Ally Bank Mortgage Lending & HMDA Data, 2020

In 2020, Ally Bank of Charlotte, NC reported 29,566 mortgage applications totaling $13.5 billion, up 97% from 2019. The average application was for $457,682, and applicants reported an average income of $148,699. 36% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,157), Dallas-Plano-Irving, TX (1,049) and Atlanta-Sandy Springs-Roswell, GA (1,044) (applications in parentheses).

Mortgage Company & Address Ally Bank

Charlotte, NC 28202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 29,566
Total Mortgage Loan Application Amount $13,531,850,000
Average Mortgage Loan Application Amount $457,682
Highest Mortgage Loan Application Amount $3,975,000
Average Applicant Income $148,699
Highest Applicant Income $6,969,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,157 $ 878,975,000 $ 759,701 $ 185,000
Maricopa, Arizona 841 $ 358,945,000 $ 426,807 $ 169,000
King, Washington 802 $ 528,620,000 $ 659,127 $ 182,000
Cook, Illinois 629 $ 266,255,000 $ 423,298 $ 159,000
Alameda, California 595 $ 465,465,000 $ 782,294 $ 223,000
Orange, California 587 $ 431,535,000 $ 735,153 $ 192,000
Santa Clara, California 582 $ 501,810,000 $ 862,216 $ 235,000
San Diego, California 559 $ 396,795,000 $ 709,830 $ 196,000
Harris, Texas 452 $ 196,730,000 $ 435,243 $ 156,000
Collin, Texas 451 $ 148,065,000 $ 328,303 $ 178,000
Contra Costa, California 400 $ 320,700,000 $ 801,750 $ 213,000
Mecklenburg, North Carolina 394 $ 157,020,000 $ 398,527 $ 184,000
Dallas, Texas 350 $ 166,590,000 $ 475,971 $ 172,000
San Mateo, California 349 $ 325,015,000 $ 931,275 $ 264,000
McLean, Illinois 337 $ 53,905,000 $ 159,955 $ 133,000
Travis, Texas 332 $ 161,520,000 $ 486,506 $ 162,000
San Francisco, California 304 $ 269,160,000 $ 885,394 $ 252,000
Oakland, Michigan 304 $ 104,260,000 $ 342,960 $ 132,000
Fulton, Georgia 301 $ 142,465,000 $ 473,305 $ 192,000
Wake, North Carolina 297 $ 118,735,000 $ 399,781 $ 138,000
Tarrant, Texas 217 $ 82,485,000 $ 380,115 $ 134,000
Broward, Florida 211 $ 90,735,000 $ 430,023 $ 139,000
Miami-Dade, Florida 203 $ 105,185,000 $ 518,152 $ 173,000
Denver, Colorado 201 $ 109,905,000 $ 546,791 $ 165,000
Fairfield, Connecticut 197 $ 117,285,000 $ 595,355 $ 191,000
Riverside, California 187 $ 89,335,000 $ 477,727 $ 155,000
Denton, Texas 184 $ 66,160,000 $ 359,565 $ 143,000
Chester, Pennsylvania 175 $ 72,825,000 $ 416,142 $ 159,000
DeKalb, Georgia 172 $ 65,310,000 $ 379,709 $ 137,000
Montgomery, Pennsylvania 167 $ 65,205,000 $ 390,449 $ 148,000
San Bernardino, California 166 $ 77,250,000 $ 465,361 $ 144,000
Orange, Florida 159 $ 61,795,000 $ 388,647 $ 132,000
Philadelphia, Pennsylvania 158 $ 54,010,000 $ 341,835 $ 119,000
DuPage, Illinois 157 $ 69,865,000 $ 445,000 $ 165,000
Sacramento, California 155 $ 77,675,000 $ 501,129 $ 167,000
Wayne, Michigan 154 $ 41,600,000 $ 270,129 $ 118,000
Ventura, California 153 $ 107,425,000 $ 702,124 $ 197,000
Palm Beach, Florida 152 $ 67,230,000 $ 442,302 $ 114,000
Multnomah, Oregon 149 $ 74,275,000 $ 498,489 $ 144,000
Jefferson, Colorado 145 $ 71,165,000 $ 490,793 $ 127,000
Bergen, New Jersey 144 $ 83,030,000 $ 576,597 $ 168,000
Cobb, Georgia 141 $ 48,025,000 $ 340,602 $ 118,000
Bucks, Pennsylvania 137 $ 55,605,000 $ 405,875 $ 124,000
Snohomish, Washington 137 $ 67,705,000 $ 494,197 $ 150,000
Gwinnett, Georgia 131 $ 33,795,000 $ 257,977 $ 107,000
Marin, California 128 $ 116,420,000 $ 909,531 $ 293,000
Davidson, Tennessee 127 $ 56,265,000 $ 443,031 $ 165,000
Franklin, Ohio 125 $ 31,005,000 $ 248,040 $ 118,000
Salt Lake, Utah 119 $ 53,275,000 $ 447,689 $ 168,000
Allegheny, Pennsylvania 115 $ 33,955,000 $ 295,260 $ 106,000
Fort Bend, Texas 115 $ 42,005,000 $ 365,260 $ 171,000
Hillsborough, Florida 114 $ 42,600,000 $ 373,684 $ 112,000
