |
| Arlington-Alexandria-Reston, VA-WV | 225 | $ 72,525,000 | $ 322,333 | $ 217,515 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 211 | $ 43,755,000 | $ 207,369 | $ 257,000 |
| Orlando-Kissimmee-Sanford, FL | 199 | $ 44,655,000 | $ 224,396 | $ 217,000 |
| Newark, NJ-PA | 167 | $ 35,935,000 | $ 215,179 | $ 206,000 |
| Lakewood-New Brunswick, NJ | 165 | $ 40,175,000 | $ 243,484 | $ 242,000 |
| Montgomery County-Bucks County-Chester County, PA | 156 | $ 58,590,000 | $ 375,576 | $ 225,000 |
| Everett, WA | 152 | $ 39,590,000 | $ 260,460 | $ 226,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 151 | $ 50,425,000 | $ 333,940 | $ 245,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 147 | $ 65,185,000 | $ 443,435 | $ 331,000 |
| Marietta, GA | 138 | $ 28,410,000 | $ 205,869 | $ 255,000 |
| Salt Lake City, UT | 137 | $ 46,555,000 | $ 339,817 | $ 283,000 |
| Elgin, IL | 132 | $ 31,950,000 | $ 242,045 | $ 148,000 |
| San Francisco-Redwood City-South San Francisco, CA | 130 | $ 49,100,000 | $ 377,692 | $ 265,000 |
| Charlotte-Concord-Gastonia, NC-SC | 125 | $ 38,895,000 | $ 311,160 | $ 208,832 |
| Tampa, FL | 125 | $ 25,125,000 | $ 201,000 | $ 190,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 124 | $ 30,040,000 | $ 242,258 | $ 183,588 |
| Lake County-Kenosha County, IL-WI | 120 | $ 38,790,000 | $ 323,250 | $ 234,000 |
| Houston-The Woodlands-Sugar Land, TX | 109 | $ 55,085,000 | $ 505,366 | $ 252,000 |
| Tacoma-Lakewood, WA | 103 | $ 18,085,000 | $ 175,582 | $ 202,000 |
| Indianapolis-Carmel-Anderson, IN | 101 | $ 59,875,000 | $ 592,821 | $ 215,000 |
| Kansas City, MO-KS | 101 | $ 35,625,000 | $ 352,722 | $ 198,118 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 100 | $ 34,490,000 | $ 344,900 | $ 166,000 |
| Cambridge-Newton-Framingham, MA | 98 | $ 72,040,000 | $ 735,102 | $ 290,000 |
| Stockton-Lodi, CA | 95 | $ 26,425,000 | $ 278,157 | $ 171,000 |
| Philadelphia, PA | 90 | $ 23,310,000 | $ 259,000 | $ 184,000 |
| Dallas-Plano-Irving, TX | 88 | $ 56,110,000 | $ 637,613 | $ 240,000 |
| Warren-Troy-Farmington Hills, MI | 88 | $ 20,200,000 | $ 229,545 | $ 215,000 |
| Columbus, OH | 82 | $ 21,390,000 | $ 260,853 | $ 216,000 |
| Nassau County-Suffolk County, NY | 80 | $ 29,570,000 | $ 369,625 | $ 261,000 |
| Raleigh, NC | 80 | $ 28,440,000 | $ 355,500 | $ 225,000 |
| Santa Rosa, CA | 80 | $ 21,390,000 | $ 267,375 | $ 271,000 |
| Cleveland, OH | 79 | $ 14,465,000 | $ 183,101 | $ 195,000 |
| Provo-Orem, UT | 79 | $ 23,975,000 | $ 303,481 | $ 271,000 |
| Jacksonville, FL | 78 | $ 19,620,000 | $ 251,538 | $ 236,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 76 | $ 28,660,000 | $ 377,105 | $ 302,000 |
| St. Louis, MO-IL | 75 | $ 18,705,000 | $ 249,400 | $ 171,400 |
| Tucson, AZ | 75 | $ 14,755,000 | $ 196,733 | $ 175,000 |
| Austin-Round Rock, TX | 70 | $ 52,350,000 | $ 747,857 | $ 280,000 |
| Boston, MA | 69 | $ 43,095,000 | $ 624,565 | $ 236,000 |
| St. Petersburg-Clearwater-Largo, FL | 69 | $ 16,775,000 | $ 243,115 | $ 211,000 |
| Camden, NJ | 67 | $ 15,525,000 | $ 231,716 | $ 181,000 |
| Reno, NV | 67 | $ 25,635,000 | $ 382,611 | $ 271,000 |
| Bridgeport-Stamford-Norwalk, CT | 61 | $ 17,995,000 | $ 295,000 | $ 257,000 |
| Cincinnati, OH-KY-IN | 61 | $ 16,075,000 | $ 263,524 | $ 182,344 |
