Ark-La-Tex Financial Services, Llc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Ark-La-Tex Financial Services, Llc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ark-La-Tex Financial Services, Llc. 5160 Tennyson Pkwy Ste 1000 Austin, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,944 |
| Total Mortgage Loan Application Amount | $3,680,781,000 |
| Average Mortgage Loan Application Amount | $242,000 |
| Highest Mortgage Loan Application Amount | $2,629,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $2,973,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Ark-La-Tex Financial Services, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Ark-La-Tex Financial Services, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services, Llc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,877 | $ 436,502,000 | $ 232,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 1,389 | $ 365,492,000 | $ 263,000 | $ 121,000 |
| LEXINGTON-FAYETTE, KY | 1,025 | $ 204,889,000 | $ 199,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 887 | $ 257,280,000 | $ 290,000 | $ 136,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 745 | $ 138,182,000 | $ 185,000 | $ 77,000 |
| SPARTANBURG, SC | 715 | $ 104,510,000 | $ 146,000 | $ 61,000 |
| GRAND RAPIDS-WYOMING, MI | 560 | $ 95,456,000 | $ 170,000 | $ 80,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 481 | $ 119,348,000 | $ 248,000 | $ 99,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 458 | $ 243,299,000 | $ 531,000 | $ 170,000 |
| SAN DIEGO-CARLSBAD, CA | 420 | $ 192,909,000 | $ 459,000 | $ 130,000 |
| FORT WORTH-ARLINGTON, TX | 414 | $ 87,677,000 | $ 211,000 | $ 102,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 410 | $ 72,361,000 | $ 159,000 | $ 63,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 392 | $ 51,238,000 | $ 130,000 | $ 75,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 384 | $ 83,184,000 | $ 216,000 | $ 86,000 |
| MIDLAND, TX | 296 | $ 70,383,000 | $ 237,000 | $ 112,000 |
| TOLEDO, OH | 285 | $ 40,542,000 | $ 142,000 | $ 80,000 |
| GREENSBORO-HIGH POINT, NC | 265 | $ 49,194,000 | $ 185,000 | $ 91,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 257 | $ 38,574,000 | $ 152,000 | $ 68,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 253 | $ 74,316,000 | $ 333,000 | $ 134,500 |
| COLORADO SPRINGS, CO | 217 | $ 49,481,000 | $ 228,000 | $ 72,000 |
| NEWARK, NJ-PA | 178 | $ 43,497,000 | $ 240,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 169 | $ 31,208,000 | $ 184,000 | $ 93,000 |
| JOHNSON CITY, TN | 158 | $ 27,712,000 | $ 175,000 | $ 85,000 |
| BOSTON, MA | 144 | $ 41,125,000 | $ 285,000 | $ 113,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 136 | $ 27,899,000 | $ 185,500 | $ 98,000 |
| RALEIGH, NC | 135 | $ 37,076,000 | $ 274,000 | $ 112,000 |
| NAPA, CA | 127 | $ 53,653,000 | $ 422,000 | $ 148,000 |
| BOISE CITY, ID | 119 | $ 27,398,000 | $ 230,000 | $ 94,000 |
| WICHITA, KS | 109 | $ 15,864,000 | $ 145,000 | $ 68,000 |
| ST. LOUIS, MO-IL | 79 | $ 10,432,000 | $ 157,000 | $ 64,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 74 | $ 21,199,000 | $ 286,000 | $ 100,000 |
| EL CENTRO, CA | 66 | $ 14,330,000 | $ 217,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 63 | $ 12,958,000 | $ 205,000 | $ 104,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 59 | $ 13,729,000 | $ 232,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 57 | $ 27,774,000 | $ 487,000 | $ 149,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 57 | $ 14,211,000 | $ 249,000 | $ 92,000 |
| ODESSA, TX | 55 | $ 10,612,000 | $ 192,000 | $ 91,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 54 | $ 16,567,000 | $ 306,000 | $ 100,000 |
| WINSTON-SALEM, NC | 51 | $ 8,679,000 | $ 170,000 | $ 73,000 |
| BIRMINGHAM-HOOVER, AL | 50 | $ 8,737,000 | $ 174,000 | $ 80,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 50 | $ 12,504,000 | $ 249,333 | $ 63,000 |
| WORCESTER, MA-CT | 50 | $ 11,135,000 | $ 186,500 | $ 78,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 44 | $ 5,956,000 | $ 135,000 | $ 56,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 44 | $ 14,493,000 | $ 329,000 | $ 126,000 |
