Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2019

In 2019, Andrews Federal Credit Union of Suitland, MD reported 1,693 mortgage applications totaling $402.1 million, down 35% from 2018. The average application was for $237,533, and applicants reported an average income of $131,513. 17% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (194), Atlanta-Sandy Springs-Roswell, GA (117) and Charlotte-Concord-Gastonia, NC-SC (58) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,693
Total Mortgage Loan Application Amount $402,145,000
Average Mortgage Loan Application Amount $237,533
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $131,513
Highest Applicant Income $2,193,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 71 $ 13,815,000 $ 194,577 $ 102,000
Fairfax, Virginia 28 $ 9,960,000 $ 355,714 $ 174,000
Prince William, Virginia 25 $ 6,165,000 $ 246,600 $ 140,000
Burlington, New Jersey 24 $ 4,610,000 $ 192,083 $ 113,000
Wake, North Carolina 24 $ 8,320,000 $ 346,666 $ 171,000
Maricopa, Arizona 22 $ 5,350,000 $ 243,181 $ 136,000
Montgomery, Maryland 21 $ 7,955,000 $ 378,809 $ 174,000
Cobb, Georgia 20 $ 4,870,000 $ 243,500 $ 154,000
Broward, Florida 18 $ 5,360,000 $ 297,777 $ 142,000
Cook, Illinois 17 $ 3,935,000 $ 231,470 $ 141,000
District of Columbia, District Of Columbia 16 $ 4,730,000 $ 295,625 $ 151,000
Pinellas, Florida 16 $ 4,130,000 $ 258,125 $ 125,000
Gwinnett, Georgia 16 $ 3,840,000 $ 240,000 $ 123,000
Fulton, Georgia 15 $ 3,295,000 $ 219,666 $ 121,000
Charles, Maryland 15 $ 2,105,000 $ 140,333 $ 110,000
Hillsborough, Florida 14 $ 3,090,000 $ 220,714 $ 147,000
Baltimore, Maryland 14 $ 3,860,000 $ 275,714 $ 151,000
Mecklenburg, North Carolina 14 $ 3,020,000 $ 215,714 $ 95,000
Franklin, Ohio 14 $ 3,020,000 $ 215,714 $ 107,000
Loudoun, Virginia 14 $ 5,110,000 $ 365,000 $ 153,000
Orange, Florida 13 $ 3,725,000 $ 286,538 $ 127,000
Palm Beach, Florida 13 $ 4,695,000 $ 361,153 $ 197,000
DeKalb, Georgia 13 $ 2,415,000 $ 185,769 $ 136,000
Charleston, South Carolina 13 $ 4,175,000 $ 321,153 $ 138,000
Douglas, Colorado 12 $ 3,030,000 $ 252,500 $ 146,000
Anne Arundel, Maryland 12 $ 3,620,000 $ 301,666 $ 156,000
Wayne, Michigan 12 $ 2,570,000 $ 214,166 $ 146,000
Duval, Florida 11 $ 2,495,000 $ 226,818 $ 162,000
Miami-Dade, Florida 11 $ 4,345,000 $ 395,000 $ 177,000
Bucks, Pennsylvania 11 $ 3,325,000 $ 302,272 $ 169,000
York, South Carolina 11 $ 2,575,000 $ 234,090 $ 147,000
Henry, Georgia 10 $ 1,590,000 $ 159,000 $ 120,000
Summit, Ohio 10 $ 1,820,000 $ 182,000 $ 109,000
Pasco, Florida 9 $ 2,025,000 $ 225,000 $ 92,000
Union, New Jersey 9 $ 2,535,000 $ 281,666 $ 154,000
Montgomery, Pennsylvania 9 $ 2,355,000 $ 261,666 $ 126,000
Knox, Tennessee 9 $ 1,585,000 $ 176,111 $ 96,000
Chesterfield, Virginia 9 $ 1,935,000 $ 215,000 $ 110,000
Cherokee, Georgia 8 $ 1,840,000 $ 230,000 $ 123,000
Kane, Illinois 8 $ 1,890,000 $ 236,250 $ 175,000
Hamilton, Indiana 8 $ 1,690,000 $ 211,250 $ 112,000
Baltimore City, Maryland 8 $ 1,120,000 $ 140,000 $ 146,000
Oakland, Michigan 8 $ 1,790,000 $ 223,750 $ 132,000
Bergen, New Jersey 8 $ 3,340,000 $ 417,500 $ 255,000
Middlesex, New Jersey 8 $ 1,760,000 $ 220,000 $ 159,000
Cabarrus, North Carolina 8 $ 1,900,000 $ 237,500 $ 142,000
Iredell, North Carolina 8 $ 1,730,000 $ 216,250 $ 89,000
Union, North Carolina 8 $ 2,190,000 $ 273,750 $ 127,000
Allegheny, Pennsylvania 8 $ 1,930,000 $ 241,250 $ 113,000
Philadelphia, Pennsylvania 8 $ 1,320,000 $ 165,000 $ 117,000
Horry, South Carolina 8 $ 1,600,000 $ 200,000 $ 113,000
