American Financial Resources LLC Mortgage Lending & HMDA Data, 2021

In 2021, American Financial Resources LLC of Parsippany, NJ reported 12,147 mortgage applications totaling $2.3 billion, down 36% from 2020. The average application was for $186,100, and applicants reported an average income of $62,840. 49% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (291), Tampa-St. Petersburg-Clearwater, FL (202) and Riverside-San Bernardino-Ontario, CA (172) (applications in parentheses).

Mortgage Company & Address American Financial Resources LLC
9 Sylvan Way
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  2004  
Total Number of Mortgage Applications 12,147
Total Mortgage Loan Application Amount $2,260,565,000
Average Mortgage Loan Application Amount $186,100
Highest Mortgage Loan Application Amount $1,245,000
Average Applicant Income $62,840
Highest Applicant Income $725,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Resources LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 197 $ 44,505,000 $ 225,913 $ 62,000
Marion, Florida 147 $ 21,645,000 $ 147,244 $ 52,000
Polk, Florida 147 $ 21,765,000 $ 148,061 $ 51,000
Riverside, California 120 $ 30,560,000 $ 254,666 $ 76,000
Mohave, Arizona 97 $ 13,455,000 $ 138,711 $ 50,000
Pinal, Arizona 94 $ 18,290,000 $ 194,574 $ 60,000
Pima, Arizona 83 $ 14,575,000 $ 175,602 $ 55,000
Yavapai, Arizona 81 $ 14,085,000 $ 173,888 $ 58,000
Hillsborough, Florida 74 $ 15,270,000 $ 206,351 $ 71,000
Pierce, Washington 74 $ 19,410,000 $ 262,297 $ 75,000
Pasco, Florida 71 $ 11,045,000 $ 155,563 $ 58,000
Sussex, Delaware 64 $ 12,950,000 $ 202,343 $ 50,000
St. Landry, Louisiana 61 $ 8,075,000 $ 132,377 $ 50,000
Brunswick, North Carolina 59 $ 9,575,000 $ 162,288 $ 62,000
San Diego, California 55 $ 21,345,000 $ 388,090 $ 104,000
Lake, Florida 54 $ 8,810,000 $ 163,148 $ 65,000
Lafayette, Louisiana 54 $ 8,740,000 $ 161,851 $ 55,000
San Bernardino, California 52 $ 11,930,000 $ 229,423 $ 74,000
Cook, Illinois 51 $ 11,105,000 $ 217,745 $ 58,000
Livingston, Louisiana 50 $ 6,300,000 $ 126,000 $ 57,000
Alachua, Florida 48 $ 9,210,000 $ 191,875 $ 68,000
Duval, Florida 47 $ 8,635,000 $ 183,723 $ 72,000
Citrus, Florida 45 $ 7,205,000 $ 160,111 $ 57,000
Lee, Florida 45 $ 8,355,000 $ 185,666 $ 58,000
Dorchester, South Carolina 45 $ 8,605,000 $ 191,222 $ 51,000
Broward, Florida 44 $ 10,440,000 $ 237,272 $ 74,000
Montgomery, Texas 44 $ 7,980,000 $ 181,363 $ 69,000
Ascension, Louisiana 43 $ 7,335,000 $ 170,581 $ 65,000
Buncombe, North Carolina 43 $ 8,115,000 $ 188,720 $ 63,000
Berkeley, South Carolina 43 $ 8,665,000 $ 201,511 $ 53,000
Bedford, Virginia 43 $ 6,915,000 $ 160,813 $ 54,000
Osceola, Florida 42 $ 8,460,000 $ 201,428 $ 53,000
Volusia, Florida 41 $ 7,405,000 $ 180,609 $ 55,000
Baltimore City, Maryland 41 $ 9,155,000 $ 223,292 $ 67,000
Gila, Arizona 40 $ 6,450,000 $ 161,250 $ 41,000
DeSoto, Mississippi 39 $ 8,845,000 $ 226,794 $ 60,000
Orange, Florida 37 $ 8,165,000 $ 220,675 $ 51,000
Baltimore, Maryland 37 $ 8,895,000 $ 240,405 $ 73,000
Hernando, Florida 36 $ 5,340,000 $ 148,333 $ 46,000
East Baton Rouge, Louisiana 36 $ 6,570,000 $ 182,500 $ 59,000
Prince George's, Maryland 36 $ 12,310,000 $ 341,944 $ 97,000
Morris, New Jersey 36 $ 11,180,000 $ 310,555 $ 92,000
Aiken, South Carolina 36 $ 5,980,000 $ 166,111 $ 52,000
Clark, Nevada 35 $ 9,575,000 $ 273,571 $ 79,000
Essex, New Jersey 35 $ 13,935,000 $ 398,142 $ 130,000
Calcasieu, Louisiana 34 $ 4,870,000 $ 143,235 $ 73,000
Kent, Michigan 34 $ 5,930,000 $ 174,411 $ 51,000
York, South Carolina 34 $ 5,820,000 $ 171,176 $ 69,000
Harris, Texas 34 $ 7,830,000 $ 230,294 $ 88,000
St. Martin, Louisiana 33 $ 4,155,000 $ 125,909 $ 46,000
Tangipahoa, Louisiana 33 $ 5,225,000 $ 158,333 $ 61,000
