American Financial Resources LLC Mortgage Lending & HMDA Data, 2021
In 2021, American Financial Resources LLC of Parsippany, NJ reported 12,147 mortgage applications totaling $2.3 billion, down 36% from 2020. The average application was for $186,100, and applicants reported an average income of $62,840. 49% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (291), Tampa-St. Petersburg-Clearwater, FL (202) and Riverside-San Bernardino-Ontario, CA (172) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 12,147 |
| Total Mortgage Loan Application Amount | $2,260,565,000 |
| Average Mortgage Loan Application Amount | $186,100 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $62,840 |
| Highest Applicant Income | $725,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,199 | $ 493,885,000 | $ 154,387 | $ 58,631 |
| Phoenix-Mesa-Scottsdale, AZ | 291 | $ 62,795,000 | $ 215,790 | $ 61,000 |
| Tampa-St. Petersburg-Clearwater, FL | 202 | $ 37,120,000 | $ 183,762 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 172 | $ 42,490,000 | $ 247,034 | $ 76,000 |
| Lafayette, LA | 164 | $ 22,300,000 | $ 135,975 | $ 47,000 |
| Baton Rouge, LA | 162 | $ 25,090,000 | $ 154,876 | $ 61,000 |
| Charlotte-Concord-Gastonia, NC-SC | 159 | $ 25,095,000 | $ 157,830 | $ 59,352 |
| Atlanta-Sandy Springs-Roswell, GA | 151 | $ 33,865,000 | $ 224,271 | $ 78,000 |
| Lakeland-Winter Haven, FL | 147 | $ 21,765,000 | $ 148,061 | $ 51,000 |
| Ocala, FL | 147 | $ 21,645,000 | $ 147,244 | $ 52,000 |
| Orlando-Kissimmee-Sanford, FL | 147 | $ 28,705,000 | $ 195,272 | $ 59,000 |
| Baltimore-Columbia-Towson, MD | 126 | $ 32,100,000 | $ 254,761 | $ 70,000 |
| Jacksonville, FL | 126 | $ 20,860,000 | $ 165,555 | $ 60,000 |
| Houston-The Woodlands-Sugar Land, TX | 124 | $ 24,210,000 | $ 195,241 | $ 75,000 |
| Newark, NJ-PA | 120 | $ 39,990,000 | $ 333,250 | $ 109,516 |
| Charleston-North Charleston, SC | 113 | $ 22,565,000 | $ 199,690 | $ 54,000 |
| Dallas-Plano-Irving, TX | 111 | $ 26,795,000 | $ 241,396 | $ 79,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 107 | $ 35,805,000 | $ 334,626 | $ 81,934 |
| San Antonio-New Braunfels, TX | 98 | $ 17,390,000 | $ 177,448 | $ 58,000 |
| Lake Havasu City-Kingman, AZ | 97 | $ 13,455,000 | $ 138,711 | $ 50,000 |
| Asheville, NC | 92 | $ 18,180,000 | $ 197,608 | $ 57,000 |
| Memphis, TN-MS-AR | 90 | $ 18,910,000 | $ 210,111 | $ 60,888 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 86 | $ 13,430,000 | $ 156,162 | $ 57,604 |
| Camden, NJ | 84 | $ 17,580,000 | $ 209,285 | $ 74,000 |
| Knoxville, TN | 83 | $ 14,675,000 | $ 176,807 | $ 52,000 |
| Tucson, AZ | 83 | $ 14,575,000 | $ 175,602 | $ 55,000 |
| Prescott Valley-Prescott, AZ | 81 | $ 14,085,000 | $ 173,888 | $ 58,000 |
| New York-Newark, NY | 79 | $ 22,735,000 | $ 287,784 | $ 96,835 |
| Gainesville, FL | 78 | $ 13,650,000 | $ 175,000 | $ 64,000 |
| Salisbury, MD-DE | 77 | $ 15,755,000 | $ 204,610 | $ 54,558 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 75 | $ 14,285,000 | $ 190,466 | $ 60,000 |
| Tacoma-Lakewood, WA | 74 | $ 19,410,000 | $ 262,297 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 72 | $ 10,660,000 | $ 148,055 | $ 50,000 |
| New Orleans-Metairie, LA | 71 | $ 13,615,000 | $ 191,760 | $ 55,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 71 | $ 22,795,000 | $ 321,056 | $ 81,450 |
| Shreveport-Bossier City, LA | 71 | $ 9,535,000 | $ 134,295 | $ 58,000 |
| Fort Worth-Arlington, TX | 69 | $ 13,675,000 | $ 198,188 | $ 71,000 |
| Lynchburg, VA | 69 | $ 12,105,000 | $ 175,434 | $ 59,000 |