Davidson, Tennessee 8 $ 1,850,000 $ 231,250 $ 103,000
Rutherford, Tennessee 8 $ 1,360,000 $ 170,000 $ 89,000
Shelby, Alabama 7 $ 1,225,000 $ 175,000 $ 98,000
El Paso, Colorado 7 $ 1,655,000 $ 236,428 $ 130,000
Polk, Florida 7 $ 1,095,000 $ 156,428 $ 106,000
Forsyth, Georgia 7 $ 2,145,000 $ 306,428 $ 132,000
DuPage, Illinois 7 $ 1,885,000 $ 269,285 $ 154,000
Johnson, Kansas 7 $ 1,435,000 $ 205,000 $ 130,000
Monmouth, New Jersey 7 $ 2,695,000 $ 385,000 $ 157,000
Licking, Ohio 7 $ 905,000 $ 129,285 $ 85,000
Tulsa, Oklahoma 7 $ 1,405,000 $ 200,714 $ 127,000
Hamilton, Tennessee 7 $ 1,665,000 $ 237,857 $ 170,000
Shelby, Tennessee 7 $ 1,725,000 $ 246,428 $ 169,000
Sumner, Tennessee 7 $ 1,995,000 $ 285,000 $ 127,000
Madison, Alabama 6 $ 790,000 $ 131,666 $ 99,000
Los Angeles, California 6 $ 1,280,000 $ 213,333 $ 183,000
Fairfield, Connecticut 6 $ 2,240,000 $ 373,333 $ 235,000
Seminole, Florida 6 $ 1,070,000 $ 178,333 $ 156,000
Volusia, Florida 6 $ 1,130,000 $ 188,333 $ 108,000
Calvert, Maryland 6 $ 1,550,000 $ 258,333 $ 100,000
Macomb, Michigan 6 $ 1,360,000 $ 226,666 $ 123,000
Morris, New Jersey 6 $ 2,340,000 $ 390,000 $ 187,000
Ocean, New Jersey 6 $ 1,440,000 $ 240,000 $ 118,000
Lexington, South Carolina 6 $ 2,170,000 $ 361,666 $ 129,000
Chesapeake, Virginia 6 $ 1,730,000 $ 288,333 $ 159,000
Jefferson, Alabama 5 $ 855,000 $ 171,000 $ 115,000
San Diego, California 5 $ 1,725,000 $ 345,000 $ 158,000
Adams, Colorado 5 $ 1,195,000 $ 239,000 $ 116,000
Arapahoe, Colorado 5 $ 1,505,000 $ 301,000 $ 113,000
Jefferson, Colorado 5 $ 1,575,000 $ 315,000 $ 125,000
New Castle, Delaware 5 $ 935,000 $ 187,000 $ 120,000
Sussex, Delaware 5 $ 1,165,000 $ 233,000 $ 139,000
Marion, Florida 5 $ 435,000 $ 87,000 $ 77,000
Columbia, Georgia 5 $ 595,000 $ 119,000 $ 101,000
Walton, Georgia 5 $ 1,155,000 $ 231,000 $ 149,000
Will, Illinois 5 $ 1,385,000 $ 277,000 $ 135,000
Frederick, Maryland 5 $ 1,465,000 $ 293,000 $ 170,000
Harford, Maryland 5 $ 1,485,000 $ 297,000 $ 120,000
Howard, Maryland 5 $ 935,000 $ 187,000 $ 84,000
St. Mary's, Maryland 5 $ 1,265,000 $ 253,000 $ 129,000
Worcester, Maryland 5 $ 2,935,000 $ 587,000 $ 210,000
Camden, New Jersey 5 $ 1,125,000 $ 225,000 $ 614,000
Essex, New Jersey 5 $ 1,885,000 $ 377,000 $ 144,000
Durham, North Carolina 5 $ 1,515,000 $ 303,000 $ 162,000
Forsyth, North Carolina 5 $ 1,075,000 $ 215,000 $ 105,000
Guilford, North Carolina 5 $ 1,605,000 $ 321,000 $ 170,000
Marion, Oregon 5 $ 1,895,000 $ 379,000 $ 163,000
Northampton, Pennsylvania 5 $ 1,385,000 $ 277,000 $ 137,000
Berkeley, South Carolina 5 $ 1,085,000 $ 217,000 $ 83,000
Greenville, South Carolina 5 $ 575,000 $ 115,000 $ 115,000
Frederick, Virginia 5 $ 1,245,000 $ 249,000 $ 146,000
Henrico, Virginia 5 $ 1,235,000 $ 247,000 $ 146,000
Orange, California 4 $ 980,000 $ 245,000 $ 266,000
Boulder, Colorado 4 $ 3,210,000 $ 802,500 $ 184,000
Brevard, Florida 4 $ 1,250,000 $ 312,500 $ 137,000
Martin, Florida 4 $ 1,560,000 $ 390,000 $ 191,000
St. Johns, Florida 4 $ 1,450,000 $ 362,500 $ 143,000
Douglas, Georgia 4 $ 570,000 $ 142,500 $ 92,000
Paulding, Georgia 4 $ 940,000 $ 235,000 $ 105,000
Porter, Indiana 4 $ 990,000 $ 247,500 $ 180,000
Jefferson, Kentucky 4 $ 1,020,000 $ 255,000 $ 131,000
Carroll, Maryland 4 $ 770,000 $ 192,500 $ 155,000
Dakota, Minnesota 4 $ 1,010,000 $ 252,500 $ 115,000
St. Charles, Missouri 4 $ 620,000 $ 155,000 $ 105,000
Clark, Nevada 4 $ 280,000 $ 70,000 $ 115,000
Gloucester, New Jersey 4 $ 1,050,000 $ 262,500 $ 141,000
Mercer, New Jersey 4 $ 850,000 $ 212,500 $ 152,000
