Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2019
In 2019, Andrews Federal Credit Union of Suitland, MD reported 1,693 mortgage applications totaling $402.1 million, down 35% from 2018. The average application was for $237,533, and applicants reported an average income of $131,513. 17% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (194), Atlanta-Sandy Springs-Roswell, GA (117) and Charlotte-Concord-Gastonia, NC-SC (58) (applications in parentheses).
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,693 |
| Total Mortgage Loan Application Amount | $402,145,000 |
| Average Mortgage Loan Application Amount | $237,533 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $131,513 |
| Highest Applicant Income | $2,193,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 194 | $ 48,060,000 | $ 247,731 | $ 128,711 |
| Atlanta-Sandy Springs-Roswell, GA | 117 | $ 25,625,000 | $ 219,017 | $ 126,000 |
| Outside any metro area | 114 | $ 20,350,000 | $ 178,508 | $ 102,824 |
| Charlotte-Concord-Gastonia, NC-SC | 58 | $ 13,380,000 | $ 230,689 | $ 115,965 |
| Baltimore-Columbia-Towson, MD | 49 | $ 12,155,000 | $ 248,061 | $ 145,000 |
| Tampa-St. Petersburg-Clearwater, FL | 40 | $ 9,420,000 | $ 235,500 | $ 129,000 |
| Camden, NJ | 33 | $ 6,785,000 | $ 205,606 | $ 182,000 |
| Chicago-Naperville, IL | 30 | $ 7,390,000 | $ 246,333 | $ 144,000 |
| Raleigh, NC | 30 | $ 9,270,000 | $ 309,000 | $ 159,000 |
| Columbus, OH | 29 | $ 5,845,000 | $ 201,551 | $ 108,000 |
| Denver-Aurora-Lakewood, CO | 28 | $ 7,560,000 | $ 270,000 | $ 132,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 26 | $ 6,420,000 | $ 246,923 | $ 116,000 |
| Washington-Baltimore-Arlington, DC | 26 | $ 9,420,000 | $ 362,307 | $ 173,000 |
| Newark, NJ-PA | 25 | $ 7,885,000 | $ 315,400 | $ 152,000 |
| Orlando-Kissimmee-Sanford, FL | 25 | $ 6,235,000 | $ 249,400 | $ 130,000 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 6,255,000 | $ 271,956 | $ 147,000 |
| New York-Newark, NY | 23 | $ 6,445,000 | $ 280,217 | $ 150,000 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 5,515,000 | $ 239,782 | $ 133,000 |
| Charleston-North Charleston, SC | 20 | $ 5,880,000 | $ 294,000 | $ 129,000 |
| Richmond, VA | 20 | $ 4,460,000 | $ 223,000 | $ 121,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 5,360,000 | $ 297,777 | $ 142,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 18 | $ 4,250,000 | $ 236,111 | $ 135,888 |
| Cincinnati, OH-KY-IN | 17 | $ 3,325,000 | $ 195,588 | $ 132,176 |
| Indianapolis-Carmel-Anderson, IN | 17 | $ 3,605,000 | $ 212,058 | $ 113,000 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 3,765,000 | $ 221,470 | $ 124,000 |
| Jacksonville, FL | 15 | $ 3,945,000 | $ 263,000 | $ 157,000 |
| New York-Jersey City-White Plains, NY-NJ | 15 | $ 5,275,000 | $ 351,666 | $ 207,000 |
| Birmingham-Hoover, AL | 14 | $ 2,300,000 | $ 164,285 | $ 103,000 |
| Knoxville, TN | 14 | $ 2,300,000 | $ 164,285 | $ 96,000 |
| St. Louis, MO-IL | 14 | $ 2,770,000 | $ 197,857 | $ 115,285 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 14 | $ 3,850,000 | $ 275,000 | $ 142,000 |
| Kansas City, MO-KS | 13 | $ 2,565,000 | $ 197,307 | $ 128,076 |
| Pittsburgh, PA | 13 | $ 2,905,000 | $ 223,461 | $ 108,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 4,695,000 | $ 361,153 | $ 197,000 |
| Akron, OH | 12 | $ 2,230,000 | $ 185,833 | $ 109,000 |
| Detroit-Dearborn-Livonia, MI | 12 | $ 2,570,000 | $ 214,166 | $ 146,000 |
| Philadelphia, PA | 12 | $ 2,030,000 | $ 169,166 | $ 113,000 |
| Chattanooga, TN-GA | 11 | $ 2,065,000 | $ 187,727 | $ 129,909 |
| Elgin, IL | 11 | $ 2,335,000 | $ 212,272 | $ 159,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 4,345,000 | $ 395,000 | $ 177,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 4,475,000 | $ 406,818 | $ 146,000 |
| Columbia, SC | 10 | $ 3,020,000 | $ 302,000 | $ 115,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 1,320,000 | $ 132,000 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 2,340,000 | $ 234,000 | $ 101,000 |