| Chicago-Naperville, IL | 67 | $ 15,445,000 | $ 230,522 | $ 60,000 |
| Cincinnati, OH-KY-IN | 66 | $ 9,690,000 | $ 146,818 | $ 55,848 |
| New York-Jersey City-White Plains, NY-NJ | 63 | $ 23,695,000 | $ 376,111 | $ 120,269 |
| Columbus, OH | 61 | $ 10,315,000 | $ 169,098 | $ 69,000 |
| Austin-Round Rock, TX | 59 | $ 13,025,000 | $ 220,762 | $ 77,000 |
| Birmingham-Hoover, AL | 59 | $ 8,725,000 | $ 147,881 | $ 62,000 |
| Columbia, SC | 59 | $ 9,095,000 | $ 154,152 | $ 46,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 13,365,000 | $ 226,525 | $ 69,864 |
| Augusta-Richmond County, GA-SC | 58 | $ 9,810,000 | $ 169,137 | $ 56,051 |
| Deltona-Daytona Beach-Ormond Beach, FL | 55 | $ 10,445,000 | $ 189,909 | $ 55,000 |
| Indianapolis-Carmel-Anderson, IN | 55 | $ 9,455,000 | $ 171,909 | $ 61,000 |
| San Diego-Carlsbad, CA | 55 | $ 21,345,000 | $ 388,090 | $ 104,000 |
| Kansas City, MO-KS | 47 | $ 8,765,000 | $ 186,489 | $ 54,297 |
| St. Louis, MO-IL | 47 | $ 6,545,000 | $ 139,255 | $ 57,276 |
| Cape Coral-Fort Myers, FL | 45 | $ 8,355,000 | $ 185,666 | $ 58,000 |
| Homosassa Springs, FL | 45 | $ 7,205,000 | $ 160,111 | $ 57,000 |
| Albany-Schenectady-Troy, NY | 44 | $ 7,140,000 | $ 162,272 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 44 | $ 10,440,000 | $ 237,272 | $ 74,000 |
| Greensboro-High Point, NC | 44 | $ 7,090,000 | $ 161,136 | $ 56,000 |
| Houma-Thibodaux, LA | 43 | $ 5,405,000 | $ 125,697 | $ 50,000 |
| Oklahoma City, OK | 43 | $ 6,285,000 | $ 146,162 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 43 | $ 12,965,000 | $ 301,511 | $ 81,000 |
| Crestview-Fort Walton Beach-Destin, FL | 42 | $ 6,760,000 | $ 160,952 | $ 57,000 |
| Morristown, TN | 42 | $ 7,030,000 | $ 167,380 | $ 56,000 |
| Spokane-Spokane Valley, WA | 40 | $ 8,450,000 | $ 211,250 | $ 58,000 |
| Monroe, LA | 39 | $ 5,545,000 | $ 142,179 | $ 54,000 |
| Pittsburgh, PA | 39 | $ 5,145,000 | $ 131,923 | $ 58,000 |
| Denver-Aurora-Lakewood, CO | 37 | $ 12,165,000 | $ 328,783 | $ 81,000 |
| Roanoke, VA | 37 | $ 6,545,000 | $ 176,891 | $ 61,000 |
| Richmond, VA | 36 | $ 7,870,000 | $ 218,611 | $ 60,000 |
| Warren-Troy-Farmington Hills, MI | 36 | $ 6,070,000 | $ 168,611 | $ 65,000 |
| Lake Charles, LA | 35 | $ 4,995,000 | $ 142,714 | $ 72,000 |
| Las Vegas-Henderson-Paradise, NV | 35 | $ 9,575,000 | $ 273,571 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 8,765,000 | $ 250,428 | $ 78,000 |
| North Port-Sarasota-Bradenton, FL | 35 | $ 8,235,000 | $ 235,285 | $ 83,000 |
| Gary, IN | 34 | $ 5,490,000 | $ 161,470 | $ 61,000 |
| Port St. Lucie, FL | 34 | $ 7,640,000 | $ 224,705 | $ 67,000 |
| Cleveland-Elyria, OH | 33 | $ 5,875,000 | $ 178,030 | $ 61,000 |
| Hammond, LA | 33 | $ 5,225,000 | $ 158,333 | $ 61,000 |
| Philadelphia, PA | 33 | $ 6,345,000 | $ 192,272 | $ 55,000 |
| Colorado Springs, CO | 32 | $ 8,940,000 | $ 279,375 | $ 73,000 |
| Little Rock-North Little Rock-Conway, AR | 32 | $ 4,020,000 | $ 125,625 | $ 41,000 |
| Miami-Miami Beach-Kendall, FL | 32 | $ 8,530,000 | $ 266,562 | $ 70,000 |
| Tulsa, OK | 32 | $ 4,860,000 | $ 151,875 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 31 | $ 5,655,000 | $ 182,419 | $ 58,000 |
| Los Angeles-Long Beach-Glendale, CA | 31 | $ 11,725,000 | $ 378,225 | $ 90,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 4,615,000 | $ 148,870 | $ 45,000 |
| Winston-Salem, NC | 31 | $ 4,395,000 | $ 141,774 | $ 59,000 |
| Pensacola-Ferry Pass-Brent, FL | 30 | $ 4,790,000 | $ 159,666 | $ 41,000 |
| Raleigh, NC | 30 | $ 5,040,000 | $ 168,000 | $ 72,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 30 | $ 8,710,000 | $ 290,333 | $ 93,000 |
