Servbank, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, Servbank, N.A. of Oswego, IL reported 1,281 mortgage applications totaling $329.6 million, up 25% from 2018. The average application was for $257,279, and applicants reported an average income of $56,316. 22% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (168), Elgin, IL (83) and Phoenix-Mesa-Scottsdale, AZ (49) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,281 |
| Total Mortgage Loan Application Amount | $329,575,000 |
| Average Mortgage Loan Application Amount | $257,279 |
| Highest Mortgage Loan Application Amount | $1,715,000 |
| Average Applicant Income | $56,316 |
| Highest Applicant Income | $975,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 168 | $ 43,110,000 | $ 256,607 | $ 110,000 |
| Outside any metro area | 106 | $ 22,820,000 | $ 215,283 | $ 37,707 |
| Elgin, IL | 83 | $ 19,055,000 | $ 229,578 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 49 | $ 13,365,000 | $ 272,755 | $ 92,000 |
| Atlanta-Sandy Springs-Roswell, GA | 29 | $ 6,895,000 | $ 237,758 | $ 21,000 |
| Las Vegas-Henderson-Paradise, NV | 28 | $ 8,000,000 | $ 285,714 | $ 38,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 28 | $ 9,470,000 | $ 338,214 | $ 50,464 |
| Riverside-San Bernardino-Ontario, CA | 24 | $ 7,290,000 | $ 303,750 | $ 44,000 |
| Baltimore-Columbia-Towson, MD | 22 | $ 5,310,000 | $ 241,363 | $ 48,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 18 | $ 4,840,000 | $ 268,888 | $ 40,555 |
| New York-Jersey City-White Plains, NY-NJ | 18 | $ 6,640,000 | $ 368,888 | $ 78,500 |
| Providence-Warwick, RI-MA | 16 | $ 3,850,000 | $ 240,625 | $ 17,187 |
| St. Louis, MO-IL | 16 | $ 3,410,000 | $ 213,125 | $ 9,625 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 2,785,000 | $ 185,666 | $ 29,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 3,535,000 | $ 235,666 | $ 14,933 |
| Tacoma-Lakewood, WA | 14 | $ 4,080,000 | $ 291,428 | $ 42,000 |
| Kansas City, MO-KS | 13 | $ 2,945,000 | $ 226,538 | $ 19,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,525,000 | $ 194,230 | $ 65,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 4,900,000 | $ 408,333 | $ 15,000 |
| Dallas-Plano-Irving, TX | 12 | $ 2,800,000 | $ 233,333 | $ 26,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 3,700,000 | $ 308,333 | $ 62,000 |
| Boston, MA | 10 | $ 4,320,000 | $ 432,000 | $ 15,000 |
| Charleston-North Charleston, SC | 9 | $ 1,995,000 | $ 221,666 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 4,765,000 | $ 529,444 | $ 59,000 |
| San Antonio-New Braunfels, TX | 9 | $ 1,905,000 | $ 211,666 | $ 27,000 |
| Worcester, MA-CT | 9 | $ 1,815,000 | $ 201,666 | $ 17,555 |
| Albany-Schenectady-Troy, NY | 8 | $ 2,060,000 | $ 257,500 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 2,820,000 | $ 352,500 | $ 208,000 |
| New York-Newark, NY | 8 | $ 1,950,000 | $ 243,750 | $ 51,625 |
| San Diego-Carlsbad, CA | 8 | $ 3,570,000 | $ 446,250 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 2,675,000 | $ 382,142 | $ 118,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,845,000 | $ 263,571 | $ 61,000 |
| Oklahoma City, OK | 7 | $ 1,315,000 | $ 187,857 | $ 0 |
| Raleigh, NC | 7 | $ 1,615,000 | $ 230,714 | $ 35,000 |
| Cleveland-Elyria, OH | 6 | $ 1,530,000 | $ 255,000 | $ 57,000 |
| Gary, IN | 6 | $ 1,080,000 | $ 180,000 | $ 23,000 |
| Kankakee, IL | 6 | $ 1,210,000 | $ 201,666 | $ 110,000 |
| Memphis, TN-MS-AR | 6 | $ 1,520,000 | $ 253,333 | $ 18,666 |
| Nassau County-Suffolk County, NY | 6 | $ 2,350,000 | $ 391,666 | $ 54,000 |
| Punta Gorda, FL | 6 | $ 1,690,000 | $ 281,666 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 1,720,000 | $ 286,666 | $ 18,000 |
| Tucson, AZ | 6 | $ 1,320,000 | $ 220,000 | $ 27,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,660,000 | $ 276,666 | $ 59,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,180,000 | $ 196,666 | $ 112,000 |
| Anchorage, AK | 5 | $ 1,795,000 | $ 359,000 | $ 0 |
| Bakersfield, CA | 5 | $ 1,085,000 | $ 217,000 | $ 23,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 1,015,000 | $ 203,000 | $ 35,400 |
