Ally Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Ally Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350W Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,564 |
| Total Mortgage Loan Application Amount | $4,120,164,000 |
| Average Mortgage Loan Application Amount | $551,000 |
| Highest Mortgage Loan Application Amount | $2,781,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Ally Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ally Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Ally Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ally Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ally Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ally Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SEATTLE-BELLEVUE-EVERETT, WA | 478 | $ 309,870,000 | $ 648,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 425 | $ 279,350,000 | $ 657,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 399 | $ 309,579,000 | $ 775,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 397 | $ 289,782,000 | $ 729,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 264 | $ 182,409,000 | $ 690,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 254 | $ 151,496,000 | $ 596,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 248 | $ 164,048,000 | $ 661,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 225 | $ 74,830,000 | $ 332,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 223 | $ 109,188,000 | $ 489,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 204 | $ 159,474,000 | $ 781,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 199 | $ 121,947,000 | $ 433,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 186 | $ 110,069,000 | $ 591,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 150 | $ 67,719,000 | $ 451,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 143 | $ 69,758,000 | $ 487,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 142 | $ 55,640,000 | $ 391,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 137 | $ 75,910,000 | $ 554,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 111 | $ 84,490,000 | $ 754,500 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 100 | $ 43,758,000 | $ 421,500 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 88 | $ 48,024,000 | $ 545,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 82 | $ 49,526,000 | $ 603,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 79 | $ 46,837,000 | $ 592,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 76 | $ 28,791,000 | $ 432,500 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 76 | $ 41,289,000 | $ 543,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 74 | $ 37,341,000 | $ 504,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 71 | $ 25,950,000 | $ 280,500 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 69 | $ 26,617,000 | $ 385,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 60 | $ 21,105,000 | $ 351,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 58 | $ 23,642,000 | $ 407,000 | $ 0 |
| SAN RAFAEL, CA | 56 | $ 43,079,000 | $ 769,000 | $ 7,000 |
| ST. LOUIS, MO-IL | 54 | $ 18,637,000 | $ 232,500 | $ 0 |
| BOSTON, MA | 53 | $ 28,742,000 | $ 542,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 53 | $ 21,722,000 | $ 409,000 | $ 0 |
| SANTA ROSA, CA | 48 | $ 26,713,000 | $ 556,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 46 | $ 25,837,000 | $ 561,000 | $ 0 |
| BOULDER, CO | 45 | $ 26,329,000 | $ 585,000 | $ 0 |
| SALT LAKE CITY, UT | 45 | $ 11,588,000 | $ 257,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 43 | $ 14,819,000 | $ 344,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 43 | $ 24,697,000 | $ 574,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 42 | $ 25,279,000 | $ 542,500 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 41 | $ 24,597,000 | $ 599,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 39 | $ 25,261,000 | $ 647,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 39 | $ 15,260,000 | $ 391,000 | $ 0 |
| RALEIGH, NC | 38 | $ 12,787,000 | $ 336,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 37 | $ 15,667,000 | $ 423,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 37 | $ 26,910,000 | $ 727,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 35 | $ 21,458,000 | $ 613,000 | $ 0 |
