Ameris Bank Mortgage Lending & HMDA Data, 2024

In 2024, Ameris Bank of Atlanta, GA reported 20,452 mortgage applications totaling $6.8 billion, up 10% from 2023. The average application was for $333,820, and applicants reported an average income of $160,834. 71% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (4,989), Marietta, GA (1,561) and Jacksonville, FL (1,365) (applications in parentheses).

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 20,452
Total Mortgage Loan Application Amount $6,827,300,000
Average Mortgage Loan Application Amount $333,820
Highest Mortgage Loan Application Amount $37,505,000
Average Applicant Income $160,834
Highest Applicant Income $9,713,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameris Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,504 $ 628,070,000 $ 417,599 $ 237,000
DeKalb, Georgia 967 $ 332,235,000 $ 343,572 $ 189,000
Gwinnett, Georgia 866 $ 268,030,000 $ 309,503 $ 141,000
Cobb, Georgia 847 $ 281,655,000 $ 332,532 $ 163,000
Duval, Florida 788 $ 202,540,000 $ 257,030 $ 122,000
St. Johns, Florida 444 $ 196,330,000 $ 442,184 $ 225,000
Cherokee, Georgia 399 $ 151,845,000 $ 380,563 $ 183,000
Richland, South Carolina 358 $ 75,770,000 $ 211,648 $ 91,000
Charleston, South Carolina 354 $ 146,990,000 $ 415,225 $ 188,000
Lowndes, Georgia 280 $ 65,500,000 $ 233,928 $ 101,000
Berkeley, South Carolina 280 $ 88,100,000 $ 314,642 $ 120,000
Forsyth, Georgia 273 $ 115,105,000 $ 421,630 $ 206,000
Lexington, South Carolina 270 $ 81,020,000 $ 300,074 $ 137,000
Davidson, Tennessee 258 $ 95,320,000 $ 369,457 $ 176,000
Fairfax, Virginia 257 $ 111,545,000 $ 434,027 $ 170,000
Prince George's, Maryland 256 $ 66,460,000 $ 259,609 $ 113,000
Baltimore City, Maryland 223 $ 36,485,000 $ 163,609 $ 81,000
Henry, Georgia 222 $ 60,500,000 $ 272,522 $ 127,000
Alachua, Florida 217 $ 67,645,000 $ 311,728 $ 162,000
Volusia, Florida 204 $ 72,240,000 $ 354,117 $ 190,000
Paulding, Georgia 195 $ 51,205,000 $ 262,589 $ 106,000
Horry, South Carolina 194 $ 59,190,000 $ 305,103 $ 201,000
Beaufort, South Carolina 192 $ 79,650,000 $ 414,843 $ 241,000
Chatham, Georgia 185 $ 64,405,000 $ 348,135 $ 231,000
Loudoun, Virginia 179 $ 74,715,000 $ 417,402 $ 160,000
Coweta, Georgia 178 $ 60,760,000 $ 341,348 $ 143,000
Hall, Georgia 178 $ 64,330,000 $ 361,404 $ 173,000
Fayette, Georgia 150 $ 59,540,000 $ 396,933 $ 227,000
Leon, Florida 144 $ 36,560,000 $ 253,888 $ 145,000
Greenville, South Carolina 142 $ 38,850,000 $ 273,591 $ 143,000
Baltimore, Maryland 141 $ 30,235,000 $ 214,432 $ 105,000
Calhoun, Alabama 139 $ 29,165,000 $ 209,820 $ 94,000
Barrow, Georgia 134 $ 35,070,000 $ 261,716 $ 115,000
Flagler, Florida 131 $ 48,175,000 $ 367,748 $ 181,000
Dorchester, South Carolina 125 $ 35,855,000 $ 286,840 $ 107,000
Clayton, Georgia 122 $ 23,870,000 $ 195,655 $ 88,000
Mecklenburg, North Carolina 118 $ 49,120,000 $ 416,271 $ 168,000
Columbia, Georgia 113 $ 71,355,000 $ 631,460 $ 140,000
Jackson, Georgia 112 $ 43,100,000 $ 384,821 $ 162,000
Montgomery, Maryland 111 $ 40,215,000 $ 362,297 $ 149,000
Marion, Florida 107 $ 23,285,000 $ 217,616 $ 102,000
Aiken, South Carolina 107 $ 29,895,000 $ 279,392 $ 114,000
Bartow, Georgia 104 $ 22,870,000 $ 219,903 $ 158,000
Prince William, Virginia 104 $ 32,540,000 $ 312,884 $ 181,000
Douglas, Georgia 102 $ 27,750,000 $ 272,058 $ 131,000
Guilford, North Carolina 94 $ 20,510,000 $ 218,191 $ 83,000
Honolulu, Hawaii 85 $ 51,635,000 $ 607,470 $ 173,000
Clay, Florida 83 $ 24,545,000 $ 295,722 $ 137,000
Anne Arundel, Maryland 81 $ 31,385,000 $ 387,469 $ 155,000
Escambia, Florida 78 $ 23,520,000 $ 301,538 $ 151,000
Sumner, Tennessee 78 $ 24,970,000 $ 320,128 $ 132,000
Jefferson, Alabama 77 $ 25,435,000 $ 330,324 $ 135,000
Forsyth, North Carolina 75 $ 18,875,000 $ 251,666 $ 94,000
Chesterfield, Virginia 75 $ 18,575,000 $ 247,666 $ 96,000
