Servbank, N.A. Mortgage Lending & HMDA Data, 2024
In 2024, Servbank, N.A. of Oswego, IL reported 1,309 mortgage applications totaling $432.4 million, about the same as 2023. The average application was for $330,362, and applicants reported an average income of $109,063. 11% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Chicago-Naperville, IL (74), Atlanta-Sandy Springs-Roswell, GA (26) and Elgin, IL (24) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,309 |
| Total Mortgage Loan Application Amount | $432,445,000 |
| Average Mortgage Loan Application Amount | $330,362 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $109,063 |
| Highest Applicant Income | $2,506,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 172 | $ 48,960,000 | $ 284,651 | $ 95,186 |
| Chicago-Naperville, IL | 74 | $ 31,170,000 | $ 421,216 | $ 134,000 |
| Atlanta-Sandy Springs-Roswell, GA | 26 | $ 9,610,000 | $ 369,615 | $ 90,000 |
| Elgin, IL | 24 | $ 7,470,000 | $ 311,250 | $ 139,000 |
| Phoenix-Mesa-Scottsdale, AZ | 24 | $ 8,140,000 | $ 339,166 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 23 | $ 9,905,000 | $ 430,652 | $ 132,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 20 | $ 6,590,000 | $ 329,500 | $ 105,400 |
| Baltimore-Columbia-Towson, MD | 19 | $ 6,505,000 | $ 342,368 | $ 112,000 |
| New York-Jersey City-White Plains, NY-NJ | 19 | $ 9,955,000 | $ 523,947 | $ 134,210 |
| Arlington-Alexandria-Reston, VA-WV | 16 | $ 6,360,000 | $ 397,500 | $ 106,000 |
| Washington, DC-MD | 16 | $ 6,580,000 | $ 411,250 | $ 94,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 4,790,000 | $ 342,142 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 3,585,000 | $ 275,769 | $ 69,384 |
| Orlando-Kissimmee-Sanford, FL | 13 | $ 4,335,000 | $ 333,461 | $ 89,000 |
| Fayetteville, NC | 12 | $ 3,230,000 | $ 269,166 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 4,280,000 | $ 356,666 | $ 97,000 |
| Nassau County-Suffolk County, NY | 12 | $ 5,910,000 | $ 492,500 | $ 133,000 |
| Tampa, FL | 12 | $ 3,710,000 | $ 309,166 | $ 97,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 3,965,000 | $ 360,454 | $ 166,000 |
| Oklahoma City, OK | 11 | $ 2,855,000 | $ 259,545 | $ 65,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 5,595,000 | $ 508,636 | $ 147,545 |
| Albuquerque, NM | 10 | $ 2,830,000 | $ 283,000 | $ 91,000 |
| Anchorage, AK | 10 | $ 3,280,000 | $ 328,000 | $ 106,000 |
| Columbia, SC | 10 | $ 2,770,000 | $ 277,000 | $ 73,000 |
| Dallas-Plano-Irving, TX | 10 | $ 3,290,000 | $ 329,000 | $ 145,000 |
| Tucson, AZ | 10 | $ 2,890,000 | $ 289,000 | $ 91,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 2,265,000 | $ 251,666 | $ 80,000 |
| Birmingham-Hoover, AL | 9 | $ 2,515,000 | $ 279,444 | $ 58,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 2,735,000 | $ 303,888 | $ 110,000 |
| Jacksonville, FL | 9 | $ 3,105,000 | $ 345,000 | $ 102,000 |
| Kansas City, MO-KS | 9 | $ 2,715,000 | $ 301,666 | $ 112,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 2,075,000 | $ 230,555 | $ 341,000 |
| San Diego-Carlsbad, CA | 9 | $ 4,545,000 | $ 505,000 | $ 133,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,950,000 | $ 243,750 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 2,790,000 | $ 348,750 | $ 70,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,900,000 | $ 237,500 | $ 105,000 |
| Raleigh, NC | 8 | $ 2,250,000 | $ 281,250 | $ 76,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,610,000 | $ 451,250 | $ 119,000 |
| Bakersfield, CA | 7 | $ 2,735,000 | $ 390,714 | $ 114,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,175,000 | $ 310,714 | $ 67,000 |
| Charleston-North Charleston, SC | 7 | $ 2,245,000 | $ 320,714 | $ 93,000 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 2,155,000 | $ 307,857 | $ 177,000 |
| Memphis, TN-MS-AR | 7 | $ 2,085,000 | $ 297,857 | $ 110,285 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 2,005,000 | $ 286,428 | $ 81,000 |
| Providence-Warwick, RI-MA | 7 | $ 2,375,000 | $ 339,285 | $ 93,142 |
| Provo-Orem, UT | 7 | $ 2,485,000 | $ 355,000 | $ 70,000 |
| Richmond, VA | 7 | $ 2,555,000 | $ 365,000 | $ 136,000 |