| KANSAS CITY, MO-KS | 33 | $ 14,694,000 | $ 446,000 | $ 0 |
| NEWARK, NJ-PA | 33 | $ 18,694,000 | $ 566,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 33 | $ 8,031,000 | $ 243,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 32 | $ 16,078,000 | $ 502,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 32 | $ 7,662,000 | $ 239,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 28 | $ 14,485,000 | $ 517,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 25 | $ 11,232,000 | $ 449,000 | $ 0 |
| OKLAHOMA CITY, OK | 25 | $ 12,655,000 | $ 506,000 | $ 0 |
| RENO, NV | 25 | $ 14,009,000 | $ 560,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 25 | $ 13,334,000 | $ 533,000 | $ 0 |
| PITTSBURGH, PA | 24 | $ 9,714,000 | $ 404,000 | $ 0 |
| SALINAS, CA | 23 | $ 15,022,000 | $ 653,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 22 | $ 14,325,000 | $ 651,000 | $ 1,000 |
| STOCKTON-LODI, CA | 22 | $ 5,317,000 | $ 241,000 | $ 4,000 |
| PROVO-OREM, UT | 20 | $ 7,083,000 | $ 354,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 20 | $ 8,777,000 | $ 438,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 8,070,000 | $ 424,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 19 | $ 3,533,000 | $ 185,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 19 | $ 5,388,000 | $ 283,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 19 | $ 7,655,000 | $ 361,000 | $ 0 |
| COLUMBUS, OH | 18 | $ 5,512,000 | $ 306,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 18 | $ 5,803,000 | $ 322,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 17 | $ 11,455,000 | $ 673,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 9,566,000 | $ 562,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 17 | $ 4,990,000 | $ 227,666 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 7,368,000 | $ 433,000 | $ 0 |
| FRESNO, CA | 17 | $ 4,229,000 | $ 248,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 17 | $ 7,764,000 | $ 456,000 | $ 0 |
| RICHMOND, VA | 17 | $ 4,238,000 | $ 249,000 | $ 0 |
| FORT COLLINS, CO | 16 | $ 8,479,000 | $ 529,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 16 | $ 3,154,000 | $ 197,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 16 | $ 3,084,000 | $ 192,000 | $ 0 |
| NAPA, CA | 16 | $ 11,003,000 | $ 687,000 | $ 0 |
| SALISBURY, MD-DE | 16 | $ 9,754,000 | $ 557,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 16 | $ 8,553,000 | $ 534,000 | $ 0 |
| TUCSON, AZ | 16 | $ 8,402,000 | $ 525,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 15 | $ 2,843,000 | $ 149,500 | $ 0 |
| MODESTO, CA | 15 | $ 2,726,000 | $ 181,000 | $ 0 |
| ANN ARBOR, MI | 14 | $ 5,433,000 | $ 388,000 | $ 0 |
| BAKERSFIELD, CA | 14 | $ 3,290,000 | $ 235,000 | $ 0 |
| COLORADO SPRINGS, CO | 14 | $ 7,791,000 | $ 556,000 | $ 0 |
| FARGO, ND-MN | 14 | $ 1,732,000 | $ 122,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 14 | $ 5,761,000 | $ 411,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 4,761,000 | $ 366,000 | $ 0 |
| JACKSONVILLE, FL | 13 | $ 3,399,000 | $ 261,000 | $ 0 |
| MADISON, WI | 13 | $ 3,999,000 | $ 307,000 | $ 0 |
| BATON ROUGE, LA | 12 | $ 5,559,000 | $ 463,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 12 | $ 4,271,000 | $ 292,500 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 12 | $ 7,956,000 | $ 663,000 | $ 0 |
| PHILADELPHIA, PA | 12 | $ 4,297,000 | $ 358,000 | $ 0 |
| URBAN HONOLULU, HI | 12 | $ 8,491,000 | $ 707,000 | $ 0 |
| BELLINGHAM, WA | 11 | $ 6,084,000 | $ 553,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 11 | $ 4,816,000 | $ 462,000 | $ 0 |
| CHATTANOOGA, TN-GA | 10 | $ 4,973,000 | $ 316,500 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 3,966,000 | $ 396,000 | $ 0 |
| TRENTON, NJ | 10 | $ 4,594,000 | $ 459,000 | $ 0 |
| CAMDEN, NJ | 9 | $ 2,589,000 | $ 287,000 | $ 0 |
| CHICO, CA | 9 | $ 1,389,000 | $ 154,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 6,125,000 | $ 680,000 | $ 0 |
| FORT WAYNE, IN | 9 | $ 936,000 | $ 104,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 9 | $ 4,795,000 | $ 532,000 | $ 0 |
