Ally Bank Mortgage Lending & HMDA Data, 2014
In 2014, Ally Bank of Charlotte, NC reported 1,334 mortgage applications totaling $856.6 million, down 97% from 2013. The average application was for $642,092, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (123), Oakland-Hayward-Berkeley, CA (84) and Seattle-Bellevue-Everett, WA (76) (applications in parentheses).
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350w Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,334 |
| Total Mortgage Loan Application Amount | $856,551,000 |
| Average Mortgage Loan Application Amount | $642,092 |
| Highest Mortgage Loan Application Amount | $2,486,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara, California | 123 | $ 98,072,000 | $ 797,333 | $ 0 |
| San Diego, California | 73 | $ 50,048,000 | $ 685,589 | $ 0 |
| King, Washington | 72 | $ 48,148,000 | $ 668,722 | $ 0 |
| Los Angeles, California | 69 | $ 53,246,000 | $ 771,681 | $ 0 |
| Orange, California | 47 | $ 33,404,000 | $ 710,723 | $ 0 |
| Alameda, California | 42 | $ 30,925,000 | $ 736,309 | $ 0 |
| Contra Costa, California | 42 | $ 26,804,000 | $ 638,190 | $ 0 |
| Maricopa, Arizona | 35 | $ 22,600,000 | $ 645,714 | $ 0 |
| Montgomery, Maryland | 31 | $ 26,191,000 | $ 844,870 | $ 0 |
| Dallas, Texas | 26 | $ 17,288,000 | $ 664,923 | $ 0 |
| San Mateo, California | 25 | $ 22,170,000 | $ 886,800 | $ 0 |
| Harris, Texas | 24 | $ 15,652,000 | $ 652,166 | $ 0 |
| Cook, Illinois | 23 | $ 17,190,000 | $ 747,391 | $ 0 |
| Fairfax, Virginia | 18 | $ 10,616,000 | $ 589,777 | $ 0 |
| San Francisco, California | 17 | $ 13,513,000 | $ 794,882 | $ 0 |
| Salt Lake, Utah | 15 | $ 3,668,000 | $ 244,533 | $ 0 |
| District of Columbia, District Of Columbia | 14 | $ 9,845,000 | $ 703,214 | $ 0 |
| Mecklenburg, North Carolina | 14 | $ 6,100,000 | $ 435,714 | $ 0 |
| Riverside, California | 13 | $ 5,123,000 | $ 394,076 | $ 0 |
| Miami-Dade, Florida | 13 | $ 9,308,000 | $ 716,000 | $ 0 |
| Arlington, Virginia | 12 | $ 9,266,000 | $ 772,166 | $ 0 |
| Fairfield, Connecticut | 11 | $ 9,672,000 | $ 879,272 | $ 0 |
| Broward, Florida | 11 | $ 7,288,000 | $ 662,545 | $ 0 |
| St. Louis, Missouri | 11 | $ 7,576,000 | $ 688,727 | $ 0 |
| Wake, North Carolina | 11 | $ 3,868,000 | $ 351,636 | $ 0 |
| Travis, Texas | 11 | $ 7,781,000 | $ 707,363 | $ 0 |
| Santa Barbara, California | 10 | $ 10,314,000 | $ 1,031,400 | $ 0 |
| Douglas, Colorado | 10 | $ 5,660,000 | $ 566,000 | $ 0 |
| Marin, California | 9 | $ 6,370,000 | $ 707,777 | $ 0 |
| Boulder, Colorado | 9 | $ 6,542,000 | $ 726,888 | $ 0 |
| Fulton, Georgia | 9 | $ 5,206,000 | $ 578,444 | $ 0 |
| San Bernardino, California | 8 | $ 4,610,000 | $ 576,250 | $ 0 |
| Middlesex, Massachusetts | 8 | $ 4,759,000 | $ 594,875 | $ 0 |
| Sacramento, California | 7 | $ 2,906,000 | $ 415,142 | $ 0 |
| Santa Cruz, California | 7 | $ 5,489,000 | $ 784,142 | $ 0 |
| Ventura, California | 7 | $ 3,099,000 | $ 442,714 | $ 0 |
| Arapahoe, Colorado | 7 | $ 2,698,000 | $ 385,428 | $ 0 |
| Denver, Colorado | 7 | $ 4,447,000 | $ 635,285 | $ 0 |
| Jefferson, Colorado | 7 | $ 4,332,000 | $ 618,857 | $ 0 |
| Howard, Maryland | 7 | $ 4,894,000 | $ 699,142 | $ 0 |
| Westchester, New York | 7 | $ 6,595,000 | $ 942,142 | $ 0 |
| Bucks, Pennsylvania | 7 | $ 3,301,000 | $ 471,571 | $ 0 |
| Placer, California | 6 | $ 3,745,000 | $ 624,166 | $ 0 |
| Hartford, Connecticut | 6 | $ 1,159,000 | $ 193,166 | $ 0 |
| DuPage, Illinois | 6 | $ 3,268,000 | $ 544,666 | $ 0 |
| Lake, Illinois | 6 | $ 3,583,000 | $ 597,166 | $ 0 |
| Oakland, Michigan | 6 | $ 2,616,000 | $ 436,000 | $ 0 |
| Collin, Texas | 6 | $ 3,935,000 | $ 655,833 | $ 0 |
| Montgomery, Texas | 6 | $ 3,804,000 | $ 634,000 | $ 0 |
