Ally Bank Mortgage Lending & HMDA Data, 2015
In 2015, Ally Bank of Charlotte, NC reported 7,564 mortgage applications totaling $4.1 billion, up 467% from 2014. The average application was for $544,707, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (478), Oakland-Hayward-Berkeley, CA (425) and Los Angeles-Long Beach-Glendale, CA (399) (applications in parentheses).
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350w Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,564 |
| Total Mortgage Loan Application Amount | $4,120,164,000 |
| Average Mortgage Loan Application Amount | $544,707 |
| Highest Mortgage Loan Application Amount | $2,781,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $392,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 478 | $ 309,870,000 | $ 648,263 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 425 | $ 279,350,000 | $ 657,294 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 399 | $ 309,579,000 | $ 775,887 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 397 | $ 289,782,000 | $ 729,929 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 264 | $ 182,409,000 | $ 690,943 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 254 | $ 151,496,000 | $ 596,440 | $ 0 |
| San Diego-Carlsbad, CA | 248 | $ 164,048,000 | $ 661,483 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 225 | $ 74,830,000 | $ 332,577 | $ 0 |
| Denver-Aurora-Lakewood, CO | 223 | $ 109,188,000 | $ 489,632 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 204 | $ 159,474,000 | $ 781,735 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 199 | $ 121,947,000 | $ 612,798 | $ 0 |
| Dallas-Plano-Irving, TX | 186 | $ 110,069,000 | $ 591,768 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 150 | $ 67,719,000 | $ 451,460 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 143 | $ 69,758,000 | $ 487,818 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 142 | $ 55,640,000 | $ 391,830 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 137 | $ 75,910,000 | $ 554,087 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 111 | $ 84,490,000 | $ 761,171 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 100 | $ 43,758,000 | $ 437,580 | $ 0 |
| Baltimore-Columbia-Towson, MD | 88 | $ 48,024,000 | $ 545,727 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 82 | $ 49,526,000 | $ 603,975 | $ 0 |
| Cambridge-Newton-Framingham, MA | 79 | $ 46,837,000 | $ 592,873 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 76 | $ 28,791,000 | $ 378,828 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 76 | $ 41,289,000 | $ 543,276 | $ 0 |
| Austin-Round Rock, TX | 74 | $ 37,341,000 | $ 504,608 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 71 | $ 25,950,000 | $ 365,492 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 69 | $ 26,617,000 | $ 385,753 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 60 | $ 21,105,000 | $ 351,750 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 58 | $ 23,642,000 | $ 407,620 | $ 0 |
| San Rafael, CA | 56 | $ 43,079,000 | $ 769,267 | $ 7,000 |
| St. Louis, MO-IL | 54 | $ 18,637,000 | $ 345,129 | $ 0 |
| Boston, MA | 53 | $ 28,742,000 | $ 542,301 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 53 | $ 21,722,000 | $ 409,849 | $ 0 |
| Santa Rosa, CA | 48 | $ 26,713,000 | $ 556,520 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 46 | $ 25,837,000 | $ 561,673 | $ 0 |
| Boulder, CO | 45 | $ 26,329,000 | $ 585,088 | $ 0 |
| Salt Lake City, UT | 45 | $ 11,588,000 | $ 257,511 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 43 | $ 14,819,000 | $ 344,627 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 43 | $ 24,697,000 | $ 574,348 | $ 0 |
| Lake County-Kenosha County, IL-WI | 42 | $ 25,279,000 | $ 601,880 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 41 | $ 24,597,000 | $ 599,926 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 25,261,000 | $ 647,717 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 39 | $ 15,260,000 | $ 391,282 | $ 0 |