District of Columbia, District Of Columbia 111 $ 62,435,000 $ 562,477 $ 143,000
Forsyth, Georgia 109 $ 32,915,000 $ 301,972 $ 137,000
Douglas, Colorado 108 $ 59,470,000 $ 550,648 $ 154,000
Bexar, Texas 107 $ 36,345,000 $ 339,672 $ 157,000
Placer, California 106 $ 61,620,000 $ 581,320 $ 197,000
Cuyahoga, Ohio 105 $ 24,925,000 $ 237,380 $ 115,000
Charleston, South Carolina 104 $ 61,050,000 $ 587,019 $ 145,000
Essex, New Jersey 103 $ 59,815,000 $ 580,728 $ 190,000
Arapahoe, Colorado 102 $ 46,600,000 $ 456,862 $ 109,000
Boulder, Colorado 101 $ 61,545,000 $ 609,356 $ 160,000
Pinellas, Florida 101 $ 44,005,000 $ 435,693 $ 148,000
Monmouth, New Jersey 98 $ 51,950,000 $ 530,102 $ 164,000
Pierce, Washington 97 $ 36,175,000 $ 372,938 $ 139,000
Williamson, Tennessee 94 $ 51,400,000 $ 546,808 $ 173,000
Santa Barbara, California 93 $ 70,315,000 $ 756,075 $ 184,000
Macomb, Michigan 89 $ 18,695,000 $ 210,056 $ 89,000
Hartford, Connecticut 88 $ 26,800,000 $ 304,545 $ 104,000
Delaware, Pennsylvania 88 $ 38,490,000 $ 437,386 $ 168,000
St. Louis, Missouri 86 $ 30,810,000 $ 358,255 $ 119,000
Williamson, Texas 85 $ 22,365,000 $ 263,117 $ 138,000
Will, Illinois 84 $ 26,910,000 $ 320,357 $ 120,000
Hamilton, Ohio 83 $ 23,115,000 $ 278,493 $ 117,000
Middlesex, Massachusetts 81 $ 60,445,000 $ 746,234 $ 200,000
Washtenaw, Michigan 81 $ 28,725,000 $ 354,629 $ 134,000
Washington, Oregon 81 $ 36,305,000 $ 448,209 $ 139,000
Pima, Arizona 80 $ 24,860,000 $ 310,750 $ 115,000
Clark, Washington 80 $ 35,710,000 $ 446,375 $ 156,000
Clackamas, Oregon 79 $ 46,565,000 $ 589,430 $ 219,000
Lake, Illinois 78 $ 35,120,000 $ 450,256 $ 185,000
El Paso, Colorado 77 $ 30,825,000 $ 400,324 $ 117,000
Morris, New Jersey 74 $ 38,100,000 $ 514,864 $ 165,000
Montgomery, Texas 74 $ 28,870,000 $ 390,135 $ 175,000
Shelby, Tennessee 71 $ 19,705,000 $ 277,535 $ 101,000
Middlesex, New Jersey 70 $ 27,090,000 $ 387,000 $ 128,000
Lee, Florida 69 $ 22,475,000 $ 325,724 $ 114,000
Sonoma, California 68 $ 41,810,000 $ 614,852 $ 133,000
St. Johns, Florida 68 $ 29,420,000 $ 432,647 $ 152,000
Kern, California 67 $ 15,975,000 $ 238,432 $ 110,000
Jefferson, Alabama 66 $ 18,540,000 $ 280,909 $ 94,000
Santa Cruz, California 66 $ 47,980,000 $ 726,969 $ 208,000
Polk, Florida 66 $ 12,690,000 $ 192,272 $ 41,000
Hennepin, Minnesota 66 $ 43,260,000 $ 655,454 $ 264,000
Durham, North Carolina 66 $ 18,840,000 $ 285,454 $ 118,000
Larimer, Colorado 64 $ 27,080,000 $ 423,125 $ 136,000
Nassau, New York 64 $ 42,400,000 $ 662,500 $ 357,000
Utah, Utah 64 $ 30,320,000 $ 473,750 $ 135,000
New Haven, Connecticut 63 $ 19,095,000 $ 303,095 $ 156,000
Kane, Illinois 63 $ 17,035,000 $ 270,396 $ 113,000
Bernalillo, New Mexico 63 $ 20,345,000 $ 322,936 $ 104,000
Greenville, South Carolina 63 $ 19,525,000 $ 309,920 $ 119,000
Jefferson, Kentucky 62 $ 18,850,000 $ 304,032 $ 125,000
El Dorado, California 61 $ 36,635,000 $ 600,573 $ 241,000
Clark, Nevada 61 $ 32,535,000 $ 533,360 $ 138,000
Hudson, New Jersey 61 $ 37,365,000 $ 612,540 $ 181,000
San Luis Obispo, California 60 $ 31,980,000 $ 533,000 $ 162,000
New Castle, Delaware 60 $ 18,620,000 $ 310,333 $ 110,000
Union, North Carolina 60 $ 26,350,000 $ 439,166 $ 171,000
Monterey, California 59 $ 40,485,000 $ 686,186 $ 157,000
Brevard, Florida 59 $ 18,245,000 $ 309,237 $ 87,000
Marion, Indiana 59 $ 11,915,000 $ 201,949 $ 70,000
Fairfax, Virginia 59 $ 42,895,000 $ 727,033 $ 160,000
Hamilton, Indiana 58 $ 18,920,000 $ 326,206 $ 125,000
Solano, California 57 $ 29,265,000 $ 513,421 $ 130,000
Cherokee, Georgia 57 $ 17,595,000 $ 308,684 $ 146,000
Horry, South Carolina 56 $ 17,430,000 $ 311,250 $ 108,000
Somerset, New Jersey 54 $ 25,870,000 $ 479,074 $ 146,000
Union, New Jersey 54 $ 29,030,000 $ 537,592 $ 154,000
Buncombe, North Carolina 54 $ 23,430,000 $ 433,888 $ 127,000
Pinal, Arizona 53 $ 9,805,000 $ 185,000 $ 67,000
