Amegy Bank of Texas, NA Mortgage Lending & HMDA Data, 2014
In 2014, Amegy Bank of Texas, NA of Houston, TX reported 1,816 mortgage applications totaling $407.5 million, down 28% from 2013. The average application was for $224,394, and applicants reported an average income of $174,843. 32% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,510), Dallas-Plano-Irving, TX (152) and San Antonio-New Braunfels, TX (79) (applications in parentheses).
| Mortgage Company & Address | Amegy Bank of Texas, NA 4400 Post Oak Pkwy, 6th Floor Houston, TX 77027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,816 |
| Total Mortgage Loan Application Amount | $407,501,000 |
| Average Mortgage Loan Application Amount | $224,394 |
| Highest Mortgage Loan Application Amount | $15,943,000 |
| Average Applicant Income | $174,843 |
| Highest Applicant Income | $4,331,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amegy Bank of Texas, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 1,048 | $ 261,967,000 | $ 249,968 | $ 175,000 |
| Fort Bend, Texas | 154 | $ 21,243,000 | $ 137,941 | $ 167,000 |
| Montgomery, Texas | 149 | $ 29,379,000 | $ 197,174 | $ 174,000 |
| Dallas, Texas | 134 | $ 23,449,000 | $ 174,992 | $ 134,000 |
| Galveston, Texas | 116 | $ 8,795,000 | $ 75,818 | $ 103,000 |
| Bexar, Texas | 72 | $ 19,495,000 | $ 270,763 | $ 188,000 |
| Chambers, Texas | 13 | $ 531,000 | $ 40,846 | $ 83,000 |
| Wharton, Texas | 12 | $ 337,000 | $ 28,083 | $ 81,000 |
| Brazoria, Texas | 11 | $ 1,543,000 | $ 140,272 | $ 160,000 |
| Collin, Texas | 11 | $ 2,243,000 | $ 203,909 | $ 107,000 |
| Waller, Texas | 9 | $ 1,134,000 | $ 126,000 | $ 135,000 |
| Tarrant, Texas | 8 | $ 1,296,000 | $ 162,000 | $ 90,000 |
| Liberty, Texas | 7 | $ 493,000 | $ 70,428 | $ 87,000 |
| Travis, Texas | 6 | $ 4,501,000 | $ 750,166 | $ 1,609,000 |
| Colorado, Texas | 5 | $ 2,649,000 | $ 529,800 | $ 444,000 |
| Denton, Texas | 5 | $ 4,404,000 | $ 880,800 | $ 204,000 |
| Austin, Texas | 3 | $ 630,000 | $ 210,000 | $ 160,000 |
| Comal, Texas | 3 | $ 2,376,000 | $ 792,000 | $ 511,000 |
| Polk, Texas | 3 | $ 297,000 | $ 99,000 | $ 127,000 |
| Summit, Utah | 3 | $ 6,228,000 | $ 2,076,000 | $ 840,000 |
| La Plata, Colorado | 2 | $ 1,378,000 | $ 689,000 | $ 348,000 |
| Summit, Colorado | 2 | $ 1,440,000 | $ 720,000 | $ 424,000 |
| Brazos, Texas | 2 | $ 2,090,000 | $ 1,045,000 | $ 802,000 |
| Fayette, Texas | 2 | $ 810,000 | $ 405,000 | $ 712,000 |
| Navarro, Texas | 2 | $ 248,000 | $ 124,000 | $ 314,000 |
| Nueces, Texas | 2 | $ 1,143,000 | $ 571,500 | $ 532,000 |
| San Jacinto, Texas | 2 | $ 471,000 | $ 235,500 | $ 157,000 |
| Eagle, Colorado | 1 | $ 324,000 | $ 324,000 | $ 65,000 |
| Gunnison, Colorado | 1 | $ 585,000 | $ 585,000 | $ 422,000 |
| San Miguel, Colorado | 1 | $ 700,000 | $ 700,000 | $ 436,000 |
| Orleans, Louisiana | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Avery, North Carolina | 1 | $ 503,000 | $ 503,000 | $ 2,450,000 |
| Aransas, Texas | 1 | $ 174,000 | $ 174,000 | $ 253,000 |
| Bandera, Texas | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Bell, Texas | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Bowie, Texas | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Caldwell, Texas | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Cameron, Texas | 1 | $ 450,000 | $ 450,000 | $ 524,000 |
| Cooke, Texas | 1 | $ 440,000 | $ 440,000 | $ 192,000 |
| DeWitt, Texas | 1 | $ 15,000 | $ 15,000 | $ 136,000 |
| Ellis, Texas | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Gillespie, Texas | 1 | $ 320,000 | $ 320,000 | $ 1,078,000 |
