Servbank, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, Servbank, N.A. of Oswego, IL reported 1,281 mortgage applications totaling $329.6 million, up 25% from 2018. The average application was for $257,279, and applicants reported an average income of $56,316. 22% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (168), Elgin, IL (83) and Phoenix-Mesa-Scottsdale, AZ (49) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,281 |
| Total Mortgage Loan Application Amount | $329,575,000 |
| Average Mortgage Loan Application Amount | $257,279 |
| Highest Mortgage Loan Application Amount | $1,715,000 |
| Average Applicant Income | $56,316 |
| Highest Applicant Income | $975,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 73 | $ 18,895,000 | $ 258,835 | $ 89,000 |
| DuPage, Illinois | 57 | $ 15,365,000 | $ 269,561 | $ 139,000 |
| Kendall, Illinois | 49 | $ 11,285,000 | $ 230,306 | $ 96,000 |
| Maricopa, Arizona | 44 | $ 12,340,000 | $ 280,454 | $ 87,000 |
| Will, Illinois | 33 | $ 7,695,000 | $ 233,181 | $ 109,000 |
| Kane, Illinois | 29 | $ 7,075,000 | $ 243,965 | $ 97,000 |
| Clark, Nevada | 28 | $ 8,000,000 | $ 285,714 | $ 38,000 |
| Riverside, California | 16 | $ 5,240,000 | $ 327,500 | $ 60,000 |
| Pierce, Washington | 14 | $ 4,080,000 | $ 291,428 | $ 42,000 |
| Polk, Florida | 13 | $ 2,525,000 | $ 194,230 | $ 65,000 |
| Jackson, Missouri | 10 | $ 2,490,000 | $ 249,000 | $ 8,000 |
| Los Angeles, California | 9 | $ 4,765,000 | $ 529,444 | $ 59,000 |
| Providence, Rhode Island | 9 | $ 2,115,000 | $ 235,000 | $ 31,000 |
| Harris, Texas | 9 | $ 1,515,000 | $ 168,333 | $ 9,000 |
| San Bernardino, California | 8 | $ 2,050,000 | $ 256,250 | $ 13,000 |
| San Diego, California | 8 | $ 3,570,000 | $ 446,250 | $ 92,000 |
| Baltimore, Maryland | 8 | $ 1,560,000 | $ 195,000 | $ 39,000 |
| Prince George's, Maryland | 8 | $ 2,760,000 | $ 345,000 | $ 66,000 |
| Hillsborough, Florida | 7 | $ 2,585,000 | $ 369,285 | $ 89,000 |
| Worcester, Massachusetts | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| St. Charles, Missouri | 7 | $ 1,425,000 | $ 203,571 | $ 5,000 |
| Pima, Arizona | 6 | $ 1,320,000 | $ 220,000 | $ 27,000 |
| Charlotte, Florida | 6 | $ 1,690,000 | $ 281,666 | $ 98,000 |
| Palm Beach, Florida | 6 | $ 1,180,000 | $ 196,666 | $ 112,000 |
| Kankakee, Illinois | 6 | $ 1,210,000 | $ 201,666 | $ 110,000 |
| Essex, Massachusetts | 6 | $ 2,680,000 | $ 446,666 | $ 31,000 |
| Middlesex, Massachusetts | 6 | $ 2,220,000 | $ 370,000 | $ 0 |
| Plymouth, Massachusetts | 6 | $ 2,270,000 | $ 378,333 | $ 25,000 |
| Queens, New York | 6 | $ 2,310,000 | $ 385,000 | $ 53,000 |
| Wake, North Carolina | 6 | $ 1,460,000 | $ 243,333 | $ 41,000 |
| Bexar, Texas | 6 | $ 1,040,000 | $ 173,333 | $ 31,000 |
| Dallas, Texas | 6 | $ 1,150,000 | $ 191,666 | $ 26,000 |
| Pinal, Arizona | 5 | $ 1,025,000 | $ 205,000 | $ 142,000 |
| Yavapai, Arizona | 5 | $ 935,000 | $ 187,000 | $ 33,000 |
| Contra Costa, California | 5 | $ 2,105,000 | $ 421,000 | $ 56,000 |
| Kern, California | 5 | $ 1,085,000 | $ 217,000 | $ 23,000 |
| Sacramento, California | 5 | $ 1,355,000 | $ 271,000 | $ 8,000 |
| Broward, Florida | 5 | $ 1,865,000 | $ 373,000 | $ 88,000 |
| Fulton, Georgia | 5 | $ 1,435,000 | $ 287,000 | $ 12,000 |
| DeKalb, Illinois | 5 | $ 695,000 | $ 139,000 | $ 71,000 |
| Polk, Iowa | 5 | $ 785,000 | $ 157,000 | $ 0 |
| Bristol, Massachusetts | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| St. Louis, Missouri | 5 | $ 985,000 | $ 197,000 | $ 12,000 |
| Westchester, New York | 5 | $ 1,615,000 | $ 323,000 | $ 90,000 |
| El Paso, Texas | 5 | $ 975,000 | $ 195,000 | $ 26,000 |
| Tarrant, Texas | 5 | $ 935,000 | $ 187,000 | $ 52,000 |
| Anchorage, Alaska | 4 | $ 1,490,000 | $ 372,500 | $ 0 |
| Miami-Dade, Florida | 4 | $ 850,000 | $ 212,500 | $ 49,000 |
| Honolulu, Hawaii | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Lake, Illinois | 4 | $ 870,000 | $ 217,500 | $ 96,000 |
| Baltimore City, Maryland | 4 | $ 910,000 | $ 227,500 | $ 45,000 |
| Harford, Maryland | 4 | $ 1,030,000 | $ 257,500 | $ 23,000 |
| Hampden, Massachusetts | 4 | $ 780,000 | $ 195,000 | $ 25,000 |
| Hennepin, Minnesota | 4 | $ 1,030,000 | $ 257,500 | $ 0 |
| Washington, Minnesota | 4 | $ 1,180,000 | $ 295,000 | $ 9,000 |
| Merrimack, New Hampshire | 4 | $ 750,000 | $ 187,500 | $ 13,000 |
| Cumberland, North Carolina | 4 | $ 860,000 | $ 215,000 | $ 63,000 |
| Oklahoma, Oklahoma | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Charleston, South Carolina | 4 | $ 940,000 | $ 235,000 | $ 29,000 |
| Denton, Texas | 4 | $ 1,150,000 | $ 287,500 | $ 41,000 |
| Salt Lake, Utah | 4 | $ 1,130,000 | $ 282,500 | $ 44,000 |
| Chesapeake, Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 12,000 |
| Fairfax, Virginia | 4 | $ 1,270,000 | $ 317,500 | $ 19,000 |
| Snohomish, Washington | 4 | $ 1,390,000 | $ 347,500 | $ 47,000 |
| Fresno, California | 3 | $ 545,000 | $ 181,666 | $ 16,000 |
| Kings, California | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Orange, California | 3 | $ 1,455,000 | $ 485,000 | $ 210,000 |
| San Francisco, California | 3 | $ 1,735,000 | $ 578,333 | $ 110,000 |
| Tulare, California | 3 | $ 735,000 | $ 245,000 | $ 57,000 |
| Arapahoe, Colorado | 3 | $ 1,385,000 | $ 461,666 | $ 167,000 |
| El Paso, Colorado | 3 | $ 1,055,000 | $ 351,666 | $ 0 |
| Kent, Delaware | 3 | $ 695,000 | $ 231,666 | $ 0 |
