American Home Loans Mortgage Lending & HMDA Data, 2006
In 2006, American Home Loans of Irvine, CA reported 2,864 mortgage applications totaling $685.7 million, down 29% from 2005. The average application was for $239,406, and applicants reported an average income of $127,000. 31% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (547), Riverside-San Bernardino-Ontario, CA (512) and Santa Ana-Anaheim-Irvine, CA (254) (applications in parentheses).
| Mortgage Company & Address | American Home Loans 17991 Cowan Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,864 |
| Total Mortgage Loan Application Amount | $685,661,000 |
| Average Mortgage Loan Application Amount | $239,406 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $1,116,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 547 | $ 167,176,000 | $ 305,623 | $ 151,000 |
| Riverside, California | 278 | $ 70,026,000 | $ 251,892 | $ 146,000 |
| Orange, California | 254 | $ 83,020,000 | $ 326,850 | $ 159,000 |
| San Bernardino, California | 234 | $ 52,352,000 | $ 223,726 | $ 128,000 |
| Clark, Nevada | 106 | $ 23,085,000 | $ 217,783 | $ 142,000 |
| San Diego, California | 92 | $ 31,257,000 | $ 339,750 | $ 189,000 |
| Kern, California | 51 | $ 8,479,000 | $ 166,254 | $ 72,000 |
| Wayne, Michigan | 51 | $ 5,093,000 | $ 99,862 | $ 56,000 |
| Sacramento, California | 46 | $ 10,639,000 | $ 231,282 | $ 111,000 |
| Maricopa, Arizona | 39 | $ 9,552,000 | $ 244,923 | $ 149,000 |
| Contra Costa, California | 36 | $ 10,779,000 | $ 299,416 | $ 144,000 |
| San Joaquin, California | 30 | $ 5,975,000 | $ 199,166 | $ 110,000 |
| Alameda, California | 29 | $ 9,389,000 | $ 323,758 | $ 178,000 |
| Harris, Texas | 28 | $ 5,261,000 | $ 187,892 | $ 182,000 |
| Milwaukee, Wisconsin | 27 | $ 2,089,000 | $ 77,370 | $ 52,000 |
| Hillsborough, Florida | 26 | $ 2,705,000 | $ 104,038 | $ 78,000 |
| Miami-Dade, Florida | 24 | $ 5,441,000 | $ 226,708 | $ 151,000 |
| Duval, Florida | 20 | $ 2,308,000 | $ 115,400 | $ 105,000 |
| Montgomery, Maryland | 20 | $ 5,463,000 | $ 273,150 | $ 87,000 |
| Prince George's, Maryland | 20 | $ 3,893,000 | $ 194,650 | $ 78,000 |
| Broward, Florida | 19 | $ 3,491,000 | $ 183,736 | $ 92,000 |
| Orange, Florida | 19 | $ 3,165,000 | $ 166,578 | $ 88,000 |
| Ventura, California | 17 | $ 6,524,000 | $ 383,764 | $ 214,000 |
| Cook, Illinois | 17 | $ 2,668,000 | $ 156,941 | $ 83,000 |
| Stanislaus, California | 16 | $ 4,182,000 | $ 261,375 | $ 116,000 |
| Polk, Florida | 16 | $ 1,317,000 | $ 82,312 | $ 80,000 |
| Santa Clara, California | 15 | $ 5,689,000 | $ 379,266 | $ 147,000 |
| Dallas, Texas | 15 | $ 3,985,000 | $ 265,666 | $ 168,000 |
| Solano, California | 14 | $ 4,634,000 | $ 331,000 | $ 154,000 |
| Bronx, New York | 14 | $ 3,410,000 | $ 243,571 | $ 123,000 |
| Palm Beach, Florida | 13 | $ 2,484,000 | $ 191,076 | $ 107,000 |
| Fresno, California | 12 | $ 2,271,000 | $ 189,250 | $ 77,000 |
| Pinellas, Florida | 12 | $ 1,373,000 | $ 114,416 | $ 94,000 |
| Lake, Indiana | 12 | $ 966,000 | $ 80,500 | $ 46,000 |
| El Paso, Colorado | 11 | $ 1,500,000 | $ 136,363 | $ 72,000 |
| Collier, Florida | 11 | $ 2,146,000 | $ 195,090 | $ 106,000 |
| St. Clair, Illinois | 11 | $ 979,000 | $ 89,000 | $ 6,000 |
| Adams, Colorado | 10 | $ 895,000 | $ 89,500 | $ 54,000 |
| Lee, Florida | 10 | $ 1,536,000 | $ 153,600 | $ 56,000 |
| Honolulu, Hawaii | 10 | $ 4,957,000 | $ 495,700 | $ 255,000 |
| Baltimore City, Maryland | 10 | $ 1,038,000 | $ 103,800 | $ 78,000 |
| Hennepin, Minnesota | 10 | $ 1,188,000 | $ 118,800 | $ 79,000 |