| AKRON, OH | 8 | $ 1,988,000 | $ 248,000 | $ 0 |
| BEND-REDMOND, OR | 8 | $ 3,289,000 | $ 411,000 | $ 0 |
| CHARLOTTESVILLE, VA | 8 | $ 3,316,000 | $ 414,000 | $ 0 |
| ELGIN, IL | 8 | $ 3,132,000 | $ 391,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 3,619,000 | $ 452,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 8 | $ 2,125,000 | $ 265,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 8 | $ 2,003,000 | $ 250,000 | $ 0 |
| PUNTA GORDA, FL | 8 | $ 2,075,000 | $ 259,000 | $ 0 |
| SAVANNAH, GA | 8 | $ 4,241,000 | $ 530,000 | $ 0 |
| TULSA, OK | 8 | $ 2,768,000 | $ 346,000 | $ 0 |
| WORCESTER, MA-CT | 8 | $ 2,548,000 | $ 226,000 | $ 0 |
| BOISE CITY, ID | 7 | $ 1,821,000 | $ 260,000 | $ 0 |
| EUGENE, OR | 7 | $ 2,418,000 | $ 345,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 5,183,000 | $ 740,000 | $ 0 |
| HUNTSVILLE, AL | 7 | $ 1,800,000 | $ 257,000 | $ 0 |
| KNOXVILLE, TN | 7 | $ 3,562,000 | $ 508,000 | $ 0 |
| OCEAN CITY, NJ | 7 | $ 4,624,000 | $ 660,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 706,000 | $ 100,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,588,000 | $ 226,000 | $ 0 |
| REDDING, CA | 7 | $ 1,291,000 | $ 184,000 | $ 0 |
| YUBA CITY, CA | 7 | $ 1,384,000 | $ 197,000 | $ 0 |
| BARNSTABLE TOWN, MA | 6 | $ 2,888,000 | $ 481,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 2,180,000 | $ 363,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,992,000 | $ 332,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,220,000 | $ 203,000 | $ 0 |
| FLAGSTAFF, AZ | 6 | $ 3,238,000 | $ 539,000 | $ 0 |
| GREELEY, CO | 6 | $ 1,882,000 | $ 313,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 6 | $ 1,079,000 | $ 179,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 3,770,000 | $ 628,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 2,781,000 | $ 463,000 | $ 0 |
| SALEM, OR | 6 | $ 1,127,000 | $ 187,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 1,566,000 | $ 313,000 | $ 0 |
| COLUMBIA, SC | 5 | $ 970,000 | $ 194,000 | $ 0 |
| CORVALLIS, OR | 5 | $ 1,624,000 | $ 324,000 | $ 0 |
| JACKSON, MS | 5 | $ 1,414,000 | $ 282,000 | $ 0 |
| LAFAYETTE, LA | 5 | $ 1,920,000 | $ 384,000 | $ 0 |
| LYNCHBURG, VA | 5 | $ 1,966,000 | $ 393,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 5 | $ 1,338,000 | $ 267,000 | $ 0 |
| SYRACUSE, NY | 5 | $ 489,000 | $ 97,000 | $ 0 |
| WICHITA, KS | 5 | $ 1,811,000 | $ 362,000 | $ 0 |
| YORK-HANOVER, PA | 5 | $ 581,000 | $ 116,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 363,000 | $ 72,000 | $ 0 |
| ALBUQUERQUE, NM | 4 | $ 1,615,000 | $ 403,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,657,000 | $ 414,000 | $ 0 |
| AMARILLO, TX | 4 | $ 1,585,000 | $ 396,000 | $ 0 |
| CANTON-MASSILLON, OH | 4 | $ 310,000 | $ 77,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 814,000 | $ 203,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 4 | $ 1,147,000 | $ 286,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 757,000 | $ 189,000 | $ 0 |
| MEDFORD, OR | 4 | $ 1,219,000 | $ 304,000 | $ 0 |
| MIDLAND, TX | 4 | $ 2,177,000 | $ 544,000 | $ 0 |
| PORT ST. LUCIE, FL | 4 | $ 1,427,000 | $ 356,000 | $ 0 |
| ROCHESTER, NY | 4 | $ 402,000 | $ 100,000 | $ 0 |
| SANTA FE, NM | 4 | $ 4,028,000 | $ 1,007,000 | $ 0 |
| SIOUX FALLS, SD | 4 | $ 1,322,000 | $ 330,000 | $ 0 |
| SPARTANBURG, SC | 4 | $ 962,000 | $ 240,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,193,000 | $ 298,000 | $ 0 |
| WILMINGTON, NC | 4 | $ 1,798,000 | $ 449,000 | $ 0 |
| WINSTON-SALEM, NC | 4 | $ 316,000 | $ 79,000 | $ 0 |
| ANCHORAGE, AK | 3 | $ 408,000 | $ 136,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 1,099,000 | $ 366,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 389,000 | $ 129,000 | $ 0 |
| BILLINGS, MT | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| BRUNSWICK, GA | 3 | $ 2,591,000 | $ 863,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 376,000 | $ 125,000 | $ 0 |
| CLARKSVILLE, TN-KY | 3 | $ 378,000 | $ 121,500 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 1,531,000 | $ 510,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 690,000 | $ 230,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 850,000 | $ 391,500 | $ 0 |
