Alliant Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Alliant Credit Union of Chicago, IL reported 13,725 mortgage applications totaling $3.6 billion, up 20% from 2023. The average application was for $262,117, and applicants reported an average income of $226,996. 48% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville, IL (872), Los Angeles-Long Beach-Glendale, CA (739) and Phoenix-Mesa-Scottsdale, AZ (517) (applications in parentheses).
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,725 |
| Total Mortgage Loan Application Amount | $3,597,565,000 |
| Average Mortgage Loan Application Amount | $262,117 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $226,996 |
| Highest Applicant Income | $5,419,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 996 | $ 242,690,000 | $ 243,664 | $ 206,097 |
| Chicago-Naperville, IL | 872 | $ 211,080,000 | $ 242,064 | $ 202,000 |
| Los Angeles-Long Beach-Glendale, CA | 739 | $ 204,795,000 | $ 277,124 | $ 269,000 |
| Phoenix-Mesa-Scottsdale, AZ | 517 | $ 152,895,000 | $ 295,735 | $ 208,000 |
| Oakland-Hayward-Berkeley, CA | 423 | $ 151,515,000 | $ 358,191 | $ 269,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 401 | $ 90,165,000 | $ 224,850 | $ 243,132 |
| Denver-Aurora-Lakewood, CO | 400 | $ 115,880,000 | $ 289,700 | $ 231,000 |
| Riverside-San Bernardino-Ontario, CA | 383 | $ 70,485,000 | $ 184,033 | $ 208,000 |
| Atlanta-Sandy Springs-Roswell, GA | 335 | $ 76,135,000 | $ 227,268 | $ 225,000 |
| San Diego-Carlsbad, CA | 302 | $ 87,610,000 | $ 290,099 | $ 264,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 275 | $ 60,705,000 | $ 220,745 | $ 227,000 |
| Seattle-Bellevue-Everett, WA | 271 | $ 84,205,000 | $ 310,719 | $ 332,000 |
| New York-Jersey City-White Plains, NY-NJ | 253 | $ 70,245,000 | $ 277,648 | $ 266,071 |
| Miami-Miami Beach-Kendall, FL | 252 | $ 41,150,000 | $ 163,293 | $ 218,000 |
| Las Vegas-Henderson-Paradise, NV | 233 | $ 55,265,000 | $ 237,188 | $ 247,000 |
| Anaheim-Santa Ana-Irvine, CA | 221 | $ 73,785,000 | $ 333,868 | $ 289,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 199 | $ 34,625,000 | $ 173,994 | $ 239,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 182 | $ 78,600,000 | $ 431,868 | $ 329,000 |
| Arlington-Alexandria-Reston, VA-WV | 177 | $ 49,295,000 | $ 278,502 | $ 243,299 |
| Newark, NJ-PA | 138 | $ 33,870,000 | $ 245,434 | $ 286,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 131 | $ 28,325,000 | $ 216,221 | $ 218,000 |
| Stockton-Lodi, CA | 130 | $ 32,900,000 | $ 253,076 | $ 216,000 |
| Orlando-Kissimmee-Sanford, FL | 123 | $ 26,075,000 | $ 211,991 | $ 189,000 |
| Everett, WA | 119 | $ 31,255,000 | $ 262,647 | $ 228,000 |
| Marietta, GA | 114 | $ 23,290,000 | $ 204,298 | $ 201,000 |
| San Francisco-Redwood City-South San Francisco, CA | 113 | $ 38,155,000 | $ 337,654 | $ 304,000 |
| Charlotte-Concord-Gastonia, NC-SC | 110 | $ 32,060,000 | $ 291,454 | $ 259,327 |
| Lakewood-New Brunswick, NJ | 104 | $ 23,040,000 | $ 221,538 | $ 201,000 |
| Tampa, FL | 104 | $ 18,640,000 | $ 179,230 | $ 186,000 |
| Houston-The Woodlands-Sugar Land, TX | 103 | $ 44,215,000 | $ 429,271 | $ 231,000 |
| Montgomery County-Bucks County-Chester County, PA | 96 | $ 21,600,000 | $ 225,000 | $ 273,000 |
| Elgin, IL | 95 | $ 18,615,000 | $ 195,947 | $ 162,000 |
