Ameris Bank Mortgage Lending & HMDA Data, 2025

In 2025, Ameris Bank of Atlanta, GA reported 18,386 mortgage applications totaling $6.7 billion, down 10% from 2024. The average application was for $366,544, and applicants reported an average income of $171,605. 72% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (4,452), Marietta, GA (1,368) and Jacksonville, FL (1,163) (applications in parentheses).

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 18,386
Total Mortgage Loan Application Amount $6,739,280,000
Average Mortgage Loan Application Amount $366,544
Highest Mortgage Loan Application Amount $47,825,000
Average Applicant Income $171,605
Highest Applicant Income $9,417,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameris Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,303 $ 583,665,000 $ 447,939 $ 256,000
DeKalb, Georgia 838 $ 309,880,000 $ 369,785 $ 190,000
Cobb, Georgia 816 $ 335,670,000 $ 411,360 $ 188,000
Gwinnett, Georgia 779 $ 236,275,000 $ 303,305 $ 148,000
Duval, Florida 562 $ 160,550,000 $ 285,676 $ 147,000
St. Johns, Florida 478 $ 204,110,000 $ 427,008 $ 216,000
Richland, South Carolina 362 $ 87,980,000 $ 243,038 $ 109,000
Lexington, South Carolina 303 $ 86,165,000 $ 284,372 $ 134,000
Cherokee, Georgia 302 $ 124,730,000 $ 413,013 $ 212,000
Charleston, South Carolina 302 $ 143,780,000 $ 476,092 $ 220,000
Henry, Georgia 245 $ 81,035,000 $ 330,755 $ 134,000
Lowndes, Georgia 221 $ 54,845,000 $ 248,167 $ 111,000
Horry, South Carolina 220 $ 67,810,000 $ 308,227 $ 214,000
Forsyth, Georgia 219 $ 97,425,000 $ 444,863 $ 187,000
Alachua, Florida 210 $ 68,910,000 $ 328,142 $ 171,000
Davidson, Tennessee 204 $ 83,020,000 $ 406,960 $ 180,000
Berkeley, South Carolina 197 $ 67,715,000 $ 343,730 $ 144,000
Chatham, Georgia 189 $ 57,275,000 $ 303,042 $ 169,000
Coweta, Georgia 173 $ 58,175,000 $ 336,271 $ 160,000
Hall, Georgia 173 $ 60,855,000 $ 351,763 $ 163,000
Beaufort, South Carolina 160 $ 81,970,000 $ 512,312 $ 235,000
Baltimore City, Maryland 158 $ 29,920,000 $ 189,367 $ 78,000
Fairfax, Virginia 147 $ 81,605,000 $ 555,136 $ 210,000
Leon, Florida 146 $ 43,930,000 $ 300,890 $ 165,000
Calhoun, Alabama 144 $ 33,690,000 $ 233,958 $ 96,000
Volusia, Florida 144 $ 55,180,000 $ 383,194 $ 173,000
Prince George's, Maryland 142 $ 48,520,000 $ 341,690 $ 116,000
Honolulu, Hawaii 140 $ 93,110,000 $ 665,071 $ 179,000
Paulding, Georgia 134 $ 37,060,000 $ 276,567 $ 113,000
Loudoun, Virginia 134 $ 78,990,000 $ 589,477 $ 207,000
Greenville, South Carolina 130 $ 53,400,000 $ 410,769 $ 196,000
Dorchester, South Carolina 128 $ 42,600,000 $ 332,812 $ 144,000
Fayette, Georgia 127 $ 50,485,000 $ 397,519 $ 181,000
Clayton, Georgia 116 $ 21,980,000 $ 189,482 $ 88,000
Flagler, Florida 115 $ 46,265,000 $ 402,304 $ 268,000
Aiken, South Carolina 113 $ 47,795,000 $ 422,964 $ 169,000
Douglas, Georgia 110 $ 30,750,000 $ 279,545 $ 109,000
Columbia, Georgia 106 $ 33,350,000 $ 314,622 $ 142,000
Mecklenburg, North Carolina 106 $ 43,360,000 $ 409,056 $ 200,000
Jackson, Georgia 104 $ 43,350,000 $ 416,826 $ 176,000
Guilford, North Carolina 101 $ 43,515,000 $ 430,841 $ 109,000
Bartow, Georgia 98 $ 27,530,000 $ 280,918 $ 145,000
Marion, Florida 93 $ 20,905,000 $ 224,784 $ 111,000
Richmond, Georgia 92 $ 16,980,000 $ 184,565 $ 116,000
Clay, Florida 87 $ 25,955,000 $ 298,333 $ 143,000
Barrow, Georgia 85 $ 46,835,000 $ 551,000 $ 161,000
Baltimore, Maryland 76 $ 20,900,000 $ 275,000 $ 93,000
Cook, Illinois 75 $ 29,775,000 $ 397,000 $ 167,000
Prince William, Virginia 74 $ 32,700,000 $ 441,891 $ 163,000
San Diego, California 73 $ 47,515,000 $ 650,890 $ 207,000
Bryan, Georgia 73 $ 21,265,000 $ 291,301 $ 166,000
Dougherty, Georgia 70 $ 9,470,000 $ 135,285 $ 73,000
Bay, Florida 69 $ 21,655,000 $ 313,840 $ 181,000