| FLINT, MI | 3 | $ 279,000 | $ 93,000 | $ 0 |
| FORT SMITH, AR-OK | 3 | $ 246,000 | $ 82,000 | $ 0 |
| GAINESVILLE, FL | 3 | $ 392,000 | $ 130,000 | $ 0 |
| GAINESVILLE, GA | 3 | $ 1,909,000 | $ 636,000 | $ 0 |
| GARY, IN | 3 | $ 887,000 | $ 295,000 | $ 0 |
| GREEN BAY, WI | 3 | $ 307,000 | $ 102,000 | $ 0 |
| JOHNSON CITY, TN | 3 | $ 306,000 | $ 102,000 | $ 0 |
| LONGVIEW, WA | 3 | $ 922,000 | $ 307,000 | $ 0 |
| MADERA, CA | 3 | $ 742,000 | $ 247,000 | $ 0 |
| MERCED, CA | 3 | $ 324,000 | $ 108,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 3 | $ 1,148,000 | $ 382,000 | $ 0 |
| PEORIA, IL | 3 | $ 2,269,000 | $ 756,000 | $ 0 |
| PRESCOTT, AZ | 3 | $ 1,444,000 | $ 481,000 | $ 0 |
| READING, PA | 3 | $ 370,000 | $ 123,000 | $ 0 |
| SPRINGFIELD, MO | 3 | $ 285,000 | $ 95,000 | $ 0 |
| ST. GEORGE, UT | 3 | $ 2,614,000 | $ 871,000 | $ 0 |
| TALLAHASSEE, FL | 3 | $ 776,000 | $ 258,000 | $ 0 |
| THE VILLAGES, FL | 3 | $ 764,000 | $ 254,000 | $ 0 |
| TOLEDO, OH | 3 | $ 1,067,000 | $ 355,000 | $ 0 |
| ALTOONA, PA | 2 | $ 226,000 | $ 113,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 144,000 | $ 72,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 155,000 | $ 77,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 606,000 | $ 303,000 | $ 0 |
| DOVER, DE | 2 | $ 260,000 | $ 130,000 | $ 0 |
| HANFORD-CORCORAN, CA | 2 | $ 784,000 | $ 392,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 1,203,000 | $ 601,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 161,000 | $ 80,500 | $ 0 |
| LAKE CHARLES, LA | 2 | $ 613,000 | $ 306,000 | $ 0 |
| LAREDO, TX | 2 | $ 882,000 | $ 441,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 2 | $ 1,035,000 | $ 517,000 | $ 0 |
| MIDLAND, MI | 2 | $ 338,000 | $ 169,000 | $ 0 |
| MISSOULA, MT | 2 | $ 256,000 | $ 128,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 1,035,000 | $ 517,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 227,000 | $ 113,000 | $ 0 |
| ODESSA, TX | 2 | $ 712,000 | $ 356,000 | $ 0 |
| RAPID CITY, SD | 2 | $ 697,000 | $ 348,000 | $ 0 |
| ROANOKE, VA | 2 | $ 227,000 | $ 113,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 431,000 | $ 215,000 | $ 0 |
| SAGINAW, MI | 2 | $ 497,000 | $ 248,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 167,000 | $ 83,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 782,000 | $ 391,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 147,000 | $ 73,000 | $ 0 |
| ST. CLOUD, MN | 2 | $ 792,000 | $ 396,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 155,000 | $ 77,000 | $ 0 |
| TYLER, TX | 2 | $ 1,414,000 | $ 707,000 | $ 0 |
| YUMA, AZ | 2 | $ 643,000 | $ 321,000 | $ 0 |
| ABILENE, TX | 1 | $ 636,000 | $ 636,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 572,000 | $ 572,000 | $ 0 |
| AMES, IA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 144,000 | $ 144,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 548,000 | $ 548,000 | $ 0 |
| BISMARCK, ND | 1 | $ 93,000 | $ 93,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 591,000 | $ 591,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 51,000 | $ 51,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 493,000 | $ 493,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 83,000 | $ 83,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 564,000 | $ 564,000 | $ 0 |
| CASPER, WY | 1 | $ 142,000 | $ 142,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 132,000 | $ 132,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 502,000 | $ 502,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 465,000 | $ 465,000 | $ 0 |
| DAYTON, OH | 1 | $ 61,000 | $ 61,000 | $ 0 |
| DOTHAN, AL | 1 | $ 71,000 | $ 71,000 | $ 0 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 122,000 | $ 122,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 99,000 | $ 99,000 | $ 0 |
| EL PASO, TX | 1 | $ 422,000 | $ 422,000 | $ 0 |
| ELMIRA, NY | 1 | $ 79,000 | $ 79,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 836,000 | $ 836,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 128,000 | $ 128,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 63,000 | $ 63,000 | $ 0 |