| Lake County-Kenosha County, IL-WI | 92 | $ 23,190,000 | $ 252,065 | $ 237,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 89 | $ 25,275,000 | $ 283,988 | $ 236,000 |
| Salt Lake City, UT | 87 | $ 21,655,000 | $ 248,908 | $ 263,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 84 | $ 23,040,000 | $ 274,285 | $ 244,000 |
| Tacoma-Lakewood, WA | 84 | $ 16,450,000 | $ 195,833 | $ 222,000 |
| Cambridge-Newton-Framingham, MA | 79 | $ 35,955,000 | $ 455,126 | $ 268,000 |
| Provo-Orem, UT | 75 | $ 20,795,000 | $ 277,266 | $ 246,000 |
| Vallejo-Fairfield, CA | 74 | $ 13,470,000 | $ 182,027 | $ 206,000 |
| Jacksonville, FL | 73 | $ 16,235,000 | $ 222,397 | $ 215,000 |
| Philadelphia, PA | 73 | $ 14,745,000 | $ 201,986 | $ 179,000 |
| Raleigh, NC | 71 | $ 19,515,000 | $ 274,859 | $ 168,000 |
| Reno, NV | 71 | $ 15,775,000 | $ 222,183 | $ 229,000 |
| Warren-Troy-Farmington Hills, MI | 71 | $ 12,325,000 | $ 173,591 | $ 206,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 69 | $ 16,015,000 | $ 232,101 | $ 179,028 |
| Bridgeport-Stamford-Norwalk, CT | 67 | $ 16,005,000 | $ 238,880 | $ 268,000 |
| Santa Rosa, CA | 62 | $ 13,770,000 | $ 222,096 | $ 332,000 |
| Dallas-Plano-Irving, TX | 60 | $ 57,930,000 | $ 965,500 | $ 265,000 |
| Indianapolis-Carmel-Anderson, IN | 60 | $ 10,470,000 | $ 174,500 | $ 216,000 |
| Columbus, OH | 58 | $ 13,770,000 | $ 237,413 | $ 198,000 |
| Nassau County-Suffolk County, NY | 58 | $ 16,050,000 | $ 276,724 | $ 276,000 |
| Tucson, AZ | 58 | $ 8,690,000 | $ 149,827 | $ 170,000 |
| St. Louis, MO-IL | 55 | $ 11,215,000 | $ 203,909 | $ 186,490 |
| Cincinnati, OH-KY-IN | 54 | $ 8,840,000 | $ 163,703 | $ 165,444 |
| North Port-Sarasota-Bradenton, FL | 52 | $ 19,830,000 | $ 381,346 | $ 265,000 |
| Boston, MA | 51 | $ 16,735,000 | $ 328,137 | $ 268,000 |
| Fresno, CA | 51 | $ 7,815,000 | $ 153,235 | $ 213,000 |
| St. Petersburg-Clearwater-Largo, FL | 51 | $ 12,825,000 | $ 251,470 | $ 238,000 |
| Knoxville, TN | 50 | $ 12,620,000 | $ 252,400 | $ 203,000 |
| Cape Coral-Fort Myers, FL | 46 | $ 8,640,000 | $ 187,826 | $ 143,000 |
| Richmond, VA | 45 | $ 7,875,000 | $ 175,000 | $ 200,000 |
| Kansas City, MO-KS | 44 | $ 8,820,000 | $ 200,454 | $ 123,545 |
| Greeley, CO | 43 | $ 6,485,000 | $ 150,813 | $ 189,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 42 | $ 9,240,000 | $ 220,000 | $ 268,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 42 | $ 8,540,000 | $ 203,333 | $ 185,452 |
| Naples-Immokalee-Marco Island, FL | 41 | $ 11,455,000 | $ 279,390 | $ 205,000 |
| Salem, OR | 41 | $ 5,805,000 | $ 141,585 | $ 159,000 |
| Prescott Valley-Prescott, AZ | 40 | $ 6,700,000 | $ 167,500 | $ 182,000 |
| Bend-Redmond, OR | 39 | $ 9,255,000 | $ 237,307 | $ 267,000 |
| Colorado Springs, CO | 39 | $ 10,745,000 | $ 275,512 | $ 193,000 |
| Modesto, CA | 38 | $ 5,970,000 | $ 157,105 | $ 167,000 |
| Port St. Lucie, FL | 38 | $ 5,780,000 | $ 152,105 | $ 171,000 |
| San Rafael, CA | 38 | $ 14,220,000 | $ 374,210 | $ 391,000 |
| Hartford-West Hartford-East Hartford, CT | 37 | $ 8,845,000 | $ 239,054 | $ 201,000 |
| Bremerton-Silverdale, WA | 36 | $ 7,130,000 | $ 198,055 | $ 248,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 35 | $ 5,505,000 | $ 157,285 | $ 182,600 |
| Camden, NJ | 35 | $ 5,195,000 | $ 148,428 | $ 311,000 |
| Detroit-Dearborn-Livonia, MI | 34 | $ 4,050,000 | $ 119,117 | $ 148,000 |
| Ogden-Clearfield, UT | 34 | $ 8,170,000 | $ 240,294 | $ 254,000 |