| Salisbury, MD-DE | 10 | $ 4,100,000 | $ 410,000 | $ 174,500 |
| Tulsa, OK | 10 | $ 1,740,000 | $ 174,000 | $ 119,000 |
| Cleveland-Elyria, OH | 9 | $ 1,825,000 | $ 202,777 | $ 112,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,920,000 | $ 240,000 | $ 127,250 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,270,000 | $ 158,750 | $ 98,500 |
| Durham-Chapel Hill, NC | 8 | $ 2,420,000 | $ 302,500 | $ 180,000 |
| Memphis, TN-MS-AR | 8 | $ 1,840,000 | $ 230,000 | $ 161,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,600,000 | $ 200,000 | $ 113,000 |
| Colorado Springs, CO | 7 | $ 1,655,000 | $ 236,428 | $ 130,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,155,000 | $ 165,000 | $ 112,000 |
| Greensboro-High Point, NC | 7 | $ 1,895,000 | $ 270,714 | $ 137,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,095,000 | $ 156,428 | $ 106,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,240,000 | $ 373,333 | $ 235,000 |
| Gary, IN | 6 | $ 1,220,000 | $ 203,333 | $ 113,000 |
| Huntsville, AL | 6 | $ 790,000 | $ 131,666 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 1,280,000 | $ 213,333 | $ 183,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,460,000 | $ 243,333 | $ 137,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 2,090,000 | $ 348,333 | $ 336,000 |
| Port St. Lucie, FL | 6 | $ 1,780,000 | $ 296,666 | $ 150,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,390,000 | $ 231,666 | $ 120,000 |
| Winchester, VA-WV | 6 | $ 1,530,000 | $ 255,000 | $ 148,000 |
| Winston-Salem, NC | 6 | $ 1,290,000 | $ 215,000 | $ 100,000 |
| Asheville, NC | 5 | $ 1,155,000 | $ 231,000 | $ 100,000 |
| California-Lexington Park, MD | 5 | $ 1,265,000 | $ 253,000 | $ 129,000 |
| Fayetteville, NC | 5 | $ 755,000 | $ 151,000 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,055,000 | $ 211,000 | $ 93,000 |
| New Orleans-Metairie, LA | 5 | $ 1,035,000 | $ 207,000 | $ 116,000 |
| Ocala, FL | 5 | $ 435,000 | $ 87,000 | $ 77,000 |
| Salem, OR | 5 | $ 1,895,000 | $ 379,000 | $ 163,000 |
| San Diego-Carlsbad, CA | 5 | $ 1,725,000 | $ 345,000 | $ 158,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 980,000 | $ 245,000 | $ 266,000 |
| Boulder, CO | 4 | $ 3,210,000 | $ 802,500 | $ 184,000 |
| Burlington, NC | 4 | $ 760,000 | $ 190,000 | $ 88,000 |
| Eugene, OR | 4 | $ 940,000 | $ 235,000 | $ 123,000 |
| Harrisburg-Carlisle, PA | 4 | $ 770,000 | $ 192,500 | $ 106,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 280,000 | $ 70,000 | $ 115,000 |
| Lexington-Fayette, KY | 4 | $ 660,000 | $ 165,000 | $ 103,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 1,690,000 | $ 422,500 | $ 0 |
| Oshkosh-Neenah, WI | 4 | $ 680,000 | $ 170,000 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,250,000 | $ 312,500 | $ 137,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Spartanburg, SC | 4 | $ 460,000 | $ 115,000 | $ 70,000 |
| Trenton, NJ | 4 | $ 850,000 | $ 212,500 | $ 152,000 |
| York-Hanover, PA | 4 | $ 930,000 | $ 232,500 | $ 133,000 |
| Bend-Redmond, OR | 3 | $ 625,000 | $ 208,333 | $ 79,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 705,000 | $ 235,000 | $ 159,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 665,000 | $ 221,666 | $ 92,000 |
| Dover, DE | 3 | $ 725,000 | $ 241,666 | $ 135,000 |
| Elkhart-Goshen, IN | 3 | $ 505,000 | $ 168,333 | $ 111,000 |
| Gainesville, GA | 3 | $ 795,000 | $ 265,000 | $ 189,000 |
| Greeley, CO | 3 | $ 1,035,000 | $ 345,000 | $ 127,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 1,035,000 | $ 345,000 | $ 269,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 825,000 | $ 275,000 | $ 111,000 |
| Houston-The Woodlands-Sugar Land, TX | 3 | $ 785,000 | $ 261,666 | $ 174,000 |
| Janesville-Beloit, WI | 3 | $ 355,000 | $ 118,333 | $ 76,000 |
| Lancaster, PA | 3 | $ 625,000 | $ 208,333 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 325,000 | $ 108,333 | $ 118,000 |
| Montgomery, AL | 3 | $ 305,000 | $ 101,666 | $ 78,000 |