| Salem, OR | 7 | $ 2,575,000 | $ 367,857 | $ 128,000 |
| Tulsa, OK | 7 | $ 1,295,000 | $ 185,000 | $ 83,000 |
| Cincinnati, OH-KY-IN | 6 | $ 2,140,000 | $ 356,666 | $ 97,333 |
| Columbus, OH | 6 | $ 1,840,000 | $ 306,666 | $ 73,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 2,120,000 | $ 353,333 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,810,000 | $ 301,666 | $ 107,666 |
| Knoxville, TN | 6 | $ 1,690,000 | $ 281,666 | $ 107,000 |
| Lakewood-New Brunswick, NJ | 6 | $ 2,430,000 | $ 405,000 | $ 114,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,740,000 | $ 290,000 | $ 86,500 |
| Philadelphia, PA | 6 | $ 1,720,000 | $ 286,666 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,280,000 | $ 213,333 | $ 151,000 |
| Auburn-Opelika, AL | 5 | $ 1,675,000 | $ 335,000 | $ 100,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,975,000 | $ 395,000 | $ 99,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,315,000 | $ 463,000 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 2,485,000 | $ 497,000 | $ 87,000 |
| Colorado Springs, CO | 5 | $ 2,635,000 | $ 527,000 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 2,495,000 | $ 499,000 | $ 94,000 |
| Durham-Chapel Hill, NC | 5 | $ 2,075,000 | $ 415,000 | $ 71,000 |
| Fort Wayne, IN | 5 | $ 995,000 | $ 199,000 | $ 57,000 |
| Fresno, CA | 5 | $ 2,155,000 | $ 431,000 | $ 102,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,215,000 | $ 243,000 | $ 54,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,165,000 | $ 433,000 | $ 73,000 |
| Manhattan, KS | 5 | $ 1,355,000 | $ 271,000 | $ 123,000 |
| Marietta, GA | 5 | $ 1,295,000 | $ 259,000 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,705,000 | $ 341,000 | $ 104,000 |
| Port St. Lucie, FL | 5 | $ 1,345,000 | $ 269,000 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 3,455,000 | $ 691,000 | $ 322,000 |
| St. Louis, MO-IL | 5 | $ 1,095,000 | $ 219,000 | $ 90,200 |
| Wichita, KS | 5 | $ 1,225,000 | $ 245,000 | $ 113,000 |
| Worcester, MA-CT | 5 | $ 1,505,000 | $ 301,000 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 2,300,000 | $ 575,000 | $ 470,000 |
| Bend-Redmond, OR | 4 | $ 1,110,000 | $ 277,500 | $ 87,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 800,000 | $ 200,000 | $ 99,000 |
| Canton-Massillon, OH | 4 | $ 990,000 | $ 247,500 | $ 116,000 |
| Cleveland, OH | 4 | $ 2,130,000 | $ 532,500 | $ 60,000 |
| Columbus, GA-AL | 4 | $ 1,000,000 | $ 250,000 | $ 105,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,150,000 | $ 287,500 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,880,000 | $ 470,000 | $ 118,000 |
| Jackson, MS | 4 | $ 1,150,000 | $ 287,500 | $ 88,000 |
| Jacksonville, NC | 4 | $ 1,050,000 | $ 262,500 | $ 69,000 |
| Kankakee, IL | 4 | $ 800,000 | $ 200,000 | $ 75,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 4 | $ 1,210,000 | $ 302,500 | $ 89,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,690,000 | $ 422,500 | $ 95,000 |
| Manchester-Nashua, NH | 4 | $ 1,460,000 | $ 365,000 | $ 97,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,230,000 | $ 307,500 | $ 80,000 |
| Ogden-Clearfield, UT | 4 | $ 1,480,000 | $ 370,000 | $ 107,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 1,490,000 | $ 372,500 | $ 136,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,370,000 | $ 342,500 | $ 92,000 |
| Savannah, GA | 4 | $ 1,180,000 | $ 295,000 | $ 79,000 |
| Spartanburg, SC | 4 | $ 1,040,000 | $ 260,000 | $ 129,000 |
| Stockton-Lodi, CA | 4 | $ 1,840,000 | $ 460,000 | $ 110,000 |
| Urban Honolulu, HI | 4 | $ 1,970,000 | $ 492,500 | $ 76,000 |
| Wilmington, NC | 4 | $ 880,000 | $ 220,000 | $ 65,000 |
| Boise City, ID | 3 | $ 1,725,000 | $ 575,000 | $ 135,000 |
| Boston, MA | 3 | $ 1,595,000 | $ 531,666 | $ 79,000 |
| Burlington, NC | 3 | $ 895,000 | $ 298,333 | $ 81,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 865,000 | $ 288,333 | $ 83,000 |
| Des Moines-West Des Moines, IA | 3 | $ 715,000 | $ 238,333 | $ 55,000 |
| Dover, DE | 3 | $ 835,000 | $ 278,333 | $ 67,000 |
| El Paso, TX | 3 | $ 685,000 | $ 228,333 | $ 97,000 |
| Florence, SC | 3 | $ 1,005,000 | $ 335,000 | $ 151,000 |