| Merced, California | 9 | $ 2,420,000 | $ 268,888 | $ 126,000 |
| Placer, California | 9 | $ 2,179,000 | $ 242,111 | $ 140,000 |
| Baltimore, Maryland | 9 | $ 1,728,000 | $ 192,000 | $ 83,000 |
| Denver, Colorado | 8 | $ 1,134,000 | $ 141,750 | $ 86,000 |
| Hartford, Connecticut | 8 | $ 1,073,000 | $ 134,125 | $ 106,000 |
| Lake, Florida | 8 | $ 1,140,000 | $ 142,500 | $ 122,000 |
| Kent, Michigan | 8 | $ 645,000 | $ 80,625 | $ 20,000 |
| Oakland, Michigan | 8 | $ 1,801,000 | $ 225,125 | $ 94,000 |
| Fort Bend, Texas | 8 | $ 1,047,000 | $ 130,875 | $ 30,000 |
| Pima, Arizona | 7 | $ 869,000 | $ 124,142 | $ 92,000 |
| Imperial, California | 7 | $ 933,000 | $ 133,285 | $ 250,000 |
| Hernando, Florida | 7 | $ 780,000 | $ 111,428 | $ 57,000 |
| Pasco, Florida | 7 | $ 701,000 | $ 100,142 | $ 75,000 |
| Union, New Jersey | 7 | $ 1,243,000 | $ 177,571 | $ 87,000 |
| Cuyahoga, Ohio | 7 | $ 498,000 | $ 71,142 | $ 50,000 |
| Brazoria, Texas | 7 | $ 988,000 | $ 141,142 | $ 77,000 |
| Collin, Texas | 7 | $ 1,168,000 | $ 166,857 | $ 80,000 |
| King, Washington | 7 | $ 1,758,000 | $ 251,142 | $ 100,000 |
| Yuma, Arizona | 6 | $ 754,000 | $ 125,666 | $ 147,000 |
| Shasta, California | 6 | $ 857,000 | $ 142,833 | $ 42,000 |
| Tulare, California | 6 | $ 841,000 | $ 140,166 | $ 67,000 |
| New Haven, Connecticut | 6 | $ 929,000 | $ 154,833 | $ 80,000 |
| Orleans, Louisiana | 6 | $ 410,000 | $ 68,333 | $ 51,000 |
| Essex, New Jersey | 6 | $ 937,000 | $ 156,166 | $ 95,000 |
| Ulster, New York | 6 | $ 513,000 | $ 85,500 | $ 47,000 |
| Franklin, Ohio | 6 | $ 903,000 | $ 150,500 | $ 76,000 |
| Monroe, Pennsylvania | 6 | $ 426,000 | $ 71,000 | $ 97,000 |
| Santa Cruz, California | 5 | $ 2,114,000 | $ 422,800 | $ 0 |
| Arapahoe, Colorado | 5 | $ 802,000 | $ 160,400 | $ 84,000 |
| Charlotte, Florida | 5 | $ 712,000 | $ 142,400 | $ 70,000 |
| Marion, Florida | 5 | $ 650,000 | $ 130,000 | $ 60,000 |
| Kauai, Hawaii | 5 | $ 3,562,000 | $ 712,400 | $ 259,000 |
| DuPage, Illinois | 5 | $ 1,921,000 | $ 384,200 | $ 208,000 |
| Will, Illinois | 5 | $ 511,000 | $ 102,200 | $ 69,000 |
| Anne Arundel, Maryland | 5 | $ 569,000 | $ 113,800 | $ 67,000 |
| Macomb, Michigan | 5 | $ 544,000 | $ 108,800 | $ 80,000 |
| Hinds, Mississippi | 5 | $ 379,000 | $ 75,800 | $ 58,000 |
| Camden, New Jersey | 5 | $ 693,000 | $ 138,600 | $ 50,000 |
| Westchester, New York | 5 | $ 2,009,000 | $ 401,800 | $ 161,000 |
| Montgomery, Ohio | 5 | $ 250,000 | $ 50,000 | $ 39,000 |
| Travis, Texas | 5 | $ 1,352,000 | $ 270,400 | $ 207,000 |
| San Mateo, California | 4 | $ 1,558,000 | $ 389,500 | $ 160,000 |
| Sonoma, California | 4 | $ 1,538,000 | $ 384,500 | $ 249,000 |
| Sutter, California | 4 | $ 492,000 | $ 123,000 | $ 105,000 |
| Manatee, Florida | 4 | $ 537,000 | $ 134,250 | $ 108,000 |
| Hawaii, Hawaii | 4 | $ 2,593,000 | $ 648,250 | $ 275,000 |
| Madison, Indiana | 4 | $ 310,000 | $ 77,500 | $ 57,000 |
| Marion, Indiana | 4 | $ 191,000 | $ 47,750 | $ 101,000 |
| Saginaw, Michigan | 4 | $ 141,000 | $ 35,250 | $ 180,000 |
| Bergen, New Jersey | 4 | $ 721,000 | $ 180,250 | $ 138,000 |
| Monmouth, New Jersey | 4 | $ 1,346,000 | $ 336,500 | $ 137,000 |
| Philadelphia, Pennsylvania | 4 | $ 290,000 | $ 72,500 | $ 73,000 |
| Lexington, South Carolina | 4 | $ 756,000 | $ 189,000 | $ 142,000 |
| Pierce, Washington | 4 | $ 592,000 | $ 148,000 | $ 72,000 |
| Portage, Wisconsin | 4 | $ 304,000 | $ 76,000 | $ 24,000 |
| Sitka, Alaska | 3 | $ 385,000 | $ 128,333 | $ 58,000 |
| Tolland, Connecticut | 3 | $ 390,000 | $ 130,000 | $ 110,000 |