| Oklahoma City, OK | 3 | $ 485,000 | $ 161,666 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 705,000 | $ 235,000 | $ 88,000 |
| Rockford, IL | 3 | $ 905,000 | $ 301,666 | $ 172,000 |
| Springfield, MO | 3 | $ 465,000 | $ 155,000 | $ 90,000 |
| Topeka, KS | 3 | $ 535,000 | $ 178,333 | $ 134,000 |
| Ann Arbor, MI | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 290,000 | $ 145,000 | $ 174,000 |
| Baton Rouge, LA | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Columbus, GA-AL | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Dallas-Plano-Irving, TX | 2 | $ 320,000 | $ 160,000 | $ 344,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 1,480,000 | $ 740,000 | $ 213,000 |
| Florence, SC | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Fort Collins, CO | 2 | $ 640,000 | $ 320,000 | $ 61,000 |
| Fort Wayne, IN | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Green Bay, WI | 2 | $ 460,000 | $ 230,000 | $ 130,000 |
| Hammond, LA | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 460,000 | $ 230,000 | $ 170,000 |
| Houma-Thibodaux, LA | 2 | $ 330,000 | $ 165,000 | $ 182,000 |
| Lafayette, LA | 2 | $ 250,000 | $ 125,000 | $ 198,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 420,000 | $ 210,000 | $ 134,500 |
| Madison, WI | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Mobile, AL | 2 | $ 860,000 | $ 430,000 | $ 427,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 810,000 | $ 405,000 | $ 235,000 |
| New Haven-Milford, CT | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Panama City, FL | 2 | $ 570,000 | $ 285,000 | $ 178,000 |
| Peoria, IL | 2 | $ 310,000 | $ 155,000 | $ 106,000 |
| Reading, PA | 2 | $ 680,000 | $ 340,000 | $ 153,000 |
| Roanoke, VA | 2 | $ 560,000 | $ 280,000 | $ 208,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 790,000 | $ 395,000 | $ 157,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 190,000 | $ 95,000 | $ 125,000 |
| Springfield, OH | 2 | $ 650,000 | $ 325,000 | $ 156,000 |
| Staunton-Waynesboro, VA | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Tallahassee, FL | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Warner Robins, GA | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Wichita, KS | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Williamsport, PA | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| Wilmington, NC | 2 | $ 520,000 | $ 260,000 | $ 141,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Albany, GA | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Albany, OR | 1 | $ 465,000 | $ 465,000 | $ 122,000 |
| Albuquerque, NM | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Altoona, PA | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Appleton, WI | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Athens-Clarke County, GA | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Auburn-Opelika, AL | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Bakersfield, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bloomington, IL | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Boston, MA | 1 | $ 65,000 | $ 65,000 | $ 232,000 |
| Bowling Green, KY | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Brunswick, GA | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Cape Girardeau, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Champaign-Urbana, IL | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Clarksville, TN-KY | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Danville, IL | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Decatur, AL | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Duluth, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Eau Claire, WI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Gainesville, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Harrisonburg, VA | 1 | $ 245,000 | $ 245,000 | $ 247,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Jackson, MI | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Jackson, TN | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Jacksonville, NC | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Lake Charles, LA | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Macon-Bibb County, GA | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Manhattan, KS | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Mansfield, OH | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Michigan City-La Porte, IN | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Monroe, LA | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Monroe, MI | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| New Bern, NC | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Niles-Benton Harbor, MI | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Olympia-Tumwater, WA | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Parkersburg-Vienna, WV | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Pueblo, CO | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Punta Gorda, FL | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Racine, WI | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Rockingham County-Strafford County, NH | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
| Rocky Mount, NC | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Savannah, GA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Sebastian-Vero Beach, FL | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Sioux Falls, SD | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Stockton-Lodi, CA | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| The Villages, FL | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Toledo, OH | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Visalia-Porterville, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Walla Walla, WA | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Wausau, WI | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Worcester, MA-CT | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,241 | $300,675,000 | $242,000 | $1,005,000 | $129,000 | $2,193,000 |
| Cash-out Refinancing | 316 | $58,540,000 | $185,000 | $2,505,000 | $133,000 | $663,000 |
| Home Purchase | 136 | $42,930,000 | $315,000 | $1,185,000 | $151,000 | $1,322,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,330 | $324,770,000 | $244,000 | $1,525,000 | $131,000 | $2,193,000 |
| White | 167 | $37,275,000 | $223,000 | $2,505,000 | $148,000 | $1,322,000 |
| Black or African American | 104 | $17,910,000 | $172,000 | $585,000 | $103,000 | $299,000 |
| Not Provided | 41 | $10,235,000 | $249,000 | $905,000 | $145,000 | $647,000 |
| Hispanic | 39 | $8,405,000 | $215,000 | $505,000 | $116,000 | $264,000 |
| Asian | 10 | $3,030,000 | $303,000 | $1,185,000 | $194,000 | $305,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $52,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $50,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,690 | $401,160,000 | $237,000 | $2,505,000 | $132,000 | $2,193,000 |
| VA-guaranteed (Veterans Administration) | 3 | $985,000 | $328,000 | $525,000 | $74,000 | $143,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,330 | $324,770,000 | $244,000 | $1,525,000 | $131,000 | $2,193,000 |
| Loan Originated | 280 | $58,840,000 | $210,000 | $1,185,000 | $131,000 | $1,322,000 |
| Application Withdrawn By Applicant | 54 | $11,650,000 | $215,000 | $725,000 | $128,000 | $386,000 |
| Application Denied By Financial Institution | 18 | $5,220,000 | $290,000 | $2,505,000 | $135,000 | $344,000 |
| File Closed For Incompleteness | 10 | $1,500,000 | $150,000 | $445,000 | $184,000 | $663,000 |
| Application Approved But Not Accepted | 1 | $165,000 | $165,000 | $165,000 | $60,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,675 | $396,925,000 | $236,000 | $1,525,000 | $132,000 | $2,193,000 |
| Collateral | 13 | $4,625,000 | $355,000 | $2,505,000 | $126,000 | $337,000 |
| Debt-To-Income Ratio | 3 | $355,000 | $118,000 | $205,000 | $121,000 | $158,000 |
| Other | 2 | $240,000 | $120,000 | $185,000 | $219,000 | $344,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About