Santa Rosa, Florida 68 $ 22,030,000 $ 323,970 $ 116,000
Anne Arundel, Maryland 66 $ 23,810,000 $ 360,757 $ 136,000
Laurens, South Carolina 65 $ 12,805,000 $ 197,000 $ 76,000
Rutherford, Tennessee 64 $ 22,420,000 $ 350,312 $ 149,000
Newton, Georgia 60 $ 16,010,000 $ 266,833 $ 110,000
Rockdale, Georgia 60 $ 16,410,000 $ 273,500 $ 106,000
Sumner, Tennessee 60 $ 21,240,000 $ 354,000 $ 117,000
Montgomery, Maryland 58 $ 24,180,000 $ 416,896 $ 147,000
Spartanburg, South Carolina 58 $ 15,440,000 $ 266,206 $ 108,000
Jefferson, Alabama 57 $ 17,485,000 $ 306,754 $ 137,000
Anderson, South Carolina 57 $ 15,535,000 $ 272,543 $ 126,000
James City, Virginia 57 $ 21,975,000 $ 385,526 $ 184,000
Los Angeles, California 56 $ 36,330,000 $ 648,750 $ 261,000
Sonoma, California 54 $ 31,180,000 $ 577,407 $ 212,000
Orange, Florida 53 $ 29,645,000 $ 559,339 $ 276,000
Wake, North Carolina 53 $ 21,725,000 $ 409,905 $ 177,000
York, South Carolina 53 $ 20,875,000 $ 393,867 $ 156,000
District of Columbia, District Of Columbia 52 $ 21,950,000 $ 422,115 $ 188,000
Spalding, Georgia 52 $ 10,110,000 $ 194,423 $ 104,000
Chesterfield, Virginia 52 $ 14,920,000 $ 286,923 $ 108,000
Escambia, Florida 51 $ 18,045,000 $ 353,823 $ 162,000
Clarke, Georgia 51 $ 17,715,000 $ 347,352 $ 294,000
Lee, Georgia 50 $ 6,780,000 $ 135,600 $ 71,000
Durham, North Carolina 50 $ 17,770,000 $ 355,400 $ 137,000
Carroll, Georgia 49 $ 14,895,000 $ 303,979 $ 133,000
Effingham, Georgia 49 $ 12,415,000 $ 253,367 $ 223,000
Pickens, South Carolina 49 $ 13,165,000 $ 268,673 $ 94,000
Greene, Missouri 48 $ 18,370,000 $ 382,708 $ 192,000
Forsyth, North Carolina 48 $ 11,510,000 $ 239,791 $ 114,000
Alameda, California 47 $ 28,155,000 $ 599,042 $ 198,000
Oconee, Georgia 47 $ 32,255,000 $ 686,276 $ 285,000
Okaloosa, Florida 46 $ 12,590,000 $ 273,695 $ 113,000
Putnam, Florida 46 $ 8,810,000 $ 191,521 $ 109,000
Wilson, Tennessee 46 $ 20,220,000 $ 439,565 $ 136,000
Walton, Georgia 45 $ 15,285,000 $ 339,666 $ 131,000
Colquitt, Georgia 44 $ 7,090,000 $ 161,136 $ 114,000
Orangeburg, South Carolina 44 $ 8,740,000 $ 198,636 $ 98,000
Houston, Alabama 43 $ 9,015,000 $ 209,651 $ 108,000
Sacramento, California 42 $ 19,680,000 $ 468,571 $ 174,000
Camden, Georgia 41 $ 12,245,000 $ 298,658 $ 152,000
Liberty, Georgia 41 $ 8,975,000 $ 218,902 $ 118,000
Tift, Georgia 39 $ 7,415,000 $ 190,128 $ 107,000
Sumter, South Carolina 37 $ 7,665,000 $ 207,162 $ 96,000
San Francisco, California 36 $ 24,370,000 $ 676,944 $ 281,000
Wakulla, Florida 36 $ 7,200,000 $ 200,000 $ 94,000
Lumpkin, Georgia 36 $ 15,960,000 $ 443,333 $ 207,000
Charles, Maryland 36 $ 15,740,000 $ 437,222 $ 181,000
Randolph, North Carolina 36 $ 9,470,000 $ 263,055 $ 88,000
Kershaw, South Carolina 36 $ 9,460,000 $ 262,777 $ 102,000
Dawson, Georgia 35 $ 13,145,000 $ 375,571 $ 151,000
Will, Illinois 35 $ 11,565,000 $ 330,428 $ 208,000
Spotsylvania, Virginia 35 $ 14,255,000 $ 407,285 $ 173,000
Laurens, Georgia 34 $ 7,320,000 $ 215,294 $ 90,000
Williamson, Tennessee 34 $ 23,350,000 $ 686,764 $ 306,000
Gordon, Georgia 33 $ 9,455,000 $ 286,515 $ 114,000
Henrico, Virginia 33 $ 10,265,000 $ 311,060 $ 121,000
Houston, Georgia 32 $ 7,260,000 $ 226,875 $ 131,000
Thomas, Georgia 32 $ 4,750,000 $ 148,437 $ 74,000
Santa Clara, California 31 $ 21,885,000 $ 705,967 $ 267,000
Walton, Florida 31 $ 13,095,000 $ 422,419 $ 230,000
Glynn, Georgia 31 $ 9,315,000 $ 300,483 $ 226,000
Rowan, North Carolina 31 $ 7,565,000 $ 244,032 $ 116,000
Georgetown, South Carolina 31 $ 15,375,000 $ 495,967 $ 290,000
York, Virginia 31 $ 11,495,000 $ 370,806 $ 142,000
Maricopa, Arizona 30 $ 17,970,000 $ 599,000 $ 188,000
Pasco, Florida 30 $ 15,780,000 $ 526,000 $ 225,000
Ware, Georgia 30 $ 3,160,000 $ 105,333 $ 75,000
Clark, Nevada 29 $ 12,115,000 $ 417,758 $ 191,000
Nassau, Florida 28 $ 12,430,000 $ 443,928 $ 247,000
