Servbank, N.A. Mortgage Lending & HMDA Data, 2024

In 2024, Servbank, N.A. of Oswego, IL reported 1,309 mortgage applications totaling $432.4 million, about the same as 2023. The average application was for $330,362, and applicants reported an average income of $109,063. 11% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Chicago-Naperville, IL (74), Atlanta-Sandy Springs-Roswell, GA (26) and Elgin, IL (24) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,309
Total Mortgage Loan Application Amount $432,445,000
Average Mortgage Loan Application Amount $330,362
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $109,063
Highest Applicant Income $2,506,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 56 $ 22,650,000 $ 404,464 $ 121,000
Maricopa, Arizona 22 $ 7,460,000 $ 339,090 $ 110,000
Kane, Illinois 14 $ 4,780,000 $ 341,428 $ 170,000
Prince George's, Maryland 14 $ 5,670,000 $ 405,000 $ 83,000
San Bernardino, California 12 $ 5,230,000 $ 435,833 $ 172,000
Clark, Nevada 12 $ 4,280,000 $ 356,666 $ 97,000
Riverside, California 11 $ 4,675,000 $ 425,000 $ 93,000
Lake, Illinois 11 $ 3,965,000 $ 360,454 $ 166,000
Cumberland, North Carolina 11 $ 3,005,000 $ 273,181 $ 85,000
Pima, Arizona 10 $ 2,890,000 $ 289,000 $ 91,000
San Diego, California 9 $ 4,545,000 $ 505,000 $ 133,000
Will, Illinois 9 $ 3,555,000 $ 395,000 $ 133,000
Anne Arundel, Maryland 8 $ 3,270,000 $ 408,750 $ 95,000
Nassau, New York 8 $ 3,920,000 $ 490,000 $ 129,000
Pierce, Washington 8 $ 3,610,000 $ 451,250 $ 119,000
Anchorage, Alaska 7 $ 2,315,000 $ 330,714 $ 124,000
Kern, California 7 $ 2,735,000 $ 390,714 $ 114,000
Lee, Florida 7 $ 2,175,000 $ 310,714 $ 67,000
DuPage, Illinois 7 $ 4,445,000 $ 635,000 $ 207,000
Lake, Indiana 7 $ 1,615,000 $ 230,714 $ 413,000
Bernalillo, New Mexico 7 $ 1,775,000 $ 253,571 $ 86,000
Utah, Utah 7 $ 2,485,000 $ 355,000 $ 70,000
Hillsborough, Florida 6 $ 1,810,000 $ 301,666 $ 98,000
Kendall, Illinois 6 $ 1,930,000 $ 321,666 $ 116,000
Marion, Indiana 6 $ 1,790,000 $ 298,333 $ 109,000
Baltimore, Maryland 6 $ 1,400,000 $ 233,333 $ 118,000
Richland, South Carolina 6 $ 1,710,000 $ 285,000 $ 61,000
Jefferson, Alabama 5 $ 1,335,000 $ 267,000 $ 68,000
Lee, Alabama 5 $ 1,675,000 $ 335,000 $ 100,000
Los Angeles, California 5 $ 2,165,000 $ 433,000 $ 73,000
El Paso, Colorado 5 $ 2,635,000 $ 527,000 $ 152,000
Escambia, Florida 5 $ 1,425,000 $ 285,000 $ 78,000
Orange, Florida 5 $ 1,355,000 $ 271,000 $ 59,000
Volusia, Florida 5 $ 1,275,000 $ 255,000 $ 99,000
Gwinnett, Georgia 5 $ 2,835,000 $ 567,000 $ 124,000
Henry, Georgia 5 $ 1,805,000 $ 361,000 $ 120,000
Allen, Indiana 5 $ 995,000 $ 199,000 $ 57,000
Worcester, Massachusetts 5 $ 1,505,000 $ 301,000 $ 93,000
Hennepin, Minnesota 5 $ 1,665,000 $ 333,000 $ 102,000
Harrison, Mississippi 5 $ 1,215,000 $ 243,000 $ 54,000
Jackson, Missouri 5 $ 1,325,000 $ 265,000 $ 106,000
Douglas, Nebraska 5 $ 1,075,000 $ 215,000 $ 91,000
Queens, New York 5 $ 2,155,000 $ 431,000 $ 96,000
Wake, North Carolina 5 $ 1,545,000 $ 309,000 $ 88,000
Clackamas, Oregon 5 $ 2,075,000 $ 415,000 $ 123,000
Philadelphia, Pennsylvania 5 $ 1,455,000 $ 291,000 $ 57,000
Berkeley, South Carolina 5 $ 1,525,000 $ 305,000 $ 95,000
Horry, South Carolina 5 $ 1,705,000 $ 341,000 $ 104,000
Harris, Texas 5 $ 1,465,000 $ 293,000 $ 162,000
Fairfax, Virginia 5 $ 2,335,000 $ 467,000 $ 122,000
Virginia Beach, Virginia 5 $ 2,045,000 $ 409,000 $ 132,000
King, Washington 5 $ 3,455,000 $ 691,000 $ 322,000
Kitsap, Washington 5 $ 2,315,000 $ 463,000 $ 95,000
Berkeley, West Virginia 5 $ 1,135,000 $ 227,000 $ 97,000