| Louisville/Jefferson County, KY-IN | 59 | $ 15,655,000 | $ 265,338 | $ 233,915 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 13,345,000 | $ 226,186 | $ 161,677 |
| Pittsburgh, PA | 57 | $ 11,495,000 | $ 201,666 | $ 168,000 |
| North Port-Sarasota-Bradenton, FL | 56 | $ 16,690,000 | $ 298,035 | $ 295,000 |
| Salem, OR | 56 | $ 10,980,000 | $ 196,071 | $ 191,000 |
| Vallejo-Fairfield, CA | 56 | $ 10,420,000 | $ 186,071 | $ 212,000 |
| Colorado Springs, CO | 55 | $ 10,785,000 | $ 196,090 | $ 170,000 |
| Fresno, CA | 55 | $ 13,175,000 | $ 239,545 | $ 276,000 |
| Bakersfield, CA | 53 | $ 8,775,000 | $ 165,566 | $ 201,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 53 | $ 14,715,000 | $ 277,641 | $ 294,000 |
| Richmond, VA | 52 | $ 9,750,000 | $ 187,500 | $ 164,000 |
| San Rafael, CA | 49 | $ 22,805,000 | $ 465,408 | $ 342,000 |
| Spokane-Spokane Valley, WA | 49 | $ 12,945,000 | $ 264,183 | $ 176,000 |
| Bend-Redmond, OR | 48 | $ 13,830,000 | $ 288,125 | $ 287,000 |
| Prescott Valley-Prescott, AZ | 47 | $ 10,325,000 | $ 219,680 | $ 188,000 |
| Hartford-West Hartford-East Hartford, CT | 46 | $ 12,220,000 | $ 265,652 | $ 196,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 45 | $ 8,605,000 | $ 191,222 | $ 147,666 |
| Santa Maria-Santa Barbara, CA | 44 | $ 16,900,000 | $ 384,090 | $ 264,000 |
| Cape Coral-Fort Myers, FL | 43 | $ 9,745,000 | $ 226,627 | $ 252,000 |
| Lake County-Porter County-Jasper County, IN | 40 | $ 8,660,000 | $ 216,500 | $ 230,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 39 | $ 6,775,000 | $ 173,717 | $ 155,000 |
| Detroit-Dearborn-Livonia, MI | 38 | $ 7,690,000 | $ 202,368 | $ 163,000 |
| Modesto, CA | 38 | $ 6,710,000 | $ 176,578 | $ 146,000 |
| Albuquerque, NM | 37 | $ 10,045,000 | $ 271,486 | $ 192,000 |
| Fort Collins, CO | 36 | $ 9,650,000 | $ 268,055 | $ 240,000 |
| Greeley, CO | 35 | $ 7,685,000 | $ 219,571 | $ 184,000 |
| Bremerton-Silverdale, WA | 33 | $ 4,845,000 | $ 146,818 | $ 256,000 |
| Naples-Immokalee-Marco Island, FL | 33 | $ 15,655,000 | $ 474,393 | $ 336,000 |
| Salinas, CA | 33 | $ 8,825,000 | $ 267,424 | $ 244,000 |
| Boulder, CO | 32 | $ 12,280,000 | $ 383,750 | $ 326,000 |
| Chico, CA | 32 | $ 5,830,000 | $ 182,187 | $ 158,000 |
| Santa Cruz-Watsonville, CA | 32 | $ 6,490,000 | $ 202,812 | $ 207,000 |
| Trenton, NJ | 32 | $ 12,340,000 | $ 385,625 | $ 612,000 |
| Wenatchee, WA | 32 | $ 6,070,000 | $ 189,687 | $ 209,000 |
| Olympia-Tumwater, WA | 31 | $ 6,775,000 | $ 218,548 | $ 206,000 |
| Eugene, OR | 30 | $ 4,790,000 | $ 159,666 | $ 143,000 |
| Ogden-Clearfield, UT | 30 | $ 7,700,000 | $ 256,666 | $ 226,000 |
| Palm Bay-Melbourne-Titusville, FL | 30 | $ 6,290,000 | $ 209,666 | $ 204,000 |
| Asheville, NC | 29 | $ 15,555,000 | $ 536,379 | $ 266,000 |
| Greensboro-High Point, NC | 29 | $ 7,715,000 | $ 266,034 | $ 157,000 |
| San Antonio-New Braunfels, TX | 29 | $ 16,365,000 | $ 564,310 | $ 306,000 |
| Fort Worth-Arlington, TX | 28 | $ 22,960,000 | $ 820,000 | $ 330,000 |
| Memphis, TN-MS-AR | 28 | $ 6,120,000 | $ 218,571 | $ 225,928 |
| Milwaukee-Waukesha-West Allis, WI | 28 | $ 7,980,000 | $ 285,000 | $ 213,000 |
| Washington, DC-MD | 28 | $ 8,870,000 | $ 316,785 | $ 225,000 |
| Wilmington, NC | 28 | $ 8,470,000 | $ 302,500 | $ 292,000 |
| Lakeland-Winter Haven, FL | 27 | $ 3,845,000 | $ 142,407 | $ 230,000 |
| Rockingham County-Strafford County, NH | 27 | $ 10,735,000 | $ 397,592 | $ 209,000 |