Bibb, Georgia 28 $ 4,880,000 $ 174,285 $ 119,000
Floyd, Georgia 28 $ 7,240,000 $ 258,571 $ 115,000
Union, North Carolina 28 $ 12,780,000 $ 456,428 $ 186,000
Orange, California 27 $ 23,015,000 $ 852,407 $ 353,000
Manatee, Florida 27 $ 8,245,000 $ 305,370 $ 197,000
Putnam, Georgia 27 $ 14,255,000 $ 527,962 $ 840,000
Alexandria, Virginia 26 $ 14,240,000 $ 547,692 $ 310,000
Newport News, Virginia 26 $ 5,960,000 $ 229,230 $ 109,000
Contra Costa, California 25 $ 13,315,000 $ 532,600 $ 213,000
Lake, Florida 25 $ 6,905,000 $ 276,200 $ 137,000
Brunswick, North Carolina 25 $ 9,375,000 $ 375,000 $ 167,000
Stafford, Virginia 25 $ 11,105,000 $ 444,200 $ 132,000
Pickens, Georgia 24 $ 9,000,000 $ 375,000 $ 178,000
Howard, Maryland 24 $ 8,750,000 $ 364,583 $ 145,000
Cabarrus, North Carolina 24 $ 7,290,000 $ 303,750 $ 106,000
Davidson, North Carolina 24 $ 7,080,000 $ 295,000 $ 103,000
San Mateo, California 23 $ 14,835,000 $ 645,000 $ 218,000
Berrien, Georgia 23 $ 4,295,000 $ 186,739 $ 90,000
Lanier, Georgia 23 $ 4,475,000 $ 194,565 $ 81,000
Chambers, Alabama 22 $ 4,400,000 $ 200,000 $ 88,000
Hillsborough, Florida 22 $ 10,880,000 $ 494,545 $ 224,000
Butts, Georgia 22 $ 3,950,000 $ 179,545 $ 98,000
Jasper, Georgia 22 $ 3,650,000 $ 165,909 $ 87,000
Carroll, Maryland 22 $ 7,730,000 $ 351,363 $ 129,000
Gaston, North Carolina 22 $ 6,430,000 $ 292,272 $ 133,000
Edgefield, South Carolina 22 $ 6,940,000 $ 315,454 $ 114,000
Richmond City, Virginia 22 $ 9,650,000 $ 438,636 $ 152,000
Placer, California 21 $ 12,465,000 $ 593,571 $ 199,000
Riverside, California 21 $ 11,935,000 $ 568,333 $ 194,000
Calhoun, Florida 21 $ 4,265,000 $ 203,095 $ 87,000
Brooks, Georgia 21 $ 3,725,000 $ 177,380 $ 80,000
Coffee, Georgia 21 $ 2,325,000 $ 110,714 $ 92,000
Arlington, Virginia 21 $ 13,055,000 $ 621,666 $ 248,000
Pinellas, Florida 20 $ 14,930,000 $ 746,500 $ 338,000
Seminole, Florida 20 $ 9,650,000 $ 482,500 $ 188,000
Toombs, Georgia 20 $ 1,430,000 $ 71,500 $ 61,000
Lake, Illinois 20 $ 8,180,000 $ 409,000 $ 217,000
Iredell, North Carolina 20 $ 7,900,000 $ 395,000 $ 170,000
Oconee, South Carolina 20 $ 6,600,000 $ 330,000 $ 154,000
Lee, Alabama 19 $ 5,655,000 $ 297,631 $ 118,000
Shelby, Alabama 19 $ 6,235,000 $ 328,157 $ 132,000
Brevard, Florida 19 $ 6,295,000 $ 331,315 $ 193,000
Pike, Georgia 19 $ 6,425,000 $ 338,157 $ 147,000
Orange, North Carolina 19 $ 9,995,000 $ 526,052 $ 200,000
Virginia Beach, Virginia 19 $ 9,705,000 $ 510,789 $ 187,000
Talladega, Alabama 18 $ 3,960,000 $ 220,000 $ 112,000
Marin, California 18 $ 9,080,000 $ 504,444 $ 188,000
Palm Beach, Florida 18 $ 8,050,000 $ 447,222 $ 349,000
Haralson, Georgia 18 $ 5,040,000 $ 280,000 $ 126,000
Greenwood, South Carolina 18 $ 5,960,000 $ 331,111 $ 159,000
Boone, Arkansas 17 $ 3,965,000 $ 233,235 $ 127,000
Solano, California 17 $ 9,035,000 $ 531,470 $ 262,000
Levy, Florida 17 $ 3,845,000 $ 226,176 $ 121,000
Christian, Missouri 17 $ 5,815,000 $ 342,058 $ 127,000
Alamance, North Carolina 17 $ 5,075,000 $ 298,529 $ 106,000
Columbia, Florida 16 $ 3,950,000 $ 246,875 $ 88,000
Franklin, Florida 16 $ 4,010,000 $ 250,625 $ 659,000
Greene, Georgia 16 $ 5,840,000 $ 365,000 $ 184,000
Taylor, Georgia 16 $ 1,730,000 $ 108,125 $ 117,000
Taney, Missouri 16 $ 4,410,000 $ 275,625 $ 138,000
Washoe, Nevada 16 $ 7,340,000 $ 458,750 $ 143,000
Buncombe, North Carolina 16 $ 7,580,000 $ 473,750 $ 253,000
Knox, Tennessee 16 $ 5,400,000 $ 337,500 $ 148,000
Broward, Florida 15 $ 7,025,000 $ 468,333 $ 251,000
Meriwether, Georgia 15 $ 3,905,000 $ 260,333 $ 98,000
Gadsden, Florida 14 $ 2,910,000 $ 207,857 $ 113,000
Habersham, Georgia 14 $ 3,640,000 $ 260,000 $ 99,000
Muscogee, Georgia 14 $ 2,460,000 $ 175,714 $ 95,000
Polk, Georgia 14 $ 2,880,000 $ 205,714 $ 90,000
White, Georgia 14 $ 4,160,000 $ 297,142 $ 113,000