| Asheville, NC | 33 | $ 19,025,000 | $ 576,515 | $ 365,000 |
| Bakersfield, CA | 32 | $ 5,480,000 | $ 171,250 | $ 207,000 |
| Boise City, ID | 32 | $ 10,480,000 | $ 327,500 | $ 155,000 |
| Pittsburgh, PA | 32 | $ 5,100,000 | $ 159,375 | $ 156,000 |
| Santa Cruz-Watsonville, CA | 32 | $ 8,750,000 | $ 273,437 | $ 277,000 |
| Santa Maria-Santa Barbara, CA | 32 | $ 9,990,000 | $ 312,187 | $ 243,000 |
| Austin-Round Rock, TX | 31 | $ 18,515,000 | $ 597,258 | $ 260,000 |
| Cleveland, OH | 30 | $ 6,090,000 | $ 203,000 | $ 177,000 |
| Eugene, OR | 30 | $ 4,710,000 | $ 157,000 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 5,415,000 | $ 186,724 | $ 171,000 |
| Bellingham, WA | 28 | $ 7,070,000 | $ 252,500 | $ 206,000 |
| Fort Collins, CO | 28 | $ 7,380,000 | $ 263,571 | $ 246,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 6,325,000 | $ 234,259 | $ 187,000 |
| San Antonio-New Braunfels, TX | 27 | $ 9,065,000 | $ 335,740 | $ 221,000 |
| Savannah, GA | 27 | $ 5,745,000 | $ 212,777 | $ 221,000 |
| Chico, CA | 26 | $ 3,760,000 | $ 144,615 | $ 166,000 |
| Olympia-Tumwater, WA | 26 | $ 4,720,000 | $ 181,538 | $ 191,000 |
| Lake County-Porter County-Jasper County, IN | 25 | $ 3,425,000 | $ 137,000 | $ 154,000 |
| Louisville/Jefferson County, KY-IN | 25 | $ 5,155,000 | $ 206,200 | $ 158,800 |
| Boulder, CO | 24 | $ 6,370,000 | $ 265,416 | $ 202,000 |
| Salinas, CA | 24 | $ 5,950,000 | $ 247,916 | $ 188,000 |
| Worcester, MA-CT | 24 | $ 8,150,000 | $ 339,583 | $ 225,000 |
| Urban Honolulu, HI | 23 | $ 8,525,000 | $ 370,652 | $ 175,000 |
| Greenville-Anderson-Mauldin, SC | 22 | $ 9,050,000 | $ 411,363 | $ 192,000 |
| St. George, UT | 22 | $ 7,620,000 | $ 346,363 | $ 295,000 |
| Washington, DC-MD | 22 | $ 6,170,000 | $ 280,454 | $ 197,000 |
| Akron, OH | 21 | $ 3,615,000 | $ 172,142 | $ 158,000 |
| Charlottesville, VA | 21 | $ 5,465,000 | $ 260,238 | $ 210,000 |
| Trenton, NJ | 21 | $ 6,795,000 | $ 323,571 | $ 333,000 |
| Chattanooga, TN-GA | 20 | $ 4,800,000 | $ 240,000 | $ 171,200 |
| Greensboro-High Point, NC | 20 | $ 4,520,000 | $ 226,000 | $ 167,000 |
| Corvallis, OR | 19 | $ 3,825,000 | $ 201,315 | $ 173,000 |
| Memphis, TN-MS-AR | 19 | $ 3,365,000 | $ 177,105 | $ 144,789 |
| New Haven-Milford, CT | 19 | $ 3,175,000 | $ 167,105 | $ 183,000 |
| Providence-Warwick, RI-MA | 19 | $ 6,385,000 | $ 336,052 | $ 191,473 |
| Spokane-Spokane Valley, WA | 19 | $ 3,555,000 | $ 187,105 | $ 215,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 3,930,000 | $ 218,333 | $ 163,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 18 | $ 3,480,000 | $ 193,333 | $ 269,000 |
| Lakeland-Winter Haven, FL | 18 | $ 2,650,000 | $ 147,222 | $ 169,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 4,370,000 | $ 242,777 | $ 202,000 |
| Napa, CA | 18 | $ 4,030,000 | $ 223,888 | $ 315,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 3,055,000 | $ 179,705 | $ 145,529 |
| Birmingham-Hoover, AL | 17 | $ 4,275,000 | $ 251,470 | $ 155,000 |
| Wilmington, NC | 17 | $ 5,615,000 | $ 330,294 | $ 184,000 |
| Winston-Salem, NC | 17 | $ 3,455,000 | $ 203,235 | $ 108,000 |
| Bozeman, MT | 16 | $ 4,860,000 | $ 303,750 | $ 428,000 |
| Dayton-Springfield-Kettering, OH | 16 | $ 4,620,000 | $ 288,750 | $ 144,000 |
| Durham-Chapel Hill, NC | 16 | $ 4,490,000 | $ 280,625 | $ 240,000 |
| Fort Worth-Arlington, TX | 16 | $ 6,870,000 | $ 429,375 | $ 223,000 |
