American Portfolio Mortgage Corporation Mortgage Lending & HMDA Data, 2025
In 2025, American Portfolio Mortgage Corporation of Palatine, IL reported 4,005 mortgage applications totaling $1.4 billion, down 7% from 2024. The average application was for $338,265, and applicants reported an average income of $139,421. 74% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,609), Fort Worth-Arlington, TX (581) and El Paso, TX (207) (applications in parentheses).
| Mortgage Company & Address | American Portfolio Mortgage Corporation 800 East Northwest Highway Palatine, IL 60067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,005 |
| Total Mortgage Loan Application Amount | $1,354,755,000 |
| Average Mortgage Loan Application Amount | $338,265 |
| Highest Mortgage Loan Application Amount | $3,355,000 |
| Average Applicant Income | $139,421 |
| Highest Applicant Income | $2,827,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Portfolio Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 1,609 | $ 590,875,000 | $ 367,231 | $ 157,000 |
| Fort Worth-Arlington, TX | 581 | $ 183,215,000 | $ 315,344 | $ 135,000 |
| Outside any metro area | 259 | $ 76,745,000 | $ 296,312 | $ 118,393 |
| El Paso, TX | 207 | $ 54,465,000 | $ 263,115 | $ 117,000 |
| Chicago-Naperville, IL | 197 | $ 46,825,000 | $ 237,690 | $ 96,000 |
| Lake County-Porter County-Jasper County, IN | 134 | $ 30,730,000 | $ 229,328 | $ 96,000 |
| Arlington-Alexandria-Reston, VA-WV | 128 | $ 83,890,000 | $ 655,390 | $ 209,000 |
| Oklahoma City, OK | 102 | $ 20,910,000 | $ 205,000 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 86 | $ 24,120,000 | $ 280,465 | $ 143,000 |
| Sherman-Denison, TX | 80 | $ 24,140,000 | $ 301,750 | $ 117,000 |
| Orlando-Kissimmee-Sanford, FL | 52 | $ 14,710,000 | $ 282,884 | $ 90,000 |
| Amarillo, TX | 39 | $ 9,225,000 | $ 236,538 | $ 108,000 |
| Austin-Round Rock, TX | 36 | $ 22,270,000 | $ 618,611 | $ 283,000 |
| Las Vegas-Henderson-Paradise, NV | 32 | $ 12,510,000 | $ 390,937 | $ 133,000 |
| St. Joseph, MO-KS | 28 | $ 5,320,000 | $ 190,000 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 26 | $ 6,930,000 | $ 266,538 | $ 110,000 |
| Tampa, FL | 24 | $ 5,910,000 | $ 246,250 | $ 94,000 |
| Winchester, VA-WV | 24 | $ 9,900,000 | $ 412,500 | $ 189,000 |
| Cape Coral-Fort Myers, FL | 18 | $ 8,630,000 | $ 479,444 | $ 129,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 6,000,000 | $ 375,000 | $ 114,000 |
| Elgin, IL | 15 | $ 4,715,000 | $ 314,333 | $ 127,000 |
| Washington, DC-MD | 15 | $ 9,265,000 | $ 617,666 | $ 183,533 |
| San Antonio-New Braunfels, TX | 12 | $ 4,890,000 | $ 407,500 | $ 175,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,950,000 | $ 195,000 | $ 88,000 |
| Lakeland-Winter Haven, FL | 10 | $ 2,800,000 | $ 280,000 | $ 86,000 |
| Laredo, TX | 9 | $ 1,755,000 | $ 195,000 | $ 97,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 7,505,000 | $ 833,888 | $ 183,000 |
| Columbia, MO | 8 | $ 3,150,000 | $ 393,750 | $ 140,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 2,730,000 | $ 341,250 | $ 113,000 |
| Joplin, MO | 8 | $ 1,460,000 | $ 182,500 | $ 81,250 |
| Waco, TX | 8 | $ 2,420,000 | $ 302,500 | $ 124,000 |
| Huntsville, AL | 7 | $ 2,195,000 | $ 313,571 | $ 140,000 |
| Killeen-Temple, TX | 7 | $ 1,995,000 | $ 285,000 | $ 88,000 |
| Lafayette, LA | 7 | $ 1,365,000 | $ 195,000 | $ 67,000 |
| Odessa, TX | 7 | $ 1,575,000 | $ 225,000 | $ 104,000 |
| Tyler, TX | 7 | $ 2,065,000 | $ 295,000 | $ 120,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,590,000 | $ 265,000 | $ 172,000 |
| Midland, TX | 6 | $ 2,080,000 | $ 346,666 | $ 147,000 |
| Abilene, TX | 5 | $ 805,000 | $ 161,000 | $ 249,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 2,115,000 | $ 423,000 | $ 223,000 |
| Jacksonville, FL | 5 | $ 1,455,000 | $ 291,000 | $ 100,000 |