| GADSDEN, AL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 200,000 | $ 200,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 92,000 | $ 92,000 | $ 0 |
| HAMMOND, LA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 560,000 | $ 560,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 458,000 | $ 458,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 143,000 | $ 143,000 | $ 0 |
| JACKSON, MI | 1 | $ 629,000 | $ 629,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 539,000 | $ 539,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 109,000 | $ 109,000 | $ 0 |
| JONESBORO, AR | 1 | $ 99,000 | $ 99,000 | $ 0 |
| JOPLIN, MO | 1 | $ 89,000 | $ 89,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 109,000 | $ 109,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 536,000 | $ 536,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 88,000 | $ 88,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 1 | $ 496,000 | $ 496,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 116,000 | $ 116,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 98,000 | $ 98,000 | $ 0 |
| LANCASTER, PA | 1 | $ 445,000 | $ 445,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 76,000 | $ 76,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 80,000 | $ 80,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 111,000 | $ 111,000 | $ 0 |
| LEBANON, PA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 168,000 | $ 168,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 106,000 | $ 106,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| MOBILE, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MONROE, LA | 1 | $ 448,000 | $ 448,000 | $ 0 |
| MONROE, MI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 479,000 | $ 479,000 | $ 0 |
| MUNCIE, IN | 1 | $ 71,000 | $ 71,000 | $ 0 |
| NEW BERN, NC | 1 | $ 673,000 | $ 673,000 | $ 0 |
| OCALA, FL | 1 | $ 594,000 | $ 594,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 87,000 | $ 87,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 544,000 | $ 544,000 | $ 0 |
| POCATELLO, ID | 1 | $ 445,000 | $ 445,000 | $ 0 |
| RACINE, WI | 1 | $ 430,000 | $ 430,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 99,000 | $ 99,000 | $ 0 |
| ROME, GA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 559,000 | $ 559,000 | $ 0 |
| SEBRING, FL | 1 | $ 47,000 | $ 47,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 65,000 | $ 65,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 506,000 | $ 506,000 | $ 0 |
| SUMTER, SC | 1 | $ 468,000 | $ 468,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 100,000 | $ 100,000 | $ 0 |
| TOPEKA, KS | 1 | $ 54,000 | $ 54,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 64,000 | $ 64,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 59,000 | $ 59,000 | $ 0 |
| VICTORIA, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| WAUSAU, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 661,000 | $ 661,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| YAKIMA, WA | 1 | $ 127,000 | $ 127,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ally Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,451 | $2,286,001,000 | $513,000 | $2,483,000 | $0 | $392,000 |
| Home Purchase | 3,113 | $1,834,163,000 | $589,000 | $2,781,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,558 | $4,115,577,000 | $544,000 | $2,781,000 | $0 | $0 |
| Not Provided | 3 | $1,820,000 | $606,000 | $760,000 | $142,000 | $212,000 |
| White | 2 | $1,757,000 | $878,000 | $1,250,000 | $282,000 | $392,000 |
| Hispanic | 1 | $1,010,000 | $1,010,000 | $1,010,000 | $22,000 | $22,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,564 | $4,120,164,000 | $544,000 | $2,781,000 | $0 | $392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,558 | $4,115,577,000 | $544,000 | $2,781,000 | $0 | $0 |
| Loan Originated | 3 | $2,131,000 | $710,000 | $1,250,000 | $224,000 | $392,000 |
| Application Denied By Financial Institution | 2 | $1,696,000 | $848,000 | $1,010,000 | $65,000 | $108,000 |
| File Closed For Incompleteness | 1 | $760,000 | $760,000 | $760,000 | $212,000 | $212,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $1,696,000 | $848,000 | $1,010,000 | $65,000 | $108,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.