Putnam, Florida 72 $ 14,450,000 $ 200,694 $ 118,000
Richmond, Georgia 71 $ 15,355,000 $ 216,267 $ 119,000
Cook, Illinois 71 $ 25,855,000 $ 364,154 $ 162,000
Wake, North Carolina 68 $ 23,910,000 $ 351,617 $ 170,000
Anderson, South Carolina 68 $ 16,910,000 $ 248,676 $ 103,000
Rutherford, Tennessee 68 $ 21,220,000 $ 312,058 $ 125,000
San Diego, California 62 $ 37,820,000 $ 610,000 $ 202,000
Newton, Georgia 62 $ 17,520,000 $ 282,580 $ 120,000
Spartanburg, South Carolina 62 $ 17,160,000 $ 276,774 $ 118,000
District of Columbia, District Of Columbia 59 $ 21,385,000 $ 362,457 $ 155,000
James City, Virginia 57 $ 23,425,000 $ 410,964 $ 195,000
Dawson, Georgia 56 $ 20,420,000 $ 364,642 $ 168,000
Carroll, Georgia 55 $ 15,595,000 $ 283,545 $ 136,000
Newport News, Virginia 55 $ 11,045,000 $ 200,818 $ 90,000
Bay, Florida 54 $ 13,380,000 $ 247,777 $ 119,000
Alameda, California 52 $ 30,040,000 $ 577,692 $ 202,000
Bryan, Georgia 52 $ 14,240,000 $ 273,846 $ 147,000
Clarke, Georgia 52 $ 16,290,000 $ 313,269 $ 214,000
Dougherty, Georgia 52 $ 7,150,000 $ 137,500 $ 82,000
Pasco, Florida 51 $ 22,195,000 $ 435,196 $ 184,000
Effingham, Georgia 51 $ 10,485,000 $ 205,588 $ 159,000
Henrico, Virginia 50 $ 13,310,000 $ 266,200 $ 126,000
Spotsylvania, Virginia 50 $ 15,400,000 $ 308,000 $ 128,000
Wakulla, Florida 49 $ 9,755,000 $ 199,081 $ 143,000
Charles, Maryland 49 $ 14,685,000 $ 299,693 $ 114,000
Williamson, Tennessee 49 $ 28,955,000 $ 590,918 $ 231,000
Houston, Alabama 47 $ 9,965,000 $ 212,021 $ 104,000
Glynn, Georgia 47 $ 15,425,000 $ 328,191 $ 177,000
Orangeburg, South Carolina 47 $ 10,075,000 $ 214,361 $ 104,000
Orange, Florida 46 $ 21,930,000 $ 476,739 $ 268,000
San Mateo, California 45 $ 28,755,000 $ 639,000 $ 215,000
Los Angeles, California 44 $ 25,600,000 $ 581,818 $ 225,000
Wilson, Tennessee 44 $ 17,560,000 $ 399,090 $ 154,000
Sacramento, California 42 $ 18,980,000 $ 451,904 $ 164,000
Liberty, Georgia 42 $ 9,390,000 $ 223,571 $ 146,000
Walton, Georgia 42 $ 13,600,000 $ 323,809 $ 148,000
Rowan, North Carolina 42 $ 7,950,000 $ 189,285 $ 105,000
Santa Rosa, Florida 41 $ 15,265,000 $ 372,317 $ 190,000
Colquitt, Georgia 41 $ 5,125,000 $ 125,000 $ 92,000
Lee, Georgia 41 $ 8,195,000 $ 199,878 $ 89,000
Rockdale, Georgia 41 $ 10,185,000 $ 248,414 $ 117,000
Sonoma, California 40 $ 22,400,000 $ 560,000 $ 274,000
Kershaw, South Carolina 40 $ 8,170,000 $ 204,250 $ 86,000
Oconee, Georgia 39 $ 24,535,000 $ 629,102 $ 263,000
Manatee, Florida 38 $ 18,240,000 $ 480,000 $ 233,000
Floyd, Georgia 38 $ 11,010,000 $ 289,736 $ 106,000
Georgetown, South Carolina 38 $ 13,450,000 $ 353,947 $ 188,000
Arlington, Virginia 38 $ 16,010,000 $ 421,315 $ 182,000
Lumpkin, Georgia 37 $ 16,655,000 $ 450,135 $ 160,000
Okaloosa, Florida 36 $ 10,420,000 $ 289,444 $ 132,000
Houston, Georgia 36 $ 9,680,000 $ 268,888 $ 127,000
Jasper, Georgia 36 $ 6,780,000 $ 188,333 $ 126,000
Spalding, Georgia 36 $ 8,190,000 $ 227,500 $ 117,000
Stafford, Virginia 36 $ 11,110,000 $ 308,611 $ 151,000
San Francisco, California 35 $ 21,455,000 $ 613,000 $ 267,000
Cabarrus, North Carolina 35 $ 9,055,000 $ 258,714 $ 104,000
Pickens, South Carolina 35 $ 11,415,000 $ 326,142 $ 151,000
Alexandria, Virginia 35 $ 17,795,000 $ 508,428 $ 211,000
Nassau, Florida 34 $ 15,390,000 $ 452,647 $ 221,000
Durham, North Carolina 34 $ 10,830,000 $ 318,529 $ 118,000
Bulloch, Georgia 33 $ 8,545,000 $ 258,939 $ 188,000
Gordon, Georgia 33 $ 9,075,000 $ 275,000 $ 112,000
Tift, Georgia 33 $ 4,305,000 $ 130,454 $ 146,000
Richmond City, Virginia 33 $ 9,745,000 $ 295,303 $ 117,000
Will, Illinois 32 $ 11,420,000 $ 356,875 $ 169,000
Howard, Maryland 32 $ 9,640,000 $ 301,250 $ 124,000
Shelby, Alabama 31 $ 11,275,000 $ 363,709 $ 138,000
Contra Costa, California 31 $ 17,295,000 $ 557,903 $ 189,000