| Wilmington, DE-MD-NJ | 30 | $ 7,400,000 | $ 246,666 | $ 79,833 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 4,335,000 | $ 149,482 | $ 61,000 |
| Louisville/Jefferson County, KY-IN | 29 | $ 4,025,000 | $ 138,793 | $ 60,448 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 28 | $ 6,650,000 | $ 237,500 | $ 52,714 |
| Albuquerque, NM | 27 | $ 4,635,000 | $ 171,666 | $ 67,000 |
| Beaumont-Port Arthur, TX | 26 | $ 3,610,000 | $ 138,846 | $ 62,000 |
| Olympia-Tumwater, WA | 26 | $ 6,030,000 | $ 231,923 | $ 75,000 |
| Durham-Chapel Hill, NC | 25 | $ 4,185,000 | $ 167,400 | $ 57,000 |
| Fayetteville, NC | 25 | $ 4,115,000 | $ 164,600 | $ 54,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 4,505,000 | $ 180,200 | $ 43,800 |
| Salem, OR | 25 | $ 7,355,000 | $ 294,200 | $ 75,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 7,525,000 | $ 301,000 | $ 131,000 |
| Clarksville, TN-KY | 24 | $ 3,690,000 | $ 153,750 | $ 71,000 |
| Daphne-Fairhope-Foley, AL | 24 | $ 2,920,000 | $ 121,666 | $ 49,000 |
| Dover, DE | 24 | $ 5,030,000 | $ 209,583 | $ 43,000 |
| Greeley, CO | 24 | $ 6,910,000 | $ 287,916 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 24 | $ 3,690,000 | $ 153,750 | $ 65,000 |
| Rochester, NY | 24 | $ 2,930,000 | $ 122,083 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 5,585,000 | $ 242,826 | $ 79,173 |
| Huntington-Ashland, WV-KY-OH | 23 | $ 3,085,000 | $ 134,130 | $ 59,652 |
| Bakersfield, CA | 22 | $ 4,700,000 | $ 213,636 | $ 79,000 |
| Bloomington, IN | 22 | $ 4,380,000 | $ 199,090 | $ 74,000 |
| Bremerton-Silverdale, WA | 22 | $ 6,080,000 | $ 276,363 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 22 | $ 3,350,000 | $ 152,272 | $ 47,545 |
| Portland-South Portland, ME | 22 | $ 4,440,000 | $ 201,818 | $ 59,000 |
| Tallahassee, FL | 22 | $ 2,890,000 | $ 131,363 | $ 56,000 |
| Bangor, ME | 21 | $ 3,225,000 | $ 153,571 | $ 61,000 |
| Detroit-Dearborn-Livonia, MI | 21 | $ 3,385,000 | $ 161,190 | $ 70,000 |
| Lansing-East Lansing, MI | 21 | $ 3,195,000 | $ 152,142 | $ 62,000 |
| Providence-Warwick, RI-MA | 21 | $ 7,065,000 | $ 336,428 | $ 101,000 |
| Sierra Vista-Douglas, AZ | 21 | $ 3,075,000 | $ 146,428 | $ 60,000 |
| Nassau County-Suffolk County, NY | 20 | $ 8,120,000 | $ 406,000 | $ 95,000 |
| Punta Gorda, FL | 20 | $ 4,210,000 | $ 210,500 | $ 61,000 |
| Albany, OR | 19 | $ 4,335,000 | $ 228,157 | $ 73,000 |
| Bellingham, WA | 19 | $ 4,305,000 | $ 226,578 | $ 63,000 |
| Bend-Redmond, OR | 19 | $ 4,255,000 | $ 223,947 | $ 59,000 |
| Panama City, FL | 19 | $ 3,165,000 | $ 166,578 | $ 58,000 |
| St. Cloud, MN | 19 | $ 3,045,000 | $ 160,263 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 19 | $ 2,375,000 | $ 125,000 | $ 49,473 |
| Wilmington, NC | 19 | $ 2,505,000 | $ 131,842 | $ 43,000 |
| Charleston, WV | 18 | $ 1,680,000 | $ 93,333 | $ 44,000 |
| Charlottesville, VA | 18 | $ 4,350,000 | $ 241,666 | $ 85,000 |
| Parkersburg-Vienna, WV | 18 | $ 2,330,000 | $ 129,444 | $ 49,000 |
| Stockton-Lodi, CA | 18 | $ 6,010,000 | $ 333,888 | $ 108,000 |
| Eugene, OR | 17 | $ 3,285,000 | $ 193,235 | $ 53,000 |
| Hartford-West Hartford-East Hartford, CT | 17 | $ 3,705,000 | $ 217,941 | $ 61,000 |
| Redding, CA | 17 | $ 3,635,000 | $ 213,823 | $ 61,000 |
| Sumter, SC | 17 | $ 1,875,000 | $ 110,294 | $ 63,000 |
| Alexandria, LA | 16 | $ 2,040,000 | $ 127,500 | $ 52,000 |
| Boise City, ID | 16 | $ 4,210,000 | $ 263,125 | $ 60,000 |
| Flagstaff, AZ | 16 | $ 3,600,000 | $ 225,000 | $ 70,000 |
| Jackson, MS | 16 | $ 2,830,000 | $ 176,875 | $ 66,000 |