Fresno, California 4 $ 1,580,000 $ 395,000 $ 91,000
Orange, California 4 $ 2,300,000 $ 575,000 $ 470,000
San Joaquin, California 4 $ 1,840,000 $ 460,000 $ 110,000
Sussex, Delaware 4 $ 1,110,000 $ 277,500 $ 125,000
Broward, Florida 4 $ 1,880,000 $ 470,000 $ 118,000
Osceola, Florida 4 $ 1,400,000 $ 350,000 $ 155,000
Polk, Florida 4 $ 1,690,000 $ 422,500 $ 95,000
St. Lucie, Florida 4 $ 1,190,000 $ 297,500 $ 64,000
Chatham, Georgia 4 $ 1,180,000 $ 295,000 $ 79,000
Honolulu, Hawaii 4 $ 1,970,000 $ 492,500 $ 76,000
DeKalb, Illinois 4 $ 760,000 $ 190,000 $ 86,000
Kankakee, Illinois 4 $ 800,000 $ 200,000 $ 75,000
Sedgwick, Kansas 4 $ 900,000 $ 225,000 $ 124,000
Wayne, Michigan 4 $ 1,150,000 $ 287,500 $ 99,000
Anoka, Minnesota 4 $ 1,330,000 $ 332,500 $ 129,000
Hillsborough, New Hampshire 4 $ 1,460,000 $ 365,000 $ 97,000
Orange, New York 4 $ 1,210,000 $ 302,500 $ 89,000
Rockland, New York 4 $ 1,850,000 $ 462,500 $ 176,000
Saratoga, New York 4 $ 1,260,000 $ 315,000 $ 97,000
Suffolk, New York 4 $ 1,990,000 $ 497,500 $ 141,000
Moore, North Carolina 4 $ 1,490,000 $ 372,500 $ 136,000
Onslow, North Carolina 4 $ 1,050,000 $ 262,500 $ 69,000
Cuyahoga, Ohio 4 $ 2,130,000 $ 532,500 $ 60,000
Stark, Ohio 4 $ 990,000 $ 247,500 $ 116,000
Canadian, Oklahoma 4 $ 1,380,000 $ 345,000 $ 66,000
Oklahoma, Oklahoma 4 $ 920,000 $ 230,000 $ 79,000
Rogers, Oklahoma 4 $ 760,000 $ 190,000 $ 73,000
Multnomah, Oregon 4 $ 2,590,000 $ 647,500 $ 181,000
Polk, Oregon 4 $ 1,640,000 $ 410,000 $ 126,000
Spartanburg, South Carolina 4 $ 1,040,000 $ 260,000 $ 129,000
Rutherford, Tennessee 4 $ 1,200,000 $ 300,000 $ 32,000
Davis, Utah 4 $ 1,480,000 $ 370,000 $ 107,000
Chesapeake, Virginia 4 $ 1,300,000 $ 325,000 $ 90,000
Chesterfield, Virginia 4 $ 1,210,000 $ 302,500 $ 147,000
Matanuska-Susitna, Alaska 3 $ 965,000 $ 321,666 $ 70,000
Stanislaus, California 3 $ 1,195,000 $ 398,333 $ 105,000
Tulare, California 3 $ 955,000 $ 318,333 $ 75,000
Pueblo, Colorado 3 $ 1,135,000 $ 378,333 $ 162,000
Weld, Colorado 3 $ 945,000 $ 315,000 $ 140,000
South Central Connecticut Planning Region, Connecticut 3 $ 895,000 $ 298,333 $ 96,000
Kent, Delaware 3 $ 835,000 $ 278,333 $ 67,000
New Castle, Delaware 3 $ 895,000 $ 298,333 $ 87,000
Citrus, Florida 3 $ 725,000 $ 241,666 $ 46,000
Clay, Florida 3 $ 1,115,000 $ 371,666 $ 130,000
Duval, Florida 3 $ 1,375,000 $ 458,333 $ 75,000
Flagler, Florida 3 $ 675,000 $ 225,000 $ 85,000
Hernando, Florida 3 $ 575,000 $ 191,666 $ 63,000
Lake, Florida 3 $ 815,000 $ 271,666 $ 73,000
Marion, Florida 3 $ 1,235,000 $ 411,666 $ 272,000
Miami-Dade, Florida 3 $ 1,065,000 $ 355,000 $ 69,000
Okaloosa, Florida 3 $ 865,000 $ 288,333 $ 83,000
Palm Beach, Florida 3 $ 865,000 $ 288,333 $ 115,000
Pasco, Florida 3 $ 1,325,000 $ 441,666 $ 126,000
Cobb, Georgia 3 $ 805,000 $ 268,333 $ 122,000
Columbia, Georgia 3 $ 1,325,000 $ 441,666 $ 76,000
Newton, Georgia 3 $ 1,295,000 $ 431,666 $ 82,000
Ada, Idaho 3 $ 1,725,000 $ 575,000 $ 135,000
LaSalle, Illinois 3 $ 625,000 $ 208,333 $ 123,000
Lafayette, Louisiana 3 $ 655,000 $ 218,333 $ 64,000
Harford, Maryland 3 $ 1,075,000 $ 358,333 $ 147,000
Essex, Massachusetts 3 $ 1,575,000 $ 525,000 $ 74,000
Oakland, Michigan 3 $ 675,000 $ 225,000 $ 198,000
Sarpy, Nebraska 3 $ 825,000 $ 275,000 $ 123,000
Rockingham, New Hampshire 3 $ 1,065,000 $ 355,000 $ 96,000
Middlesex, New Jersey 3 $ 1,275,000 $ 425,000 $ 121,000
Bronx, New York 3 $ 1,575,000 $ 525,000 $ 127,000
Erie, New York 3 $ 625,000 $ 208,333 $ 99,000
Alamance, North Carolina 3 $ 895,000 $ 298,333 $ 81,000
Durham, North Carolina 3 $ 1,105,000 $ 368,333 $ 69,000