Camden, Georgia 31 $ 6,335,000 $ 204,354 $ 154,000
Pickens, Georgia 31 $ 11,415,000 $ 368,225 $ 142,000
York, South Carolina 31 $ 9,095,000 $ 293,387 $ 140,000
Salt Lake, Utah 31 $ 15,195,000 $ 490,161 $ 169,000
Hampton, Virginia 31 $ 5,715,000 $ 184,354 $ 107,000
York, Virginia 31 $ 10,185,000 $ 328,548 $ 128,000
Riverside, California 30 $ 17,110,000 $ 570,333 $ 172,000
Hillsborough, Florida 30 $ 10,870,000 $ 362,333 $ 389,000
Laurens, Georgia 30 $ 7,110,000 $ 237,000 $ 116,000
Frederick, Maryland 29 $ 8,385,000 $ 289,137 $ 141,000
Santa Clara, California 28 $ 17,900,000 $ 639,285 $ 227,000
Bibb, Georgia 28 $ 5,230,000 $ 186,785 $ 92,000
Greene, Georgia 28 $ 15,780,000 $ 563,571 $ 347,000
Monroe, Georgia 27 $ 9,895,000 $ 366,481 $ 188,000
Thomas, Georgia 27 $ 5,045,000 $ 186,851 $ 82,000
Citrus, Florida 26 $ 13,400,000 $ 515,384 $ 212,000
Ware, Georgia 26 $ 2,760,000 $ 106,153 $ 89,000
Greene, Missouri 26 $ 8,070,000 $ 310,384 $ 150,000
Oconee, South Carolina 26 $ 10,820,000 $ 416,153 $ 198,000
Chambers, Alabama 25 $ 4,085,000 $ 163,400 $ 82,000
Lee, Florida 25 $ 10,425,000 $ 417,000 $ 131,000
Butts, Georgia 25 $ 5,585,000 $ 223,400 $ 234,000
Montgomery, Tennessee 25 $ 7,055,000 $ 282,200 $ 97,000
Marin, California 24 $ 13,250,000 $ 552,083 $ 278,000
Sarasota, Florida 24 $ 8,590,000 $ 357,916 $ 190,000
Walton, Florida 24 $ 16,160,000 $ 673,333 $ 269,000
Virginia Beach, Virginia 24 $ 8,930,000 $ 372,083 $ 164,000
Brooks, Georgia 23 $ 3,585,000 $ 155,869 $ 88,000
Putnam, Georgia 23 $ 12,215,000 $ 531,086 $ 325,000
Randolph, North Carolina 23 $ 5,845,000 $ 254,130 $ 97,000
Union, North Carolina 23 $ 12,765,000 $ 555,000 $ 212,000
Gaston, North Carolina 22 $ 5,500,000 $ 250,000 $ 105,000
Maury, Tennessee 22 $ 7,750,000 $ 352,272 $ 106,000
Berrien, Georgia 21 $ 3,755,000 $ 178,809 $ 78,000
Cook, Georgia 21 $ 5,505,000 $ 262,142 $ 190,000
Lanier, Georgia 21 $ 5,815,000 $ 276,904 $ 88,000
Laurens, South Carolina 21 $ 4,275,000 $ 203,571 $ 106,000
Robertson, Tennessee 21 $ 6,605,000 $ 314,523 $ 110,000
Pinellas, Florida 20 $ 7,670,000 $ 383,500 $ 218,000
Iredell, North Carolina 20 $ 7,150,000 $ 357,500 $ 149,000
Barbour, Alabama 19 $ 3,825,000 $ 201,315 $ 95,000
Talladega, Alabama 19 $ 4,735,000 $ 249,210 $ 87,000
Franklin, Florida 19 $ 9,225,000 $ 485,526 $ 578,000
Lake, Illinois 19 $ 8,355,000 $ 439,736 $ 266,000
Johnston, North Carolina 19 $ 5,045,000 $ 265,526 $ 101,000
Fauquier, Virginia 19 $ 9,065,000 $ 477,105 $ 166,000
Broward, Florida 18 $ 10,590,000 $ 588,333 $ 535,000
Lake, Florida 18 $ 5,200,000 $ 288,888 $ 128,000
Gilmer, Georgia 18 $ 6,560,000 $ 364,444 $ 260,000
Meriwether, Georgia 18 $ 4,280,000 $ 237,777 $ 109,000
Toombs, Georgia 18 $ 1,430,000 $ 79,444 $ 100,000
Hamilton, Tennessee 18 $ 6,270,000 $ 348,333 $ 175,000
Harris, Texas 18 $ 7,260,000 $ 403,333 $ 233,000
Calhoun, Florida 17 $ 3,225,000 $ 189,705 $ 84,000
Columbia, Florida 17 $ 4,005,000 $ 235,588 $ 93,000
Palm Beach, Florida 17 $ 10,295,000 $ 605,588 $ 580,000
Banks, Georgia 17 $ 7,225,000 $ 425,000 $ 150,000
Fannin, Georgia 17 $ 9,235,000 $ 543,235 $ 244,000
Alamance, North Carolina 17 $ 4,325,000 $ 254,411 $ 163,000
Edgefield, South Carolina 17 $ 4,735,000 $ 278,529 $ 106,000
Baldwin, Alabama 16 $ 5,490,000 $ 343,125 $ 210,000
Etowah, Alabama 16 $ 4,480,000 $ 280,000 $ 91,000
Lee, Alabama 16 $ 5,350,000 $ 334,375 $ 176,000
Maricopa, Arizona 16 $ 7,360,000 $ 460,000 $ 161,000
Placer, California 16 $ 7,620,000 $ 476,250 $ 164,000
Baker, Florida 16 $ 3,720,000 $ 232,500 $ 116,000
Coffee, Georgia 16 $ 1,890,000 $ 118,125 $ 151,000
Haralson, Georgia 16 $ 5,490,000 $ 343,125 $ 141,000
Troup, Georgia 16 $ 5,760,000 $ 360,000 $ 159,000
Davidson, North Carolina 16 $ 4,010,000 $ 250,625 $ 97,000
Orange, North Carolina 16 $ 6,990,000 $ 436,875 $ 196,000
Multnomah, Oregon 16 $ 6,530,000 $ 408,125 $ 160,000