| Durham-Chapel Hill, NC | 26 | $ 9,570,000 | $ 368,076 | $ 242,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 26 | $ 7,920,000 | $ 304,615 | $ 200,000 |
| Grand Rapids-Wyoming, MI | 24 | $ 6,520,000 | $ 271,666 | $ 229,000 |
| Knoxville, TN | 24 | $ 8,340,000 | $ 347,500 | $ 161,000 |
| Port St. Lucie, FL | 24 | $ 4,350,000 | $ 181,250 | $ 233,000 |
| St. George, UT | 23 | $ 4,745,000 | $ 206,304 | $ 295,000 |
| Oklahoma City, OK | 22 | $ 6,840,000 | $ 310,909 | $ 288,000 |
| Bellingham, WA | 21 | $ 5,875,000 | $ 279,761 | $ 187,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 21 | $ 6,715,000 | $ 319,761 | $ 242,000 |
| Charleston-North Charleston, SC | 21 | $ 9,955,000 | $ 474,047 | $ 259,000 |
| Lake Havasu City-Kingman, AZ | 21 | $ 2,245,000 | $ 106,904 | $ 108,000 |
| Portland-South Portland, ME | 21 | $ 9,555,000 | $ 455,000 | $ 267,000 |
| Urban Honolulu, HI | 21 | $ 13,275,000 | $ 632,142 | $ 237,000 |
| Akron, OH | 20 | $ 5,710,000 | $ 285,500 | $ 206,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 6,380,000 | $ 319,000 | $ 219,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 20 | $ 4,570,000 | $ 228,500 | $ 135,000 |
| New Haven-Milford, CT | 20 | $ 6,000,000 | $ 300,000 | $ 202,000 |
| Providence-Warwick, RI-MA | 20 | $ 11,250,000 | $ 562,500 | $ 259,800 |
| Wilmington, DE-MD-NJ | 20 | $ 3,730,000 | $ 186,500 | $ 212,900 |
| Atlantic City-Hammonton, NJ | 19 | $ 4,695,000 | $ 247,105 | $ 153,000 |
| Lancaster, PA | 19 | $ 2,905,000 | $ 152,894 | $ 108,000 |
| Worcester, MA-CT | 19 | $ 6,145,000 | $ 323,421 | $ 173,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 5,650,000 | $ 313,888 | $ 195,000 |
| Medford, OR | 18 | $ 3,370,000 | $ 187,222 | $ 235,000 |
| Mount Vernon-Anacortes, WA | 18 | $ 4,930,000 | $ 273,888 | $ 207,000 |
| Savannah, GA | 18 | $ 3,610,000 | $ 200,555 | $ 150,000 |
| Tulsa, OK | 18 | $ 6,000,000 | $ 333,333 | $ 212,000 |
| Albany, OR | 17 | $ 2,505,000 | $ 147,352 | $ 106,000 |
| Ann Arbor, MI | 17 | $ 4,745,000 | $ 279,117 | $ 201,000 |
| Grand Junction, CO | 17 | $ 3,355,000 | $ 197,352 | $ 151,000 |
| Redding, CA | 17 | $ 2,235,000 | $ 131,470 | $ 184,000 |
| Rochester, NY | 17 | $ 2,615,000 | $ 153,823 | $ 119,000 |
| Rockford, IL | 17 | $ 2,235,000 | $ 131,470 | $ 118,000 |
| Boise City, ID | 15 | $ 8,435,000 | $ 562,333 | $ 410,000 |
| Charlottesville, VA | 15 | $ 2,345,000 | $ 156,333 | $ 163,000 |
| Chattanooga, TN-GA | 15 | $ 2,735,000 | $ 182,333 | $ 164,333 |
| Madison, WI | 15 | $ 4,255,000 | $ 283,666 | $ 181,000 |
| Ocala, FL | 15 | $ 2,795,000 | $ 186,333 | $ 219,000 |
| Panama City, FL | 15 | $ 5,215,000 | $ 347,666 | $ 250,000 |
| Winston-Salem, NC | 15 | $ 2,315,000 | $ 154,333 | $ 189,000 |
| Yuma, AZ | 15 | $ 2,575,000 | $ 171,666 | $ 129,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 2,630,000 | $ 187,857 | $ 85,000 |
| Flagstaff, AZ | 14 | $ 8,540,000 | $ 610,000 | $ 798,000 |
| Harrisburg-Carlisle, PA | 14 | $ 4,440,000 | $ 317,142 | $ 138,000 |
| Kennewick-Richland, WA | 14 | $ 1,770,000 | $ 126,428 | $ 158,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 3,430,000 | $ 245,000 | $ 220,000 |
| Reading, PA | 14 | $ 2,030,000 | $ 145,000 | $ 115,000 |
| Toledo, OH | 14 | $ 1,830,000 | $ 130,714 | $ 90,000 |
| Wildwood-The Villages, FL | 14 | $ 4,070,000 | $ 290,714 | $ 215,000 |