Ocean, New Jersey 53 $ 17,105,000 $ 322,735 $ 125,000
Tulsa, Oklahoma 53 $ 13,095,000 $ 247,075 $ 111,000
Dane, Wisconsin 53 $ 23,125,000 $ 436,320 $ 138,000
Seminole, Florida 52 $ 18,860,000 $ 362,692 $ 120,000
Oklahoma, Oklahoma 52 $ 16,980,000 $ 326,538 $ 172,000
Jackson, Missouri 51 $ 10,485,000 $ 205,588 $ 89,000
Douglas, Nebraska 51 $ 11,295,000 $ 221,470 $ 90,000
Benton, Arkansas 50 $ 14,330,000 $ 286,600 $ 104,000
Fresno, California 49 $ 18,415,000 $ 375,816 $ 147,000
Deschutes, Oregon 49 $ 22,745,000 $ 464,183 $ 126,000
Adams, Colorado 48 $ 16,300,000 $ 339,583 $ 110,000
Johnson, Kansas 48 $ 15,170,000 $ 316,041 $ 98,000
Milwaukee, Wisconsin 48 $ 12,950,000 $ 269,791 $ 105,000
York, South Carolina 47 $ 16,085,000 $ 342,234 $ 131,000
Rutherford, Tennessee 47 $ 10,285,000 $ 218,829 $ 95,000
Guilford, North Carolina 46 $ 13,280,000 $ 288,695 $ 94,000
Cabarrus, North Carolina 45 $ 11,035,000 $ 245,222 $ 105,000
Hamilton, Tennessee 45 $ 13,385,000 $ 297,444 $ 115,000
San Joaquin, California 44 $ 19,650,000 $ 446,590 $ 153,000
Waukesha, Wisconsin 44 $ 19,330,000 $ 439,318 $ 161,000
Collier, Florida 43 $ 23,595,000 $ 548,720 $ 217,000
Kings, New York 43 $ 33,195,000 $ 771,976 $ 0
Kitsap, Washington 43 $ 24,095,000 $ 560,348 $ 96,000
Ada, Idaho 42 $ 16,140,000 $ 384,285 $ 117,000
Camden, New Jersey 42 $ 13,810,000 $ 328,809 $ 132,000
Pulaski, Arkansas 41 $ 9,305,000 $ 226,951 $ 119,000
Weld, Colorado 40 $ 15,320,000 $ 383,000 $ 121,000
Duval, Florida 40 $ 13,670,000 $ 341,750 $ 124,000
Manatee, Florida 40 $ 18,290,000 $ 457,250 $ 205,000
Sarasota, Florida 40 $ 21,070,000 $ 526,750 $ 119,000
Polk, Iowa 40 $ 8,480,000 $ 212,000 $ 113,000
Orleans, Louisiana 40 $ 16,560,000 $ 414,000 $ 138,000
Lake, Indiana 39 $ 9,055,000 $ 232,179 $ 96,000
Cape May, New Jersey 39 $ 20,285,000 $ 520,128 $ 195,000
Forsyth, North Carolina 39 $ 11,775,000 $ 301,923 $ 129,000
Summit, Ohio 39 $ 8,935,000 $ 229,102 $ 79,000
Montgomery, Maryland 38 $ 31,820,000 $ 837,368 $ 89,000
New Hanover, North Carolina 38 $ 12,350,000 $ 325,000 $ 118,000
Volusia, Florida 37 $ 9,495,000 $ 256,621 $ 90,000
Orange, North Carolina 37 $ 18,365,000 $ 496,351 $ 152,000
Knox, Tennessee 37 $ 11,985,000 $ 323,918 $ 106,000
Rockwall, Texas 37 $ 10,455,000 $ 282,567 $ 102,000
Davis, Utah 36 $ 13,450,000 $ 373,611 $ 170,000
Arlington, Virginia 36 $ 28,950,000 $ 804,166 $ 313,000
Spokane, Washington 36 $ 11,610,000 $ 322,500 $ 108,000
Pasco, Florida 34 $ 10,180,000 $ 299,411 $ 81,000
Norfolk, Massachusetts 34 $ 22,710,000 $ 667,941 $ 161,000
St. Charles, Missouri 34 $ 8,040,000 $ 236,470 $ 125,000
Beaufort, South Carolina 34 $ 16,920,000 $ 497,647 $ 168,000
Thurston, Washington 34 $ 12,670,000 $ 372,647 $ 136,000
Baldwin, Alabama 33 $ 12,435,000 $ 376,818 $ 115,000
Iredell, North Carolina 33 $ 15,935,000 $ 482,878 $ 183,000
Galveston, Texas 33 $ 12,155,000 $ 368,333 $ 153,000
Yavapai, Arizona 32 $ 13,730,000 $ 429,062 $ 167,000
Livingston, Michigan 32 $ 10,230,000 $ 319,687 $ 140,000
Saratoga, New York 32 $ 6,740,000 $ 210,625 $ 0
Butler, Pennsylvania 32 $ 11,590,000 $ 362,187 $ 141,000
Mercer, New Jersey 31 $ 15,065,000 $ 485,967 $ 165,000
Santa Fe, New Mexico 31 $ 12,585,000 $ 405,967 $ 99,000
Delaware, Ohio 31 $ 12,155,000 $ 392,096 $ 130,000
Northampton, Pennsylvania 31 $ 7,315,000 $ 235,967 $ 102,000
York, Pennsylvania 31 $ 6,615,000 $ 213,387 $ 85,000
Madison, Alabama 30 $ 8,500,000 $ 283,333 $ 104,000
Osceola, Florida 30 $ 10,400,000 $ 346,666 $ 144,000
Westchester, New York 30 $ 17,580,000 $ 586,000 $ 210,000
Hays, Texas 30 $ 13,030,000 $ 434,333 $ 118,000
Washoe, Nevada 29 $ 16,215,000 $ 559,137 $ 122,000
Warren, Ohio 29 $ 9,625,000 $ 331,896 $ 129,000
Lancaster, Pennsylvania 29 $ 7,085,000 $ 244,310 $ 99,000
Lehigh, Pennsylvania 29 $ 7,235,000 $ 249,482 $ 92,000