| District of Columbia, District Of Columbia | 3 | $ 1,695,000 | $ 565,000 | $ 132,000 |
| Lee, Florida | 3 | $ 455,000 | $ 151,666 | $ 36,000 |
| Orange, Florida | 3 | $ 825,000 | $ 275,000 | $ 19,000 |
| Pasco, Florida | 3 | $ 685,000 | $ 228,333 | $ 23,000 |
| Sarasota, Florida | 3 | $ 615,000 | $ 205,000 | $ 79,000 |
| Clayton, Georgia | 3 | $ 715,000 | $ 238,333 | $ 15,000 |
| Cobb, Georgia | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Douglas, Georgia | 3 | $ 725,000 | $ 241,666 | $ 29,000 |
| Henry, Georgia | 3 | $ 785,000 | $ 261,666 | $ 26,000 |
| Hawaii, Hawaii | 3 | $ 695,000 | $ 231,666 | $ 0 |
| McHenry, Illinois | 3 | $ 685,000 | $ 228,333 | $ 104,000 |
| Lake, Indiana | 3 | $ 655,000 | $ 218,333 | $ 16,000 |
| Linn, Iowa | 3 | $ 565,000 | $ 188,333 | $ 28,000 |
| Hardin, Kentucky | 3 | $ 715,000 | $ 238,333 | $ 58,000 |
| Jefferson, Kentucky | 3 | $ 835,000 | $ 278,333 | $ 99,000 |
| Charles, Maryland | 3 | $ 895,000 | $ 298,333 | $ 18,000 |
| Montgomery, Maryland | 3 | $ 2,515,000 | $ 838,333 | $ 235,000 |
| Oakland, Michigan | 3 | $ 995,000 | $ 331,666 | $ 84,000 |
| Dakota, Minnesota | 3 | $ 695,000 | $ 231,666 | $ 38,000 |
| Douglas, Nebraska | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Washoe, Nevada | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Hillsborough, New Hampshire | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Rockingham, New Hampshire | 3 | $ 925,000 | $ 308,333 | $ 33,000 |
| Albany, New York | 3 | $ 1,175,000 | $ 391,666 | $ 186,000 |
| Erie, New York | 3 | $ 735,000 | $ 245,000 | $ 21,000 |
| Montgomery, New York | 3 | $ 345,000 | $ 115,000 | $ 39,000 |
| Nassau, New York | 3 | $ 1,185,000 | $ 395,000 | $ 29,000 |
| Orange, New York | 3 | $ 725,000 | $ 241,666 | $ 26,000 |
| Rensselaer, New York | 3 | $ 555,000 | $ 185,000 | $ 102,000 |
| Suffolk, New York | 3 | $ 1,165,000 | $ 388,333 | $ 80,000 |
| New Hanover, North Carolina | 3 | $ 695,000 | $ 231,666 | $ 66,000 |
| Lake, Ohio | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Bucks, Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 85,000 |
| Dauphin, Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 39,000 |
| Montgomery, Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Berkeley, South Carolina | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| Fayette, Tennessee | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Guadalupe, Texas | 3 | $ 865,000 | $ 288,333 | $ 20,000 |
| Utah, Utah | 3 | $ 825,000 | $ 275,000 | $ 78,000 |
| Weber, Utah | 3 | $ 745,000 | $ 248,333 | $ 17,000 |
| Norfolk, Virginia | 3 | $ 505,000 | $ 168,333 | $ 19,000 |
| Spotsylvania, Virginia | 3 | $ 835,000 | $ 278,333 | $ 34,000 |
| Virginia Beach, Virginia | 3 | $ 895,000 | $ 298,333 | $ 41,000 |
| Clark, Washington | 3 | $ 985,000 | $ 328,333 | $ 19,000 |
| Spokane, Washington | 3 | $ 635,000 | $ 211,666 | $ 24,000 |
| Whatcom, Washington | 3 | $ 1,055,000 | $ 351,666 | $ 31,000 |
| Marathon, Wisconsin | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Fremont, Wyoming | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Mobile, Alabama | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Humboldt, California | 2 | $ 470,000 | $ 235,000 | $ 27,000 |
| San Joaquin, California | 2 | $ 680,000 | $ 340,000 | $ 49,000 |
| Solano, California | 2 | $ 520,000 | $ 260,000 | $ 15,000 |
| Stanislaus, California | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Denver, Colorado | 2 | $ 480,000 | $ 240,000 | $ 56,000 |
| Larimer, Colorado | 2 | $ 620,000 | $ 310,000 | $ 57,000 |
| New London, Connecticut | 2 | $ 640,000 | $ 320,000 | $ 49,000 |
| Windham, Connecticut | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| New Castle, Delaware | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Sussex, Delaware | 2 | $ 570,000 | $ 285,000 | $ 35,000 |
| Clay, Florida | 2 | $ 500,000 | $ 250,000 | $ 33,000 |
| Duval, Florida | 2 | $ 500,000 | $ 250,000 | $ 17,000 |
| Highlands, Florida | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Manatee, Florida | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Okaloosa, Florida | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Osceola, Florida | 2 | $ 470,000 | $ 235,000 | $ 46,000 |
| Santa Rosa, Florida | 2 | $ 500,000 | $ 250,000 | $ 32,000 |
| St. Lucie, Florida | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Cherokee, Georgia | 2 | $ 570,000 | $ 285,000 | $ 53,000 |
| DeKalb, Georgia | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Gwinnett, Georgia | 2 | $ 420,000 | $ 210,000 | $ 47,000 |
| Lowndes, Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Muscogee, Georgia | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Richmond, Georgia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Valley, Idaho | 2 | $ 780,000 | $ 390,000 | $ 325,000 |
| Grundy, Illinois | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Rock Island, Illinois | 2 | $ 280,000 | $ 140,000 | $ 22,000 |
| St. Clair, Illinois | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Porter, Indiana | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Christian, Kentucky | 2 | $ 450,000 | $ 225,000 | $ 0 |
| St. Tammany, Louisiana | 2 | $ 320,000 | $ 160,000 | $ 0 |
| York, Maine | 2 | $ 500,000 | $ 250,000 | $ 52,000 |
| Anne Arundel, Maryland | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Carroll, Maryland | 2 | $ 640,000 | $ 320,000 | $ 68,000 |