| Kennewick-Richland, WA | 15 | $ 2,355,000 | $ 157,000 | $ 168,000 |
| Albuquerque, NM | 14 | $ 5,530,000 | $ 395,000 | $ 237,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 14 | $ 1,710,000 | $ 122,142 | $ 103,000 |
| Flagstaff, AZ | 14 | $ 1,990,000 | $ 142,142 | $ 226,000 |
| Lancaster, PA | 14 | $ 2,340,000 | $ 167,142 | $ 167,000 |
| Yuma, AZ | 14 | $ 2,000,000 | $ 142,857 | $ 108,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 2,435,000 | $ 187,307 | $ 191,000 |
| Medford, OR | 13 | $ 2,095,000 | $ 161,153 | $ 264,000 |
| Albany-Schenectady-Troy, NY | 12 | $ 3,190,000 | $ 265,833 | $ 135,000 |
| Gainesville, GA | 12 | $ 2,750,000 | $ 229,166 | $ 194,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 1,350,000 | $ 112,500 | $ 125,000 |
| Ocala, FL | 12 | $ 1,120,000 | $ 93,333 | $ 105,000 |
| Syracuse, NY | 12 | $ 2,550,000 | $ 212,500 | $ 179,000 |
| Visalia-Porterville, CA | 12 | $ 4,280,000 | $ 356,666 | $ 277,000 |
| Waterbury-Shelton, CT | 12 | $ 2,260,000 | $ 188,333 | $ 129,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 4,665,000 | $ 424,090 | $ 340,000 |
| Fort Wayne, IN | 11 | $ 1,065,000 | $ 96,818 | $ 92,000 |
| Manchester-Nashua, NH | 11 | $ 3,545,000 | $ 322,272 | $ 188,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,585,000 | $ 144,090 | $ 133,000 |
| Rockingham County-Strafford County, NH | 11 | $ 2,755,000 | $ 250,454 | $ 217,000 |
| Albany, OR | 10 | $ 2,280,000 | $ 228,000 | $ 175,000 |
| Barnstable Town, MA | 10 | $ 1,380,000 | $ 138,000 | $ 116,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,530,000 | $ 153,000 | $ 152,000 |
| Lansing-East Lansing, MI | 10 | $ 1,870,000 | $ 187,000 | $ 219,000 |
| Madison, WI | 10 | $ 3,540,000 | $ 354,000 | $ 190,000 |
| Portland-South Portland, ME | 10 | $ 2,570,000 | $ 257,000 | $ 146,000 |
| Racine, WI | 10 | $ 1,400,000 | $ 140,000 | $ 128,000 |
| Redding, CA | 10 | $ 1,370,000 | $ 137,000 | $ 157,000 |
| Tulsa, OK | 10 | $ 23,740,000 | $ 2,374,000 | $ 205,000 |
| Wenatchee, WA | 10 | $ 1,710,000 | $ 171,000 | $ 220,000 |
| Wilmington, DE-MD-NJ | 10 | $ 3,260,000 | $ 326,000 | $ 222,600 |
| York-Hanover, PA | 10 | $ 1,930,000 | $ 193,000 | $ 165,000 |
| Coeur D'Alene, ID | 9 | $ 1,215,000 | $ 135,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 9 | $ 1,595,000 | $ 177,222 | $ 187,000 |
| Punta Gorda, FL | 9 | $ 2,595,000 | $ 288,333 | $ 183,000 |
| Rockford, IL | 9 | $ 995,000 | $ 110,555 | $ 81,000 |
| Charleston-North Charleston, SC | 8 | $ 4,610,000 | $ 576,250 | $ 151,000 |
| Lexington-Fayette, KY | 8 | $ 1,490,000 | $ 186,250 | $ 162,000 |
| Logan, UT-ID | 8 | $ 2,930,000 | $ 366,250 | $ 225,000 |
| Merced, CA | 8 | $ 2,080,000 | $ 260,000 | $ 132,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 3,300,000 | $ 412,500 | $ 149,000 |
| Panama City, FL | 8 | $ 3,650,000 | $ 456,250 | $ 210,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 1,670,000 | $ 208,750 | $ 367,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,390,000 | $ 173,750 | $ 193,000 |
| Toledo, OH | 8 | $ 1,050,000 | $ 131,250 | $ 114,000 |
| Winchester, VA-WV | 8 | $ 1,700,000 | $ 212,500 | $ 275,000 |
| Baton Rouge, LA | 7 | $ 2,485,000 | $ 355,000 | $ 175,000 |
| Columbia, SC | 7 | $ 1,335,000 | $ 190,714 | $ 155,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 3,015,000 | $ 430,714 | $ 267,000 |
