Ameripro Funding Mortgage Lending & HMDA Data, 2012

In 2012, Ameripro Funding of Austin, TX reported 5,456 mortgage applications totaling $997.2 million, up 31% from 2011. The average application was for $182,768, and applicants reported an average income of $90,814. 78% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Austin-Round Rock-San Marcos, TX (1,814), Houston-Sugar Land-Baytown, TX (1,095) and Dallas-Plano-Irving, TX (826) (applications in parentheses).

Mortgage Company & Address Ameripro Funding
8300 N. Mopac Expressway Suite 120
Austin, TX 78759
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 5,456
Total Mortgage Loan Application Amount $997,186,000
Average Mortgage Loan Application Amount $182,768
Highest Mortgage Loan Application Amount $1,424,000
Average Applicant Income $90,814
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameripro Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameripro Funding by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Travis, Texas 1,120 $ 260,225,000 $ 232,343 $ 116,000
Harris, Texas 516 $ 83,180,000 $ 161,201 $ 78,000
Williamson, Texas 515 $ 93,276,000 $ 181,118 $ 91,000
Bexar, Texas 435 $ 68,251,000 $ 156,898 $ 63,000
Tarrant, Texas 376 $ 57,098,000 $ 151,856 $ 76,000
Collin, Texas 313 $ 54,706,000 $ 174,779 $ 79,000
Dallas, Texas 246 $ 44,006,000 $ 178,886 $ 105,000
Montgomery, Texas 245 $ 41,851,000 $ 170,820 $ 73,000
Denton, Texas 235 $ 43,528,000 $ 185,225 $ 101,000
Jefferson, Texas 161 $ 24,952,000 $ 154,981 $ 81,000
Brazoria, Texas 152 $ 22,211,000 $ 146,125 $ 60,000
Hays, Texas 148 $ 27,142,000 $ 183,391 $ 89,000
Fort Bend, Texas 146 $ 26,002,000 $ 178,095 $ 72,000
Tulsa, Oklahoma 104 $ 25,913,000 $ 249,163 $ 142,000
Hardin, Texas 94 $ 15,797,000 $ 168,053 $ 81,000
Hidalgo, Texas 67 $ 8,829,000 $ 131,776 $ 68,000
Wise, Texas 43 $ 6,263,000 $ 145,651 $ 48,000
Grayson, Texas 39 $ 5,608,000 $ 143,794 $ 80,000
Orange, Texas 30 $ 4,359,000 $ 145,300 $ 72,000
El Paso, Texas 28 $ 4,664,000 $ 166,571 $ 120,000
Galveston, Texas 24 $ 4,056,000 $ 169,000 $ 102,000
Comal, Texas 23 $ 5,032,000 $ 218,782 $ 115,000
Bastrop, Texas 22 $ 3,296,000 $ 149,818 $ 71,000
Guadalupe, Texas 21 $ 3,491,000 $ 166,238 $ 68,000
Webb, Texas 14 $ 3,080,000 $ 220,000 $ 120,000
Johnson, Texas 13 $ 2,387,000 $ 183,615 $ 101,000
Parker, Texas 13 $ 2,497,000 $ 192,076 $ 116,000
Brazos, Texas 12 $ 1,835,000 $ 152,916 $ 121,000
Burnet, Texas 12 $ 2,158,000 $ 179,833 $ 98,000
Llano, Texas 12 $ 2,091,000 $ 174,250 $ 144,000
Wagoner, Oklahoma 11 $ 2,104,000 $ 191,272 $ 76,000
McLennan, Texas 11 $ 1,530,000 $ 139,090 $ 61,000
Ellis, Texas 10 $ 1,794,000 $ 179,400 $ 77,000
Caldwell, Texas 9 $ 1,435,000 $ 159,444 $ 96,000
Kendall, Texas 9 $ 2,111,000 $ 234,555 $ 159,000
Smith, Texas 9 $ 1,655,000 $ 183,888 $ 108,000
Wilson, Texas 9 $ 1,961,000 $ 217,888 $ 82,000
Cameron, Texas 8 $ 1,143,000 $ 142,875 $ 83,000
Kaufman, Texas 8 $ 1,200,000 $ 150,000 $ 63,000
Rockwall, Texas 8 $ 1,259,000 $ 157,375 $ 69,000
Eastland, Texas 7 $ 848,000 $ 121,142 $ 59,000
Jasper, Texas 7 $ 859,000 $ 122,714 $ 79,000