| Frederick, Maryland | 2 | $ 990,000 | $ 495,000 | $ 226,000 |
| Howard, Maryland | 2 | $ 560,000 | $ 280,000 | $ 66,000 |
| Norfolk, Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Suffolk, Massachusetts | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Genesee, Michigan | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Livingston, Michigan | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Wayne, Michigan | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Anoka, Minnesota | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 670,000 | $ 335,000 | $ 180,000 |
| Scott, Minnesota | 2 | $ 570,000 | $ 285,000 | $ 25,000 |
| DeSoto, Mississippi | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Boone, Missouri | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Platte, Missouri | 2 | $ 310,000 | $ 155,000 | $ 43,000 |
| Gallatin, Montana | 2 | $ 520,000 | $ 260,000 | $ 42,000 |
| Carson City, Nevada | 2 | $ 480,000 | $ 240,000 | $ 51,000 |
| Strafford, New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Gloucester, New Jersey | 2 | $ 450,000 | $ 225,000 | $ 30,000 |
| Hudson, New Jersey | 2 | $ 540,000 | $ 270,000 | $ 59,000 |
| Mercer, New Jersey | 2 | $ 430,000 | $ 215,000 | $ 26,000 |
| Middlesex, New Jersey | 2 | $ 530,000 | $ 265,000 | $ 169,000 |
| Ocean, New Jersey | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Bernalillo, New Mexico | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Bronx, New York | 2 | $ 760,000 | $ 380,000 | $ 134,000 |
| Greene, New York | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| Kings, New York | 2 | $ 1,120,000 | $ 560,000 | $ 84,000 |
| Madison, New York | 2 | $ 440,000 | $ 220,000 | $ 43,000 |
| Monroe, New York | 2 | $ 350,000 | $ 175,000 | $ 15,000 |
| Onondaga, New York | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Mecklenburg, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 34,000 |
| Cass, North Dakota | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| Butler, Ohio | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Cuyahoga, Ohio | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Montgomery, Ohio | 2 | $ 430,000 | $ 215,000 | $ 2,000 |
| Stark, Ohio | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Canadian, Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Comanche, Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| Pontotoc, Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 21,000 |
| Wagoner, Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Douglas, Oregon | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Linn, Oregon | 2 | $ 480,000 | $ 240,000 | $ 38,000 |
| Delaware, Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Washington, Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 120,000 |
| Dorchester, South Carolina | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| York, South Carolina | 2 | $ 450,000 | $ 225,000 | $ 54,000 |
| Davidson, Tennessee | 2 | $ 740,000 | $ 370,000 | $ 487,000 |
| Montgomery, Tennessee | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Rutherford, Tennessee | 2 | $ 470,000 | $ 235,000 | $ 47,000 |
| Williamson, Tennessee | 2 | $ 1,150,000 | $ 575,000 | $ 254,000 |
| Bell, Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Galveston, Texas | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Montgomery, Texas | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Williamson, Texas | 2 | $ 580,000 | $ 290,000 | $ 99,000 |
| Caroline, Virginia | 2 | $ 270,000 | $ 135,000 | $ 11,000 |
| Hampton, Virginia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Loudoun, Virginia | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Grant, Washington | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Mason, Washington | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Skagit, Washington | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Stevens, Washington | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Thurston, Washington | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Yakima, Washington | 2 | $ 410,000 | $ 205,000 | $ 20,000 |
| Wayne, West Virginia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Waukesha, Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 106,000 |
| Sweetwater, Wyoming | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Calhoun, Alabama | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Colbert, Alabama | 1 | $ 485,000 | $ 485,000 | $ 248,000 |
| Etowah, Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Houston, Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Shelby, Alabama | 1 | $ 145,000 | $ 145,000 | $ 163,000 |
| Tuscaloosa, Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Matanuska-Susitna, Alaska | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cochise, Arizona | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Graham, Arizona | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Craighead, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Perry, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Saline, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake, California | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Madera, California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monterey, California | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Placer, California | 1 | $ 365,000 | $ 365,000 | $ 65,000 |
