Ark-La-Tex Financial Services LLC Mortgage Lending & HMDA Data, 2011

In 2011, Ark-La-Tex Financial Services LLC of Plano, TX reported 8,507 mortgage applications totaling $1.4 billion. The average application was for $167,150, and applicants reported an average income of $73,385. 38% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Spartanburg, SC (1,379), Lexington-Fayette, KY (1,282) and Greenville-Mauldin-Easley, SC (543) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services LLC
5160 Tennyson Pkwy Ste 1000
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,507
Total Mortgage Loan Application Amount $1,421,947,000
Average Mortgage Loan Application Amount $167,150
Highest Mortgage Loan Application Amount $1,995,000
Average Applicant Income $73,385
Highest Applicant Income $1,961,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services LLC by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Spartanburg, SC 1,379 $ 155,300,000 $ 112,617 $ 45,000
Lexington-Fayette, KY 1,282 $ 203,639,000 $ 158,844 $ 73,000
Greenville-Mauldin-Easley, SC 543 $ 69,025,000 $ 127,117 $ 58,000
Charleston-North Charleston-Summerville, SC 475 $ 91,195,000 $ 191,989 $ 80,000
Dallas-Plano-Irving, TX 421 $ 86,304,000 $ 204,997 $ 117,000
Fort Worth-Arlington, TX 415 $ 68,178,000 $ 164,284 $ 95,000
San Diego-Carlsbad-San Marcos, CA 242 $ 86,317,000 $ 356,681 $ 104,000
Louisville-Jefferson County, KY-IN 241 $ 40,396,000 $ 167,618 $ 71,759
Colorado Springs, CO 237 $ 41,713,000 $ 176,004 $ 63,000
Greensboro-High Point, NC 193 $ 30,814,000 $ 159,658 $ 74,000
Houston-Sugar Land-Baytown, TX 153 $ 25,188,000 $ 164,627 $ 90,000
Nassau-Suffolk, NY 119 $ 35,153,000 $ 295,403 $ 113,000
Austin-Round Rock-San Marcos, TX 89 $ 14,466,000 $ 162,539 $ 104,000
Johnson City, TN 79 $ 10,113,000 $ 128,012 $ 47,000
Elizabethtown, KY 73 $ 11,373,000 $ 155,794 $ 58,000
McAllen-Edinburg-Mission, TX 66 $ 8,228,000 $ 124,666 $ 56,000
Boise City-Nampa, ID 63 $ 9,428,000 $ 149,650 $ 71,000
Hartford-West Hartford-East Hartford, CT 57 $ 12,649,000 $ 221,912 $ 76,000
Los Angeles-Long Beach-Glendale, CA 56 $ 25,491,000 $ 455,196 $ 135,000
El Paso, TX 48 $ 6,457,000 $ 134,520 $ 68,000
Charlotte-Gastonia-Rock Hill, NC-SC 47 $ 6,205,000 $ 132,021 $ 55,085
New York-White Plains-Wayne, NY-NJ 47 $ 17,899,000 $ 380,829 $ 91,000
Burlington-South Burlington, VT 45 $ 8,625,000 $ 191,666 $ 60,000
St. Louis, MO-IL 44 $ 4,767,000 $ 108,340 $ 52,545
San Antonio-New Braunfels, TX 43 $ 7,545,000 $ 175,465 $ 77,000
Napa, CA 38 $ 11,081,000 $ 291,605 $ 106,000
Riverside-San Bernardino-Ontario, CA 37 $ 10,085,000 $ 272,567 $ 101,000
Grand Rapids-Wyoming, MI 36 $ 6,775,000 $ 188,194 $ 112,000
Phoenix-Mesa-Glendale, AZ 36 $ 5,942,000 $ 165,055 $ 94,000
Vallejo-Fairfield, CA 35 $ 8,320,000 $ 237,714 $ 120,000
Cincinnati-Middletown, OH-KY-IN 34 $ 5,570,000 $ 163,823 $ 72,647
Columbus, OH 34 $ 3,541,000 $ 104,147 $ 37,000
Nashville-Davidson--Murfreesboro--Franklin, TN 30 $ 6,232,000 $ 207,733 $ 85,000
Punta Gorda, FL 30 $ 3,603,000 $ 120,100 $ 86,000
New Haven-Milford, CT 28 $ 5,972,000 $ 213,285 $ 75,000