| TRENTON, NJ | 42 | $ 11,959,000 | $ 284,000 | $ 139,000 |
| MONROE, MI | 38 | $ 6,661,000 | $ 175,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 35 | $ 8,295,000 | $ 256,000 | $ 118,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 30 | $ 7,399,000 | $ 246,000 | $ 83,000 |
| SALISBURY, MD-DE | 30 | $ 7,462,000 | $ 240,000 | $ 100,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 28 | $ 4,508,000 | $ 161,000 | $ 76,000 |
| KNOXVILLE, TN | 28 | $ 5,687,000 | $ 203,000 | $ 102,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 4,802,000 | $ 177,000 | $ 79,000 |
| NEW HAVEN-MILFORD, CT | 26 | $ 5,772,000 | $ 222,000 | $ 79,000 |
| WINCHESTER, VA-WV | 26 | $ 5,296,000 | $ 203,000 | $ 46,000 |
| OCEAN CITY, NJ | 24 | $ 5,443,000 | $ 226,000 | $ 100,000 |
| PROVIDENCE-WARWICK, RI-MA | 23 | $ 4,854,000 | $ 206,000 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 21 | $ 4,787,000 | $ 227,000 | $ 116,000 |
| HOT SPRINGS, AR | 20 | $ 4,547,000 | $ 227,000 | $ 119,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 19 | $ 5,319,000 | $ 279,000 | $ 152,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 18 | $ 4,233,000 | $ 235,000 | $ 82,000 |
| KILLEEN-TEMPLE, TX | 18 | $ 3,236,000 | $ 179,000 | $ 92,000 |
| COLUMBIA, SC | 17 | $ 3,523,000 | $ 207,000 | $ 110,000 |
| CAMDEN, NJ | 16 | $ 3,221,000 | $ 201,000 | $ 105,000 |
| DENVER-AURORA-LAKEWOOD, CO | 16 | $ 5,132,000 | $ 320,000 | $ 281,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 15 | $ 2,795,000 | $ 197,000 | $ 111,000 |
| MORRISTOWN, TN | 15 | $ 2,482,000 | $ 165,000 | $ 59,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 3,170,000 | $ 226,000 | $ 71,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 2,285,000 | $ 165,500 | $ 98,000 |
| CORPUS CHRISTI, TX | 13 | $ 3,133,000 | $ 241,000 | $ 227,000 |
| MUSKEGON, MI | 13 | $ 1,603,000 | $ 123,000 | $ 74,000 |
| SPRINGFIELD, MA | 13 | $ 2,234,000 | $ 171,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 3,888,000 | $ 299,000 | $ 138,000 |
| BURLINGTON, NC | 12 | $ 2,170,000 | $ 180,000 | $ 76,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 5,162,000 | $ 430,000 | $ 140,000 |
| PHILADELPHIA, PA | 12 | $ 2,706,000 | $ 225,000 | $ 104,000 |
| WACO, TX | 12 | $ 1,602,000 | $ 133,000 | $ 206,000 |
| LANSING-EAST LANSING, MI | 11 | $ 1,896,000 | $ 172,000 | $ 101,000 |
| SALT LAKE CITY, UT | 11 | $ 2,819,000 | $ 256,000 | $ 93,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 10 | $ 1,808,000 | $ 180,000 | $ 77,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 2,599,000 | $ 288,000 | $ 113,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,110,000 | $ 263,000 | $ 78,000 |
| CINCINNATI, OH-KY-IN | 8 | $ 1,279,000 | $ 163,500 | $ 89,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 1,984,000 | $ 248,000 | $ 113,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 3,107,000 | $ 388,000 | $ 127,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 2,350,000 | $ 293,000 | $ 86,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 1,545,000 | $ 220,000 | $ 177,000 |
| KANSAS CITY, MO-KS | 7 | $ 1,521,000 | $ 190,500 | $ 82,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 2,038,000 | $ 291,000 | $ 94,000 |
| PUNTA GORDA, FL | 7 | $ 1,765,000 | $ 252,000 | $ 151,000 |
| ASHEVILLE, NC | 6 | $ 841,000 | $ 140,000 | $ 62,000 |
| HARRISONBURG, VA | 6 | $ 907,000 | $ 151,000 | $ 45,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,062,000 | $ 177,000 | $ 82,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 2,608,000 | $ 434,000 | $ 99,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,274,000 | $ 230,000 | $ 116,500 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,135,000 | $ 227,000 | $ 80,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 527,000 | $ 105,000 | $ 43,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 800,000 | $ 160,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 2,123,000 | $ 424,000 | $ 75,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 2,166,000 | $ 541,000 | $ 139,000 |
| CLARKSVILLE, TN-KY | 4 | $ 1,086,000 | $ 341,500 | $ 42,000 |