| San Luis Obispo, California | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Santa Barbara, California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Santa Clara, California | 1 | $ 685,000 | $ 685,000 | $ 105,000 |
| Ventura, California | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Archuleta, Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Boulder, Colorado | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Chaffee, Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Delta, Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Douglas, Colorado | 1 | $ 565,000 | $ 565,000 | $ 151,000 |
| Fremont, Colorado | 1 | $ 265,000 | $ 265,000 | $ 38,000 |
| Jefferson, Colorado | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Pueblo, Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 255,000 | $ 255,000 | $ 30,000 |
| Hartford, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 300,000 |
| New Haven, Connecticut | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Brevard, Florida | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Collier, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Columbia, Florida | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Escambia, Florida | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Hernando, Florida | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Marion, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pinellas, Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Volusia, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Barrow, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clarke, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Columbia, Georgia | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Coweta, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Crisp, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dawson, Georgia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Effingham, Georgia | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Fayette, Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Habersham, Georgia | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Hall, Georgia | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Harris, Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Rabun, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Union, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Walton, Georgia | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Bonneville, Idaho | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Canyon, Idaho | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gem, Idaho | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Jerome, Idaho | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Twin Falls, Idaho | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Boone, Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carroll, Illinois | 1 | $ 105,000 | $ 105,000 | $ 238,000 |
| Champaign, Illinois | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Franklin, Illinois | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Hancock, Illinois | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| LaSalle, Illinois | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Ogle, Illinois | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Sangamon, Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Allen, Indiana | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Bartholomew, Indiana | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Clark, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Hancock, Indiana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Jasper, Indiana | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Kosciusko, Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Marion, Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Monroe, Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Noble, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Starke, Indiana | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Steuben, Indiana | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Tippecanoe, Indiana | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Wabash, Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washington, Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clay, Iowa | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Iowa, Iowa | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Page, Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pottawattamie, Iowa | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Sioux, Iowa | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Boone, Kentucky | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clinton, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Scott, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Warren, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Livingston, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rapides, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland, Maine | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Franklin, Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Penobscot, Maine | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Sagadahoc, Maine | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Washington, Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cass, Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clinton, Michigan | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Emmet, Michigan | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Kent, Michigan | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Lenawee, Michigan | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Macomb, Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Clay, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Dodge, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Olmsted, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Adams, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| Madison, Mississippi | 1 | $ 655,000 | $ 655,000 | $ 167,000 |