| Longview, TX | 5 | $ 1,295,000 | $ 259,000 | $ 109,000 |
| Michigan City-La Porte, IN | 5 | $ 1,115,000 | $ 223,000 | $ 104,000 |
| Springfield, MO | 5 | $ 1,145,000 | $ 229,000 | $ 88,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 2,815,000 | $ 563,000 | $ 171,000 |
| Wichita Falls, TX | 5 | $ 1,495,000 | $ 299,000 | $ 230,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,480,000 | $ 370,000 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 1,140,000 | $ 285,000 | $ 108,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 1,430,000 | $ 357,500 | $ 135,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,160,000 | $ 290,000 | $ 140,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 1,580,000 | $ 395,000 | $ 131,500 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 1,945,000 | $ 648,333 | $ 132,000 |
| Greensboro-High Point, NC | 3 | $ 1,205,000 | $ 401,666 | $ 112,000 |
| Jefferson City, MO | 3 | $ 915,000 | $ 305,000 | $ 87,000 |
| Kansas City, MO-KS | 3 | $ 685,000 | $ 228,333 | $ 232,333 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,335,000 | $ 445,000 | $ 99,000 |
| Lawton, OK | 3 | $ 775,000 | $ 258,333 | $ 312,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 895,000 | $ 298,333 | $ 157,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,555,000 | $ 518,333 | $ 135,000 |
| Ocala, FL | 3 | $ 825,000 | $ 275,000 | $ 54,000 |
| Punta Gorda, FL | 3 | $ 855,000 | $ 285,000 | $ 132,000 |
| Rockford, IL | 3 | $ 725,000 | $ 241,666 | $ 111,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 1,245,000 | $ 415,000 | $ 142,000 |
| Shreveport-Bossier City, LA | 3 | $ 745,000 | $ 248,333 | $ 81,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 855,000 | $ 285,000 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 550,000 | $ 275,000 | $ 56,000 |
| College Station-Bryan, TX | 2 | $ 940,000 | $ 470,000 | $ 152,000 |
| Corpus Christi, TX | 2 | $ 1,460,000 | $ 730,000 | $ 249,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 3,090,000 | $ 1,545,000 | $ 812,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 1,090,000 | $ 545,000 | $ 114,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 1,120,000 | $ 560,000 | $ 351,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| Lafayette-West Lafayette, IN | 2 | $ 690,000 | $ 345,000 | $ 163,000 |
| Las Cruces, NM | 2 | $ 830,000 | $ 415,000 | $ 208,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,610,000 | $ 805,000 | $ 318,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Richmond, VA | 2 | $ 740,000 | $ 370,000 | $ 170,000 |
| Sebring, FL | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Texarkana, TX-AR | 2 | $ 1,330,000 | $ 665,000 | $ 185,000 |
| Tulsa, OK | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Wildwood-The Villages, FL | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Albuquerque, NM | 1 | $ 555,000 | $ 555,000 | $ 200,000 |
| Charleston-North Charleston, SC | 1 | $ 1,045,000 | $ 1,045,000 | $ 473,000 |
| Cincinnati, OH-KY-IN | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Cleveland, OH | 1 | $ 625,000 | $ 625,000 | $ 170,000 |
| Colorado Springs, CO | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 435,000 | $ 435,000 | $ 104,000 |
| Eagle Pass, TX | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Florence-Muscle Shoals, AL | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Fort Smith, AR-OK | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Gainesville, FL | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 415,000 | $ 415,000 | $ 64,000 |
| Homosassa Springs, FL | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Johnson City, TN | 1 | $ 505,000 | $ 505,000 | $ 60,000 |
| Jonesboro, AR | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 875,000 | $ 875,000 | $ 245,000 |
| Muskegon, MI | 1 | $ 255,000 | $ 255,000 | $ 293,000 |