| Grand Junction, CO | 7 | $ 2,145,000 | $ 306,428 | $ 153,000 |
| Longview, WA | 7 | $ 925,000 | $ 132,142 | $ 136,000 |
| Lynchburg, VA | 7 | $ 1,725,000 | $ 246,428 | $ 184,000 |
| Macon-Bibb County, GA | 7 | $ 1,285,000 | $ 183,571 | $ 220,000 |
| Niles-Benton Harbor, MI | 7 | $ 2,065,000 | $ 295,000 | $ 393,000 |
| Reading, PA | 7 | $ 1,135,000 | $ 162,142 | $ 182,000 |
| Rochester, NY | 7 | $ 1,225,000 | $ 175,000 | $ 189,000 |
| Warner Robins, GA | 7 | $ 1,025,000 | $ 146,428 | $ 138,000 |
| Wildwood-The Villages, FL | 7 | $ 1,695,000 | $ 242,142 | $ 212,000 |
| Abilene, TX | 6 | $ 3,020,000 | $ 503,333 | $ 210,000 |
| Athens-Clarke County, GA | 6 | $ 1,180,000 | $ 196,666 | $ 157,000 |
| Billings, MT | 6 | $ 3,100,000 | $ 516,666 | $ 331,000 |
| Helena, MT | 6 | $ 690,000 | $ 115,000 | $ 207,000 |
| Huntsville, AL | 6 | $ 2,550,000 | $ 425,000 | $ 220,000 |
| Oklahoma City, OK | 6 | $ 2,860,000 | $ 476,666 | $ 212,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 650,000 | $ 108,333 | $ 140,000 |
| Springfield, MA | 6 | $ 770,000 | $ 128,333 | $ 130,000 |
| Springfield, MO | 6 | $ 1,480,000 | $ 246,666 | $ 178,000 |
| Twin Falls, ID | 6 | $ 2,340,000 | $ 390,000 | $ 312,000 |
| Yuba City, CA | 6 | $ 730,000 | $ 121,666 | $ 151,000 |
| Anchorage, AK | 5 | $ 1,115,000 | $ 223,000 | $ 304,000 |
| Ann Arbor, MI | 5 | $ 2,005,000 | $ 401,000 | $ 201,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,605,000 | $ 321,000 | $ 206,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 295,000 | $ 59,000 | $ 95,000 |
| Canton-Massillon, OH | 5 | $ 725,000 | $ 145,000 | $ 106,000 |
| Columbus, GA-AL | 5 | $ 475,000 | $ 95,000 | $ 111,000 |
| Duluth, MN-WI | 5 | $ 805,000 | $ 161,000 | $ 134,000 |
| Erie, PA | 5 | $ 12,505,000 | $ 2,501,000 | $ 69,000 |
| Evansville, IN-KY | 5 | $ 925,000 | $ 185,000 | $ 119,000 |
| Fayetteville, NC | 5 | $ 1,015,000 | $ 203,000 | $ 103,000 |
| Flint, MI | 5 | $ 1,595,000 | $ 319,000 | $ 180,000 |
| Green Bay, WI | 5 | $ 705,000 | $ 141,000 | $ 127,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 30,955,000 | $ 6,191,000 | $ 148,000 |
| Harrisonburg, VA | 5 | $ 1,335,000 | $ 267,000 | $ 230,000 |
| Jacksonville, NC | 5 | $ 835,000 | $ 167,000 | $ 162,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 995,000 | $ 199,000 | $ 167,000 |
| Kingston, NY | 5 | $ 3,005,000 | $ 601,000 | $ 403,000 |
| Lebanon, PA | 5 | $ 535,000 | $ 107,000 | $ 137,000 |
| Montgomery, AL | 5 | $ 775,000 | $ 155,000 | $ 128,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,885,000 | $ 377,000 | $ 226,000 |
| Pocatello, ID | 5 | $ 925,000 | $ 185,000 | $ 99,000 |
| Santa Fe, NM | 5 | $ 2,055,000 | $ 411,000 | $ 256,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 625,000 | $ 125,000 | $ 149,000 |
| Auburn-Opelika, AL | 4 | $ 1,070,000 | $ 267,500 | $ 423,000 |
| Binghamton, NY | 4 | $ 390,000 | $ 97,500 | $ 218,000 |
| Clarksville, TN-KY | 4 | $ 21,110,000 | $ 5,277,500 | $ 95,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,560,000 | $ 390,000 | $ 251,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 2,200,000 | $ 550,000 | $ 204,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 1,710,000 | $ 427,500 | $ 198,000 |
| Kankakee, IL | 4 | $ 790,000 | $ 197,500 | $ 130,000 |
| Killeen-Temple, TX | 4 | $ 1,140,000 | $ 285,000 | $ 185,000 |
| Morristown, TN | 4 | $ 2,540,000 | $ 635,000 | $ 186,000 |