| Raleigh, NC | 38 | $ 12,787,000 | $ 336,500 | $ 0 |
| Fort Worth-Arlington, TX | 37 | $ 15,667,000 | $ 423,432 | $ 0 |
| Santa Maria-Santa Barbara, CA | 37 | $ 26,910,000 | $ 727,297 | $ 0 |
| Nassau County-Suffolk County, NY | 35 | $ 21,458,000 | $ 613,085 | $ 0 |
| Kansas City, MO-KS | 33 | $ 14,694,000 | $ 445,272 | $ 0 |
| Newark, NJ-PA | 33 | $ 18,694,000 | $ 566,484 | $ 0 |
| Ogden-Clearfield, UT | 33 | $ 8,031,000 | $ 243,363 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 32 | $ 16,078,000 | $ 502,437 | $ 0 |
| Vallejo-Fairfield, CA | 32 | $ 7,662,000 | $ 239,437 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 28 | $ 14,485,000 | $ 517,321 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 25 | $ 11,232,000 | $ 449,280 | $ 0 |
| Oklahoma City, OK | 25 | $ 12,655,000 | $ 506,200 | $ 0 |
| Reno, NV | 25 | $ 14,009,000 | $ 560,360 | $ 0 |
| San Antonio-New Braunfels, TX | 25 | $ 13,334,000 | $ 533,360 | $ 0 |
| Pittsburgh, PA | 24 | $ 9,714,000 | $ 404,750 | $ 0 |
| Salinas, CA | 23 | $ 15,022,000 | $ 653,130 | $ 0 |
| Santa Cruz-Watsonville, CA | 22 | $ 14,325,000 | $ 651,136 | $ 1,000 |
| Stockton-Lodi, CA | 22 | $ 5,317,000 | $ 241,681 | $ 4,000 |
| Provo-Orem, UT | 20 | $ 7,083,000 | $ 354,150 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 20 | $ 8,777,000 | $ 438,850 | $ 0 |
| Cape Coral-Fort Myers, FL | 19 | $ 8,070,000 | $ 424,736 | $ 0 |
| Cleveland-Elyria, OH | 19 | $ 3,533,000 | $ 185,947 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 5,388,000 | $ 283,578 | $ 0 |
| Providence-Warwick, RI-MA | 19 | $ 7,655,000 | $ 402,894 | $ 0 |
| Columbus, OH | 18 | $ 5,512,000 | $ 306,222 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 5,803,000 | $ 322,388 | $ 0 |
| Bremerton-Silverdale, WA | 17 | $ 11,455,000 | $ 673,823 | $ 0 |
| Charleston-North Charleston, SC | 17 | $ 9,566,000 | $ 562,705 | $ 0 |
| Cincinnati, OH-KY-IN | 17 | $ 4,990,000 | $ 293,529 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 7,368,000 | $ 433,411 | $ 0 |
| Fresno, CA | 17 | $ 4,229,000 | $ 248,764 | $ 0 |
| New Orleans-Metairie, LA | 17 | $ 7,764,000 | $ 456,705 | $ 0 |
| Richmond, VA | 17 | $ 4,238,000 | $ 249,294 | $ 0 |
| Fort Collins, CO | 16 | $ 8,479,000 | $ 529,937 | $ 0 |
| Grand Rapids-Wyoming, MI | 16 | $ 3,154,000 | $ 197,125 | $ 0 |
| Lexington-Fayette, KY | 16 | $ 3,084,000 | $ 192,750 | $ 0 |
| Napa, CA | 16 | $ 11,003,000 | $ 687,687 | $ 0 |
| Salisbury, MD-DE | 16 | $ 9,754,000 | $ 609,625 | $ 0 |
| Tacoma-Lakewood, WA | 16 | $ 8,553,000 | $ 534,562 | $ 0 |
| Tucson, AZ | 16 | $ 8,402,000 | $ 525,125 | $ 0 |
| Louisville/Jefferson County, KY-IN | 15 | $ 2,843,000 | $ 189,533 | $ 0 |
| Modesto, CA | 15 | $ 2,726,000 | $ 181,733 | $ 0 |
| Ann Arbor, MI | 14 | $ 5,433,000 | $ 388,071 | $ 0 |
| Bakersfield, CA | 14 | $ 3,290,000 | $ 235,000 | $ 0 |
| Colorado Springs, CO | 14 | $ 7,791,000 | $ 556,500 | $ 0 |
| Fargo, ND-MN | 14 | $ 1,732,000 | $ 123,714 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 14 | $ 5,761,000 | $ 411,500 | $ 0 |
| Durham-Chapel Hill, NC | 13 | $ 4,761,000 | $ 366,230 | $ 0 |
| Jacksonville, FL | 13 | $ 3,399,000 | $ 261,461 | $ 0 |
| Madison, WI | 13 | $ 3,999,000 | $ 307,615 | $ 0 |
| Baton Rouge, LA | 12 | $ 5,559,000 | $ 463,250 | $ 0 |
| Memphis, TN-MS-AR | 12 | $ 4,271,000 | $ 355,916 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 7,956,000 | $ 663,000 | $ 0 |
| Philadelphia, PA | 12 | $ 4,297,000 | $ 358,083 | $ 0 |
| Urban Honolulu, HI | 12 | $ 8,491,000 | $ 707,583 | $ 0 |
| Bellingham, WA | 11 | $ 6,084,000 | $ 553,090 | $ 0 |
| Wilmington, DE-MD-NJ | 11 | $ 4,816,000 | $ 437,818 | $ 0 |
| Chattanooga, TN-GA | 10 | $ 4,973,000 | $ 497,300 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 3,966,000 | $ 396,600 | $ 0 |
| Trenton, NJ | 10 | $ 4,594,000 | $ 459,400 | $ 0 |
| Camden, NJ | 9 | $ 2,589,000 | $ 287,666 | $ 0 |