Nueces, Texas 7 $ 1,641,000 $ 234,428 $ 107,000
Bell, Texas 6 $ 742,000 $ 123,666 $ 54,000
Hood, Texas 6 $ 856,000 $ 142,666 $ 63,000
Midland, Texas 6 $ 1,195,000 $ 199,166 $ 73,000
Rogers, Oklahoma 5 $ 938,000 $ 187,600 $ 92,000
Henderson, Texas 5 $ 1,054,000 $ 210,800 $ 362,000
Hunt, Texas 5 $ 708,000 $ 141,600 $ 98,000
Lubbock, Texas 5 $ 974,000 $ 194,800 $ 118,000
Randall, Texas 5 $ 642,000 $ 128,400 $ 63,000
Chambers, Texas 4 $ 852,000 $ 213,000 $ 81,000
Gregg, Texas 4 $ 746,000 $ 186,500 $ 165,000
Milam, Texas 4 $ 356,000 $ 89,000 $ 58,000
Newton, Texas 4 $ 512,000 $ 128,000 $ 111,000
Starr, Texas 4 $ 747,000 $ 186,750 $ 111,000
Waller, Texas 4 $ 1,060,000 $ 265,000 $ 154,000
Blanco, Texas 3 $ 876,000 $ 292,000 $ 103,000
Colorado, Texas 3 $ 643,000 $ 214,333 $ 93,000
Gillespie, Texas 3 $ 605,000 $ 201,666 $ 314,000
Liberty, Texas 3 $ 612,000 $ 204,000 $ 78,000
Medina, Texas 3 $ 763,000 $ 254,333 $ 81,000
Tom Green, Texas 3 $ 1,042,000 $ 347,333 $ 198,000
Walker, Texas 3 $ 363,000 $ 121,000 $ 52,000
Cleveland, Oklahoma 2 $ 177,000 $ 88,500 $ 76,000
Delaware, Oklahoma 2 $ 642,000 $ 321,000 $ 427,000
Mayes, Oklahoma 2 $ 227,000 $ 113,500 $ 106,000
Oklahoma, Oklahoma 2 $ 557,000 $ 278,500 $ 135,000
Ector, Texas 2 $ 332,000 $ 166,000 $ 121,000
Erath, Texas 2 $ 189,000 $ 94,500 $ 81,000
Kerr, Texas 2 $ 519,000 $ 259,500 $ 151,000
Lampasas, Texas 2 $ 363,000 $ 181,500 $ 55,000
Nacogdoches, Texas 2 $ 354,000 $ 177,000 $ 26,000
Potter, Texas 2 $ 253,000 $ 126,500 $ 43,000
Rusk, Texas 2 $ 409,000 $ 204,500 $ 51,000
Taylor, Texas 2 $ 255,000 $ 127,500 $ 56,000
Upshur, Texas 2 $ 337,000 $ 168,500 $ 136,000
Victoria, Texas 2 $ 274,000 $ 137,000 $ 75,000
Denver, Colorado 1 $ 322,000 $ 322,000 $ 73,000
Jefferson, Colorado 1 $ 339,000 $ 339,000 $ 118,000
Creek, Oklahoma 1 $ 400,000 $ 400,000 $ 149,000
Nowata, Oklahoma 1 $ 65,000 $ 65,000 $ 148,000
Okmulgee, Oklahoma 1 $ 152,000 $ 152,000 $ 30,000
Andrews, Texas 1 $ 167,000 $ 167,000 $ 146,000
Aransas, Texas 1 $ 356,000 $ 356,000 $ 184,000
Atascosa, Texas 1 $ 171,000 $ 171,000 $ 97,000
Austin, Texas 1 $ 87,000 $ 87,000 $ 140,000
Bandera, Texas 1 $ 83,000 $ 83,000 $ 44,000
Cass, Texas 1 $ 82,000 $ 82,000 $ 38,000
Cooke, Texas 1 $ 103,000 $ 103,000 $ 108,000
Delta, Texas 1 $ 220,000 $ 220,000 $ 208,000
DeWitt, Texas 1 $ 300,000 $ 300,000 $ 135,000
Edwards, Texas 1 $ 64,000 $ 64,000 $ 34,000
Falls, Texas 1 $ 161,000 $ 161,000 $ 76,000
Franklin, Texas 1 $ 394,000 $ 394,000 $ 270,000
Gaines, Texas 1 $ 277,000 $ 277,000 $ 245,000
Grimes, Texas 1 $ 264,000 $ 264,000 $ 132,000
Hill, Texas 1 $ 113,000 $ 113,000 $ 178,000
Houston, Texas 1 $ 78,000 $ 78,000 $ 24,000
Jim Wells, Texas 1 $ 110,000 $ 110,000 $ 48,000
Mason, Texas 1 $ 184,000 $ 184,000 $ 157,000
Matagorda, Texas 1 $ 136,000 $ 136,000 $ 79,000
McMullen, Texas 1 $ 200,000 $ 200,000 $ 57,000
Moore, Texas 1 $ 138,000 $ 138,000 $ 60,000
Navarro, Texas 1 $ 289,000 $ 289,000 $ 178,000
Pecos, Texas 1 $ 146,000 $ 146,000 $ 44,000
Polk, Texas 1 $ 259,000 $ 259,000 $ 222,000
Rains, Texas 1 $ 108,000 $ 108,000 $ 42,000
San Patricio, Texas 1 $ 79,000 $ 79,000 $ 70,000