Vermilion, Louisiana 33 $ 3,775,000 $ 114,393 $ 43,000
Clay, Florida 32 $ 4,350,000 $ 135,937 $ 47,000
Miami-Dade, Florida 32 $ 8,530,000 $ 266,562 $ 70,000
Burlington, New Jersey 32 $ 7,220,000 $ 225,625 $ 84,000
Shelby, Tennessee 32 $ 6,800,000 $ 212,500 $ 71,000
Los Angeles, California 31 $ 11,725,000 $ 378,225 $ 90,000
Brevard, Florida 31 $ 4,615,000 $ 148,870 $ 45,000
Bexar, Texas 31 $ 5,925,000 $ 191,129 $ 57,000
Spokane, Washington 31 $ 6,455,000 $ 208,225 $ 56,000
Navajo, Arizona 30 $ 4,480,000 $ 149,333 $ 54,000
El Paso, Colorado 30 $ 8,610,000 $ 287,000 $ 71,000
Caddo, Louisiana 30 $ 3,780,000 $ 126,000 $ 54,000
Ouachita, Louisiana 30 $ 4,490,000 $ 149,666 $ 56,000
Middlesex, New Jersey 28 $ 7,670,000 $ 273,928 $ 93,000
Rowan, North Carolina 28 $ 4,100,000 $ 146,428 $ 52,000
Dallas, Texas 28 $ 6,620,000 $ 236,428 $ 74,000
Greene, Indiana 27 $ 3,445,000 $ 127,592 $ 63,000
Gaston, North Carolina 27 $ 4,035,000 $ 149,444 $ 67,000
Henderson, North Carolina 27 $ 5,405,000 $ 200,185 $ 51,000
Horry, South Carolina 27 $ 3,855,000 $ 142,777 $ 48,000
Camden, New Jersey 26 $ 5,040,000 $ 193,846 $ 60,000
Gloucester, New Jersey 26 $ 5,320,000 $ 204,615 $ 75,000
Passaic, New Jersey 26 $ 7,510,000 $ 288,846 $ 103,000
Scioto, Ohio 26 $ 3,120,000 $ 120,000 $ 54,000
Collin, Texas 26 $ 6,700,000 $ 257,692 $ 76,000
Thurston, Washington 26 $ 6,030,000 $ 231,923 $ 75,000
Palm Beach, Florida 25 $ 7,525,000 $ 301,000 $ 131,000
Acadia, Louisiana 25 $ 3,515,000 $ 140,600 $ 43,000
Rockingham, North Carolina 25 $ 3,715,000 $ 148,600 $ 56,000
Charleston, South Carolina 25 $ 5,295,000 $ 211,800 $ 58,000
Baldwin, Alabama 24 $ 2,920,000 $ 121,666 $ 49,000
Weld, Colorado 24 $ 6,910,000 $ 287,916 $ 67,000
Kent, Delaware 24 $ 5,030,000 $ 209,583 $ 43,000
Columbia, Florida 24 $ 3,350,000 $ 139,583 $ 62,000
Hendry, Florida 24 $ 3,860,000 $ 160,833 $ 61,000
Putnam, Florida 24 $ 3,120,000 $ 130,000 $ 48,000
Marion, Indiana 24 $ 3,990,000 $ 166,250 $ 54,000
Lafourche, Louisiana 24 $ 2,980,000 $ 124,166 $ 55,000
St. Tammany, Louisiana 24 $ 4,900,000 $ 204,166 $ 60,000
Montcalm, Michigan 24 $ 2,910,000 $ 121,250 $ 47,000
Tarrant, Texas 24 $ 5,440,000 $ 226,666 $ 81,000
Snohomish, Washington 24 $ 6,940,000 $ 289,166 $ 79,000
Bossier, Louisiana 23 $ 3,095,000 $ 134,565 $ 62,000
Ocean, New Jersey 23 $ 6,405,000 $ 278,478 $ 86,000
Union, New Jersey 23 $ 7,435,000 $ 323,260 $ 113,000
Fulton, New York 23 $ 2,395,000 $ 104,130 $ 52,000
Philadelphia, Pennsylvania 23 $ 3,995,000 $ 173,695 $ 41,000
Kern, California 22 $ 4,700,000 $ 213,636 $ 79,000
Manatee, Florida 22 $ 5,190,000 $ 235,909 $ 83,000
Lake, Indiana 22 $ 3,740,000 $ 170,000 $ 61,000
Orleans, Louisiana 22 $ 3,930,000 $ 178,636 $ 52,000
Knox, Tennessee 22 $ 4,740,000 $ 215,454 $ 58,000
Roane, Tennessee 22 $ 4,000,000 $ 181,818 $ 54,000
Bastrop, Texas 22 $ 4,200,000 $ 190,909 $ 69,000
Kitsap, Washington 22 $ 6,080,000 $ 276,363 $ 71,000
Jefferson, Alabama 21 $ 3,845,000 $ 183,095 $ 57,000
Cochise, Arizona 21 $ 3,075,000 $ 146,428 $ 60,000
Levy, Florida 21 $ 3,225,000 $ 153,571 $ 58,000
Okaloosa, Florida 21 $ 3,815,000 $ 181,666 $ 62,000
Pinellas, Florida 21 $ 5,465,000 $ 260,238 $ 55,000
Santa Rosa, Florida 21 $ 3,015,000 $ 143,571 $ 43,000
St. Lucie, Florida 21 $ 5,285,000 $ 251,666 $ 76,000
Suwannee, Florida 21 $ 2,825,000 $ 134,523 $ 57,000
Walton, Florida 21 $ 2,945,000 $ 140,238 $ 52,000
Penobscot, Maine 21 $ 3,225,000 $ 153,571 $ 61,000
Wayne, Michigan 21 $ 3,385,000 $ 161,190 $ 70,000
Colleton, South Carolina 21 $ 3,715,000 $ 176,904 $ 49,000
Lexington, South Carolina 21 $ 2,965,000 $ 141,190 $ 40,000
Mason, Washington 21 $ 4,675,000 $ 222,619 $ 58,000
Charlotte, Florida 20 $ 4,210,000 $ 210,500 $ 61,000
Okeechobee, Florida 20 $ 4,460,000 $ 223,000 $ 64,000
