Anthem Bank & Trust Mortgage Lending & HMDA Data, 2011
In 2011, Anthem Bank & Trust of Plaquemine, LA reported 186 mortgage applications totaling $27.2 million. The average application was for $146,193, and applicants reported an average income of $79,408. 55% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Baton Rouge, LA (124), Austin-Round Rock-San Marcos, TX (31) and New Orleans-Metairie-Kenner, LA (11) (applications in parentheses).
| Mortgage Company & Address | Anthem Bank & Trust Po Box 563 Plaquemine, LA 70764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 186 |
| Total Mortgage Loan Application Amount | $27,192,000 |
| Average Mortgage Loan Application Amount | $146,193 |
| Highest Mortgage Loan Application Amount | $1,330,000 |
| Average Applicant Income | $79,408 |
| Highest Applicant Income | $755,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anthem Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iberville, Louisiana | 55 | $ 4,979,000 | $ 90,527 | $ 56,000 |
| West Baton Rouge, Louisiana | 31 | $ 4,736,000 | $ 152,774 | $ 93,000 |
| Travis, Texas | 24 | $ 7,050,000 | $ 293,750 | $ 143,000 |
| East Baton Rouge, Louisiana | 20 | $ 2,634,000 | $ 131,700 | $ 75,000 |
| Livingston, Louisiana | 9 | $ 855,000 | $ 95,000 | $ 49,000 |
| Ascension, Louisiana | 8 | $ 899,000 | $ 112,375 | $ 44,000 |
| St. Tammany, Louisiana | 8 | $ 1,036,000 | $ 129,500 | $ 55,000 |
| Williamson, Texas | 4 | $ 401,000 | $ 100,250 | $ 81,000 |
| Jefferson, Louisiana | 3 | $ 585,000 | $ 195,000 | $ 71,000 |
| Harris, Texas | 3 | $ 501,000 | $ 167,000 | $ 95,000 |
| Hays, Texas | 3 | $ 676,000 | $ 225,333 | $ 81,000 |
| Assumption, Louisiana | 2 | $ 207,000 | $ 103,500 | $ 293,000 |
| Burnet, Texas | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| Broward, Florida | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Duval, Florida | 1 | $ 194,000 | $ 194,000 | $ 113,000 |
| Sarasota, Florida | 1 | $ 182,000 | $ 182,000 | $ 144,000 |
| Pointe Coupee, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Bexar, Texas | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Comal, Texas | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Dallas, Texas | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Denton, Texas | 1 | $ 226,000 | $ 226,000 | $ 119,000 |
| Montgomery, Texas | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Tarrant, Texas | 1 | $ 341,000 | $ 341,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Anthem Bank & Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 95 | $15,523,000 | $163,000 | $1,330,000 | $85,000 | $755,000 |
| Refinancing | 86 | $11,523,000 | $133,000 | $825,000 | $75,000 | $490,000 |
| Home Improvement | 5 | $146,000 | $29,000 | $50,000 | $49,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146 | $21,205,000 | $145,000 | $825,000 | $83,000 | $755,000 |
| Not applicable | 13 | $2,718,000 | $209,000 | $1,330,000 | $37,000 | $490,000 |
| Black or African American | 11 | $1,347,000 | $122,000 | $241,000 | $75,000 | $142,000 |
| Hispanic | 7 | $1,081,000 | $154,000 | $220,000 | $70,000 | $104,000 |
| Asian | 7 | $656,000 | $93,000 | $221,000 | $57,000 | $120,000 |
| Not Provided | 2 | $185,000 | $92,000 | $102,000 | $220,000 | $341,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160 | $22,836,000 | $142,000 | $1,330,000 | $82,000 | $755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,213,000 | $153,000 | $258,000 | $54,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 3 | $811,000 | $270,000 | $358,000 | $85,000 | $105,000 |
| FHA-insured (Federal Housing Administration) | 2 | $332,000 | $166,000 | $202,000 | $94,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 103 | $16,055,000 | $155,000 | $825,000 | $99,000 | $755,000 |
| Application Withdrawn By Applicant | 40 | $5,323,000 | $133,000 | $358,000 | $59,000 | $123,000 |
| Application Denied By Financial Institution | 36 | $3,516,000 | $97,000 | $332,000 | $55,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $1,570,000 | $314,000 | $1,330,000 | $29,000 | $77,000 |
| File Closed For Incompleteness | 2 | $728,000 | $364,000 | $405,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $1,934,000 | $96,000 | $256,000 | $52,000 | $116,000 |
| Debt-To-Income Ratio | 7 | $682,000 | $97,000 | $220,000 | $50,000 | $117,000 |
| Collateral | 4 | $441,000 | $110,000 | $332,000 | $78,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $269,000 | $89,000 | $221,000 | $55,000 | $120,000 |
| Other | 1 | $47,000 | $47,000 | $47,000 | $56,000 | $56,000 |
| Unverifiable Information | 1 | $143,000 | $143,000 | $143,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anthem Bank & Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anthem Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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