| New Haven-Milford, CT | 16 | $ 3,540,000 | $ 221,250 | $ 59,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 16 | $ 2,740,000 | $ 171,250 | $ 51,000 |
| Worcester, MA-CT | 16 | $ 4,480,000 | $ 280,000 | $ 75,062 |
| Lafayette-West Lafayette, IN | 15 | $ 1,775,000 | $ 118,333 | $ 43,000 |
| Lewiston-Auburn, ME | 15 | $ 2,545,000 | $ 169,666 | $ 70,000 |
| Midland, TX | 15 | $ 2,705,000 | $ 180,333 | $ 86,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 1,935,000 | $ 129,000 | $ 43,866 |
| Cambridge-Newton-Framingham, MA | 14 | $ 5,130,000 | $ 366,428 | $ 95,000 |
| Florence, SC | 14 | $ 1,700,000 | $ 121,428 | $ 33,000 |
| Grants Pass, OR | 14 | $ 2,950,000 | $ 210,714 | $ 49,000 |
| Killeen-Temple, TX | 14 | $ 1,970,000 | $ 140,714 | $ 63,000 |
| Longview, WA | 14 | $ 3,470,000 | $ 247,857 | $ 87,000 |
| Medford, OR | 14 | $ 3,720,000 | $ 265,714 | $ 60,000 |
| Reno, NV | 14 | $ 3,450,000 | $ 246,428 | $ 67,000 |
| Rocky Mount, NC | 14 | $ 2,300,000 | $ 164,285 | $ 46,000 |
| Yuma, AZ | 14 | $ 1,710,000 | $ 122,142 | $ 33,000 |
| Chattanooga, TN-GA | 13 | $ 1,615,000 | $ 124,230 | $ 36,923 |
| Chico, CA | 13 | $ 2,215,000 | $ 170,384 | $ 47,000 |
| Duluth, MN-WI | 13 | $ 2,115,000 | $ 162,692 | $ 55,384 |
| Farmington, NM | 13 | $ 2,065,000 | $ 158,846 | $ 54,000 |
| Vineland-Bridgeton, NJ | 13 | $ 2,805,000 | $ 215,769 | $ 56,000 |
| Abilene, TX | 12 | $ 1,980,000 | $ 165,000 | $ 34,000 |
| Canton-Massillon, OH | 12 | $ 1,870,000 | $ 155,833 | $ 56,000 |
| Casper, WY | 12 | $ 2,330,000 | $ 194,166 | $ 56,000 |
| Coeur D'Alene, ID | 12 | $ 2,460,000 | $ 205,000 | $ 62,000 |
| Evansville, IN-KY | 12 | $ 1,690,000 | $ 140,833 | $ 48,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 1,980,000 | $ 165,000 | $ 50,000 |
| Kennewick-Richland, WA | 12 | $ 2,340,000 | $ 195,000 | $ 65,000 |
| Macon-Bibb County, GA | 12 | $ 1,750,000 | $ 145,833 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 2,930,000 | $ 244,166 | $ 70,000 |
| Spartanburg, SC | 12 | $ 1,670,000 | $ 139,166 | $ 45,000 |
| Springfield, MA | 12 | $ 2,030,000 | $ 169,166 | $ 50,000 |
| Trenton, NJ | 12 | $ 2,920,000 | $ 243,333 | $ 88,000 |
| Boston, MA | 11 | $ 4,735,000 | $ 430,454 | $ 87,000 |
| Dalton, GA | 11 | $ 1,065,000 | $ 96,818 | $ 40,000 |
| Dayton-Springfield-Kettering, OH | 11 | $ 2,035,000 | $ 185,000 | $ 83,000 |
| Decatur, AL | 11 | $ 1,365,000 | $ 124,090 | $ 49,000 |
| Elgin, IL | 11 | $ 1,925,000 | $ 175,000 | $ 60,000 |
| Fort Wayne, IN | 11 | $ 1,845,000 | $ 167,727 | $ 47,000 |
| Gainesville, GA | 11 | $ 1,785,000 | $ 162,272 | $ 58,000 |
| Grand Junction, CO | 11 | $ 2,425,000 | $ 220,454 | $ 59,000 |
| Jacksonville, NC | 11 | $ 1,865,000 | $ 169,545 | $ 57,000 |
| Johnson City, TN | 11 | $ 1,155,000 | $ 105,000 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 2,085,000 | $ 189,545 | $ 64,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 2,845,000 | $ 258,636 | $ 71,000 |
| Syracuse, NY | 11 | $ 995,000 | $ 90,454 | $ 46,000 |
| Visalia-Porterville, CA | 11 | $ 2,215,000 | $ 201,363 | $ 74,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 3,615,000 | $ 328,636 | $ 78,000 |
| York-Hanover, PA | 11 | $ 2,455,000 | $ 223,181 | $ 74,000 |
| Akron, OH | 10 | $ 1,900,000 | $ 190,000 | $ 43,000 |
| Anaheim-Santa Ana-Irvine, CA | 10 | $ 4,290,000 | $ 429,000 | $ 123,000 |
| Athens-Clarke County, GA | 10 | $ 930,000 | $ 93,000 | $ 54,000 |
| Billings, MT | 10 | $ 2,050,000 | $ 205,000 | $ 60,000 |
| Burlington, NC | 10 | $ 1,600,000 | $ 160,000 | $ 48,000 |