Beauregard, Louisiana 20 $ 2,740,000 $ 137,000 $ 50,000
Tuscarawas, Ohio 20 $ 2,510,000 $ 125,500 $ 39,000
Greene, Tennessee 20 $ 2,980,000 $ 149,000 $ 44,000
Hardin, Tennessee 20 $ 2,400,000 $ 120,000 $ 41,000
Comal, Texas 20 $ 3,340,000 $ 167,000 $ 57,000
New Castle, Delaware 19 $ 4,855,000 $ 255,526 $ 85,000
Bay, Florida 19 $ 3,165,000 $ 166,578 $ 58,000
Iberia, Louisiana 19 $ 2,115,000 $ 111,315 $ 43,000
Terrebonne, Louisiana 19 $ 2,425,000 $ 127,631 $ 44,000
Deschutes, Oregon 19 $ 4,255,000 $ 223,947 $ 59,000
Linn, Oregon 19 $ 4,335,000 $ 228,157 $ 73,000
Jefferson, Tennessee 19 $ 3,395,000 $ 178,684 $ 57,000
Johnson, Texas 19 $ 3,655,000 $ 192,368 $ 70,000
King, Washington 19 $ 6,025,000 $ 317,105 $ 83,000
Whatcom, Washington 19 $ 4,305,000 $ 226,578 $ 63,000
Berkeley, West Virginia 19 $ 3,275,000 $ 172,368 $ 33,000
San Joaquin, California 18 $ 6,010,000 $ 333,888 $ 108,000
De Soto, Louisiana 18 $ 2,660,000 $ 147,777 $ 57,000
Anne Arundel, Maryland 18 $ 5,640,000 $ 313,333 $ 78,000
Bergen, New Jersey 18 $ 7,020,000 $ 390,000 $ 104,000
Sussex, New Jersey 18 $ 5,650,000 $ 313,888 $ 112,000
Cleveland, North Carolina 18 $ 3,160,000 $ 175,555 $ 72,000
Pasquotank, North Carolina 18 $ 3,830,000 $ 212,777 $ 69,000
Clackamas, Oregon 18 $ 6,420,000 $ 356,666 $ 77,000
Hawkins, Tennessee 18 $ 2,690,000 $ 149,444 $ 49,000
Lewis, Washington 18 $ 3,880,000 $ 215,555 $ 64,000
Wood, West Virginia 18 $ 2,330,000 $ 129,444 $ 49,000
Benton, Arkansas 17 $ 3,225,000 $ 189,705 $ 69,000
Shasta, California 17 $ 3,635,000 $ 213,823 $ 61,000
Nassau, Florida 17 $ 2,795,000 $ 164,411 $ 56,000
Jefferson, Louisiana 17 $ 3,145,000 $ 185,000 $ 50,000
Mecosta, Michigan 17 $ 1,885,000 $ 110,882 $ 32,000
Stearns, Minnesota 17 $ 2,675,000 $ 157,352 $ 48,000
Schoharie, New York 17 $ 2,645,000 $ 155,588 $ 63,000
Franklin, Ohio 17 $ 3,415,000 $ 200,882 $ 85,000
Lane, Oregon 17 $ 3,285,000 $ 193,235 $ 53,000
Denton, Texas 17 $ 5,165,000 $ 303,823 $ 100,000
Kaufman, Texas 17 $ 3,215,000 $ 189,117 $ 79,000
Pittsylvania, Virginia 17 $ 2,465,000 $ 145,000 $ 52,000
Coconino, Arizona 16 $ 3,600,000 $ 225,000 $ 70,000
New Haven, Connecticut 16 $ 3,540,000 $ 221,250 $ 59,000
St. Johns, Florida 16 $ 2,670,000 $ 166,875 $ 47,000
Lyon, Nevada 16 $ 4,190,000 $ 261,875 $ 63,000
Montgomery, New York 16 $ 2,450,000 $ 153,125 $ 62,000
Suffolk, New York 16 $ 6,050,000 $ 378,125 $ 97,000
Jefferson, Ohio 16 $ 2,140,000 $ 133,750 $ 49,000
Cleveland, Oklahoma 16 $ 2,120,000 $ 132,500 $ 49,000
Richland, South Carolina 16 $ 3,080,000 $ 192,500 $ 55,000
Hamblen, Tennessee 16 $ 2,640,000 $ 165,000 $ 55,000
Sevier, Tennessee 16 $ 2,140,000 $ 133,750 $ 50,000
Hood, Texas 16 $ 2,760,000 $ 172,500 $ 62,000
Gwinnett, Georgia 15 $ 3,765,000 $ 251,000 $ 71,000
Monroe, Indiana 15 $ 3,325,000 $ 221,666 $ 78,000
Androscoggin, Maine 15 $ 2,545,000 $ 169,666 $ 70,000
Nye, Nevada 15 $ 2,925,000 $ 195,000 $ 54,000
Somerset, New Jersey 15 $ 4,035,000 $ 269,000 $ 104,000
Haywood, North Carolina 15 $ 3,135,000 $ 209,000 $ 46,000
Marion, Oregon 15 $ 4,895,000 $ 326,333 $ 84,000
Cocke, Tennessee 15 $ 2,035,000 $ 135,666 $ 44,000
Mecklenburg, Virginia 15 $ 2,125,000 $ 141,666 $ 51,000
Yuma, Arizona 14 $ 1,710,000 $ 122,142 $ 33,000
El Dorado, California 14 $ 3,330,000 $ 237,857 $ 109,000
Sacramento, California 14 $ 4,630,000 $ 330,714 $ 75,000
Hartford, Connecticut 14 $ 2,890,000 $ 206,428 $ 54,000
Baker, Florida 14 $ 2,410,000 $ 172,142 $ 67,000
Flagler, Florida 14 $ 3,040,000 $ 217,142 $ 58,000
Seminole, Florida 14 $ 3,270,000 $ 233,571 $ 74,000
Thomas, Georgia 14 $ 1,650,000 $ 117,857 $ 54,000
Washoe, Nevada 14 $ 3,450,000 $ 246,428 $ 67,000
Cabarrus, North Carolina 14 $ 2,600,000 $ 185,714 $ 65,000
Rutherford, North Carolina 14 $ 2,210,000 $ 157,857 $ 46,000
