American Financial Network, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, American Financial Network, Inc. of Brea, CA reported 22,722 mortgage applications totaling $8.5 billion, up 8% from 2024. The average application was for $373,779, and applicants reported an average income of $131,764. 58% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (828), New York-Jersey City-White Plains, NY-NJ (732) and Phoenix-Mesa-Scottsdale, AZ (718) (applications in parentheses).

Mortgage Company & Address American Financial Network, Inc.
10 Pointe Drive, Suite 330
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 22,722
Total Mortgage Loan Application Amount $8,493,010,000
Average Mortgage Loan Application Amount $373,779
Highest Mortgage Loan Application Amount $4,205,000
Average Applicant Income $131,764
Highest Applicant Income $9,241,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Network, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Network, Inc. by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 2,021 $ 559,095,000 $ 276,642 $ 114,720
Riverside-San Bernardino-Ontario, CA 828 $ 389,210,000 $ 470,060 $ 152,000
New York-Jersey City-White Plains, NY-NJ 732 $ 655,140,000 $ 895,000 $ 315,754
Phoenix-Mesa-Scottsdale, AZ 718 $ 278,780,000 $ 388,272 $ 144,000
Los Angeles-Long Beach-Glendale, CA 698 $ 462,740,000 $ 662,951 $ 203,000
Atlanta-Sandy Springs-Roswell, GA 627 $ 190,825,000 $ 304,346 $ 110,000
Houston-The Woodlands-Sugar Land, TX 513 $ 155,905,000 $ 303,908 $ 113,000
Tampa, FL 445 $ 135,205,000 $ 303,831 $ 112,000
Virginia Beach-Norfolk-Newport News, VA-NC 404 $ 131,860,000 $ 326,386 $ 107,495
Arlington-Alexandria-Reston, VA-WV 394 $ 189,490,000 $ 480,939 $ 144,543
Las Vegas-Henderson-Paradise, NV 381 $ 139,895,000 $ 367,178 $ 101,000
Monroe, MI 346 $ 77,240,000 $ 223,236 $ 99,000
Lake County-Porter County-Jasper County, IN 341 $ 82,795,000 $ 242,800 $ 95,000
Dallas-Plano-Irving, TX 336 $ 148,140,000 $ 440,892 $ 205,000
Richmond, VA 326 $ 97,800,000 $ 300,000 $ 97,000
Ocala, FL 322 $ 71,590,000 $ 222,329 $ 83,000
Orlando-Kissimmee-Sanford, FL 300 $ 99,890,000 $ 332,966 $ 104,000
Baltimore-Columbia-Towson, MD 269 $ 82,675,000 $ 307,342 $ 119,000
Nassau County-Suffolk County, NY 259 $ 172,375,000 $ 665,540 $ 205,000
Washington, DC-MD 252 $ 99,670,000 $ 395,515 $ 111,194
Lake Havasu City-Kingman, AZ 241 $ 88,585,000 $ 367,572 $ 196,000
Chicago-Naperville, IL 229 $ 68,355,000 $ 298,493 $ 105,000
Cape Coral-Fort Myers, FL 218 $ 68,390,000 $ 313,715 $ 115,000
Charlotte-Concord-Gastonia, NC-SC 213 $ 72,785,000 $ 341,713 $ 115,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 210 $ 92,940,000 $ 442,571 $ 160,000
Gainesville, FL 202 $ 58,400,000 $ 289,108 $ 147,000
Miami-Miami Beach-Kendall, FL 202 $ 102,610,000 $ 507,970 $ 172,000
Charleston-North Charleston, SC 201 $ 61,405,000 $ 305,497 $ 101,000
Lakewood-New Brunswick, NJ 198 $ 95,300,000 $ 481,313 $ 162,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 188 $ 43,970,000 $ 233,882 $ 101,000
Detroit-Dearborn-Livonia, MI 174 $ 31,130,000 $ 178,908 $ 77,000