| Volusia, Florida | 3 | $ 393,000 | $ 131,000 | $ 66,000 |
| Boone, Illinois | 3 | $ 425,000 | $ 141,666 | $ 68,000 |
| Polk, Iowa | 3 | $ 220,000 | $ 73,333 | $ 25,000 |
| Jefferson, Louisiana | 3 | $ 366,000 | $ 122,000 | $ 34,000 |
| St. Tammany, Louisiana | 3 | $ 342,000 | $ 114,000 | $ 44,000 |
| Newaygo, Michigan | 3 | $ 310,000 | $ 103,333 | $ 79,000 |
| Wright, Minnesota | 3 | $ 401,000 | $ 133,666 | $ 14,000 |
| St. Louis, Missouri | 3 | $ 181,000 | $ 60,333 | $ 24,000 |
| Kings, New York | 3 | $ 1,005,000 | $ 335,000 | $ 160,000 |
| Queens, New York | 3 | $ 1,004,000 | $ 334,666 | $ 72,000 |
| Guilford, North Carolina | 3 | $ 339,000 | $ 113,000 | $ 62,000 |
| Mecklenburg, North Carolina | 3 | $ 219,000 | $ 73,000 | $ 28,000 |
| Horry, South Carolina | 3 | $ 1,164,000 | $ 388,000 | $ 341,000 |
| Davidson, Tennessee | 3 | $ 297,000 | $ 99,000 | $ 94,000 |
| Tarrant, Texas | 3 | $ 283,000 | $ 94,333 | $ 68,000 |
| Utah, Utah | 3 | $ 353,000 | $ 117,666 | $ 62,000 |
| Pinal, Arizona | 2 | $ 314,000 | $ 157,000 | $ 52,000 |
| El Dorado, California | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Humboldt, California | 2 | $ 215,000 | $ 107,500 | $ 54,000 |
| Kings, California | 2 | $ 445,000 | $ 222,500 | $ 102,000 |
| San Benito, California | 2 | $ 670,000 | $ 335,000 | $ 126,000 |
| San Francisco, California | 2 | $ 690,000 | $ 345,000 | $ 300,000 |
| San Luis Obispo, California | 2 | $ 429,000 | $ 214,500 | $ 145,000 |
| Tehama, California | 2 | $ 557,000 | $ 278,500 | $ 69,000 |
| Yuba, California | 2 | $ 801,000 | $ 400,500 | $ 192,000 |
| Garfield, Colorado | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Windham, Connecticut | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Kent, Delaware | 2 | $ 389,000 | $ 194,500 | $ 77,000 |
| New Castle, Delaware | 2 | $ 506,000 | $ 253,000 | $ 139,000 |
| Sussex, Delaware | 2 | $ 363,000 | $ 181,500 | $ 65,000 |
| Citrus, Florida | 2 | $ 460,000 | $ 230,000 | $ 153,000 |
| Highlands, Florida | 2 | $ 105,000 | $ 52,500 | $ 34,000 |
| Leon, Florida | 2 | $ 146,000 | $ 73,000 | $ 58,000 |
| Putnam, Florida | 2 | $ 147,000 | $ 73,500 | $ 96,000 |
| Santa Rosa, Florida | 2 | $ 306,000 | $ 153,000 | $ 96,000 |
| St. Lucie, Florida | 2 | $ 445,000 | $ 222,500 | $ 36,000 |
| Champaign, Illinois | 2 | $ 134,000 | $ 67,000 | $ 65,000 |
| Kane, Illinois | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| McHenry, Illinois | 2 | $ 597,000 | $ 298,500 | $ 74,000 |
| Delaware, Indiana | 2 | $ 92,000 | $ 46,000 | $ 60,000 |
| Porter, Indiana | 2 | $ 236,000 | $ 118,000 | $ 97,000 |
| Vanderburgh, Indiana | 2 | $ 121,000 | $ 60,500 | $ 51,000 |
| Johnson, Kansas | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| St. Charles, Louisiana | 2 | $ 626,000 | $ 313,000 | $ 106,000 |
| Hancock, Maine | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Calvert, Maryland | 2 | $ 135,000 | $ 67,500 | $ 74,000 |
| Charles, Maryland | 2 | $ 1,500,000 | $ 750,000 | $ 360,000 |
| Howard, Maryland | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Washington, Maryland | 2 | $ 305,000 | $ 152,500 | $ 72,000 |
| Wicomico, Maryland | 2 | $ 165,000 | $ 82,500 | $ 66,000 |
| Kalamazoo, Michigan | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Mecosta, Michigan | 2 | $ 109,000 | $ 54,500 | $ 0 |
| Washtenaw, Michigan | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| DeSoto, Mississippi | 2 | $ 333,000 | $ 166,500 | $ 122,000 |
| Howell, Missouri | 2 | $ 145,000 | $ 72,500 | $ 84,000 |
| Jackson, Missouri | 2 | $ 850,000 | $ 425,000 | $ 216,000 |