Caroline, Virginia 16 $ 4,550,000 $ 284,375 $ 98,000
Orange, California 15 $ 9,355,000 $ 623,666 $ 203,000
Solano, California 15 $ 7,275,000 $ 485,000 $ 206,000
DuPage, Illinois 15 $ 4,975,000 $ 331,666 $ 124,000
Buncombe, North Carolina 15 $ 7,245,000 $ 483,000 $ 255,000
Manassas, Virginia 15 $ 4,075,000 $ 271,666 $ 107,000
San Bernardino, California 14 $ 8,010,000 $ 572,142 $ 168,000
Brevard, Florida 14 $ 7,950,000 $ 567,857 $ 284,000
Gilchrist, Florida 14 $ 3,050,000 $ 217,857 $ 108,000
Seminole, Florida 14 $ 4,960,000 $ 354,285 $ 155,000
Morgan, Georgia 14 $ 5,030,000 $ 359,285 $ 193,000
Polk, Georgia 14 $ 3,400,000 $ 242,857 $ 100,000
Whitfield, Georgia 14 $ 3,750,000 $ 267,857 $ 97,000
Harford, Maryland 14 $ 3,760,000 $ 268,571 $ 87,000
St. Mary's, Maryland 14 $ 3,700,000 $ 264,285 $ 78,000
Newberry, South Carolina 14 $ 4,590,000 $ 327,857 $ 178,000
Cheatham, Tennessee 14 $ 5,020,000 $ 358,571 $ 138,000
Frederick, Virginia 14 $ 4,120,000 $ 294,285 $ 119,000
Dixie, Florida 13 $ 2,365,000 $ 181,923 $ 111,000
Levy, Florida 13 $ 3,125,000 $ 240,384 $ 223,000
Sumter, Florida 13 $ 3,085,000 $ 237,307 $ 114,000
Hart, Georgia 13 $ 5,005,000 $ 385,000 $ 131,000
Madison, Georgia 13 $ 3,675,000 $ 282,692 $ 123,000
White, Georgia 13 $ 4,255,000 $ 327,307 $ 152,000
Lancaster, South Carolina 13 $ 3,845,000 $ 295,769 $ 113,000
Saluda, South Carolina 13 $ 3,545,000 $ 272,692 $ 182,000
Knox, Tennessee 13 $ 5,405,000 $ 415,769 $ 131,000
Blount, Alabama 12 $ 2,480,000 $ 206,666 $ 87,000
Cullman, Alabama 12 $ 3,650,000 $ 304,166 $ 99,000
Henry, Alabama 12 $ 2,200,000 $ 183,333 $ 103,000
Habersham, Georgia 12 $ 3,810,000 $ 317,500 $ 125,000
Lamar, Georgia 12 $ 2,950,000 $ 245,833 $ 116,000
McDuffie, Georgia 12 $ 2,500,000 $ 208,333 $ 100,000
Pike, Georgia 12 $ 3,110,000 $ 259,166 $ 144,000
Christian, Missouri 12 $ 3,440,000 $ 286,666 $ 113,000
Westmoreland, Virginia 12 $ 3,390,000 $ 282,500 $ 117,000
Pulaski, Arkansas 11 $ 3,875,000 $ 352,272 $ 129,000
Highlands, Florida 11 $ 1,955,000 $ 177,727 $ 79,000
Crisp, Georgia 11 $ 1,545,000 $ 140,454 $ 111,000
Grady, Georgia 11 $ 1,605,000 $ 145,909 $ 93,000
Stone, Missouri 11 $ 2,785,000 $ 253,181 $ 137,000
York, Pennsylvania 11 $ 2,755,000 $ 250,454 $ 92,000
Sumter, South Carolina 11 $ 2,625,000 $ 238,636 $ 88,000
Travis, Texas 11 $ 6,235,000 $ 566,818 $ 193,000
Culpeper, Virginia 11 $ 5,075,000 $ 461,363 $ 187,000
Fredericksburg, Virginia 11 $ 3,735,000 $ 339,545 $ 167,000
Bradford, Florida 10 $ 2,060,000 $ 206,000 $ 115,000
Franklin, Georgia 10 $ 2,300,000 $ 230,000 $ 73,000
Irwin, Georgia 10 $ 1,060,000 $ 106,000 $ 54,000
Rabun, Georgia 10 $ 5,180,000 $ 518,000 $ 205,000
Carroll, Maryland 10 $ 3,330,000 $ 333,000 $ 140,000
Taney, Missouri 10 $ 2,700,000 $ 270,000 $ 110,000
Clark, Nevada 10 $ 5,290,000 $ 529,000 $ 191,000
Brunswick, North Carolina 10 $ 5,960,000 $ 596,000 $ 313,000
Macon, North Carolina 10 $ 4,610,000 $ 461,000 $ 210,000
Rockingham, North Carolina 10 $ 1,850,000 $ 185,000 $ 70,000
Colleton, South Carolina 10 $ 2,700,000 $ 270,000 $ 111,000
Guadalupe, Texas 10 $ 4,000,000 $ 400,000 $ 142,000
Jefferson, West Virginia 10 $ 2,850,000 $ 285,000 $ 127,000
Madison, Alabama 9 $ 3,535,000 $ 392,777 $ 170,000
San Joaquin, California 9 $ 3,945,000 $ 438,333 $ 208,000
Ventura, California 9 $ 5,195,000 $ 577,222 $ 162,000
Sussex, Delaware 9 $ 4,675,000 $ 519,444 $ 330,000
Pierce, Georgia 9 $ 1,185,000 $ 131,666 $ 76,000
Stephens, Georgia 9 $ 4,015,000 $ 446,111 $ 156,000
Taylor, Georgia 9 $ 785,000 $ 87,222 $ 94,000
Davie, North Carolina 9 $ 2,425,000 $ 269,444 $ 148,000
Henderson, North Carolina 9 $ 3,195,000 $ 355,000 $ 290,000
Jackson, North Carolina 9 $ 3,535,000 $ 392,777 $ 541,000
New Hanover, North Carolina 9 $ 3,125,000 $ 347,222 $ 170,000
Abbeville, South Carolina 9 $ 2,405,000 $ 267,222 $ 150,000