Passaic, New Jersey 4 $ 810,000 $ 202,500 $ 138,000
Alamance, North Carolina 4 $ 760,000 $ 190,000 $ 88,000
Johnston, North Carolina 4 $ 420,000 $ 105,000 $ 99,000
Cuyahoga, Ohio 4 $ 1,000,000 $ 250,000 $ 92,000
Clackamas, Oregon 4 $ 1,510,000 $ 377,500 $ 166,000
Lane, Oregon 4 $ 940,000 $ 235,000 $ 123,000
Washington, Oregon 4 $ 1,200,000 $ 300,000 $ 123,000
Delaware, Pennsylvania 4 $ 710,000 $ 177,500 $ 106,000
York, Pennsylvania 4 $ 930,000 $ 232,500 $ 133,000
Spartanburg, South Carolina 4 $ 460,000 $ 115,000 $ 70,000
Alexandria, Virginia 4 $ 800,000 $ 200,000 $ 90,000
Fauquier, Virginia 4 $ 1,380,000 $ 345,000 $ 145,000
Hanover, Virginia 4 $ 970,000 $ 242,500 $ 125,000
Stafford, Virginia 4 $ 1,090,000 $ 272,500 $ 177,000
Washington, Wisconsin 4 $ 530,000 $ 132,500 $ 78,000
Winnebago, Wisconsin 4 $ 680,000 $ 170,000 $ 92,000
Baldwin, Alabama 3 $ 665,000 $ 221,666 $ 92,000
Contra Costa, California 3 $ 1,555,000 $ 518,333 $ 0
Riverside, California 3 $ 555,000 $ 185,000 $ 0
Weld, Colorado 3 $ 1,035,000 $ 345,000 $ 127,000
Kent, Delaware 3 $ 725,000 $ 241,666 $ 135,000
Lake, Florida 3 $ 725,000 $ 241,666 $ 120,000
Lee, Florida 3 $ 705,000 $ 235,000 $ 159,000
Manatee, Florida 3 $ 1,225,000 $ 408,333 $ 546,000
Osceola, Florida 3 $ 715,000 $ 238,333 $ 107,000
Sarasota, Florida 3 $ 865,000 $ 288,333 $ 125,000
Coweta, Georgia 3 $ 745,000 $ 248,333 $ 111,000
Hall, Georgia 3 $ 795,000 $ 265,000 $ 189,000
Newton, Georgia 3 $ 615,000 $ 205,000 $ 93,000
Kendall, Illinois 3 $ 445,000 $ 148,333 $ 123,000
Elkhart, Indiana 3 $ 505,000 $ 168,333 $ 111,000
Hendricks, Indiana 3 $ 525,000 $ 175,000 $ 101,000
Marion, Indiana 3 $ 805,000 $ 268,333 $ 140,000
Jefferson, Louisiana 3 $ 685,000 $ 228,333 $ 104,000
Talbot, Maryland 3 $ 595,000 $ 198,333 $ 91,000
Washington, Maryland 3 $ 725,000 $ 241,666 $ 117,000
Livingston, Michigan 3 $ 615,000 $ 205,000 $ 104,000
Washington, Minnesota 3 $ 445,000 $ 148,333 $ 134,000
Clay, Missouri 3 $ 435,000 $ 145,000 $ 85,000
St. Louis, Missouri 3 $ 1,035,000 $ 345,000 $ 186,000
Hudson, New Jersey 3 $ 1,125,000 $ 375,000 $ 180,000
Hunterdon, New Jersey 3 $ 755,000 $ 251,666 $ 165,000
Cherokee, North Carolina 3 $ 415,000 $ 138,333 $ 93,000
Harnett, North Carolina 3 $ 255,000 $ 85,000 $ 99,000
Butler, Ohio 3 $ 695,000 $ 231,666 $ 242,000
Delaware, Ohio 3 $ 915,000 $ 305,000 $ 147,000
Fairfield, Ohio 3 $ 445,000 $ 148,333 $ 98,000
Hamilton, Ohio 3 $ 435,000 $ 145,000 $ 89,000
Wagoner, Oklahoma 3 $ 335,000 $ 111,666 $ 101,000
Deschutes, Oregon 3 $ 625,000 $ 208,333 $ 79,000
Douglas, Oregon 3 $ 1,035,000 $ 345,000 $ 119,000
Chester, Pennsylvania 3 $ 575,000 $ 191,666 $ 131,000
Dauphin, Pennsylvania 3 $ 655,000 $ 218,333 $ 124,000
Lancaster, Pennsylvania 3 $ 625,000 $ 208,333 $ 105,000
Lancaster, South Carolina 3 $ 795,000 $ 265,000 $ 117,000
Richland, South Carolina 3 $ 655,000 $ 218,333 $ 114,000
Blount, Tennessee 3 $ 455,000 $ 151,666 $ 101,000
Montgomery, Texas 3 $ 785,000 $ 261,666 $ 174,000
Spotsylvania, Virginia 3 $ 435,000 $ 145,000 $ 151,000
Virginia Beach, Virginia 3 $ 565,000 $ 188,333 $ 91,000
Milwaukee, Wisconsin 3 $ 765,000 $ 255,000 $ 105,000
Rock, Wisconsin 3 $ 355,000 $ 118,333 $ 76,000
St. Croix, Wisconsin 3 $ 815,000 $ 271,666 $ 140,000
Waukesha, Wisconsin 3 $ 1,045,000 $ 348,333 $ 111,000
Mobile, Alabama 2 $ 860,000 $ 430,000 $ 427,000
St. Clair, Alabama 2 $ 220,000 $ 110,000 $ 90,000
Pulaski, Arkansas 2 $ 220,000 $ 110,000 $ 120,000
Washington, Arkansas 2 $ 1,480,000 $ 740,000 $ 213,000