| Des Moines-West Des Moines, IA | 5 | $ 785,000 | $ 157,000 | $ 0 |
| El Paso, TX | 5 | $ 975,000 | $ 195,000 | $ 26,000 |
| Fayetteville, NC | 5 | $ 1,145,000 | $ 229,000 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,865,000 | $ 373,000 | $ 88,000 |
| Fort Worth-Arlington, TX | 5 | $ 935,000 | $ 187,000 | $ 52,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,185,000 | $ 237,000 | $ 59,400 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,105,000 | $ 221,000 | $ 77,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,105,000 | $ 421,000 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,045,000 | $ 209,000 | $ 16,200 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,295,000 | $ 259,000 | $ 30,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 1,745,000 | $ 349,000 | $ 33,400 |
| Prescott Valley-Prescott, AZ | 5 | $ 935,000 | $ 187,000 | $ 33,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,405,000 | $ 281,000 | $ 20,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,735,000 | $ 347,000 | $ 38,000 |
| Spokane-Spokane Valley, WA | 5 | $ 965,000 | $ 193,000 | $ 14,000 |
| Springfield, MA | 5 | $ 1,015,000 | $ 203,000 | $ 20,000 |
| Syracuse, NY | 5 | $ 885,000 | $ 177,000 | $ 42,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 3,505,000 | $ 701,000 | $ 232,000 |
| Austin-Round Rock, TX | 4 | $ 1,090,000 | $ 272,500 | $ 66,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 960,000 | $ 240,000 | $ 15,000 |
| Cincinnati, OH-KY-IN | 4 | $ 780,000 | $ 195,000 | $ 33,750 |
| Clarksville, TN-KY | 4 | $ 780,000 | $ 195,000 | $ 26,500 |
| Harrisburg-Carlisle, PA | 4 | $ 910,000 | $ 227,500 | $ 47,000 |
| Jacksonville, FL | 4 | $ 1,000,000 | $ 250,000 | $ 25,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 870,000 | $ 217,500 | $ 96,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 850,000 | $ 212,500 | $ 49,000 |
| New Orleans-Metairie, LA | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Portland-South Portland, ME | 4 | $ 710,000 | $ 177,500 | $ 49,000 |
| Richmond, VA | 4 | $ 800,000 | $ 200,000 | $ 19,000 |
| Salt Lake City, UT | 4 | $ 1,130,000 | $ 282,500 | $ 44,000 |
| Tulsa, OK | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Urban Honolulu, HI | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,455,000 | $ 485,000 | $ 210,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 725,000 | $ 241,666 | $ 49,000 |
| Bellingham, WA | 3 | $ 1,055,000 | $ 351,666 | $ 31,000 |
| Camden, NJ | 3 | $ 625,000 | $ 208,333 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 455,000 | $ 151,666 | $ 36,000 |
| Cedar Rapids, IA | 3 | $ 565,000 | $ 188,333 | $ 28,000 |
| Colorado Springs, CO | 3 | $ 1,055,000 | $ 351,666 | $ 0 |
| Columbus, GA-AL | 3 | $ 735,000 | $ 245,000 | $ 26,000 |
| Dover, DE | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Elizabethtown-Fort Knox, KY | 3 | $ 715,000 | $ 238,333 | $ 58,000 |
| Fargo, ND-MN | 3 | $ 565,000 | $ 188,333 | $ 44,000 |
| Fresno, CA | 3 | $ 545,000 | $ 181,666 | $ 16,000 |
| Hanford-Corcoran, CA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 915,000 | $ 305,000 | $ 47,000 |
| Killeen-Temple, TX | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 505,000 | $ 168,333 | $ 40,000 |
| Manchester-Nashua, NH | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 925,000 | $ 308,333 | $ 70,000 |
| Ogden-Clearfield, UT | 3 | $ 745,000 | $ 248,333 | $ 17,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 775,000 | $ 258,333 | $ 48,000 |
| Philadelphia, PA | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Pittsburgh, PA | 3 | $ 685,000 | $ 228,333 | $ 80,000 |
| Provo-Orem, UT | 3 | $ 825,000 | $ 275,000 | $ 78,000 |
| Reno, NV | 3 | $ 685,000 | $ 228,333 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 1,735,000 | $ 578,333 | $ 110,000 |
| Visalia-Porterville, CA | 3 | $ 735,000 | $ 245,000 | $ 57,000 |
| Wausau, WI | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Wilmington, NC | 3 | $ 695,000 | $ 231,666 | $ 66,000 |
| Akron, OH | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Albany, OR | 2 | $ 480,000 | $ 240,000 | $ 38,000 |
