Ameris Bank Mortgage Lending & HMDA Data, 2024
In 2024, Ameris Bank of Atlanta, GA reported 20,452 mortgage applications totaling $6.8 billion, up 10% from 2023. The average application was for $333,820, and applicants reported an average income of $160,834. 71% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (4,989), Marietta, GA (1,561) and Jacksonville, FL (1,365) (applications in parentheses).
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 20,452 |
| Total Mortgage Loan Application Amount | $6,827,300,000 |
| Average Mortgage Loan Application Amount | $333,820 |
| Highest Mortgage Loan Application Amount | $37,505,000 |
| Average Applicant Income | $160,834 |
| Highest Applicant Income | $9,713,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 4,989 | $ 1,750,665,000 | $ 350,904 | $ 183,000 |
| Outside any metro area | 1,682 | $ 465,790,000 | $ 276,926 | $ 147,822 |
| Marietta, GA | 1,561 | $ 513,065,000 | $ 328,677 | $ 161,000 |
| Jacksonville, FL | 1,365 | $ 442,525,000 | $ 324,194 | $ 159,000 |
| Arlington-Alexandria-Reston, VA-WV | 788 | $ 310,030,000 | $ 393,439 | $ 164,517 |
| Charleston-North Charleston, SC | 759 | $ 270,945,000 | $ 356,976 | $ 150,000 |
| Columbia, SC | 696 | $ 172,460,000 | $ 247,787 | $ 111,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 575 | $ 213,185,000 | $ 370,756 | $ 159,000 |
| Baltimore-Columbia-Towson, MD | 504 | $ 116,020,000 | $ 230,198 | $ 104,000 |
| Washington, DC-MD | 364 | $ 102,530,000 | $ 281,675 | $ 119,807 |
| Deltona-Daytona Beach-Ormond Beach, FL | 335 | $ 120,415,000 | $ 359,447 | $ 186,000 |
| Augusta-Richmond County, GA-SC | 330 | $ 128,120,000 | $ 388,242 | $ 125,484 |
| Valdosta, GA | 325 | $ 75,095,000 | $ 231,061 | $ 100,000 |
| Charlotte-Concord-Gastonia, NC-SC | 316 | $ 106,540,000 | $ 337,151 | $ 142,310 |
| Savannah, GA | 288 | $ 89,130,000 | $ 309,479 | $ 203,000 |
| Greenville-Anderson-Mauldin, SC | 266 | $ 71,450,000 | $ 268,609 | $ 130,000 |
| Gainesville, FL | 244 | $ 73,820,000 | $ 302,540 | $ 162,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 229 | $ 70,685,000 | $ 308,668 | $ 141,000 |
| Richmond, VA | 204 | $ 52,570,000 | $ 257,696 | $ 107,000 |
| Tallahassee, FL | 203 | $ 48,565,000 | $ 239,236 | $ 144,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 199 | $ 81,905,000 | $ 411,582 | $ 238,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 194 | $ 59,190,000 | $ 305,103 | $ 201,000 |
| Gainesville, GA | 178 | $ 64,330,000 | $ 361,404 | $ 173,000 |
| Washington-Baltimore-Arlington, DC | 140 | $ 48,600,000 | $ 347,142 | $ 147,000 |
| Anniston-Oxford-Jacksonville, AL | 139 | $ 29,165,000 | $ 209,820 | $ 94,000 |
| Birmingham-Hoover, AL | 130 | $ 42,290,000 | $ 325,307 | $ 131,000 |
| Greensboro-High Point, NC | 127 | $ 28,205,000 | $ 222,086 | $ 84,000 |
| Chicago-Naperville, IL | 121 | $ 43,335,000 | $ 358,140 | $ 159,000 |
| Pensacola-Ferry Pass-Brent, FL | 119 | $ 38,785,000 | $ 325,924 | $ 164,000 |
| Athens-Clarke County, GA | 112 | $ 47,410,000 | $ 423,303 | $ 216,000 |
| Winston-Salem, NC | 111 | $ 27,675,000 | $ 249,324 | $ 99,000 |
| Ocala, FL | 107 | $ 23,285,000 | $ 217,616 | $ 102,000 |
| Albany, GA | 101 | $ 16,885,000 | $ 167,178 | $ 89,000 |
| Raleigh, NC | 93 | $ 30,895,000 | $ 332,204 | $ 155,000 |
| Urban Honolulu, HI | 85 | $ 51,635,000 | $ 607,470 | $ 173,000 |
| Orlando-Kissimmee-Sanford, FL | 84 | $ 34,850,000 | $ 414,880 | $ 226,000 |