Johnston, North Carolina 3 $ 705,000 $ 235,000 $ 45,000
Pender, North Carolina 3 $ 605,000 $ 201,666 $ 55,000
Rowan, North Carolina 3 $ 725,000 $ 241,666 $ 76,000
Franklin, Ohio 3 $ 955,000 $ 318,333 $ 66,000
Marion, Oregon 3 $ 935,000 $ 311,666 $ 131,000
Berks, Pennsylvania 3 $ 875,000 $ 291,666 $ 106,000
Anderson, South Carolina 3 $ 1,035,000 $ 345,000 $ 135,000
Florence, South Carolina 3 $ 1,005,000 $ 335,000 $ 151,000
Greenville, South Carolina 3 $ 1,085,000 $ 361,666 $ 60,000
Lexington, South Carolina 3 $ 775,000 $ 258,333 $ 82,000
Denton, Texas 3 $ 985,000 $ 328,333 $ 55,000
El Paso, Texas 3 $ 685,000 $ 228,333 $ 97,000
Newport News, Virginia 3 $ 785,000 $ 261,666 $ 90,000
Norfolk, Virginia 3 $ 615,000 $ 205,000 $ 76,000
Prince William, Virginia 3 $ 1,385,000 $ 461,666 $ 121,000
Spokane, Washington 3 $ 605,000 $ 201,666 $ 46,000
Baldwin, Alabama 2 $ 460,000 $ 230,000 $ 64,000
Houston, Alabama 2 $ 500,000 $ 250,000 $ 108,000
Mobile, Alabama 2 $ 410,000 $ 205,000 $ 65,000
Russell, Alabama 2 $ 510,000 $ 255,000 $ 60,000
St. Clair, Alabama 2 $ 350,000 $ 175,000 $ 43,000
Navajo, Arizona 2 $ 640,000 $ 320,000 $ 103,000
Pinal, Arizona 2 $ 680,000 $ 340,000 $ 97,000
Yavapai, Arizona 2 $ 660,000 $ 330,000 $ 48,000
Washington, Arkansas 2 $ 620,000 $ 310,000 $ 98,000
Merced, California 2 $ 580,000 $ 290,000 $ 86,000
Boulder, Colorado 2 $ 730,000 $ 365,000 $ 36,000
Capitol Planning Region, Connecticut 2 $ 660,000 $ 330,000 $ 143,000
Highlands, Florida 2 $ 570,000 $ 285,000 $ 141,000
Manatee, Florida 2 $ 760,000 $ 380,000 $ 120,000
Nassau, Florida 2 $ 540,000 $ 270,000 $ 62,000
Pinellas, Florida 2 $ 780,000 $ 390,000 $ 80,000
Santa Rosa, Florida 2 $ 580,000 $ 290,000 $ 95,000
Sarasota, Florida 2 $ 470,000 $ 235,000 $ 60,000
Bulloch, Georgia 2 $ 450,000 $ 225,000 $ 97,000
Clayton, Georgia 2 $ 380,000 $ 190,000 $ 62,000
DeKalb, Georgia 2 $ 620,000 $ 310,000 $ 76,000
Fulton, Georgia 2 $ 490,000 $ 245,000 $ 43,000
Houston, Georgia 2 $ 290,000 $ 145,000 $ 79,000
Paulding, Georgia 2 $ 490,000 $ 245,000 $ 56,000
Rockdale, Georgia 2 $ 820,000 $ 410,000 $ 74,000
Bingham, Idaho 2 $ 840,000 $ 420,000 $ 151,000
Bonneville, Idaho 2 $ 980,000 $ 490,000 $ 126,000
Clark, Indiana 2 $ 530,000 $ 265,000 $ 84,000
Lawrence, Indiana 2 $ 490,000 $ 245,000 $ 156,000
Porter, Indiana 2 $ 460,000 $ 230,000 $ 90,000
Polk, Iowa 2 $ 400,000 $ 200,000 $ 55,000
Geary, Kansas 2 $ 490,000 $ 245,000 $ 91,000
Riley, Kansas 2 $ 500,000 $ 250,000 $ 193,000
Daviess, Kentucky 2 $ 600,000 $ 300,000 $ 143,000
Jefferson, Kentucky 2 $ 840,000 $ 420,000 $ 106,000
East Baton Rouge, Louisiana 2 $ 330,000 $ 165,000 $ 69,000
Jefferson, Louisiana 2 $ 430,000 $ 215,000 $ 78,000
Charles, Maryland 2 $ 910,000 $ 455,000 $ 167,000
Howard, Maryland 2 $ 760,000 $ 380,000 $ 114,000
Bristol, Massachusetts 2 $ 750,000 $ 375,000 $ 91,000
Hampden, Massachusetts 2 $ 820,000 $ 410,000 $ 118,000
Middlesex, Massachusetts 2 $ 910,000 $ 455,000 $ 113,000
Allegan, Michigan 2 $ 620,000 $ 310,000 $ 199,000
Calhoun, Michigan 2 $ 410,000 $ 205,000 $ 82,000
Eaton, Michigan 2 $ 750,000 $ 375,000 $ 123,000
Monroe, Michigan 2 $ 690,000 $ 345,000 $ 102,000
Muskegon, Michigan 2 $ 400,000 $ 200,000 $ 73,000
St. Clair, Michigan 2 $ 350,000 $ 175,000 $ 90,000
DeSoto, Mississippi 2 $ 280,000 $ 140,000 $ 66,000
Hinds, Mississippi 2 $ 590,000 $ 295,000 $ 78,000
Clay, Missouri 2 $ 670,000 $ 335,000 $ 74,000
Yellowstone, Montana 2 $ 720,000 $ 360,000 $ 124,000
Washoe, Nevada 2 $ 790,000 $ 395,000 $ 75,000
Belknap, New Hampshire 2 $ 830,000 $ 415,000 $ 112,000