| COLUMBUS, OH | 4 | $ 1,135,000 | $ 283,000 | $ 114,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 1,081,000 | $ 270,000 | $ 101,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,091,000 | $ 272,000 | $ 140,000 |
| JACKSONVILLE, FL | 4 | $ 1,144,000 | $ 286,000 | $ 78,000 |
| PUEBLO, CO | 4 | $ 900,000 | $ 225,000 | $ 71,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,113,000 | $ 528,000 | $ 187,000 |
| TALLAHASSEE, FL | 4 | $ 579,000 | $ 144,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 910,000 | $ 224,500 | $ 60,000 |
| BOWLING GREEN, KY | 3 | $ 493,000 | $ 164,000 | $ 75,000 |
| HUNTSVILLE, AL | 3 | $ 761,000 | $ 253,000 | $ 106,000 |
| JACKSON, MI | 3 | $ 585,000 | $ 195,000 | $ 138,000 |
| MONTGOMERY, AL | 3 | $ 416,000 | $ 138,000 | $ 54,000 |
| RICHMOND, VA | 3 | $ 631,000 | $ 210,000 | $ 67,000 |
| SAN RAFAEL, CA | 3 | $ 1,069,000 | $ 356,000 | $ 96,000 |
| SANTA ROSA, CA | 3 | $ 1,643,000 | $ 547,000 | $ 216,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 155,000 | $ 77,000 | $ 33,000 |
| BAKERSFIELD, CA | 2 | $ 298,000 | $ 149,000 | $ 89,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 151,000 | $ 75,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 145,000 | $ 72,000 | $ 39,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 509,000 | $ 254,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 372,000 | $ 186,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 453,000 | $ 226,000 | $ 102,000 |
| DOVER, DE | 2 | $ 539,000 | $ 269,000 | $ 118,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 428,000 | $ 214,000 | $ 66,000 |
| GREENVILLE, NC | 2 | $ 365,000 | $ 182,000 | $ 88,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 314,000 | $ 157,000 | $ 94,000 |
| LUBBOCK, TX | 2 | $ 376,000 | $ 188,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 222,000 | $ 111,000 | $ 57,000 |
| MIDLAND, MI | 2 | $ 251,000 | $ 125,000 | $ 77,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 495,000 | $ 247,000 | $ 55,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 563,000 | $ 281,000 | $ 69,000 |
| PANAMA CITY, FL | 2 | $ 414,000 | $ 207,000 | $ 92,000 |
| PINE BLUFF, AR | 2 | $ 229,000 | $ 114,000 | $ 53,000 |
| PITTSFIELD, MA | 2 | $ 285,000 | $ 142,000 | $ 48,000 |
| PORT ST. LUCIE, FL | 2 | $ 705,000 | $ 352,000 | $ 113,000 |
| SAN ANGELO, TX | 2 | $ 527,000 | $ 263,000 | $ 77,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 1,214,000 | $ 607,000 | $ 122,000 |
| TEXARKANA, TX-AR | 2 | $ 301,000 | $ 150,000 | $ 46,000 |
| TUSCALOOSA, AL | 2 | $ 231,000 | $ 115,000 | $ 38,000 |
| TYLER, TX | 2 | $ 496,000 | $ 248,000 | $ 91,000 |
| YORK-HANOVER, PA | 2 | $ 467,000 | $ 233,000 | $ 92,000 |
| ABILENE, TX | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| ALBUQUERQUE, NM | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| ALTOONA, PA | 1 | $ 282,000 | $ 282,000 | $ 80,000 |
| AMARILLO, TX | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| ANN ARBOR, MI | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| AUBURN-OPELIKA, AL | 1 | $ 211,000 | $ 211,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| BOULDER, CO | 1 | $ 310,000 | $ 310,000 | $ 55,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| CLEVELAND, TN | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| COEUR D'ALENE, ID | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
| EAST STROUDSBURG, PA | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| EL PASO, TX | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| FAYETTEVILLE, NC | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| FLINT, MI | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| FLORENCE, SC | 1 | $ 228,000 | $ 228,000 | $ 103,000 |
| FORT COLLINS, CO | 1 | $ 284,000 | $ 284,000 | $ 126,000 |
| FORT SMITH, AR-OK | 1 | $ 342,000 | $ 342,000 | $ 116,000 |
| FRESNO, CA | 1 | $ 147,000 | $ 147,000 | $ 168,000 |
| GAINESVILLE, GA | 1 | $ 414,000 | $ 414,000 | $ 169,000 |
| GREELEY, CO | 1 | $ 384,000 | $ 384,000 | $ 116,000 |
| HANFORD-CORCORAN, CA | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 154,000 | $ 154,000 | $ 101,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 62,000 | $ 62,000 | $ 146,000 |