| Yuba City, CA | 14 | $ 2,470,000 | $ 176,428 | $ 258,000 |
| Columbia, SC | 13 | $ 4,265,000 | $ 328,076 | $ 186,000 |
| Fayetteville, NC | 13 | $ 3,065,000 | $ 235,769 | $ 173,000 |
| Manchester-Nashua, NH | 13 | $ 7,295,000 | $ 561,153 | $ 342,000 |
| Traverse City, MI | 13 | $ 1,485,000 | $ 114,230 | $ 117,000 |
| Albany-Schenectady-Troy, NY | 12 | $ 3,440,000 | $ 286,666 | $ 205,000 |
| Gainesville, FL | 12 | $ 2,450,000 | $ 204,166 | $ 115,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 3,620,000 | $ 301,666 | $ 199,000 |
| Merced, CA | 12 | $ 1,560,000 | $ 130,000 | $ 178,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 1,940,000 | $ 161,666 | $ 163,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 1,860,000 | $ 155,000 | $ 124,750 |
| Spartanburg, SC | 12 | $ 3,550,000 | $ 295,833 | $ 171,000 |
| Athens-Clarke County, GA | 11 | $ 1,355,000 | $ 123,181 | $ 91,000 |
| Billings, MT | 11 | $ 5,615,000 | $ 510,454 | $ 389,000 |
| Lexington-Fayette, KY | 11 | $ 1,615,000 | $ 146,818 | $ 207,000 |
| Norwich-New London, CT | 11 | $ 2,255,000 | $ 205,000 | $ 123,000 |
| Baton Rouge, LA | 10 | $ 4,630,000 | $ 463,000 | $ 417,000 |
| Birmingham-Hoover, AL | 10 | $ 5,700,000 | $ 570,000 | $ 310,000 |
| Carson City, NV | 10 | $ 4,610,000 | $ 461,000 | $ 333,000 |
| Fort Wayne, IN | 10 | $ 850,000 | $ 85,000 | $ 101,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 4,010,000 | $ 401,000 | $ 250,000 |
| Napa, CA | 10 | $ 2,880,000 | $ 288,000 | $ 298,000 |
| Punta Gorda, FL | 10 | $ 1,850,000 | $ 185,000 | $ 213,000 |
| Roanoke, VA | 10 | $ 3,850,000 | $ 385,000 | $ 181,000 |
| Sebastian-Vero Beach, FL | 10 | $ 1,270,000 | $ 127,000 | $ 127,000 |
| Springfield, MO | 10 | $ 2,520,000 | $ 252,000 | $ 205,000 |
| Wichita, KS | 10 | $ 2,180,000 | $ 218,000 | $ 143,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 760,000 | $ 76,000 | $ 119,000 |
| Bozeman, MT | 9 | $ 2,775,000 | $ 308,333 | $ 398,000 |
| Canton-Massillon, OH | 9 | $ 2,415,000 | $ 268,333 | $ 220,000 |
| Corvallis, OR | 9 | $ 1,765,000 | $ 196,111 | $ 249,000 |
| Dayton-Springfield-Kettering, OH | 9 | $ 1,195,000 | $ 132,777 | $ 132,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,605,000 | $ 178,333 | $ 206,000 |
| Harrisonburg, VA | 9 | $ 1,745,000 | $ 193,888 | $ 171,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,235,000 | $ 248,333 | $ 180,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 1,925,000 | $ 213,888 | $ 332,333 |
| Huntsville, AL | 9 | $ 2,785,000 | $ 309,444 | $ 130,000 |
| New Orleans-Metairie, LA | 9 | $ 3,985,000 | $ 442,777 | $ 249,000 |
| Visalia-Porterville, CA | 9 | $ 1,355,000 | $ 150,555 | $ 192,000 |
| York-Hanover, PA | 9 | $ 1,455,000 | $ 161,666 | $ 275,000 |
| Barnstable Town, MA | 8 | $ 2,700,000 | $ 337,500 | $ 163,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,050,000 | $ 131,250 | $ 119,750 |
| Flint, MI | 8 | $ 930,000 | $ 116,250 | $ 103,000 |
| Helena, MT | 8 | $ 1,620,000 | $ 202,500 | $ 180,000 |
| Lansing-East Lansing, MI | 8 | $ 1,430,000 | $ 178,750 | $ 144,000 |
| Lynchburg, VA | 8 | $ 3,200,000 | $ 400,000 | $ 162,000 |
| Missoula, MT | 8 | $ 1,670,000 | $ 208,750 | $ 180,000 |
| Bangor, ME | 7 | $ 2,935,000 | $ 419,285 | $ 285,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,695,000 | $ 242,142 | $ 129,000 |