Cuyahoga, Ohio 14 $ 1,960,000 $ 140,000 $ 45,000
Hamilton, Ohio 14 $ 2,230,000 $ 159,285 $ 58,000
Jackson, Oregon 14 $ 3,720,000 $ 265,714 $ 60,000
Josephine, Oregon 14 $ 2,950,000 $ 210,714 $ 49,000
Allegheny, Pennsylvania 14 $ 2,330,000 $ 166,428 $ 64,000
Chester, Pennsylvania 14 $ 3,320,000 $ 237,142 $ 74,000
Lincoln, Tennessee 14 $ 1,550,000 $ 110,714 $ 42,000
Wilson, Tennessee 14 $ 2,950,000 $ 210,714 $ 59,000
Liberty, Texas 14 $ 2,210,000 $ 157,857 $ 59,000
Cowlitz, Washington 14 $ 3,470,000 $ 247,857 $ 87,000
Talladega, Alabama 13 $ 1,555,000 $ 119,615 $ 44,000
Butte, California 13 $ 2,215,000 $ 170,384 $ 47,000
Adams, Colorado 13 $ 4,715,000 $ 362,692 $ 92,000
Martin, Florida 13 $ 2,355,000 $ 181,153 $ 52,000
Sarasota, Florida 13 $ 3,045,000 $ 234,230 $ 82,000
Fulton, Georgia 13 $ 3,505,000 $ 269,615 $ 72,000
Evangeline, Louisiana 13 $ 1,525,000 $ 117,307 $ 51,000
Kennebec, Maine 13 $ 2,175,000 $ 167,307 $ 37,000
Charles, Maryland 13 $ 4,645,000 $ 357,307 $ 91,000
Worcester, Massachusetts 13 $ 3,815,000 $ 293,461 $ 76,000
Macomb, Michigan 13 $ 2,085,000 $ 160,384 $ 76,000
Pulaski, Missouri 13 $ 2,305,000 $ 177,307 $ 68,000
Cumberland, New Jersey 13 $ 2,805,000 $ 215,769 $ 56,000
Bernalillo, New Mexico 13 $ 1,865,000 $ 143,461 $ 61,000
San Juan, New Mexico 13 $ 2,065,000 $ 158,846 $ 54,000
Essex, New York 13 $ 1,785,000 $ 137,307 $ 60,000
Johnston, North Carolina 13 $ 1,735,000 $ 133,461 $ 49,000
Pender, North Carolina 13 $ 1,725,000 $ 132,692 $ 36,000
Randolph, North Carolina 13 $ 2,125,000 $ 163,461 $ 56,000
Montgomery, Tennessee 13 $ 2,365,000 $ 181,923 $ 82,000
Hunt, Texas 13 $ 2,255,000 $ 173,461 $ 58,000
Parker, Texas 13 $ 2,175,000 $ 167,307 $ 49,000
Williamson, Texas 13 $ 3,085,000 $ 237,307 $ 92,000
Wise, Texas 13 $ 2,405,000 $ 185,000 $ 78,000
Clark, Washington 13 $ 3,225,000 $ 248,076 $ 82,000
Shelby, Alabama 12 $ 1,830,000 $ 152,500 $ 68,000
Kootenai, Idaho 12 $ 2,460,000 $ 205,000 $ 62,000
Madison, Illinois 12 $ 820,000 $ 68,333 $ 29,000
East Feliciana, Louisiana 12 $ 1,720,000 $ 143,333 $ 66,000
Rapides, Louisiana 12 $ 1,490,000 $ 124,166 $ 55,000
Cumberland, Maine 12 $ 2,990,000 $ 249,166 $ 77,000
Mercer, New Jersey 12 $ 2,920,000 $ 243,333 $ 88,000
Clinton, New York 12 $ 1,530,000 $ 127,500 $ 43,000
Iredell, North Carolina 12 $ 1,820,000 $ 151,666 $ 51,000
Lincoln, North Carolina 12 $ 1,520,000 $ 126,666 $ 67,000
Vance, North Carolina 12 $ 1,570,000 $ 130,833 $ 70,000
Ashtabula, Ohio 12 $ 1,860,000 $ 155,000 $ 48,000
Montgomery, Pennsylvania 12 $ 2,910,000 $ 242,500 $ 76,000
Spartanburg, South Carolina 12 $ 1,670,000 $ 139,166 $ 45,000
Sumner, Tennessee 12 $ 2,250,000 $ 187,500 $ 54,000
Midland, Texas 12 $ 2,200,000 $ 183,333 $ 88,000
Travis, Texas 12 $ 3,290,000 $ 274,166 $ 92,000
Botetourt, Virginia 12 $ 2,210,000 $ 184,166 $ 67,000
Clallam, Washington 12 $ 3,040,000 $ 253,333 $ 67,000
Skagit, Washington 12 $ 2,930,000 $ 244,166 $ 70,000
Natrona, Wyoming 12 $ 2,330,000 $ 194,166 $ 56,000
St. Clair, Alabama 11 $ 1,725,000 $ 156,818 $ 66,000
Nevada, California 11 $ 3,335,000 $ 303,181 $ 77,000
Tulare, California 11 $ 2,215,000 $ 201,363 $ 74,000
Mesa, Colorado 11 $ 2,425,000 $ 220,454 $ 59,000
Leon, Florida 11 $ 1,385,000 $ 125,909 $ 51,000
Hall, Georgia 11 $ 1,785,000 $ 162,272 $ 58,000
Walton, Georgia 11 $ 2,425,000 $ 220,454 $ 92,000
Kosciusko, Indiana 11 $ 1,275,000 $ 115,909 $ 47,000
Harford, Maryland 11 $ 2,475,000 $ 225,000 $ 49,000
Warren, New Jersey 11 $ 2,795,000 $ 254,090 $ 75,000
Catawba, North Carolina 11 $ 1,535,000 $ 139,545 $ 48,000
Davidson, North Carolina 11 $ 1,655,000 $ 150,454 $ 56,000
Harnett, North Carolina 11 $ 1,205,000 $ 109,545 $ 53,000
Onslow, North Carolina 11 $ 1,865,000 $ 169,545 $ 57,000
Union, North Carolina 11 $ 1,705,000 $ 155,000 $ 55,000