| Chico, CA | 9 | $ 1,389,000 | $ 154,333 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 6,125,000 | $ 680,555 | $ 0 |
| Fort Wayne, IN | 9 | $ 936,000 | $ 104,000 | $ 0 |
| New Haven-Milford, CT | 9 | $ 4,795,000 | $ 532,777 | $ 0 |
| Akron, OH | 8 | $ 1,988,000 | $ 248,500 | $ 0 |
| Bend-Redmond, OR | 8 | $ 3,289,000 | $ 411,125 | $ 0 |
| Charlottesville, VA | 8 | $ 3,316,000 | $ 414,500 | $ 0 |
| Elgin, IL | 8 | $ 3,132,000 | $ 391,500 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 3,619,000 | $ 452,375 | $ 0 |
| Harrisburg-Carlisle, PA | 8 | $ 2,125,000 | $ 265,625 | $ 0 |
| Olympia-Tumwater, WA | 8 | $ 2,003,000 | $ 250,375 | $ 0 |
| Punta Gorda, FL | 8 | $ 2,075,000 | $ 259,375 | $ 0 |
| Savannah, GA | 8 | $ 4,241,000 | $ 530,125 | $ 0 |
| Tulsa, OK | 8 | $ 2,768,000 | $ 346,000 | $ 0 |
| Worcester, MA-CT | 8 | $ 2,548,000 | $ 318,500 | $ 0 |
| Boise City, ID | 7 | $ 1,821,000 | $ 260,142 | $ 0 |
| Eugene, OR | 7 | $ 2,418,000 | $ 345,428 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 5,183,000 | $ 740,428 | $ 0 |
| Huntsville, AL | 7 | $ 1,800,000 | $ 257,142 | $ 0 |
| Knoxville, TN | 7 | $ 3,562,000 | $ 508,857 | $ 0 |
| Ocean City, NJ | 7 | $ 4,624,000 | $ 660,571 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 706,000 | $ 100,857 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,588,000 | $ 226,857 | $ 0 |
| Redding, CA | 7 | $ 1,291,000 | $ 184,428 | $ 0 |
| Yuba City, CA | 7 | $ 1,384,000 | $ 197,714 | $ 0 |
| Barnstable Town, MA | 6 | $ 2,888,000 | $ 481,333 | $ 0 |
| Birmingham-Hoover, AL | 6 | $ 2,180,000 | $ 363,333 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,992,000 | $ 332,000 | $ 0 |
| Des Moines-West Des Moines, IA | 6 | $ 1,220,000 | $ 203,333 | $ 0 |
| Flagstaff, AZ | 6 | $ 3,238,000 | $ 539,666 | $ 0 |
| Greeley, CO | 6 | $ 1,882,000 | $ 313,666 | $ 0 |
| Lafayette-West Lafayette, IN | 6 | $ 1,079,000 | $ 179,833 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 3,770,000 | $ 628,333 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 2,781,000 | $ 463,500 | $ 0 |
| Salem, OR | 6 | $ 1,127,000 | $ 187,833 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,566,000 | $ 313,200 | $ 0 |
| Columbia, SC | 5 | $ 970,000 | $ 194,000 | $ 0 |
| Corvallis, OR | 5 | $ 1,624,000 | $ 324,800 | $ 0 |
| Jackson, MS | 5 | $ 1,414,000 | $ 282,800 | $ 0 |
| Lafayette, LA | 5 | $ 1,920,000 | $ 384,000 | $ 0 |
| Lynchburg, VA | 5 | $ 1,966,000 | $ 393,200 | $ 0 |
| Portland-South Portland, ME | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| Spokane-Spokane Valley, WA | 5 | $ 1,338,000 | $ 267,600 | $ 0 |
| Syracuse, NY | 5 | $ 489,000 | $ 97,800 | $ 0 |
| Wichita, KS | 5 | $ 1,811,000 | $ 362,200 | $ 0 |
| York-Hanover, PA | 5 | $ 581,000 | $ 116,200 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 363,000 | $ 72,600 | $ 0 |
| Albuquerque, NM | 4 | $ 1,615,000 | $ 403,750 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,657,000 | $ 414,250 | $ 0 |
| Amarillo, TX | 4 | $ 1,585,000 | $ 396,250 | $ 0 |
| Canton-Massillon, OH | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Greensboro-High Point, NC | 4 | $ 814,000 | $ 203,500 | $ 0 |
| Kennewick-Richland, WA | 4 | $ 1,147,000 | $ 286,750 | $ 0 |
| Lakeland-Winter Haven, FL | 4 | $ 757,000 | $ 189,250 | $ 0 |
| Medford, OR | 4 | $ 1,219,000 | $ 304,750 | $ 0 |
| Midland, TX | 4 | $ 2,177,000 | $ 544,250 | $ 0 |
| Port St. Lucie, FL | 4 | $ 1,427,000 | $ 356,750 | $ 0 |
| Rochester, NY | 4 | $ 402,000 | $ 100,500 | $ 0 |
| Santa Fe, NM | 4 | $ 4,028,000 | $ 1,007,000 | $ 0 |
| Sioux Falls, SD | 4 | $ 1,322,000 | $ 330,500 | $ 0 |
| Spartanburg, SC | 4 | $ 962,000 | $ 240,500 | $ 0 |
| Visalia-Porterville, CA | 4 | $ 1,193,000 | $ 298,250 | $ 0 |
| Wilmington, NC | 4 | $ 1,798,000 | $ 449,500 | $ 0 |
| Winston-Salem, NC | 4 | $ 316,000 | $ 79,000 | $ 0 |
| Anchorage, AK | 3 | $ 408,000 | $ 136,000 | $ 0 |
| Asheville, NC | 3 | $ 1,099,000 | $ 366,333 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 389,000 | $ 129,666 | $ 0 |