| Hot Springs, AR | 10 | $ 1,230,000 | $ 123,000 | $ 44,000 |
| Lexington-Fayette, KY | 10 | $ 1,690,000 | $ 169,000 | $ 53,000 |
| Mobile, AL | 10 | $ 1,230,000 | $ 123,000 | $ 55,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 1,890,000 | $ 189,000 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 3,840,000 | $ 384,000 | $ 117,000 |
| Rockingham County-Strafford County, NH | 10 | $ 2,180,000 | $ 218,000 | $ 57,000 |
| Sebring, FL | 10 | $ 1,410,000 | $ 141,000 | $ 57,000 |
| Tyler, TX | 10 | $ 1,370,000 | $ 137,000 | $ 49,000 |
| Yuba City, CA | 10 | $ 2,650,000 | $ 265,000 | $ 100,000 |
| Bowling Green, KY | 9 | $ 1,175,000 | $ 130,555 | $ 51,000 |
| Brunswick, GA | 9 | $ 1,155,000 | $ 128,333 | $ 45,000 |
| College Station-Bryan, TX | 9 | $ 1,495,000 | $ 166,111 | $ 71,000 |
| Dothan, AL | 9 | $ 975,000 | $ 108,333 | $ 56,000 |
| Glens Falls, NY | 9 | $ 1,175,000 | $ 130,555 | $ 51,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,615,000 | $ 179,444 | $ 76,000 |
| Huntsville, AL | 9 | $ 1,385,000 | $ 153,888 | $ 67,000 |
| Jackson, TN | 9 | $ 1,345,000 | $ 149,444 | $ 42,000 |
| Jefferson City, MO | 9 | $ 1,115,000 | $ 123,888 | $ 43,000 |
| Muskegon, MI | 9 | $ 1,095,000 | $ 121,666 | $ 41,000 |
| New Bern, NC | 9 | $ 1,425,000 | $ 158,333 | $ 79,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 2,825,000 | $ 313,888 | $ 95,000 |
| Savannah, GA | 9 | $ 1,325,000 | $ 147,222 | $ 80,000 |
| The Villages, FL | 9 | $ 1,045,000 | $ 116,111 | $ 50,000 |
| Cleveland, TN | 8 | $ 1,160,000 | $ 145,000 | $ 48,000 |
| Fort Collins, CO | 8 | $ 2,370,000 | $ 296,250 | $ 98,000 |
| Fresno, CA | 8 | $ 2,040,000 | $ 255,000 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,660,000 | $ 207,500 | $ 62,500 |
| Montgomery, AL | 8 | $ 1,480,000 | $ 185,000 | $ 59,000 |
| Odessa, TX | 8 | $ 1,040,000 | $ 130,000 | $ 62,000 |
| Toledo, OH | 8 | $ 1,080,000 | $ 135,000 | $ 47,000 |
| Tuscaloosa, AL | 8 | $ 970,000 | $ 121,250 | $ 77,000 |
| Winchester, VA-WV | 8 | $ 1,550,000 | $ 193,750 | $ 55,250 |
| Yakima, WA | 8 | $ 1,560,000 | $ 195,000 | $ 76,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 2,695,000 | $ 385,000 | $ 78,000 |
| Corpus Christi, TX | 7 | $ 1,465,000 | $ 209,285 | $ 66,000 |
| East Stroudsburg, PA | 7 | $ 1,445,000 | $ 206,428 | $ 54,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 1,435,000 | $ 205,000 | $ 56,000 |
| Florence-Muscle Shoals, AL | 7 | $ 665,000 | $ 95,000 | $ 50,000 |
| Lancaster, PA | 7 | $ 1,985,000 | $ 283,571 | $ 91,000 |
| Michigan City-La Porte, IN | 7 | $ 1,315,000 | $ 187,857 | $ 76,000 |
| Norwich-New London, CT | 7 | $ 1,545,000 | $ 220,714 | $ 94,000 |
| Pine Bluff, AR | 7 | $ 755,000 | $ 107,857 | $ 62,000 |
| Rome, GA | 7 | $ 1,395,000 | $ 199,285 | $ 77,000 |
| Salt Lake City, UT | 7 | $ 2,245,000 | $ 320,714 | $ 62,000 |
| Springfield, MO | 7 | $ 1,455,000 | $ 207,857 | $ 81,000 |
| Utica-Rome, NY | 7 | $ 765,000 | $ 109,285 | $ 47,000 |
| Vallejo-Fairfield, CA | 7 | $ 3,055,000 | $ 436,428 | $ 130,000 |
| Waco, TX | 7 | $ 915,000 | $ 130,714 | $ 52,000 |
| Wenatchee, WA | 7 | $ 1,665,000 | $ 237,857 | $ 133,000 |
| Wheeling, WV-OH | 7 | $ 1,285,000 | $ 183,571 | $ 41,000 |
| Wichita, KS | 7 | $ 675,000 | $ 96,428 | $ 58,000 |
| Binghamton, NY | 6 | $ 650,000 | $ 108,333 | $ 55,000 |
| California-Lexington Park, MD | 6 | $ 1,330,000 | $ 221,666 | $ 50,000 |
| Cheyenne, WY | 6 | $ 1,500,000 | $ 250,000 | $ 72,000 |
| Columbus, GA-AL | 6 | $ 970,000 | $ 161,666 | $ 49,000 |
| Flint, MI | 6 | $ 540,000 | $ 90,000 | $ 90,000 |