Rogers, Oklahoma 11 $ 1,755,000 $ 159,545 $ 67,000
Lincoln, Oregon 11 $ 2,405,000 $ 218,636 $ 70,000
Yamhill, Oregon 11 $ 3,755,000 $ 341,363 $ 77,000
York, Pennsylvania 11 $ 2,455,000 $ 223,181 $ 74,000
Florence, South Carolina 11 $ 1,495,000 $ 135,909 $ 38,000
Greenville, South Carolina 11 $ 1,815,000 $ 165,000 $ 44,000
Claiborne, Tennessee 11 $ 1,185,000 $ 107,727 $ 27,000
Bandera, Texas 11 $ 1,845,000 $ 167,727 $ 47,000
Bell, Texas 11 $ 1,455,000 $ 132,272 $ 64,000
Fort Bend, Texas 11 $ 2,645,000 $ 240,454 $ 80,000
Hidalgo, Texas 11 $ 2,085,000 $ 189,545 $ 64,000
Jefferson, Texas 11 $ 1,835,000 $ 166,818 $ 61,000
Campbell, Virginia 11 $ 2,385,000 $ 216,818 $ 67,000
Franklin, Virginia 11 $ 2,045,000 $ 185,909 $ 66,000
Orange, Virginia 11 $ 2,565,000 $ 233,181 $ 68,000
Faulkner, Arkansas 10 $ 1,380,000 $ 138,000 $ 57,000
Garland, Arkansas 10 $ 1,230,000 $ 123,000 $ 44,000
White, Arkansas 10 $ 1,140,000 $ 114,000 $ 41,000
Lake, California 10 $ 2,740,000 $ 274,000 $ 111,000
Orange, California 10 $ 4,290,000 $ 429,000 $ 123,000
Ventura, California 10 $ 3,840,000 $ 384,000 $ 117,000
Arapahoe, Colorado 10 $ 2,780,000 $ 278,000 $ 75,000
Collier, Florida 10 $ 1,890,000 $ 189,000 $ 65,000
Highlands, Florida 10 $ 1,410,000 $ 141,000 $ 57,000
Henry, Georgia 10 $ 2,790,000 $ 279,000 $ 95,000
Clark, Indiana 10 $ 1,050,000 $ 105,000 $ 56,000
Wayne, Indiana 10 $ 980,000 $ 98,000 $ 43,000
St. Mary, Louisiana 10 $ 1,280,000 $ 128,000 $ 57,000
Calvert, Maryland 10 $ 2,570,000 $ 257,000 $ 79,000
Ionia, Michigan 10 $ 1,200,000 $ 120,000 $ 39,000
Osceola, Michigan 10 $ 1,160,000 $ 116,000 $ 43,000
Shiawassee, Michigan 10 $ 1,530,000 $ 153,000 $ 59,000
Yellowstone, Montana 10 $ 2,050,000 $ 205,000 $ 60,000
Eddy, New Mexico 10 $ 1,970,000 $ 197,000 $ 66,000
Saratoga, New York 10 $ 1,410,000 $ 141,000 $ 68,000
Alamance, North Carolina 10 $ 1,600,000 $ 160,000 $ 48,000
Carteret, North Carolina 10 $ 1,980,000 $ 198,000 $ 75,000
Currituck, North Carolina 10 $ 2,170,000 $ 217,000 $ 56,000
Gates, North Carolina 10 $ 2,050,000 $ 205,000 $ 54,000
Wake, North Carolina 10 $ 1,950,000 $ 195,000 $ 106,000
Delaware, Ohio 10 $ 1,750,000 $ 175,000 $ 65,000
Fairfield, Ohio 10 $ 1,690,000 $ 169,000 $ 74,000
Lorain, Ohio 10 $ 2,040,000 $ 204,000 $ 68,000
Klamath, Oregon 10 $ 1,800,000 $ 180,000 $ 66,000
Multnomah, Oregon 10 $ 3,240,000 $ 324,000 $ 79,000
Polk, Oregon 10 $ 2,460,000 $ 246,000 $ 63,000
Delaware, Pennsylvania 10 $ 2,350,000 $ 235,000 $ 86,000
Georgetown, South Carolina 10 $ 2,420,000 $ 242,000 $ 74,000
Cumberland, Tennessee 10 $ 1,290,000 $ 129,000 $ 45,000
Atascosa, Texas 10 $ 1,530,000 $ 153,000 $ 59,000
Brazoria, Texas 10 $ 1,760,000 $ 176,000 $ 88,000
Guadalupe, Texas 10 $ 1,770,000 $ 177,000 $ 44,000
Orange, Texas 10 $ 1,070,000 $ 107,000 $ 67,000
Smith, Texas 10 $ 1,370,000 $ 137,000 $ 49,000
Louisa, Virginia 10 $ 1,720,000 $ 172,000 $ 40,000
Island, Washington 10 $ 2,190,000 $ 219,000 $ 79,000
Cullman, Alabama 9 $ 1,235,000 $ 137,222 $ 48,000
Apache, Arizona 9 $ 1,265,000 $ 140,555 $ 37,000
Washington, Arkansas 9 $ 1,525,000 $ 169,444 $ 36,000
San Luis Obispo, California 9 $ 2,825,000 $ 313,888 $ 95,000
Yuba, California 9 $ 2,545,000 $ 282,777 $ 104,000
Escambia, Florida 9 $ 1,775,000 $ 197,222 $ 35,000
Gilchrist, Florida 9 $ 1,215,000 $ 135,000 $ 60,000
Sumter, Florida 9 $ 1,045,000 $ 116,111 $ 50,000
Union, Florida 9 $ 1,245,000 $ 138,333 $ 57,000
Cobb, Georgia 9 $ 2,415,000 $ 268,333 $ 103,000
DeKalb, Georgia 9 $ 1,875,000 $ 208,333 $ 58,000
Madison, Georgia 9 $ 825,000 $ 91,666 $ 54,000
Will, Illinois 9 $ 2,445,000 $ 271,666 $ 66,000
Allen, Indiana 9 $ 1,465,000 $ 162,777 $ 44,000
Christian, Kentucky 9 $ 985,000 $ 109,444 $ 56,000
Grant, Kentucky 9 $ 1,115,000 $ 123,888 $ 48,000