| Davis, Utah | 6 | $ 1,416,000 | $ 236,000 | $ 0 |
| Hillsborough, Florida | 5 | $ 2,568,000 | $ 513,600 | $ 0 |
| Sarasota, Florida | 5 | $ 4,056,000 | $ 811,200 | $ 0 |
| Marion, Indiana | 5 | $ 2,161,000 | $ 432,200 | $ 0 |
| Anne Arundel, Maryland | 5 | $ 2,713,000 | $ 542,600 | $ 0 |
| Essex, Massachusetts | 5 | $ 2,099,000 | $ 419,800 | $ 0 |
| Hennepin, Minnesota | 5 | $ 4,129,000 | $ 825,800 | $ 0 |
| Morris, New Jersey | 5 | $ 3,733,000 | $ 746,600 | $ 0 |
| Fort Bend, Texas | 5 | $ 2,980,000 | $ 596,000 | $ 0 |
| Tarrant, Texas | 5 | $ 2,326,000 | $ 465,200 | $ 0 |
| El Dorado, California | 4 | $ 1,587,000 | $ 396,750 | $ 0 |
| Solano, California | 4 | $ 1,065,000 | $ 266,250 | $ 0 |
| Larimer, Colorado | 4 | $ 984,000 | $ 246,000 | $ 0 |
| Will, Illinois | 4 | $ 2,266,000 | $ 566,500 | $ 0 |
| Hamilton, Indiana | 4 | $ 1,538,000 | $ 384,500 | $ 0 |
| Johnson, Kansas | 4 | $ 2,030,000 | $ 507,500 | $ 0 |
| Baltimore, Maryland | 4 | $ 1,497,000 | $ 374,250 | $ 0 |
| Norfolk, Massachusetts | 4 | $ 1,728,000 | $ 432,000 | $ 0 |
| Plymouth, Massachusetts | 4 | $ 2,171,000 | $ 542,750 | $ 0 |
| Dakota, Minnesota | 4 | $ 665,000 | $ 166,250 | $ 0 |
| Bergen, New Jersey | 4 | $ 2,232,000 | $ 558,000 | $ 0 |
| Essex, New Jersey | 4 | $ 2,679,000 | $ 669,750 | $ 0 |
| Deschutes, Oregon | 4 | $ 2,109,000 | $ 527,250 | $ 0 |
| Chester, Pennsylvania | 4 | $ 1,837,000 | $ 459,250 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 1,664,000 | $ 416,000 | $ 0 |
| Denton, Texas | 4 | $ 1,391,000 | $ 347,750 | $ 0 |
| Weber, Utah | 4 | $ 392,000 | $ 98,000 | $ 0 |
| Snohomish, Washington | 4 | $ 1,181,000 | $ 295,250 | $ 0 |
| San Luis Obispo, California | 3 | $ 1,413,000 | $ 471,000 | $ 0 |
| Yolo, California | 3 | $ 1,711,000 | $ 570,333 | $ 0 |
| Manatee, Florida | 3 | $ 2,065,000 | $ 688,333 | $ 0 |
| Palm Beach, Florida | 3 | $ 2,874,000 | $ 958,000 | $ 0 |
| Pinellas, Florida | 3 | $ 1,801,000 | $ 600,333 | $ 0 |
| Gwinnett, Georgia | 3 | $ 748,000 | $ 249,333 | $ 0 |
| Honolulu, Hawaii | 3 | $ 1,701,000 | $ 567,000 | $ 0 |
| Jefferson, Kentucky | 3 | $ 681,000 | $ 227,000 | $ 0 |
| Mercer, New Jersey | 3 | $ 2,434,000 | $ 811,333 | $ 0 |
| Suffolk, New York | 3 | $ 2,405,000 | $ 801,666 | $ 0 |
| Union, North Carolina | 3 | $ 1,913,000 | $ 637,666 | $ 0 |
| Hamilton, Ohio | 3 | $ 1,573,000 | $ 524,333 | $ 0 |
| Clackamas, Oregon | 3 | $ 1,799,000 | $ 599,666 | $ 0 |
| Utah, Utah | 3 | $ 1,059,000 | $ 353,000 | $ 0 |
| Loudoun, Virginia | 3 | $ 2,033,000 | $ 677,666 | $ 0 |
| Clark, Washington | 3 | $ 1,934,000 | $ 644,666 | $ 0 |
| Anchorage, Alaska | 2 | $ 1,855,000 | $ 927,500 | $ 0 |
| Pima, Arizona | 2 | $ 924,000 | $ 462,000 | $ 0 |
| Yavapai, Arizona | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Benton, Arkansas | 2 | $ 1,243,000 | $ 621,500 | $ 0 |
| Nevada, California | 2 | $ 1,123,000 | $ 561,500 | $ 0 |
| Sonoma, California | 2 | $ 1,694,000 | $ 847,000 | $ 0 |
| Stanislaus, California | 2 | $ 587,000 | $ 293,500 | $ 0 |
| Eagle, Colorado | 2 | $ 2,833,000 | $ 1,416,500 | $ 0 |
| La Plata, Colorado | 2 | $ 1,575,000 | $ 787,500 | $ 0 |
| New Haven, Connecticut | 2 | $ 597,000 | $ 298,500 | $ 0 |
| Brevard, Florida | 2 | $ 1,475,000 | $ 737,500 | $ 0 |
| Collier, Florida | 2 | $ 952,000 | $ 476,000 | $ 0 |
| Duval, Florida | 2 | $ 1,346,000 | $ 673,000 | $ 0 |
| Lee, Florida | 2 | $ 1,447,000 | $ 723,500 | $ 0 |
| Orange, Florida | 2 | $ 817,000 | $ 408,500 | $ 0 |
| St. Johns, Florida | 2 | $ 955,000 | $ 477,500 | $ 0 |
| Cobb, Georgia | 2 | $ 729,000 | $ 364,500 | $ 0 |
| DeKalb, Georgia | 2 | $ 762,000 | $ 381,000 | $ 0 |
| Peoria, Illinois | 2 | $ 1,196,000 | $ 598,000 | $ 0 |