| Billings, MT | 3 | $ 1,235,000 | $ 411,666 | $ 0 |
| Brunswick, GA | 3 | $ 2,591,000 | $ 863,666 | $ 0 |
| Burlington-South Burlington, VT | 3 | $ 376,000 | $ 125,333 | $ 0 |
| Clarksville, TN-KY | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 1,531,000 | $ 510,333 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 690,000 | $ 230,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 850,000 | $ 283,333 | $ 0 |
| Flint, MI | 3 | $ 279,000 | $ 93,000 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Gainesville, FL | 3 | $ 392,000 | $ 130,666 | $ 0 |
| Gainesville, GA | 3 | $ 1,909,000 | $ 636,333 | $ 0 |
| Gary, IN | 3 | $ 887,000 | $ 295,666 | $ 0 |
| Green Bay, WI | 3 | $ 307,000 | $ 102,333 | $ 0 |
| Johnson City, TN | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Longview, WA | 3 | $ 922,000 | $ 307,333 | $ 0 |
| Madera, CA | 3 | $ 742,000 | $ 247,333 | $ 0 |
| Merced, CA | 3 | $ 324,000 | $ 108,000 | $ 0 |
| Niles-Benton Harbor, MI | 3 | $ 1,148,000 | $ 382,666 | $ 0 |
| Peoria, IL | 3 | $ 2,269,000 | $ 756,333 | $ 0 |
| Prescott, AZ | 3 | $ 1,444,000 | $ 481,333 | $ 0 |
| Reading, PA | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Springfield, MO | 3 | $ 285,000 | $ 95,000 | $ 0 |
| St. George, UT | 3 | $ 2,614,000 | $ 871,333 | $ 0 |
| Tallahassee, FL | 3 | $ 776,000 | $ 258,666 | $ 0 |
| The Villages, FL | 3 | $ 764,000 | $ 254,666 | $ 0 |
| Toledo, OH | 3 | $ 1,067,000 | $ 355,666 | $ 0 |
| Altoona, PA | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Corpus Christi, TX | 2 | $ 606,000 | $ 303,000 | $ 0 |
| Dover, DE | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 784,000 | $ 392,000 | $ 0 |
| Hot Springs, AR | 2 | $ 1,203,000 | $ 601,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 161,000 | $ 80,500 | $ 0 |
| Lake Charles, LA | 2 | $ 613,000 | $ 306,500 | $ 0 |
| Laredo, TX | 2 | $ 882,000 | $ 441,000 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 1,035,000 | $ 517,500 | $ 0 |
| Midland, MI | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Missoula, MT | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,035,000 | $ 517,500 | $ 0 |
| Norwich-New London, CT | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Odessa, TX | 2 | $ 712,000 | $ 356,000 | $ 0 |
| Rapid City, SD | 2 | $ 697,000 | $ 348,500 | $ 0 |
| Roanoke, VA | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 431,000 | $ 215,500 | $ 0 |
| Saginaw, MI | 2 | $ 497,000 | $ 248,500 | $ 0 |
| Sherman-Denison, TX | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 782,000 | $ 391,000 | $ 0 |
| Springfield, MA | 2 | $ 147,000 | $ 73,500 | $ 0 |
| St. Cloud, MN | 2 | $ 792,000 | $ 396,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Tyler, TX | 2 | $ 1,414,000 | $ 707,000 | $ 0 |
| Yuma, AZ | 2 | $ 643,000 | $ 321,500 | $ 0 |
| Abilene, TX | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Ames, IA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Bismarck, ND | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Bloomington, IL | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Bloomington, IN | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Carson City, NV | 1 | $ 564,000 | $ 564,000 | $ 0 |
| Casper, WY | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 132,000 | $ 132,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 502,000 | $ 502,000 | $ 0 |
| Columbia, MO | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Dayton, OH | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Dothan, AL | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Dutchess County-Putnam County, NY | 1 | $ 122,000 | $ 122,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 99,000 | $ 99,000 | $ 0 |
| El Paso, TX | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Elmira, NY | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 836,000 | $ 836,000 | $ 0 |