Queen Anne's, Maryland 9 $ 2,415,000 $ 268,333 $ 83,000
Allegan, Michigan 9 $ 1,205,000 $ 133,888 $ 54,000
Muskegon, Michigan 9 $ 1,095,000 $ 121,666 $ 41,000
Newaygo, Michigan 9 $ 1,125,000 $ 125,000 $ 49,000
St. Louis, Minnesota 9 $ 1,455,000 $ 161,666 $ 51,000
Jackson, Missouri 9 $ 1,595,000 $ 177,222 $ 61,000
St. Louis, Missouri 9 $ 1,175,000 $ 130,555 $ 62,000
Lewis and Clark, Montana 9 $ 1,595,000 $ 177,222 $ 46,000
Grant, New Mexico 9 $ 2,025,000 $ 225,000 $ 103,000
Wayne, New York 9 $ 875,000 $ 97,222 $ 45,000
Granville, North Carolina 9 $ 1,545,000 $ 171,666 $ 61,000
Darke, Ohio 9 $ 995,000 $ 110,555 $ 53,000
Montgomery, Ohio 9 $ 1,795,000 $ 199,444 $ 71,000
Trumbull, Ohio 9 $ 1,095,000 $ 121,666 $ 45,000
Washington, Ohio 9 $ 1,085,000 $ 120,555 $ 52,000
Umatilla, Oregon 9 $ 1,455,000 $ 161,666 $ 42,000
Washington, Oregon 9 $ 3,405,000 $ 378,333 $ 97,000
Bucks, Pennsylvania 9 $ 2,535,000 $ 281,666 $ 88,000
Butler, Pennsylvania 9 $ 945,000 $ 105,000 $ 54,000
Fairfield, South Carolina 9 $ 1,035,000 $ 115,000 $ 52,000
Sumter, South Carolina 9 $ 1,055,000 $ 117,222 $ 60,000
Maury, Tennessee 9 $ 1,485,000 $ 165,000 $ 75,000
Morgan, Tennessee 9 $ 1,185,000 $ 131,666 $ 31,000
Wayne, Tennessee 9 $ 1,475,000 $ 163,888 $ 66,000
Polk, Texas 9 $ 1,405,000 $ 156,111 $ 60,000
Trinity, Texas 9 $ 1,285,000 $ 142,777 $ 58,000
Van Zandt, Texas 9 $ 1,425,000 $ 158,333 $ 61,000
Amherst, Virginia 9 $ 1,335,000 $ 148,333 $ 70,000
Westmoreland, Virginia 9 $ 1,635,000 $ 181,666 $ 106,000
Benton, Washington 9 $ 1,845,000 $ 205,000 $ 71,000
Stevens, Washington 9 $ 1,995,000 $ 221,666 $ 64,000
Mobile, Alabama 8 $ 980,000 $ 122,500 $ 59,000
Tallapoosa, Alabama 8 $ 880,000 $ 110,000 $ 42,000
Tuscaloosa, Alabama 8 $ 970,000 $ 121,250 $ 77,000
Pulaski, Arkansas 8 $ 1,190,000 $ 148,750 $ 38,000
Saline, Arkansas 8 $ 840,000 $ 105,000 $ 35,000
Fresno, California 8 $ 2,040,000 $ 255,000 $ 56,000
Tehama, California 8 $ 1,570,000 $ 196,250 $ 50,000
Fremont, Colorado 8 $ 1,420,000 $ 177,500 $ 33,000
Larimer, Colorado 8 $ 2,370,000 $ 296,250 $ 98,000
Jackson, Georgia 8 $ 1,010,000 $ 126,250 $ 52,000
Newton, Georgia 8 $ 1,500,000 $ 187,500 $ 65,000
Paulding, Georgia 8 $ 2,120,000 $ 265,000 $ 99,000
Canyon, Idaho 8 $ 2,380,000 $ 297,500 $ 58,000
Gibson, Indiana 8 $ 1,520,000 $ 190,000 $ 77,000
Randolph, Indiana 8 $ 630,000 $ 78,750 $ 38,000
Floyd, Kentucky 8 $ 810,000 $ 101,250 $ 66,000
Laurel, Kentucky 8 $ 960,000 $ 120,000 $ 36,000
Jefferson Davis, Louisiana 8 $ 1,120,000 $ 140,000 $ 53,000
Webster, Louisiana 8 $ 850,000 $ 106,250 $ 38,000
Oxford, Maine 8 $ 960,000 $ 120,000 $ 39,000
York, Maine 8 $ 1,200,000 $ 150,000 $ 38,000
Montgomery, Maryland 8 $ 2,650,000 $ 331,250 $ 81,000
Middlesex, Massachusetts 8 $ 2,990,000 $ 373,750 $ 94,000
Oakland, Michigan 8 $ 1,440,000 $ 180,000 $ 72,000
Hinds, Mississippi 8 $ 1,150,000 $ 143,750 $ 64,000
Hickory, Missouri 8 $ 940,000 $ 117,500 $ 53,000
Albany, New York 8 $ 1,520,000 $ 190,000 $ 70,000
Burke, North Carolina 8 $ 1,620,000 $ 202,500 $ 81,000
Cumberland, North Carolina 8 $ 970,000 $ 121,250 $ 44,000
Mecklenburg, North Carolina 8 $ 1,700,000 $ 212,500 $ 65,000
Nash, North Carolina 8 $ 1,260,000 $ 157,500 $ 45,000
Sampson, North Carolina 8 $ 950,000 $ 118,750 $ 46,000
Harrison, Ohio 8 $ 900,000 $ 112,500 $ 51,000
Summit, Ohio 8 $ 1,340,000 $ 167,500 $ 49,000
Creek, Oklahoma 8 $ 1,120,000 $ 140,000 $ 72,000
Oklahoma, Oklahoma 8 $ 1,280,000 $ 160,000 $ 61,000
Lawrence, Pennsylvania 8 $ 1,080,000 $ 135,000 $ 62,000
Beaufort, South Carolina 8 $ 1,240,000 $ 155,000 $ 49,000
Calhoun, South Carolina 8 $ 1,110,000 $ 138,750 $ 39,000
Cherokee, South Carolina 8 $ 1,040,000 $ 130,000 $ 55,000
Clarendon, South Carolina 8 $ 820,000 $ 102,500 $ 68,000