| Roanoke, VA | 4 | $ 340,000 | $ 85,000 | $ 89,000 |
| Spartanburg, SC | 4 | $ 750,000 | $ 187,500 | $ 80,000 |
| Traverse City, MI | 4 | $ 580,000 | $ 145,000 | $ 175,000 |
| Wichita, KS | 4 | $ 940,000 | $ 235,000 | $ 97,000 |
| Yakima, WA | 4 | $ 350,000 | $ 87,500 | $ 115,000 |
| Amherst Town-Northampton, MA | 3 | $ 555,000 | $ 185,000 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Bloomington, IL | 3 | $ 205,000 | $ 68,333 | $ 147,000 |
| Burlington-South Burlington, VT | 3 | $ 1,415,000 | $ 471,666 | $ 254,000 |
| Cape Girardeau, MO-IL | 3 | $ 265,000 | $ 88,333 | $ 99,000 |
| Champaign-Urbana, IL | 3 | $ 445,000 | $ 148,333 | $ 192,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 845,000 | $ 281,666 | $ 113,000 |
| Elkhart-Goshen, IN | 3 | $ 115,000 | $ 38,333 | $ 80,000 |
| Florence-Muscle Shoals, AL | 3 | $ 1,115,000 | $ 371,666 | $ 514,000 |
| Gainesville, FL | 3 | $ 585,000 | $ 195,000 | $ 519,000 |
| Jackson, MS | 3 | $ 1,045,000 | $ 348,333 | $ 154,000 |
| Joplin, MO | 3 | $ 285,000 | $ 95,000 | $ 126,000 |
| Kenosha, WI | 3 | $ 625,000 | $ 208,333 | $ 103,000 |
| Kokomo, IN | 3 | $ 435,000 | $ 145,000 | $ 72,000 |
| Michigan City-La Porte, IN | 3 | $ 235,000 | $ 78,333 | $ 139,000 |
| Missoula, MT | 3 | $ 675,000 | $ 225,000 | $ 203,000 |
| Mobile, AL | 3 | $ 1,275,000 | $ 425,000 | $ 207,000 |
| New Orleans-Metairie, LA | 3 | $ 825,000 | $ 275,000 | $ 152,000 |
| Norwich-New London, CT | 3 | $ 475,000 | $ 158,333 | $ 89,000 |
| Oshkosh-Neenah, WI | 3 | $ 295,000 | $ 98,333 | $ 104,000 |
| Pueblo, CO | 3 | $ 305,000 | $ 101,666 | $ 113,000 |
| Rochester, MN | 3 | $ 485,000 | $ 161,666 | $ 130,000 |
| Shreveport-Bossier City, LA | 3 | $ 955,000 | $ 318,333 | $ 114,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 445,000 | $ 148,333 | $ 111,000 |
| Springfield, IL | 3 | $ 95,000 | $ 31,666 | $ 133,000 |
| Tallahassee, FL | 3 | $ 815,000 | $ 271,666 | $ 194,000 |
| Terre Haute, IN | 3 | $ 545,000 | $ 181,666 | $ 118,000 |
| Valdosta, GA | 3 | $ 1,075,000 | $ 358,333 | $ 98,000 |
| Wheeling, WV-OH | 3 | $ 455,000 | $ 151,666 | $ 102,000 |
| Williamsport, PA | 3 | $ 205,000 | $ 68,333 | $ 101,000 |
| Appleton, WI | 2 | $ 630,000 | $ 315,000 | $ 103,000 |
| Brunswick, GA | 2 | $ 710,000 | $ 355,000 | $ 260,000 |
| Burlington, NC | 2 | $ 80,000 | $ 40,000 | $ 163,000 |
| Carson City, NV | 2 | $ 160,000 | $ 80,000 | $ 85,000 |
| College Station-Bryan, TX | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Columbia, MO | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| El Centro, CA | 2 | $ 160,000 | $ 80,000 | $ 116,000 |
| Fairbanks, AK | 2 | $ 770,000 | $ 385,000 | $ 295,000 |
| Fond Du Lac, WI | 2 | $ 110,000 | $ 55,000 | $ 74,000 |
| Glens Falls, NY | 2 | $ 760,000 | $ 380,000 | $ 70,000 |
| Grand Island, NE | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 780,000 | $ 390,000 | $ 113,000 |
| Hinesville, GA | 2 | $ 490,000 | $ 245,000 | $ 199,000 |
| Homosassa Springs, FL | 2 | $ 70,000 | $ 35,000 | $ 35,000 |
| Idaho Falls, ID | 2 | $ 670,000 | $ 335,000 | $ 220,000 |
| Jackson, TN | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
| Johnson City, TN | 2 | $ 490,000 | $ 245,000 | $ 145,000 |
| Kalamazoo-Portage, MI | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Lafayette-West Lafayette, IN | 2 | $ 830,000 | $ 415,000 | $ 306,000 |
