Ameris Bank Mortgage Lending & HMDA Data, 2025
In 2025, Ameris Bank of Atlanta, GA reported 18,386 mortgage applications totaling $6.7 billion, down 10% from 2024. The average application was for $366,544, and applicants reported an average income of $171,605. 72% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (4,452), Marietta, GA (1,368) and Jacksonville, FL (1,163) (applications in parentheses).
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 18,386 |
| Total Mortgage Loan Application Amount | $6,739,280,000 |
| Average Mortgage Loan Application Amount | $366,544 |
| Highest Mortgage Loan Application Amount | $47,825,000 |
| Average Applicant Income | $171,605 |
| Highest Applicant Income | $9,417,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 4,452 | $ 1,652,520,000 | $ 371,185 | $ 186,000 |
| Outside any metro area | 1,583 | $ 478,545,000 | $ 302,302 | $ 167,010 |
| Marietta, GA | 1,368 | $ 530,030,000 | $ 387,448 | $ 182,000 |
| Jacksonville, FL | 1,163 | $ 405,195,000 | $ 348,404 | $ 177,000 |
| Columbia, SC | 726 | $ 191,750,000 | $ 264,118 | $ 120,000 |
| Charleston-North Charleston, SC | 627 | $ 254,095,000 | $ 405,255 | $ 180,000 |
| Arlington-Alexandria-Reston, VA-WV | 539 | $ 272,855,000 | $ 506,224 | $ 191,508 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 468 | $ 188,680,000 | $ 403,162 | $ 164,000 |
| Baltimore-Columbia-Towson, MD | 360 | $ 95,490,000 | $ 265,250 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 353 | $ 111,005,000 | $ 314,461 | $ 140,855 |
| Savannah, GA | 311 | $ 90,955,000 | $ 292,459 | $ 177,000 |
| Greenville-Anderson-Mauldin, SC | 301 | $ 94,905,000 | $ 315,299 | $ 139,000 |
| Charlotte-Concord-Gastonia, NC-SC | 299 | $ 111,265,000 | $ 372,123 | $ 162,702 |
| Valdosta, GA | 265 | $ 63,045,000 | $ 237,905 | $ 106,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 259 | $ 101,445,000 | $ 391,679 | $ 213,000 |
| Gainesville, FL | 236 | $ 75,220,000 | $ 318,728 | $ 165,000 |
| Washington, DC-MD | 230 | $ 86,210,000 | $ 374,826 | $ 142,339 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 220 | $ 67,810,000 | $ 308,227 | $ 214,000 |
| Tallahassee, FL | 199 | $ 54,295,000 | $ 272,839 | $ 147,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 191 | $ 70,265,000 | $ 367,879 | $ 152,198 |
| Gainesville, GA | 173 | $ 60,855,000 | $ 351,763 | $ 163,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 172 | $ 85,720,000 | $ 498,372 | $ 226,000 |
| Greensboro-High Point, NC | 145 | $ 54,485,000 | $ 375,758 | $ 103,000 |
| Anniston-Oxford-Jacksonville, AL | 144 | $ 33,690,000 | $ 233,958 | $ 96,000 |
| Urban Honolulu, HI | 140 | $ 93,110,000 | $ 665,071 | $ 179,000 |
| Chicago-Naperville, IL | 135 | $ 50,425,000 | $ 373,518 | $ 174,000 |
| Richmond, VA | 135 | $ 44,615,000 | $ 330,481 | $ 125,000 |
| Albany, GA | 131 | $ 17,895,000 | $ 136,603 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 119 | $ 40,075,000 | $ 336,764 | $ 136,000 |
| Athens-Clarke County, GA | 113 | $ 55,575,000 | $ 491,814 | $ 270,000 |
| Orlando-Kissimmee-Sanford, FL | 101 | $ 47,355,000 | $ 468,861 | $ 219,000 |
| Birmingham-Hoover, AL | 99 | $ 30,945,000 | $ 312,575 | $ 148,000 |
| Ocala, FL | 93 | $ 20,905,000 | $ 224,784 | $ 111,000 |
| Winston-Salem, NC | 82 | $ 20,840,000 | $ 254,146 | $ 113,000 |