San Antonio-New Braunfels, TX 171 $ 43,725,000 $ 255,701 $ 91,000
St. Petersburg-Clearwater-Largo, FL 171 $ 66,025,000 $ 386,111 $ 141,000
Buffalo-Cheektowaga-Niagara Falls, NY 167 $ 41,075,000 $ 245,958 $ 61,000
Philadelphia, PA 166 $ 43,010,000 $ 259,096 $ 66,000
Knoxville, TN 163 $ 48,055,000 $ 294,815 $ 111,000
San Diego-Carlsbad, CA 156 $ 123,130,000 $ 789,294 $ 253,000
Newark, NJ-PA 155 $ 78,495,000 $ 506,419 $ 169,000
Anaheim-Santa Ana-Irvine, CA 152 $ 140,250,000 $ 922,697 $ 392,000
Jacksonville, FL 150 $ 41,530,000 $ 276,866 $ 97,000
Camden, NJ 149 $ 42,655,000 $ 286,275 $ 116,000
Nashville-Davidson--Murfreesboro--Franklin, TN 148 $ 62,640,000 $ 423,243 $ 132,000
Indianapolis-Carmel-Anderson, IN 141 $ 38,585,000 $ 273,652 $ 84,000
Warren-Troy-Farmington Hills, MI 141 $ 37,775,000 $ 267,907 $ 98,000
Denver-Aurora-Lakewood, CO 139 $ 79,225,000 $ 569,964 $ 158,000
Greenville-Anderson-Mauldin, SC 137 $ 37,125,000 $ 270,985 $ 102,000
Fort Worth-Arlington, TX 135 $ 40,635,000 $ 301,000 $ 113,000
West Palm Beach-Boca Raton-Delray Beach, FL 133 $ 67,355,000 $ 506,428 $ 174,000
Lakeland-Winter Haven, FL 131 $ 33,725,000 $ 257,442 $ 84,000
Tulsa, OK 119 $ 28,215,000 $ 237,100 $ 96,000
Milwaukee-Waukesha-West Allis, WI 117 $ 28,405,000 $ 242,777 $ 107,000
Portland-Vancouver-Hillsboro, OR-WA 115 $ 53,855,000 $ 468,304 $ 132,130
Reno, NV 114 $ 48,180,000 $ 422,631 $ 144,000
Marietta, GA 113 $ 36,085,000 $ 319,336 $ 115,000
Sacramento--Roseville--Arden-Arcade, CA 108 $ 51,360,000 $ 475,555 $ 154,000
North Port-Sarasota-Bradenton, FL 103 $ 40,035,000 $ 388,689 $ 113,000
Cincinnati, OH-KY-IN 102 $ 24,720,000 $ 242,352 $ 75,068
Providence-Warwick, RI-MA 100 $ 41,410,000 $ 414,100 $ 78,760
Bakersfield, CA 95 $ 30,945,000 $ 325,736 $ 81,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 93 $ 51,485,000 $ 553,602 $ 326,000
Minneapolis-St. Paul-Bloomington, MN-WI 92 $ 31,340,000 $ 340,652 $ 113,260
Columbus, OH 91 $ 25,705,000 $ 282,472 $ 128,000
Port St. Lucie, FL 86 $ 28,230,000 $ 328,255 $ 112,000
Austin-Round Rock, TX 85 $ 38,395,000 $ 451,705 $ 141,000
Columbia, SC 85 $ 20,835,000 $ 245,117 $ 91,000
Tucson, AZ 84 $ 27,590,000 $ 328,452 $ 114,000
Kansas City, MO-KS 83 $ 21,895,000 $ 263,795 $ 93,638
Montgomery County-Bucks County-Chester County, PA 83 $ 36,725,000 $ 442,469 $ 219,000
Oakland-Hayward-Berkeley, CA 80 $ 57,730,000 $ 721,625 $ 200,000
Washington-Baltimore-Arlington, DC 79 $ 40,245,000 $ 509,430 $ 178,000
Wichita, KS 79 $ 20,835,000 $ 263,734 $ 108,000
St. Louis, MO-IL 78 $ 18,190,000 $ 233,205 $ 74,871
Albuquerque, NM 77 $ 24,995,000 $ 324,610 $ 111,000
Deltona-Daytona Beach-Ormond Beach, FL 73 $ 20,185,000 $ 276,506 $ 96,000
Baton Rouge, LA 69 $ 15,045,000 $ 218,043 $ 83,000
Palm Bay-Melbourne-Titusville, FL 67 $ 19,685,000 $ 293,805 $ 178,000
Birmingham-Hoover, AL 65 $ 14,195,000 $ 218,384 $ 102,000
Louisville/Jefferson County, KY-IN 64 $ 15,230,000 $ 237,968 $ 76,250
Allentown-Bethlehem-Easton, PA-NJ 63 $ 18,675,000 $ 296,428 $ 128,047
Fresno, CA 63 $ 22,495,000 $ 357,063 $ 130,000
Savannah, GA 63 $ 19,825,000 $ 314,682 $ 97,000