Bamberg, South Carolina 9 $ 1,155,000 $ 128,333 $ 69,000
Calhoun, South Carolina 9 $ 2,715,000 $ 301,666 $ 109,000
Shelby, Tennessee 9 $ 1,865,000 $ 207,222 $ 132,000
Comal, Texas 9 $ 5,655,000 $ 628,333 $ 242,000
Hanover, Virginia 9 $ 2,645,000 $ 293,888 $ 112,000
St. Clair, Alabama 8 $ 2,230,000 $ 278,750 $ 119,000
Carroll, Arkansas 8 $ 2,170,000 $ 271,250 $ 97,000
Suwannee, Florida 8 $ 1,570,000 $ 196,250 $ 116,000
Muscogee, Georgia 8 $ 1,540,000 $ 192,500 $ 196,000
Oglethorpe, Georgia 8 $ 2,910,000 $ 363,750 $ 152,000
Turner, Georgia 8 $ 560,000 $ 70,000 $ 116,000
Kane, Illinois 8 $ 3,090,000 $ 386,250 $ 198,000
Washoe, Nevada 8 $ 3,020,000 $ 377,500 $ 149,000
Transylvania, North Carolina 8 $ 3,710,000 $ 463,750 $ 251,000
Bexar, Texas 8 $ 3,500,000 $ 437,500 $ 400,000
Bedford, Virginia 8 $ 3,900,000 $ 487,500 $ 134,000
Orange, Virginia 8 $ 2,200,000 $ 275,000 $ 97,000
Petersburg, Virginia 8 $ 1,490,000 $ 186,250 $ 64,000
Suffolk, Virginia 8 $ 3,880,000 $ 485,000 $ 154,000
Warren, Virginia 8 $ 2,090,000 $ 261,250 $ 108,000
Dale, Alabama 7 $ 1,025,000 $ 146,428 $ 71,000
Boone, Arkansas 7 $ 1,375,000 $ 196,428 $ 114,000
Kern, California 7 $ 2,735,000 $ 390,714 $ 162,000
Gulf, Florida 7 $ 3,745,000 $ 535,000 $ 483,000
Miami-Dade, Florida 7 $ 3,655,000 $ 522,142 $ 263,000
Polk, Florida 7 $ 2,355,000 $ 336,428 $ 145,000
Ben Hill, Georgia 7 $ 435,000 $ 62,142 $ 61,000
Decatur, Georgia 7 $ 3,815,000 $ 545,000 $ 56,000
Emanuel, Georgia 7 $ 1,245,000 $ 177,857 $ 81,000
Long, Georgia 7 $ 1,725,000 $ 246,428 $ 155,000
Union, Georgia 7 $ 2,105,000 $ 300,714 $ 180,000
Worth, Georgia 7 $ 1,185,000 $ 169,285 $ 101,000
Washington, Maryland 7 $ 1,275,000 $ 182,142 $ 84,000
Catawba, North Carolina 7 $ 2,025,000 $ 289,285 $ 102,000
Haywood, North Carolina 7 $ 2,065,000 $ 295,000 $ 156,000
Moore, North Carolina 7 $ 3,365,000 $ 480,714 $ 196,000
Polk, North Carolina 7 $ 2,305,000 $ 329,285 $ 171,000
Stokes, North Carolina 7 $ 1,365,000 $ 195,000 $ 96,000
Washington, Oregon 7 $ 3,445,000 $ 492,142 $ 156,000
Barnwell, South Carolina 7 $ 855,000 $ 122,142 $ 80,000
Jasper, South Carolina 7 $ 2,255,000 $ 322,142 $ 151,000
Franklin, Tennessee 7 $ 2,735,000 $ 390,714 $ 171,000
Macon, Tennessee 7 $ 1,535,000 $ 219,285 $ 85,000
Davis, Utah 7 $ 3,455,000 $ 493,571 $ 125,000
Milwaukee, Wisconsin 7 $ 1,615,000 $ 230,714 $ 166,000
Cherokee, Alabama 6 $ 2,000,000 $ 333,333 $ 273,000
Cleburne, Alabama 6 $ 1,410,000 $ 235,000 $ 88,000
El Paso, Colorado 6 $ 3,170,000 $ 528,333 $ 179,000
Collier, Florida 6 $ 2,630,000 $ 438,333 $ 218,000
Gadsden, Florida 6 $ 1,050,000 $ 175,000 $ 86,000
Hamilton, Florida 6 $ 1,590,000 $ 265,000 $ 107,000
Osceola, Florida 6 $ 2,760,000 $ 460,000 $ 393,000
Union, Florida 6 $ 1,320,000 $ 220,000 $ 88,000
Washington, Florida 6 $ 1,260,000 $ 210,000 $ 71,000
Burke, Georgia 6 $ 2,300,000 $ 383,333 $ 143,000
Clinch, Georgia 6 $ 1,070,000 $ 178,333 $ 92,000
Heard, Georgia 6 $ 1,370,000 $ 228,333 $ 80,000
Calvert, Maryland 6 $ 1,950,000 $ 325,000 $ 120,000
Camden, Missouri 6 $ 3,590,000 $ 598,333 $ 268,000
St. Louis, Missouri 6 $ 1,140,000 $ 190,000 $ 261,000
Chatham, North Carolina 6 $ 2,870,000 $ 478,333 $ 136,000
Franklin, North Carolina 6 $ 1,940,000 $ 323,333 $ 164,000
Harnett, North Carolina 6 $ 2,260,000 $ 376,666 $ 106,000
Chester, South Carolina 6 $ 760,000 $ 126,666 $ 102,000
Clarendon, South Carolina 6 $ 1,800,000 $ 300,000 $ 103,000
Fairfield, South Carolina 6 $ 1,240,000 $ 206,666 $ 116,000
Cameron, Texas 6 $ 1,910,000 $ 318,333 $ 142,000
Utah, Utah 6 $ 2,330,000 $ 388,333 $ 126,000
New Kent, Virginia 6 $ 2,170,000 $ 361,666 $ 142,000
Clay, Alabama 5 $ 1,885,000 $ 377,000 $ 121,000
Limestone, Alabama 5 $ 2,595,000 $ 519,000 $ 196,000
Mobile, Alabama 5 $ 1,065,000 $ 213,000 $ 109,000
Montgomery, Alabama 5 $ 755,000 $ 151,000 $ 221,000