Davidson, Tennessee 8 $ 1,970,000 $ 246,250 $ 76,000
McMinn, Tennessee 8 $ 1,210,000 $ 151,250 $ 34,000
Rutherford, Tennessee 8 $ 1,680,000 $ 210,000 $ 57,000
Burnet, Texas 8 $ 1,210,000 $ 151,250 $ 40,000
Ector, Texas 8 $ 1,040,000 $ 130,000 $ 62,000
Wilson, Texas 8 $ 1,580,000 $ 197,500 $ 95,000
Caroline, Virginia 8 $ 1,780,000 $ 222,500 $ 50,000
Gloucester, Virginia 8 $ 1,600,000 $ 200,000 $ 67,000
Roanoke City, Virginia 8 $ 1,320,000 $ 165,000 $ 50,000
Pacific, Washington 8 $ 1,300,000 $ 162,500 $ 67,000
Yakima, Washington 8 $ 1,560,000 $ 195,000 $ 76,000
Jefferson, West Virginia 8 $ 2,130,000 $ 266,250 $ 54,000
Blount, Alabama 7 $ 535,000 $ 76,428 $ 69,000
Limestone, Alabama 7 $ 1,215,000 $ 173,571 $ 74,000
Walker, Alabama 7 $ 975,000 $ 139,285 $ 83,000
Del Norte, California 7 $ 1,465,000 $ 209,285 $ 57,000
Solano, California 7 $ 3,055,000 $ 436,428 $ 130,000
Montezuma, Colorado 7 $ 1,585,000 $ 226,428 $ 61,000
Fairfield, Connecticut 7 $ 2,695,000 $ 385,000 $ 78,000
New London, Connecticut 7 $ 1,545,000 $ 220,714 $ 94,000
District of Columbia, District Of Columbia 7 $ 4,055,000 $ 579,285 $ 91,000
Bradford, Florida 7 $ 905,000 $ 129,285 $ 51,000
Jackson, Florida 7 $ 855,000 $ 122,142 $ 40,000
Douglas, Georgia 7 $ 1,785,000 $ 255,000 $ 106,000
Effingham, Georgia 7 $ 995,000 $ 142,142 $ 86,000
Floyd, Georgia 7 $ 1,395,000 $ 199,285 $ 77,000
Grady, Georgia 7 $ 855,000 $ 122,142 $ 38,000
Murray, Georgia 7 $ 625,000 $ 89,285 $ 26,000
Kane, Illinois 7 $ 1,295,000 $ 185,000 $ 69,000
Hendricks, Indiana 7 $ 1,065,000 $ 152,142 $ 75,000
LaPorte, Indiana 7 $ 1,315,000 $ 187,857 $ 76,000
Morgan, Indiana 7 $ 1,125,000 $ 160,714 $ 61,000
Owen, Indiana 7 $ 1,055,000 $ 150,714 $ 65,000
Jefferson, Kentucky 7 $ 1,165,000 $ 166,428 $ 69,000
Kenton, Kentucky 7 $ 1,225,000 $ 175,000 $ 57,000
Pulaski, Kentucky 7 $ 965,000 $ 137,857 $ 62,000
Iberville, Louisiana 7 $ 965,000 $ 137,857 $ 53,000
Vernon, Louisiana 7 $ 875,000 $ 125,000 $ 57,000
Bristol, Massachusetts 7 $ 1,985,000 $ 283,571 $ 63,000
Barry, Michigan 7 $ 1,255,000 $ 179,285 $ 42,000
St. Clair, Michigan 7 $ 1,125,000 $ 160,714 $ 63,000
Hennepin, Minnesota 7 $ 1,725,000 $ 246,428 $ 53,000
Marshall, Mississippi 7 $ 1,265,000 $ 180,714 $ 60,000
Camden, Missouri 7 $ 805,000 $ 115,000 $ 71,000
Jefferson, Missouri 7 $ 1,025,000 $ 146,428 $ 33,000
Laclede, Missouri 7 $ 985,000 $ 140,714 $ 67,000
Phelps, Missouri 7 $ 1,015,000 $ 145,000 $ 51,000
Rockingham, New Hampshire 7 $ 1,465,000 $ 209,285 $ 57,000
Monmouth, New Jersey 7 $ 2,705,000 $ 386,428 $ 127,000
Valencia, New Mexico 7 $ 1,445,000 $ 206,428 $ 60,000
Franklin, New York 7 $ 565,000 $ 80,714 $ 36,000
Greene, New York 7 $ 1,055,000 $ 150,714 $ 49,000
Oswego, New York 7 $ 635,000 $ 90,714 $ 55,000
Otsego, New York 7 $ 1,085,000 $ 155,000 $ 79,000
Sullivan, New York 7 $ 1,715,000 $ 245,000 $ 157,000
Dare, North Carolina 7 $ 1,415,000 $ 202,142 $ 85,000
Duplin, North Carolina 7 $ 915,000 $ 130,714 $ 61,000
Forsyth, North Carolina 7 $ 875,000 $ 125,000 $ 46,000
Franklin, North Carolina 7 $ 1,355,000 $ 193,571 $ 65,000
Macon, North Carolina 7 $ 985,000 $ 140,714 $ 65,000
Madison, North Carolina 7 $ 1,525,000 $ 217,857 $ 71,000
Stokes, North Carolina 7 $ 925,000 $ 132,142 $ 46,000
Belmont, Ohio 7 $ 1,285,000 $ 183,571 $ 41,000
Brown, Ohio 7 $ 895,000 $ 127,857 $ 55,000
Ross, Ohio 7 $ 975,000 $ 139,285 $ 65,000
Stark, Ohio 7 $ 1,205,000 $ 172,142 $ 55,000
Columbia, Oregon 7 $ 2,065,000 $ 295,000 $ 79,000
Douglas, Oregon 7 $ 1,565,000 $ 223,571 $ 53,000
Lancaster, Pennsylvania 7 $ 1,985,000 $ 283,571 $ 91,000
Luzerne, Pennsylvania 7 $ 1,525,000 $ 217,857 $ 53,000
Monroe, Pennsylvania 7 $ 1,445,000 $ 206,428 $ 54,000
Northampton, Pennsylvania 7 $ 1,685,000 $ 240,714 $ 71,000
Providence, Rhode Island 7 $ 2,795,000 $ 399,285 $ 92,000