Anderson, SC 27 $ 4,020,000 $ 148,888 $ 56,000
Kingsport-Bristol-Bristol, TN-VA 27 $ 3,638,000 $ 134,740 $ 56,000
Sacramento--Arden-Arcade--Roseville, CA 27 $ 6,582,000 $ 243,777 $ 176,000
Boston-Quincy, MA 18 $ 4,855,000 $ 269,722 $ 89,000
Bridgeport-Stamford-Norwalk, CT 17 $ 4,100,000 $ 241,176 $ 85,000
Gary, IN 17 $ 2,398,000 $ 141,058 $ 62,000
Knoxville, TN 17 $ 2,837,000 $ 166,882 $ 74,000
Worcester, MA 17 $ 3,533,000 $ 207,823 $ 54,000
Sumter, SC 16 $ 3,009,000 $ 188,062 $ 62,000
Winston-Salem, NC 15 $ 2,240,000 $ 149,333 $ 67,000
Miami-Miami Beach-Kendall, FL 14 $ 1,917,000 $ 136,928 $ 37,000
Oakland-Fremont-Hayward, CA 14 $ 3,992,000 $ 285,142 $ 100,000
Santa Ana-Anaheim-Irvine, CA 14 $ 6,689,000 $ 477,785 $ 131,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 11 $ 2,302,000 $ 209,272 $ 74,000
Baton Rouge, LA 10 $ 1,733,000 $ 173,300 $ 69,000
Columbia, SC 10 $ 1,304,000 $ 130,400 $ 69,000
Indianapolis-Carmel, IN 10 $ 1,349,000 $ 134,900 $ 77,000
North Port-Bradenton-Sarasota, FL 10 $ 1,357,000 $ 135,700 $ 83,000
Santa Rosa-Petaluma, CA 10 $ 2,910,000 $ 291,000 $ 134,000
Cambridge-Newton-Framingham, MA 9 $ 2,127,000 $ 236,333 $ 90,000
Denver-Aurora-Broomfield, CO 9 $ 1,699,000 $ 188,777 $ 59,000
Holland-Grand Haven, MI 9 $ 1,254,000 $ 139,333 $ 83,000
Killeen-Temple-Fort Hood, TX 9 $ 1,361,000 $ 151,222 $ 59,000
San Francisco-San Mateo-Redwood City, CA 9 $ 5,071,000 $ 563,444 $ 175,000
West Palm Beach-Boca Raton-Boynton Beach, FL 9 $ 2,026,000 $ 225,111 $ 112,000
Norwich-New London, CT 8 $ 1,879,000 $ 234,875 $ 81,000
Raleigh-Cary, NC 8 $ 2,111,000 $ 263,875 $ 103,000
Chicago-Joliet-Naperville, IL 7 $ 1,522,000 $ 217,428 $ 92,000
Tampa-St. Petersburg-Clearwater, FL 7 $ 2,292,000 $ 327,428 $ 149,000
Akron, OH 6 $ 922,000 $ 153,666 $ 72,000
Bowling Green, KY 6 $ 688,000 $ 114,666 $ 114,000
Brownsville-Harlingen, TX 6 $ 912,000 $ 152,000 $ 73,000
Crestview-Fort Walton Beach-Destin, FL 6 $ 1,509,000 $ 251,500 $ 69,000
Las Cruces, NM 6 $ 734,000 $ 122,333 $ 83,000
Morristown, TN 6 $ 910,000 $ 151,666 $ 67,000
Springfield, MA 6 $ 1,206,000 $ 201,000 $ 75,000
Augusta-Richmond County, GA-SC 5 $ 1,098,000 $ 219,600 $ 77,000
Baltimore-Towson, MD 5 $ 1,631,000 $ 326,200 $ 132,000
Orlando-Kissimmee-Sanford, FL 5 $ 558,000 $ 111,600 $ 60,000
Peabody, MA 5 $ 1,413,000 $ 282,600 $ 115,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 5 $ 1,102,000 $ 220,400 $ 64,000
Cape Coral-Fort Myers, FL 4 $ 668,000 $ 167,000 $ 108,000
Greeley, CO 4 $ 795,000 $ 198,750 $ 61,000
Jacksonville, FL 4 $ 925,000 $ 231,250 $ 89,000
Memphis, TN-MS-AR 4 $ 679,000 $ 169,750 $ 69,000
Myrtle Beach-North Myrtle Beach-Conway, SC 4 $ 616,000 $ 154,000 $ 161,000
Rockingham County-Strafford County, NH 4 $ 1,450,000 $ 362,500 $ 148,000
Seattle-Bellevue-Everett, WA 4 $ 2,132,000 $ 533,000 $ 191,000
Amarillo, TX 3 $ 610,000 $ 203,333 $ 102,000
Asheville, NC 3 $ 722,000 $ 240,666 $ 78,000
Beaumont-Port Arthur, TX 3 $ 489,000 $ 163,000 $ 129,000
Burlington, NC 3 $ 438,000 $ 146,000 $ 58,000
College Station-Bryan, TX 3 $ 338,000 $ 112,666 $ 64,000
Columbus, IN 3 $ 446,000 $ 148,666 $ 69,000
Corpus Christi, TX 3 $ 627,000 $ 209,000 $ 94,000