Larimer, Colorado 2 $ 640,000 $ 320,000 $ 61,000
Montezuma, Colorado 2 $ 520,000 $ 260,000 $ 86,000
New Haven, Connecticut 2 $ 380,000 $ 190,000 $ 97,000
Bay, Florida 2 $ 570,000 $ 285,000 $ 178,000
Collier, Florida 2 $ 810,000 $ 405,000 $ 235,000
Leon, Florida 2 $ 290,000 $ 145,000 $ 84,000
Santa Rosa, Florida 2 $ 460,000 $ 230,000 $ 88,000
St. Lucie, Florida 2 $ 220,000 $ 110,000 $ 69,000
Fayette, Georgia 2 $ 320,000 $ 160,000 $ 138,000
Houston, Georgia 2 $ 330,000 $ 165,000 $ 85,000
Jackson, Georgia 2 $ 340,000 $ 170,000 $ 120,000
Lumpkin, Georgia 2 $ 260,000 $ 130,000 $ 56,000
Madison, Illinois 2 $ 410,000 $ 205,000 $ 129,000
Winnebago, Illinois 2 $ 730,000 $ 365,000 $ 135,000
Allen, Indiana 2 $ 550,000 $ 275,000 $ 122,000
Dearborn, Indiana 2 $ 410,000 $ 205,000 $ 146,000
Lake, Indiana 2 $ 230,000 $ 115,000 $ 45,000
St. Joseph, Indiana 2 $ 190,000 $ 95,000 $ 125,000
Sedgwick, Kansas 2 $ 450,000 $ 225,000 $ 80,000
Shawnee, Kansas 2 $ 310,000 $ 155,000 $ 128,000
Wyandotte, Kansas 2 $ 310,000 $ 155,000 $ 123,000
Fayette, Kentucky 2 $ 250,000 $ 125,000 $ 56,000
Ascension, Louisiana 2 $ 390,000 $ 195,000 $ 86,000
Lafayette, Louisiana 2 $ 250,000 $ 125,000 $ 198,000
Tangipahoa, Louisiana 2 $ 330,000 $ 165,000 $ 94,000
Washtenaw, Michigan 2 $ 300,000 $ 150,000 $ 132,000
Anoka, Minnesota 2 $ 510,000 $ 255,000 $ 135,000
Hennepin, Minnesota 2 $ 500,000 $ 250,000 $ 182,000
Wright, Minnesota 2 $ 500,000 $ 250,000 $ 164,000
Franklin, Missouri 2 $ 280,000 $ 140,000 $ 74,000
Greene, Missouri 2 $ 240,000 $ 120,000 $ 67,000
Jefferson, Missouri 2 $ 240,000 $ 120,000 $ 72,000
St. Francois, Missouri 2 $ 370,000 $ 185,000 $ 91,000
Atlantic, New Jersey 2 $ 290,000 $ 145,000 $ 174,000
Somerset, New Jersey 2 $ 550,000 $ 275,000 $ 180,000
Sussex, New Jersey 2 $ 370,000 $ 185,000 $ 99,000
Warren, New Jersey 2 $ 470,000 $ 235,000 $ 119,000
Buncombe, North Carolina 2 $ 480,000 $ 240,000 $ 117,000
Catawba, North Carolina 2 $ 670,000 $ 335,000 $ 216,000
Chatham, North Carolina 2 $ 790,000 $ 395,000 $ 226,000
Cumberland, North Carolina 2 $ 500,000 $ 250,000 $ 103,000
Franklin, North Carolina 2 $ 530,000 $ 265,000 $ 147,000
Henderson, North Carolina 2 $ 420,000 $ 210,000 $ 76,000
Lincoln, North Carolina 2 $ 350,000 $ 175,000 $ 86,000
Rowan, North Carolina 2 $ 370,000 $ 185,000 $ 73,000
Clark, Ohio 2 $ 650,000 $ 325,000 $ 156,000
Clermont, Ohio 2 $ 320,000 $ 160,000 $ 82,000
Geauga, Ohio 2 $ 340,000 $ 170,000 $ 89,000
Lorain, Ohio 2 $ 310,000 $ 155,000 $ 157,000
Portage, Ohio 2 $ 410,000 $ 205,000 $ 110,000
Canadian, Oklahoma 2 $ 400,000 $ 200,000 $ 117,000
Union, Oregon 2 $ 500,000 $ 250,000 $ 82,000
Bedford, Pennsylvania 2 $ 540,000 $ 270,000 $ 93,000
Berks, Pennsylvania 2 $ 680,000 $ 340,000 $ 153,000
Fayette, Pennsylvania 2 $ 360,000 $ 180,000 $ 65,000
Lycoming, Pennsylvania 2 $ 430,000 $ 215,000 $ 45,000
Union, Pennsylvania 2 $ 180,000 $ 90,000 $ 81,000
Wayne, Pennsylvania 2 $ 300,000 $ 150,000 $ 56,000
Aiken, South Carolina 2 $ 470,000 $ 235,000 $ 91,000
Anderson, South Carolina 2 $ 210,000 $ 105,000 $ 163,000
Beaufort, South Carolina 2 $ 630,000 $ 315,000 $ 114,000
Dorchester, South Carolina 2 $ 620,000 $ 310,000 $ 172,000
Florence, South Carolina 2 $ 110,000 $ 55,000 $ 48,000
Georgetown, South Carolina 2 $ 350,000 $ 175,000 $ 102,000
Pickens, South Carolina 2 $ 270,000 $ 135,000 $ 53,000
Sequatchie, Tennessee 2 $ 120,000 $ 60,000 $ 40,000
Goochland, Virginia 2 $ 320,000 $ 160,000 $ 103,000
King George, Virginia 2 $ 60,000 $ 30,000 $ 162,000