| Johnson, Indiana | 2 | $ 817,000 | $ 408,500 | $ 0 |
| Cumberland, Maine | 2 | $ 785,000 | $ 392,500 | $ 0 |
| Cecil, Maryland | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Washtenaw, Michigan | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Wayne, Michigan | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 1,714,000 | $ 857,000 | $ 0 |
| Clark, Nevada | 2 | $ 839,000 | $ 419,500 | $ 0 |
| Washoe, Nevada | 2 | $ 1,371,000 | $ 685,500 | $ 0 |
| Somerset, New Jersey | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Kings, New York | 2 | $ 2,191,000 | $ 1,095,500 | $ 0 |
| Guilford, North Carolina | 2 | $ 2,033,000 | $ 1,016,500 | $ 0 |
| Franklin, Ohio | 2 | $ 887,000 | $ 443,500 | $ 0 |
| Multnomah, Oregon | 2 | $ 1,125,000 | $ 562,500 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 689,000 | $ 344,500 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 679,000 | $ 339,500 | $ 0 |
| Philadelphia, Pennsylvania | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Knox, Tennessee | 2 | $ 898,000 | $ 449,000 | $ 0 |
| Rutherford, Tennessee | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Kendall, Texas | 2 | $ 937,000 | $ 468,500 | $ 0 |
| Llano, Texas | 2 | $ 1,345,000 | $ 672,500 | $ 0 |
| Alexandria, Virginia | 2 | $ 1,617,000 | $ 808,500 | $ 0 |
| Spokane, Washington | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 988,000 | $ 988,000 | $ 0 |
| Tallapoosa, Alabama | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Coconino, Arizona | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Mohave, Arizona | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Pinal, Arizona | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Washington, Arkansas | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Butte, California | 1 | $ 142,000 | $ 142,000 | $ 0 |
| San Joaquin, California | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Shasta, California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Adams, Colorado | 1 | $ 186,000 | $ 186,000 | $ 0 |
| El Paso, Colorado | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Mesa, Colorado | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Summit, Colorado | 1 | $ 1,745,000 | $ 1,745,000 | $ 0 |
| Weld, Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| New London, Connecticut | 1 | $ 141,000 | $ 141,000 | $ 0 |
| New Castle, Delaware | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Indian River, Florida | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Leon, Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Martin, Florida | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Osceola, Florida | 1 | $ 897,000 | $ 897,000 | $ 0 |
| Polk, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Seminole, Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 1,375,000 | $ 1,375,000 | $ 0 |
| Dawson, Georgia | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 713,000 | $ 713,000 | $ 0 |
| Hall, Georgia | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 721,000 | $ 721,000 | $ 0 |
| Ada, Idaho | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Bonneville, Idaho | 1 | $ 525,000 | $ 525,000 | $ 0 |
| McHenry, Illinois | 1 | $ 1,118,000 | $ 1,118,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Madison, Indiana | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Morgan, Indiana | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Boone, Kentucky | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Kennebec, Maine | 1 | $ 584,000 | $ 584,000 | $ 0 |