Durham-Chapel Hill, NC 3 $ 762,000 $ 254,000 $ 75,000
Florence, SC 3 $ 362,000 $ 120,666 $ 35,000
Huntington-Ashland, WV-KY-OH 3 $ 648,000 $ 216,000 $ 161,000
Lake County-Kenosha County, IL-WI 3 $ 784,000 $ 261,333 $ 114,000
Laredo, TX 3 $ 460,000 $ 153,333 $ 123,000
Little Rock-North Little Rock-Conway, AR 3 $ 1,203,000 $ 401,000 $ 164,000
Lubbock, TX 3 $ 359,000 $ 119,666 $ 57,000
Palm Bay-Melbourne-Titusville, FL 3 $ 335,000 $ 111,666 $ 40,000
Providence-New Bedford-Fall River, RI-MA 3 $ 600,000 $ 200,000 $ 54,000
Pueblo, CO 3 $ 347,000 $ 115,666 $ 44,000
Sherman-Denison, TX 3 $ 625,000 $ 208,333 $ 83,000
Waco, TX 3 $ 424,000 $ 141,333 $ 82,000
Wilmington, DE-MD-NJ 3 $ 480,000 $ 160,000 $ 72,000
Wilmington, NC 3 $ 633,000 $ 211,000 $ 75,000
Abilene, TX 2 $ 150,000 $ 75,000 $ 55,000
Ann Arbor, MI 2 $ 128,000 $ 64,000 $ 50,000
Bloomington, IN 2 $ 228,000 $ 114,000 $ 36,000
Canton-Massillon, OH 2 $ 236,000 $ 118,000 $ 60,000
Clarksville, TN-KY 2 $ 417,000 $ 208,500 $ 61,000
Cleveland-Elyria-Mentor, OH 2 $ 330,000 $ 165,000 $ 102,000
Decatur, AL 2 $ 260,000 $ 130,000 $ 33,000
Edison-New Brunswick, NJ 2 $ 576,000 $ 288,000 $ 120,000
Lakeland-Winter Haven, FL 2 $ 165,000 $ 82,500 $ 82,000
Michigan City-La Porte, IN 2 $ 410,000 $ 205,000 $ 157,000
Midland, TX 2 $ 290,000 $ 145,000 $ 35,000
Owensboro, KY 2 $ 330,000 $ 165,000 $ 71,000
Pensacola-Ferry Pass-Brent, FL 2 $ 260,000 $ 130,000 $ 47,000
Philadelphia, PA 2 $ 393,000 $ 196,500 $ 104,000
Toledo, OH 2 $ 392,000 $ 196,000 $ 91,000
Tyler, TX 2 $ 305,000 $ 152,500 $ 54,000
Warren-Troy-Farmington Hills, MI 2 $ 243,000 $ 121,500 $ 44,000
Wichita Falls, TX 2 $ 209,000 $ 104,500 $ 42,000
Bakersfield-Delano, CA 1 $ 285,000 $ 285,000 $ 84,000
Barnstable Town, MA 1 $ 371,000 $ 371,000 $ 238,000
Battle Creek, MI 1 $ 112,000 $ 112,000 $ 38,000
Bethesda-Rockville-Frederick, MD 1 $ 812,000 $ 812,000 $ 235,000
Birmingham-Hoover, AL 1 $ 117,000 $ 117,000 $ 50,000
Boulder, CO 1 $ 399,000 $ 399,000 $ 263,000
Chattanooga, TN-GA 1 $ 233,000 $ 233,000 $ 49,000
Cleveland, TN 1 $ 114,000 $ 114,000 $ 47,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 385,000 $ 385,000 $ 157,000
Fayetteville, NC 1 $ 293,000 $ 293,000 $ 80,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 81,000 $ 81,000 $ 192,000
Fresno, CA 1 $ 150,000 $ 150,000 $ 34,000
Gainesville, FL 1 $ 280,000 $ 280,000 $ 108,000
Harrisburg-Carlisle, PA 1 $ 165,000 $ 165,000 $ 48,000
Jefferson City, MO 1 $ 84,000 $ 84,000 $ 101,000
Johnstown, PA 1 $ 50,000 $ 50,000 $ 49,000
Lake Havasu City-Kingman, AZ 1 $ 150,000 $ 150,000 $ 1,385,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 288,000 $ 288,000 $ 160,000
Montgomery, AL 1 $ 250,000 $ 250,000 $ 91,000
Naples-Marco Island, FL 1 $ 156,000 $ 156,000 $ 76,000
Newark-Union, NJ-PA 1 $ 166,000 $ 166,000 $ 64,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 390,000 $ 390,000 $ 78,000
Palm Coast, FL 1 $ 55,000 $ 55,000 $ 101,000
Panama City-Lynn Haven-Panama City Beach, FL 1 $ 90,000 $ 90,000 $ 27,000
Pine Bluff, AR 1 $ 254,000 $ 254,000 $ 140,000
Pittsburgh, PA 1 $ 112,000 $ 112,000 $ 43,000