Liberty, Florida 5 $ 905,000 $ 181,000 $ 93,000
Madison, Florida 5 $ 1,255,000 $ 251,000 $ 137,000
Early, Georgia 5 $ 825,000 $ 165,000 $ 73,000
Harris, Georgia 5 $ 1,725,000 $ 345,000 $ 222,000
Jones, Georgia 5 $ 1,615,000 $ 323,000 $ 118,000
Marion, Georgia 5 $ 765,000 $ 153,000 $ 78,000
Murray, Georgia 5 $ 935,000 $ 187,000 $ 68,000
Upson, Georgia 5 $ 1,325,000 $ 265,000 $ 153,000
Lake, Indiana 5 $ 2,135,000 $ 427,000 $ 219,000
Worcester, Maryland 5 $ 2,205,000 $ 441,000 $ 212,000
Hennepin, Minnesota 5 $ 1,695,000 $ 339,000 $ 200,000
Cherokee, North Carolina 5 $ 1,565,000 $ 313,000 $ 182,000
Lincoln, North Carolina 5 $ 975,000 $ 195,000 $ 97,000
Person, North Carolina 5 $ 1,035,000 $ 207,000 $ 56,000
Wayne, North Carolina 5 $ 1,115,000 $ 223,000 $ 94,000
Cherokee, South Carolina 5 $ 1,125,000 $ 225,000 $ 109,000
Greenwood, South Carolina 5 $ 1,385,000 $ 277,000 $ 208,000
Hampton, South Carolina 5 $ 835,000 $ 167,000 $ 85,000
Bedford, Tennessee 5 $ 1,505,000 $ 301,000 $ 120,000
Dickson, Tennessee 5 $ 2,305,000 $ 461,000 $ 172,000
Loudon, Tennessee 5 $ 1,135,000 $ 227,000 $ 150,000
Dallas, Texas 5 $ 4,255,000 $ 851,000 $ 376,000
Colonial Heights, Virginia 5 $ 835,000 $ 167,000 $ 111,000
Fairfax City, Virginia 5 $ 975,000 $ 195,000 $ 85,000
Gloucester, Virginia 5 $ 1,405,000 $ 281,000 $ 124,000
Hopewell, Virginia 5 $ 765,000 $ 153,000 $ 68,000
Norfolk, Virginia 5 $ 1,495,000 $ 299,000 $ 150,000
Covington, Alabama 4 $ 420,000 $ 105,000 $ 67,000
Newton, Arkansas 4 $ 920,000 $ 230,000 $ 94,000
El Dorado, California 4 $ 1,700,000 $ 425,000 $ 168,000
Madera, California 4 $ 1,650,000 $ 412,500 $ 203,000
Napa, California 4 $ 1,990,000 $ 497,500 $ 316,000
Indian River, Florida 4 $ 990,000 $ 247,500 $ 110,000
Jefferson, Florida 4 $ 1,200,000 $ 300,000 $ 218,000
Baldwin, Georgia 4 $ 1,390,000 $ 347,500 $ 205,000
Brantley, Georgia 4 $ 940,000 $ 235,000 $ 95,000
Elbert, Georgia 4 $ 930,000 $ 232,500 $ 84,000
Evans, Georgia 4 $ 350,000 $ 87,500 $ 96,000
Lincoln, Georgia 4 $ 1,980,000 $ 495,000 $ 267,000
McIntosh, Georgia 4 $ 970,000 $ 242,500 $ 282,000
Miller, Georgia 4 $ 270,000 $ 67,500 $ 80,000
Mitchell, Georgia 4 $ 260,000 $ 65,000 $ 44,000
Sumter, Georgia 4 $ 870,000 $ 217,500 $ 110,000
Wayne, Georgia 4 $ 590,000 $ 147,500 $ 64,000
Winnebago, Illinois 4 $ 700,000 $ 175,000 $ 88,000
Jefferson, Kentucky 4 $ 1,300,000 $ 325,000 $ 163,000
Caroline, Maryland 4 $ 1,150,000 $ 287,500 $ 105,000
Oakland, Michigan 4 $ 1,160,000 $ 290,000 $ 141,000
Harrison, Mississippi 4 $ 1,420,000 $ 355,000 $ 77,000
Newton, Missouri 4 $ 640,000 $ 160,000 $ 65,000
Cumberland, North Carolina 4 $ 1,060,000 $ 265,000 $ 101,000
Onslow, North Carolina 4 $ 1,710,000 $ 427,500 $ 156,000
Rutherford, North Carolina 4 $ 1,250,000 $ 312,500 $ 160,000
Stanly, North Carolina 4 $ 1,290,000 $ 322,500 $ 91,000
Watauga, North Carolina 4 $ 1,030,000 $ 257,500 $ 160,000
Wilkes, North Carolina 4 $ 1,430,000 $ 357,500 $ 204,000
Yadkin, North Carolina 4 $ 1,000,000 $ 250,000 $ 96,000
Delaware, Ohio 4 $ 2,390,000 $ 597,500 $ 1,427,000
Florence, South Carolina 4 $ 1,070,000 $ 267,500 $ 83,000
McCormick, South Carolina 4 $ 1,080,000 $ 270,000 $ 135,000
Blount, Tennessee 4 $ 1,580,000 $ 395,000 $ 448,000
Marshall, Tennessee 4 $ 850,000 $ 212,500 $ 78,000
Tarrant, Texas 4 $ 2,800,000 $ 700,000 $ 340,000
Wilson, Texas 4 $ 1,240,000 $ 310,000 $ 149,000
Campbell, Virginia 4 $ 980,000 $ 245,000 $ 99,000
Chesapeake, Virginia 4 $ 1,150,000 $ 287,500 $ 96,000
Nelson, Virginia 4 $ 1,730,000 $ 432,500 $ 453,000
Powhatan, Virginia 4 $ 620,000 $ 155,000 $ 65,000
Clark, Washington 4 $ 1,670,000 $ 417,500 $ 255,000
Snohomish, Washington 4 $ 2,430,000 $ 607,500 $ 203,000
Kenosha, Wisconsin 4 $ 1,030,000 $ 257,500 $ 97,000
Racine, Wisconsin 4 $ 1,070,000 $ 267,500 $ 91,000