King, Washington 2 $ 790,000 $ 395,000 $ 157,000
Brown, Wisconsin 2 $ 460,000 $ 230,000 $ 130,000
Door, Wisconsin 2 $ 250,000 $ 125,000 $ 75,000
Walworth, Wisconsin 2 $ 270,000 $ 135,000 $ 97,000
Autauga, Alabama 1 $ 145,000 $ 145,000 $ 98,000
Coffee, Alabama 1 $ 215,000 $ 215,000 $ 147,000
Covington, Alabama 1 $ 395,000 $ 395,000 $ 204,000
Lee, Alabama 1 $ 145,000 $ 145,000 $ 59,000
Lowndes, Alabama 1 $ 75,000 $ 75,000 $ 58,000
Montgomery, Alabama 1 $ 85,000 $ 85,000 $ 0
Morgan, Alabama 1 $ 95,000 $ 95,000 $ 63,000
Tallapoosa, Alabama 1 $ 345,000 $ 345,000 $ 110,000
Pinal, Arizona 1 $ 165,000 $ 165,000 $ 51,000
Boone, Arkansas 1 $ 105,000 $ 105,000 $ 70,000
Faulkner, Arkansas 1 $ 105,000 $ 105,000 $ 115,000
Sevier, Arkansas 1 $ 75,000 $ 75,000 $ 53,000
Alameda, California 1 $ 135,000 $ 135,000 $ 0
El Dorado, California 1 $ 205,000 $ 205,000 $ 0
Kern, California 1 $ 95,000 $ 95,000 $ 0
San Bernardino, California 1 $ 185,000 $ 185,000 $ 0
San Joaquin, California 1 $ 265,000 $ 265,000 $ 62,000
San Luis Obispo, California 1 $ 315,000 $ 315,000 $ 0
Solano, California 1 $ 515,000 $ 515,000 $ 0
Tulare, California 1 $ 255,000 $ 255,000 $ 0
Denver, Colorado 1 $ 255,000 $ 255,000 $ 167,000
Fremont, Colorado 1 $ 155,000 $ 155,000 $ 88,000
Garfield, Colorado 1 $ 165,000 $ 165,000 $ 0
Las Animas, Colorado 1 $ 175,000 $ 175,000 $ 0
Moffat, Colorado 1 $ 145,000 $ 145,000 $ 73,000
Pueblo, Colorado 1 $ 155,000 $ 155,000 $ 63,000
Hartford, Connecticut 1 $ 235,000 $ 235,000 $ 182,000
Middlesex, Connecticut 1 $ 225,000 $ 225,000 $ 159,000
Windham, Connecticut 1 $ 155,000 $ 155,000 $ 83,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 0
Charlotte, Florida 1 $ 145,000 $ 145,000 $ 73,000
Escambia, Florida 1 $ 245,000 $ 245,000 $ 0
Flagler, Florida 1 $ 25,000 $ 25,000 $ 132,000
Gulf, Florida 1 $ 365,000 $ 365,000 $ 279,000
Hernando, Florida 1 $ 175,000 $ 175,000 $ 156,000
Indian River, Florida 1 $ 275,000 $ 275,000 $ 106,000
Monroe, Florida 1 $ 215,000 $ 215,000 $ 0
Sumter, Florida 1 $ 145,000 $ 145,000 $ 60,000
Barrow, Georgia 1 $ 125,000 $ 125,000 $ 48,000
Bartow, Georgia 1 $ 325,000 $ 325,000 $ 221,000
Bibb, Georgia 1 $ 85,000 $ 85,000 $ 121,000
Camden, Georgia 1 $ 85,000 $ 85,000 $ 38,000
Carroll, Georgia 1 $ 125,000 $ 125,000 $ 64,000
Catoosa, Georgia 1 $ 145,000 $ 145,000 $ 64,000
Chatham, Georgia 1 $ 485,000 $ 485,000 $ 0
Fannin, Georgia 1 $ 165,000 $ 165,000 $ 88,000
Gilmer, Georgia 1 $ 145,000 $ 145,000 $ 92,000
Glynn, Georgia 1 $ 215,000 $ 215,000 $ 88,000
Grady, Georgia 1 $ 125,000 $ 125,000 $ 49,000
Harris, Georgia 1 $ 275,000 $ 275,000 $ 52,000
Heard, Georgia 1 $ 175,000 $ 175,000 $ 89,000
Jefferson, Georgia 1 $ 315,000 $ 315,000 $ 151,000
Lee, Georgia 1 $ 275,000 $ 275,000 $ 193,000
Muscogee, Georgia 1 $ 275,000 $ 275,000 $ 171,000
Oconee, Georgia 1 $ 175,000 $ 175,000 $ 59,000
Pickens, Georgia 1 $ 115,000 $ 115,000 $ 68,000
Richmond, Georgia 1 $ 205,000 $ 205,000 $ 103,000
Rockdale, Georgia 1 $ 245,000 $ 245,000 $ 97,000
Spalding, Georgia 1 $ 175,000 $ 175,000 $ 85,000
Troup, Georgia 1 $ 115,000 $ 115,000 $ 155,000
Walker, Georgia 1 $ 135,000 $ 135,000 $ 97,000
Boone, Illinois 1 $ 175,000 $ 175,000 $ 210,000
Champaign, Illinois 1 $ 235,000 $ 235,000 $ 84,000
Effingham, Illinois 1 $ 105,000 $ 105,000 $ 0
Jo Daviess, Illinois 1 $ 135,000 $ 135,000 $ 117,000
Lake, Illinois 1 $ 325,000 $ 325,000 $ 203,000
Marshall, Illinois 1 $ 125,000 $ 125,000 $ 93,000
McHenry, Illinois 1 $ 185,000 $ 185,000 $ 185,000
McLean, Illinois 1 $ 215,000 $ 215,000 $ 93,000