| Albuquerque, NM | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Baton Rouge, LA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Birmingham-Hoover, AL | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Boise City, ID | 2 | $ 400,000 | $ 200,000 | $ 24,000 |
| Canton-Massillon, OH | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Carson City, NV | 2 | $ 480,000 | $ 240,000 | $ 51,000 |
| Columbia, MO | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Columbia, SC | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 280,000 | $ 140,000 | $ 22,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 430,000 | $ 215,000 | $ 2,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Durham-Chapel Hill, NC | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Flint, MI | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Fort Collins, CO | 2 | $ 620,000 | $ 310,000 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lawton, OK | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| Lynchburg, VA | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Mobile, AL | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Modesto, CA | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 450,000 | $ 225,000 | $ 24,500 |
| Norwich-New London, CT | 2 | $ 640,000 | $ 320,000 | $ 49,000 |
| Olympia-Tumwater, WA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Rochester, MN | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Rochester, NY | 2 | $ 350,000 | $ 175,000 | $ 15,000 |
| Salisbury, MD-DE | 2 | $ 570,000 | $ 285,000 | $ 35,000 |
| Sebring, FL | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Stockton-Lodi, CA | 2 | $ 680,000 | $ 340,000 | $ 49,000 |
| Trenton, NJ | 2 | $ 430,000 | $ 215,000 | $ 26,000 |
| Twin Falls, ID | 2 | $ 350,000 | $ 175,000 | $ 32,000 |
| Valdosta, GA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 520,000 | $ 260,000 | $ 15,000 |
| Wilmington, DE-MD-NJ | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Winston-Salem, NC | 2 | $ 550,000 | $ 275,000 | $ 185,000 |
| Yakima, WA | 2 | $ 410,000 | $ 205,000 | $ 20,000 |
| Alexandria, LA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Amarillo, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Asheville, NC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bangor, ME | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Barnstable Town, MA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Billings, MT | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Bismarck, ND | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bloomington, IN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Boulder, CO | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Bowling Green, KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 255,000 | $ 255,000 | $ 30,000 |
| Burlington-South Burlington, VT | 1 | $ 215,000 | $ 215,000 | $ 18,000 |
| Casper, WY | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Charlottesville, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cheyenne, WY | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Columbus, IN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Columbus, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dothan, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Eugene, OR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fairbanks, AK | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Florence-Muscle Shoals, AL | 1 | $ 485,000 | $ 485,000 | $ 248,000 |
| Fond Du Lac, WI | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Gadsden, AL | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Gainesville, GA | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Greenville, NC | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Hammond, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 365,000 | $ 365,000 | $ 300,000 |
| Idaho Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson, MS | 1 | $ 655,000 | $ 655,000 | $ 167,000 |
