Anb Bank Mortgage Lending & HMDA Data, 2015

In 2015, Anb Bank of Denver, CO reported 487 mortgage applications totaling $154.8 million, up 48% from 2014. The average application was for $317,804, and applicants reported an average income of $132,326. 71% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (93), Colorado Springs, CO (71) and Grand Junction, CO (38) (applications in parentheses).

Mortgage Company & Address Anb Bank
3033 E 1st Avenue
Denver, CO 80206
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 487
Total Mortgage Loan Application Amount $154,771,000
Average Mortgage Loan Application Amount $317,804
Highest Mortgage Loan Application Amount $5,109,000
Average Applicant Income $132,326
Highest Applicant Income $2,026,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Anb Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
El Paso, Colorado 71 $ 14,347,000 $ 202,070 $ 84,000
Garfield, Colorado 49 $ 14,186,000 $ 289,510 $ 165,000
Mesa, Colorado 38 $ 5,710,000 $ 150,263 $ 101,000
Denver, Colorado 33 $ 14,795,000 $ 448,333 $ 200,000
Albany, Wyoming 30 $ 5,951,000 $ 198,366 $ 107,000
Arapahoe, Colorado 28 $ 7,582,000 $ 270,785 $ 83,000
Eagle, Colorado 27 $ 11,478,000 $ 425,111 $ 160,000
Pitkin, Colorado 27 $ 28,756,000 $ 1,065,037 $ 193,000
Campbell, Wyoming 19 $ 2,703,000 $ 142,263 $ 134,000
Larimer, Colorado 16 $ 3,294,000 $ 205,875 $ 93,000
Weld, Colorado 16 $ 4,078,000 $ 254,875 $ 156,000
Johnson, Wyoming 15 $ 1,279,000 $ 85,266 $ 62,000
Boulder, Colorado 14 $ 4,926,000 $ 351,857 $ 185,000
Jefferson, Colorado 14 $ 5,609,000 $ 400,642 $ 165,000
Adams, Colorado 11 $ 2,075,000 $ 188,636 $ 158,000
San Miguel, Colorado 11 $ 4,689,000 $ 426,272 $ 115,000
Washakie, Wyoming 11 $ 837,000 $ 76,090 $ 71,000
Johnson, Kansas 10 $ 825,000 $ 82,500 $ 86,000
Natrona, Wyoming 9 $ 6,188,000 $ 687,555 $ 117,000
Laramie, Wyoming 8 $ 885,000 $ 110,625 $ 44,000
Douglas, Colorado 7 $ 5,171,000 $ 738,714 $ 275,000
Cass, Missouri 3 $ 710,000 $ 236,666 $ 89,000
Grand, Colorado 2 $ 1,500,000 $ 750,000 $ 288,000
Routt, Colorado 2 $ 1,480,000 $ 740,000 $ 432,000
Crook, Wyoming 2 $ 350,000 $ 175,000 $ 353,000
Maricopa, Arizona 1 $ 165,000 $ 165,000 $ 408,000
Chaffee, Colorado 1 $ 675,000 $ 675,000 $ 364,000
Delta, Colorado 1 $ 40,000 $ 40,000 $ 40,000
Fremont, Colorado 1 $ 22,000 $ 22,000 $ 14,000
Gunnison, Colorado 1 $ 498,000 $ 498,000 $ 1,124,000
Huerfano, Colorado 1 $ 110,000 $ 110,000 $ 125,000
Kit Carson, Colorado 1 $ 35,000 $ 35,000 $ 76,000
Ouray, Colorado 1 $ 196,000 $ 196,000 $ 0
Wyandotte, Kansas 1 $ 15,000 $ 15,000 $ 6,000
Jackson, Missouri 1 $ 3,000,000 $ 3,000,000 $ 0
Cheyenne, Nebraska 1 $ 214,000 $ 214,000 $ 0
Big Horn, Wyoming 1 $ 175,000 $ 175,000 $ 57,000
Carbon, Wyoming 1 $ 90,000 $ 90,000 $ 55,000
Converse, Wyoming 1 $ 132,000 $ 132,000 $ 0

Mortgage Loan Application Detail Totals for Anb Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 234 $92,881,000 $396,000 $5,109,000 $148,000 $2,026,000
Refinancing 170 $48,260,000 $283,000 $3,000,000 $128,000 $842,000
Home Improvement 83 $13,630,000 $164,000 $2,928,000 $97,000 $620,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 344 $105,386,000 $306,000 $5,109,000 $168,000 $1,692,000
Not applicable 99 $40,974,000 $413,000 $4,200,000 $27,000 $2,026,000
Hispanic 21 $1,877,000 $89,000 $456,000 $74,000 $277,000
Asian 8 $2,313,000 $289,000 $670,000 $168,000 $446,000
Not Provided 8 $3,572,000 $446,000 $1,019,000 $121,000 $367,000
Black or African American 5 $471,000 $94,000 $196,000 $39,000 $133,000
American Indian or Alaskan Native 2 $178,000 $89,000 $142,000 $101,000 $146,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 487 $154,771,000 $317,000 $5,109,000 $133,000 $2,026,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 348 $121,124,000 $348,000 $5,109,000 $145,000 $2,026,000
Application Withdrawn By Applicant 50 $16,144,000 $322,000 $2,320,000 $140,000 $750,000
Application Denied By Financial Institution 46 $7,776,000 $169,000 $850,000 $89,000 $576,000
Loan Purchased By The Institution 25 $2,040,000 $81,000 $199,000 $0 $0
Application Approved But Not Accepted 16 $7,548,000 $471,000 $1,300,000 $179,000 $534,000
File Closed For Incompleteness 2 $139,000 $69,000 $135,000 $72,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Anb Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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