Waukesha, Wisconsin 4 $ 1,600,000 $ 400,000 $ 135,000
Morgan, Alabama 3 $ 1,565,000 $ 521,666 $ 137,000
Randolph, Alabama 3 $ 825,000 $ 275,000 $ 118,000
Tallapoosa, Alabama 3 $ 1,155,000 $ 385,000 $ 128,000
Tuscaloosa, Alabama 3 $ 935,000 $ 311,666 $ 127,000
Benton, Arkansas 3 $ 865,000 $ 288,333 $ 79,000
Faulkner, Arkansas 3 $ 1,385,000 $ 461,666 $ 236,000
Lonoke, Arkansas 3 $ 575,000 $ 191,666 $ 121,000
Butte, California 3 $ 1,515,000 $ 505,000 $ 140,000
Fresno, California 3 $ 885,000 $ 295,000 $ 137,000
Mendocino, California 3 $ 315,000 $ 105,000 $ 188,000
Monterey, California 3 $ 1,325,000 $ 441,666 $ 224,000
Yolo, California 3 $ 1,685,000 $ 561,666 $ 191,000
Adams, Colorado 3 $ 1,535,000 $ 511,666 $ 167,000
Denver, Colorado 3 $ 1,765,000 $ 588,333 $ 131,000
Douglas, Colorado 3 $ 2,055,000 $ 685,000 $ 210,000
Jefferson, Colorado 3 $ 1,125,000 $ 375,000 $ 110,000
Charlotte, Florida 3 $ 1,065,000 $ 355,000 $ 111,000
Taylor, Florida 3 $ 765,000 $ 255,000 $ 193,000
Catoosa, Georgia 3 $ 885,000 $ 295,000 $ 92,000
Hancock, Georgia 3 $ 1,355,000 $ 451,666 $ 194,000
Jefferson, Georgia 3 $ 515,000 $ 171,666 $ 78,000
Jenkins, Georgia 3 $ 755,000 $ 251,666 $ 83,000
Johnson, Georgia 3 $ 225,000 $ 75,000 $ 83,000
Schley, Georgia 3 $ 265,000 $ 88,333 $ 84,000
Telfair, Georgia 3 $ 655,000 $ 218,333 $ 129,000
Walker, Georgia 3 $ 525,000 $ 175,000 $ 96,000
Wilkinson, Georgia 3 $ 625,000 $ 208,333 $ 87,000
East Baton Rouge, Louisiana 3 $ 795,000 $ 265,000 $ 115,000
Dorchester, Maryland 3 $ 665,000 $ 221,666 $ 106,000
Queen Anne's, Maryland 3 $ 1,185,000 $ 395,000 $ 196,000
Wicomico, Maryland 3 $ 405,000 $ 135,000 $ 46,000
Barry, Missouri 3 $ 505,000 $ 168,333 $ 65,000
Clay, Missouri 3 $ 995,000 $ 331,666 $ 156,000
Jackson, Missouri 3 $ 1,005,000 $ 335,000 $ 120,000
Miller, Missouri 3 $ 595,000 $ 198,333 $ 55,000
Ray, Missouri 3 $ 725,000 $ 241,666 $ 76,000
Elko, Nevada 3 $ 915,000 $ 305,000 $ 194,000
Alexander, North Carolina 3 $ 1,535,000 $ 511,666 $ 220,000
Avery, North Carolina 3 $ 3,255,000 $ 1,085,000 $ 374,000
Caswell, North Carolina 3 $ 615,000 $ 205,000 $ 100,000
McDowell, North Carolina 3 $ 1,395,000 $ 465,000 $ 173,000
Pender, North Carolina 3 $ 3,205,000 $ 1,068,333 $ 578,000
Hamilton, Ohio 3 $ 1,275,000 $ 425,000 $ 151,000
Oklahoma, Oklahoma 3 $ 915,000 $ 305,000 $ 146,000
Tulsa, Oklahoma 3 $ 555,000 $ 185,000 $ 64,000
Clackamas, Oregon 3 $ 775,000 $ 258,333 $ 87,000
Chesterfield, South Carolina 3 $ 985,000 $ 328,333 $ 135,000
Marion, South Carolina 3 $ 725,000 $ 241,666 $ 117,000
Union, South Carolina 3 $ 535,000 $ 178,333 $ 222,000
Anderson, Tennessee 3 $ 895,000 $ 298,333 $ 75,000
Bradley, Tennessee 3 $ 905,000 $ 301,666 $ 96,000
Coffee, Tennessee 3 $ 1,155,000 $ 385,000 $ 155,000
Hickman, Tennessee 3 $ 405,000 $ 135,000 $ 97,000
Smith, Tennessee 3 $ 825,000 $ 275,000 $ 88,000
Trousdale, Tennessee 3 $ 715,000 $ 238,333 $ 71,000
Warren, Tennessee 3 $ 2,165,000 $ 721,666 $ 284,000
Washington, Tennessee 3 $ 865,000 $ 288,333 $ 146,000
Collin, Texas 3 $ 1,295,000 $ 431,666 $ 124,000
Grayson, Texas 3 $ 665,000 $ 221,666 $ 106,000
Lubbock, Texas 3 $ 955,000 $ 318,333 $ 134,000
Williamson, Texas 3 $ 1,255,000 $ 418,333 $ 180,000
Clarke, Virginia 3 $ 495,000 $ 165,000 $ 127,000
Falls Church, Virginia 3 $ 655,000 $ 218,333 $ 98,000
Lynchburg, Virginia 3 $ 755,000 $ 251,666 $ 76,000
Patrick, Virginia 3 $ 475,000 $ 158,333 $ 170,000
Shenandoah, Virginia 3 $ 625,000 $ 208,333 $ 386,000
Southampton, Virginia 3 $ 765,000 $ 255,000 $ 116,000
King, Washington 3 $ 2,235,000 $ 745,000 $ 224,000
Thurston, Washington 3 $ 1,625,000 $ 541,666 $ 142,000
Berkeley, West Virginia 3 $ 765,000 $ 255,000 $ 164,000
Dane, Wisconsin 3 $ 905,000 $ 301,666 $ 97,000
Escambia, Alabama 2 $ 430,000 $ 215,000 $ 56,000
Pike, Alabama 2 $ 320,000 $ 160,000 $ 70,000
Walker, Alabama 2 $ 870,000 $ 435,000 $ 185,000
