All In Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
All In Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | All In Federal Credit Union 238 Virginia Avenue Daleville, AL 36322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 628 |
| Total Mortgage Loan Application Amount | $28,208,000 |
| Average Mortgage Loan Application Amount | $50,000 |
| Highest Mortgage Loan Application Amount | $280,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with All In Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing All In Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down All In Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how All In Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by All In Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at All In Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Alabama | 125 | $ 5,432,000 | $ 43,000 | $ 73,000 |
| Coffee County Alabama | 114 | $ 4,963,000 | $ 43,000 | $ 85,000 |
| Dale County Alabama | 103 | $ 4,300,000 | $ 41,000 | $ 66,000 |
| Walton County Florida | 63 | $ 3,042,000 | $ 48,000 | $ 66,000 |
| Mobile County Alabama | 57 | $ 2,334,000 | $ 40,000 | $ 72,000 |
| Okaloosa County Florida | 26 | $ 1,617,000 | $ 62,000 | $ 83,000 |
| Geneva County Alabama | 17 | $ 522,000 | $ 30,000 | $ 68,000 |
| Henry County Alabama | 14 | $ 467,000 | $ 33,000 | $ 78,000 |
| Pike County Alabama | 14 | $ 768,000 | $ 54,000 | $ 82,000 |
| Barbour County Alabama | 8 | $ 451,000 | $ 56,000 | $ 60,000 |
| Baldwin County Alabama | 6 | $ 262,000 | $ 43,000 | $ 67,000 |
| Covington County Alabama | 5 | $ 192,000 | $ 38,000 | $ 65,000 |
| Montgomery County Alabama | 4 | $ 171,000 | $ 42,000 | $ 86,000 |
| Holmes County Florida | 4 | $ 133,000 | $ 33,000 | $ 52,000 |
| Jackson County Florida | 3 | $ 111,000 | $ 37,000 | $ 81,000 |
| Crenshaw County Alabama | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Lee County Alabama | 2 | $ 49,000 | $ 24,000 | $ 110,000 |
| Bay County Florida | 2 | $ 199,000 | $ 99,000 | $ 74,000 |
| Autauga County Alabama | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Jefferson County Alabama | 1 | $ 58,000 | $ 58,000 | $ 64,000 |
| Limestone County Alabama | 1 | $ 32,000 | $ 32,000 | $ 121,000 |
| Madison County Alabama | 1 | $ 67,000 | $ 67,000 | $ 128,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Escambia County Florida | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Chatham County Georgia | 1 | $ 74,000 | $ 74,000 | $ 91,000 |
| Clayton County Georgia | 1 | $ 24,000 | $ 24,000 | $ 147,000 |
| Early County Georgia | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Fulton County Georgia | 1 | $ 22,000 | $ 22,000 | $ 82,000 |
| Houston County Georgia | 1 | $ 80,000 | $ 80,000 | $ 104,000 |
| Liberty County Georgia | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Muscogee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Adair County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Bracken County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Boone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Orange County New York | 1 | $ 72,000 | $ 72,000 | $ 133,000 |
| Burke County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 234,000 |
| Dauphin County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 124,000 |
| Montgomery County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Wilson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Fauquier County Virginia | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Hampton County Virginia | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 278,000 |
| Stafford County Virginia | 1 | $ 3,000 | $ 3,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for All In Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 350 | $13,140,000 | $37,000 | $100,000 | $76,000 | $350,000 |
| Refinancing | 245 | $13,069,000 | $53,000 | $119,000 | $70,000 | $315,000 |
| Home Purchase | 33 | $1,999,000 | $60,000 | $280,000 | $84,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 546 | $24,644,000 | $45,000 | $280,000 | $75,000 | $350,000 |
| Black or African American | 41 | $1,960,000 | $47,000 | $100,000 | $62,000 | $147,000 |
| Not Provided | 27 | $1,075,000 | $39,000 | $100,000 | $70,000 | $159,000 |
| Hispanic | 6 | $188,000 | $31,000 | $50,000 | $95,000 | $219,000 |
| American Indian or Alaskan Native | 4 | $121,000 | $30,000 | $52,000 | $77,000 | $130,000 |
| Asian | 3 | $200,000 | $66,000 | $79,000 | $60,000 | $103,000 |
| Not applicable | 1 | $20,000 | $20,000 | $20,000 | $70,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 628 | $28,208,000 | $44,000 | $280,000 | $74,000 | $350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 556 | $24,971,000 | $44,000 | $280,000 | $76,000 | $350,000 |
| Application Denied By Financial Institution | 48 | $2,230,000 | $46,000 | $100,000 | $57,000 | $156,000 |
| Application Withdrawn By Applicant | 23 | $957,000 | $41,000 | $119,000 | $57,000 | $125,000 |
| Application Approved But Not Accepted | 1 | $50,000 | $50,000 | $50,000 | $30,000 | $30,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $544,000 | $32,000 | $80,000 | $53,000 | $132,000 |
| Debt-To-Income Ratio | 12 | $682,000 | $56,000 | $100,000 | $40,000 | $113,000 |
| Other | 12 | $628,000 | $52,000 | $100,000 | $79,000 | $156,000 |
| Mortgage Insurance Denied | 3 | $176,000 | $58,000 | $100,000 | $69,000 | $140,000 |
| Unverifiable Information | 2 | $85,000 | $42,000 | $75,000 | $40,000 | $57,000 |
| Collateral | 2 | $115,000 | $57,000 | $80,000 | $70,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All In Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All In Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.