| Gettysburg, PA | 6 | $ 1,450,000 | $ 241,666 | $ 114,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 740,000 | $ 123,333 | $ 53,000 |
| Hattiesburg, MS | 6 | $ 680,000 | $ 113,333 | $ 39,000 |
| Madison, WI | 6 | $ 2,050,000 | $ 341,666 | $ 78,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 750,000 | $ 125,000 | $ 76,000 |
| Owensboro, KY | 6 | $ 930,000 | $ 155,000 | $ 55,000 |
| Pueblo, CO | 6 | $ 780,000 | $ 130,000 | $ 36,000 |
| Reading, PA | 6 | $ 1,600,000 | $ 266,666 | $ 94,000 |
| Santa Fe, NM | 6 | $ 1,220,000 | $ 203,333 | $ 92,000 |
| Sherman-Denison, TX | 6 | $ 1,340,000 | $ 223,333 | $ 64,000 |
| State College, PA | 6 | $ 890,000 | $ 148,333 | $ 38,000 |
| Terre Haute, IN | 6 | $ 820,000 | $ 136,666 | $ 40,000 |
| Topeka, KS | 6 | $ 940,000 | $ 156,666 | $ 59,000 |
| Auburn-Opelika, AL | 5 | $ 505,000 | $ 101,000 | $ 35,000 |
| Gadsden, AL | 5 | $ 555,000 | $ 111,000 | $ 44,000 |
| Kingston, NY | 5 | $ 775,000 | $ 155,000 | $ 56,000 |
| Laredo, TX | 5 | $ 1,495,000 | $ 299,000 | $ 116,000 |
| Longview, TX | 5 | $ 575,000 | $ 115,000 | $ 51,000 |
| Manchester-Nashua, NH | 5 | $ 1,095,000 | $ 219,000 | $ 62,000 |
| Missoula, MT | 5 | $ 1,265,000 | $ 253,000 | $ 46,000 |
| Modesto, CA | 5 | $ 1,675,000 | $ 335,000 | $ 46,000 |
| Santa Rosa, CA | 5 | $ 1,985,000 | $ 397,000 | $ 58,000 |
| Staunton-Waynesboro, VA | 5 | $ 885,000 | $ 177,000 | $ 52,000 |
| Amarillo, TX | 4 | $ 720,000 | $ 180,000 | $ 40,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 890,000 | $ 222,500 | $ 78,000 |
| Bismarck, ND | 4 | $ 660,000 | $ 165,000 | $ 81,000 |
| Brownsville-Harlingen, TX | 4 | $ 550,000 | $ 137,500 | $ 92,000 |
| Cedar Rapids, IA | 4 | $ 630,000 | $ 157,500 | $ 64,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 530,000 | $ 132,500 | $ 45,000 |
| Columbia, MO | 4 | $ 760,000 | $ 190,000 | $ 61,000 |
| Eau Claire, WI | 4 | $ 440,000 | $ 110,000 | $ 48,000 |
| Erie, PA | 4 | $ 430,000 | $ 107,500 | $ 62,000 |
| Fort Smith, AR-OK | 4 | $ 480,000 | $ 120,000 | $ 75,250 |
| Goldsboro, NC | 4 | $ 680,000 | $ 170,000 | $ 60,000 |
| Jackson, MI | 4 | $ 730,000 | $ 182,500 | $ 72,000 |
| Kalamazoo-Portage, MI | 4 | $ 590,000 | $ 147,500 | $ 54,000 |
| Las Cruces, NM | 4 | $ 560,000 | $ 140,000 | $ 60,000 |
| Lebanon, PA | 4 | $ 620,000 | $ 155,000 | $ 39,000 |
| Merced, CA | 4 | $ 920,000 | $ 230,000 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 600,000 | $ 150,000 | $ 31,000 |
| Ogden-Clearfield, UT | 4 | $ 1,590,000 | $ 397,500 | $ 91,000 |
| Racine, WI | 4 | $ 920,000 | $ 230,000 | $ 43,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,010,000 | $ 252,500 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 380,000 | $ 95,000 | $ 51,500 |
| Springfield, OH | 4 | $ 560,000 | $ 140,000 | $ 70,000 |
| Texarkana, TX-AR | 4 | $ 670,000 | $ 167,500 | $ 49,250 |
| Walla Walla, WA | 4 | $ 790,000 | $ 197,500 | $ 67,000 |
| Warner Robins, GA | 4 | $ 600,000 | $ 150,000 | $ 41,000 |
| Albany, GA | 3 | $ 325,000 | $ 108,333 | $ 51,000 |
| Altoona, PA | 3 | $ 495,000 | $ 165,000 | $ 47,000 |
| Ann Arbor, MI | 3 | $ 505,000 | $ 168,333 | $ 69,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 305,000 | $ 101,666 | $ 17,000 |
| Battle Creek, MI | 3 | $ 575,000 | $ 191,666 | $ 74,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 775,000 | $ 258,333 | $ 90,000 |
| Burlington-South Burlington, VT | 3 | $ 335,000 | $ 111,666 | $ 38,000 |
| Des Moines-West Des Moines, IA | 3 | $ 625,000 | $ 208,333 | $ 48,000 |
| Elkhart-Goshen, IN | 3 | $ 395,000 | $ 131,666 | $ 47,000 |
