Anb Bank Mortgage Lending & HMDA Data, 2016

In 2016, Anb Bank of Denver, CO reported 507 mortgage applications totaling $178.0 million, up 4% from 2015. The average application was for $351,035, and applicants reported an average income of $148,927. 66% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (86), Fort Collins, CO (48) and Kansas City, MO-KS (38) (applications in parentheses).

Mortgage Company & Address Anb Bank
3033 E 1st Avenue
Denver, CO 80206
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 507
Total Mortgage Loan Application Amount $177,975,000
Average Mortgage Loan Application Amount $351,035
Highest Mortgage Loan Application Amount $8,450,000
Average Applicant Income $148,927
Highest Applicant Income $4,257,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Anb Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Larimer, Colorado 48 $ 10,314,000 $ 214,875 $ 44,000
Denver, Colorado 42 $ 18,220,000 $ 433,809 $ 137,000
El Paso, Colorado 36 $ 7,030,000 $ 195,277 $ 130,000
Garfield, Colorado 35 $ 12,148,000 $ 347,085 $ 95,000
Mesa, Colorado 35 $ 5,075,000 $ 145,000 $ 99,000
Albany, Wyoming 32 $ 6,590,000 $ 205,937 $ 141,000
Laramie, Wyoming 30 $ 6,719,000 $ 223,966 $ 160,000
Eagle, Colorado 25 $ 10,711,000 $ 428,440 $ 403,000
Pitkin, Colorado 23 $ 31,071,000 $ 1,350,913 $ 207,000
Washakie, Wyoming 21 $ 1,749,000 $ 83,285 $ 82,000
Boulder, Colorado 18 $ 10,572,000 $ 587,333 $ 116,000
Natrona, Wyoming 17 $ 1,801,000 $ 105,941 $ 480,000
Johnson, Kansas 16 $ 2,801,000 $ 175,062 $ 75,000
Arapahoe, Colorado 13 $ 6,142,000 $ 472,461 $ 126,000
San Miguel, Colorado 12 $ 9,511,000 $ 792,583 $ 219,000
Jackson, Missouri 12 $ 2,723,000 $ 226,916 $ 19,000
Johnson, Wyoming 12 $ 1,394,000 $ 116,166 $ 62,000
Jefferson, Colorado 10 $ 3,566,000 $ 356,600 $ 107,000
Campbell, Wyoming 10 $ 827,000 $ 82,700 $ 67,000
Adams, Colorado 9 $ 11,004,000 $ 1,222,666 $ 234,000
Douglas, Colorado 9 $ 4,873,000 $ 541,444 $ 228,000
Wyandotte, Kansas 7 $ 625,000 $ 89,285 $ 0
Weld, Colorado 5 $ 1,216,000 $ 243,200 $ 73,000
Summit, Colorado 3 $ 1,092,000 $ 364,000 $ 465,000
Gilpin, Colorado 2 $ 544,000 $ 272,000 $ 300,000
Routt, Colorado 2 $ 1,630,000 $ 815,000 $ 492,000
Clay, Missouri 2 $ 246,000 $ 123,000 $ 21,000
Big Horn, Wyoming 2 $ 410,000 $ 205,000 $ 89,000
Carbon, Wyoming 2 $ 194,000 $ 97,000 $ 36,000
Sheridan, Wyoming 2 $ 109,000 $ 54,500 $ 46,000
Los Angeles, California 1 $ 1,650,000 $ 1,650,000 $ 585,000
Broomfield, Colorado 1 $ 525,000 $ 525,000 $ 718,000
Delta, Colorado 1 $ 93,000 $ 93,000 $ 63,000
Gunnison, Colorado 1 $ 60,000 $ 60,000 $ 34,000
Pueblo, Colorado 1 $ 90,000 $ 90,000 $ 0
Rio Blanco, Colorado 1 $ 340,000 $ 340,000 $ 164,000
Rio Grande, Colorado 1 $ 406,000 $ 406,000 $ 233,000
Teller, Colorado 1 $ 170,000 $ 170,000 $ 71,000
Miami, Kansas 1 $ 40,000 $ 40,000 $ 64,000
Camden, Missouri 1 $ 273,000 $ 273,000 $ 160,000
Beaverhead, Montana 1 $ 1,200,000 $ 1,200,000 $ 575,000
Santa Fe, New Mexico 1 $ 1,650,000 $ 1,650,000 $ 1,057,000
Shelby, Tennessee 1 $ 78,000 $ 78,000 $ 60,000
Park, Wyoming 1 $ 458,000 $ 458,000 $ 171,000

Mortgage Loan Application Detail Totals for Anb Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 232 $93,197,000 $401,000 $8,450,000 $136,000 $1,923,000
Refinancing 197 $71,837,000 $364,000 $8,000,000 $176,000 $2,208,000
Home Improvement 78 $12,941,000 $165,000 $1,800,000 $119,000 $4,257,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 302 $103,632,000 $343,000 $8,000,000 $194,000 $4,257,000
Not applicable 148 $64,891,000 $438,000 $8,450,000 $66,000 $694,000
Hispanic 34 $4,456,000 $131,000 $450,000 $124,000 $1,923,000
Not Provided 10 $2,107,000 $210,000 $510,000 $118,000 $272,000
Asian 8 $2,331,000 $291,000 $580,000 $158,000 $254,000
Black or African American 4 $441,000 $110,000 $233,000 $70,000 $109,000
Native Hawaiin or Other Pacific Islander 1 $117,000 $117,000 $117,000 $28,000 $28,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 507 $177,975,000 $351,000 $8,450,000 $149,000 $4,257,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 335 $103,734,000 $309,000 $8,450,000 $153,000 $4,257,000
Application Denied By Financial Institution 88 $33,028,000 $375,000 $8,000,000 $108,000 $1,923,000
Application Withdrawn By Applicant 58 $28,269,000 $487,000 $3,600,000 $168,000 $1,637,000
Application Approved But Not Accepted 17 $9,888,000 $581,000 $2,950,000 $226,000 $694,000
File Closed For Incompleteness 9 $3,056,000 $339,000 $800,000 $114,000 $290,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Anb Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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