| Bowling Green, KY | 7 | $ 805,000 | $ 115,000 | $ 140,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 2,865,000 | $ 409,285 | $ 160,000 |
| El Centro, CA | 7 | $ 585,000 | $ 83,571 | $ 120,000 |
| Elkhart-Goshen, IN | 7 | $ 655,000 | $ 93,571 | $ 42,000 |
| Fairbanks, AK | 7 | $ 3,665,000 | $ 523,571 | $ 374,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,825,000 | $ 260,714 | $ 162,000 |
| Johnson City, TN | 7 | $ 535,000 | $ 76,428 | $ 52,000 |
| Kenosha, WI | 7 | $ 1,125,000 | $ 160,714 | $ 92,000 |
| Killeen-Temple, TX | 7 | $ 2,665,000 | $ 380,714 | $ 151,000 |
| Kingston, NY | 7 | $ 2,205,000 | $ 315,000 | $ 215,000 |
| Logan, UT-ID | 7 | $ 1,255,000 | $ 179,285 | $ 234,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 935,000 | $ 133,571 | $ 92,000 |
| Springfield, MA | 7 | $ 1,555,000 | $ 222,142 | $ 163,000 |
| Waterbury-Shelton, CT | 7 | $ 1,545,000 | $ 220,714 | $ 175,000 |
| Burlington, NC | 6 | $ 690,000 | $ 115,000 | $ 41,000 |
| Jacksonville, NC | 6 | $ 1,430,000 | $ 238,333 | $ 235,000 |
| Longview, WA | 6 | $ 1,200,000 | $ 200,000 | $ 171,000 |
| Niles-Benton Harbor, MI | 6 | $ 3,940,000 | $ 656,666 | $ 322,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 930,000 | $ 155,000 | $ 168,000 |
| Racine, WI | 6 | $ 1,190,000 | $ 198,333 | $ 117,000 |
| Santa Fe, NM | 6 | $ 2,430,000 | $ 405,000 | $ 228,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 440,000 | $ 73,333 | $ 138,000 |
| Sioux Falls, SD | 6 | $ 1,450,000 | $ 241,666 | $ 206,000 |
| Amherst Town-Northampton, MA | 5 | $ 855,000 | $ 171,000 | $ 102,000 |
| Anchorage, AK | 5 | $ 3,305,000 | $ 661,000 | $ 482,000 |
| Brunswick, GA | 5 | $ 935,000 | $ 187,000 | $ 142,000 |
| Champaign-Urbana, IL | 5 | $ 595,000 | $ 119,000 | $ 123,000 |
| Clarksville, TN-KY | 5 | $ 1,065,000 | $ 213,000 | $ 92,600 |
| Columbia, MO | 5 | $ 1,455,000 | $ 291,000 | $ 135,000 |
| Evansville, IN-KY | 5 | $ 505,000 | $ 101,000 | $ 115,000 |
| Gainesville, GA | 5 | $ 645,000 | $ 129,000 | $ 192,000 |
| Greenville, NC | 5 | $ 655,000 | $ 131,000 | $ 25,000 |
| Kalamazoo-Portage, MI | 5 | $ 405,000 | $ 81,000 | $ 109,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,755,000 | $ 351,000 | $ 1,823,200 |
| La Crosse-Onalaska, WI-MN | 5 | $ 2,025,000 | $ 405,000 | $ 180,000 |
| Montgomery, AL | 5 | $ 1,305,000 | $ 261,000 | $ 188,000 |
| Morristown, TN | 5 | $ 885,000 | $ 177,000 | $ 83,000 |
| Peoria, IL | 5 | $ 1,265,000 | $ 253,000 | $ 147,000 |
| Springfield, IL | 5 | $ 445,000 | $ 89,000 | $ 149,000 |
| Syracuse, NY | 5 | $ 2,225,000 | $ 445,000 | $ 184,000 |
| Tallahassee, FL | 5 | $ 15,875,000 | $ 3,175,000 | $ 92,000 |
| Terre Haute, IN | 5 | $ 485,000 | $ 97,000 | $ 99,000 |
| Tyler, TX | 5 | $ 1,885,000 | $ 377,000 | $ 157,000 |
| Bloomington, IN | 4 | $ 910,000 | $ 227,500 | $ 253,000 |
| Cape Girardeau, MO-IL | 4 | $ 740,000 | $ 185,000 | $ 88,000 |
| Cleveland, TN | 4 | $ 850,000 | $ 212,500 | $ 91,000 |
| Des Moines-West Des Moines, IA | 4 | $ 340,000 | $ 85,000 | $ 134,000 |
| Duluth, MN-WI | 4 | $ 780,000 | $ 195,000 | $ 89,250 |
| El Paso, TX | 4 | $ 1,510,000 | $ 377,500 | $ 152,000 |
| Erie, PA | 4 | $ 730,000 | $ 182,500 | $ 162,000 |
| Farmington, NM | 4 | $ 1,000,000 | $ 250,000 | $ 86,000 |
| Grants Pass, OR | 4 | $ 430,000 | $ 107,500 | $ 133,000 |
| Green Bay, WI | 4 | $ 420,000 | $ 105,000 | $ 70,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 580,000 | $ 145,000 | $ 57,000 |