Cleburne, Arkansas 2 $ 310,000 $ 155,000 $ 89,000
Madison, Arkansas 2 $ 1,060,000 $ 530,000 $ 218,000
Amador, California 2 $ 1,190,000 $ 595,000 $ 180,000
Nevada, California 2 $ 810,000 $ 405,000 $ 161,000
San Luis Obispo, California 2 $ 450,000 $ 225,000 $ 116,000
Santa Cruz, California 2 $ 1,640,000 $ 820,000 $ 240,000
Stanislaus, California 2 $ 580,000 $ 290,000 $ 128,000
Weld, Colorado 2 $ 950,000 $ 475,000 $ 60,000
Capitol Planning Region, Connecticut 2 $ 410,000 $ 205,000 $ 72,000
Naugatuck Valley Planning Region, Connecticut 2 $ 520,000 $ 260,000 $ 152,000
South Central Connecticut Planning Region, Connecticut 2 $ 890,000 $ 445,000 $ 196,000
Kent, Delaware 2 $ 540,000 $ 270,000 $ 102,000
Jackson, Florida 2 $ 250,000 $ 125,000 $ 66,000
St. Lucie, Florida 2 $ 480,000 $ 240,000 $ 125,000
Bleckley, Georgia 2 $ 190,000 $ 95,000 $ 93,000
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Mortgage Loan Application Detail Totals for Ameris Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,332 $5,543,580,000 $339,000 $5,805,000 $155,000 $9,713,000
Cash-out Refinancing 1,315 $465,015,000 $353,000 $3,005,000 $178,000 $5,682,000
Refinancing 1,277 $571,235,000 $447,000 $37,505,000 $195,000 $3,551,000
Home Improvement 907 $130,475,000 $143,000 $1,705,000 $175,000 $2,553,000
Other Purpose 621 $116,995,000 $188,000 $4,705,000 $187,000 $6,190,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,992 $3,767,890,000 $342,000 $4,705,000 $170,000 $6,190,000
Black or African American 2,884 $742,580,000 $257,000 $2,005,000 $112,000 $2,553,000
Not Provided 2,854 $1,041,390,000 $364,000 $5,805,000 $181,000 $9,713,000
Hispanic 1,967 $554,125,000 $281,000 $3,005,000 $130,000 $6,840,000
Asian 1,464 $585,100,000 $399,000 $2,405,000 $187,000 $6,540,000
Not applicable 170 $97,930,000 $576,000 $37,505,000 $0 $0
American Indian or Alaskan Native 87 $26,225,000 $301,000 $955,000 $197,000 $5,682,000
Native Hawaiian or Other Pacific Islander 34 $12,060,000 $354,000 $735,000 $146,000 $491,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,169 $5,412,325,000 $334,000 $37,505,000 $174,000 $9,713,000
FHA-insured (Federal Housing Administration) 2,689 $799,295,000 $297,000 $1,165,000 $99,000 $3,249,000
VA-guaranteed (Veterans Administration) 1,464 $586,430,000 $400,000 $2,005,000 $132,000 $5,755,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 130 $29,250,000 $225,000 $495,000 $81,000 $380,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,604 $4,912,930,000 $336,000 $6,005,000 $160,000 $6,190,000
Application Withdrawn By Applicant 3,567 $1,292,145,000 $362,000 $37,505,000 $168,000 $5,900,000
Application Denied By Financial Institution 1,597 $391,535,000 $245,000 $5,805,000 $128,000 $6,540,000
File Closed For Incompleteness 419 $155,125,000 $370,000 $4,005,000 $250,000 $9,713,000
Application Approved But Not Accepted 155 $43,675,000 $281,000 $2,705,000 $144,000 $841,000
Loan Purchased By The Institution 110 $31,890,000 $289,000 $715,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,855 $6,435,765,000 $341,000 $37,505,000 $164,000 $9,713,000
Debt-To-Income Ratio 866 $203,520,000 $235,000 $5,805,000 $104,000 $6,540,000
Collateral 249 $49,255,000 $197,000 $3,005,000 $157,000 $2,809,000
Credit History 236 $56,220,000 $238,000 $1,755,000 $139,000 $2,357,000
Other 129 $44,255,000 $343,000 $2,555,000 $209,000 $3,287,000
Unverifiable Information 78 $25,840,000 $331,000 $2,505,000 $127,000 $1,214,000
Employment History 18 $5,760,000 $320,000 $1,195,000 $100,000 $268,000
Credit Application Incomplete 16 $5,000,000 $312,000 $585,000 $142,000 $512,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,685,000 $337,000 $595,000 $228,000 $496,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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