| Jonesboro, AR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 325,000 | $ 325,000 | $ 50,000 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Lake Charles, LA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Las Cruces, NM | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Lexington-Fayette, KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Longview, WA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lubbock, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Madera, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Medford, OR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Newark, NJ-PA | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Ocala, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Pueblo, CO | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Reading, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Roanoke, VA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockford, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Salem, OR | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Salinas, CA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| San Angelo, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 685,000 | $ 685,000 | $ 105,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Savannah, GA | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Shreveport-Bossier City, LA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Spartanburg, SC | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Springfield, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Springfield, MO | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| York-Hanover, PA | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 761 | $189,675,000 | $249,000 | $1,715,000 | $25,000 | $632,000 |
| Cash-out Refinancing | 311 | $86,825,000 | $279,000 | $1,205,000 | $94,000 | $420,000 |
| Home Purchase | 200 | $50,910,000 | $254,000 | $845,000 | $115,000 | $975,000 |
| Home Improvement | 9 | $2,165,000 | $240,000 | $405,000 | $98,000 | $171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 701 | $176,355,000 | $251,000 | $1,205,000 | $73,000 | $975,000 |
| Not Provided | 267 | $70,055,000 | $262,000 | $945,000 | $38,000 | $420,000 |
| Black or African American | 173 | $46,065,000 | $266,000 | $895,000 | $27,000 | $258,000 |
| Hispanic | 102 | $25,780,000 | $252,000 | $665,000 | $41,000 | $256,000 |
| Asian | 22 | $7,740,000 | $351,000 | $1,715,000 | $91,000 | $632,000 |
| American Indian or Alaskan Native | 12 | $2,500,000 | $208,000 | $305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $805,000 | $268,000 | $315,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 480 | $113,380,000 | $236,000 | $765,000 | $25,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 456 | $118,590,000 | $260,000 | $895,000 | $34,000 | $576,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 343 | $97,145,000 | $283,000 | $1,715,000 | $130,000 | $975,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $460,000 | $230,000 | $245,000 | $52,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 890 | $230,740,000 | $259,000 | $1,715,000 | $38,000 | $975,000 |
| Loan Originated | 287 | $74,255,000 | $258,000 | $945,000 | $112,000 | $734,000 |
| Application Withdrawn By Applicant | 56 | $14,660,000 | $261,000 | $725,000 | $71,000 | $576,000 |
| Application Denied By Financial Institution | 39 | $7,925,000 | $203,000 | $345,000 | $44,000 | $141,000 |
| Application Approved But Not Accepted | 9 | $1,995,000 | $221,000 | $405,000 | $118,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $321,650,000 | $258,000 | $1,715,000 | $57,000 | $975,000 |
| Credit History | 11 | $2,045,000 | $185,000 | $265,000 | $53,000 | $91,000 |
| Debt-To-Income Ratio | 11 | $2,065,000 | $187,000 | $335,000 | $45,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,685,000 | $240,000 | $345,000 | $15,000 | $109,000 |
| Other | 4 | $1,000,000 | $250,000 | $305,000 | $34,000 | $136,000 |
| Unverifiable Information | 3 | $525,000 | $175,000 | $225,000 | $28,000 | $43,000 |
| Collateral | 2 | $340,000 | $170,000 | $225,000 | $95,000 | $141,000 |
| Employment History | 1 | $265,000 | $265,000 | $265,000 | $125,000 | $125,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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