| Greenville, NC | 3 | $ 375,000 | $ 125,000 | $ 46,000 |
| Lawton, OK | 3 | $ 325,000 | $ 108,333 | $ 54,000 |
| Lewiston, ID-WA | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| Madera, CA | 3 | $ 765,000 | $ 255,000 | $ 90,000 |
| Midland, MI | 3 | $ 605,000 | $ 201,666 | $ 79,000 |
| Monroe, MI | 3 | $ 445,000 | $ 148,333 | $ 79,000 |
| Muncie, IN | 3 | $ 265,000 | $ 88,333 | $ 66,000 |
| Napa, CA | 3 | $ 805,000 | $ 268,333 | $ 293,000 |
| Pocatello, ID | 3 | $ 465,000 | $ 155,000 | $ 179,000 |
| Provo-Orem, UT | 3 | $ 945,000 | $ 315,000 | $ 75,000 |
| Rapid City, SD | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| Salinas, CA | 3 | $ 865,000 | $ 288,333 | $ 107,000 |
| San Angelo, TX | 3 | $ 405,000 | $ 135,000 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,265,000 | $ 421,666 | $ 108,000 |
| St. George, UT | 3 | $ 565,000 | $ 188,333 | $ 70,000 |
| Valdosta, GA | 3 | $ 405,000 | $ 135,000 | $ 58,000 |
| Bay City, MI | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Beckley, WV | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Carbondale-Marion, IL | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Columbus, IN | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Corvallis, OR | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Cumberland, MD-WV | 2 | $ 230,000 | $ 115,000 | $ 35,500 |
| El Paso, TX | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Fargo, ND-MN | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Fond Du Lac, WI | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Green Bay, WI | 2 | $ 180,000 | $ 90,000 | $ 200,000 |
| Hinesville, GA | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Johnstown, PA | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Jonesboro, AR | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Kankakee, IL | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| Lubbock, TX | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Manhattan, KS | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Oshkosh-Neenah, WI | 2 | $ 550,000 | $ 275,000 | $ 57,000 |
| Rockford, IL | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 620,000 | $ 310,000 | $ 48,000 |
| Sioux Falls, SD | 2 | $ 490,000 | $ 245,000 | $ 147,000 |
| Victoria, TX | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Watertown-Fort Drum, NY | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Anchorage, AK | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Appleton, WI | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Barnstable Town, MA | 1 | $ 385,000 | $ 385,000 | $ 61,000 |
| Bloomsburg-Berwick, PA | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Elmira, NY | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Enid, OK | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Grand Island, NE | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Great Falls, MT | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Harrisonburg, VA | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Janesville-Beloit, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Joplin, MO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Lima, OH | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Lincoln, NE | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Mankato-North Mankato, MN | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Mansfield, OH | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Morgantown, WV | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Rochester, MN | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Saginaw, MI | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 665,000 | $ 665,000 | $ 222,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 445,000 | $ 445,000 | $ 84,000 |