Merrimack, New Hampshire 2 $ 950,000 $ 475,000 $ 102,000
Cumberland, New Jersey 2 $ 440,000 $ 220,000 $ 50,000
Mercer, New Jersey 2 $ 520,000 $ 260,000 $ 80,000
Monmouth, New Jersey 2 $ 960,000 $ 480,000 $ 113,000
Lea, New Mexico 2 $ 320,000 $ 160,000 $ 49,000
San Juan, New Mexico 2 $ 650,000 $ 325,000 $ 128,000
Sandoval, New Mexico 2 $ 730,000 $ 365,000 $ 109,000
Albany, New York 2 $ 390,000 $ 195,000 $ 78,000
Fulton, New York 2 $ 710,000 $ 355,000 $ 80,000
Jefferson, New York 2 $ 370,000 $ 185,000 $ 77,000
Monroe, New York 2 $ 520,000 $ 260,000 $ 97,000
Richmond, New York 2 $ 880,000 $ 440,000 $ 157,000
Washington, New York 2 $ 420,000 $ 210,000 $ 120,000
Alexander, North Carolina 2 $ 470,000 $ 235,000 $ 90,000
Dare, North Carolina 2 $ 790,000 $ 395,000 $ 161,000
Guilford, North Carolina 2 $ 320,000 $ 160,000 $ 53,000
Harnett, North Carolina 2 $ 560,000 $ 280,000 $ 110,000
Lincoln, North Carolina 2 $ 250,000 $ 125,000 $ 38,000
Mecklenburg, North Carolina 2 $ 680,000 $ 340,000 $ 65,000
Orange, North Carolina 2 $ 970,000 $ 485,000 $ 80,000
Butler, Ohio 2 $ 760,000 $ 380,000 $ 54,000
Erie, Ohio 2 $ 610,000 $ 305,000 $ 79,000
Hamilton, Ohio 2 $ 670,000 $ 335,000 $ 108,000
Licking, Ohio 2 $ 740,000 $ 370,000 $ 88,000
Deschutes, Oregon 2 $ 710,000 $ 355,000 $ 62,000
Jefferson, Oregon 2 $ 400,000 $ 200,000 $ 112,000
Kent, Rhode Island 2 $ 710,000 $ 355,000 $ 84,000
Providence, Rhode Island 2 $ 670,000 $ 335,000 $ 105,000
Dorchester, South Carolina 2 $ 720,000 $ 360,000 $ 90,000
Sumter, South Carolina 2 $ 400,000 $ 200,000 $ 124,000
York, South Carolina 2 $ 700,000 $ 350,000 $ 50,000
Blount, Tennessee 2 $ 380,000 $ 190,000 $ 97,000
Coffee, Tennessee 2 $ 840,000 $ 420,000 $ 56,000
Davidson, Tennessee 2 $ 630,000 $ 315,000 $ 62,000
Fayette, Tennessee 2 $ 690,000 $ 345,000 $ 119,000
Knox, Tennessee 2 $ 770,000 $ 385,000 $ 171,000
Montgomery, Tennessee 2 $ 740,000 $ 370,000 $ 145,000
Shelby, Tennessee 2 $ 870,000 $ 435,000 $ 158,000
Dallas, Texas 2 $ 450,000 $ 225,000 $ 134,000
Hunt, Texas 2 $ 520,000 $ 260,000 $ 172,000
Salt Lake, Utah 2 $ 700,000 $ 350,000 $ 112,000
Washington, Utah 2 $ 1,050,000 $ 525,000 $ 100,000
Caroline, Virginia 2 $ 530,000 $ 265,000 $ 72,000
Orange, Virginia 2 $ 810,000 $ 405,000 $ 113,000
Stafford, Virginia 2 $ 1,050,000 $ 525,000 $ 86,000
Warren, Virginia 2 $ 360,000 $ 180,000 $ 82,000
Benton, Washington 2 $ 1,050,000 $ 525,000 $ 250,000
Clark, Washington 2 $ 930,000 $ 465,000 $ 141,000
Snohomish, Washington 2 $ 750,000 $ 375,000 $ 130,000
Thurston, Washington 2 $ 970,000 $ 485,000 $ 146,000
Mercer, West Virginia 2 $ 440,000 $ 220,000 $ 86,000
Dane, Wisconsin 2 $ 530,000 $ 265,000 $ 122,000
Milwaukee, Wisconsin 2 $ 460,000 $ 230,000 $ 94,000
Laramie, Wyoming 2 $ 490,000 $ 245,000 $ 61,000
Autauga, Alabama 1 $ 175,000 $ 175,000 $ 54,000
Bibb, Alabama 1 $ 465,000 $ 465,000 $ 37,000
Butler, Alabama 1 $ 265,000 $ 265,000 $ 80,000
Chilton, Alabama 1 $ 365,000 $ 365,000 $ 65,000
Coffee, Alabama 1 $ 205,000 $ 205,000 $ 36,000
DeKalb, Alabama 1 $ 225,000 $ 225,000 $ 115,000
Etowah, Alabama 1 $ 285,000 $ 285,000 $ 64,000
Limestone, Alabama 1 $ 355,000 $ 355,000 $ 86,000
Madison, Alabama 1 $ 165,000 $ 165,000 $ 80,000
Marengo, Alabama 1 $ 275,000 $ 275,000 $ 96,000
Montgomery, Alabama 1 $ 175,000 $ 175,000 $ 16,000
Washington, Alabama 1 $ 195,000 $ 195,000 $ 50,000
Kenai Peninsula, Alaska 1 $ 405,000 $ 405,000 $ 191,000
Cochise, Arizona 1 $ 275,000 $ 275,000 $ 80,000
Coconino, Arizona 1 $ 465,000 $ 465,000 $ 250,000
Santa Cruz, Arizona 1 $ 265,000 $ 265,000 $ 0