Stanislaus, California 28 $ 10,290,000 $ 367,500 $ 127,000
Sussex, Delaware 28 $ 13,250,000 $ 473,214 $ 124,000
Burlington, New Jersey 28 $ 8,490,000 $ 303,214 $ 100,000
Suffolk, New York 28 $ 17,480,000 $ 624,285 $ 0
Brunswick, North Carolina 28 $ 9,110,000 $ 325,357 $ 134,000
Chatham, North Carolina 28 $ 12,330,000 $ 440,357 $ 137,000
Washington, Arkansas 27 $ 8,035,000 $ 297,592 $ 59,000
Monroe, Florida 27 $ 17,965,000 $ 665,370 $ 221,000
Kent, Michigan 27 $ 7,785,000 $ 288,333 $ 58,000
Hunterdon, New Jersey 27 $ 11,535,000 $ 427,222 $ 146,000
Cumberland, Maine 26 $ 12,290,000 $ 472,692 $ 142,000
Kalamazoo, Michigan 26 $ 6,430,000 $ 247,307 $ 126,000
DeSoto, Mississippi 26 $ 5,450,000 $ 209,615 $ 117,000
Clay, Missouri 26 $ 5,960,000 $ 229,230 $ 93,000
Montgomery, Ohio 26 $ 5,070,000 $ 195,000 $ 102,000
Marion, Oregon 26 $ 8,690,000 $ 334,230 $ 84,000
Cumberland, Pennsylvania 26 $ 8,270,000 $ 318,076 $ 78,000
Providence, Rhode Island 26 $ 8,650,000 $ 332,692 $ 76,000
Comal, Texas 26 $ 10,810,000 $ 415,769 $ 117,000
Shelby, Alabama 25 $ 6,715,000 $ 268,600 $ 93,000
Essex, Massachusetts 25 $ 16,145,000 $ 645,800 $ 269,000
Gloucester, New Jersey 25 $ 6,495,000 $ 259,800 $ 104,000
Brazoria, Texas 25 $ 5,585,000 $ 223,400 $ 113,000
Yolo, California 24 $ 12,960,000 $ 540,000 $ 177,000
McHenry, Illinois 24 $ 5,940,000 $ 247,500 $ 92,000
Queens, New York 24 $ 14,940,000 $ 622,500 $ 0
Berks, Pennsylvania 24 $ 4,940,000 $ 205,833 $ 130,000
Richland, South Carolina 24 $ 4,460,000 $ 185,833 $ 57,000
Sumner, Tennessee 24 $ 9,830,000 $ 409,583 $ 167,000
Midland, Texas 24 $ 9,870,000 $ 411,250 $ 174,000
Nevada, California 23 $ 12,735,000 $ 553,695 $ 186,000
Summit, Colorado 23 $ 12,835,000 $ 558,043 $ 173,000
Marion, Florida 23 $ 4,415,000 $ 191,956 $ 59,000
Fayette, Kentucky 23 $ 6,115,000 $ 265,869 $ 103,000
East Baton Rouge, Louisiana 23 $ 7,965,000 $ 346,304 $ 84,000
Ottawa, Michigan 23 $ 7,035,000 $ 305,869 $ 108,000
Atlantic, New Jersey 23 $ 8,015,000 $ 348,478 $ 136,000
Jackson, Oregon 23 $ 9,145,000 $ 397,608 $ 131,000
Hidalgo, Texas 23 $ 4,485,000 $ 195,000 $ 62,000
Tulare, California 22 $ 8,280,000 $ 376,363 $ 97,000
St. Lucie, Florida 22 $ 5,690,000 $ 258,636 $ 38,000
Anne Arundel, Maryland 22 $ 12,430,000 $ 565,000 $ 172,000
Spartanburg, South Carolina 22 $ 4,410,000 $ 200,454 $ 66,000
El Paso, Texas 22 $ 3,440,000 $ 156,363 $ 80,000
Martin, Florida 21 $ 10,755,000 $ 512,142 $ 205,000
Walton, Florida 21 $ 13,835,000 $ 658,809 $ 139,000
Chatham, Georgia 21 $ 7,405,000 $ 352,619 $ 194,000
Hall, Georgia 21 $ 7,195,000 $ 342,619 $ 141,000
Greene, Missouri 21 $ 4,635,000 $ 220,714 $ 62,000
Gallatin, Montana 21 $ 11,825,000 $ 563,095 $ 100,000
Lexington, South Carolina 21 $ 7,385,000 $ 351,666 $ 90,000
Nueces, Texas 21 $ 7,575,000 $ 360,714 $ 127,000
Coconino, Arizona 20 $ 7,770,000 $ 388,500 $ 124,000
Alachua, Florida 20 $ 4,690,000 $ 234,500 $ 101,000
Honolulu, Hawaii 20 $ 13,920,000 $ 696,000 $ 0
Hendricks, Indiana 20 $ 4,930,000 $ 246,500 $ 112,000
St. Louis City, Missouri 20 $ 4,090,000 $ 204,500 $ 77,000
Lancaster, Nebraska 20 $ 3,870,000 $ 193,500 $ 119,000
Gaston, North Carolina 20 $ 6,210,000 $ 310,500 $ 166,000
Johnston, North Carolina 20 $ 4,280,000 $ 214,000 $ 99,000
Dauphin, Pennsylvania 20 $ 5,590,000 $ 279,500 $ 84,000
Monroe, Pennsylvania 20 $ 3,680,000 $ 184,000 $ 69,000
Westmoreland, Pennsylvania 20 $ 4,510,000 $ 225,500 $ 76,000
Weber, Utah 20 $ 8,390,000 $ 419,500 $ 100,000
Butte, California 19 $ 7,485,000 $ 393,947 $ 88,000
Henry, Georgia 19 $ 4,335,000 $ 228,157 $ 140,000
Lafayette, Louisiana 19 $ 7,125,000 $ 375,000 $ 104,000
Baltimore, Maryland 19 $ 9,315,000 $ 490,263 $ 60,000
Grand Traverse, Michigan 19 $ 5,355,000 $ 281,842 $ 86,000
Lorain, Ohio 19 $ 5,315,000 $ 279,736 $ 98,000