| Greeley, CO | 3 | $ 945,000 | $ 315,000 | $ 140,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 735,000 | $ 245,000 | $ 85,000 |
| Homosassa Springs, FL | 3 | $ 725,000 | $ 241,666 | $ 46,000 |
| Lafayette, LA | 3 | $ 655,000 | $ 218,333 | $ 64,000 |
| Lansing-East Lansing, MI | 3 | $ 945,000 | $ 315,000 | $ 113,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 755,000 | $ 251,666 | $ 74,000 |
| Madison, WI | 3 | $ 795,000 | $ 265,000 | $ 122,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,065,000 | $ 355,000 | $ 69,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 1,185,000 | $ 395,000 | $ 94,000 |
| Modesto, CA | 3 | $ 1,195,000 | $ 398,333 | $ 105,000 |
| New Haven-Milford, CT | 3 | $ 895,000 | $ 298,333 | $ 96,000 |
| New Orleans-Metairie, LA | 3 | $ 775,000 | $ 258,333 | $ 78,000 |
| Ocala, FL | 3 | $ 1,235,000 | $ 411,666 | $ 272,000 |
| Pueblo, CO | 3 | $ 1,135,000 | $ 378,333 | $ 162,000 |
| Reading, PA | 3 | $ 875,000 | $ 291,666 | $ 106,000 |
| Reno, NV | 3 | $ 1,175,000 | $ 391,666 | $ 76,000 |
| Rochester, NY | 3 | $ 625,000 | $ 208,333 | $ 75,000 |
| Spokane-Spokane Valley, WA | 3 | $ 605,000 | $ 201,666 | $ 46,000 |
| Visalia-Porterville, CA | 3 | $ 955,000 | $ 318,333 | $ 75,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 865,000 | $ 288,333 | $ 115,000 |
| Wilmington, DE-MD-NJ | 3 | $ 895,000 | $ 298,333 | $ 87,000 |
| Winston-Salem, NC | 3 | $ 1,265,000 | $ 421,666 | $ 158,000 |
| Austin-Round Rock, TX | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Baton Rouge, LA | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Battle Creek, MI | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Billings, MT | 2 | $ 720,000 | $ 360,000 | $ 124,000 |
| Boulder, CO | 2 | $ 730,000 | $ 365,000 | $ 36,000 |
| Camden, NJ | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Cheyenne, WY | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Clarksville, TN-KY | 2 | $ 740,000 | $ 370,000 | $ 145,000 |
| Corpus Christi, TX | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Dothan, AL | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Duluth, MN-WI | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Evansville, IN-KY | 2 | $ 300,000 | $ 150,000 | $ 166,000 |
| Everett, WA | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Farmington, NM | 2 | $ 650,000 | $ 325,000 | $ 128,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Glens Falls, NY | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Greensboro-High Point, NC | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 660,000 | $ 330,000 | $ 143,000 |
| Hinesville, GA | 2 | $ 660,000 | $ 330,000 | $ 70,000 |
| Huntsville, AL | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Idaho Falls, ID | 2 | $ 980,000 | $ 490,000 | $ 126,000 |
| Kennewick-Richland, WA | 2 | $ 1,050,000 | $ 525,000 | $ 250,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 360,000 | $ 180,000 | $ 107,500 |
| Lynchburg, VA | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Merced, CA | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
| Mobile, AL | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Monroe, MI | 2 | $ 690,000 | $ 345,000 | $ 102,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Montgomery, AL | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| Muskegon, MI | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Newark, NJ-PA | 2 | $ 910,000 | $ 455,000 | $ 167,000 |
| Olympia-Tumwater, WA | 2 | $ 970,000 | $ 485,000 | $ 146,000 |
| Owensboro, KY | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| Panama City, FL | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Portland-South Portland, ME | 2 | $ 610,000 | $ 305,000 | $ 122,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 660,000 | $ 330,000 | $ 48,000 |
| Salt Lake City, UT | 2 | $ 700,000 | $ 350,000 | $ 112,000 |
| Sandusky, OH | 2 | $ 610,000 | $ 305,000 | $ 79,000 |
| Sebring, FL | 2 | $ 570,000 | $ 285,000 | $ 141,000 |
| Shreveport-Bossier City, LA | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| Springfield, MA | 2 | $ 820,000 | $ 410,000 | $ 118,000 |