Drew, Arkansas 1 $ 295,000 $ 295,000 $ 59,000
Faulkner, Arkansas 1 $ 225,000 $ 225,000 $ 0
Jefferson, Arkansas 1 $ 235,000 $ 235,000 $ 136,000
Lonoke, Arkansas 1 $ 215,000 $ 215,000 $ 67,000
Pulaski, Arkansas 1 $ 315,000 $ 315,000 $ 81,000
Alameda, California 1 $ 605,000 $ 605,000 $ 192,000
Butte, California 1 $ 305,000 $ 305,000 $ 63,000
Humboldt, California 1 $ 385,000 $ 385,000 $ 120,000
Kings, California 1 $ 355,000 $ 355,000 $ 118,000
Lassen, California 1 $ 305,000 $ 305,000 $ 385,000
Madera, California 1 $ 575,000 $ 575,000 $ 145,000
Shasta, California 1 $ 375,000 $ 375,000 $ 114,000
Tuolumne, California 1 $ 675,000 $ 675,000 $ 160,000
Yuba, California 1 $ 275,000 $ 275,000 $ 122,000
Arapahoe, Colorado 1 $ 715,000 $ 715,000 $ 0
Denver, Colorado 1 $ 395,000 $ 395,000 $ 90,000
Douglas, Colorado 1 $ 455,000 $ 455,000 $ 0
Eagle, Colorado 1 $ 735,000 $ 735,000 $ 155,000
Garfield, Colorado 1 $ 285,000 $ 285,000 $ 64,000
Grand, Colorado 1 $ 245,000 $ 245,000 $ 58,000
Jefferson, Colorado 1 $ 505,000 $ 505,000 $ 0
Mesa, Colorado 1 $ 295,000 $ 295,000 $ 44,000
Park, Colorado 1 $ 425,000 $ 425,000 $ 98,000
Naugatuck Valley Planning Region, Connecticut 1 $ 355,000 $ 355,000 $ 49,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 75,000 $ 75,000 $ 70,000
Northwest Hills Planning Region, Connecticut 1 $ 75,000 $ 75,000 $ 39,000
Western Connecticut Planning Region, Connecticut 1 $ 305,000 $ 305,000 $ 0
Bay, Florida 1 $ 345,000 $ 345,000 $ 155,000
Brevard, Florida 1 $ 215,000 $ 215,000 $ 43,000
Charlotte, Florida 1 $ 375,000 $ 375,000 $ 63,000
Collier, Florida 1 $ 455,000 $ 455,000 $ 0
Indian River, Florida 1 $ 355,000 $ 355,000 $ 47,000
Martin, Florida 1 $ 155,000 $ 155,000 $ 60,000
Seminole, Florida 1 $ 765,000 $ 765,000 $ 0
St. Johns, Florida 1 $ 75,000 $ 75,000 $ 153,000
Sumter, Florida 1 $ 435,000 $ 435,000 $ 84,000
Washington, Florida 1 $ 105,000 $ 105,000 $ 54,000
Barrow, Georgia 1 $ 405,000 $ 405,000 $ 129,000
Bibb, Georgia 1 $ 255,000 $ 255,000 $ 76,000
Butts, Georgia 1 $ 235,000 $ 235,000 $ 48,000
Camden, Georgia 1 $ 225,000 $ 225,000 $ 53,000
Carroll, Georgia 1 $ 155,000 $ 155,000 $ 54,000
Douglas, Georgia 1 $ 215,000 $ 215,000 $ 41,000
Forsyth, Georgia 1 $ 355,000 $ 355,000 $ 89,000
Hall, Georgia 1 $ 185,000 $ 185,000 $ 46,000
Harris, Georgia 1 $ 235,000 $ 235,000 $ 80,000
Jackson, Georgia 1 $ 395,000 $ 395,000 $ 55,000
Liberty, Georgia 1 $ 325,000 $ 325,000 $ 68,000
Long, Georgia 1 $ 335,000 $ 335,000 $ 72,000
Lowndes, Georgia 1 $ 195,000 $ 195,000 $ 47,000
Mitchell, Georgia 1 $ 505,000 $ 505,000 $ 100,000
Murray, Georgia 1 $ 85,000 $ 85,000 $ 704,000
Muscogee, Georgia 1 $ 255,000 $ 255,000 $ 221,000
Richmond, Georgia 1 $ 315,000 $ 315,000 $ 80,000
Thomas, Georgia 1 $ 255,000 $ 255,000 $ 132,000
Wayne, Georgia 1 $ 75,000 $ 75,000 $ 41,000
Hawaii, Hawaii 1 $ 375,000 $ 375,000 $ 45,000
Bonner, Idaho 1 $ 655,000 $ 655,000 $ 309,000
Kootenai, Idaho 1 $ 175,000 $ 175,000 $ 130,000
Nez Perce, Idaho 1 $ 305,000 $ 305,000 $ 83,000
Teton, Idaho 1 $ 455,000 $ 455,000 $ 163,000
Bureau, Illinois 1 $ 185,000 $ 185,000 $ 110,000
Crawford, Illinois 1 $ 235,000 $ 235,000 $ 66,000
Grundy, Illinois 1 $ 245,000 $ 245,000 $ 56,000
Madison, Illinois 1 $ 75,000 $ 75,000 $ 65,000
McHenry, Illinois 1 $ 275,000 $ 275,000 $ 72,000
Montgomery, Illinois 1 $ 445,000 $ 445,000 $ 0
Sangamon, Illinois 1 $ 305,000 $ 305,000 $ 121,000
St. Clair, Illinois 1 $ 265,000 $ 265,000 $ 95,000
Whiteside, Illinois 1 $ 295,000 $ 295,000 $ 92,000
Winnebago, Illinois 1 $ 305,000 $ 305,000 $ 56,000