| Oakland-Hayward-Berkeley, CA | 83 | $ 47,335,000 | $ 570,301 | $ 197,000 |
| Tampa, FL | 81 | $ 33,065,000 | $ 408,209 | $ 261,000 |
| San Francisco-Redwood City-South San Francisco, CA | 80 | $ 50,210,000 | $ 627,625 | $ 238,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 65 | $ 29,985,000 | $ 461,307 | $ 166,000 |
| Spartanburg, SC | 65 | $ 17,695,000 | $ 272,230 | $ 123,000 |
| Macon-Bibb County, GA | 64 | $ 17,270,000 | $ 269,843 | $ 134,000 |
| North Port-Sarasota-Bradenton, FL | 62 | $ 26,830,000 | $ 432,741 | $ 217,000 |
| San Diego-Carlsbad, CA | 62 | $ 37,820,000 | $ 610,000 | $ 202,000 |
| Durham-Chapel Hill, NC | 61 | $ 21,725,000 | $ 356,147 | $ 134,000 |
| Crestview-Fort Walton Beach-Destin, FL | 60 | $ 26,580,000 | $ 443,000 | $ 186,000 |
| Dothan, AL | 60 | $ 12,210,000 | $ 203,500 | $ 102,000 |
| Panama City, FL | 60 | $ 14,640,000 | $ 244,000 | $ 114,000 |
| Brunswick, GA | 55 | $ 17,335,000 | $ 315,181 | $ 179,000 |
| Hinesville, GA | 49 | $ 11,115,000 | $ 226,836 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 44 | $ 25,600,000 | $ 581,818 | $ 225,000 |
| Riverside-San Bernardino-Ontario, CA | 44 | $ 25,120,000 | $ 570,909 | $ 171,000 |
| Santa Rosa, CA | 40 | $ 22,400,000 | $ 560,000 | $ 274,000 |
| Springfield, MO | 40 | $ 11,900,000 | $ 297,500 | $ 136,000 |
| Rome, GA | 38 | $ 11,010,000 | $ 289,736 | $ 106,000 |
| Warner Robins, GA | 38 | $ 10,180,000 | $ 267,894 | $ 126,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 32 | $ 13,110,000 | $ 409,687 | $ 163,125 |
| Salt Lake City, UT | 32 | $ 15,590,000 | $ 487,187 | $ 165,000 |
| San Antonio-New Braunfels, TX | 32 | $ 14,620,000 | $ 456,875 | $ 233,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 18,515,000 | $ 638,448 | $ 227,000 |
| Chattanooga, TN-GA | 28 | $ 9,680,000 | $ 345,714 | $ 168,250 |
| Clarksville, TN-KY | 27 | $ 7,735,000 | $ 286,481 | $ 97,222 |
| Homosassa Springs, FL | 26 | $ 13,400,000 | $ 515,384 | $ 212,000 |
| Asheville, NC | 25 | $ 10,755,000 | $ 430,200 | $ 268,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 10,425,000 | $ 417,000 | $ 131,000 |
| Houston-The Woodlands-Sugar Land, TX | 25 | $ 9,845,000 | $ 393,800 | $ 213,000 |
| Knoxville, TN | 25 | $ 9,015,000 | $ 360,600 | $ 181,000 |
| San Rafael, CA | 24 | $ 13,250,000 | $ 552,083 | $ 278,000 |
| Wilmington, NC | 22 | $ 12,290,000 | $ 558,636 | $ 296,000 |
| Columbus, GA-AL | 20 | $ 4,720,000 | $ 236,000 | $ 167,050 |
| Lexington Park, MD | 20 | $ 5,650,000 | $ 282,500 | $ 91,000 |
| St. Petersburg-Clearwater-Largo, FL | 20 | $ 7,670,000 | $ 383,500 | $ 218,000 |
| Dalton, GA | 19 | $ 4,685,000 | $ 246,578 | $ 89,000 |
| Lake County-Kenosha County, IL-WI | 19 | $ 8,355,000 | $ 439,736 | $ 266,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 10,590,000 | $ 588,333 | $ 535,000 |
| Little Rock-North Little Rock-Conway, AR | 18 | $ 6,060,000 | $ 336,666 | $ 152,000 |
| Auburn-Opelika, AL | 17 | $ 5,835,000 | $ 343,235 | $ 181,000 |
| Burlington, NC | 17 | $ 4,325,000 | $ 254,411 | $ 163,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 17 | $ 10,295,000 | $ 605,588 | $ 580,000 |
| Daphne-Fairhope-Foley, AL | 16 | $ 5,490,000 | $ 343,125 | $ 210,000 |
| Gadsden, AL | 16 | $ 4,480,000 | $ 280,000 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 7,360,000 | $ 460,000 | $ 161,000 |