Tazewell, Illinois 1 $ 185,000 $ 185,000 $ 120,000
Vermilion, Illinois 1 $ 95,000 $ 95,000 $ 90,000
Cass, Indiana 1 $ 125,000 $ 125,000 $ 110,000
Clark, Indiana 1 $ 185,000 $ 185,000 $ 132,000
Decatur, Indiana 1 $ 105,000 $ 105,000 $ 51,000
Jackson, Indiana 1 $ 185,000 $ 185,000 $ 59,000
Johnson, Indiana 1 $ 175,000 $ 175,000 $ 0
LaPorte, Indiana 1 $ 305,000 $ 305,000 $ 150,000
Noble, Indiana 1 $ 305,000 $ 305,000 $ 139,000
Putnam, Indiana 1 $ 235,000 $ 235,000 $ 0
Shelby, Indiana 1 $ 175,000 $ 175,000 $ 106,000
Vanderburgh, Indiana 1 $ 85,000 $ 85,000 $ 65,000
Wayne, Indiana 1 $ 175,000 $ 175,000 $ 120,000
Wells, Indiana 1 $ 85,000 $ 85,000 $ 61,000
Atchison, Kansas 1 $ 115,000 $ 115,000 $ 97,000
Dickinson, Kansas 1 $ 125,000 $ 125,000 $ 51,000
Geary, Kansas 1 $ 165,000 $ 165,000 $ 118,000
Jackson, Kansas 1 $ 225,000 $ 225,000 $ 147,000
Marshall, Kansas 1 $ 315,000 $ 315,000 $ 78,000
Miami, Kansas 1 $ 385,000 $ 385,000 $ 250,000
Boone, Kentucky 1 $ 105,000 $ 105,000 $ 47,000
Boyd, Kentucky 1 $ 135,000 $ 135,000 $ 93,000
Bullitt, Kentucky 1 $ 255,000 $ 255,000 $ 157,000
Campbell, Kentucky 1 $ 35,000 $ 35,000 $ 193,000
Gallatin, Kentucky 1 $ 115,000 $ 115,000 $ 69,000
Jessamine, Kentucky 1 $ 175,000 $ 175,000 $ 125,000
Kenton, Kentucky 1 $ 145,000 $ 145,000 $ 89,000
Knox, Kentucky 1 $ 145,000 $ 145,000 $ 53,000
Lincoln, Kentucky 1 $ 195,000 $ 195,000 $ 121,000
Marshall, Kentucky 1 $ 105,000 $ 105,000 $ 103,000
Mercer, Kentucky 1 $ 215,000 $ 215,000 $ 0
Nelson, Kentucky 1 $ 345,000 $ 345,000 $ 140,000
Pendleton, Kentucky 1 $ 215,000 $ 215,000 $ 101,000
Warren, Kentucky 1 $ 155,000 $ 155,000 $ 61,000
Woodford, Kentucky 1 $ 235,000 $ 235,000 $ 178,000
Calcasieu, Louisiana 1 $ 55,000 $ 55,000 $ 155,000
Lafourche, Louisiana 1 $ 135,000 $ 135,000 $ 182,000
Orleans, Louisiana 1 $ 195,000 $ 195,000 $ 153,000
Ouachita, Louisiana 1 $ 255,000 $ 255,000 $ 146,000
Plaquemines, Louisiana 1 $ 155,000 $ 155,000 $ 0
Terrebonne, Louisiana 1 $ 195,000 $ 195,000 $ 0
Caroline, Maryland 1 $ 215,000 $ 215,000 $ 217,000
Garrett, Maryland 1 $ 445,000 $ 445,000 $ 160,000
Queen Anne's, Maryland 1 $ 365,000 $ 365,000 $ 150,000
Plymouth, Massachusetts 1 $ 65,000 $ 65,000 $ 232,000
Berrien, Michigan 1 $ 255,000 $ 255,000 $ 84,000
Charlevoix, Michigan 1 $ 155,000 $ 155,000 $ 86,000
Clare, Michigan 1 $ 225,000 $ 225,000 $ 90,000
Grand Traverse, Michigan 1 $ 165,000 $ 165,000 $ 0
Iron, Michigan 1 $ 115,000 $ 115,000 $ 127,000
Jackson, Michigan 1 $ 125,000 $ 125,000 $ 95,000
Kent, Michigan 1 $ 255,000 $ 255,000 $ 110,000
Monroe, Michigan 1 $ 75,000 $ 75,000 $ 28,000
Newaygo, Michigan 1 $ 105,000 $ 105,000 $ 45,000
Carver, Minnesota 1 $ 285,000 $ 285,000 $ 131,000
Crow Wing, Minnesota 1 $ 145,000 $ 145,000 $ 179,000
Otter Tail, Minnesota 1 $ 125,000 $ 125,000 $ 161,000
Pine, Minnesota 1 $ 95,000 $ 95,000 $ 82,000
St. Louis, Minnesota 1 $ 145,000 $ 145,000 $ 72,000
Cape Girardeau, Missouri 1 $ 185,000 $ 185,000 $ 98,000
Lincoln, Missouri 1 $ 185,000 $ 185,000 $ 86,000
New Madrid, Missouri 1 $ 135,000 $ 135,000 $ 96,000
Webster, Missouri 1 $ 225,000 $ 225,000 $ 136,000
Carroll, New Hampshire 1 $ 45,000 $ 45,000 $ 103,000
Rockingham, New Hampshire 1 $ 35,000 $ 35,000 $ 152,000
Cumberland, New Jersey 1 $ 145,000 $ 145,000 $ 204,000
Salem, New Jersey 1 $ 455,000 $ 455,000 $ 0
Valencia, New Mexico 1 $ 45,000 $ 45,000 $ 112,000
Erie, New York 1 $ 55,000 $ 55,000 $ 103,000
Alexander, North Carolina 1 $ 365,000 $ 365,000 $ 376,000
Anson, North Carolina 1 $ 175,000 $ 175,000 $ 111,000