DeKalb, Indiana 1 $ 335,000 $ 335,000 $ 87,000
Hancock, Indiana 1 $ 445,000 $ 445,000 $ 189,000
Harrison, Indiana 1 $ 65,000 $ 65,000 $ 53,000
Hendricks, Indiana 1 $ 335,000 $ 335,000 $ 64,000
Henry, Indiana 1 $ 225,000 $ 225,000 $ 99,000
Knox, Indiana 1 $ 265,000 $ 265,000 $ 88,000
LaPorte, Indiana 1 $ 195,000 $ 195,000 $ 91,000
Martin, Indiana 1 $ 275,000 $ 275,000 $ 0
Orange, Indiana 1 $ 285,000 $ 285,000 $ 100,000
Perry, Indiana 1 $ 175,000 $ 175,000 $ 74,000
Shelby, Indiana 1 $ 165,000 $ 165,000 $ 84,000
Vanderburgh, Indiana 1 $ 135,000 $ 135,000 $ 225,000
Warrick, Indiana 1 $ 165,000 $ 165,000 $ 108,000
Dallas, Iowa 1 $ 315,000 $ 315,000 $ 57,000
Des Moines, Iowa 1 $ 385,000 $ 385,000 $ 102,000
Ida, Iowa 1 $ 115,000 $ 115,000 $ 46,000
Johnson, Iowa 1 $ 205,000 $ 205,000 $ 92,000
Linn, Iowa 1 $ 195,000 $ 195,000 $ 72,000
Louisa, Iowa 1 $ 325,000 $ 325,000 $ 85,000
Scott, Iowa 1 $ 265,000 $ 265,000 $ 42,000
Wapello, Iowa 1 $ 235,000 $ 235,000 $ 92,000
Butler, Kansas 1 $ 325,000 $ 325,000 $ 71,000
Clay, Kansas 1 $ 245,000 $ 245,000 $ 77,000
Leavenworth, Kansas 1 $ 225,000 $ 225,000 $ 56,000
Montgomery, Kansas 1 $ 95,000 $ 95,000 $ 49,000
Pottawatomie, Kansas 1 $ 365,000 $ 365,000 $ 87,000
Boone, Kentucky 1 $ 355,000 $ 355,000 $ 99,000
Edmonson, Kentucky 1 $ 205,000 $ 205,000 $ 66,000
Grayson, Kentucky 1 $ 285,000 $ 285,000 $ 71,000
Hardin, Kentucky 1 $ 215,000 $ 215,000 $ 0
Henry, Kentucky 1 $ 305,000 $ 305,000 $ 90,000
Livingston, Kentucky 1 $ 235,000 $ 235,000 $ 47,000
Madison, Kentucky 1 $ 255,000 $ 255,000 $ 77,000
Wolfe, Kentucky 1 $ 175,000 $ 175,000 $ 174,000
Bienville, Louisiana 1 $ 195,000 $ 195,000 $ 47,000
Bossier, Louisiana 1 $ 255,000 $ 255,000 $ 18,000
Caddo, Louisiana 1 $ 125,000 $ 125,000 $ 60,000
Calcasieu, Louisiana 1 $ 275,000 $ 275,000 $ 0
Lincoln, Louisiana 1 $ 255,000 $ 255,000 $ 145,000
Morehouse, Louisiana 1 $ 105,000 $ 105,000 $ 1,000
St. Charles, Louisiana 1 $ 345,000 $ 345,000 $ 80,000
Cumberland, Maine 1 $ 235,000 $ 235,000 $ 0
Kennebec, Maine 1 $ 415,000 $ 415,000 $ 0
Oxford, Maine 1 $ 275,000 $ 275,000 $ 60,000
Penobscot, Maine 1 $ 305,000 $ 305,000 $ 108,000
Waldo, Maine 1 $ 235,000 $ 235,000 $ 0
York, Maine 1 $ 375,000 $ 375,000 $ 122,000
St. Mary's, Maryland 1 $ 285,000 $ 285,000 $ 118,000
Washington, Maryland 1 $ 675,000 $ 675,000 $ 161,000
Worcester, Maryland 1 $ 245,000 $ 245,000 $ 49,000
Berkshire, Massachusetts 1 $ 205,000 $ 205,000 $ 49,000
Norfolk, Massachusetts 1 $ 805,000 $ 805,000 $ 0
Plymouth, Massachusetts 1 $ 485,000 $ 485,000 $ 75,000
Suffolk, Massachusetts 1 $ 305,000 $ 305,000 $ 83,000
Berrien, Michigan 1 $ 215,000 $ 215,000 $ 95,000
Genesee, Michigan 1 $ 245,000 $ 245,000 $ 94,000
Grand Traverse, Michigan 1 $ 265,000 $ 265,000 $ 70,000
Ingham, Michigan 1 $ 195,000 $ 195,000 $ 93,000
Ionia, Michigan 1 $ 235,000 $ 235,000 $ 103,000
Jackson, Michigan 1 $ 145,000 $ 145,000 $ 45,000
Kent, Michigan 1 $ 215,000 $ 215,000 $ 108,000
Macomb, Michigan 1 $ 255,000 $ 255,000 $ 137,000
Manistee, Michigan 1 $ 375,000 $ 375,000 $ 174,000
Presque Isle, Michigan 1 $ 125,000 $ 125,000 $ 36,000
Beltrami, Minnesota 1 $ 315,000 $ 315,000 $ 213,000
Carlton, Minnesota 1 $ 335,000 $ 335,000 $ 74,000
Crow Wing, Minnesota 1 $ 275,000 $ 275,000 $ 56,000
Dakota, Minnesota 1 $ 365,000 $ 365,000 $ 171,000
Itasca, Minnesota 1 $ 225,000 $ 225,000 $ 51,000
Kandiyohi, Minnesota 1 $ 185,000 $ 185,000 $ 38,000
McLeod, Minnesota 1 $ 265,000 $ 265,000 $ 70,000
Morrison, Minnesota 1 $ 295,000 $ 295,000 $ 75,000
Nicollet, Minnesota 1 $ 235,000 $ 235,000 $ 0
Pine, Minnesota 1 $ 365,000 $ 365,000 $ 0