| Durham-Chapel Hill, NC | 80 | $ 31,150,000 | $ 389,375 | $ 150,000 |
| Crestview-Fort Walton Beach-Destin, FL | 77 | $ 25,685,000 | $ 333,571 | $ 158,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 75 | $ 37,895,000 | $ 505,266 | $ 184,000 |
| Panama City, FL | 73 | $ 22,385,000 | $ 306,643 | $ 174,000 |
| San Diego-Carlsbad, CA | 73 | $ 47,515,000 | $ 650,890 | $ 207,000 |
| Oakland-Hayward-Berkeley, CA | 72 | $ 41,470,000 | $ 575,972 | $ 203,000 |
| Raleigh, NC | 68 | $ 26,430,000 | $ 388,676 | $ 167,000 |
| Springfield, MO | 68 | $ 25,020,000 | $ 367,941 | $ 172,000 |
| Washington-Baltimore-Arlington, DC | 67 | $ 27,705,000 | $ 413,507 | $ 146,000 |
| Spartanburg, SC | 60 | $ 15,600,000 | $ 260,000 | $ 106,000 |
| San Francisco-Redwood City-South San Francisco, CA | 59 | $ 39,205,000 | $ 664,491 | $ 257,000 |
| Dothan, AL | 56 | $ 11,000,000 | $ 196,428 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 56 | $ 36,330,000 | $ 648,750 | $ 261,000 |
| Santa Rosa, CA | 54 | $ 31,180,000 | $ 577,407 | $ 212,000 |
| Tampa, FL | 54 | $ 27,160,000 | $ 502,962 | $ 219,000 |
| Macon-Bibb County, GA | 52 | $ 12,890,000 | $ 247,884 | $ 146,000 |
| Hinesville, GA | 45 | $ 10,125,000 | $ 225,000 | $ 120,000 |
| Brunswick, GA | 41 | $ 11,735,000 | $ 286,219 | $ 212,000 |
| Wilmington, NC | 39 | $ 14,945,000 | $ 383,205 | $ 190,000 |
| Warner Robins, GA | 38 | $ 9,310,000 | $ 245,000 | $ 146,000 |
| North Port-Sarasota-Bradenton, FL | 37 | $ 13,935,000 | $ 376,621 | $ 218,000 |
| Sumter, SC | 37 | $ 7,665,000 | $ 207,162 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 18,775,000 | $ 605,645 | $ 197,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 31 | $ 21,885,000 | $ 705,967 | $ 267,000 |
| Columbus, GA-AL | 30 | $ 4,740,000 | $ 158,000 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 30 | $ 16,200,000 | $ 540,000 | $ 182,000 |
| Las Vegas-Henderson-Paradise, NV | 29 | $ 12,115,000 | $ 417,758 | $ 191,000 |
| Rome, GA | 28 | $ 7,240,000 | $ 258,571 | $ 115,000 |
| Anaheim-Santa Ana-Irvine, CA | 27 | $ 23,015,000 | $ 852,407 | $ 353,000 |
| Knoxville, TN | 26 | $ 9,000,000 | $ 346,153 | $ 182,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 11,975,000 | $ 479,000 | $ 171,800 |
| Asheville, NC | 22 | $ 9,180,000 | $ 417,272 | $ 222,000 |
| Houston-The Woodlands-Sugar Land, TX | 22 | $ 9,850,000 | $ 447,727 | $ 287,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 8,180,000 | $ 409,000 | $ 217,000 |
| St. Petersburg-Clearwater-Largo, FL | 20 | $ 14,930,000 | $ 746,500 | $ 338,000 |
| Auburn-Opelika, AL | 19 | $ 5,655,000 | $ 297,631 | $ 118,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 6,295,000 | $ 331,315 | $ 193,000 |
| Reno, NV | 18 | $ 8,130,000 | $ 451,666 | $ 143,000 |
| San Rafael, CA | 18 | $ 9,080,000 | $ 504,444 | $ 188,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 8,050,000 | $ 447,222 | $ 349,000 |
| Burlington, NC | 17 | $ 5,075,000 | $ 298,529 | $ 106,000 |
| Lexington Park, MD | 17 | $ 4,175,000 | $ 245,588 | $ 97,000 |
| Vallejo-Fairfield, CA | 17 | $ 9,035,000 | $ 531,470 | $ 262,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 9,320,000 | $ 582,500 | $ 240,000 |
| Chattanooga, TN-GA | 15 | $ 5,055,000 | $ 337,000 | $ 274,800 |
| Clarksville, TN-KY | 15 | $ 3,975,000 | $ 265,000 | $ 85,000 |