| Homosassa Springs, FL | 4 | $ 380,000 | $ 95,000 | $ 62,000 |
| Lafayette-West Lafayette, IN | 4 | $ 950,000 | $ 237,500 | $ 199,000 |
| Las Cruces, NM | 4 | $ 980,000 | $ 245,000 | $ 173,000 |
| Mankato-North Mankato, MN | 4 | $ 1,350,000 | $ 337,500 | $ 130,000 |
| Mobile, AL | 4 | $ 1,840,000 | $ 460,000 | $ 242,000 |
| Morgantown, WV | 4 | $ 1,990,000 | $ 497,500 | $ 576,000 |
| Pueblo, CO | 4 | $ 220,000 | $ 55,000 | $ 89,000 |
| Rochester, MN | 4 | $ 590,000 | $ 147,500 | $ 129,000 |
| Sebring, FL | 4 | $ 560,000 | $ 140,000 | $ 127,000 |
| Utica-Rome, NY | 4 | $ 880,000 | $ 220,000 | $ 170,000 |
| Vineland-Bridgeton, NJ | 4 | $ 590,000 | $ 147,500 | $ 133,000 |
| Walla Walla, WA | 4 | $ 830,000 | $ 207,500 | $ 119,000 |
| Winchester, VA-WV | 4 | $ 500,000 | $ 125,000 | $ 191,000 |
| Yakima, WA | 4 | $ 600,000 | $ 150,000 | $ 140,000 |
| Appleton, WI | 3 | $ 825,000 | $ 275,000 | $ 355,000 |
| Auburn-Opelika, AL | 3 | $ 23,345,000 | $ 7,781,666 | $ 250,000 |
| Bay City, MI | 3 | $ 255,000 | $ 85,000 | $ 55,000 |
| Bloomington, IL | 3 | $ 525,000 | $ 175,000 | $ 97,000 |
| Burlington-South Burlington, VT | 3 | $ 1,825,000 | $ 608,333 | $ 255,000 |
| Decatur, AL | 3 | $ 945,000 | $ 315,000 | $ 253,000 |
| Fargo, ND-MN | 3 | $ 1,465,000 | $ 488,333 | $ 422,000 |
| Jackson, MI | 3 | $ 585,000 | $ 195,000 | $ 138,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,365,000 | $ 788,333 | $ 216,000 |
| Lewiston-Auburn, ME | 3 | $ 575,000 | $ 191,666 | $ 216,000 |
| Lincoln, NE | 3 | $ 595,000 | $ 198,333 | $ 374,000 |
| Mansfield, OH | 3 | $ 255,000 | $ 85,000 | $ 78,000 |
| Rocky Mount, NC | 3 | $ 865,000 | $ 288,333 | $ 95,000 |
| Shreveport-Bossier City, LA | 3 | $ 885,000 | $ 295,000 | $ 154,000 |
| Sioux City, IA-NE-SD | 3 | $ 955,000 | $ 318,333 | $ 0 |
| State College, PA | 3 | $ 685,000 | $ 228,333 | $ 119,000 |
| Staunton-Waynesboro, VA | 3 | $ 465,000 | $ 155,000 | $ 237,000 |
| Valdosta, GA | 3 | $ 675,000 | $ 225,000 | $ 247,000 |
| Waco, TX | 3 | $ 1,575,000 | $ 525,000 | $ 188,000 |
| Watertown-Fort Drum, NY | 3 | $ 515,000 | $ 171,666 | $ 204,000 |
| Abilene, TX | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Amarillo, TX | 2 | $ 1,230,000 | $ 615,000 | $ 290,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Battle Creek, MI | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Coeur D'Alene, ID | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Dalton, GA | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Decatur, IL | 2 | $ 220,000 | $ 110,000 | $ 13,000 |
| Dubuque, IA | 2 | $ 370,000 | $ 185,000 | $ 129,000 |
| Gettysburg, PA | 2 | $ 300,000 | $ 150,000 | $ 23,000 |
| Goldsboro, NC | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Great Falls, MT | 2 | $ 540,000 | $ 270,000 | $ 437,000 |
| Hanford-Corcoran, CA | 2 | $ 290,000 | $ 145,000 | $ 457,000 |
| Hinesville, GA | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Hot Springs, AR | 2 | $ 960,000 | $ 480,000 | $ 295,000 |
| Idaho Falls, ID | 2 | $ 1,620,000 | $ 810,000 | $ 701,000 |
| Iowa City, IA | 2 | $ 760,000 | $ 380,000 | $ 297,000 |
| Jackson, MS | 2 | $ 2,040,000 | $ 1,020,000 | $ 669,000 |
| Janesville-Beloit, WI | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Jefferson City, MO | 2 | $ 550,000 | $ 275,000 | $ 8,000 |