Stone, Missouri 14 $ 5,160,000 $ 368,571 $ 167,000
Transylvania, North Carolina 14 $ 5,290,000 $ 377,857 $ 188,000
Maury, Tennessee 14 $ 4,820,000 $ 344,285 $ 124,000
Montgomery, Tennessee 14 $ 3,790,000 $ 270,714 $ 88,000
Harris, Texas 14 $ 5,760,000 $ 411,428 $ 328,000
Citrus, Florida 13 $ 7,135,000 $ 548,846 $ 213,000
Cook, Georgia 13 $ 2,445,000 $ 188,076 $ 70,000
Fannin, Georgia 13 $ 5,545,000 $ 426,538 $ 218,000
Monroe, Georgia 13 $ 5,535,000 $ 425,769 $ 210,000
DuPage, Illinois 13 $ 5,325,000 $ 409,615 $ 196,000
Watauga, North Carolina 13 $ 6,155,000 $ 473,461 $ 203,000
Multnomah, Oregon 13 $ 6,685,000 $ 514,230 $ 198,000
Florence, South Carolina 13 $ 3,485,000 $ 268,076 $ 90,000
Lancaster, South Carolina 13 $ 4,095,000 $ 315,000 $ 95,000
Robertson, Tennessee 13 $ 5,025,000 $ 386,538 $ 143,000
Culpeper, Virginia 13 $ 4,225,000 $ 325,000 $ 108,000
Fredericksburg, Virginia 13 $ 5,295,000 $ 407,307 $ 151,000
Baldwin, Alabama 12 $ 4,010,000 $ 334,166 $ 190,000
Cullman, Alabama 12 $ 2,310,000 $ 192,500 $ 88,000
Etowah, Alabama 12 $ 4,330,000 $ 360,833 $ 143,000
Hart, Georgia 12 $ 7,000,000 $ 583,333 $ 150,000
Morgan, Georgia 12 $ 5,530,000 $ 460,833 $ 201,000
Hawaii, Hawaii 12 $ 6,940,000 $ 578,333 $ 153,000
Calhoun, South Carolina 12 $ 3,110,000 $ 259,166 $ 112,000
Jasper, South Carolina 12 $ 3,750,000 $ 312,500 $ 118,000
Fauquier, Virginia 12 $ 4,900,000 $ 408,333 $ 158,000
Henry, Alabama 11 $ 1,825,000 $ 165,909 $ 69,000
Sumter, Florida 11 $ 2,465,000 $ 224,090 $ 259,000
Baldwin, Georgia 11 $ 5,105,000 $ 464,090 $ 331,000
Bulloch, Georgia 11 $ 3,445,000 $ 313,181 $ 129,000
Rabun, Georgia 11 $ 8,815,000 $ 801,363 $ 540,000
Sumter, Georgia 11 $ 1,345,000 $ 122,272 $ 70,000
Kane, Illinois 11 $ 4,325,000 $ 393,181 $ 214,000
McHenry, Illinois 11 $ 3,465,000 $ 315,000 $ 98,000
Harford, Maryland 11 $ 2,905,000 $ 264,090 $ 86,000
Jackson, North Carolina 11 $ 12,105,000 $ 1,100,454 $ 423,000
Johnston, North Carolina 11 $ 3,455,000 $ 314,090 $ 132,000
New Hanover, North Carolina 11 $ 3,725,000 $ 338,636 $ 212,000
Cheatham, Tennessee 11 $ 3,275,000 $ 297,727 $ 124,000
Salt Lake, Utah 11 $ 6,005,000 $ 545,909 $ 190,000
Barbour, Alabama 10 $ 1,840,000 $ 184,000 $ 76,000
St. Clair, Alabama 10 $ 3,350,000 $ 335,000 $ 240,000
Sarasota, Florida 10 $ 5,690,000 $ 569,000 $ 281,000
Gilmer, Georgia 10 $ 3,110,000 $ 311,000 $ 233,000
Grady, Georgia 10 $ 980,000 $ 98,000 $ 123,000
Oglethorpe, Georgia 10 $ 4,130,000 $ 413,000 $ 153,000
St. Mary's, Maryland 10 $ 2,770,000 $ 277,000 $ 89,000
Hamilton, Tennessee 10 $ 3,420,000 $ 342,000 $ 272,000
Macon, Tennessee 10 $ 1,300,000 $ 130,000 $ 78,000
Hampton, Virginia 10 $ 2,010,000 $ 201,000 $ 88,000
Kern, California 9 $ 4,905,000 $ 545,000 $ 148,000
San Bernardino, California 9 $ 4,265,000 $ 473,888 $ 158,000
El Paso, Colorado 9 $ 5,065,000 $ 562,777 $ 168,000
Dixie, Florida 9 $ 1,875,000 $ 208,333 $ 239,000
Gilchrist, Florida 9 $ 2,465,000 $ 273,888 $ 119,000
Jackson, Florida 9 $ 2,355,000 $ 261,666 $ 116,000
Lee, Florida 9 $ 51,475,000 $ 5,719,444 $ 200,000
Suwannee, Florida 9 $ 1,655,000 $ 183,888 $ 91,000
Banks, Georgia 9 $ 4,345,000 $ 482,777 $ 211,000
Crisp, Georgia 9 $ 2,075,000 $ 230,555 $ 157,000
Troup, Georgia 9 $ 2,015,000 $ 223,888 $ 131,000
Whitfield, Georgia 9 $ 1,855,000 $ 206,111 $ 59,000
Frederick, Maryland 9 $ 3,525,000 $ 391,666 $ 138,000
Manassas, Virginia 9 $ 2,935,000 $ 326,111 $ 112,000
Westmoreland, Virginia 9 $ 2,835,000 $ 315,000 $ 138,000
Walker, Alabama 8 $ 2,100,000 $ 262,500 $ 120,000
Ventura, California 8 $ 5,790,000 $ 723,750 $ 243,000
Baker, Florida 8 $ 2,150,000 $ 268,750 $ 86,000
Liberty, Florida 8 $ 1,180,000 $ 147,500 $ 69,000
Miami-Dade, Florida 8 $ 7,500,000 $ 937,500 $ 622,000
Polk, Florida 8 $ 3,660,000 $ 457,500 $ 119,000
Lamar, Georgia 8 $ 2,070,000 $ 258,750 $ 102,000