| Winchester, VA-WV | 16 | $ 4,450,000 | $ 278,125 | $ 114,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 9,355,000 | $ 623,666 | $ 203,000 |
| Austin-Round Rock, TX | 15 | $ 7,795,000 | $ 519,666 | $ 184,000 |
| Lynchburg, VA | 15 | $ 5,635,000 | $ 375,666 | $ 113,000 |
| Vallejo-Fairfield, CA | 15 | $ 7,275,000 | $ 485,000 | $ 206,000 |
| Denver-Aurora-Lakewood, CO | 14 | $ 7,530,000 | $ 537,857 | $ 165,000 |
| Huntsville, AL | 14 | $ 6,130,000 | $ 437,857 | $ 179,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 7,950,000 | $ 567,857 | $ 284,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 4,415,000 | $ 339,615 | $ 148,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 3,925,000 | $ 301,923 | $ 151,000 |
| Wildwood-The Villages, FL | 13 | $ 3,085,000 | $ 237,307 | $ 114,000 |
| Dallas-Plano-Irving, TX | 12 | $ 8,030,000 | $ 669,166 | $ 257,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 2,265,000 | $ 205,909 | $ 103,272 |
| Sebring, FL | 11 | $ 1,955,000 | $ 177,727 | $ 79,000 |
| St. Louis, MO-IL | 11 | $ 2,835,000 | $ 257,727 | $ 226,727 |
| Sumter, SC | 11 | $ 2,625,000 | $ 238,636 | $ 88,000 |
| York-Hanover, PA | 11 | $ 2,755,000 | $ 250,454 | $ 92,000 |
| Elgin, IL | 10 | $ 3,630,000 | $ 363,000 | $ 179,000 |
| Las Vegas-Henderson-Paradise, NV | 10 | $ 5,290,000 | $ 529,000 | $ 191,000 |
| Memphis, TN-MS-AR | 10 | $ 2,040,000 | $ 204,000 | $ 124,000 |
| Reno, NV | 10 | $ 3,790,000 | $ 379,000 | $ 144,000 |
| Kansas City, MO-KS | 9 | $ 2,725,000 | $ 302,777 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 5,195,000 | $ 577,222 | $ 162,000 |
| Stockton-Lodi, CA | 9 | $ 3,945,000 | $ 438,333 | $ 208,000 |
| Ogden-Clearfield, UT | 8 | $ 3,830,000 | $ 478,750 | $ 124,000 |
| Bakersfield, CA | 7 | $ 2,735,000 | $ 390,714 | $ 162,000 |
| Colorado Springs, CO | 7 | $ 3,555,000 | $ 507,857 | $ 173,000 |
| Fresno, CA | 7 | $ 2,535,000 | $ 362,142 | $ 175,000 |
| Lakeland-Winter Haven, FL | 7 | $ 2,355,000 | $ 336,428 | $ 145,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 3,655,000 | $ 522,142 | $ 263,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 2,465,000 | $ 352,142 | $ 171,000 |
| Pinehurst-Southern Pines, NC | 7 | $ 3,365,000 | $ 480,714 | $ 196,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,910,000 | $ 318,333 | $ 142,000 |
| Charlottesville, VA | 6 | $ 2,260,000 | $ 376,666 | $ 356,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 2,220,000 | $ 370,000 | $ 132,000 |
| Florence, SC | 6 | $ 1,610,000 | $ 268,333 | $ 140,000 |
| Fort Worth-Arlington, TX | 6 | $ 4,090,000 | $ 681,666 | $ 295,000 |
| Montgomery, AL | 6 | $ 1,460,000 | $ 243,333 | $ 264,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 2,630,000 | $ 438,333 | $ 218,000 |
| Provo-Orem, UT | 6 | $ 2,330,000 | $ 388,333 | $ 126,000 |
| Cleveland, TN | 5 | $ 1,605,000 | $ 321,000 | $ 110,000 |
| Fayetteville, NC | 5 | $ 1,195,000 | $ 239,000 | $ 89,000 |
| Goldsboro, NC | 5 | $ 1,115,000 | $ 223,000 | $ 94,000 |
| Joplin, MO | 5 | $ 765,000 | $ 153,000 | $ 63,000 |
| Lake County-Porter County-Jasper County, IN | 5 | $ 2,135,000 | $ 427,000 | $ 219,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,625,000 | $ 325,000 | $ 156,400 |
| Mobile, AL | 5 | $ 1,065,000 | $ 213,000 | $ 109,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,445,000 | $ 289,000 | $ 141,000 |
| Columbus, OH | 4 | $ 2,390,000 | $ 597,500 | $ 1,427,000 |