Ramsey, Minnesota 1 $ 335,000 $ 335,000 $ 52,000
Roseau, Minnesota 1 $ 225,000 $ 225,000 $ 57,000
Scott, Minnesota 1 $ 345,000 $ 345,000 $ 85,000
St. Louis, Minnesota 1 $ 225,000 $ 225,000 $ 72,000
Washington, Minnesota 1 $ 235,000 $ 235,000 $ 0
Wright, Minnesota 1 $ 515,000 $ 515,000 $ 170,000
Lee, Mississippi 1 $ 255,000 $ 255,000 $ 44,000
Lowndes, Mississippi 1 $ 75,000 $ 75,000 $ 79,000
Pearl River, Mississippi 1 $ 245,000 $ 245,000 $ 97,000
Pontotoc, Mississippi 1 $ 325,000 $ 325,000 $ 59,000
Rankin, Mississippi 1 $ 355,000 $ 355,000 $ 123,000
Simpson, Mississippi 1 $ 205,000 $ 205,000 $ 75,000
Warren, Mississippi 1 $ 255,000 $ 255,000 $ 31,000
Wayne, Mississippi 1 $ 305,000 $ 305,000 $ 43,000
Boone, Missouri 1 $ 255,000 $ 255,000 $ 65,000
Camden, Missouri 1 $ 345,000 $ 345,000 $ 70,000
Cape Girardeau, Missouri 1 $ 605,000 $ 605,000 $ 167,000
Cole, Missouri 1 $ 155,000 $ 155,000 $ 68,000
DeKalb, Missouri 1 $ 225,000 $ 225,000 $ 55,000
Franklin, Missouri 1 $ 325,000 $ 325,000 $ 84,000
Greene, Missouri 1 $ 305,000 $ 305,000 $ 79,000
Platte, Missouri 1 $ 495,000 $ 495,000 $ 270,000
Pulaski, Missouri 1 $ 245,000 $ 245,000 $ 60,000
Saline, Missouri 1 $ 115,000 $ 115,000 $ 37,000
St. Charles, Missouri 1 $ 255,000 $ 255,000 $ 34,000
St. Louis, Missouri 1 $ 175,000 $ 175,000 $ 175,000
Vernon, Missouri 1 $ 235,000 $ 235,000 $ 136,000
Washington, Missouri 1 $ 325,000 $ 325,000 $ 49,000
Cascade, Montana 1 $ 285,000 $ 285,000 $ 78,000
Hill, Montana 1 $ 465,000 $ 465,000 $ 84,000
Missoula, Montana 1 $ 265,000 $ 265,000 $ 65,000
Hall, Nebraska 1 $ 165,000 $ 165,000 $ 48,000
Carson City, Nevada 1 $ 325,000 $ 325,000 $ 130,000
Lyon, Nevada 1 $ 385,000 $ 385,000 $ 79,000
Nye, Nevada 1 $ 345,000 $ 345,000 $ 67,000
Carroll, New Hampshire 1 $ 375,000 $ 375,000 $ 0
Strafford, New Hampshire 1 $ 305,000 $ 305,000 $ 80,000
Atlantic, New Jersey 1 $ 365,000 $ 365,000 $ 38,000
Bergen, New Jersey 1 $ 525,000 $ 525,000 $ 119,000
Camden, New Jersey 1 $ 295,000 $ 295,000 $ 71,000
Gloucester, New Jersey 1 $ 245,000 $ 245,000 $ 58,000
Hudson, New Jersey 1 $ 425,000 $ 425,000 $ 0
Hunterdon, New Jersey 1 $ 425,000 $ 425,000 $ 97,000
Morris, New Jersey 1 $ 485,000 $ 485,000 $ 237,000
Ocean, New Jersey 1 $ 195,000 $ 195,000 $ 102,000
Chaves, New Mexico 1 $ 255,000 $ 255,000 $ 64,000
Dona Ana, New Mexico 1 $ 485,000 $ 485,000 $ 109,000
Grant, New Mexico 1 $ 165,000 $ 165,000 $ 60,000
Luna, New Mexico 1 $ 225,000 $ 225,000 $ 38,000
Valencia, New Mexico 1 $ 325,000 $ 325,000 $ 0
Cayuga, New York 1 $ 195,000 $ 195,000 $ 108,000
Chenango, New York 1 $ 335,000 $ 335,000 $ 131,000
Clinton, New York 1 $ 165,000 $ 165,000 $ 58,000
Greene, New York 1 $ 205,000 $ 205,000 $ 0
Kings, New York 1 $ 665,000 $ 665,000 $ 114,000
Livingston, New York 1 $ 105,000 $ 105,000 $ 33,000
New York, New York 1 $ 1,405,000 $ 1,405,000 $ 167,000
Niagara, New York 1 $ 175,000 $ 175,000 $ 0
Oneida, New York 1 $ 265,000 $ 265,000 $ 86,000
Putnam, New York 1 $ 475,000 $ 475,000 $ 136,000
Rensselaer, New York 1 $ 125,000 $ 125,000 $ 0
Schenectady, New York 1 $ 275,000 $ 275,000 $ 75,000
Schoharie, New York 1 $ 215,000 $ 215,000 $ 105,000
St. Lawrence, New York 1 $ 235,000 $ 235,000 $ 135,000
Steuben, New York 1 $ 145,000 $ 145,000 $ 48,000
Sullivan, New York 1 $ 355,000 $ 355,000 $ 60,000
Tioga, New York 1 $ 235,000 $ 235,000 $ 129,000
Beaufort, North Carolina 1 $ 255,000 $ 255,000 $ 0
Cabarrus, North Carolina 1 $ 335,000 $ 335,000 $ 82,000
Caldwell, North Carolina 1 $ 265,000 $ 265,000 $ 76,000
Camden, North Carolina 1 $ 515,000 $ 515,000 $ 151,000
