2 mortgage lenders are based in ZIP code 48801, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Gratiot County, MI in 2025.
In 2025, 109 lenders made 687 home loans worth $108.9 million in Gratiot County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Gratiot County, which includes ZIP code 48801.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Mercantile Bank Grand Rapids, MI | 74 | $7.9M | $106,000 | 10.8% |
| 2 | Isabella Bank Mt Pleasant, MI | 47 | $7.3M | $155,000 | 6.8% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 39 | $6.6M | $170,000 | 5.7% |
| 4 | Huntington National Bank Columbus, OH | 38 | $4.6M | $120,000 | 5.5% |
| 5 | Legacy Mortgage Grand Blanc, MI | 21 | $3.2M | $153,000 | 3.1% |
| 6 | United Wholesale Mortgage Plymouth, MI | 17 | $3.9M | $227,000 | 2.5% |
| 7 | Dart Bank Mason, MI | 16 | $2.6M | $164,000 | 2.3% |
| 8 | Greenstone Farm Credit Services East Lansing, MI | 15 | $3.3M | $218,000 | 2.2% |
| 9 | Union Home Mortgage Corp. Strongsville, OH | 15 | $2.5M | $164,000 | 2.2% |
| 10 | Mortgage Research Center Columbia, MO | 14 | $3.3M | $236,000 | 2.0% |
See every lender in Gratiot County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Commercial Bank
301 N. STATE ST ALMA, MI 48801 |
* | 4,460 | $628,817,000 |
| Firstbank - Alma Mortgage Co
311 WOODWORTH AVE. ALMA, MI 48801 |
* | 6,315 | $574,981,000 |
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