| Henderson, Texas | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Hidalgo, Texas | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Karnes, Texas | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Kendall, Texas | 1 | $ 425,000 | $ 425,000 | $ 230,000 |
| Llano, Texas | 1 | $ 322,000 | $ 322,000 | $ 199,000 |
| Medina, Texas | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Newton, Texas | 1 | $ 6,000 | $ 6,000 | $ 59,000 |
| Parker, Texas | 1 | $ 545,000 | $ 545,000 | $ 270,000 |
| Reeves, Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Refugio, Texas | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Rockwall, Texas | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Williamson, Texas | 1 | $ 207,000 | $ 207,000 | $ 200,000 |
| Wilson, Texas | 1 | $ 333,000 | $ 333,000 | $ 87,000 |
| Salt Lake, Utah | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Amegy Bank of Texas, NA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 664 | $273,138,000 | $411,000 | $15,943,000 | $227,000 | $2,515,000 |
| Home Improvement | 585 | $19,730,000 | $33,000 | $310,000 | $131,000 | $4,331,000 |
| Refinancing | 567 | $114,633,000 | $202,000 | $4,700,000 | $159,000 | $4,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 897 | $215,054,000 | $239,000 | $2,520,000 | $192,000 | $3,891,000 |
| Hispanic | 557 | $46,894,000 | $84,000 | $1,557,000 | $84,000 | $3,129,000 |
| Not Provided | 172 | $84,983,000 | $494,000 | $3,403,000 | $396,000 | $4,005,000 |
| Black or African American | 102 | $8,451,000 | $82,000 | $943,000 | $148,000 | $4,331,000 |
| Asian | 66 | $14,720,000 | $223,000 | $1,500,000 | $206,000 | $1,027,000 |
| Not applicable | 12 | $36,265,000 | $3,022,000 | $15,943,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $608,000 | $76,000 | $180,000 | $135,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $526,000 | $263,000 | $496,000 | $226,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,816 | $407,501,000 | $224,000 | $15,943,000 | $175,000 | $4,331,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 592 | $247,916,000 | $418,000 | $3,403,000 | $261,000 | $4,005,000 |
| Loan Originated | 580 | $122,181,000 | $210,000 | $15,943,000 | $147,000 | $2,450,000 |
| Application Denied By Financial Institution | 514 | $24,873,000 | $48,000 | $1,182,000 | $121,000 | $4,331,000 |
| Application Approved But Not Accepted | 119 | $11,664,000 | $98,000 | $1,432,000 | $111,000 | $1,280,000 |
| File Closed For Incompleteness | 8 | $654,000 | $81,000 | $133,000 | $46,000 | $89,000 |
| Application Withdrawn By Applicant | 3 | $213,000 | $71,000 | $81,000 | $545,000 | $850,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 386 | $16,023,000 | $41,000 | $460,000 | $135,000 | $4,331,000 |
| Debt-To-Income Ratio | 68 | $5,122,000 | $75,000 | $1,182,000 | $53,000 | $355,000 |
| Collateral | 43 | $2,379,000 | $55,000 | $200,000 | $97,000 | $342,000 |
| Other | 10 | $740,000 | $74,000 | $300,000 | $189,000 | $960,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $290,000 | $96,000 | $108,000 | $34,000 | $42,000 |
| Credit Application Incomplete | 2 | $185,000 | $92,000 | $115,000 | $30,000 | $34,000 |
| Employment History | 1 | $60,000 | $60,000 | $60,000 | $19,000 | $19,000 |
| Unverifiable Information | 1 | $74,000 | $74,000 | $74,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amegy Bank of Texas, NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amegy Bank of Texas, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About