| Florence, SC | 15 | $ 4,145,000 | $ 276,333 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 7,025,000 | $ 468,333 | $ 251,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 6,615,000 | $ 441,000 | $ 151,000 |
| San Antonio-New Braunfels, TX | 15 | $ 7,395,000 | $ 493,000 | $ 183,000 |
| Homosassa Springs, FL | 13 | $ 7,135,000 | $ 548,846 | $ 213,000 |
| Daphne-Fairhope-Foley, AL | 12 | $ 4,010,000 | $ 334,166 | $ 190,000 |
| Gadsden, AL | 12 | $ 4,330,000 | $ 360,833 | $ 143,000 |
| Kansas City, MO-KS | 12 | $ 4,850,000 | $ 404,166 | $ 181,500 |
| Austin-Round Rock, TX | 11 | $ 5,265,000 | $ 478,636 | $ 190,000 |
| Dallas-Plano-Irving, TX | 11 | $ 5,915,000 | $ 537,727 | $ 188,000 |
| Elgin, IL | 11 | $ 4,325,000 | $ 393,181 | $ 214,000 |
| Fort Worth-Arlington, TX | 11 | $ 6,285,000 | $ 571,363 | $ 214,000 |
| Salt Lake City, UT | 11 | $ 6,005,000 | $ 545,909 | $ 190,000 |
| Wildwood-The Villages, FL | 11 | $ 2,465,000 | $ 224,090 | $ 259,000 |
| Winchester, VA-WV | 11 | $ 3,775,000 | $ 343,181 | $ 145,000 |
| Cleveland, OH | 10 | $ 2,350,000 | $ 235,000 | $ 101,000 |
| Dalton, GA | 10 | $ 2,030,000 | $ 203,000 | $ 62,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 3,270,000 | $ 327,000 | $ 138,000 |
| Bakersfield, CA | 9 | $ 4,905,000 | $ 545,000 | $ 148,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 51,475,000 | $ 5,719,444 | $ 200,000 |
| Colorado Springs, CO | 9 | $ 5,065,000 | $ 562,777 | $ 168,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 3,165,000 | $ 351,666 | $ 153,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 2,685,000 | $ 298,333 | $ 121,333 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 3,655,000 | $ 406,111 | $ 188,000 |
| Provo-Orem, UT | 9 | $ 3,975,000 | $ 441,666 | $ 138,000 |
| Wilmington, DE-MD-NJ | 9 | $ 2,665,000 | $ 296,111 | $ 127,222 |
| Charlottesville, VA | 8 | $ 3,000,000 | $ 375,000 | $ 209,000 |
| Fayetteville, NC | 8 | $ 1,750,000 | $ 218,750 | $ 111,000 |
| Lakeland-Winter Haven, FL | 8 | $ 3,660,000 | $ 457,500 | $ 119,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 2,990,000 | $ 373,750 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 7,500,000 | $ 937,500 | $ 622,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 5,790,000 | $ 723,750 | $ 243,000 |
| Bremerton-Silverdale, WA | 7 | $ 4,005,000 | $ 572,142 | $ 198,000 |
| Jacksonville, NC | 7 | $ 1,535,000 | $ 219,285 | $ 156,000 |
| Lynchburg, VA | 7 | $ 3,565,000 | $ 509,285 | $ 138,000 |
| Montgomery, AL | 7 | $ 1,655,000 | $ 236,428 | $ 224,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 4,825,000 | $ 689,285 | $ 223,000 |
| St. Louis, MO-IL | 7 | $ 1,905,000 | $ 272,142 | $ 168,142 |
| Oklahoma City, OK | 6 | $ 1,310,000 | $ 218,333 | $ 68,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 2,170,000 | $ 361,666 | $ 215,000 |
| Port St. Lucie, FL | 6 | $ 4,070,000 | $ 678,333 | $ 418,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 4,090,000 | $ 681,666 | $ 217,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 3,250,000 | $ 541,666 | $ 201,000 |
| Yuba City, CA | 6 | $ 2,630,000 | $ 438,333 | $ 146,000 |
| Columbus, OH | 5 | $ 2,095,000 | $ 419,000 | $ 646,000 |
| Everett, WA | 5 | $ 5,945,000 | $ 1,189,000 | $ 200,000 |
| Killeen-Temple, TX | 5 | $ 1,325,000 | $ 265,000 | $ 155,000 |
| Newark, NJ-PA | 5 | $ 3,975,000 | $ 795,000 | $ 295,000 |