Memphis, TN-MS-AR 62 $ 15,030,000 $ 242,419 $ 80,806
Cambridge-Newton-Framingham, MA 61 $ 34,155,000 $ 559,918 $ 156,000
Stockton-Lodi, CA 61 $ 27,965,000 $ 458,442 $ 132,000
New Orleans-Metairie, LA 59 $ 12,695,000 $ 215,169 $ 70,000
Pittsburgh, PA 59 $ 14,895,000 $ 252,457 $ 106,000
Beaumont-Port Arthur, TX 57 $ 12,515,000 $ 219,561 $ 103,000
Albany-Schenectady-Troy, NY 54 $ 16,070,000 $ 297,592 $ 91,000
Cleveland, OH 53 $ 10,655,000 $ 201,037 $ 78,000
Naples-Immokalee-Marco Island, FL 49 $ 22,235,000 $ 453,775 $ 181,000
Seattle-Bellevue-Everett, WA 49 $ 36,885,000 $ 752,755 $ 246,000
Homosassa Springs, FL 47 $ 10,625,000 $ 226,063 $ 107,000
Tacoma-Lakewood, WA 47 $ 23,895,000 $ 508,404 $ 165,000
Scranton--Wilkes-Barre--Hazleton, PA 45 $ 8,885,000 $ 197,444 $ 48,000
Atlantic City-Hammonton, NJ 44 $ 13,380,000 $ 304,090 $ 105,000
Colorado Springs, CO 44 $ 19,230,000 $ 437,045 $ 130,000
Shreveport-Bossier City, LA 44 $ 7,510,000 $ 170,681 $ 64,000
Wilmington, DE-MD-NJ 44 $ 13,960,000 $ 317,272 $ 84,454
Boston, MA 43 $ 24,335,000 $ 565,930 $ 115,000
Daphne-Fairhope-Foley, AL 42 $ 10,960,000 $ 260,952 $ 70,000
Lynchburg, VA 42 $ 9,260,000 $ 220,476 $ 84,000
Urban Honolulu, HI 42 $ 29,850,000 $ 710,714 $ 148,000
Elmira, NY 40 $ 5,730,000 $ 143,250 $ 93,000
Flint, MI 40 $ 7,130,000 $ 178,250 $ 84,000
Killeen-Temple, TX 40 $ 11,530,000 $ 288,250 $ 77,000
Pensacola-Ferry Pass-Brent, FL 40 $ 13,320,000 $ 333,000 $ 97,000
Salem, OR 40 $ 16,280,000 $ 407,000 $ 119,000
Salt Lake City, UT 40 $ 18,750,000 $ 468,750 $ 123,000
Augusta-Richmond County, GA-SC 39 $ 8,485,000 $ 217,564 $ 69,923
Mobile, AL 39 $ 6,095,000 $ 156,282 $ 91,000
Prescott Valley-Prescott, AZ 39 $ 15,435,000 $ 395,769 $ 137,000
Raleigh, NC 38 $ 12,480,000 $ 328,421 $ 121,000
Spartanburg, SC 38 $ 9,420,000 $ 247,894 $ 78,000
Modesto, CA 37 $ 13,335,000 $ 360,405 $ 135,000
Oklahoma City, OK 37 $ 9,485,000 $ 256,351 $ 90,000
Slidell-Mandeville-Covington, LA 37 $ 7,885,000 $ 213,108 $ 94,000
Vallejo-Fairfield, CA 36 $ 17,390,000 $ 483,055 $ 242,000
Yakima, WA 35 $ 10,555,000 $ 301,571 $ 111,000
Michigan City-La Porte, IN 34 $ 7,630,000 $ 224,411 $ 103,000
Punta Gorda, FL 34 $ 11,720,000 $ 344,705 $ 94,000
Clarksville, TN-KY 33 $ 9,005,000 $ 272,878 $ 212,909
Provo-Orem, UT 33 $ 20,545,000 $ 622,575 $ 168,000
El Paso, TX 32 $ 6,880,000 $ 215,000 $ 88,000
Hilton Head Island-Bluffton-Beaufort, SC 32 $ 12,200,000 $ 381,250 $ 103,000
Chattanooga, TN-GA 31 $ 8,635,000 $ 278,548 $ 130,677
Dayton-Springfield-Kettering, OH 31 $ 6,405,000 $ 206,612 $ 92,000
Grand Rapids-Wyoming, MI 31 $ 7,275,000 $ 234,677 $ 101,000
Lafayette, LA 31 $ 6,655,000 $ 214,677 $ 38,000
Bremerton-Silverdale, WA 30 $ 14,490,000 $ 483,000 $ 136,000
Bridgeport-Stamford-Norwalk, CT 30 $ 14,920,000 $ 497,333 $ 106,000
Ogden-Clearfield, UT 30 $ 11,360,000 $ 378,666 $ 117,000
Toledo, OH 30 $ 4,660,000 $ 155,333 $ 69,000
Everett, WA 28 $ 20,750,000 $ 741,071 $ 185,000
Kingsport-Bristol-Bristol, TN-VA 27 $ 6,675,000 $ 247,222 $ 83,888
Little Rock-North Little Rock-Conway, AR 27 $ 5,765,000 $ 213,518 $ 102,000