| St. George, UT | 2 | $ 1,050,000 | $ 525,000 | $ 100,000 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 780,000 | $ 390,000 | $ 80,000 |
| Sumter, SC | 2 | $ 400,000 | $ 200,000 | $ 124,000 |
| Trenton, NJ | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Vineland-Bridgeton, NJ | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| Warner Robins, GA | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Watertown-Fort Drum, NY | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Akron, OH | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Albany, OR | 1 | $ 275,000 | $ 275,000 | $ 24,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Amarillo, TX | 1 | $ 95,000 | $ 95,000 | $ 161,000 |
| Appleton, WI | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 365,000 | $ 365,000 | $ 38,000 |
| Bangor, ME | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bellingham, WA | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Binghamton, NY | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Cape Girardeau, MO-IL | 1 | $ 605,000 | $ 605,000 | $ 167,000 |
| Carson City, NV | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Casper, WY | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Cedar Rapids, IA | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Charlottesville, VA | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Chattanooga, TN-GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Cleveland, TN | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Coeur D'Alene, ID | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Columbia, MO | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Dalton, GA | 1 | $ 85,000 | $ 85,000 | $ 704,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Enid, OK | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Flagstaff, AZ | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| Flint, MI | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Fort Worth-Arlington, TX | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Gadsden, AL | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Gainesville, GA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Grand Forks, ND-MN | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Grand Island, NE | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Grand Junction, CO | 1 | $ 295,000 | $ 295,000 | $ 44,000 |
| Great Falls, MT | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Greenville, NC | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Hanford-Corcoran, CA | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Harrisburg-Carlisle, PA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 445,000 | $ 445,000 | $ 92,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Iowa City, IA | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Jackson, MI | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Jackson, TN | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Janesville-Beloit, WI | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Jefferson City, MO | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Johnson City, TN | 1 | $ 335,000 | $ 335,000 | $ 228,000 |
| Lake Charles, LA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lancaster, PA | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Las Cruces, NM | 1 | $ 485,000 | $ 485,000 | $ 109,000 |
| Lawton, OK | 1 | $ 165,000 | $ 165,000 | $ 282,000 |
| Lebanon, PA | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Lewiston, ID-WA | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Lexington Park, MD | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Longview, WA | 1 | $ 455,000 | $ 455,000 | $ 59,000 |
| Macon-Bibb County, GA | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Mankato-North Mankato, MN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mansfield, OH | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Michigan City-La Porte, IN | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Missoula, MT | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Monroe, LA | 1 | $ 105,000 | $ 105,000 | $ 1,000 |
| Morristown, TN | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 605,000 | $ 605,000 | $ 192,000 |