Lucas, Ohio 19 $ 3,375,000 $ 177,631 $ 64,000
Wilson, Tennessee 19 $ 6,325,000 $ 332,894 $ 115,000
Mobile, Alabama 18 $ 5,120,000 $ 284,444 $ 198,000
Leon, Florida 18 $ 4,860,000 $ 270,000 $ 78,000
Fayette, Georgia 18 $ 8,370,000 $ 465,000 $ 171,000
Allen, Indiana 18 $ 4,660,000 $ 258,888 $ 141,000
Kenton, Kentucky 18 $ 4,670,000 $ 259,444 $ 106,000
Ingham, Michigan 18 $ 4,070,000 $ 226,111 $ 88,000
Henderson, North Carolina 18 $ 5,090,000 $ 282,777 $ 71,000
Berkeley, South Carolina 18 $ 6,040,000 $ 335,555 $ 76,000
Loudoun, Virginia 18 $ 12,560,000 $ 697,777 $ 199,000
Lake, Florida 17 $ 4,375,000 $ 257,352 $ 99,000
Sedgwick, Kansas 17 $ 2,835,000 $ 166,764 $ 67,000
Flathead, Montana 17 $ 7,775,000 $ 457,352 $ 151,000
Butler, Ohio 17 $ 4,305,000 $ 253,235 $ 108,000
Grayson, Texas 17 $ 3,425,000 $ 201,470 $ 89,000
Kendall, Texas 17 $ 11,165,000 $ 656,764 $ 137,000
McLennan, Texas 17 $ 3,555,000 $ 209,117 $ 96,000
Parker, Texas 17 $ 5,905,000 $ 347,352 $ 104,000
Whatcom, Washington 17 $ 10,805,000 $ 635,588 $ 207,000
Broomfield, Colorado 16 $ 8,940,000 $ 558,750 $ 191,000
Litchfield, Connecticut 16 $ 4,650,000 $ 290,625 $ 47,000
Escambia, Florida 16 $ 5,790,000 $ 361,875 $ 72,000
Porter, Indiana 16 $ 4,640,000 $ 290,000 $ 97,000
Berrien, Michigan 16 $ 4,260,000 $ 266,250 $ 149,000
Genesee, Michigan 16 $ 3,600,000 $ 225,000 $ 80,000
Passaic, New Jersey 16 $ 5,190,000 $ 324,375 $ 114,000
Sussex, New Jersey 16 $ 5,050,000 $ 315,625 $ 131,000
Sandoval, New Mexico 16 $ 5,230,000 $ 326,875 $ 91,000
Benton, Washington 16 $ 5,770,000 $ 360,625 $ 130,000
Skagit, Washington 16 $ 6,670,000 $ 416,875 $ 145,000
Napa, California 15 $ 9,395,000 $ 626,333 $ 161,000
Jefferson, Louisiana 15 $ 5,155,000 $ 343,666 $ 89,000
Howard, Maryland 15 $ 8,615,000 $ 574,333 $ 0
Washington, Minnesota 15 $ 8,995,000 $ 599,666 $ 0
New York, New York 15 $ 9,665,000 $ 644,333 $ 120,000
Greene, Ohio 15 $ 3,865,000 $ 257,666 $ 82,000
Stark, Ohio 15 $ 2,615,000 $ 174,333 $ 82,000
Lane, Oregon 15 $ 5,915,000 $ 394,333 $ 375,000
Erie, Pennsylvania 15 $ 3,685,000 $ 245,666 $ 157,000
Washington, Pennsylvania 15 $ 4,935,000 $ 329,000 $ 130,000
Brazos, Texas 15 $ 2,935,000 $ 195,666 $ 144,000
Lubbock, Texas 15 $ 5,605,000 $ 373,666 $ 139,000
Summit, Utah 15 $ 12,825,000 $ 855,000 $ 211,000
Merced, California 14 $ 4,720,000 $ 337,142 $ 119,000
Middlesex, Connecticut 14 $ 5,310,000 $ 379,285 $ 133,000
Okaloosa, Florida 14 $ 5,780,000 $ 412,857 $ 164,000
Clayton, Georgia 14 $ 2,160,000 $ 154,285 $ 50,000
Kootenai, Idaho 14 $ 5,020,000 $ 358,571 $ 134,000
St. Clair, Illinois 14 $ 2,600,000 $ 185,714 $ 102,000
St. Tammany, Louisiana 14 $ 5,800,000 $ 414,285 $ 117,000
Plymouth, Massachusetts 14 $ 9,450,000 $ 675,000 $ 0
Boone, Missouri 14 $ 3,300,000 $ 235,714 $ 63,000
Jefferson, Missouri 14 $ 3,050,000 $ 217,857 $ 80,000
Sarpy, Nebraska 14 $ 4,310,000 $ 307,857 $ 48,000
Pitt, North Carolina 14 $ 2,420,000 $ 172,857 $ 136,000
Medina, Ohio 14 $ 3,820,000 $ 272,857 $ 93,000
Cleveland, Oklahoma 14 $ 2,340,000 $ 167,142 $ 69,000
Pike, Pennsylvania 14 $ 2,390,000 $ 170,714 $ 123,000
Sevier, Tennessee 14 $ 4,550,000 $ 325,000 $ 106,000
Virginia Beach, Virginia 14 $ 8,060,000 $ 575,714 $ 46,000
La Plata, Colorado 13 $ 5,985,000 $ 460,384 $ 144,000
Indian River, Florida 13 $ 5,115,000 $ 393,461 $ 99,000
Santa Rosa, Florida 13 $ 4,295,000 $ 330,384 $ 98,000
Champaign, Illinois 13 $ 2,915,000 $ 224,230 $ 153,000
Christian, Missouri 13 $ 2,975,000 $ 228,846 $ 121,000
Catawba, North Carolina 13 $ 4,465,000 $ 343,461 $ 141,000
Clermont, Ohio 13 $ 3,335,000 $ 256,538 $ 93,000
Fairfield, Ohio 13 $ 3,215,000 $ 247,307 $ 55,000
Licking, Ohio 13 $ 2,385,000 $ 183,461 $ 98,000
Centre, Pennsylvania 13 $ 4,155,000 $ 319,615 $ 128,000
Pickens, South Carolina 13 $ 3,425,000 $ 263,461 $ 54,000