Marion, Georgia 8 $ 1,080,000 $ 135,000 $ 76,000
Schley, Georgia 8 $ 840,000 $ 105,000 $ 103,000
Worth, Georgia 8 $ 1,040,000 $ 130,000 $ 75,000
Person, North Carolina 8 $ 2,030,000 $ 253,750 $ 104,000
Rockingham, North Carolina 8 $ 1,500,000 $ 187,500 $ 94,000
Cuyahoga, Ohio 8 $ 1,740,000 $ 217,500 $ 105,000
Colleton, South Carolina 8 $ 3,030,000 $ 378,750 $ 206,000
Utah, Utah 8 $ 3,680,000 $ 460,000 $ 138,000
Chesapeake, Virginia 8 $ 3,830,000 $ 478,750 $ 141,000
Frederick, Virginia 8 $ 2,580,000 $ 322,500 $ 159,000
Isle of Wight, Virginia 8 $ 3,240,000 $ 405,000 $ 139,000
Washington, Arkansas 7 $ 2,735,000 $ 390,714 $ 165,000
Nevada, California 7 $ 2,815,000 $ 402,142 $ 156,000
Yolo, California 7 $ 3,245,000 $ 463,571 $ 226,000
Burke, Georgia 7 $ 1,805,000 $ 257,857 $ 84,000
McDuffie, Georgia 7 $ 1,755,000 $ 250,714 $ 109,000
Miller, Georgia 7 $ 1,945,000 $ 277,857 $ 70,000
Calvert, Maryland 7 $ 1,405,000 $ 200,714 $ 119,000
Clay, Missouri 7 $ 2,635,000 $ 376,428 $ 176,000
Catawba, North Carolina 7 $ 2,265,000 $ 323,571 $ 89,000
Cumberland, North Carolina 7 $ 1,495,000 $ 213,571 $ 120,000
Dare, North Carolina 7 $ 4,815,000 $ 687,857 $ 353,000
Granville, North Carolina 7 $ 2,745,000 $ 392,142 $ 136,000
Macon, North Carolina 7 $ 5,045,000 $ 720,714 $ 537,000
Onslow, North Carolina 7 $ 1,535,000 $ 219,285 $ 156,000
Clackamas, Oregon 7 $ 3,245,000 $ 463,571 $ 147,000
Fairfield, South Carolina 7 $ 2,725,000 $ 389,285 $ 101,000
Tarrant, Texas 7 $ 4,315,000 $ 616,428 $ 233,000
Travis, Texas 7 $ 3,865,000 $ 552,142 $ 190,000
Falls Church, Virginia 7 $ 2,095,000 $ 299,285 $ 157,000
Gloucester, Virginia 7 $ 2,025,000 $ 289,285 $ 129,000
King, Washington 7 $ 4,825,000 $ 689,285 $ 223,000
Kitsap, Washington 7 $ 4,005,000 $ 572,142 $ 198,000
Berkeley, West Virginia 7 $ 1,825,000 $ 260,714 $ 114,000
San Luis Obispo, California 6 $ 4,090,000 $ 681,666 $ 217,000
Santa Cruz, California 6 $ 3,250,000 $ 541,666 $ 201,000
Yuba, California 6 $ 2,630,000 $ 438,333 $ 146,000
Franklin, Georgia 6 $ 1,580,000 $ 263,333 $ 120,000
Heard, Georgia 6 $ 1,740,000 $ 290,000 $ 438,000
Lincoln, Georgia 6 $ 2,380,000 $ 396,666 $ 159,000
McIntosh, Georgia 6 $ 2,030,000 $ 338,333 $ 181,000
Peach, Georgia 6 $ 2,050,000 $ 341,666 $ 245,000
Turner, Georgia 6 $ 400,000 $ 66,666 $ 60,000
Henderson, North Carolina 6 $ 1,600,000 $ 266,666 $ 122,000
Moore, North Carolina 6 $ 2,170,000 $ 361,666 $ 215,000
Clarendon, South Carolina 6 $ 1,700,000 $ 283,333 $ 141,000
Saluda, South Carolina 6 $ 2,310,000 $ 385,000 $ 231,000
Bexar, Texas 6 $ 2,700,000 $ 450,000 $ 194,000
Albemarle, Virginia 6 $ 2,390,000 $ 398,333 $ 205,000
Fairfax City, Virginia 6 $ 1,730,000 $ 288,333 $ 77,000
King William, Virginia 6 $ 1,590,000 $ 265,000 $ 92,000
Louisa, Virginia 6 $ 2,370,000 $ 395,000 $ 158,000
New Kent, Virginia 6 $ 2,880,000 $ 480,000 $ 207,000
Norfolk, Virginia 6 $ 2,120,000 $ 353,333 $ 159,000
Warren, Virginia 6 $ 2,260,000 $ 376,666 $ 104,000
Cherokee, Alabama 5 $ 1,215,000 $ 243,000 $ 118,000
Newton, Arkansas 5 $ 725,000 $ 145,000 $ 75,000
Pulaski, Arkansas 5 $ 1,615,000 $ 323,000 $ 120,000
El Dorado, California 5 $ 2,505,000 $ 501,000 $ 143,000
Denver, Colorado 5 $ 3,755,000 $ 751,000 $ 445,000
Gulf, Florida 5 $ 4,765,000 $ 953,000 $ 599,000
Atkinson, Georgia 5 $ 575,000 $ 115,000 $ 70,000
Ben Hill, Georgia 5 $ 515,000 $ 103,000 $ 77,000
Clinch, Georgia 5 $ 875,000 $ 175,000 $ 59,000
Crawford, Georgia 5 $ 1,105,000 $ 221,000 $ 152,000
Jones, Georgia 5 $ 1,205,000 $ 241,000 $ 108,000
Madison, Georgia 5 $ 1,475,000 $ 295,000 $ 121,000
Montgomery, Georgia 5 $ 435,000 $ 87,000 $ 70,000
Pierce, Georgia 5 $ 875,000 $ 175,000 $ 79,000
Stephens, Georgia 5 $ 2,585,000 $ 517,000 $ 192,000
Union, Georgia 5 $ 1,625,000 $ 325,000 $ 107,000