Omaha-Council Bluffs, NE-IA 27 $ 8,155,000 $ 302,037 $ 355,185
Vineland-Bridgeton, NJ 27 $ 5,625,000 $ 208,333 $ 86,000
Wildwood-The Villages, FL 27 $ 7,615,000 $ 282,037 $ 120,000
Montgomery, AL 26 $ 5,050,000 $ 194,230 $ 73,000
Waterbury-Shelton, CT 26 $ 6,560,000 $ 252,307 $ 87,000
Corpus Christi, TX 25 $ 7,235,000 $ 289,400 $ 157,000
Fayetteville, NC 25 $ 6,275,000 $ 251,000 $ 77,000
Panama City, FL 25 $ 6,925,000 $ 277,000 $ 230,000
Springfield, MA 25 $ 7,355,000 $ 294,200 $ 95,000
Binghamton, NY 24 $ 4,900,000 $ 204,166 $ 63,000
Bend-Redmond, OR 23 $ 10,605,000 $ 461,086 $ 125,000
Gainesville, GA 23 $ 8,215,000 $ 357,173 $ 136,000
Hagerstown-Martinsburg, MD-WV 23 $ 6,945,000 $ 301,956 $ 101,347
Huntsville, AL 23 $ 5,655,000 $ 245,869 $ 81,000
Jackson, MS 23 $ 4,735,000 $ 205,869 $ 52,000
Oxnard-Thousand Oaks-Ventura, CA 23 $ 23,615,000 $ 1,026,739 $ 358,000
San Jose-Sunnyvale-Santa Clara, CA 23 $ 25,455,000 $ 1,106,739 $ 292,000
Springfield, MO 23 $ 4,835,000 $ 210,217 $ 68,000
Hartford-West Hartford-East Hartford, CT 22 $ 5,790,000 $ 263,181 $ 63,000
Akron, OH 21 $ 4,415,000 $ 210,238 $ 95,000
Racine, WI 21 $ 4,755,000 $ 226,428 $ 75,000
Roanoke, VA 21 $ 4,945,000 $ 235,476 $ 69,000
Elgin, IL 20 $ 6,700,000 $ 335,000 $ 169,000
Florence, SC 20 $ 3,620,000 $ 181,000 $ 68,000
Jonesboro, AR 20 $ 4,000,000 $ 200,000 $ 77,000
Sebastian-Vero Beach, FL 20 $ 6,620,000 $ 331,000 $ 67,000
Trenton, NJ 20 $ 5,100,000 $ 255,000 $ 104,000
Worcester, MA-CT 20 $ 7,920,000 $ 396,000 $ 97,000
Jacksonville, NC 19 $ 6,805,000 $ 358,157 $ 94,000
Lansing-East Lansing, MI 19 $ 4,655,000 $ 245,000 $ 94,000
Macon-Bibb County, GA 19 $ 4,235,000 $ 222,894 $ 67,000
Wilmington, NC 19 $ 9,585,000 $ 504,473 $ 119,000
Winston-Salem, NC 19 $ 4,295,000 $ 226,052 $ 97,000
Athens-Clarke County, GA 18 $ 5,100,000 $ 283,333 $ 199,000
Boise City, ID 18 $ 7,060,000 $ 392,222 $ 468,000
Charlottesville, VA 18 $ 4,230,000 $ 235,000 $ 114,000
Hickory-Lenoir-Morganton, NC 18 $ 3,850,000 $ 213,888 $ 107,000
San Francisco-Redwood City-South San Francisco, CA 18 $ 22,400,000 $ 1,244,444 $ 307,000
Valdosta, GA 18 $ 4,890,000 $ 271,666 $ 100,000
Eugene, OR 17 $ 5,455,000 $ 320,882 $ 158,000
Flagstaff, AZ 17 $ 8,785,000 $ 516,764 $ 414,000
Greeley, CO 17 $ 7,215,000 $ 424,411 $ 119,000
Lake County-Kenosha County, IL-WI 17 $ 5,275,000 $ 310,294 $ 126,000
Longview, TX 17 $ 3,535,000 $ 207,941 $ 120,000
Reading, PA 17 $ 4,485,000 $ 263,823 $ 89,000
Tallahassee, FL 17 $ 3,385,000 $ 199,117 $ 94,000
Winchester, VA-WV 17 $ 6,475,000 $ 380,882 $ 209,470
Columbus, GA-AL 16 $ 2,980,000 $ 186,250 $ 53,000
Greensboro-High Point, NC 16 $ 4,060,000 $ 253,750 $ 78,000
Johnson City, TN 16 $ 3,750,000 $ 234,375 $ 68,000
Lafayette-West Lafayette, IN 16 $ 3,960,000 $ 247,500 $ 88,000
Yuma, AZ 16 $ 4,610,000 $ 288,125 $ 110,000
Ann Arbor, MI 15 $ 4,755,000 $ 317,000 $ 116,000
St. George, UT 15 $ 6,595,000 $ 439,666 $ 139,000
Visalia-Porterville, CA 15 $ 6,435,000 $ 429,000 $ 152,000
York-Hanover, PA 15 $ 3,695,000 $ 246,333 $ 94,000
Canton-Massillon, OH 14 $ 3,530,000 $ 252,142 $ 76,000