| Niles-Benton Harbor, MI | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Pueblo, CO | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Raleigh, NC | 1 | $ 575,000 | $ 575,000 | $ 176,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 455,000 | $ 455,000 | $ 320,000 |
| San Diego-Carlsbad, CA | 1 | $ 445,000 | $ 445,000 | $ 236,000 |
| Savannah, GA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Tacoma-Lakewood, WA | 1 | $ 435,000 | $ 435,000 | $ 99,000 |
| Tucson, AZ | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 465,000 | $ 465,000 | $ 103,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Winston-Salem, NC | 1 | $ 415,000 | $ 415,000 | $ 204,000 |
Mortgage Loan Application Detail Totals for American Portfolio Mortgage Corporation in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,530 | $1,176,300,000 | $333,000 | $2,525,000 | $136,000 | $2,827,000 |
| Cash-out Refinancing | 269 | $89,245,000 | $331,000 | $3,355,000 | $146,000 | $1,990,000 |
| Refinancing | 204 | $88,340,000 | $433,000 | $1,495,000 | $190,000 | $1,646,000 |
| Other Purpose | 2 | $870,000 | $435,000 | $455,000 | $135,000 | $140,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,695 | $461,605,000 | $272,000 | $1,905,000 | $111,000 | $2,293,000 |
| White | 1,371 | $535,385,000 | $390,000 | $3,355,000 | $167,000 | $2,384,000 |
| Not Provided | 461 | $189,425,000 | $410,000 | $2,525,000 | $164,000 | $2,827,000 |
| Black or African American | 323 | $99,025,000 | $306,000 | $1,205,000 | $109,000 | $920,000 |
| Asian | 135 | $63,045,000 | $467,000 | $1,995,000 | $197,000 | $1,027,000 |
| American Indian or Alaskan Native | 13 | $4,245,000 | $326,000 | $825,000 | $134,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,800,000 | $300,000 | $475,000 | $82,000 | $96,000 |
| Not applicable | 1 | $225,000 | $225,000 | $225,000 | $94,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,136 | $803,480,000 | $376,000 | $3,355,000 | $174,000 | $2,827,000 |
| FHA-insured (Federal Housing Administration) | 1,606 | $443,660,000 | $276,000 | $635,000 | $94,000 | $512,000 |
| VA-guaranteed (Veterans Administration) | 244 | $103,830,000 | $425,000 | $1,055,000 | $139,000 | $526,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,785,000 | $199,000 | $305,000 | $75,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,955 | $994,105,000 | $336,000 | $2,505,000 | $140,000 | $2,384,000 |
| Application Withdrawn By Applicant | 637 | $214,355,000 | $336,000 | $1,995,000 | $140,000 | $2,827,000 |
| Application Denied By Financial Institution | 331 | $114,525,000 | $345,000 | $2,525,000 | $127,000 | $1,179,000 |
| File Closed For Incompleteness | 79 | $30,355,000 | $384,000 | $3,355,000 | $155,000 | $2,293,000 |
| Application Approved But Not Accepted | 3 | $1,415,000 | $471,000 | $615,000 | $122,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,674 | $1,240,230,000 | $337,000 | $3,355,000 | $140,000 | $2,827,000 |
| Unverifiable Information | 162 | $58,680,000 | $362,000 | $2,525,000 | $140,000 | $1,179,000 |
| Collateral | 67 | $22,165,000 | $330,000 | $1,085,000 | $106,000 | $472,000 |
| Debt-To-Income Ratio | 40 | $15,550,000 | $388,000 | $1,325,000 | $108,000 | $418,000 |
| Credit Application Incomplete | 23 | $6,005,000 | $261,000 | $665,000 | $114,000 | $351,000 |
| Credit History | 18 | $4,640,000 | $257,000 | $585,000 | $133,000 | $405,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $5,440,000 | $340,000 | $1,265,000 | $135,000 | $725,000 |
| Employment History | 4 | $1,850,000 | $462,000 | $1,055,000 | $125,000 | $217,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $57,000 | $57,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Portfolio Mortgage Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Portfolio Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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