Cameron, Texas 13 $ 2,635,000 $ 202,692 $ 92,000
Alexandria, Virginia 13 $ 9,095,000 $ 699,615 $ 209,000
Monongalia, West Virginia 13 $ 2,865,000 $ 220,384 $ 115,000
Mohave, Arizona 12 $ 3,560,000 $ 296,666 $ 78,000
New London, Connecticut 12 $ 3,460,000 $ 288,333 $ 75,000
Bay, Florida 12 $ 2,450,000 $ 204,166 $ 77,000
Charlotte, Florida 12 $ 3,920,000 $ 326,666 $ 60,000
Glynn, Georgia 12 $ 5,880,000 $ 490,000 $ 67,000
Barnstable, Massachusetts 12 $ 8,040,000 $ 670,000 $ 385,000
Worcester, Massachusetts 12 $ 7,390,000 $ 615,833 $ 227,000
Warren, New Jersey 12 $ 3,900,000 $ 325,000 $ 126,000
Moore, North Carolina 12 $ 2,990,000 $ 249,166 $ 74,000
Lake, Ohio 12 $ 2,290,000 $ 190,833 $ 63,000
Luzerne, Pennsylvania 12 $ 1,820,000 $ 151,666 $ 38,000
Anderson, South Carolina 12 $ 3,400,000 $ 283,333 $ 85,000
Georgetown, South Carolina 12 $ 6,570,000 $ 547,500 $ 92,000
Johnson, Texas 12 $ 3,130,000 $ 260,833 $ 82,000
Kaufman, Texas 12 $ 1,940,000 $ 161,666 $ 90,000
Smith, Texas 12 $ 4,590,000 $ 382,500 $ 190,000
Island, Washington 12 $ 5,410,000 $ 450,833 $ 111,000
Yakima, Washington 12 $ 3,960,000 $ 330,000 $ 137,000
Grand, Colorado 11 $ 5,175,000 $ 470,454 $ 213,000
Routt, Colorado 11 $ 6,415,000 $ 583,181 $ 131,000
Citrus, Florida 11 $ 3,645,000 $ 331,363 $ 66,000
Hernando, Florida 11 $ 2,105,000 $ 191,363 $ 104,000
St. Joseph, Indiana 11 $ 2,475,000 $ 225,000 $ 105,000
York, Maine 11 $ 4,875,000 $ 443,181 $ 98,000
Monroe, Michigan 11 $ 2,045,000 $ 185,909 $ 64,000
Carver, Minnesota 11 $ 6,265,000 $ 569,545 $ 0
Watauga, North Carolina 11 $ 3,375,000 $ 306,818 $ 79,000
Portage, Ohio 11 $ 3,005,000 $ 273,181 $ 105,000
Bell, Texas 11 $ 2,145,000 $ 195,000 $ 170,000
Albemarle, Virginia 11 $ 5,325,000 $ 484,090 $ 331,000
Garland, Arkansas 10 $ 2,810,000 $ 281,000 $ 109,000
Eagle, Colorado 10 $ 7,550,000 $ 755,000 $ 137,000
Tolland, Connecticut 10 $ 2,380,000 $ 238,000 $ 59,000
Clay, Florida 10 $ 3,010,000 $ 301,000 $ 120,000
Houston, Georgia 10 $ 1,840,000 $ 184,000 $ 87,000
Lowndes, Georgia 10 $ 2,190,000 $ 219,000 $ 144,000
Richmond, Georgia 10 $ 2,540,000 $ 254,000 $ 98,000
Winnebago, Illinois 10 $ 1,370,000 $ 137,000 $ 69,000
Johnson, Indiana 10 $ 1,970,000 $ 197,000 $ 39,000
Lincoln, North Carolina 10 $ 4,070,000 $ 407,000 $ 155,000
Nash, North Carolina 10 $ 1,650,000 $ 165,000 $ 72,000
Wood, Ohio 10 $ 1,830,000 $ 183,000 $ 83,000
Dorchester, South Carolina 10 $ 2,120,000 $ 212,000 $ 62,000
Ellis, Texas 10 $ 1,890,000 $ 189,000 $ 62,000
Washington, Utah 10 $ 4,270,000 $ 427,000 $ 39,000
Chelan, Washington 10 $ 4,530,000 $ 453,000 $ 183,000
Kittitas, Washington 10 $ 6,380,000 $ 638,000 $ 179,000
Washington, Wisconsin 10 $ 4,830,000 $ 483,000 $ 140,000
Winnebago, Wisconsin 10 $ 1,700,000 $ 170,000 $ 58,000
Lee, Alabama 9 $ 1,635,000 $ 181,666 $ 46,000
Montgomery, Alabama 9 $ 2,655,000 $ 295,000 $ 47,000
Tuolumne, California 9 $ 3,395,000 $ 377,222 $ 145,000
Mesa, Colorado 9 $ 3,535,000 $ 392,777 $ 152,000
Nassau, Florida 9 $ 2,655,000 $ 295,000 $ 89,000
Columbia, Georgia 9 $ 2,015,000 $ 223,888 $ 89,000
Muscogee, Georgia 9 $ 2,655,000 $ 295,000 $ 102,000
Bonneville, Idaho 9 $ 3,045,000 $ 338,333 $ 57,000
Kendall, Illinois 9 $ 1,705,000 $ 189,444 $ 74,000
Sangamon, Illinois 9 $ 1,505,000 $ 167,222 $ 90,000
Boone, Indiana 9 $ 3,205,000 $ 356,111 $ 143,000
Tippecanoe, Indiana 9 $ 1,315,000 $ 146,111 $ 67,000
Ascension, Louisiana 9 $ 1,635,000 $ 181,666 $ 84,000
Ouachita, Louisiana 9 $ 2,475,000 $ 275,000 $ 95,000
Suffolk, Massachusetts 9 $ 5,815,000 $ 646,111 $ 0
Eaton, Michigan 9 $ 1,485,000 $ 165,000 $ 108,000
Saginaw, Michigan 9 $ 1,575,000 $ 175,000 $ 65,000
Missoula, Montana 9 $ 3,755,000 $ 417,222 $ 201,000
Douglas, Nevada 9 $ 7,005,000 $ 778,333 $ 0
Dona Ana, New Mexico 9 $ 2,565,000 $ 285,000 $ 169,000
Erie, New York 9 $ 3,025,000 $ 336,111 $ 109,000