| Sheboygan, WI | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Sioux City, IA-NE-SD | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Springfield, IL | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Wichita Falls, TX | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Williamsport, PA | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,671 | $1,467,475,000 | $191,000 | $1,245,000 | $65,000 | $725,000 |
| Refinancing | 2,315 | $417,175,000 | $180,000 | $825,000 | $49,000 | $714,000 |
| Cash-out Refinancing | 2,161 | $375,915,000 | $173,000 | $825,000 | $70,000 | $518,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,723 | $1,535,485,000 | $176,000 | $945,000 | $62,000 | $725,000 |
| Black or African American | 1,443 | $307,655,000 | $213,000 | $1,245,000 | $62,000 | $519,000 |
| Not Provided | 1,147 | $230,975,000 | $201,000 | $865,000 | $67,000 | $395,000 |
| Hispanic | 575 | $122,235,000 | $212,000 | $675,000 | $63,000 | $242,000 |
| American Indian or Alaskan Native | 83 | $16,195,000 | $195,000 | $455,000 | $66,000 | $158,000 |
| Asian | 43 | $11,125,000 | $258,000 | $695,000 | $88,000 | $286,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,795,000 | $310,000 | $745,000 | $87,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,896 | $1,430,880,000 | $181,000 | $945,000 | $57,000 | $519,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,335 | $432,125,000 | $185,000 | $825,000 | $86,000 | $725,000 |
| VA-guaranteed (Veterans Administration) | 1,188 | $281,450,000 | $236,000 | $1,245,000 | $66,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 728 | $116,110,000 | $159,000 | $575,000 | $50,000 | $173,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,008 | $1,095,870,000 | $182,000 | $1,245,000 | $62,000 | $714,000 |
| Application Withdrawn By Applicant | 3,819 | $720,805,000 | $188,000 | $895,000 | $64,000 | $456,000 |
| Loan Purchased By The Institution | 1,129 | $224,055,000 | $198,000 | $775,000 | $69,000 | $519,000 |
| Application Denied By Financial Institution | 1,084 | $198,450,000 | $183,000 | $825,000 | $60,000 | $313,000 |
| File Closed For Incompleteness | 41 | $9,285,000 | $226,000 | $945,000 | $60,000 | $180,000 |
| Preapproval Denied by Financial Institution | 34 | $6,030,000 | $177,000 | $395,000 | $72,000 | $240,000 |
| Application Approved But Not Accepted | 32 | $6,070,000 | $189,000 | $505,000 | $72,000 | $725,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,029 | $2,056,085,000 | $186,000 | $1,245,000 | $63,000 | $725,000 |
| Credit History | 292 | $47,240,000 | $161,000 | $515,000 | $62,000 | $268,000 |
| Debt-To-Income Ratio | 287 | $57,805,000 | $201,000 | $645,000 | $45,000 | $198,000 |
| Collateral | 210 | $35,400,000 | $168,000 | $615,000 | $66,000 | $307,000 |
| Other | 195 | $37,705,000 | $193,000 | $825,000 | $70,000 | $279,000 |
| Employment History | 57 | $10,195,000 | $178,000 | $575,000 | $53,000 | $173,000 |
| Unverifiable Information | 30 | $6,460,000 | $215,000 | $655,000 | $80,000 | $250,000 |
| Credit Application Incomplete | 29 | $6,135,000 | $211,000 | $515,000 | $69,000 | $313,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,270,000 | $204,000 | $325,000 | $55,000 | $132,000 |
| Mortgage Insurance Denied | 2 | $270,000 | $135,000 | $145,000 | $73,000 | $95,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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