Crestview-Fort Walton Beach-Destin, FL 14 $ 5,710,000 $ 407,857 $ 87,000
Fort Wayne, IN 14 $ 3,210,000 $ 229,285 $ 72,000
Rockford, IL 14 $ 2,210,000 $ 157,857 $ 63,000
Santa Maria-Santa Barbara, CA 14 $ 9,570,000 $ 683,571 $ 231,000
Sherman-Denison, TX 14 $ 5,490,000 $ 392,142 $ 138,000
Albany, GA 13 $ 3,085,000 $ 237,307 $ 94,000
Dover, DE 13 $ 3,945,000 $ 303,461 $ 60,000
Jackson, MI 13 $ 2,495,000 $ 191,923 $ 65,000
Joplin, MO 13 $ 2,155,000 $ 165,769 $ 76,000
Logan, UT-ID 13 $ 5,345,000 $ 411,153 $ 91,384
Salisbury, MD-DE 13 $ 2,585,000 $ 198,846 $ 53,000
Staunton-Waynesboro, VA 13 $ 2,775,000 $ 213,461 $ 34,000
Bowling Green, KY 12 $ 3,060,000 $ 255,000 $ 71,000
Burlington, NC 12 $ 3,060,000 $ 255,000 $ 66,000
Durham-Chapel Hill, NC 12 $ 4,590,000 $ 382,500 $ 109,000
Harrisburg-Carlisle, PA 12 $ 2,830,000 $ 235,833 $ 82,000
New Haven-Milford, CT 12 $ 4,000,000 $ 333,333 $ 102,000
Olympia-Tumwater, WA 12 $ 4,850,000 $ 404,166 $ 109,000
Albany, OR 11 $ 4,225,000 $ 384,090 $ 130,000
Asheville, NC 11 $ 4,095,000 $ 372,272 $ 65,000
Barnstable Town, MA 11 $ 4,505,000 $ 409,545 $ 164,000
Hanford-Corcoran, CA 11 $ 3,285,000 $ 298,636 $ 94,000
Lexington Park, MD 11 $ 4,625,000 $ 420,454 $ 136,000
Lubbock, TX 11 $ 1,615,000 $ 146,818 $ 124,000
Merced, CA 11 $ 4,005,000 $ 364,090 $ 107,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 11 $ 8,445,000 $ 767,727 $ 242,000
Santa Rosa, CA 11 $ 6,585,000 $ 598,636 $ 166,000
Blacksburg-Christiansburg-Radford, VA 10 $ 2,260,000 $ 226,000 $ 86,000
Chico, CA 10 $ 3,070,000 $ 307,000 $ 90,000
Coeur D'Alene, ID 10 $ 4,500,000 $ 450,000 $ 124,000
College Station-Bryan, TX 10 $ 2,150,000 $ 215,000 $ 49,000
Fort Collins, CO 10 $ 4,680,000 $ 468,000 $ 125,000
Hammond, LA 10 $ 1,550,000 $ 155,000 $ 57,000
McAllen-Edinburg-Mission, TX 10 $ 5,220,000 $ 522,000 $ 266,000
Morristown, TN 10 $ 2,320,000 $ 232,000 $ 78,000
Rocky Mount, NC 10 $ 2,080,000 $ 208,000 $ 68,000
Tuscaloosa, AL 10 $ 1,920,000 $ 192,000 $ 67,000
Anchorage, AK 9 $ 3,075,000 $ 341,666 $ 81,000
Brownsville-Harlingen, TX 9 $ 1,745,000 $ 193,888 $ 92,000
Carson City, NV 9 $ 3,015,000 $ 335,000 $ 112,000
Glens Falls, NY 9 $ 2,535,000 $ 281,666 $ 73,000
Hinesville, GA 9 $ 4,215,000 $ 468,333 $ 83,000
Jackson, TN 9 $ 2,175,000 $ 241,666 $ 82,000
Lincoln, NE 9 $ 2,705,000 $ 300,555 $ 76,000
Niles-Benton Harbor, MI 9 $ 2,065,000 $ 229,444 $ 86,000
Portland-South Portland, ME 9 $ 4,105,000 $ 456,111 $ 63,000
Pueblo, CO 9 $ 2,415,000 $ 268,333 $ 97,000
Sierra Vista-Douglas, AZ 9 $ 1,865,000 $ 207,222 $ 57,000
South Bend-Mishawaka, IN-MI 9 $ 2,215,000 $ 246,111 $ 78,000
St. Joseph, MO-KS 9 $ 1,875,000 $ 208,333 $ 79,000
Wheeling, WV-OH 9 $ 1,145,000 $ 127,222 $ 55,000
Bellingham, WA 8 $ 3,470,000 $ 433,750 $ 171,000
Bloomington, IN 8 $ 2,050,000 $ 256,250 $ 52,000
Cleveland, TN 8 $ 2,290,000 $ 286,250 $ 127,000
Dalton, GA 8 $ 2,070,000 $ 258,750 $ 88,000
Decatur, AL 8 $ 1,550,000 $ 193,750 $ 107,000
Evansville, IN-KY 8 $ 1,900,000 $ 237,500 $ 87,000
Harrisonburg, VA 8 $ 3,420,000 $ 427,500 $ 99,000