Dare, North Carolina 9 $ 3,725,000 $ 413,888 $ 63,000
Onslow, North Carolina 9 $ 1,965,000 $ 218,333 $ 41,000
Mahoning, Ohio 9 $ 1,785,000 $ 198,333 $ 60,000
Yamhill, Oregon 9 $ 4,425,000 $ 491,666 $ 122,000
Washington, Rhode Island 9 $ 3,805,000 $ 422,777 $ 141,000
Washington, Tennessee 9 $ 1,975,000 $ 219,444 $ 76,000
Burnet, Texas 9 $ 5,195,000 $ 577,222 $ 239,000
Ector, Texas 9 $ 2,245,000 $ 249,444 $ 134,000
Randall, Texas 9 $ 1,225,000 $ 136,111 $ 114,000
Webb, Texas 9 $ 3,665,000 $ 407,222 $ 78,000
St. Croix, Wisconsin 9 $ 3,065,000 $ 340,555 $ 90,000
Limestone, Alabama 8 $ 2,620,000 $ 327,500 $ 106,000
Sebastian, Arkansas 8 $ 2,730,000 $ 341,250 $ 173,000
Mendocino, California 8 $ 3,250,000 $ 406,250 $ 141,000
Bryan, Georgia 8 $ 2,840,000 $ 355,000 $ 151,000
Carroll, Georgia 8 $ 1,840,000 $ 230,000 $ 112,000
Coweta, Georgia 8 $ 1,920,000 $ 240,000 $ 81,000
Paulding, Georgia 8 $ 1,500,000 $ 187,500 $ 81,000
Whitfield, Georgia 8 $ 1,620,000 $ 202,500 $ 81,000
Shawnee, Kansas 8 $ 1,190,000 $ 148,750 $ 55,000
Allegan, Michigan 8 $ 2,720,000 $ 340,000 $ 182,000
Jackson, Michigan 8 $ 1,690,000 $ 211,250 $ 157,000
Lafayette, Mississippi 8 $ 2,950,000 $ 368,750 $ 139,000
Madison, Mississippi 8 $ 3,170,000 $ 396,250 $ 55,000
Cass, Missouri 8 $ 1,400,000 $ 175,000 $ 68,000
Los Alamos, New Mexico 8 $ 2,470,000 $ 308,750 $ 129,000
San Juan, New Mexico 8 $ 1,350,000 $ 168,750 $ 113,000
Jackson, North Carolina 8 $ 3,420,000 $ 427,500 $ 172,000
Transylvania, North Carolina 8 $ 1,790,000 $ 223,750 $ 117,000
Geauga, Ohio 8 $ 2,180,000 $ 272,500 $ 98,000
Union, Ohio 8 $ 2,890,000 $ 361,250 $ 205,000
Lackawanna, Pennsylvania 8 $ 2,020,000 $ 252,500 $ 76,000
Kent, Rhode Island 8 $ 2,500,000 $ 312,500 $ 70,000
Aiken, South Carolina 8 $ 1,400,000 $ 175,000 $ 97,000
Chesterfield, Virginia 8 $ 3,770,000 $ 471,250 $ 0
Henrico, Virginia 8 $ 4,690,000 $ 586,250 $ 0
Kanawha, West Virginia 8 $ 2,540,000 $ 317,500 $ 236,000
Wood, West Virginia 8 $ 2,210,000 $ 276,250 $ 130,000
Marathon, Wisconsin 8 $ 2,720,000 $ 340,000 $ 200,000
Racine, Wisconsin 8 $ 2,400,000 $ 300,000 $ 138,000
Anchorage, Alaska 7 $ 2,145,000 $ 306,428 $ 0
Saline, Arkansas 7 $ 1,555,000 $ 222,142 $ 67,000
Calaveras, California 7 $ 3,075,000 $ 439,285 $ 121,000
Shasta, California 7 $ 2,145,000 $ 306,428 $ 244,000
Gunnison, Colorado 7 $ 4,505,000 $ 643,571 $ 300,000
Flagler, Florida 7 $ 3,315,000 $ 473,571 $ 182,000
Barrow, Georgia 7 $ 915,000 $ 130,714 $ 38,000
Douglas, Georgia 7 $ 785,000 $ 112,142 $ 58,000
Oconee, Georgia 7 $ 2,835,000 $ 405,000 $ 142,000
Rockdale, Georgia 7 $ 1,165,000 $ 166,428 $ 99,000
Walton, Georgia 7 $ 985,000 $ 140,714 $ 82,000
Canyon, Idaho 7 $ 1,115,000 $ 159,285 $ 73,000
Madison, Illinois 7 $ 1,465,000 $ 209,285 $ 100,000
Tazewell, Illinois 7 $ 1,115,000 $ 159,285 $ 47,000
Bartholomew, Indiana 7 $ 1,135,000 $ 162,142 $ 64,000
Madison, Indiana 7 $ 1,085,000 $ 155,000 $ 78,000
Dallas, Iowa 7 $ 2,065,000 $ 295,000 $ 138,000
Linn, Iowa 7 $ 2,705,000 $ 386,428 $ 136,000
Boone, Kentucky 7 $ 2,125,000 $ 303,571 $ 141,000
Jessamine, Kentucky 7 $ 2,095,000 $ 299,285 $ 85,000
Madison, Kentucky 7 $ 1,725,000 $ 246,428 $ 93,000
Barry, Michigan 7 $ 1,525,000 $ 217,857 $ 71,000
Calhoun, Michigan 7 $ 1,345,000 $ 192,142 $ 112,000
Harrison, Mississippi 7 $ 1,595,000 $ 227,857 $ 37,000
Jackson, Mississippi 7 $ 2,215,000 $ 316,428 $ 139,000
Platte, Missouri 7 $ 3,435,000 $ 490,714 $ 229,000
Cass, Nebraska 7 $ 1,285,000 $ 183,571 $ 77,000
Lincoln, New Mexico 7 $ 2,805,000 $ 400,714 $ 286,000
Carteret, North Carolina 7 $ 2,775,000 $ 396,428 $ 198,000
Macon, North Carolina 7 $ 3,365,000 $ 480,714 $ 226,000
Erie, Ohio 7 $ 935,000 $ 133,571 $ 68,000
Benton, Oregon 7 $ 2,905,000 $ 415,000 $ 114,000
Linn, Oregon 7 $ 1,765,000 $ 252,142 $ 75,000