Wilkes, Georgia 5 $ 1,025,000 $ 205,000 $ 121,000
Cecil, Maryland 5 $ 1,315,000 $ 263,000 $ 101,000
Camden, Missouri 5 $ 2,135,000 $ 427,000 $ 175,000
Burke, North Carolina 5 $ 2,695,000 $ 539,000 $ 227,000
Harnett, North Carolina 5 $ 1,445,000 $ 289,000 $ 96,000
Rutherford, North Carolina 5 $ 1,265,000 $ 253,000 $ 169,000
Abbeville, South Carolina 5 $ 1,035,000 $ 207,000 $ 101,000
Newberry, South Carolina 5 $ 1,525,000 $ 305,000 $ 155,000
Blount, Tennessee 5 $ 2,075,000 $ 415,000 $ 344,000
Coffee, Tennessee 5 $ 1,315,000 $ 263,000 $ 79,000
Sevier, Tennessee 5 $ 2,795,000 $ 559,000 $ 571,000
Fort Bend, Texas 5 $ 2,565,000 $ 513,000 $ 230,000
Guadalupe, Texas 5 $ 2,425,000 $ 485,000 $ 169,000
King George, Virginia 5 $ 2,495,000 $ 499,000 $ 175,000
Orange, Virginia 5 $ 1,835,000 $ 367,000 $ 122,000
Portsmouth, Virginia 5 $ 1,505,000 $ 301,000 $ 130,000
Suffolk, Virginia 5 $ 2,145,000 $ 429,000 $ 151,000
Pierce, Washington 5 $ 2,915,000 $ 583,000 $ 157,000
Snohomish, Washington 5 $ 5,945,000 $ 1,189,000 $ 200,000
Jefferson, West Virginia 5 $ 1,375,000 $ 275,000 $ 139,000
Milwaukee, Wisconsin 5 $ 1,795,000 $ 359,000 $ 194,000
Blount, Alabama 4 $ 1,080,000 $ 270,000 $ 87,000
Montgomery, Alabama 4 $ 600,000 $ 150,000 $ 235,000
Carroll, Arkansas 4 $ 790,000 $ 197,500 $ 89,000
Fresno, California 4 $ 2,170,000 $ 542,500 $ 275,000
Napa, California 4 $ 2,430,000 $ 607,500 $ 187,000
San Joaquin, California 4 $ 1,300,000 $ 325,000 $ 126,000
Stanislaus, California 4 $ 1,170,000 $ 292,500 $ 114,000
New Castle, Delaware 4 $ 1,350,000 $ 337,500 $ 160,000
Sussex, Delaware 4 $ 2,800,000 $ 700,000 $ 999,000
Bradford, Florida 4 $ 1,210,000 $ 302,500 $ 133,000
Charlotte, Florida 4 $ 850,000 $ 212,500 $ 131,000
St. Lucie, Florida 4 $ 1,030,000 $ 257,500 $ 158,000
Washington, Florida 4 $ 730,000 $ 182,500 $ 63,000
Brantley, Georgia 4 $ 390,000 $ 97,500 $ 112,000
Charlton, Georgia 4 $ 520,000 $ 130,000 $ 99,000
Elbert, Georgia 4 $ 950,000 $ 237,500 $ 102,000
Hancock, Georgia 4 $ 1,470,000 $ 367,500 $ 292,000
Irwin, Georgia 4 $ 720,000 $ 180,000 $ 53,000
Jefferson, Georgia 4 $ 820,000 $ 205,000 $ 140,000
Johnson, Georgia 4 $ 630,000 $ 157,500 $ 72,000
Long, Georgia 4 $ 1,150,000 $ 287,500 $ 144,000
Macon, Georgia 4 $ 700,000 $ 175,000 $ 179,000
Towns, Georgia 4 $ 2,100,000 $ 525,000 $ 296,000
Upson, Georgia 4 $ 790,000 $ 197,500 $ 79,000
Worcester, Maryland 4 $ 960,000 $ 240,000 $ 94,000
Avery, North Carolina 4 $ 3,870,000 $ 967,500 $ 521,000
Carteret, North Carolina 4 $ 1,520,000 $ 380,000 $ 180,000
Cleveland, North Carolina 4 $ 1,290,000 $ 322,500 $ 112,000
Davie, North Carolina 4 $ 890,000 $ 222,500 $ 112,000
Franklin, North Carolina 4 $ 1,250,000 $ 312,500 $ 138,000
Swain, North Carolina 4 $ 1,500,000 $ 375,000 $ 134,000
Washington, Oregon 4 $ 1,410,000 $ 352,500 $ 126,000
Barnwell, South Carolina 4 $ 870,000 $ 217,500 $ 77,000
Anderson, Tennessee 4 $ 1,380,000 $ 345,000 $ 122,000
Moore, Tennessee 4 $ 2,180,000 $ 545,000 $ 166,000
Smith, Tennessee 4 $ 1,490,000 $ 372,500 $ 95,000
Collin, Texas 4 $ 2,720,000 $ 680,000 $ 200,000
Denton, Texas 4 $ 2,310,000 $ 577,500 $ 230,000
Caroline, Virginia 4 $ 1,290,000 $ 322,500 $ 129,000
Hanover, Virginia 4 $ 1,880,000 $ 470,000 $ 143,000
Williamsburg, Virginia 4 $ 1,280,000 $ 320,000 $ 104,000
Spokane, Washington 4 $ 2,370,000 $ 592,500 $ 199,000
Dale, Alabama 3 $ 685,000 $ 228,333 $ 74,000
Morgan, Alabama 3 $ 975,000 $ 325,000 $ 185,000
Russell, Alabama 3 $ 355,000 $ 118,333 $ 38,000
Tallapoosa, Alabama 3 $ 2,025,000 $ 675,000 $ 261,000
Winston, Alabama 3 $ 925,000 $ 308,333 $ 120,000
Monterey, California 3 $ 1,775,000 $ 591,666 $ 217,000
Tuolumne, California 3 $ 1,735,000 $ 578,333 $ 267,000
Douglas, Colorado 3 $ 1,915,000 $ 638,333 $ 143,000
Collier, Florida 3 $ 1,345,000 $ 448,333 $ 252,000