Kahului-Wailuku-Lahaina, HI 8 $ 8,750,000 $ 1,093,750 $ 806,000
Kokomo, IN 8 $ 1,070,000 $ 133,750 $ 34,000
Madison, WI 8 $ 2,130,000 $ 266,250 $ 121,000
Manchester-Nashua, NH 8 $ 2,920,000 $ 365,000 $ 105,000
Muskegon, MI 8 $ 1,230,000 $ 153,750 $ 64,000
Tyler, TX 8 $ 1,940,000 $ 242,500 $ 67,000
Abilene, TX 7 $ 1,435,000 $ 205,000 $ 151,000
Cheyenne, WY 7 $ 2,275,000 $ 325,000 $ 75,000
Fayetteville-Springdale-Rogers, AR-MO 7 $ 2,035,000 $ 290,714 $ 92,000
Green Bay, WI 7 $ 2,035,000 $ 290,714 $ 110,000
Gulfport-Biloxi-Pascagoula, MS 7 $ 1,755,000 $ 250,714 $ 100,000
Kennewick-Richland, WA 7 $ 2,075,000 $ 296,428 $ 65,000
Las Cruces, NM 7 $ 1,975,000 $ 282,142 $ 79,000
Medford, OR 7 $ 1,575,000 $ 225,000 $ 124,000
Rochester, NY 7 $ 1,475,000 $ 210,714 $ 80,000
Santa Fe, NM 7 $ 2,795,000 $ 399,285 $ 118,000
Spokane-Spokane Valley, WA 7 $ 2,605,000 $ 372,142 $ 110,000
Syracuse, NY 7 $ 1,235,000 $ 176,428 $ 68,000
Utica-Rome, NY 7 $ 995,000 $ 142,142 $ 68,000
Youngstown-Warren-Boardman, OH-PA 7 $ 1,245,000 $ 177,857 $ 84,000
Anniston-Oxford-Jacksonville, AL 6 $ 1,030,000 $ 171,666 $ 79,000
Boulder, CO 6 $ 3,990,000 $ 665,000 $ 345,000
Columbia, MO 6 $ 1,350,000 $ 225,000 $ 72,000
Corvallis, OR 6 $ 1,870,000 $ 311,666 $ 69,000
Goldsboro, NC 6 $ 1,550,000 $ 258,333 $ 118,000
Janesville-Beloit, WI 6 $ 1,460,000 $ 243,333 $ 90,000
Kingston, NY 6 $ 2,610,000 $ 435,000 $ 133,000
Norwich-New London, CT 6 $ 1,880,000 $ 313,333 $ 183,000
Rochester, MN 6 $ 1,340,000 $ 223,333 $ 72,000
Saginaw, MI 6 $ 1,330,000 $ 221,666 $ 106,000
San Rafael, CA 6 $ 8,910,000 $ 1,485,000 $ 346,000
Warner Robins, GA 6 $ 1,570,000 $ 261,666 $ 74,000
Wausau, WI 6 $ 1,350,000 $ 225,000 $ 86,000
Bangor, ME 5 $ 855,000 $ 171,000 $ 60,000
Chambersburg-Waynesboro, PA 5 $ 1,105,000 $ 221,000 $ 88,000
Fort Smith, AR-OK 5 $ 895,000 $ 179,000 $ 55,000
Greenville, NC 5 $ 1,735,000 $ 347,000 $ 104,000
Houma-Thibodaux, LA 5 $ 945,000 $ 189,000 $ 62,000
Kalamazoo-Portage, MI 5 $ 1,095,000 $ 219,000 $ 58,000
Lancaster, PA 5 $ 1,255,000 $ 251,000 $ 89,000
Lebanon, PA 5 $ 1,435,000 $ 287,000 $ 103,000
Monroe, LA 5 $ 1,415,000 $ 283,000 $ 348,000
Oshkosh-Neenah, WI 5 $ 1,005,000 $ 201,000 $ 83,000
Redding, CA 5 $ 1,805,000 $ 361,000 $ 103,000
Sandusky, OH 5 $ 1,165,000 $ 233,000 $ 75,000
Sebring, FL 5 $ 765,000 $ 153,000 $ 46,000
Yuba City, CA 5 $ 2,015,000 $ 403,000 $ 138,000
Appleton, WI 4 $ 1,120,000 $ 280,000 $ 123,000
Auburn-Opelika, AL 4 $ 1,280,000 $ 320,000 $ 103,000
Elkhart-Goshen, IN 4 $ 1,140,000 $ 285,000 $ 82,000
Hot Springs, AR 4 $ 980,000 $ 245,000 $ 171,000
Lake Charles, LA 4 $ 630,000 $ 157,500 $ 101,000
Lawton, OK 4 $ 690,000 $ 172,500 $ 61,000
Mansfield, OH 4 $ 790,000 $ 197,500 $ 73,000
Rome, GA 4 $ 710,000 $ 177,500 $ 32,000
Salinas, CA 4 $ 2,060,000 $ 515,000 $ 76,000
Springfield, OH 4 $ 660,000 $ 165,000 $ 71,000
Terre Haute, IN 4 $ 390,000 $ 97,500 $ 732,000
Waco, TX 4 $ 750,000 $ 187,500 $ 27,000
Williamsport, PA 4 $ 750,000 $ 187,500 $ 79,000
Alexandria, LA 3 $ 1,025,000 $ 341,666 $ 132,000
Altoona, PA 3 $ 945,000 $ 315,000 $ 94,000
Battle Creek, MI 3 $ 955,000 $ 318,333 $ 124,000