| Everett, WA | 4 | $ 2,430,000 | $ 607,500 | $ 203,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,420,000 | $ 355,000 | $ 77,000 |
| Jacksonville, NC | 4 | $ 1,710,000 | $ 427,500 | $ 156,000 |
| Kenosha, WI | 4 | $ 1,030,000 | $ 257,500 | $ 97,000 |
| Madison, WI | 4 | $ 1,230,000 | $ 307,500 | $ 95,000 |
| Napa, CA | 4 | $ 1,990,000 | $ 497,500 | $ 316,000 |
| Racine, WI | 4 | $ 1,070,000 | $ 267,500 | $ 91,000 |
| Rockford, IL | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| Salisbury, MD-DE | 4 | $ 650,000 | $ 162,500 | $ 52,000 |
| Sebastian-Vero Beach, FL | 4 | $ 990,000 | $ 247,500 | $ 110,000 |
| Tulsa, OK | 4 | $ 1,210,000 | $ 302,500 | $ 137,000 |
| Baton Rouge, LA | 3 | $ 795,000 | $ 265,000 | $ 115,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,275,000 | $ 758,333 | $ 224,000 |
| Chico, CA | 3 | $ 1,515,000 | $ 505,000 | $ 140,000 |
| Cincinnati, OH-KY-IN | 3 | $ 1,275,000 | $ 425,000 | $ 151,000 |
| Cleveland, OH | 3 | $ 1,745,000 | $ 581,666 | $ 236,000 |
| Decatur, AL | 3 | $ 1,565,000 | $ 521,666 | $ 137,000 |
| Harrisburg-Carlisle, PA | 3 | $ 645,000 | $ 215,000 | $ 174,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 1,045,000 | $ 348,333 | $ 270,000 |
| Johnson City, TN | 3 | $ 865,000 | $ 288,333 | $ 146,000 |
| Lubbock, TX | 3 | $ 955,000 | $ 318,333 | $ 134,000 |
| Oklahoma City, OK | 3 | $ 915,000 | $ 305,000 | $ 146,000 |
| Olympia-Tumwater, WA | 3 | $ 1,625,000 | $ 541,666 | $ 142,000 |
| Pittsburgh, PA | 3 | $ 685,000 | $ 228,333 | $ 55,000 |
| Port St. Lucie, FL | 3 | $ 655,000 | $ 218,333 | $ 99,000 |
| Punta Gorda, FL | 3 | $ 1,065,000 | $ 355,000 | $ 111,000 |
| Salinas, CA | 3 | $ 1,325,000 | $ 441,666 | $ 224,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,235,000 | $ 745,000 | $ 224,000 |
| Sherman-Denison, TX | 3 | $ 665,000 | $ 221,666 | $ 106,000 |
| Toledo, OH | 3 | $ 595,000 | $ 198,333 | $ 96,000 |
| Tuscaloosa, AL | 3 | $ 935,000 | $ 311,666 | $ 127,000 |
| Boise City, ID | 2 | $ 850,000 | $ 425,000 | $ 119,000 |
| Boston, MA | 2 | $ 1,480,000 | $ 740,000 | $ 181,000 |
| Bowling Green, KY | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Corpus Christi, TX | 2 | $ 700,000 | $ 350,000 | $ 95,000 |
| Des Moines-West Des Moines, IA | 2 | $ 840,000 | $ 420,000 | $ 208,000 |
| Dover, DE | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Greeley, CO | 2 | $ 950,000 | $ 475,000 | $ 60,000 |
| Greenville, NC | 2 | $ 890,000 | $ 445,000 | $ 106,000 |
| Harrisonburg, VA | 2 | $ 730,000 | $ 365,000 | $ 562,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Hattiesburg, MS | 2 | $ 830,000 | $ 415,000 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Lexington-Fayette, KY | 2 | $ 570,000 | $ 285,000 | $ 144,000 |
| Manchester-Nashua, NH | 2 | $ 1,050,000 | $ 525,000 | $ 197,000 |
| Modesto, CA | 2 | $ 580,000 | $ 290,000 | $ 128,000 |
| Morristown, TN | 2 | $ 540,000 | $ 270,000 | $ 166,000 |
| New Haven-Milford, CT | 2 | $ 890,000 | $ 445,000 | $ 196,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 840,000 | $ 420,000 | $ 110,000 |
| Philadelphia, PA | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Rocky Mount, NC | 2 | $ 890,000 | $ 445,000 | $ 178,000 |
| Salem, OR | 2 | $ 820,000 | $ 410,000 | $ 123,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,640,000 | $ 820,000 | $ 240,000 |