| Tacoma-Lakewood, WA | 5 | $ 2,915,000 | $ 583,000 | $ 157,000 |
| Fresno, CA | 4 | $ 2,170,000 | $ 542,500 | $ 275,000 |
| Lexington-Fayette, KY | 4 | $ 820,000 | $ 205,000 | $ 186,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 1,800,000 | $ 450,000 | $ 124,000 |
| Memphis, TN-MS-AR | 4 | $ 590,000 | $ 147,500 | $ 75,000 |
| Modesto, CA | 4 | $ 1,170,000 | $ 292,500 | $ 114,000 |
| Napa, CA | 4 | $ 2,430,000 | $ 607,500 | $ 187,000 |
| Ogden-Clearfield, UT | 4 | $ 1,610,000 | $ 402,500 | $ 123,000 |
| Punta Gorda, FL | 4 | $ 850,000 | $ 212,500 | $ 131,000 |
| Spokane-Spokane Valley, WA | 4 | $ 2,370,000 | $ 592,500 | $ 199,000 |
| Staunton-Waynesboro, VA | 4 | $ 700,000 | $ 175,000 | $ 105,000 |
| Stockton-Lodi, CA | 4 | $ 1,300,000 | $ 325,000 | $ 126,000 |
| Bend-Redmond, OR | 3 | $ 1,895,000 | $ 631,666 | $ 215,000 |
| Boise City, ID | 3 | $ 1,515,000 | $ 505,000 | $ 191,000 |
| Brownsville-Harlingen, TX | 3 | $ 1,015,000 | $ 338,333 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,345,000 | $ 448,333 | $ 131,000 |
| Camden, NJ | 3 | $ 1,145,000 | $ 381,666 | $ 181,000 |
| Decatur, AL | 3 | $ 975,000 | $ 325,000 | $ 185,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 525,000 | $ 175,000 | $ 132,000 |
| Gettysburg, PA | 3 | $ 865,000 | $ 288,333 | $ 161,000 |
| Huntsville, AL | 3 | $ 745,000 | $ 248,333 | $ 99,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,025,000 | $ 675,000 | $ 263,000 |
| Lake County-Porter County-Jasper County, IN | 3 | $ 1,365,000 | $ 455,000 | $ 126,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,765,000 | $ 588,333 | $ 224,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,755,000 | $ 585,000 | $ 135,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,345,000 | $ 448,333 | $ 252,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,565,000 | $ 521,666 | $ 256,333 |
| Roanoke, VA | 3 | $ 755,000 | $ 251,666 | $ 124,000 |
| Salinas, CA | 3 | $ 1,775,000 | $ 591,666 | $ 217,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 795,000 | $ 265,000 | $ 104,000 |
| Boulder, CO | 2 | $ 1,130,000 | $ 565,000 | $ 162,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Charleston, WV | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
| Cincinnati, OH-KY-IN | 2 | $ 1,040,000 | $ 520,000 | $ 168,000 |
| Florence-Muscle Shoals, AL | 2 | $ 650,000 | $ 325,000 | $ 900,000 |
| Fort Collins, CO | 2 | $ 1,190,000 | $ 595,000 | $ 199,000 |
| Goldsboro, NC | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Hot Springs, AR | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 860,000 | $ 430,000 | $ 134,000 |
| Jackson, TN | 2 | $ 620,000 | $ 310,000 | $ 66,000 |
| Johnson City, TN | 2 | $ 580,000 | $ 290,000 | $ 129,000 |
| Joplin, MO | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Mobile, AL | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| Monroe, MI | 2 | $ 990,000 | $ 495,000 | $ 110,000 |
| Morristown, TN | 2 | $ 1,140,000 | $ 570,000 | $ 144,000 |
| Muncie, IN | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Olympia-Tumwater, WA | 2 | $ 960,000 | $ 480,000 | $ 124,000 |
| Portland-South Portland, ME | 2 | $ 830,000 | $ 415,000 | $ 217,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 990,000 | $ 495,000 | $ 144,000 |
| Redding, CA | 2 | $ 640,000 | $ 320,000 | $ 173,000 |