| Barry, Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay, Missouri | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Greene, Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnson, Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Maries, Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stoddard, Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Warren, Missouri | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Ravalli, Montana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Sarpy, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Churchill, Nevada | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Douglas, Nevada | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Lyon, Nevada | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cheshire, New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Camden, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Monmouth, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Union, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Dona Ana, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Lea, New Mexico | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Niagara, New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Oswego, New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Otsego, New York | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Saratoga, New York | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Schenectady, New York | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Sullivan, New York | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Brunswick, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Camden, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Davidson, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Durham, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 227,000 |
| Granville, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Halifax, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Henderson, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hoke, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sampson, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Burleigh, North Dakota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Franklin, Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Logan, Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Medina, Ohio | 1 | $ 495,000 | $ 495,000 | $ 240,000 |
| Portage, Ohio | 1 | $ 385,000 | $ 385,000 | $ 164,000 |
| Summit, Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Creek, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kay, Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 212,000 |
| Payne, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rogers, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clatsop, Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jackson, Oregon | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson, Oregon | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Lane, Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marion, Oregon | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Morrow, Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Wasco, Oregon | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Washington, Oregon | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Berks, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Perry, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Philadelphia, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wayne, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| York, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Kent, Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Horry, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Richland, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Spartanburg, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Fentress, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lauderdale, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Meigs, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Robertson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Shelby, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Sumner, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Brazoria, Texas | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Cooke, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Coryell, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Dawson, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ellis, Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fisher, Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Gaines, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hays, Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hood, Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Jefferson, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kaufman, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Liberty, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lubbock, Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Nacogdoches, Texas | 1 | $ 495,000 | $ 495,000 | $ 132,000 |