| Sheboygan, WI | 2 | $ 800,000 | $ 400,000 | $ 131,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,300,000 | $ 650,000 | $ 202,000 |
| Waterbury-Shelton, CT | 2 | $ 520,000 | $ 260,000 | $ 152,000 |
| Wilmington, DE-MD-NJ | 2 | $ 840,000 | $ 420,000 | $ 119,000 |
| Abilene, TX | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Albuquerque, NM | 1 | $ 765,000 | $ 765,000 | $ 233,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Appleton, WI | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Bangor, ME | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 225,000 | $ 225,000 | $ 438,000 |
| Bloomington, IN | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Boulder, CO | 1 | $ 685,000 | $ 685,000 | $ 600,000 |
| Bremerton-Silverdale, WA | 1 | $ 485,000 | $ 485,000 | $ 79,000 |
| Camden, NJ | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 525,000 | $ 525,000 | $ 188,000 |
| Champaign-Urbana, IL | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Charleston, WV | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Cheyenne, WY | 1 | $ 465,000 | $ 465,000 | $ 665,000 |
| Columbus, IN | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Corvallis, OR | 1 | $ 635,000 | $ 635,000 | $ 185,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Flagstaff, AZ | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Florence-Muscle Shoals, AL | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Fort Collins, CO | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Fort Smith, AR-OK | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Gettysburg, PA | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| Grand Junction, CO | 1 | $ 525,000 | $ 525,000 | $ 151,000 |
| Jackson, MS | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Janesville-Beloit, WI | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Killeen-Temple, TX | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Lafayette, LA | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 615,000 | $ 615,000 | $ 163,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Lawton, OK | 1 | $ 345,000 | $ 345,000 | $ 131,000 |
| Logan, UT-ID | 1 | $ 595,000 | $ 595,000 | $ 135,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Merced, CA | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Minot, ND | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 1,055,000 | $ 1,055,000 | $ 319,000 |
| Muskegon, MI | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| New Orleans-Metairie, LA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Norwich-New London, CT | 1 | $ 385,000 | $ 385,000 | $ 400,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 435,000 | $ 435,000 | $ 346,000 |
| Providence-Warwick, RI-MA | 1 | $ 555,000 | $ 555,000 | $ 190,000 |
| Pueblo, CO | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Reading, PA | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Rockingham County-Strafford County, NH | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 755,000 | $ 755,000 | $ 219,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Shreveport-Bossier City, LA | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Slidell-Mandeville-Covington, LA | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| St. Cloud, MN | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| Staunton-Waynesboro, VA | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,053,000 |
| Wichita Falls, TX | 1 | $ 355,000 | $ 355,000 | $ 87,000 |