| Lincoln, NE | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 740,000 | $ 370,000 | $ 225,000 |
| Longview, TX | 2 | $ 450,000 | $ 225,000 | $ 143,000 |
| Lubbock, TX | 2 | $ 670,000 | $ 335,000 | $ 262,000 |
| Muncie, IN | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Peoria, IL | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| Pittsfield, MA | 2 | $ 1,100,000 | $ 550,000 | $ 456,000 |
| Rapid City, SD | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Rocky Mount, NC | 2 | $ 880,000 | $ 440,000 | $ 437,000 |
| Sherman-Denison, TX | 2 | $ 330,000 | $ 165,000 | $ 209,000 |
| Staunton-Waynesboro, VA | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Waco, TX | 2 | $ 840,000 | $ 420,000 | $ 133,000 |
| Walla Walla, WA | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 690,000 | $ 345,000 | $ 224,000 |
| Wausau, WI | 2 | $ 170,000 | $ 85,000 | $ 177,000 |
| Wichita Falls, TX | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Albany, GA | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Alexandria, LA | 1 | $ 265,000 | $ 265,000 | $ 350,000 |
| Battle Creek, MI | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Bay City, MI | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Beaumont-Port Arthur, TX | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bowling Green, KY | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 15,000 | $ 15,000 | $ 175,000 |
| Cleveland, TN | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Corpus Christi, TX | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Dalton, GA | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Dover, DE | 1 | $ 465,000 | $ 465,000 | $ 97,000 |
| El Paso, TX | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Fargo, ND-MN | 1 | $ 295,000 | $ 295,000 | $ 357,000 |
| Gettysburg, PA | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Goldsboro, NC | 1 | $ 175,000 | $ 175,000 | $ 193,000 |
| Grants Pass, OR | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Greenville, NC | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Hammond, LA | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| Hanford-Corcoran, CA | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Iowa City, IA | 1 | $ 575,000 | $ 575,000 | $ 310,000 |
| Ithaca, NY | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Jackson, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lafayette, LA | 1 | $ 455,000 | $ 455,000 | $ 218,000 |
| Las Cruces, NM | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Lawton, OK | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lima, OH | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Manhattan, KS | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Mankato-North Mankato, MN | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Mansfield, OH | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Paducah, KY-IL | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| Rome, GA | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Sebring, FL | 1 | $ 505,000 | $ 505,000 | $ 347,000 |
| Sioux City, IA-NE-SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Springfield, OH | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| State College, PA | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Sumter, SC | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Tyler, TX | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Utica-Rome, NY | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Vineland-Bridgeton, NJ | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,561 | $1,840,985,000 | $403,000 | $12,025,000 | $282,000 | $3,066,000 |