Pittsfield, MA 1 $ 265,000 $ 265,000 $ 126,000
Port St. Lucie, FL 1 $ 284,000 $ 284,000 $ 50,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 88,000 $ 88,000 $ 35,000
Prescott, AZ 1 $ 400,000 $ 400,000 $ 132,000
Salinas, CA 1 $ 190,000 $ 190,000 $ 64,000
San Angelo, TX 1 $ 160,000 $ 160,000 $ 65,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 708,000 $ 708,000 $ 276,000
Scranton--Wilkes-Barre, PA 1 $ 220,000 $ 220,000 $ 99,000
Shreveport-Bossier City, LA 1 $ 214,000 $ 214,000 $ 151,000
South Bend-Mishawaka, IN-MI 1 $ 62,000 $ 62,000 $ 27,000
Stockton, CA 1 $ 200,000 $ 200,000 $ 72,000
Tallahassee, FL 1 $ 100,000 $ 100,000 $ 40,000
Tulsa, OK 1 $ 116,000 $ 116,000 $ 142,000
Youngstown-Warren-Boardman, OH-PA 1 $ 114,000 $ 114,000 $ 33,000

Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,413 $991,246,000 $154,000 $1,700,000 $67,000 $1,796,000
Refinancing 2,088 $429,628,000 $205,000 $1,995,000 $93,000 $1,961,000
Home Improvement 6 $1,073,000 $178,000 $360,000 $72,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,419 $1,102,073,000 $171,000 $1,995,000 $77,000 $1,961,000
Not Provided 1,010 $155,633,000 $154,000 $1,700,000 $62,000 $636,000
Black or African American 577 $79,300,000 $137,000 $825,000 $49,000 $477,000
Hispanic 348 $52,779,000 $151,000 $627,000 $67,000 $1,796,000
Asian 134 $28,022,000 $209,000 $629,000 $79,000 $554,000
American Indian or Alaskan Native 12 $2,721,000 $226,000 $718,000 $131,000 $920,000
Native Hawaiian or Other Pacific Islander 7 $1,419,000 $202,000 $280,000 $75,000 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,140 $854,927,000 $166,000 $1,995,000 $80,000 $1,961,000
FHA-insured (Federal Housing Administration) 1,997 $327,646,000 $164,000 $796,000 $65,000 $364,000
VA-guaranteed (Veterans Administration) 803 $168,927,000 $210,000 $1,469,000 $70,000 $1,385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 567 $70,447,000 $124,000 $324,000 $40,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,359 $467,987,000 $139,000 $1,995,000 $58,000 $1,440,000
Loan Originated 3,226 $600,581,000 $186,000 $1,469,000 $83,000 $1,006,000
Application Withdrawn By Applicant 1,786 $326,160,000 $182,000 $1,700,000 $83,000 $1,961,000
Application Approved But Not Accepted 100 $21,281,000 $212,000 $802,000 $88,000 $920,000
File Closed For Incompleteness 36 $5,938,000 $164,000 $358,000 $66,000 $335,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,743 $210,509,000 $120,000 $989,000 $47,000 $1,440,000
Credit Application Incomplete 1,013 $145,934,000 $144,000 $1,405,000 $62,000 $960,000
Other 183 $32,559,000 $177,000 $1,034,000 $90,000 $997,000
Collateral 142 $28,297,000 $199,000 $1,995,000 $92,000 $550,000
Employment History 104 $16,954,000 $163,000 $600,000 $58,000 $188,000
Insufficient Cash (Downpayment, Closing Cost) 70 $11,607,000 $165,000 $569,000 $60,000 $247,000
Debt-To-Income Ratio 55 $14,171,000 $257,000 $1,100,000 $92,000 $562,000
Unverifiable Information 37 $6,284,000 $169,000 $417,000 $90,000 $322,000
Mortgage Insurance Denied 7 $1,106,000 $158,000 $379,000 $61,000 $101,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List