Somervell, Texas 1 $ 147,000 $ 147,000 $ 131,000
Sutton, Texas 1 $ 105,000 $ 105,000 $ 36,000
Trinity, Texas 1 $ 290,000 $ 290,000 $ 348,000
Val Verde, Texas 1 $ 210,000 $ 210,000 $ 105,000
Van Zandt, Texas 1 $ 63,000 $ 63,000 $ 26,000
Ward, Texas 1 $ 230,000 $ 230,000 $ 218,000
Washington, Texas 1 $ 115,000 $ 115,000 $ 255,000
Wharton, Texas 1 $ 118,000 $ 118,000 $ 102,000
Wichita, Texas 1 $ 330,000 $ 330,000 $ 432,000
Wood, Texas 1 $ 92,000 $ 92,000 $ 32,000

Mortgage Loan Application Detail Totals for Ameripro Funding in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,000 $674,209,000 $168,000 $1,000,000 $78,000 $2,253,000
Refinancing 1,454 $322,535,000 $221,000 $1,424,000 $126,000 $2,400,000
Home Improvement 2 $442,000 $221,000 $280,000 $139,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,258 $632,825,000 $194,000 $1,295,000 $101,000 $2,253,000
Hispanic 1,095 $162,577,000 $148,000 $1,424,000 $63,000 $2,400,000
Black or African American 502 $75,415,000 $150,000 $518,000 $60,000 $616,000
Not Provided 419 $89,764,000 $214,000 $748,000 $114,000 $1,100,000
Asian 157 $30,941,000 $197,000 $608,000 $100,000 $491,000
American Indian or Alaskan Native 15 $3,195,000 $213,000 $368,000 $87,000 $197,000
Native Hawaiian or Other Pacific Islander 10 $2,469,000 $246,000 $939,000 $76,000 $222,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,407 $537,436,000 $223,000 $1,424,000 $131,000 $2,400,000
FHA-insured (Federal Housing Administration) 1,974 $291,486,000 $147,000 $336,000 $64,000 $924,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 737 $102,795,000 $139,000 $271,000 $44,000 $102,000
VA-guaranteed (Veterans Administration) 338 $65,469,000 $193,000 $652,000 $63,000 $283,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,258 $782,882,000 $183,000 $1,295,000 $92,000 $2,253,000
Application Withdrawn By Applicant 696 $124,591,000 $179,000 $1,424,000 $86,000 $2,400,000
Application Denied By Financial Institution 255 $49,717,000 $194,000 $1,258,000 $103,000 $1,100,000
File Closed For Incompleteness 239 $38,933,000 $162,000 $960,000 $74,000 $453,000
Application Approved But Not Accepted 8 $1,063,000 $132,000 $175,000 $61,000 $142,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 88 $16,430,000 $186,000 $910,000 $78,000 $792,000
Credit History 47 $9,028,000 $192,000 $662,000 $96,000 $650,000
Collateral 44 $9,552,000 $217,000 $939,000 $155,000 $660,000
Other 23 $3,868,000 $168,000 $417,000 $104,000 $720,000
Employment History 23 $3,828,000 $166,000 $600,000 $75,000 $275,000
Unverifiable Information 19 $4,023,000 $211,000 $616,000 $136,000 $1,100,000
Credit Application Incomplete 5 $2,092,000 $418,000 $1,258,000 $170,000 $352,000
Insufficient Cash (Downpayment, Closing Cost) 4 $623,000 $155,000 $240,000 $90,000 $215,000
Mortgage Insurance Denied 2 $273,000 $136,000 $149,000 $112,000 $126,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameripro Funding's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameripro Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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