Brunswick, GA 3 $ 1,495,000 $ 498,333 $ 174,000
Columbus, IN 3 $ 615,000 $ 205,000 $ 76,000
Dothan, AL 3 $ 675,000 $ 225,000 $ 90,000
Duluth, MN-WI 3 $ 975,000 $ 325,000 $ 163,666
Eau Claire, WI 3 $ 925,000 $ 308,333 $ 96,000
Elizabethtown-Fort Knox, KY 3 $ 755,000 $ 251,666 $ 133,000
Erie, PA 3 $ 715,000 $ 238,333 $ 75,000
Grand Junction, CO 3 $ 1,065,000 $ 355,000 $ 89,000
Grants Pass, OR 3 $ 545,000 $ 181,666 $ 70,000
Idaho Falls, ID 3 $ 735,000 $ 245,000 $ 67,000
Jefferson City, MO 3 $ 755,000 $ 251,666 $ 82,000
Johnstown, PA 3 $ 395,000 $ 131,666 $ 70,000
Kankakee, IL 3 $ 545,000 $ 181,666 $ 130,000
Kenosha, WI 3 $ 1,275,000 $ 425,000 $ 118,000
Laredo, TX 3 $ 1,165,000 $ 388,333 $ 1,253,000
Lexington-Fayette, KY 3 $ 885,000 $ 295,000 $ 61,000
Longview, WA 3 $ 1,215,000 $ 405,000 $ 115,000
Muncie, IN 3 $ 655,000 $ 218,333 $ 92,000
Pinehurst-Southern Pines, NC 3 $ 1,345,000 $ 448,333 $ 139,000
Rockingham County-Strafford County, NH 3 $ 1,285,000 $ 428,333 $ 216,000
San Angelo, TX 3 $ 755,000 $ 251,666 $ 81,000
Sheboygan, WI 3 $ 575,000 $ 191,666 $ 56,000
Sioux Falls, SD 3 $ 455,000 $ 151,666 $ 68,000
St. Cloud, MN 3 $ 375,000 $ 125,000 $ 72,000
State College, PA 3 $ 865,000 $ 288,333 $ 90,000
Watertown-Fort Drum, NY 3 $ 465,000 $ 155,000 $ 97,000
Bay City, MI 2 $ 250,000 $ 125,000 $ 54,000
Charleston, WV 2 $ 250,000 $ 125,000 $ 69,000
Davenport-Moline-Rock Island, IA-IL 2 $ 440,000 $ 220,000 $ 67,000
Decatur, IL 2 $ 270,000 $ 135,000 $ 63,000
Des Moines-West Des Moines, IA 2 $ 640,000 $ 320,000 $ 175,000
Fond Du Lac, WI 2 $ 450,000 $ 225,000 $ 77,000
Huntington-Ashland, WV-KY-OH 2 $ 250,000 $ 125,000 $ 104,000
La Crosse-Onalaska, WI-MN 2 $ 580,000 $ 290,000 $ 84,000
Lawrence, KS 2 $ 670,000 $ 335,000 $ 113,000
Lewiston-Auburn, ME 2 $ 970,000 $ 485,000 $ 119,000
Midland, MI 2 $ 400,000 $ 200,000 $ 65,000
Midland, TX 2 $ 460,000 $ 230,000 $ 56,000
Mount Vernon-Anacortes, WA 2 $ 840,000 $ 420,000 $ 270,000
Peoria, IL 2 $ 490,000 $ 245,000 $ 76,000
Pittsfield, MA 2 $ 640,000 $ 320,000 $ 0
Rapid City, SD 2 $ 680,000 $ 340,000 $ 79,000
Santa Cruz-Watsonville, CA 2 $ 2,160,000 $ 1,080,000 $ 321,000
Sumter, SC 2 $ 180,000 $ 90,000 $ 52,000
Texarkana, TX-AR 2 $ 220,000 $ 110,000 $ 88,000
Topeka, KS 2 $ 700,000 $ 350,000 $ 158,000
Walla Walla, WA 2 $ 1,640,000 $ 820,000 $ 294,000
Wenatchee, WA 2 $ 620,000 $ 310,000 $ 128,000
Amarillo, TX 1 $ 215,000 $ 215,000 $ 90,000
Billings, MT 1 $ 165,000 $ 165,000 $ 23,000
Bloomington, IL 1 $ 145,000 $ 145,000 $ 57,000
Bozeman, MT 1 $ 935,000 $ 935,000 $ 0
Cape Girardeau, MO-IL 1 $ 195,000 $ 195,000 $ 98,000
Champaign-Urbana, IL 1 $ 155,000 $ 155,000 $ 41,000
Farmington, NM 1 $ 385,000 $ 385,000 $ 81,000
Florence-Muscle Shoals, AL 1 $ 215,000 $ 215,000 $ 70,000
Gadsden, AL 1 $ 75,000 $ 75,000 $ 15,000
Gettysburg, PA 1 $ 255,000 $ 255,000 $ 67,000
Grand Forks, ND-MN 1 $ 255,000 $ 255,000 $ 153,000
Hattiesburg, MS 1 $ 155,000 $ 155,000 $ 94,000
Lewiston, ID-WA 1 $ 325,000 $ 325,000 $ 109,000
Lima, OH 1 $ 275,000 $ 275,000 $ 60,000
Manhattan, KS 1 $ 215,000 $ 215,000 $ 107,000