| JOHNSTOWN, PA | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| JOPLIN, MO | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| KINGSTON, NY | 1 | $ 314,000 | $ 314,000 | $ 101,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| LANCASTER, PA | 1 | $ 303,000 | $ 303,000 | $ 158,000 |
| LONGVIEW, TX | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| LONGVIEW, WA | 1 | $ 357,000 | $ 357,000 | $ 95,000 |
| MERCED, CA | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 307,000 | $ 307,000 | $ 155,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 131,000 | $ 131,000 | $ 229,000 |
| OKLAHOMA CITY, OK | 1 | $ 58,000 | $ 58,000 | $ 206,000 |
| OWENSBORO, KY | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| PROVO-OREM, UT | 1 | $ 317,000 | $ 317,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 181,000 | $ 181,000 | $ 58,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 247,000 | $ 247,000 | $ 56,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| STOCKTON-LODI, CA | 1 | $ 248,000 | $ 248,000 | $ 111,000 |
| SUMTER, SC | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 340,000 | $ 340,000 | $ 153,000 |
| WICHITA FALLS, TX | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| WILMINGTON, NC | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services, Llc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,945 | $2,652,912,000 | $222,000 | $2,240,000 | $95,000 | $2,973,000 |
| Refinancing | 2,836 | $747,317,000 | $263,000 | $2,629,000 | $112,000 | $1,013,000 |
| Home Improvement | 1,163 | $280,552,000 | $241,000 | $1,512,000 | $110,000 | $1,191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,513 | $2,631,856,000 | $228,000 | $2,629,000 | $101,000 | $2,973,000 |
| Hispanic | 1,598 | $356,222,000 | $222,000 | $1,351,000 | $86,000 | $900,000 |
| Not Provided | 1,023 | $272,605,000 | $266,000 | $1,740,000 | $111,000 | $1,620,000 |
| Black or African American | 914 | $183,939,000 | $201,000 | $1,800,000 | $77,000 | $694,000 |
| Asian | 534 | $154,058,000 | $288,000 | $2,063,000 | $117,000 | $607,000 |
| Not applicable | 270 | $59,177,000 | $219,000 | $417,000 | $101,000 | $428,000 |
| American Indian or Alaskan Native | 63 | $13,658,000 | $216,000 | $699,000 | $90,000 | $309,000 |
| Native Hawaiin or Other Pacific Islander | 29 | $9,266,000 | $319,000 | $1,173,000 | $141,000 | $804,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,676 | $2,432,506,000 | $251,000 | $2,629,000 | $119,000 | $2,973,000 |
| FHA-insured (Federal Housing Administration) | 4,319 | $804,392,000 | $186,000 | $815,000 | $68,000 | $1,020,000 |
| VA-guaranteed (Veterans Administration) | 1,405 | $369,138,000 | $262,000 | $1,380,000 | $80,000 | $498,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 544 | $74,745,000 | $137,000 | $308,000 | $47,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,084 | $2,561,102,000 | $231,000 | $2,240,000 | $99,000 | $2,973,000 |
| Application Withdrawn By Applicant | 3,363 | $803,755,000 | $238,000 | $2,629,000 | $106,000 | $1,620,000 |
| Application Denied By Financial Institution | 1,182 | $245,321,000 | $207,000 | $1,380,000 | $84,000 | $1,205,000 |
| Loan Purchased By The Institution | 299 | $65,797,000 | $220,000 | $417,000 | $99,000 | $428,000 |
| Application Approved But Not Accepted | 16 | $4,806,000 | $300,000 | $1,320,000 | $102,000 | $231,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 298 | $61,745,000 | $207,000 | $1,380,000 | $87,000 | $600,000 |
| Other | 278 | $61,496,000 | $221,000 | $805,000 | $95,000 | $590,000 |
| Credit History | 239 | $43,771,000 | $183,000 | $975,000 | $76,000 | $1,205,000 |
| Collateral | 134 | $26,244,000 | $195,000 | $656,000 | $90,000 | $480,000 |
| Debt-To-Income Ratio | 133 | $31,128,000 | $234,000 | $1,176,000 | $68,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 47 | $10,690,000 | $227,000 | $598,000 | $75,000 | $209,000 |
| Unverifiable Information | 32 | $6,674,000 | $208,000 | $551,000 | $87,000 | $524,000 |
| Employment History | 21 | $3,573,000 | $170,000 | $316,000 | $58,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services, Llc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.