Carteret, North Carolina 1 $ 335,000 $ 335,000 $ 79,000
Craven, North Carolina 1 $ 195,000 $ 195,000 $ 130,000
Dare, North Carolina 1 $ 155,000 $ 155,000 $ 104,000
Davidson, North Carolina 1 $ 215,000 $ 215,000 $ 83,000
Gaston, North Carolina 1 $ 275,000 $ 275,000 $ 0
Haywood, North Carolina 1 $ 255,000 $ 255,000 $ 109,000
Jackson, North Carolina 1 $ 235,000 $ 235,000 $ 139,000
McDowell, North Carolina 1 $ 125,000 $ 125,000 $ 48,000
Moore, North Carolina 1 $ 225,000 $ 225,000 $ 112,000
Nash, North Carolina 1 $ 35,000 $ 35,000 $ 98,000
New Hanover, North Carolina 1 $ 35,000 $ 35,000 $ 64,000
Onslow, North Carolina 1 $ 265,000 $ 265,000 $ 84,000
Pender, North Carolina 1 $ 485,000 $ 485,000 $ 219,000
Person, North Carolina 1 $ 115,000 $ 115,000 $ 0
Randolph, North Carolina 1 $ 125,000 $ 125,000 $ 56,000
Rockingham, North Carolina 1 $ 165,000 $ 165,000 $ 90,000
Stanly, North Carolina 1 $ 185,000 $ 185,000 $ 0
Warren, North Carolina 1 $ 215,000 $ 215,000 $ 259,000
Watauga, North Carolina 1 $ 355,000 $ 355,000 $ 0
Wilkes, North Carolina 1 $ 125,000 $ 125,000 $ 64,000
Athens, Ohio 1 $ 35,000 $ 35,000 $ 43,000
Brown, Ohio 1 $ 125,000 $ 125,000 $ 61,000
Defiance, Ohio 1 $ 285,000 $ 285,000 $ 137,000
Erie, Ohio 1 $ 145,000 $ 145,000 $ 97,000
Gallia, Ohio 1 $ 195,000 $ 195,000 $ 0
Knox, Ohio 1 $ 75,000 $ 75,000 $ 105,000
Lucas, Ohio 1 $ 275,000 $ 275,000 $ 0
Mahoning, Ohio 1 $ 155,000 $ 155,000 $ 67,000
Medina, Ohio 1 $ 175,000 $ 175,000 $ 132,000
Montgomery, Ohio 1 $ 105,000 $ 105,000 $ 64,000
Pickaway, Ohio 1 $ 235,000 $ 235,000 $ 102,000
Richland, Ohio 1 $ 145,000 $ 145,000 $ 149,000
Trumbull, Ohio 1 $ 115,000 $ 115,000 $ 85,000
Tuscarawas, Ohio 1 $ 195,000 $ 195,000 $ 70,000
Union, Ohio 1 $ 325,000 $ 325,000 $ 157,000
Warren, Ohio 1 $ 725,000 $ 725,000 $ 283,000
Wayne, Ohio 1 $ 195,000 $ 195,000 $ 218,000
Cleveland, Oklahoma 1 $ 85,000 $ 85,000 $ 73,000
Garvin, Oklahoma 1 $ 135,000 $ 135,000 $ 218,000
Kay, Oklahoma 1 $ 175,000 $ 175,000 $ 137,000
Muskogee, Oklahoma 1 $ 125,000 $ 125,000 $ 74,000
Pittsburg, Oklahoma 1 $ 195,000 $ 195,000 $ 128,000
Washington, Oklahoma 1 $ 125,000 $ 125,000 $ 62,000
Columbia, Oregon 1 $ 355,000 $ 355,000 $ 76,000
Linn, Oregon 1 $ 465,000 $ 465,000 $ 122,000
Multnomah, Oregon 1 $ 1,005,000 $ 1,005,000 $ 240,000
Wallowa, Oregon 1 $ 185,000 $ 185,000 $ 84,000
Yamhill, Oregon 1 $ 405,000 $ 405,000 $ 130,000
Beaver, Pennsylvania 1 $ 175,000 $ 175,000 $ 125,000
Blair, Pennsylvania 1 $ 125,000 $ 125,000 $ 65,000
Butler, Pennsylvania 1 $ 315,000 $ 315,000 $ 0
Cumberland, Pennsylvania 1 $ 115,000 $ 115,000 $ 70,000
Franklin, Pennsylvania 1 $ 165,000 $ 165,000 $ 151,000
Lehigh, Pennsylvania 1 $ 65,000 $ 65,000 $ 109,000
Luzerne, Pennsylvania 1 $ 195,000 $ 195,000 $ 85,000
Washington, Pennsylvania 1 $ 125,000 $ 125,000 $ 107,000
Jasper, South Carolina 1 $ 195,000 $ 195,000 $ 105,000
Kershaw, South Carolina 1 $ 195,000 $ 195,000 $ 80,000
Laurens, South Carolina 1 $ 265,000 $ 265,000 $ 90,000
Lee, South Carolina 1 $ 175,000 $ 175,000 $ 0
Orangeburg, South Carolina 1 $ 175,000 $ 175,000 $ 103,000
Minnehaha, South Dakota 1 $ 45,000 $ 45,000 $ 125,000
Anderson, Tennessee 1 $ 105,000 $ 105,000 $ 0
Dickson, Tennessee 1 $ 345,000 $ 345,000 $ 179,000
Fayette, Tennessee 1 $ 115,000 $ 115,000 $ 110,000
Fentress, Tennessee 1 $ 275,000 $ 275,000 $ 0
Houston, Tennessee 1 $ 185,000 $ 185,000 $ 0
Lauderdale, Tennessee 1 $ 135,000 $ 135,000 $ 87,000
Madison, Tennessee 1 $ 295,000 $ 295,000 $ 132,000
Montgomery, Tennessee 1 $ 235,000 $ 235,000 $ 118,000