Carteret, North Carolina 1 $ 505,000 $ 505,000 $ 123,000
Chowan, North Carolina 1 $ 215,000 $ 215,000 $ 172,000
Davidson, North Carolina 1 $ 405,000 $ 405,000 $ 157,000
Duplin, North Carolina 1 $ 235,000 $ 235,000 $ 0
Forsyth, North Carolina 1 $ 485,000 $ 485,000 $ 0
Gaston, North Carolina 1 $ 355,000 $ 355,000 $ 128,000
Greene, North Carolina 1 $ 195,000 $ 195,000 $ 68,000
Haywood, North Carolina 1 $ 285,000 $ 285,000 $ 77,000
Hoke, North Carolina 1 $ 225,000 $ 225,000 $ 47,000
New Hanover, North Carolina 1 $ 275,000 $ 275,000 $ 94,000
Pasquotank, North Carolina 1 $ 165,000 $ 165,000 $ 73,000
Pitt, North Carolina 1 $ 275,000 $ 275,000 $ 81,000
Transylvania, North Carolina 1 $ 505,000 $ 505,000 $ 111,000
Union, North Carolina 1 $ 205,000 $ 205,000 $ 39,000
Wilkes, North Carolina 1 $ 255,000 $ 255,000 $ 74,000
Yadkin, North Carolina 1 $ 375,000 $ 375,000 $ 160,000
Grand Forks, North Dakota 1 $ 345,000 $ 345,000 $ 106,000
Clermont, Ohio 1 $ 355,000 $ 355,000 $ 118,000
Fairfield, Ohio 1 $ 145,000 $ 145,000 $ 56,000
Guernsey, Ohio 1 $ 245,000 $ 245,000 $ 73,000
Hardin, Ohio 1 $ 145,000 $ 145,000 $ 69,000
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Mortgage Loan Application Detail Totals for Servbank, N.A. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 914 $292,130,000 $319,000 $1,405,000 $96,000 $1,020,000
Home Purchase 307 $112,115,000 $365,000 $1,605,000 $150,000 $2,506,000
Refinancing 75 $24,795,000 $330,000 $1,385,000 $104,000 $339,000
Other Purpose 13 $3,405,000 $261,000 $505,000 $90,000 $134,000
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 652 $199,100,000 $305,000 $1,385,000 $105,000 $2,506,000
Black or African American 234 $75,090,000 $320,000 $1,405,000 $92,000 $297,000
Not applicable 138 $59,590,000 $431,000 $1,605,000 $0 $0
Hispanic 132 $44,130,000 $334,000 $905,000 $109,000 $1,020,000
Not Provided 111 $39,505,000 $355,000 $865,000 $121,000 $1,054,000
Asian 29 $11,105,000 $382,000 $595,000 $107,000 $212,000
American Indian or Alaskan Native 8 $2,050,000 $256,000 $385,000 $81,000 $151,000
Native Hawaiian or Other Pacific Islander 5 $1,875,000 $375,000 $555,000 $135,000 $255,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 765 $260,675,000 $340,000 $1,385,000 $102,000 $1,054,000
FHA-insured (Federal Housing Administration) 301 $78,495,000 $260,000 $775,000 $91,000 $704,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 243 $93,275,000 $383,000 $1,605,000 $163,000 $2,506,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 422 $137,060,000 $324,000 $1,385,000 $106,000 $1,020,000
Application Denied By Financial Institution 377 $117,055,000 $310,000 $1,405,000 $81,000 $622,000
Application Withdrawn By Applicant 225 $72,505,000 $322,000 $1,065,000 $112,000 $704,000
Loan Originated 148 $48,030,000 $324,000 $1,605,000 $151,000 $2,506,000
Loan Purchased By The Institution 136 $57,650,000 $423,000 $805,000 $0 $0
Application Approved But Not Accepted 1 $145,000 $145,000 $145,000 $131,000 $131,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 932 $315,390,000 $338,000 $1,605,000 $116,000 $2,506,000
Debt-To-Income Ratio 152 $50,600,000 $332,000 $1,405,000 $59,000 $199,000
Credit History 133 $37,175,000 $279,000 $825,000 $97,000 $622,000
Other 76 $24,720,000 $325,000 $865,000 $96,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,100,000 $310,000 $455,000 $85,000 $171,000
Collateral 6 $1,460,000 $243,000 $325,000 $68,000 $97,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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