| Rockford, IL | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Santa Fe, NM | 2 | $ 1,140,000 | $ 570,000 | $ 342,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,310,000 | $ 655,000 | $ 149,000 |
| Sebastian-Vero Beach, FL | 2 | $ 550,000 | $ 275,000 | $ 214,000 |
| Springfield, IL | 2 | $ 510,000 | $ 255,000 | $ 65,000 |
| Tuscaloosa, AL | 2 | $ 530,000 | $ 265,000 | $ 215,000 |
| Waco, TX | 2 | $ 920,000 | $ 460,000 | $ 248,000 |
| Ann Arbor, MI | 1 | $ 425,000 | $ 425,000 | $ 576,000 |
| Appleton, WI | 1 | $ 485,000 | $ 485,000 | $ 224,000 |
| Barnstable Town, MA | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| Beckley, WV | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Boston, MA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bowling Green, KY | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 695,000 | $ 695,000 | $ 2,981,000 |
| Carson City, NV | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| College Station-Bryan, TX | 1 | $ 585,000 | $ 585,000 | $ 126,000 |
| Columbia, MO | 1 | $ 615,000 | $ 615,000 | $ 190,000 |
| Corpus Christi, TX | 1 | $ 435,000 | $ 435,000 | $ 152,000 |
| Duluth, MN-WI | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| El Paso, TX | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 495,000 | $ 495,000 | $ 99,000 |
| Eugene, OR | 1 | $ 205,000 | $ 205,000 | $ 258,000 |
| Greenville, NC | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Hammond, LA | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Harrisburg-Carlisle, PA | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Harrisonburg, VA | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 605,000 | $ 605,000 | $ 227,000 |
| Janesville-Beloit, WI | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Kennewick-Richland, WA | 1 | $ 455,000 | $ 455,000 | $ 114,000 |
| Kenosha, WI | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Lansing-East Lansing, MI | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Lawrence, KS | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Merced, CA | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Muskegon, MI | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Norwich-New London, CT | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Philadelphia, PA | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Pittsburgh, PA | 1 | $ 805,000 | $ 805,000 | $ 600,000 |
| Pueblo, CO | 1 | $ 495,000 | $ 495,000 | $ 252,000 |
| Rockingham County-Strafford County, NH | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Rocky Mount, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Salem, OR | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Salisbury, MD-DE | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Sebring, FL | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Sherman-Denison, TX | 1 | $ 735,000 | $ 735,000 | $ 334,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| St. George, UT | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Toledo, OH | 1 | $ 1,255,000 | $ 1,255,000 | $ 265,000 |
| Traverse City, MI | 1 | $ 425,000 | $ 425,000 | $ 717,000 |
