American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2017

In 2017, American Interbanc Mortgage, Llc. of Irvine, CA reported 1,304 mortgage applications totaling $415.7 million, down 42% from 2016. The average application was for $318,756, and applicants reported an average income of $134,380. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (177), Riverside-San Bernardino-Ontario, CA (137) and Sacramento--Roseville--Arden-Arcade, CA (107) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,304
Total Mortgage Loan Application Amount $415,658,000
Average Mortgage Loan Application Amount $318,756
Highest Mortgage Loan Application Amount $1,620,000
Average Applicant Income $134,380
Highest Applicant Income $1,560,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 177 $ 67,927,000 $ 383,768 $ 135,000
Riverside-San Bernardino-Ontario, CA 137 $ 41,152,000 $ 300,379 $ 112,000
Sacramento--Roseville--Arden-Arcade, CA 107 $ 31,690,000 $ 296,168 $ 127,000
Anaheim-Santa Ana-Irvine, CA 106 $ 43,020,000 $ 405,849 $ 156,000
San Diego-Carlsbad, CA 81 $ 27,280,000 $ 336,790 $ 143,000
Oakland-Hayward-Berkeley, CA 73 $ 27,051,000 $ 370,561 $ 136,000
Dallas-Plano-Irving, TX 52 $ 14,381,000 $ 276,557 $ 139,000
Seattle-Bellevue-Everett, WA 41 $ 12,258,000 $ 298,975 $ 136,000
Houston-The Woodlands-Sugar Land, TX 39 $ 9,668,000 $ 247,897 $ 164,000
San Jose-Sunnyvale-Santa Clara, CA 36 $ 14,100,000 $ 391,666 $ 160,000
Oxnard-Thousand Oaks-Ventura, CA 32 $ 12,074,000 $ 377,312 $ 135,000
New York-Jersey City-White Plains, NY-NJ 22 $ 6,985,000 $ 317,500 $ 221,000
Austin-Round Rock, TX 21 $ 5,297,000 $ 252,238 $ 109,000
Fresno, CA 20 $ 5,200,000 $ 260,000 $ 146,000
San Francisco-Redwood City-South San Francisco, CA 17 $ 6,390,000 $ 375,882 $ 160,000
Baltimore-Columbia-Towson, MD 14 $ 3,503,000 $ 250,214 $ 121,000
Tacoma-Lakewood, WA 14 $ 4,717,000 $ 336,928 $ 102,000
Vallejo-Fairfield, CA 14 $ 4,583,000 $ 327,357 $ 114,000
Modesto, CA 13 $ 3,193,000 $ 245,615 $ 88,000
Portland-Vancouver-Hillsboro, OR-WA 13 $ 3,658,000 $ 281,384 $ 126,692
Silver Spring-Frederick-Rockville, MD 13 $ 3,210,000 $ 246,923 $ 184,000
Bakersfield, CA 12 $ 2,705,000 $ 225,416 $ 139,000
Montgomery County-Bucks County-Chester County, PA 11 $ 2,660,000 $ 241,818 $ 100,000
Newark, NJ-PA 10 $ 2,835,000 $ 283,500 $ 183,100
San Antonio-New Braunfels, TX 10 $ 2,750,000 $ 275,000 $ 111,000
Santa Rosa, CA 10 $ 3,950,000 $ 395,000 $ 129,000
Fort Worth-Arlington, TX 9 $ 2,221,000 $ 246,777 $ 128,000
Nashville-Davidson--Murfreesboro--Franklin, TN 9 $ 2,211,000 $ 245,666 $ 131,000
Stockton-Lodi, CA 9 $ 2,215,000 $ 246,111 $ 71,000
Denver-Aurora-Lakewood, CO 8 $ 2,153,000 $ 269,125 $ 125,000
Salinas, CA 8 $ 2,442,000 $ 305,250 $ 104,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 8 $ 2,547,000 $ 318,375 $ 89,000
Camden, NJ 6 $ 1,447,000 $ 241,166 $ 109,000
Philadelphia, PA 6 $ 1,133,000 $ 188,833 $ 98,000
San Rafael, CA 5 $ 2,588,000 $ 517,600 $ 264,000
Santa Maria-Santa Barbara, CA 5 $ 2,387,000 $ 477,400 $ 119,000
Allentown-Bethlehem-Easton, PA-NJ 4 $ 821,000 $ 205,250 $ 100,000
Chico, CA 4 $ 1,250,000 $ 312,500 $ 148,000
Memphis, TN-MS-AR 4 $ 862,000 $ 215,500 $ 90,000
Olympia-Tumwater, WA 4 $ 1,288,000 $ 322,000 $ 101,000
Redding, CA 4 $ 934,000 $ 233,500 $ 129,000
Visalia-Porterville, CA 4 $ 990,000 $ 247,500 $ 141,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 699,000 $ 174,750 $ 72,000
Yuba City, CA 4 $ 1,019,000 $ 254,750 $ 160,000