| Jonesboro, AR | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Kankakee, IL | 2 | $ 490,000 | $ 245,000 | $ 107,000 |
| Lafayette, LA | 2 | $ 500,000 | $ 250,000 | $ 139,000 |
| Lawrence, KS | 2 | $ 650,000 | $ 325,000 | $ 125,000 |
| Lima, OH | 2 | $ 360,000 | $ 180,000 | $ 164,000 |
| Longview, TX | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| Lubbock, TX | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Macon-Bibb County, GA | 2 | $ 880,000 | $ 440,000 | $ 401,000 |
| Michigan City-La Porte, IN | 2 | $ 720,000 | $ 360,000 | $ 404,000 |
| Muncie, IN | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Owensboro, KY | 2 | $ 880,000 | $ 440,000 | $ 329,000 |
| Paducah, KY-IL | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Pittsfield, MA | 2 | $ 550,000 | $ 275,000 | $ 135,000 |
| Rapid City, SD | 2 | $ 1,080,000 | $ 540,000 | $ 251,000 |
| Sandusky, OH | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| Sherman-Denison, TX | 2 | $ 350,000 | $ 175,000 | $ 279,000 |
| Springfield, OH | 2 | $ 90,000 | $ 45,000 | $ 11,000 |
| St. Cloud, MN | 2 | $ 120,000 | $ 60,000 | $ 139,000 |
| St. Joseph, MO-KS | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Sumter, SC | 2 | $ 1,060,000 | $ 530,000 | $ 500,000 |
| Topeka, KS | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Twin Falls, ID | 2 | $ 610,000 | $ 305,000 | $ 294,000 |
| Warner Robins, GA | 2 | $ 250,000 | $ 125,000 | $ 1,192,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 710,000 | $ 355,000 | $ 350,000 |
| Wheeling, WV-OH | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Albany, GA | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Ames, IA | 1 | $ 525,000 | $ 525,000 | $ 250,000 |
| Beaumont-Port Arthur, TX | 1 | $ 745,000 | $ 745,000 | $ 700,000 |
| Beckley, WV | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Cedar Rapids, IA | 1 | $ 185,000 | $ 185,000 | $ 194,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Charleston, WV | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| College Station-Bryan, TX | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Corpus Christi, TX | 1 | $ 635,000 | $ 635,000 | $ 450,000 |
| Eau Claire, WI | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Florence-Muscle Shoals, AL | 1 | $ 285,000 | $ 285,000 | $ 289,000 |
| Fort Smith, AR-OK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 715,000 | $ 715,000 | $ 395,000 |
| Hattiesburg, MS | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Ithaca, NY | 1 | $ 805,000 | $ 805,000 | $ 541,000 |
| Jackson, TN | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Kokomo, IN | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Lawton, OK | 1 | $ 365,000 | $ 365,000 | $ 193,000 |
| Lebanon, PA | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Midland, MI | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Midland, TX | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| Monroe, LA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monroe, MI | 1 | $ 155,000 | $ 155,000 | $ 14,000 |
| Muskegon, MI | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Odessa, TX | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Rome, GA | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Saginaw, MI | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Sheboygan, WI | 1 | $ 425,000 | $ 425,000 | $ 201,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 12,505,000 | $ 12,505,000 | $ 0 |