| Platte, Missouri | 2 | $ 1,000,000 | $ 500,000 | $ 360,000 |
| Nye, Nevada | 2 | $ 504,000 | $ 252,000 | $ 61,000 |
| Washoe, Nevada | 2 | $ 1,123,000 | $ 561,500 | $ 204,000 |
| Merrimack, New Hampshire | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Atlantic, New Jersey | 2 | $ 499,000 | $ 249,500 | $ 124,000 |
| Middlesex, New Jersey | 2 | $ 555,000 | $ 277,500 | $ 101,000 |
| Bernalillo, New Mexico | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Orange, New York | 2 | $ 525,000 | $ 262,500 | $ 168,000 |
| Seneca, New York | 2 | $ 84,000 | $ 42,000 | $ 22,000 |
| Watauga, North Carolina | 2 | $ 315,000 | $ 157,500 | $ 98,000 |
| Ashtabula, Ohio | 2 | $ 104,000 | $ 52,000 | $ 41,000 |
| Delaware, Ohio | 2 | $ 258,000 | $ 129,000 | $ 88,000 |
| Preble, Ohio | 2 | $ 195,000 | $ 97,500 | $ 68,000 |
| Comanche, Oklahoma | 2 | $ 175,000 | $ 87,500 | $ 52,000 |
| Multnomah, Oregon | 2 | $ 677,000 | $ 338,500 | $ 138,000 |
| Polk, Oregon | 2 | $ 198,000 | $ 99,000 | $ 90,000 |
| Washington, Oregon | 2 | $ 181,000 | $ 90,500 | $ 78,000 |
| Bucks, Pennsylvania | 2 | $ 850,000 | $ 425,000 | $ 300,000 |
| Luzerne, Pennsylvania | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 44,000 |
| Greenville, South Carolina | 2 | $ 79,000 | $ 39,500 | $ 27,000 |
| Putnam, Tennessee | 2 | $ 248,000 | $ 124,000 | $ 434,000 |
| Galveston, Texas | 2 | $ 227,000 | $ 113,500 | $ 279,000 |
| Jefferson, Texas | 2 | $ 177,000 | $ 88,500 | $ 49,000 |
| Parker, Texas | 2 | $ 823,000 | $ 411,500 | $ 248,000 |
| Davis, Utah | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Salt Lake, Utah | 2 | $ 1,378,000 | $ 689,000 | $ 0 |
| Weber, Utah | 2 | $ 225,000 | $ 112,500 | $ 0 |
| Spokane, Washington | 2 | $ 108,000 | $ 54,000 | $ 45,000 |
| Dane, Wisconsin | 2 | $ 509,000 | $ 254,500 | $ 103,000 |
| Ozaukee, Wisconsin | 2 | $ 229,000 | $ 114,500 | $ 120,000 |
| Richland, Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Big Horn, Wyoming | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Coconino, Arizona | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| La Paz, Arizona | 1 | $ 512,000 | $ 512,000 | $ 122,000 |
| Mohave, Arizona | 1 | $ 354,000 | $ 354,000 | $ 240,000 |
| Navajo, Arizona | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Baxter, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Fulton, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Washington, Arkansas | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Amador, California | 1 | $ 356,000 | $ 356,000 | $ 64,000 |
| Butte, California | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Calaveras, California | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Glenn, California | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Lake, California | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Madera, California | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Marin, California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Monterey, California | 1 | $ 522,000 | $ 522,000 | $ 114,000 |
| Santa Barbara, California | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Jefferson, Colorado | 1 | $ 387,000 | $ 387,000 | $ 109,000 |
| Montrose, Colorado | 1 | $ 296,000 | $ 296,000 | $ 107,000 |
| Weld, Colorado | 1 | $ 264,000 | $ 264,000 | $ 116,000 |
| Middlesex, Connecticut | 1 | $ 280,000 | $ 280,000 | $ 78,000 |
| New London, Connecticut | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| Brevard, Florida | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Escambia, Florida | 1 | $ 187,000 | $ 187,000 | $ 91,000 |