| York, Maine | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Harford, Maryland | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Queen Anne's, Maryland | 1 | $ 826,000 | $ 826,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Emmet, Michigan | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 946,000 | $ 946,000 | $ 0 |
| Livingston, Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Benton, Minnesota | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Scott, Minnesota | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Washington, Minnesota | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Madison, Mississippi | 1 | $ 862,000 | $ 862,000 | $ 0 |
| Christian, Missouri | 1 | $ 81,000 | $ 81,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 756,000 | $ 756,000 | $ 0 |
| Flathead, Montana | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 1,272,000 | $ 1,272,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Monmouth, New Jersey | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Union, New Jersey | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Nassau, New York | 1 | $ 832,000 | $ 832,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Chowan, North Carolina | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Currituck, North Carolina | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 736,000 | $ 736,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Burleigh, North Dakota | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Clermont, Ohio | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Columbia, Oregon | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Marion, Oregon | 1 | $ 912,000 | $ 912,000 | $ 0 |
| Washington, Oregon | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Delaware, Pennsylvania | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Aiken, South Carolina | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 472,000 | $ 472,000 | $ 0 |
| York, South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Blount, Tennessee | 1 | $ 763,000 | $ 763,000 | $ 0 |
| Dickson, Tennessee | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Loudon, Tennessee | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Sullivan, Tennessee | 1 | $ 872,000 | $ 872,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 662,000 | $ 662,000 | $ 0 |
| Comal, Texas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 719,000 | $ 719,000 | $ 0 |
| Midland, Texas | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Morgan, Utah | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Summit, Utah | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Prince William, Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 966,000 | $ 966,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Suffolk, Virginia | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 987,000 | $ 987,000 | $ 0 |
| Island, Washington | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Whatcom, Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kenosha, Wisconsin | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Racine, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 571,000 | $ 571,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ally Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 752 | $470,103,000 | $625,000 | $2,486,000 | $0 | $0 |
| Home Purchase | 581 | $385,863,000 | $664,000 | $2,290,000 | $0 | $0 |
| Home Improvement | 1 | $585,000 | $585,000 | $585,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,334 | $856,551,000 | $642,000 | $2,486,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,334 | $856,551,000 | $642,000 | $2,486,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,334 | $856,551,000 | $642,000 | $2,486,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About