Anthem Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Anthem Bank & Trust of Plaquemine, LA reported 156 mortgage applications totaling $33.0 million, down 9% from 2013. The average application was for $211,570, and applicants reported an average income of $89,833. 80% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Baton Rouge, LA (78), Miami-Miami Beach-Kendall, FL (40) and Austin-Round Rock, TX (23) (applications in parentheses).
| Mortgage Company & Address | Anthem Bank & Trust Po Box 563 Plaquemine, LA 70764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 156 |
| Total Mortgage Loan Application Amount | $33,005,000 |
| Average Mortgage Loan Application Amount | $211,570 |
| Highest Mortgage Loan Application Amount | $1,203,000 |
| Average Applicant Income | $89,833 |
| Highest Applicant Income | $502,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anthem Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade, Florida | 40 | $ 12,900,000 | $ 322,500 | $ 72,000 |
| Iberville, Louisiana | 37 | $ 4,718,000 | $ 127,513 | $ 78,000 |
| Travis, Texas | 23 | $ 6,093,000 | $ 264,913 | $ 172,000 |
| West Baton Rouge, Louisiana | 17 | $ 2,218,000 | $ 130,470 | $ 81,000 |
| East Baton Rouge, Louisiana | 11 | $ 1,477,000 | $ 134,272 | $ 80,000 |
| Livingston, Louisiana | 8 | $ 784,000 | $ 98,000 | $ 45,000 |
| Ascension, Louisiana | 5 | $ 746,000 | $ 149,200 | $ 37,000 |
| Palm Beach, Florida | 4 | $ 2,168,000 | $ 542,000 | $ 85,000 |
| Broward, Florida | 3 | $ 480,000 | $ 160,000 | $ 157,000 |
| Ventura, California | 1 | $ 410,000 | $ 410,000 | $ 109,000 |
| Glades, Florida | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Assumption, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Jefferson, Louisiana | 1 | $ 217,000 | $ 217,000 | $ 110,000 |
| St. Landry, Louisiana | 1 | $ 109,000 | $ 109,000 | $ 119,000 |
| DeSoto, Mississippi | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Burnet, Texas | 1 | $ 44,000 | $ 44,000 | $ 15,000 |
| Tom Green, Texas | 1 | $ 67,000 | $ 67,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Anthem Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 103 | $24,403,000 | $236,000 | $1,203,000 | $95,000 | $423,000 |
| Refinancing | 52 | $8,590,000 | $165,000 | $663,000 | $81,000 | $502,000 |
| Home Improvement | 1 | $12,000 | $12,000 | $12,000 | $17,000 | $17,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 73 | $12,716,000 | $174,000 | $750,000 | $120,000 | $502,000 |
| Not applicable | 46 | $12,915,000 | $280,000 | $1,203,000 | $0 | $0 |
| Hispanic | 22 | $4,837,000 | $219,000 | $417,000 | $152,000 | $326,000 |
| Black or African American | 7 | $1,135,000 | $162,000 | $595,000 | $99,000 | $205,000 |
| Not Provided | 5 | $527,000 | $105,000 | $172,000 | $155,000 | $359,000 |
| Asian | 2 | $786,000 | $393,000 | $686,000 | $197,000 | $349,000 |
| American Indian or Alaskan Native | 1 | $89,000 | $89,000 | $89,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150 | $31,978,000 | $213,000 | $1,203,000 | $91,000 | $502,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $675,000 | $168,000 | $219,000 | $49,000 | $67,000 |
| FHA-insured (Federal Housing Administration) | 2 | $352,000 | $176,000 | $195,000 | $92,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 125 | $22,152,000 | $177,000 | $1,203,000 | $94,000 | $502,000 |
| Loan Purchased By The Institution | 14 | $7,859,000 | $561,000 | $1,114,000 | $29,000 | $290,000 |
| Application Denied By Financial Institution | 12 | $2,002,000 | $166,000 | $486,000 | $105,000 | $263,000 |
| Application Withdrawn By Applicant | 5 | $992,000 | $198,000 | $415,000 | $127,000 | $216,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $486,000 | $162,000 | $281,000 | $162,000 | $263,000 |
| Credit History | 3 | $256,000 | $85,000 | $150,000 | $78,000 | $82,000 |
| Other | 2 | $170,000 | $85,000 | $120,000 | $104,000 | $123,000 |
| Unverifiable Information | 2 | $816,000 | $408,000 | $486,000 | $116,000 | $233,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $44,000 | $44,000 | $44,000 | $15,000 | $15,000 |
| Debt-To-Income Ratio | 1 | $230,000 | $230,000 | $230,000 | $82,000 | $82,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anthem Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anthem Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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