| Tucson, AZ | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Tulsa, OK | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Walla Walla, WA | 1 | $ 405,000 | $ 405,000 | $ 258,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Worcester, MA-CT | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| York-Hanover, PA | 1 | $ 335,000 | $ 335,000 | $ 147,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,552 | $5,033,160,000 | $371,000 | $47,825,000 | $159,000 | $6,056,000 |
| Refinancing | 1,818 | $888,190,000 | $488,000 | $37,505,000 | $226,000 | $7,505,000 |
| Cash-out Refinancing | 1,455 | $535,655,000 | $368,000 | $3,315,000 | $187,000 | $4,646,000 |
| Home Improvement | 895 | $146,645,000 | $163,000 | $3,005,000 | $185,000 | $9,417,000 |
| Other Purpose | 666 | $135,630,000 | $203,000 | $4,005,000 | $228,000 | $7,504,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,337 | $3,803,555,000 | $367,000 | $7,495,000 | $183,000 | $9,417,000 |
| Not Provided | 2,464 | $994,680,000 | $403,000 | $4,605,000 | $195,000 | $4,646,000 |
| Black or African American | 2,323 | $653,025,000 | $281,000 | $2,755,000 | $116,000 | $1,285,000 |
| Hispanic | 1,848 | $565,300,000 | $305,000 | $2,725,000 | $133,000 | $6,056,000 |
| Asian | 1,179 | $495,375,000 | $420,000 | $2,825,000 | $184,000 | $2,239,000 |
| Not applicable | 109 | $182,365,000 | $1,673,000 | $47,825,000 | $0 | $0 |
| American Indian or Alaskan Native | 103 | $33,625,000 | $326,000 | $1,195,000 | $163,000 | $1,042,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $11,355,000 | $493,000 | $1,105,000 | $150,000 | $307,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,990 | $5,171,600,000 | $369,000 | $47,825,000 | $189,000 | $9,417,000 |
| FHA-insured (Federal Housing Administration) | 2,723 | $832,505,000 | $305,000 | $945,000 | $100,000 | $1,023,000 |
| VA-guaranteed (Veterans Administration) | 1,579 | $713,645,000 | $451,000 | $2,005,000 | $144,000 | $1,245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $21,530,000 | $229,000 | $415,000 | $79,000 | $173,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,184 | $4,919,840,000 | $373,000 | $47,825,000 | $171,000 | $7,505,000 |
| Application Withdrawn By Applicant | 3,098 | $1,204,200,000 | $388,000 | $4,425,000 | $180,000 | $4,646,000 |
| Application Denied By Financial Institution | 1,558 | $433,320,000 | $278,000 | $4,005,000 | $141,000 | $9,417,000 |
| File Closed For Incompleteness | 390 | $131,830,000 | $338,000 | $2,005,000 | $219,000 | $5,000,000 |
| Application Approved But Not Accepted | 129 | $41,715,000 | $323,000 | $1,155,000 | $171,000 | $1,041,000 |
| Loan Purchased By The Institution | 27 | $8,375,000 | $310,000 | $745,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,828 | $6,305,960,000 | $374,000 | $47,825,000 | $174,000 | $7,505,000 |
| Debt-To-Income Ratio | 897 | $241,075,000 | $268,000 | $4,005,000 | $102,000 | $1,032,000 |
| Credit History | 250 | $68,390,000 | $273,000 | $2,105,000 | $135,000 | $1,362,000 |
| Collateral | 215 | $49,915,000 | $232,000 | $2,285,000 | $303,000 | $9,417,000 |
| Other | 97 | $39,115,000 | $403,000 | $3,005,000 | $172,000 | $1,165,000 |
| Unverifiable Information | 57 | $17,755,000 | $311,000 | $1,505,000 | $115,000 | $500,000 |
| Employment History | 30 | $8,440,000 | $281,000 | $1,155,000 | $87,000 | $320,000 |
| Credit Application Incomplete | 12 | $8,630,000 | $719,000 | $2,885,000 | $298,000 | $877,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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