| Nueces, Texas | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Randall, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tom Green, Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Travis, Texas | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Van Zandt, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sanpete, Utah | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Chittenden, Vermont | 1 | $ 215,000 | $ 215,000 | $ 18,000 |
| Alexandria, Virginia | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Appomattox, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Augusta, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bedford, Virginia | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Chesterfield, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Fluvanna, Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Franklin, Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Greensville, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Henrico, Virginia | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Hopewell, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Manassas, Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Newport News, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Prince William, Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Stafford, Virginia | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Staunton, Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Suffolk, Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Benton, Washington | 1 | $ 325,000 | $ 325,000 | $ 50,000 |
| Cowlitz, Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Grays Harbor, Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Island, Washington | 1 | $ 295,000 | $ 295,000 | $ 0 |
| King, Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Kitsap, Washington | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lewis, Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Okanogan, Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fond du Lac, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Croix, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Walworth, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Crook, Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Laramie, Wyoming | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Natrona, Wyoming | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 761 | $189,675,000 | $249,000 | $1,715,000 | $25,000 | $632,000 |
| Cash-out Refinancing | 311 | $86,825,000 | $279,000 | $1,205,000 | $94,000 | $420,000 |
| Home Purchase | 200 | $50,910,000 | $254,000 | $845,000 | $115,000 | $975,000 |
| Home Improvement | 9 | $2,165,000 | $240,000 | $405,000 | $98,000 | $171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 701 | $176,355,000 | $251,000 | $1,205,000 | $73,000 | $975,000 |
| Not Provided | 267 | $70,055,000 | $262,000 | $945,000 | $38,000 | $420,000 |
| Black or African American | 173 | $46,065,000 | $266,000 | $895,000 | $27,000 | $258,000 |
| Hispanic | 102 | $25,780,000 | $252,000 | $665,000 | $41,000 | $256,000 |
| Asian | 22 | $7,740,000 | $351,000 | $1,715,000 | $91,000 | $632,000 |
| American Indian or Alaskan Native | 12 | $2,500,000 | $208,000 | $305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $805,000 | $268,000 | $315,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 480 | $113,380,000 | $236,000 | $765,000 | $25,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 456 | $118,590,000 | $260,000 | $895,000 | $34,000 | $576,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 343 | $97,145,000 | $283,000 | $1,715,000 | $130,000 | $975,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $460,000 | $230,000 | $245,000 | $52,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 890 | $230,740,000 | $259,000 | $1,715,000 | $38,000 | $975,000 |
| Loan Originated | 287 | $74,255,000 | $258,000 | $945,000 | $112,000 | $734,000 |
| Application Withdrawn By Applicant | 56 | $14,660,000 | $261,000 | $725,000 | $71,000 | $576,000 |
| Application Denied By Financial Institution | 39 | $7,925,000 | $203,000 | $345,000 | $44,000 | $141,000 |
| Application Approved But Not Accepted | 9 | $1,995,000 | $221,000 | $405,000 | $118,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $321,650,000 | $258,000 | $1,715,000 | $57,000 | $975,000 |
| Credit History | 11 | $2,045,000 | $185,000 | $265,000 | $53,000 | $91,000 |
| Debt-To-Income Ratio | 11 | $2,065,000 | $187,000 | $335,000 | $45,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,685,000 | $240,000 | $345,000 | $15,000 | $109,000 |
| Other | 4 | $1,000,000 | $250,000 | $305,000 | $34,000 | $136,000 |
| Unverifiable Information | 3 | $525,000 | $175,000 | $225,000 | $28,000 | $43,000 |
| Collateral | 2 | $340,000 | $170,000 | $225,000 | $95,000 | $141,000 |
| Employment History | 1 | $265,000 | $265,000 | $265,000 | $125,000 | $125,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About