Anderson, South Carolina 7 $ 1,175,000 $ 167,857 $ 48,000
Chester, South Carolina 7 $ 1,015,000 $ 145,000 $ 47,000
Orangeburg, South Carolina 7 $ 1,125,000 $ 160,714 $ 72,000
Campbell, Tennessee 7 $ 855,000 $ 122,142 $ 40,000
Grainger, Tennessee 7 $ 995,000 $ 142,142 $ 54,000
Madison, Tennessee 7 $ 1,115,000 $ 159,285 $ 44,000
Monroe, Tennessee 7 $ 1,135,000 $ 162,142 $ 42,000
Rhea, Tennessee 7 $ 1,245,000 $ 177,857 $ 53,000
Robertson, Tennessee 7 $ 1,245,000 $ 177,857 $ 43,000
Union, Tennessee 7 $ 945,000 $ 135,000 $ 58,000
Washington, Tennessee 7 $ 805,000 $ 115,000 $ 54,000
Angelina, Texas 7 $ 905,000 $ 129,285 $ 66,000
Ellis, Texas 7 $ 2,215,000 $ 316,428 $ 90,000
Hays, Texas 7 $ 1,535,000 $ 219,285 $ 59,000
McLennan, Texas 7 $ 915,000 $ 130,714 $ 52,000
Essex, Virginia 7 $ 1,425,000 $ 203,571 $ 66,000
Sussex, Virginia 7 $ 1,335,000 $ 190,714 $ 38,000
Jefferson, Washington 7 $ 1,695,000 $ 242,142 $ 73,000
Klickitat, Washington 7 $ 1,465,000 $ 209,285 $ 51,000
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Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,671 $1,467,475,000 $191,000 $1,245,000 $65,000 $725,000
Refinancing 2,315 $417,175,000 $180,000 $825,000 $49,000 $714,000
Cash-out Refinancing 2,161 $375,915,000 $173,000 $825,000 $70,000 $518,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,723 $1,535,485,000 $176,000 $945,000 $62,000 $725,000
Black or African American 1,443 $307,655,000 $213,000 $1,245,000 $62,000 $519,000
Not Provided 1,147 $230,975,000 $201,000 $865,000 $67,000 $395,000
Hispanic 575 $122,235,000 $212,000 $675,000 $63,000 $242,000
American Indian or Alaskan Native 83 $16,195,000 $195,000 $455,000 $66,000 $158,000
Asian 43 $11,125,000 $258,000 $695,000 $88,000 $286,000
Native Hawaiian or Other Pacific Islander 9 $2,795,000 $310,000 $745,000 $87,000 $183,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,896 $1,430,880,000 $181,000 $945,000 $57,000 $519,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,335 $432,125,000 $185,000 $825,000 $86,000 $725,000
VA-guaranteed (Veterans Administration) 1,188 $281,450,000 $236,000 $1,245,000 $66,000 $307,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 728 $116,110,000 $159,000 $575,000 $50,000 $173,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,008 $1,095,870,000 $182,000 $1,245,000 $62,000 $714,000
Application Withdrawn By Applicant 3,819 $720,805,000 $188,000 $895,000 $64,000 $456,000
Loan Purchased By The Institution 1,129 $224,055,000 $198,000 $775,000 $69,000 $519,000
Application Denied By Financial Institution 1,084 $198,450,000 $183,000 $825,000 $60,000 $313,000
File Closed For Incompleteness 41 $9,285,000 $226,000 $945,000 $60,000 $180,000
Preapproval Denied by Financial Institution 34 $6,030,000 $177,000 $395,000 $72,000 $240,000
Application Approved But Not Accepted 32 $6,070,000 $189,000 $505,000 $72,000 $725,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,029 $2,056,085,000 $186,000 $1,245,000 $63,000 $725,000
Credit History 292 $47,240,000 $161,000 $515,000 $62,000 $268,000
Debt-To-Income Ratio 287 $57,805,000 $201,000 $645,000 $45,000 $198,000
Collateral 210 $35,400,000 $168,000 $615,000 $66,000 $307,000
Other 195 $37,705,000 $193,000 $825,000 $70,000 $279,000
Employment History 57 $10,195,000 $178,000 $575,000 $53,000 $173,000
Unverifiable Information 30 $6,460,000 $215,000 $655,000 $80,000 $250,000
Credit Application Incomplete 29 $6,135,000 $211,000 $515,000 $69,000 $313,000
Insufficient Cash (Downpayment, Closing Cost) 16 $3,270,000 $204,000 $325,000 $55,000 $132,000
Mortgage Insurance Denied 2 $270,000 $135,000 $145,000 $73,000 $95,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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