| Flagler, Florida | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Gadsden, Florida | 1 | $ 32,000 | $ 32,000 | $ 62,000 |
| Okaloosa, Florida | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Sarasota, Florida | 1 | $ 291,000 | $ 291,000 | $ 87,000 |
| Walton, Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Fulton, Georgia | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Canyon, Idaho | 1 | $ 116,000 | $ 116,000 | $ 115,000 |
| Fremont, Idaho | 1 | $ 162,000 | $ 162,000 | $ 108,000 |
| DeKalb, Illinois | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Fulton, Illinois | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Jefferson, Illinois | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Lake, Illinois | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Clark, Indiana | 1 | $ 590,000 | $ 590,000 | $ 156,000 |
| Linn, Iowa | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Sedgwick, Kansas | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Garrard, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Jefferson, Kentucky | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Vernon, Louisiana | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Frederick, Maryland | 1 | $ 431,000 | $ 431,000 | $ 108,000 |
| Harford, Maryland | 1 | $ 390,000 | $ 390,000 | $ 97,000 |
| St. Mary's, Maryland | 1 | $ 210,000 | $ 210,000 | $ 127,000 |
| Talbot, Maryland | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Barry, Michigan | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Genesee, Michigan | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Lenawee, Michigan | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Dakota, Minnesota | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Marshall, Minnesota | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Ramsey, Minnesota | 1 | $ 132,000 | $ 132,000 | $ 408,000 |
| Maries, Missouri | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Morgan, Missouri | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Hudson, New Jersey | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Mercer, New Jersey | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Warren, New Jersey | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| New York, New York | 1 | $ 1,288,000 | $ 1,288,000 | $ 504,000 |
| Niagara, New York | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Onondaga, New York | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Richmond, New York | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Rockland, New York | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Suffolk, New York | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Currituck, North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Rowan, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Belmont, Ohio | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Hamilton, Ohio | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Lake, Ohio | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Stark, Ohio | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Chester, Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 114,000 |
| Montgomery, Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 126,000 |
| Anderson, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Beaufort, South Carolina | 1 | $ 58,000 | $ 58,000 | $ 168,000 |
| Richland, South Carolina | 1 | $ 54,000 | $ 54,000 | $ 96,000 |
| Rhea, Tennessee | 1 | $ 123,000 | $ 123,000 | $ 82,000 |