Jefferson, Florida 3 $ 255,000 $ 85,000 $ 93,000
Monroe, Florida 3 $ 2,655,000 $ 885,000 $ 481,000
Osceola, Florida 3 $ 1,155,000 $ 385,000 $ 169,000
Appling, Georgia 3 $ 155,000 $ 51,666 $ 129,000
Bleckley, Georgia 3 $ 805,000 $ 268,333 $ 115,000
Candler, Georgia 3 $ 675,000 $ 225,000 $ 109,000
Catoosa, Georgia 3 $ 645,000 $ 215,000 $ 170,000
Mitchell, Georgia 3 $ 305,000 $ 101,666 $ 64,000
Pulaski, Georgia 3 $ 445,000 $ 148,333 $ 149,000
Tattnall, Georgia 3 $ 825,000 $ 275,000 $ 126,000
Terrell, Georgia 3 $ 605,000 $ 201,666 $ 78,000
Wayne, Georgia 3 $ 1,035,000 $ 345,000 $ 68,000
Maui, Hawaii 3 $ 2,025,000 $ 675,000 $ 263,000
Ada, Idaho 3 $ 1,515,000 $ 505,000 $ 191,000
Johnson, Kansas 3 $ 1,385,000 $ 461,666 $ 225,000
Fayette, Kentucky 3 $ 565,000 $ 188,333 $ 119,000
Jefferson, Kentucky 3 $ 1,425,000 $ 475,000 $ 106,000
Caroline, Maryland 3 $ 945,000 $ 315,000 $ 77,000
Kent, Maryland 3 $ 705,000 $ 235,000 $ 126,000
Queen Anne's, Maryland 3 $ 1,475,000 $ 491,666 $ 255,000
Wayne, Michigan 3 $ 525,000 $ 175,000 $ 132,000
Hennepin, Minnesota 3 $ 995,000 $ 331,666 $ 104,000
DeSoto, Mississippi 3 $ 485,000 $ 161,666 $ 64,000
Morgan, Missouri 3 $ 825,000 $ 275,000 $ 151,000
St. Louis, Missouri 3 $ 705,000 $ 235,000 $ 237,000
Webster, Missouri 3 $ 835,000 $ 278,333 $ 97,000
Elko, Nevada 3 $ 955,000 $ 318,333 $ 101,000
Burlington, New Jersey 3 $ 1,145,000 $ 381,666 $ 181,000
Ashe, North Carolina 3 $ 905,000 $ 301,666 $ 78,000
Caldwell, North Carolina 3 $ 1,655,000 $ 551,666 $ 170,000
Chatham, North Carolina 3 $ 1,355,000 $ 451,666 $ 170,000
McDowell, North Carolina 3 $ 1,275,000 $ 425,000 $ 146,000
Pender, North Carolina 3 $ 1,845,000 $ 615,000 $ 291,000
Stokes, North Carolina 3 $ 485,000 $ 161,666 $ 85,000
Yadkin, North Carolina 3 $ 875,000 $ 291,666 $ 196,000
Franklin, Ohio 3 $ 1,115,000 $ 371,666 $ 166,000
Oklahoma, Oklahoma 3 $ 725,000 $ 241,666 $ 98,000
Deschutes, Oregon 3 $ 1,895,000 $ 631,666 $ 215,000
Adams, Pennsylvania 3 $ 865,000 $ 288,333 $ 161,000
Dickson, Tennessee 3 $ 1,175,000 $ 391,666 $ 114,000
Cameron, Texas 3 $ 1,015,000 $ 338,333 $ 155,000
Dallas, Texas 3 $ 885,000 $ 295,000 $ 144,000
Parker, Texas 3 $ 1,555,000 $ 518,333 $ 165,000
Williamson, Texas 3 $ 1,055,000 $ 351,666 $ 189,000
Iron, Utah 3 $ 1,065,000 $ 355,000 $ 140,000
Campbell, Virginia 3 $ 1,335,000 $ 445,000 $ 119,000
Charles City, Virginia 3 $ 555,000 $ 185,000 $ 67,000
Franklin, Virginia 3 $ 755,000 $ 251,666 $ 124,000
Goochland, Virginia 3 $ 1,385,000 $ 461,666 $ 142,000
King and Queen, Virginia 3 $ 615,000 $ 205,000 $ 89,000
Manassas Park, Virginia 3 $ 755,000 $ 251,666 $ 110,000
Poquoson, Virginia 3 $ 1,865,000 $ 621,666 $ 150,000
Winchester, Virginia 3 $ 1,195,000 $ 398,333 $ 108,000
Skagit, Washington 3 $ 1,755,000 $ 585,000 $ 135,000
Waukesha, Wisconsin 3 $ 1,535,000 $ 511,666 $ 226,000
Autauga, Alabama 2 $ 740,000 $ 370,000 $ 191,000
Cleburne, Alabama 2 $ 840,000 $ 420,000 $ 182,000
Coffee, Alabama 2 $ 360,000 $ 180,000 $ 82,000
DeKalb, Alabama 2 $ 520,000 $ 260,000 $ 92,000
Geneva, Alabama 2 $ 160,000 $ 80,000 $ 64,000
Lauderdale, Alabama 2 $ 650,000 $ 325,000 $ 900,000
Madison, Alabama 2 $ 640,000 $ 320,000 $ 110,000
Mobile, Alabama 2 $ 690,000 $ 345,000 $ 131,000
Pike, Alabama 2 $ 360,000 $ 180,000 $ 72,000
Randolph, Alabama 2 $ 770,000 $ 385,000 $ 89,000
Tuscaloosa, Alabama 2 $ 530,000 $ 265,000 $ 215,000
Yavapai, Arizona 2 $ 990,000 $ 495,000 $ 144,000
Baxter, Arkansas 2 $ 510,000 $ 255,000 $ 211,000
Faulkner, Arkansas 2 $ 1,100,000 $ 550,000 $ 202,000
Garland, Arkansas 2 $ 280,000 $ 140,000 $ 46,000
Madison, Arkansas 2 $ 430,000 $ 215,000 $ 112,000
Amador, California 2 $ 1,060,000 $ 530,000 $ 186,000
Santa Barbara, California 2 $ 1,310,000 $ 655,000 $ 149,000
Shasta, California 2 $ 640,000 $ 320,000 $ 173,000