| Other Purpose | 4,278 | $622,740,000 | $145,000 | $1,205,000 | $190,000 | $5,419,000 |
| Home Improvement | 2,713 | $355,315,000 | $130,000 | $1,505,000 | $194,000 | $4,440,000 |
| Refinancing | 1,794 | $618,070,000 | $344,000 | $30,005,000 | $235,000 | $1,767,000 |
| Cash-out Refinancing | 379 | $160,455,000 | $423,000 | $1,605,000 | $181,000 | $900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,731 | $1,500,685,000 | $222,000 | $2,135,000 | $224,000 | $5,419,000 |
| Not Provided | 1,993 | $527,385,000 | $264,000 | $1,855,000 | $238,000 | $1,800,000 |
| Not applicable | 1,821 | $801,215,000 | $439,000 | $30,005,000 | $0 | $0 |
| Hispanic | 1,318 | $222,220,000 | $168,000 | $1,645,000 | $191,000 | $2,523,000 |
| Asian | 1,098 | $415,310,000 | $378,000 | $2,025,000 | $278,000 | $1,622,000 |
| Black or African American | 665 | $109,275,000 | $164,000 | $1,845,000 | $187,000 | $1,255,000 |
| American Indian or Alaskan Native | 65 | $15,175,000 | $233,000 | $1,165,000 | $202,000 | $794,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $6,300,000 | $185,000 | $675,000 | $174,000 | $668,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,514 | $3,521,570,000 | $260,000 | $30,005,000 | $227,000 | $5,419,000 |
| VA-guaranteed (Veterans Administration) | 153 | $57,085,000 | $373,000 | $945,000 | $131,000 | $330,000 |
| FHA-insured (Federal Housing Administration) | 58 | $18,910,000 | $326,000 | $725,000 | $124,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,591 | $1,817,655,000 | $275,000 | $30,005,000 | $248,000 | $5,419,000 |
| Application Denied By Financial Institution | 3,602 | $575,920,000 | $159,000 | $2,095,000 | $180,000 | $4,440,000 |
| Loan Purchased By The Institution | 1,813 | $669,455,000 | $369,000 | $2,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,268 | $396,780,000 | $312,000 | $2,135,000 | $229,000 | $4,834,000 |
| File Closed For Incompleteness | 233 | $95,195,000 | $408,000 | $1,845,000 | $269,000 | $3,066,000 |
| Application Approved But Not Accepted | 208 | $38,130,000 | $183,000 | $1,825,000 | $224,000 | $931,000 |
| Preapproval Approved but not Accepted | 10 | $4,430,000 | $443,000 | $905,000 | $181,000 | $376,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,123 | $3,021,645,000 | $298,000 | $30,005,000 | $245,000 | $5,419,000 |
| Debt-To-Income Ratio | 1,782 | $287,420,000 | $161,000 | $2,095,000 | $133,000 | $821,000 |
| Credit History | 568 | $70,210,000 | $123,000 | $1,265,000 | $182,000 | $2,050,000 |
| Credit Application Incomplete | 564 | $91,690,000 | $162,000 | $1,295,000 | $215,000 | $2,779,000 |
| Collateral | 495 | $80,425,000 | $162,000 | $1,505,000 | $270,000 | $4,440,000 |
| Other | 119 | $31,115,000 | $261,000 | $1,215,000 | $314,000 | $1,100,000 |
| Unverifiable Information | 45 | $8,665,000 | $192,000 | $1,125,000 | $199,000 | $509,000 |
| Employment History | 28 | $5,630,000 | $201,000 | $705,000 | $215,000 | $1,287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $765,000 | $765,000 | $765,000 | $300,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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