| Yuba City, CA | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Yuma, AZ | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,332 | $5,543,580,000 | $339,000 | $5,805,000 | $155,000 | $9,713,000 |
| Cash-out Refinancing | 1,315 | $465,015,000 | $353,000 | $3,005,000 | $178,000 | $5,682,000 |
| Refinancing | 1,277 | $571,235,000 | $447,000 | $37,505,000 | $195,000 | $3,551,000 |
| Home Improvement | 907 | $130,475,000 | $143,000 | $1,705,000 | $175,000 | $2,553,000 |
| Other Purpose | 621 | $116,995,000 | $188,000 | $4,705,000 | $187,000 | $6,190,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,992 | $3,767,890,000 | $342,000 | $4,705,000 | $170,000 | $6,190,000 |
| Black or African American | 2,884 | $742,580,000 | $257,000 | $2,005,000 | $112,000 | $2,553,000 |
| Not Provided | 2,854 | $1,041,390,000 | $364,000 | $5,805,000 | $181,000 | $9,713,000 |
| Hispanic | 1,967 | $554,125,000 | $281,000 | $3,005,000 | $130,000 | $6,840,000 |
| Asian | 1,464 | $585,100,000 | $399,000 | $2,405,000 | $187,000 | $6,540,000 |
| Not applicable | 170 | $97,930,000 | $576,000 | $37,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 87 | $26,225,000 | $301,000 | $955,000 | $197,000 | $5,682,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $12,060,000 | $354,000 | $735,000 | $146,000 | $491,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,169 | $5,412,325,000 | $334,000 | $37,505,000 | $174,000 | $9,713,000 |
| FHA-insured (Federal Housing Administration) | 2,689 | $799,295,000 | $297,000 | $1,165,000 | $99,000 | $3,249,000 |
| VA-guaranteed (Veterans Administration) | 1,464 | $586,430,000 | $400,000 | $2,005,000 | $132,000 | $5,755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 130 | $29,250,000 | $225,000 | $495,000 | $81,000 | $380,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,604 | $4,912,930,000 | $336,000 | $6,005,000 | $160,000 | $6,190,000 |
| Application Withdrawn By Applicant | 3,567 | $1,292,145,000 | $362,000 | $37,505,000 | $168,000 | $5,900,000 |
| Application Denied By Financial Institution | 1,597 | $391,535,000 | $245,000 | $5,805,000 | $128,000 | $6,540,000 |
| File Closed For Incompleteness | 419 | $155,125,000 | $370,000 | $4,005,000 | $250,000 | $9,713,000 |
| Application Approved But Not Accepted | 155 | $43,675,000 | $281,000 | $2,705,000 | $144,000 | $841,000 |
| Loan Purchased By The Institution | 110 | $31,890,000 | $289,000 | $715,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,855 | $6,435,765,000 | $341,000 | $37,505,000 | $164,000 | $9,713,000 |
| Debt-To-Income Ratio | 866 | $203,520,000 | $235,000 | $5,805,000 | $104,000 | $6,540,000 |
| Collateral | 249 | $49,255,000 | $197,000 | $3,005,000 | $157,000 | $2,809,000 |
| Credit History | 236 | $56,220,000 | $238,000 | $1,755,000 | $139,000 | $2,357,000 |
| Other | 129 | $44,255,000 | $343,000 | $2,555,000 | $209,000 | $3,287,000 |
| Unverifiable Information | 78 | $25,840,000 | $331,000 | $2,505,000 | $127,000 | $1,214,000 |
| Employment History | 18 | $5,760,000 | $320,000 | $1,195,000 | $100,000 | $268,000 |
| Credit Application Incomplete | 16 | $5,000,000 | $312,000 | $585,000 | $142,000 | $512,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,685,000 | $337,000 | $595,000 | $228,000 | $496,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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