Sevier, Tennessee 1 $ 45,000 $ 45,000 $ 37,000
Union, Tennessee 1 $ 155,000 $ 155,000 $ 80,000
Williamson, Tennessee 1 $ 425,000 $ 425,000 $ 165,000
Wilson, Tennessee 1 $ 445,000 $ 445,000 $ 242,000
Collin, Texas 1 $ 135,000 $ 135,000 $ 0
Dallas, Texas 1 $ 185,000 $ 185,000 $ 344,000
Guadalupe, Texas 1 $ 145,000 $ 145,000 $ 44,000
Augusta, Virginia 1 $ 145,000 $ 145,000 $ 110,000
Botetourt, Virginia 1 $ 375,000 $ 375,000 $ 214,000
Caroline, Virginia 1 $ 235,000 $ 235,000 $ 76,000
Clarke, Virginia 1 $ 275,000 $ 275,000 $ 85,000
Culpeper, Virginia 1 $ 85,000 $ 85,000 $ 119,000
Gloucester, Virginia 1 $ 305,000 $ 305,000 $ 95,000
Isle of Wight, Virginia 1 $ 155,000 $ 155,000 $ 125,000
James City, Virginia 1 $ 365,000 $ 365,000 $ 341,000
Louisa, Virginia 1 $ 155,000 $ 155,000 $ 0
Madison, Virginia 1 $ 185,000 $ 185,000 $ 51,000
Manassas, Virginia 1 $ 375,000 $ 375,000 $ 61,000
Newport News, Virginia 1 $ 135,000 $ 135,000 $ 71,000
Roanoke City, Virginia 1 $ 185,000 $ 185,000 $ 203,000
Rockingham, Virginia 1 $ 245,000 $ 245,000 $ 247,000
Shenandoah, Virginia 1 $ 195,000 $ 195,000 $ 100,000
Waynesboro, Virginia 1 $ 175,000 $ 175,000 $ 85,000
Westmoreland, Virginia 1 $ 185,000 $ 185,000 $ 0
Winchester, Virginia 1 $ 285,000 $ 285,000 $ 161,000
Wise, Virginia 1 $ 55,000 $ 55,000 $ 48,000
York, Virginia 1 $ 595,000 $ 595,000 $ 150,000
Thurston, Washington 1 $ 75,000 $ 75,000 $ 90,000
Walla Walla, Washington 1 $ 165,000 $ 165,000 $ 67,000
Berkeley, West Virginia 1 $ 45,000 $ 45,000 $ 57,000
Morgan, West Virginia 1 $ 285,000 $ 285,000 $ 0
Wood, West Virginia 1 $ 125,000 $ 125,000 $ 85,000
Page:

Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,241 $300,675,000 $242,000 $1,005,000 $129,000 $2,193,000
Cash-out Refinancing 316 $58,540,000 $185,000 $2,505,000 $133,000 $663,000
Home Purchase 136 $42,930,000 $315,000 $1,185,000 $151,000 $1,322,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,330 $324,770,000 $244,000 $1,525,000 $131,000 $2,193,000
White 167 $37,275,000 $223,000 $2,505,000 $148,000 $1,322,000
Black or African American 104 $17,910,000 $172,000 $585,000 $103,000 $299,000
Not Provided 41 $10,235,000 $249,000 $905,000 $145,000 $647,000
Hispanic 39 $8,405,000 $215,000 $505,000 $116,000 $264,000
Asian 10 $3,030,000 $303,000 $1,185,000 $194,000 $305,000
American Indian or Alaskan Native 1 $275,000 $275,000 $275,000 $52,000 $52,000
Native Hawaiian or Other Pacific Islander 1 $245,000 $245,000 $245,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,690 $401,160,000 $237,000 $2,505,000 $132,000 $2,193,000
VA-guaranteed (Veterans Administration) 3 $985,000 $328,000 $525,000 $74,000 $143,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,330 $324,770,000 $244,000 $1,525,000 $131,000 $2,193,000
Loan Originated 280 $58,840,000 $210,000 $1,185,000 $131,000 $1,322,000
Application Withdrawn By Applicant 54 $11,650,000 $215,000 $725,000 $128,000 $386,000
Application Denied By Financial Institution 18 $5,220,000 $290,000 $2,505,000 $135,000 $344,000
File Closed For Incompleteness 10 $1,500,000 $150,000 $445,000 $184,000 $663,000
Application Approved But Not Accepted 1 $165,000 $165,000 $165,000 $60,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,675 $396,925,000 $236,000 $1,525,000 $132,000 $2,193,000
Collateral 13 $4,625,000 $355,000 $2,505,000 $126,000 $337,000
Debt-To-Income Ratio 3 $355,000 $118,000 $205,000 $121,000 $158,000
Other 2 $240,000 $120,000 $185,000 $219,000 $344,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List