| Farmington, NM | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fayetteville, NC | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Gadsden, AL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Goldsboro, NC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Grand Junction, CO | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Hammond, LA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Jackson, MI | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Jacksonville, NC | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Jefferson City, MO | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Jonesboro, AR | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Joplin, MO | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Kankakee, IL | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lancaster, PA | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Las Cruces, NM | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lawrence, KS | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lebanon, PA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Logan, UT-ID | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Longview, TX | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lubbock, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Mobile, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe, LA | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Monroe, MI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Montgomery, AL | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Muncie, IN | 1 | $ 71,000 | $ 71,000 | $ 0 |
| New Bern, NC | 1 | $ 673,000 | $ 673,000 | $ 0 |
| Ocala, FL | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Panama City, FL | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Pocatello, ID | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Racine, WI | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Rochester, MN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Rockford, IL | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Rome, GA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Sebring, FL | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Sumter, SC | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Topeka, KS | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Valdosta, GA | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Victoria, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Warner Robins, GA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Wausau, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Wenatchee, WA | 1 | $ 661,000 | $ 661,000 | $ 0 |
| Williamsport, PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yakima, WA | 1 | $ 127,000 | $ 127,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ally Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,451 | $2,286,001,000 | $513,000 | $2,483,000 | $0 | $392,000 |
| Home Purchase | 3,113 | $1,834,163,000 | $589,000 | $2,781,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,558 | $4,115,577,000 | $544,000 | $2,781,000 | $0 | $0 |
| Not Provided | 3 | $1,820,000 | $606,000 | $760,000 | $142,000 | $212,000 |
| White | 2 | $1,757,000 | $878,000 | $1,250,000 | $282,000 | $392,000 |
| Hispanic | 1 | $1,010,000 | $1,010,000 | $1,010,000 | $22,000 | $22,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,564 | $4,120,164,000 | $544,000 | $2,781,000 | $0 | $392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,558 | $4,115,577,000 | $544,000 | $2,781,000 | $0 | $0 |
| Loan Originated | 3 | $2,131,000 | $710,000 | $1,250,000 | $224,000 | $392,000 |
| Application Denied By Financial Institution | 2 | $1,696,000 | $848,000 | $1,010,000 | $65,000 | $108,000 |
| File Closed For Incompleteness | 1 | $760,000 | $760,000 | $760,000 | $212,000 | $212,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $1,696,000 | $848,000 | $1,010,000 | $65,000 | $108,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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