Arapahoe, Colorado 2 $ 660,000 $ 330,000 $ 80,000
Boulder, Colorado 2 $ 1,130,000 $ 565,000 $ 162,000
Jefferson, Colorado 2 $ 860,000 $ 430,000 $ 202,000
Larimer, Colorado 2 $ 1,190,000 $ 595,000 $ 199,000
Park, Colorado 2 $ 950,000 $ 475,000 $ 155,000
Hernando, Florida 2 $ 500,000 $ 250,000 $ 85,000
Indian River, Florida 2 $ 550,000 $ 275,000 $ 214,000
Martin, Florida 2 $ 3,040,000 $ 1,520,000 $ 939,000
Union, Florida 2 $ 680,000 $ 340,000 $ 122,000
Calhoun, Georgia 2 $ 330,000 $ 165,000 $ 111,000
Chattahoochee, Georgia 2 $ 340,000 $ 170,000 $ 184,000
Decatur, Georgia 2 $ 410,000 $ 205,000 $ 77,000
Seminole, Georgia 2 $ 250,000 $ 125,000 $ 72,000
Talbot, Georgia 2 $ 420,000 $ 210,000 $ 109,000
Washington, Georgia 2 $ 450,000 $ 225,000 $ 84,000
Webster, Georgia 2 $ 310,000 $ 155,000 $ 61,000
Wilkinson, Georgia 2 $ 280,000 $ 140,000 $ 103,000
Bonner, Idaho 2 $ 950,000 $ 475,000 $ 349,000
Winnebago, Illinois 2 $ 360,000 $ 180,000 $ 66,000
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Mortgage Loan Application Detail Totals for Ameris Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,552 $5,033,160,000 $371,000 $47,825,000 $159,000 $6,056,000
Refinancing 1,818 $888,190,000 $488,000 $37,505,000 $226,000 $7,505,000
Cash-out Refinancing 1,455 $535,655,000 $368,000 $3,315,000 $187,000 $4,646,000
Home Improvement 895 $146,645,000 $163,000 $3,005,000 $185,000 $9,417,000
Other Purpose 666 $135,630,000 $203,000 $4,005,000 $228,000 $7,504,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,337 $3,803,555,000 $367,000 $7,495,000 $183,000 $9,417,000
Not Provided 2,464 $994,680,000 $403,000 $4,605,000 $195,000 $4,646,000
Black or African American 2,323 $653,025,000 $281,000 $2,755,000 $116,000 $1,285,000
Hispanic 1,848 $565,300,000 $305,000 $2,725,000 $133,000 $6,056,000
Asian 1,179 $495,375,000 $420,000 $2,825,000 $184,000 $2,239,000
Not applicable 109 $182,365,000 $1,673,000 $47,825,000 $0 $0
American Indian or Alaskan Native 103 $33,625,000 $326,000 $1,195,000 $163,000 $1,042,000
Native Hawaiian or Other Pacific Islander 23 $11,355,000 $493,000 $1,105,000 $150,000 $307,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,990 $5,171,600,000 $369,000 $47,825,000 $189,000 $9,417,000
FHA-insured (Federal Housing Administration) 2,723 $832,505,000 $305,000 $945,000 $100,000 $1,023,000
VA-guaranteed (Veterans Administration) 1,579 $713,645,000 $451,000 $2,005,000 $144,000 $1,245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 94 $21,530,000 $229,000 $415,000 $79,000 $173,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,184 $4,919,840,000 $373,000 $47,825,000 $171,000 $7,505,000
Application Withdrawn By Applicant 3,098 $1,204,200,000 $388,000 $4,425,000 $180,000 $4,646,000
Application Denied By Financial Institution 1,558 $433,320,000 $278,000 $4,005,000 $141,000 $9,417,000
File Closed For Incompleteness 390 $131,830,000 $338,000 $2,005,000 $219,000 $5,000,000
Application Approved But Not Accepted 129 $41,715,000 $323,000 $1,155,000 $171,000 $1,041,000
Loan Purchased By The Institution 27 $8,375,000 $310,000 $745,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,828 $6,305,960,000 $374,000 $47,825,000 $174,000 $7,505,000
Debt-To-Income Ratio 897 $241,075,000 $268,000 $4,005,000 $102,000 $1,032,000
Credit History 250 $68,390,000 $273,000 $2,105,000 $135,000 $1,362,000
Collateral 215 $49,915,000 $232,000 $2,285,000 $303,000 $9,417,000
Other 97 $39,115,000 $403,000 $3,005,000 $172,000 $1,165,000
Unverifiable Information 57 $17,755,000 $311,000 $1,505,000 $115,000 $500,000
Employment History 30 $8,440,000 $281,000 $1,155,000 $87,000 $320,000
Credit Application Incomplete 12 $8,630,000 $719,000 $2,885,000 $298,000 $877,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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