| Oshkosh-Neenah, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Parkersburg-Vienna, WV | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Pittsburgh, PA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Pittsfield, MA | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Punta Gorda, FL | 1 | $ 375,000 | $ 375,000 | $ 63,000 |
| Rapid City, SD | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Redding, CA | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Roanoke, VA | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Rockford, IL | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Sebastian-Vero Beach, FL | 1 | $ 355,000 | $ 355,000 | $ 47,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Springfield, IL | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Springfield, MO | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| St. Joseph, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Traverse City, MI | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Tyler, TX | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Valdosta, GA | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Waterbury-Shelton, CT | 1 | $ 355,000 | $ 355,000 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Wichita Falls, TX | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Wildwood-The Villages, FL | 1 | $ 435,000 | $ 435,000 | $ 84,000 |
| Winchester, VA-WV | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| York-Hanover, PA | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Yuba City, CA | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 914 | $292,130,000 | $319,000 | $1,405,000 | $96,000 | $1,020,000 |
| Home Purchase | 307 | $112,115,000 | $365,000 | $1,605,000 | $150,000 | $2,506,000 |
| Refinancing | 75 | $24,795,000 | $330,000 | $1,385,000 | $104,000 | $339,000 |
| Other Purpose | 13 | $3,405,000 | $261,000 | $505,000 | $90,000 | $134,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 652 | $199,100,000 | $305,000 | $1,385,000 | $105,000 | $2,506,000 |
| Black or African American | 234 | $75,090,000 | $320,000 | $1,405,000 | $92,000 | $297,000 |
| Not applicable | 138 | $59,590,000 | $431,000 | $1,605,000 | $0 | $0 |
| Hispanic | 132 | $44,130,000 | $334,000 | $905,000 | $109,000 | $1,020,000 |
| Not Provided | 111 | $39,505,000 | $355,000 | $865,000 | $121,000 | $1,054,000 |
| Asian | 29 | $11,105,000 | $382,000 | $595,000 | $107,000 | $212,000 |
| American Indian or Alaskan Native | 8 | $2,050,000 | $256,000 | $385,000 | $81,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,875,000 | $375,000 | $555,000 | $135,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 765 | $260,675,000 | $340,000 | $1,385,000 | $102,000 | $1,054,000 |
| FHA-insured (Federal Housing Administration) | 301 | $78,495,000 | $260,000 | $775,000 | $91,000 | $704,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 243 | $93,275,000 | $383,000 | $1,605,000 | $163,000 | $2,506,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 422 | $137,060,000 | $324,000 | $1,385,000 | $106,000 | $1,020,000 |
| Application Denied By Financial Institution | 377 | $117,055,000 | $310,000 | $1,405,000 | $81,000 | $622,000 |
| Application Withdrawn By Applicant | 225 | $72,505,000 | $322,000 | $1,065,000 | $112,000 | $704,000 |
| Loan Originated | 148 | $48,030,000 | $324,000 | $1,605,000 | $151,000 | $2,506,000 |
| Loan Purchased By The Institution | 136 | $57,650,000 | $423,000 | $805,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $145,000 | $145,000 | $145,000 | $131,000 | $131,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 932 | $315,390,000 | $338,000 | $1,605,000 | $116,000 | $2,506,000 |
| Debt-To-Income Ratio | 152 | $50,600,000 | $332,000 | $1,405,000 | $59,000 | $199,000 |
| Credit History | 133 | $37,175,000 | $279,000 | $825,000 | $97,000 | $622,000 |
| Other | 76 | $24,720,000 | $325,000 | $865,000 | $96,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,100,000 | $310,000 | $455,000 | $85,000 | $171,000 |
| Collateral | 6 | $1,460,000 | $243,000 | $325,000 | $68,000 | $97,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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