Mankato-North Mankato, MN 1 $ 145,000 $ 145,000 $ 0
Missoula, MT 1 $ 195,000 $ 195,000 $ 0
Napa, CA 1 $ 585,000 $ 585,000 $ 39,000
Owensboro, KY 1 $ 215,000 $ 215,000 $ 81,000
Pocatello, ID 1 $ 165,000 $ 165,000 $ 37,000
Sioux City, IA-NE-SD 1 $ 165,000 $ 165,000 $ 62,000
Traverse City, MI 1 $ 305,000 $ 305,000 $ 75,000
Victoria, TX 1 $ 135,000 $ 135,000 $ 48,000
Weirton-Steubenville, WV-OH 1 $ 155,000 $ 155,000 $ 40,000

Mortgage Loan Application Detail Totals for American Financial Network, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,394 $5,602,710,000 $363,000 $4,005,000 $135,000 $9,241,000
Cash-out Refinancing 5,335 $1,968,365,000 $368,000 $4,205,000 $113,000 $9,064,000
Refinancing 1,993 $921,935,000 $462,000 $3,505,000 $157,000 $7,809,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,223 $3,862,785,000 $377,000 $4,205,000 $145,000 $9,241,000
Hispanic 4,872 $1,769,020,000 $363,000 $4,005,000 $119,000 $8,452,000
Not Provided 3,446 $1,403,110,000 $407,000 $3,505,000 $128,000 $4,492,000
Black or African American 3,031 $899,805,000 $296,000 $2,965,000 $99,000 $6,693,000
Asian 991 $500,765,000 $505,000 $3,505,000 $176,000 $6,916,000
American Indian or Alaskan Native 113 $39,895,000 $353,000 $1,955,000 $123,000 $1,003,000
Native Hawaiian or Other Pacific Islander 46 $17,630,000 $383,000 $1,115,000 $161,000 $919,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,807 $4,798,525,000 $406,000 $4,205,000 $158,000 $9,241,000
FHA-insured (Federal Housing Administration) 8,644 $2,801,700,000 $324,000 $1,985,000 $101,000 $1,279,000
VA-guaranteed (Veterans Administration) 2,009 $830,025,000 $413,000 $2,655,000 $121,000 $649,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 262 $62,760,000 $239,000 $795,000 $80,000 $161,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,125 $4,889,335,000 $372,000 $3,745,000 $137,000 $9,241,000
Application Withdrawn By Applicant 6,613 $2,549,535,000 $385,000 $4,205,000 $128,000 $8,452,000
Application Denied By Financial Institution 2,436 $850,070,000 $348,000 $3,505,000 $114,000 $4,792,000
File Closed For Incompleteness 352 $125,320,000 $356,000 $4,005,000 $123,000 $1,200,000
Application Approved But Not Accepted 196 $78,750,000 $401,000 $2,445,000 $112,000 $959,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,286 $7,642,940,000 $376,000 $4,205,000 $134,000 $9,241,000
Debt-To-Income Ratio 1,002 $326,810,000 $326,000 $3,505,000 $88,000 $563,000
Other 462 $164,180,000 $355,000 $3,505,000 $110,000 $4,691,000
Credit History 447 $125,055,000 $279,000 $2,485,000 $93,000 $1,966,000
Collateral 285 $120,865,000 $424,000 $3,005,000 $184,000 $3,718,000
Unverifiable Information 120 $60,350,000 $502,000 $2,555,000 $240,000 $4,792,000
Credit Application Incomplete 92 $41,920,000 $455,000 $2,805,000 $146,000 $1,506,000
Employment History 28 $10,890,000 $388,000 $1,855,000 $152,000 $683,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Network, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Network, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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