| Victoria, TX | 1 | $ 475,000 | $ 475,000 | $ 232,000 |
| Wausau, WI | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,879 | $2,501,825,000 | $512,000 | $23,005,000 | $295,000 | $7,600,000 |
| Other Purpose | 4,843 | $758,005,000 | $156,000 | $1,505,000 | $212,000 | $8,000,000 |
| Home Improvement | 3,625 | $497,175,000 | $137,000 | $1,205,000 | $174,000 | $4,639,000 |
| Refinancing | 2,665 | $1,001,255,000 | $375,000 | $21,605,000 | $238,000 | $2,465,000 |
| Cash-out Refinancing | 426 | $165,950,000 | $389,000 | $1,735,000 | $172,000 | $1,013,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,617 | $2,228,665,000 | $258,000 | $2,985,000 | $229,000 | $6,887,000 |
| Not Provided | 2,558 | $797,570,000 | $311,000 | $2,255,000 | $243,000 | $4,121,000 |
| Hispanic | 1,603 | $330,695,000 | $206,000 | $1,835,000 | $206,000 | $8,000,000 |
| Not applicable | 1,461 | $825,365,000 | $564,000 | $23,005,000 | $0 | $0 |
| Asian | 1,365 | $584,535,000 | $428,000 | $2,465,000 | $272,000 | $4,581,000 |
| Black or African American | 728 | $135,290,000 | $185,000 | $2,325,000 | $194,000 | $3,886,000 |
| American Indian or Alaskan Native | 76 | $16,700,000 | $219,000 | $1,305,000 | $195,000 | $909,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $5,390,000 | $179,000 | $765,000 | $218,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,141 | $4,812,205,000 | $298,000 | $23,005,000 | $233,000 | $8,000,000 |
| VA-guaranteed (Veterans Administration) | 183 | $73,675,000 | $402,000 | $1,495,000 | $142,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 114 | $38,330,000 | $336,000 | $755,000 | $126,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,359 | $2,604,255,000 | $311,000 | $23,005,000 | $257,000 | $6,887,000 |
| Application Denied By Financial Institution | 4,440 | $781,550,000 | $176,000 | $2,725,000 | $173,000 | $8,000,000 |
| Application Withdrawn By Applicant | 1,559 | $615,475,000 | $394,000 | $2,985,000 | $257,000 | $4,121,000 |
| Loan Purchased By The Institution | 1,452 | $714,350,000 | $491,000 | $2,005,000 | $0 | $0 |
| File Closed For Incompleteness | 385 | $161,525,000 | $419,000 | $2,465,000 | $257,000 | $1,937,000 |
| Application Approved But Not Accepted | 243 | $47,055,000 | $193,000 | $1,515,000 | $198,000 | $1,405,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,998 | $4,142,660,000 | $345,000 | $23,005,000 | $255,000 | $6,887,000 |
| Debt-To-Income Ratio | 1,881 | $322,315,000 | $171,000 | $1,905,000 | $129,000 | $3,886,000 |
| Credit Application Incomplete | 1,008 | $209,320,000 | $207,000 | $2,405,000 | $182,000 | $4,639,000 |
| Credit History | 723 | $93,745,000 | $129,000 | $1,465,000 | $189,000 | $8,000,000 |
| Collateral | 554 | $86,860,000 | $156,000 | $1,205,000 | $250,000 | $7,600,000 |
| Other | 158 | $42,810,000 | $270,000 | $2,065,000 | $298,000 | $3,081,000 |
| Unverifiable Information | 64 | $15,810,000 | $247,000 | $2,725,000 | $216,000 | $1,149,000 |
| Employment History | 48 | $8,890,000 | $185,000 | $655,000 | $165,000 | $700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,800,000 | $450,000 | $1,195,000 | $208,000 | $425,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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