| Robertson, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Sequatchie, Tennessee | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Bexar, Texas | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| Eastland, Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Erath, Texas | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| McMullen, Texas | 1 | $ 342,000 | $ 342,000 | $ 72,000 |
| Trinity, Texas | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Young, Texas | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Box Elder, Utah | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Columbia, Washington | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Cowlitz, Washington | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Kitsap, Washington | 1 | $ 231,000 | $ 231,000 | $ 49,000 |
| Snohomish, Washington | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Thurston, Washington | 1 | $ 284,000 | $ 284,000 | $ 62,000 |
| Forest, Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Shawano, Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Waukesha, Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for American Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,493 | $391,612,000 | $262,000 | $2,000,000 | $127,000 | $1,116,000 |
| Home Purchase | 1,371 | $294,049,000 | $214,000 | $1,088,000 | $127,000 | $1,020,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 924 | $221,020,000 | $239,000 | $1,000,000 | $128,000 | $888,000 |
| White | 733 | $186,388,000 | $254,000 | $1,950,000 | $137,000 | $1,116,000 |
| Not Provided | 724 | $170,744,000 | $235,000 | $2,000,000 | $121,000 | $1,020,000 |
| Black or African American | 344 | $65,080,000 | $189,000 | $1,000,000 | $101,000 | $480,000 |
| Asian | 104 | $30,154,000 | $289,000 | $938,000 | $165,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $10,210,000 | $378,000 | $1,399,000 | $207,000 | $504,000 |
| American Indian or Alaskan Native | 8 | $2,065,000 | $258,000 | $424,000 | $117,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,864 | $685,661,000 | $239,000 | $2,000,000 | $127,000 | $1,116,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 981 | $231,171,000 | $235,000 | $1,625,000 | $130,000 | $900,000 |
| Loan Originated | 902 | $216,026,000 | $239,000 | $1,000,000 | $121,000 | $622,000 |
| Application Denied By Financial Institution | 721 | $175,317,000 | $243,000 | $1,950,000 | $133,000 | $1,116,000 |
| Application Withdrawn By Applicant | 237 | $56,394,000 | $237,000 | $2,000,000 | $121,000 | $504,000 |
| File Closed For Incompleteness | 23 | $6,753,000 | $293,000 | $720,000 | $130,000 | $228,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 256 | $61,111,000 | $238,000 | $1,200,000 | $127,000 | $1,116,000 |
| Other | 218 | $53,814,000 | $246,000 | $1,000,000 | $142,000 | $888,000 |
| Collateral | 116 | $26,747,000 | $230,000 | $1,950,000 | $133,000 | $692,000 |
| Debt-To-Income Ratio | 65 | $19,232,000 | $295,000 | $840,000 | $131,000 | $429,000 |
| Unverifiable Information | 49 | $11,026,000 | $225,000 | $637,000 | $133,000 | $273,000 |
| Employment History | 12 | $2,120,000 | $176,000 | $792,000 | $75,000 | $156,000 |
| Credit Application Incomplete | 3 | $685,000 | $228,000 | $388,000 | $198,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $504,000 | $504,000 | $504,000 | $174,000 | $174,000 |
| Mortgage Insurance Denied | 1 | $78,000 | $78,000 | $78,000 | $111,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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