Adams, Pennsylvania 7 $ 1,505,000 $ 215,000 $ 131,000
Franklin, Pennsylvania 7 $ 1,705,000 $ 243,571 $ 89,000
Lycoming, Pennsylvania 7 $ 835,000 $ 119,285 $ 127,000
Lancaster, South Carolina 7 $ 1,745,000 $ 249,285 $ 100,000
Oconee, South Carolina 7 $ 2,485,000 $ 355,000 $ 99,000
Fayette, Tennessee 7 $ 3,055,000 $ 436,428 $ 119,000
Loudon, Tennessee 7 $ 3,045,000 $ 435,000 $ 105,000
Llano, Texas 7 $ 3,055,000 $ 436,428 $ 194,000
Potter, Texas 7 $ 2,675,000 $ 382,142 $ 18,000
Louisa, Virginia 7 $ 2,765,000 $ 395,000 $ 0
Clallam, Washington 7 $ 2,985,000 $ 426,428 $ 247,000
Cowlitz, Washington 7 $ 3,145,000 $ 449,285 $ 106,000
Okanogan, Washington 7 $ 1,905,000 $ 272,142 $ 180,000
Berkeley, West Virginia 7 $ 1,465,000 $ 209,285 $ 93,000
Brown, Wisconsin 7 $ 1,975,000 $ 282,142 $ 63,000
Kenosha, Wisconsin 7 $ 1,775,000 $ 253,571 $ 101,000
Vilas, Wisconsin 7 $ 2,405,000 $ 343,571 $ 215,000
Tuscaloosa, Alabama 6 $ 1,580,000 $ 263,333 $ 89,000
Navajo, Arizona 6 $ 1,540,000 $ 256,666 $ 93,000
Faulkner, Arkansas 6 $ 970,000 $ 161,666 $ 100,000
San Benito, California 6 $ 3,010,000 $ 501,666 $ 140,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,742 $6,901,140,000 $502,000 $2,975,000 $165,000 $5,303,000
Home Purchase 7,896 $3,469,020,000 $439,000 $3,975,000 $132,000 $6,969,000
Not Applicable 4,625 $1,744,045,000 $377,000 $2,295,000 $0 $0
Cash-out Refinancing 3,001 $1,341,745,000 $447,000 $2,645,000 $125,000 $944,000
Home Improvement 217 $56,335,000 $259,000 $1,475,000 $85,000 $600,000
Other Purpose 85 $19,565,000 $230,000 $715,000 $64,000 $464,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,010 $5,400,320,000 $415,000 $2,645,000 $147,000 $3,456,000
Not applicable 8,085 $4,229,495,000 $523,000 $3,975,000 $0 $0
Not Provided 4,195 $1,950,445,000 $464,000 $2,395,000 $152,000 $6,969,000
Asian 1,491 $827,695,000 $555,000 $1,995,000 $180,000 $2,600,000
Hispanic 1,256 $478,920,000 $381,000 $2,155,000 $131,000 $1,303,000
Black or African American 787 $238,805,000 $303,000 $1,975,000 $112,000 $762,000
American Indian or Alaskan Native 54 $19,690,000 $364,000 $1,285,000 $115,000 $1,505,000
Native Hawaiian or Other Pacific Islander 10 $3,740,000 $374,000 $675,000 $103,000 $257,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,566 $13,531,850,000 $457,000 $3,975,000 $149,000 $6,969,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,701 $4,737,335,000 $442,000 $2,645,000 $180,000 $2,061,000
Loan Purchased By The Institution 8,085 $4,229,495,000 $523,000 $3,975,000 $0 $0
File Closed For Incompleteness 3,779 $1,544,345,000 $408,000 $2,625,000 $76,000 $3,456,000
Application Withdrawn By Applicant 3,509 $1,482,305,000 $422,000 $2,555,000 $161,000 $6,969,000
Application Denied By Financial Institution 2,728 $1,160,130,000 $425,000 $2,245,000 $101,000 $1,505,000
Application Approved But Not Accepted 764 $378,240,000 $495,000 $1,845,000 $197,000 $1,622,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,838 $12,371,720,000 $460,000 $3,975,000 $156,000 $6,969,000
Debt-To-Income Ratio 1,053 $491,535,000 $466,000 $2,245,000 $82,000 $600,000
Credit Application Incomplete 501 $202,995,000 $405,000 $1,645,000 $92,000 $1,505,000
Collateral 473 $222,475,000 $470,000 $1,895,000 $166,000 $1,196,000
Credit History 347 $107,085,000 $308,000 $1,465,000 $70,000 $643,000
Insufficient Cash (Downpayment, Closing Cost) 114 $47,150,000 $413,000 $1,525,000 $131,000 $896,000
Employment History 105 $39,645,000 $377,000 $1,805,000 $76,000 $474,000
Other 88 $29,770,000 $338,000 $1,535,000 $105,000 $944,000
Unverifiable Information 44 $18,180,000 $413,000 $2,155,000 $126,000 $1,078,000
Mortgage Insurance Denied 3 $1,295,000 $431,000 $625,000 $73,000 $139,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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