Bremerton-Silverdale, WA 3 $ 669,000 $ 223,000 $ 113,000
Chattanooga, TN-GA 3 $ 652,000 $ 217,333 $ 115,000
Coeur D'Alene, ID 3 $ 1,053,000 $ 351,000 $ 133,000
El Paso, TX 3 $ 606,000 $ 202,000 $ 228,000
Kennewick-Richland, WA 3 $ 854,000 $ 284,666 $ 115,000
Milwaukee-Waukesha-West Allis, WI 3 $ 740,000 $ 246,666 $ 156,000
Mount Vernon-Anacortes, WA 3 $ 798,000 $ 266,000 $ 99,000
Napa, CA 3 $ 861,000 $ 287,000 $ 120,000
Pittsburgh, PA 3 $ 582,000 $ 194,000 $ 193,000
Santa Cruz-Watsonville, CA 3 $ 1,087,000 $ 362,333 $ 126,000
Tyler, TX 3 $ 561,000 $ 187,000 $ 122,000
Bellingham, WA 2 $ 469,000 $ 234,500 $ 60,000
Bend-Redmond, OR 2 $ 567,000 $ 283,500 $ 383,000
Boise City, ID 2 $ 536,000 $ 268,000 $ 108,000
College Station-Bryan, TX 2 $ 378,000 $ 189,000 $ 132,000
El Centro, CA 2 $ 303,000 $ 151,500 $ 101,000
Eugene, OR 2 $ 530,000 $ 265,000 $ 98,000
Hanford-Corcoran, CA 2 $ 461,000 $ 230,500 $ 82,000
Harrisburg-Carlisle, PA 2 $ 515,000 $ 257,500 $ 110,000
Knoxville, TN 2 $ 407,000 $ 203,500 $ 167,000
McAllen-Edinburg-Mission, TX 2 $ 395,000 $ 197,500 $ 155,000
Medford, OR 2 $ 450,000 $ 225,000 $ 168,000
Trenton, NJ 2 $ 320,000 $ 160,000 $ 79,000
Abilene, TX 1 $ 250,000 $ 250,000 $ 118,000
Appleton, WI 1 $ 100,000 $ 100,000 $ 38,000
Beaumont-Port Arthur, TX 1 $ 300,000 $ 300,000 $ 120,000
Boulder, CO 1 $ 289,000 $ 289,000 $ 85,000
Corvallis, OR 1 $ 280,000 $ 280,000 $ 80,000
Gettysburg, PA 1 $ 220,000 $ 220,000 $ 151,000
Greeley, CO 1 $ 390,000 $ 390,000 $ 88,000
Idaho Falls, ID 1 $ 120,000 $ 120,000 $ 9,000
Jackson, TN 1 $ 152,000 $ 152,000 $ 37,000
Johnson City, TN 1 $ 196,000 $ 196,000 $ 192,000
Lebanon, PA 1 $ 100,000 $ 100,000 $ 26,000
Lewiston, ID-WA 1 $ 122,000 $ 122,000 $ 18,000
Madison, WI 1 $ 160,000 $ 160,000 $ 50,000
Midland, TX 1 $ 198,000 $ 198,000 $ 70,000
Salem, OR 1 $ 180,000 $ 180,000 $ 276,000
Salisbury, MD-DE 1 $ 194,000 $ 194,000 $ 62,000
Spokane-Spokane Valley, WA 1 $ 250,000 $ 250,000 $ 83,000
Walla Walla, WA 1 $ 175,000 $ 175,000 $ 133,000
Wausau, WI 1 $ 203,000 $ 203,000 $ 76,000
Wilmington, DE-MD-NJ 1 $ 285,000 $ 285,000 $ 127,000
York-Hanover, PA 1 $ 220,000 $ 220,000 $ 93,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,066 $337,566,000 $316,000 $1,490,000 $130,000 $1,560,000
Home Purchase 238 $78,092,000 $328,000 $1,620,000 $154,000 $1,416,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 762 $242,397,000 $318,000 $1,620,000 $140,000 $1,560,000
Asian 318 $104,846,000 $329,000 $1,030,000 $136,000 $819,000
Hispanic 174 $52,565,000 $302,000 $1,040,000 $115,000 $459,000
Black or African American 28 $8,250,000 $294,000 $680,000 $106,000 $237,000
Not Provided 8 $2,922,000 $365,000 $500,000 $140,000 $226,000
American Indian or Alaskan Native 7 $2,187,000 $312,000 $600,000 $107,000 $233,000
Native Hawaiian or Other Pacific Islander 7 $2,491,000 $355,000 $600,000 $139,000 $244,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,304 $415,658,000 $318,000 $1,620,000 $135,000 $1,560,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 719 $224,702,000 $312,000 $1,000,000 $127,000 $423,000
Application Withdrawn By Applicant 470 $154,922,000 $329,000 $1,620,000 $152,000 $1,560,000
Application Denied By Financial Institution 85 $27,400,000 $322,000 $888,000 $108,000 $625,000
Application Approved But Not Accepted 30 $8,634,000 $287,000 $600,000 $124,000 $294,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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